Home > Armstrong Bank > Net charge- offs to loans
Armstrong Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0444% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0367% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7243% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0670% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5879% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0511% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7959% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9844% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6691% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0892% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0795% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2283% | 4,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7370% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9784% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6073% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2315% | 4,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6082% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4999% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5571% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4905% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5222% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3970% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7026% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3261% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0056% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7904% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2129% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5386% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1419% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2134% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0889% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2713% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1206% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5365% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4932% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3458% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4465% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 3,923 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9187% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1775% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2057% | 178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4604% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 3,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 3,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 3,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1509% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9459% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1052% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0498% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0598% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0982% | 4,655 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 3,983 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1105% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3623% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4949% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3544% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 4,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 4,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0653% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0571% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0442% | 3,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1697% | 4,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4092% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6089% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3555% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3136% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0532% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3912% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3129% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4017% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5328% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3006% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8255% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3414% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8946% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0323% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0889% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4347% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3574% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9525% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0273% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9482% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2457% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3811% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6860% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2200% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1191% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2299% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4680% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2316% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1899% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2339% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 4,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2375% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3117% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2340% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3362% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9203% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2285% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4107% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1689% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1809% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2022% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0545% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5973% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0100% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8224% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2325% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2892% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1661% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4076% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0377% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4488% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4672% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3165% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4696% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0097% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5218% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2045% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7059% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1661% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3987% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0481% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7485% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0010% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6662% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1188% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1267% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0428% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4451% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4197% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3693% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5526% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2263% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0669% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4456% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1885% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2743% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3664% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5540% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7758% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5001% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4597% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.1007% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3641% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1774% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4225% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2113% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6665% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1737% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5246% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2268% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5385% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2320% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8182% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1857% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0866% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9039% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7405% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8063% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4674% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2971% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.3489% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3647% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9099% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2759% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3540% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0075% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3826% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6364% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3538% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4851% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2933% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.3655% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1607% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4686% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1454% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8167% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2271% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7067% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1987% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4679% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1932% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7101% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0001% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5545% | 1,118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9404% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4165% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3462% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8705% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1956% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0366% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0978% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 4,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6048% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2031% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5904% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7279% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1337% | 5,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3811% | 1,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5510% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 5,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0751% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2103% | 5,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1059% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1502% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 5,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.1724% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2312% | 6,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0552% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0659% | 5,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3346% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.3926% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4029% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4101% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4248% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2578% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6028% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8969% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5671% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2606% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1711% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0255% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2691% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3272% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1584% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4125% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2680% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5040% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3596% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3246% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 5,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4792% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2192% | 5,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4607% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5309% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 1,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1701% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2872% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4814% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2806% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2471% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7889% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2434% | 2,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5322% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 1,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6362% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1443% | 3,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 3,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5244% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 2,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 2,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 5,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1075% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1077% | 2,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2643% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0145% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 6,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1772% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0091% | 5,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0091% | 5,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3014% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3797% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0674% | 6,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6071% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4615% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1862% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3815% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2327% | 3,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2331% | 3,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3405% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4186% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0888% | 6,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7986% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3971% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7713% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2804% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1995% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1999% | 3,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1434% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4148% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7274% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4328% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0624% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2478% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2363% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0094% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5514% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6859% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6852% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6123% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1098% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2438% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2443% | 2,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0385% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3101% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2855% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 2,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5112% | 1,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2673% | 3,083 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3810% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 3,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2376% | 3,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3633% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5975% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2570% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 3,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 2,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2961% | 2,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4432% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 3,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2836% | 3,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6521% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 2,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1929% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0956% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2998% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2566% | 2,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8981% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 3,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1980% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2104% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2099% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1680% | 2,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1169% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4521% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3035% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | -0.1202% | 6,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3252% | 2,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5391% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4332% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4719% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5904% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9259% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3477% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.1603% | 6,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 2,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5111% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8347% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4077% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4012% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8188% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3993% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2629% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.2552% | 7,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0964% | 2,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7048% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6415% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5500% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6456% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6407% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2702% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.4696% | 7,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7792% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2951% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5736% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7783% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2696% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7484% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5323% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 1.0984% | 2,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6907% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4013% | 2,371 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6421% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2950% | 2,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5767% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9774% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4287% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6219% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.2363% | 2,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4393% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3398% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1964% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 2,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8839% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0187% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3024% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7082% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2973% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 2,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3825% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4949% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2739% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6716% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1174% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9917% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6570% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.1105% | 7,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 7,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1444% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1573% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1203% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0063% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3266% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0881% | 2,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1996% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7505% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0536% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2169% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0606% | 2,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2847% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5399% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6647% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3155% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1774% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4369% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 7,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2489% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 3,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3507% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1653% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1996% | 7,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0364% | 6,927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0536% | 6,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.1030% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2567% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2639% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0408% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6340% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4134% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.1065% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2288% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8287% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2713% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4661% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2707% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.1443% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1381% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2547% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4088% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1008% | 8,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6003% | 7,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1846% | 7,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1836% | 7,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2813% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4647% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 7,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0425% | 7,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0291% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2012% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4443% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 8,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3569% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4465% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3834% | 7,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0576% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 7,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8800% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0793% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 3,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2776% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0261% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.1259% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0568% | 8,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1655% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1655% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3342% | 3,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5595% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.2403% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 8,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2220% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5672% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1060% | 7,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3202% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2625% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8572% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7107% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0228% | 1,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2821% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1907% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3592% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0706% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 3,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0990% | 7,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0257% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1587% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1598% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0176% | 7,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0339% | 7,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2236% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2236% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4787% | 2,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2096% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 7,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3737% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4848% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2272% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0785% | 7,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3678% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0914% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1237% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5995% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1560% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0848% | 7,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5281% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2287% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1180% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5697% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0999% | 7,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1002% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5290% | 4,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3605% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 4,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5392% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0178% | 7,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3310% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 5,254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,739 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 7,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1471% | 12,369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3353% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |