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Ameris Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$1,280,461,000	75
Total interest expense	$420,849,000	83
Net interest income	$859,612,000	76
Provision for loan and lease losses	$142,656,000	41
Total noninterest income	$246,581,000	82
Gross Fiduciary activities income	$117,000	708
Service charges on deposit accounts	$30,414,000	69
Trading account gains and fees	$3,308,000	43
Additional Noninterest Income	$212,742,000	65
Total noninterest expense	$565,380,000	78
Salaries and employee benefits	$306,894,000	66
Premises and equipment expense	$48,495,000	76
Additional noninterest expense	$212,742,000	65
Pre-tax net operating income	$398,157,000	76
Securities gains (losses)	$-304,000	4,075
Applicable income taxes	$99,314,000	69
Income before extraordinary items	$298,539,000	75
Extraordinary gains, net	$0	54
Net income	$298,539,000	77
Minority interest net income	$0	88
Net income of bank and minority interests.	$298,539,000	76
Net charge-offs	$50,381,000	64
Cash dividends	$175,000,000	79
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$298,779,160	77
2023-09-30 (YTD Data)		Rank
Total interest income	$948,247,000	78
Total interest expense	$300,531,000	85
Net interest income	$647,716,000	77
Provision for loan and lease losses	$119,704,000	44
Total noninterest income	$187,851,000	85
Gross Fiduciary activities income	$30,000	773
Service charges on deposit accounts	$22,310,000	69
Trading account gains and fees	$3,109,000	41
Additional Noninterest Income	$162,402,000	68
Total noninterest expense	$418,258,000	79
Salaries and employee benefits	$234,278,000	66
Premises and equipment expense	$36,133,000	76
Additional noninterest expense	$162,402,000	68
Pre-tax net operating income	$297,605,000	80
Securities gains (losses)	$-16,000	3,589
Applicable income taxes	$71,984,000	74
Income before extraordinary items	$225,605,000	78
Extraordinary gains, net	$0	52
Net income	$225,605,000	78
Minority interest net income	$0	81
Net income of bank and minority interests.	$225,605,000	78
Net charge-offs	$36,976,000	64
Cash dividends	$125,000,000	83
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$225,617,640	80
2023-06-30 (YTD Data)		Rank
Total interest income	$617,693,000	75
Total interest expense	$183,503,000	82
Net interest income	$434,190,000	78
Provision for loan and lease losses	$95,245,000	40
Total noninterest income	$123,252,000	81
Gross Fiduciary activities income	$30,000	742
Service charges on deposit accounts	$14,270,000	66
Trading account gains and fees	$2,538,000	42
Additional Noninterest Income	$106,414,000	66
Total noninterest expense	$279,956,000	81
Salaries and employee benefits	$156,181,000	64
Premises and equipment expense	$24,163,000	75
Additional noninterest expense	$106,414,000	66
Pre-tax net operating income	$182,241,000	85
Securities gains (losses)	$0	938
Applicable income taxes	$44,693,000	79
Income before extraordinary items	$137,548,000	82
Extraordinary gains, net	$0	51
Net income	$137,548,000	84
Minority interest net income	$0	81
Net income of bank and minority interests.	$137,548,000	82
Net charge-offs	$24,913,000	56
Cash dividends	$75,000,000	83
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$137,548,000	83
2023-03-31 (YTD Data)		Rank
Total interest income	$295,716,000	80
Total interest expense	$76,701,000	89
Net interest income	$219,015,000	78
Provision for loan and lease losses	$49,729,000	37
Total noninterest income	$56,000,000	89
Gross Fiduciary activities income	$29,000	734
Service charges on deposit accounts	$7,065,000	68
Trading account gains and fees	$1,439,000	49
Additional Noninterest Income	$47,467,000	71
Total noninterest expense	$135,576,000	85
Salaries and employee benefits	$77,890,000	68
Premises and equipment expense	$12,362,000	77
Additional noninterest expense	$47,467,000	71
Pre-tax net operating income	$89,710,000	87
Securities gains (losses)	$6,000	713
Applicable income taxes	$21,711,000	76
Income before extraordinary items	$68,005,000	88
Extraordinary gains, net	$0	4
Net income	$68,005,000	88
Minority interest net income	$0	48
Net income of bank and minority interests.	$68,005,000	88
Net charge-offs	$10,684,000	61
Cash dividends	$75,000,000	46
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$68,000,260	91
2022-12-31 (YTD Data)		Rank
Total interest income	$893,885,000	79
Total interest expense	$70,690,000	109
Net interest income	$823,195,000	79
Provision for loan and lease losses	$71,697,000	55
Total noninterest income	$285,866,000	82
Gross Fiduciary activities income	$4,554,000	280
Service charges on deposit accounts	$28,615,000	73
Trading account gains and fees	$1,902,000	67
Additional Noninterest Income	$250,795,000	65
Total noninterest expense	$548,373,000	87
Salaries and employee benefits	$309,092,000	69
Premises and equipment expense	$49,354,000	78
Additional noninterest expense	$250,795,000	65
Pre-tax net operating income	$488,991,000	67
Securities gains (losses)	$-67,000	3,811
Applicable income taxes	$115,887,000	67
Income before extraordinary items	$373,037,000	73
Extraordinary gains, net	$0	5
Net income	$373,037,000	73
Minority interest net income	$0	63
Net income of bank and minority interests.	$373,037,000	73
Net charge-offs	$14,515,000	84
Cash dividends	$50,000,000	168
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$373,089,930	72
2022-09-30 (YTD Data)		Rank
Total interest income	$620,244,000	82
Total interest expense	$27,726,000	131
Net interest income	$592,518,000	83
Provision for loan and lease losses	$38,807,000	60
Total noninterest income	$237,521,000	82
Gross Fiduciary activities income	$3,683,000	268
Service charges on deposit accounts	$21,488,000	76
Trading account gains and fees	$1,937,000	62
Additional Noninterest Income	$210,413,000	61
Total noninterest expense	$416,763,000	87
Salaries and employee benefits	$236,565,000	67
Premises and equipment expense	$37,017,000	78
Additional noninterest expense	$210,413,000	61
Pre-tax net operating income	$374,469,000	69
Securities gains (losses)	$-70,000	4,156
Applicable income taxes	$91,567,000	66
Income before extraordinary items	$282,832,000	75
Extraordinary gains, net	$0	4
Net income	$282,832,000	75
Minority interest net income	$0	57
Net income of bank and minority interests.	$282,832,000	75
Net charge-offs	$10,653,000	74
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$282,887,300	75
2022-06-30 (YTD Data)		Rank
Total interest income	$385,942,000	84
Total interest expense	$12,088,000	127
Net interest income	$373,854,000	84
Provision for loan and lease losses	$21,155,000	61
Total noninterest income	$172,233,000	77
Gross Fiduciary activities income	$2,583,000	232
Service charges on deposit accounts	$14,274,000	76
Trading account gains and fees	$0	108
Additional Noninterest Income	$155,376,000	62
Total noninterest expense	$280,703,000	83
Salaries and employee benefits	$160,506,000	67
Premises and equipment expense	$24,543,000	77
Additional noninterest expense	$95,654,000	91
Pre-tax net operating income	$244,229,000	66
Securities gains (losses)	$-49,000	4,236
Applicable income taxes	$60,574,000	62
Income before extraordinary items	$183,606,000	75
Extraordinary gains, net	$0	4
Net income	$183,606,000	75
Minority interest net income	$0	60
Net income of bank and minority interests.	$183,606,000	75
Net charge-offs	$5,432,000	85
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$183,644,710	73
2022-03-31 (YTD Data)		Rank
Total interest income	$183,374,000	86
Total interest expense	$5,909,000	116
Net interest income	$177,465,000	86
Provision for loan and lease losses	$6,231,000	63
Total noninterest income	$88,341,000	71
Gross Fiduciary activities income	$1,374,000	229
Service charges on deposit accounts	$7,174,000	73
Trading account gains and fees	$0	103
Additional Noninterest Income	$79,793,000	56
Total noninterest expense	$141,768,000	85
Salaries and employee benefits	$81,683,000	68
Premises and equipment expense	$12,246,000	81
Additional noninterest expense	$47,839,000	88
Pre-tax net operating income	$117,807,000	70
Securities gains (losses)	$-27,000	4,380
Applicable income taxes	$30,365,000	62
Income before extraordinary items	$87,415,000	72
Extraordinary gains, net	$0	4
Net income	$87,415,000	72
Minority interest net income	$0	50
Net income of bank and minority interests.	$87,415,000	72
Net charge-offs	$3,597,000	82
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$87,436,330	72
2021-12-31 (YTD Data)		Rank
Total interest income	$703,112,000	86
Total interest expense	$28,175,000	125
Net interest income	$674,937,000	88
Provision for loan and lease losses	$-35,365,000	4,776
Total noninterest income	$362,824,000	72
Gross Fiduciary activities income	$4,985,000	237
Service charges on deposit accounts	$28,308,000	73
Trading account gains and fees	$0	132
Additional Noninterest Income	$329,531,000	60
Total noninterest expense	$542,040,000	85
Salaries and employee benefits	$325,346,000	67
Premises and equipment expense	$47,225,000	85
Additional noninterest expense	$169,469,000	99
Pre-tax net operating income	$531,086,000	72
Securities gains (losses)	$515,000	352
Applicable income taxes	$126,164,000	69
Income before extraordinary items	$405,437,000	75
Extraordinary gains, net	$0	10
Net income	$405,437,000	75
Minority interest net income	$0	74
Net income of bank and minority interests.	$405,437,000	75
Net charge-offs	$6,193,000	152
Cash dividends	$142,000,000	87
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$405,030,150	76
2021-09-30 (YTD Data)		Rank
Total interest income	$524,747,000	87
Total interest expense	$21,544,000	127
Net interest income	$503,203,000	88
Provision for loan and lease losses	$-38,124,000	4,855
Total noninterest income	$281,267,000	69
Gross Fiduciary activities income	$3,463,000	243
Service charges on deposit accounts	$20,741,000	74
Trading account gains and fees	$0	132
Additional Noninterest Income	$257,063,000	56
Total noninterest expense	$408,106,000	85
Salaries and employee benefits	$252,090,000	67
Premises and equipment expense	$33,982,000	92
Additional noninterest expense	$122,034,000	100
Pre-tax net operating income	$414,488,000	72
Securities gains (losses)	$519,000	318
Applicable income taxes	$99,608,000	69
Income before extraordinary items	$315,399,000	75
Extraordinary gains, net	$0	8
Net income	$315,399,000	73
Minority interest net income	$0	69
Net income of bank and minority interests.	$315,399,000	75
Net charge-offs	$6,748,000	125
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$314,988,990	74
2021-06-30 (YTD Data)		Rank
Total interest income	$351,701,000	85
Total interest expense	$15,161,000	127
Net interest income	$336,540,000	85
Provision for loan and lease losses	$-28,449,000	4,891
Total noninterest income	$207,311,000	64
Gross Fiduciary activities income	$2,109,000	251
Service charges on deposit accounts	$13,468,000	72
Trading account gains and fees	$0	133
Additional Noninterest Income	$191,734,000	54
Total noninterest expense	$277,424,000	83
Salaries and employee benefits	$175,911,000	64
Premises and equipment expense	$22,224,000	92
Additional noninterest expense	$79,289,000	103
Pre-tax net operating income	$294,876,000	69
Securities gains (losses)	$-11,000	4,655
Applicable income taxes	$68,925,000	68
Income before extraordinary items	$225,940,000	70
Extraordinary gains, net	$0	6
Net income	$225,940,000	70
Minority interest net income	$0	67
Net income of bank and minority interests.	$225,940,000	70
Net charge-offs	$6,875,000	108
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$225,948,690	70
2021-03-31 (YTD Data)		Rank
Total interest income	$177,950,000	87
Total interest expense	$8,068,000	127
Net interest income	$169,882,000	87
Provision for loan and lease losses	$-28,591,000	4,937
Total noninterest income	$118,643,000	63
Gross Fiduciary activities income	$1,015,000	257
Service charges on deposit accounts	$6,818,000	70
Trading account gains and fees	$0	127
Additional Noninterest Income	$110,810,000	50
Total noninterest expense	$145,805,000	84
Salaries and employee benefits	$93,170,000	63
Premises and equipment expense	$11,634,000	89
Additional noninterest expense	$41,001,000	97
Pre-tax net operating income	$171,311,000	61
Securities gains (losses)	$-12,000	4,681
Applicable income taxes	$40,099,000	60
Income before extraordinary items	$131,200,000	62
Extraordinary gains, net	$0	3
Net income	$131,200,000	62
Minority interest net income	$0	55
Net income of bank and minority interests.	$131,200,000	62
Net charge-offs	$4,273,000	101
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$131,209,480	61
2020-12-31 (YTD Data)		Rank
Total interest income	$726,503,000	87
Total interest expense	$71,134,000	105
Net interest income	$655,369,000	87
Provision for loan and lease losses	$126,360,000	74
Total noninterest income	$442,791,000	61
Gross Fiduciary activities income	$3,142,000	275
Service charges on deposit accounts	$28,157,000	69
Trading account gains and fees	$0	133
Additional Noninterest Income	$411,492,000	45
Total noninterest expense	$603,555,000	80
Salaries and employee benefits	$352,637,000	62
Premises and equipment expense	$52,501,000	79
Additional noninterest expense	$198,417,000	84
Pre-tax net operating income	$368,245,000	62
Securities gains (losses)	$5,000	2,442
Applicable income taxes	$84,098,000	60
Income before extraordinary items	$284,152,000	65
Extraordinary gains, net	$0	4
Net income	$284,152,000	65
Minority interest net income	$0	72
Net income of bank and minority interests.	$284,152,000	65
Net charge-offs	$42,957,000	72
Cash dividends	$93,000,000	101
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$284,148,050	63
2020-09-30 (YTD Data)		Rank
Total interest income	$547,720,000	88
Total interest expense	$60,934,000	105
Net interest income	$486,786,000	88
Provision for loan and lease losses	$133,350,000	70
Total noninterest income	$331,873,000	60
Gross Fiduciary activities income	$2,208,000	287
Service charges on deposit accounts	$20,726,000	69
Trading account gains and fees	$0	125
Additional Noninterest Income	$308,939,000	45
Total noninterest expense	$451,590,000	81
Salaries and employee benefits	$262,747,000	62
Premises and equipment expense	$39,793,000	77
Additional noninterest expense	$149,050,000	83
Pre-tax net operating income	$233,719,000	67
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$50,591,000	64
Income before extraordinary items	$183,133,000	69
Extraordinary gains, net	$0	4
Net income	$183,133,000	69
Minority interest net income	$0	65
Net income of bank and minority interests.	$183,133,000	69
Net charge-offs	$17,156,000	106
Cash dividends	$23,000,000	205
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$183,129,050	63
2020-06-30 (YTD Data)		Rank
Total interest income	$367,785,000	89
Total interest expense	$47,367,000	103
Net interest income	$320,418,000	88
Provision for loan and lease losses	$105,591,000	73
Total noninterest income	$172,531,000	66
Gross Fiduciary activities income	$1,469,000	289
Service charges on deposit accounts	$14,097,000	70
Trading account gains and fees	$0	123
Additional Noninterest Income	$156,965,000	53
Total noninterest expense	$310,251,000	78
Salaries and employee benefits	$167,805,000	63
Premises and equipment expense	$25,970,000	79
Additional noninterest expense	$116,476,000	79
Pre-tax net operating income	$77,107,000	97
Securities gains (losses)	$5,000	2,004
Applicable income taxes	$15,158,000	99
Income before extraordinary items	$61,954,000	102
Extraordinary gains, net	$0	4
Net income	$61,954,000	101
Minority interest net income	$0	65
Net income of bank and minority interests.	$61,954,000	102
Net charge-offs	$13,648,000	105
Cash dividends	$10,000,000	274
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$61,950,000	95
2020-03-31 (YTD Data)		Rank
Total interest income	$182,767,000	91
Total interest expense	$30,315,000	99
Net interest income	$152,452,000	92
Provision for loan and lease losses	$37,100,000	87
Total noninterest income	$52,718,000	89
Gross Fiduciary activities income	$694,000	295
Service charges on deposit accounts	$8,382,000	68
Trading account gains and fees	$0	106
Additional Noninterest Income	$43,642,000	71
Total noninterest expense	$138,061,000	83
Salaries and employee benefits	$74,600,000	70
Premises and equipment expense	$12,182,000	81
Additional noninterest expense	$51,279,000	83
Pre-tax net operating income	$30,009,000	112
Securities gains (losses)	$-9,000	4,786
Applicable income taxes	$5,135,000	126
Income before extraordinary items	$24,865,000	119
Extraordinary gains, net	$0	4
Net income	$24,865,000	119
Minority interest net income	$0	56
Net income of bank and minority interests.	$24,865,000	119
Net charge-offs	$4,426,000	116
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$24,872,470	109
2019-12-31 (YTD Data)		Rank
Total interest income	$636,394,000	105
Total interest expense	$115,214,000	111
Net interest income	$521,180,000	101
Provision for loan and lease losses	$20,100,000	112
Total noninterest income	$189,362,000	94
Gross Fiduciary activities income	$1,411,000	402
Service charges on deposit accounts	$31,883,000	69
Trading account gains and fees	$0	135
Additional Noninterest Income	$156,068,000	81
Total noninterest expense	$447,961,000	90
Salaries and employee benefits	$217,936,000	89
Premises and equipment expense	$41,073,000	98
Additional noninterest expense	$188,952,000	81
Pre-tax net operating income	$242,481,000	121
Securities gains (losses)	$77,000	1,062
Applicable income taxes	$56,371,000	113
Income before extraordinary items	$186,187,000	120
Extraordinary gains, net	$0	11
Net income	$186,187,000	119
Minority interest net income	$0	76
Net income of bank and minority interests.	$186,187,000	120
Net charge-offs	$10,730,000	131
Cash dividends	$67,200,000	153
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$186,126,170	120
2019-09-30 (YTD Data)		Rank
Total interest income	$442,318,000	111
Total interest expense	$80,602,000	119
Net interest income	$361,716,000	111
Provision for loan and lease losses	$14,400,000	118
Total noninterest income	$135,957,000	96
Gross Fiduciary activities income	$646,000	482
Service charges on deposit accounts	$22,405,000	71
Trading account gains and fees	$0	129
Additional Noninterest Income	$112,906,000	80
Total noninterest expense	$329,752,000	93
Salaries and employee benefits	$150,055,000	95
Premises and equipment expense	$29,050,000	102
Additional noninterest expense	$150,647,000	79
Pre-tax net operating income	$153,521,000	132
Securities gains (losses)	$77,000	903
Applicable income taxes	$34,114,000	132
Income before extraordinary items	$119,484,000	133
Extraordinary gains, net	$0	11
Net income	$119,484,000	134
Minority interest net income	$0	72
Net income of bank and minority interests.	$119,484,000	134
Net charge-offs	$7,689,000	132
Cash dividends	$35,000,000	176
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$119,423,170	131
2019-06-30 (YTD Data)		Rank
Total interest income	$253,957,000	127
Total interest expense	$45,352,000	133
Net interest income	$208,605,000	124
Provision for loan and lease losses	$8,400,000	122
Total noninterest income	$60,027,000	120
Gross Fiduciary activities income	$1,000	961
Service charges on deposit accounts	$13,353,000	79
Trading account gains and fees	$0	131
Additional Noninterest Income	$46,673,000	112
Total noninterest expense	$145,991,000	129
Salaries and employee benefits	$74,292,000	118
Premises and equipment expense	$16,293,000	117
Additional noninterest expense	$55,406,000	122
Pre-tax net operating income	$114,241,000	123
Securities gains (losses)	$73,000	635
Applicable income taxes	$26,003,000	121
Income before extraordinary items	$88,311,000	123
Extraordinary gains, net	$0	11
Net income	$88,311,000	125
Minority interest net income	$0	69
Net income of bank and minority interests.	$88,311,000	125
Net charge-offs	$5,426,000	127
Cash dividends	$35,000,000	139
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$88,253,330	124
2019-03-31 (YTD Data)		Rank
Total interest income	$124,928,000	128
Total interest expense	$21,747,000	133
Net interest income	$103,181,000	125
Provision for loan and lease losses	$3,500,000	136
Total noninterest income	$29,242,000	116
Gross Fiduciary activities income	$1,000	931
Service charges on deposit accounts	$11,646,000	54
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,595,000	129
Total noninterest expense	$71,277,000	129
Salaries and employee benefits	$36,716,000	120
Premises and equipment expense	$8,032,000	120
Additional noninterest expense	$26,529,000	124
Pre-tax net operating income	$57,646,000	123
Securities gains (losses)	$66,000	341
Applicable income taxes	$12,841,000	122
Income before extraordinary items	$44,871,000	124
Extraordinary gains, net	$0	5
Net income	$44,871,000	124
Minority interest net income	$0	52
Net income of bank and minority interests.	$44,871,000	124
Net charge-offs	$3,660,000	110
Cash dividends	$10,000,000	178
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$44,818,860	124
2018-12-31 (YTD Data)		Rank
Total interest income	$413,195,000	140
Total interest expense	$57,264,000	154
Net interest income	$355,931,000	129
Provision for loan and lease losses	$17,527,000	117
Total noninterest income	$106,283,000	132
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$46,128,000	59
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,154,000	145
Total noninterest expense	$273,884,000	130
Salaries and employee benefits	$141,144,000	122
Premises and equipment expense	$28,542,000	128
Additional noninterest expense	$104,198,000	126
Pre-tax net operating income	$170,803,000	145
Securities gains (losses)	$-37,000	4,779
Applicable income taxes	$36,205,000	136
Income before extraordinary items	$134,561,000	146
Extraordinary gains, net	$0	6
Net income	$134,561,000	145
Minority interest net income	$0	72
Net income of bank and minority interests.	$134,561,000	146
Net charge-offs	$14,500,000	114
Cash dividends	$46,000,000	158
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$134,590,230	146
2018-09-30 (YTD Data)		Rank
Total interest income	$290,411,000	142
Total interest expense	$37,823,000	156
Net interest income	$252,588,000	135
Provision for loan and lease losses	$13,477,000	110
Total noninterest income	$80,424,000	134
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$33,531,000	60
Trading account gains and fees	$0	138
Additional Noninterest Income	$46,892,000	147
Total noninterest expense	$202,601,000	130
Salaries and employee benefits	$103,474,000	120
Premises and equipment expense	$20,763,000	130
Additional noninterest expense	$78,364,000	123
Pre-tax net operating income	$116,934,000	152
Securities gains (losses)	$-38,000	5,082
Applicable income taxes	$28,066,000	136
Income before extraordinary items	$88,830,000	154
Extraordinary gains, net	$0	5
Net income	$88,830,000	154
Minority interest net income	$0	66
Net income of bank and minority interests.	$88,830,000	154
Net charge-offs	$11,150,000	112
Cash dividends	$41,000,000	137
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$88,860,020	154
2018-06-30 (YTD Data)		Rank
Total interest income	$169,457,000	149
Total interest expense	$19,437,000	173
Net interest income	$150,020,000	146
Provision for loan and lease losses	$11,176,000	99
Total noninterest income	$51,366,000	139
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$20,841,000	62
Trading account gains and fees	$0	130
Additional Noninterest Income	$30,524,000	150
Total noninterest expense	$134,212,000	130
Salaries and employee benefits	$66,812,000	122
Premises and equipment expense	$12,323,000	143
Additional noninterest expense	$55,077,000	118
Pre-tax net operating income	$55,998,000	177
Securities gains (losses)	$-85,000	5,324
Applicable income taxes	$12,961,000	170
Income before extraordinary items	$42,952,000	179
Extraordinary gains, net	$0	6
Net income	$42,952,000	179
Minority interest net income	$0	65
Net income of bank and minority interests.	$42,952,000	179
Net charge-offs	$5,435,000	125
Cash dividends	$36,000,000	105
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$43,019,150	180
2018-03-31 (YTD Data)		Rank
Total interest income	$79,513,000	154
Total interest expense	$8,247,000	182
Net interest income	$71,266,000	149
Provision for loan and lease losses	$1,977,000	178
Total noninterest income	$24,960,000	139
Gross Fiduciary activities income	$1,000	957
Service charges on deposit accounts	$10,228,000	63
Trading account gains and fees	$0	123
Additional Noninterest Income	$14,731,000	149
Total noninterest expense	$55,510,000	144
Salaries and employee benefits	$30,249,000	137
Premises and equipment expense	$6,059,000	143
Additional noninterest expense	$19,202,000	149
Pre-tax net operating income	$38,739,000	144
Securities gains (losses)	$37,000	259
Applicable income taxes	$8,970,000	134
Income before extraordinary items	$29,806,000	147
Extraordinary gains, net	$0	7
Net income	$29,806,000	147
Minority interest net income	$0	52
Net income of bank and minority interests.	$29,806,000	147
Net charge-offs	$1,567,000	167
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$29,776,770	147
2017-12-31 (YTD Data)		Rank
Total interest income	$304,281,000	151
Total interest expense	$25,157,000	181
Net interest income	$279,124,000	144
Provision for loan and lease losses	$8,602,000	180
Total noninterest income	$102,373,000	136
Gross Fiduciary activities income	$1,000	1,092
Service charges on deposit accounts	$42,054,000	61
Trading account gains and fees	$0	151
Additional Noninterest Income	$60,318,000	145
Total noninterest expense	$235,106,000	135
Salaries and employee benefits	$125,593,000	122
Premises and equipment expense	$23,449,000	142
Additional noninterest expense	$86,064,000	141
Pre-tax net operating income	$137,789,000	149
Securities gains (losses)	$38,000	1,020
Applicable income taxes	$61,356,000	124
Income before extraordinary items	$76,471,000	163
Extraordinary gains, net	$0	9
Net income	$76,471,000	164
Minority interest net income	$0	76
Net income of bank and minority interests.	$76,471,000	164
Net charge-offs	$6,731,000	182
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$76,446,680	164
2017-09-30 (YTD Data)		Rank
Total interest income	$222,342,000	153
Total interest expense	$17,557,000	185
Net interest income	$204,785,000	148
Provision for loan and lease losses	$6,102,000	181
Total noninterest income	$81,430,000	127
Gross Fiduciary activities income	$1,000	1,049
Service charges on deposit accounts	$31,714,000	61
Trading account gains and fees	$0	145
Additional Noninterest Income	$49,715,000	138
Total noninterest expense	$177,268,000	130
Salaries and employee benefits	$93,954,000	120
Premises and equipment expense	$17,569,000	142
Additional noninterest expense	$65,745,000	132
Pre-tax net operating income	$102,845,000	149
Securities gains (losses)	$38,000	1,005
Applicable income taxes	$34,487,000	142
Income before extraordinary items	$68,396,000	154
Extraordinary gains, net	$0	9
Net income	$68,396,000	154
Minority interest net income	$0	71
Net income of bank and minority interests.	$68,396,000	154
Net charge-offs	$4,056,000	182
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$68,370,920	154
2017-06-30 (YTD Data)		Rank
Total interest income	$143,638,000	155
Total interest expense	$10,552,000	196
Net interest income	$133,086,000	150
Provision for loan and lease losses	$4,202,000	176
Total noninterest income	$54,144,000	126
Gross Fiduciary activities income	$1,000	1,033
Service charges on deposit accounts	$21,179,000	60
Trading account gains and fees	$0	139
Additional Noninterest Income	$32,964,000	137
Total noninterest expense	$112,255,000	137
Salaries and employee benefits	$60,259,000	123
Premises and equipment expense	$11,671,000	145
Additional noninterest expense	$40,325,000	138
Pre-tax net operating income	$70,773,000	146
Securities gains (losses)	$38,000	745
Applicable income taxes	$24,450,000	137
Income before extraordinary items	$46,361,000	155
Extraordinary gains, net	$0	11
Net income	$46,361,000	155
Minority interest net income	$0	71
Net income of bank and minority interests.	$46,361,000	155
Net charge-offs	$3,021,000	175
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$46,336,300	155
2017-03-31 (YTD Data)		Rank
Total interest income	$69,404,000	157
Total interest expense	$4,711,000	208
Net interest income	$64,693,000	148
Provision for loan and lease losses	$1,700,000	192
Total noninterest income	$26,273,000	126
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$10,563,000	61
Trading account gains and fees	$0	142
Additional Noninterest Income	$15,709,000	140
Total noninterest expense	$55,390,000	140
Salaries and employee benefits	$29,475,000	126
Premises and equipment expense	$5,728,000	144
Additional noninterest expense	$20,187,000	140
Pre-tax net operating income	$33,876,000	148
Securities gains (losses)	$0	1,153
Applicable income taxes	$11,454,000	138
Income before extraordinary items	$22,422,000	159
Extraordinary gains, net	$0	8
Net income	$22,422,000	159
Minority interest net income	$0	55
Net income of bank and minority interests.	$22,422,000	160
Net charge-offs	$370,000	413
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$22,422,000	159
2016-12-31 (YTD Data)		Rank
Total interest income	$248,165,000	163
Total interest expense	$13,415,000	250
Net interest income	$234,750,000	155
Provision for loan and lease losses	$5,950,000	229
Total noninterest income	$100,192,000	133
Gross Fiduciary activities income	$1,000	1,131
Service charges on deposit accounts	$42,745,000	58
Trading account gains and fees	$0	170
Additional Noninterest Income	$57,446,000	143
Total noninterest expense	$214,944,000	137
Salaries and employee benefits	$114,689,000	120
Premises and equipment expense	$23,509,000	132
Additional noninterest expense	$76,746,000	148
Pre-tax net operating income	$114,048,000	155
Securities gains (losses)	$95,000	1,389
Applicable income taxes	$36,118,000	154
Income before extraordinary items	$78,025,000	159
Extraordinary gains, net	$0	5
Net income	$78,025,000	159
Minority interest net income	$0	82
Net income of bank and minority interests.	$78,025,000	159
Net charge-offs	$3,092,000	292
Cash dividends	$33,771,000	153
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$77,960,400	157
2016-09-30 (YTD Data)		Rank
Total interest income	$182,643,000	163
Total interest expense	$9,382,000	262
Net interest income	$173,261,000	158
Provision for loan and lease losses	$3,850,000	246
Total noninterest income	$77,721,000	125
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$31,709,000	61
Trading account gains and fees	$0	169
Additional Noninterest Income	$46,011,000	140
Total noninterest expense	$160,600,000	137
Salaries and employee benefits	$87,662,000	116
Premises and equipment expense	$17,318,000	136
Additional noninterest expense	$55,620,000	151
Pre-tax net operating income	$86,532,000	154
Securities gains (losses)	$94,000	1,309
Applicable income taxes	$28,491,000	150
Income before extraordinary items	$58,135,000	160
Extraordinary gains, net	$0	5
Net income	$58,135,000	160
Minority interest net income	$0	71
Net income of bank and minority interests.	$58,135,000	160
Net charge-offs	$1,949,000	304
Cash dividends	$33,771,000	125
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$58,072,020	159
2016-06-30 (YTD Data)		Rank
Total interest income	$117,989,000	166
Total interest expense	$5,894,000	271
Net interest income	$112,095,000	162
Provision for loan and lease losses	$2,250,000	262
Total noninterest income	$49,123,000	129
Gross Fiduciary activities income	$1,000	1,067
Service charges on deposit accounts	$20,351,000	64
Trading account gains and fees	$0	157
Additional Noninterest Income	$28,771,000	146
Total noninterest expense	$106,516,000	140
Salaries and employee benefits	$57,813,000	118
Premises and equipment expense	$11,483,000	140
Additional noninterest expense	$37,220,000	149
Pre-tax net operating income	$52,452,000	164
Securities gains (losses)	$94,000	1,006
Applicable income taxes	$17,330,000	159
Income before extraordinary items	$35,216,000	170
Extraordinary gains, net	$0	16
Net income	$35,216,000	169
Minority interest net income	$0	71
Net income of bank and minority interests.	$35,216,000	169
Net charge-offs	$1,578,000	260
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$35,153,020	167
2016-03-31 (YTD Data)		Rank
Total interest income	$56,420,000	170
Total interest expense	$2,799,000	280
Net interest income	$53,621,000	164
Provision for loan and lease losses	$1,200,000	242
Total noninterest income	$23,015,000	129
Gross Fiduciary activities income	$1,000	1,021
Service charges on deposit accounts	$9,915,000	64
Trading account gains and fees	$0	142
Additional Noninterest Income	$13,099,000	149
Total noninterest expense	$55,233,000	135
Salaries and employee benefits	$28,571,000	124
Premises and equipment expense	$5,567,000	144
Additional noninterest expense	$21,095,000	133
Pre-tax net operating income	$20,203,000	188
Securities gains (losses)	$94,000	560
Applicable income taxes	$6,774,000	176
Income before extraordinary items	$13,523,000	201
Extraordinary gains, net	$0	12
Net income	$13,523,000	201
Minority interest net income	$0	62
Net income of bank and minority interests.	$13,523,000	201
Net charge-offs	$780,000	251
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$13,460,020	198
2015-12-31 (YTD Data)		Rank
Total interest income	$196,589,000	181
Total interest expense	$10,042,000	284
Net interest income	$186,547,000	174
Provision for loan and lease losses	$4,750,000	222
Total noninterest income	$86,177,000	140
Gross Fiduciary activities income	$2,000	1,140
Service charges on deposit accounts	$34,220,000	68
Trading account gains and fees	$0	159
Additional Noninterest Income	$51,955,000	152
Total noninterest expense	$205,092,000	142
Salaries and employee benefits	$99,336,000	133
Premises and equipment expense	$20,684,000	153
Additional noninterest expense	$85,072,000	130
Pre-tax net operating income	$62,882,000	212
Securities gains (losses)	$137,000	958
Applicable income taxes	$18,278,000	223
Income before extraordinary items	$44,741,000	223
Extraordinary gains, net	$0	23
Net income	$44,741,000	223
Minority interest net income	$0	81
Net income of bank and minority interests.	$44,741,000	223
Net charge-offs	$4,845,000	193
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$44,643,730	223
2015-09-30 (YTD Data)		Rank
Total interest income	$142,183,000	186
Total interest expense	$7,312,000	288
Net interest income	$134,871,000	177
Provision for loan and lease losses	$3,950,000	200
Total noninterest income	$65,143,000	138
Gross Fiduciary activities income	$2,000	1,102
Service charges on deposit accounts	$24,400,000	70
Trading account gains and fees	$0	153
Additional Noninterest Income	$40,741,000	152
Total noninterest expense	$152,219,000	144
Salaries and employee benefits	$71,905,000	137
Premises and equipment expense	$14,898,000	158
Additional noninterest expense	$65,416,000	130
Pre-tax net operating income	$43,845,000	225
Securities gains (losses)	$137,000	833
Applicable income taxes	$14,323,000	221
Income before extraordinary items	$29,659,000	246
Extraordinary gains, net	$0	21
Net income	$29,659,000	246
Minority interest net income	$0	78
Net income of bank and minority interests.	$29,659,000	246
Net charge-offs	$2,636,000	233
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$29,567,210	245
2015-06-30 (YTD Data)		Rank
Total interest income	$89,359,000	190
Total interest expense	$4,753,000	297
Net interest income	$84,606,000	182
Provision for loan and lease losses	$2,900,000	188
Total noninterest income	$40,353,000	157
Gross Fiduciary activities income	$2,000	1,087
Service charges on deposit accounts	$13,579,000	76
Trading account gains and fees	$0	157
Additional Noninterest Income	$26,772,000	156
Total noninterest expense	$102,703,000	141
Salaries and employee benefits	$45,667,000	143
Premises and equipment expense	$9,104,000	170
Additional noninterest expense	$47,932,000	121
Pre-tax net operating income	$19,356,000	299
Securities gains (losses)	$22,000	1,669
Applicable income taxes	$6,392,000	287
Income before extraordinary items	$12,986,000	322
Extraordinary gains, net	$0	22
Net income	$12,986,000	322
Minority interest net income	$0	75
Net income of bank and minority interests.	$12,986,000	322
Net charge-offs	$2,399,000	187
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$12,971,260	315
2015-03-31 (YTD Data)		Rank
Total interest income	$43,307,000	192
Total interest expense	$2,393,000	296
Net interest income	$40,914,000	187
Provision for loan and lease losses	$1,100,000	209
Total noninterest income	$17,081,000	169
Gross Fiduciary activities income	$2,000	1,036
Service charges on deposit accounts	$6,428,000	77
Trading account gains and fees	$0	152
Additional Noninterest Income	$10,651,000	172
Total noninterest expense	$40,877,000	173
Salaries and employee benefits	$21,759,000	153
Premises and equipment expense	$4,429,000	173
Additional noninterest expense	$14,689,000	177
Pre-tax net operating income	$16,018,000	215
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$5,362,000	206
Income before extraordinary items	$10,668,000	224
Extraordinary gains, net	$0	13
Net income	$10,668,000	224
Minority interest net income	$0	64
Net income of bank and minority interests.	$10,668,000	224
Net charge-offs	$405,000	431
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$10,659,960	221
2014-12-31 (YTD Data)		Rank
Total interest income	$169,924,000	192
Total interest expense	$10,122,000	282
Net interest income	$159,802,000	187
Provision for loan and lease losses	$4,721,000	223
Total noninterest income	$65,701,000	159
Gross Fiduciary activities income	$2,000	1,172
Service charges on deposit accounts	$24,614,000	81
Trading account gains and fees	$0	180
Additional Noninterest Income	$41,085,000	165
Total noninterest expense	$158,139,000	169
Salaries and employee benefits	$77,178,000	159
Premises and equipment expense	$17,056,000	173
Additional noninterest expense	$63,905,000	160
Pre-tax net operating income	$62,643,000	204
Securities gains (losses)	$139,000	1,026
Applicable income taxes	$19,951,000	196
Income before extraordinary items	$42,831,000	220
Extraordinary gains, net	$0	17
Net income	$42,831,000	219
Minority interest net income	$0	84
Net income of bank and minority interests.	$42,831,000	220
Net charge-offs	$5,942,000	204
Cash dividends	$29,000,000	177
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$42,736,480	218
2014-09-30 (YTD Data)		Rank
Total interest income	$123,698,000	195
Total interest expense	$7,417,000	283
Net interest income	$116,281,000	188
Provision for loan and lease losses	$4,071,000	200
Total noninterest income	$48,921,000	158
Gross Fiduciary activities income	$2,000	1,121
Service charges on deposit accounts	$18,091,000	86
Trading account gains and fees	$0	174
Additional Noninterest Income	$30,828,000	165
Total noninterest expense	$115,105,000	172
Salaries and employee benefits	$57,365,000	158
Premises and equipment expense	$12,463,000	175
Additional noninterest expense	$45,277,000	166
Pre-tax net operating income	$46,026,000	203
Securities gains (losses)	$139,000	806
Applicable income taxes	$14,963,000	196
Income before extraordinary items	$31,202,000	218
Extraordinary gains, net	$0	15
Net income	$31,202,000	218
Minority interest net income	$0	81
Net income of bank and minority interests.	$31,202,000	218
Net charge-offs	$4,237,000	205
Cash dividends	$29,000,000	143
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$31,107,480	218
2014-06-30 (YTD Data)		Rank
Total interest income	$78,999,000	199
Total interest expense	$4,698,000	300
Net interest income	$74,301,000	194
Provision for loan and lease losses	$2,498,000	215
Total noninterest income	$30,087,000	169
Gross Fiduciary activities income	$2,000	1,095
Service charges on deposit accounts	$11,433,000	88
Trading account gains and fees	$0	172
Additional Noninterest Income	$18,652,000	173
Total noninterest expense	$74,102,000	176
Salaries and employee benefits	$35,843,000	170
Premises and equipment expense	$7,900,000	184
Additional noninterest expense	$30,359,000	167
Pre-tax net operating income	$27,788,000	216
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$9,286,000	208
Income before extraordinary items	$18,508,000	230
Extraordinary gains, net	$0	20
Net income	$18,508,000	230
Minority interest net income	$0	80
Net income of bank and minority interests.	$18,508,000	230
Net charge-offs	$2,622,000	233
Cash dividends	$29,000,000	106
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$18,503,980	231
2014-03-31 (YTD Data)		Rank
Total interest income	$38,947,000	201
Total interest expense	$2,357,000	300
Net interest income	$36,590,000	195
Provision for loan and lease losses	$1,501,000	179
Total noninterest income	$13,452,000	181
Gross Fiduciary activities income	$2,000	1,051
Service charges on deposit accounts	$5,586,000	87
Trading account gains and fees	$0	147
Additional Noninterest Income	$7,864,000	189
Total noninterest expense	$34,406,000	190
Salaries and employee benefits	$17,673,000	173
Premises and equipment expense	$3,941,000	188
Additional noninterest expense	$12,792,000	188
Pre-tax net operating income	$14,135,000	212
Securities gains (losses)	$6,000	1,292
Applicable income taxes	$4,522,000	208
Income before extraordinary items	$9,619,000	226
Extraordinary gains, net	$0	16
Net income	$9,619,000	226
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,619,000	226
Net charge-offs	$1,135,000	275
Cash dividends	$29,000,000	58
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$9,614,920	224
2013-12-31 (YTD Data)		Rank
Total interest income	$130,860,000	224
Total interest expense	$8,611,000	356
Net interest income	$122,249,000	212
Provision for loan and lease losses	$9,947,000	163
Total noninterest income	$52,113,000	202
Gross Fiduciary activities income	$2,000	1,226
Service charges on deposit accounts	$19,239,000	101
Trading account gains and fees	$0	184
Additional Noninterest Income	$32,872,000	196
Total noninterest expense	$132,647,000	186
Salaries and employee benefits	$60,073,000	188
Premises and equipment expense	$12,250,000	210
Additional noninterest expense	$60,324,000	172
Pre-tax net operating income	$31,768,000	300
Securities gains (losses)	$171,000	984
Applicable income taxes	$10,207,000	267
Income before extraordinary items	$21,732,000	332
Extraordinary gains, net	$0	29
Net income	$21,732,000	332
Minority interest net income	$0	90
Net income of bank and minority interests.	$21,732,000	332
Net charge-offs	$11,163,000	162
Cash dividends	$2,200,000	1,117
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$21,615,720	330
2013-09-30 (YTD Data)		Rank
Total interest income	$98,026,000	225
Total interest expense	$6,424,000	367
Net interest income	$91,602,000	212
Provision for loan and lease losses	$8,747,000	142
Total noninterest income	$39,953,000	206
Gross Fiduciary activities income	$2,000	1,160
Service charges on deposit accounts	$14,174,000	103
Trading account gains and fees	$0	180
Additional Noninterest Income	$25,777,000	201
Total noninterest expense	$93,553,000	190
Salaries and employee benefits	$44,459,000	192
Premises and equipment expense	$9,035,000	214
Additional noninterest expense	$40,059,000	178
Pre-tax net operating income	$29,255,000	263
Securities gains (losses)	$171,000	891
Applicable income taxes	$9,747,000	238
Income before extraordinary items	$19,679,000	294
Extraordinary gains, net	$0	25
Net income	$19,679,000	295
Minority interest net income	$0	84
Net income of bank and minority interests.	$19,679,000	295
Net charge-offs	$8,486,000	161
Cash dividends	$2,200,000	812
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$19,564,430	290
2013-06-30 (YTD Data)		Rank
Total interest income	$65,188,000	225
Total interest expense	$4,374,000	369
Net interest income	$60,814,000	210
Provision for loan and lease losses	$6,298,000	133
Total noninterest income	$25,806,000	211
Gross Fiduciary activities income	$2,000	1,138
Service charges on deposit accounts	$9,227,000	103
Trading account gains and fees	$0	157
Additional Noninterest Income	$16,577,000	216
Total noninterest expense	$61,685,000	189
Salaries and employee benefits	$29,151,000	194
Premises and equipment expense	$5,900,000	216
Additional noninterest expense	$26,634,000	177
Pre-tax net operating income	$18,637,000	269
Securities gains (losses)	$171,000	813
Applicable income taxes	$6,254,000	244
Income before extraordinary items	$12,554,000	301
Extraordinary gains, net	$0	22
Net income	$12,554,000	302
Minority interest net income	$0	82
Net income of bank and minority interests.	$12,554,000	302
Net charge-offs	$5,674,000	172
Cash dividends	$2,200,000	576
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$12,439,430	293
2013-03-31 (YTD Data)		Rank
Total interest income	$32,089,000	230
Total interest expense	$2,263,000	371
Net interest income	$29,826,000	212
Provision for loan and lease losses	$2,603,000	167
Total noninterest income	$12,477,000	210
Gross Fiduciary activities income	$2,000	1,072
Service charges on deposit accounts	$4,532,000	102
Trading account gains and fees	$0	148
Additional Noninterest Income	$7,943,000	216
Total noninterest expense	$31,429,000	191
Salaries and employee benefits	$14,825,000	191
Premises and equipment expense	$2,927,000	224
Additional noninterest expense	$13,677,000	178
Pre-tax net operating income	$8,271,000	292
Securities gains (losses)	$172,000	515
Applicable income taxes	$2,800,000	268
Income before extraordinary items	$5,643,000	318
Extraordinary gains, net	$0	10
Net income	$5,643,000	319
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,643,000	319
Net charge-offs	$2,815,000	198
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$5,527,760	314
2012-12-31 (YTD Data)		Rank
Total interest income	$129,487,000	231
Total interest expense	$13,585,000	301
Net interest income	$115,902,000	221
Provision for loan and lease losses	$28,451,000	125
Total noninterest income	$61,387,000	178
Gross Fiduciary activities income	$2,000	1,248
Service charges on deposit accounts	$19,576,000	99
Trading account gains and fees	$0	166
Additional Noninterest Income	$41,809,000	182
Total noninterest expense	$124,726,000	192
Salaries and employee benefits	$56,118,000	189
Premises and equipment expense	$13,140,000	194
Additional noninterest expense	$55,468,000	182
Pre-tax net operating income	$24,112,000	372
Securities gains (losses)	$322,000	1,310
Applicable income taxes	$8,206,000	321
Income before extraordinary items	$16,228,000	423
Extraordinary gains, net	$0	29
Net income	$16,228,000	422
Minority interest net income	$0	93
Net income of bank and minority interests.	$16,228,000	422
Net charge-offs	$40,014,000	106
Cash dividends	$29,000,000	160
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$16,015,480	414
2012-09-30 (YTD Data)		Rank
Total interest income	$96,946,000	237
Total interest expense	$10,938,000	293
Net interest income	$86,008,000	226
Provision for loan and lease losses	$24,360,000	117
Total noninterest income	$58,087,000	148
Gross Fiduciary activities income	$2,000	1,201
Service charges on deposit accounts	$14,277,000	99
Trading account gains and fees	$0	157
Additional Noninterest Income	$43,808,000	142
Total noninterest expense	$103,486,000	181
Salaries and employee benefits	$40,134,000	199
Premises and equipment expense	$9,491,000	206
Additional noninterest expense	$53,861,000	152
Pre-tax net operating income	$16,249,000	413
Securities gains (losses)	$0	3,575
Applicable income taxes	$5,354,000	349
Income before extraordinary items	$10,895,000	465
Extraordinary gains, net	$0	20
Net income	$10,895,000	463
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,895,000	464
Net charge-offs	$33,615,000	97
Cash dividends	$3,000,000	553
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$10,895,000	449
2012-06-30 (YTD Data)		Rank
Total interest income	$65,295,000	235
Total interest expense	$7,891,000	278
Net interest income	$57,404,000	224
Provision for loan and lease losses	$18,670,000	103
Total noninterest income	$43,879,000	134
Gross Fiduciary activities income	$2,000	1,169
Service charges on deposit accounts	$9,156,000	102
Trading account gains and fees	$0	153
Additional Noninterest Income	$34,721,000	127
Total noninterest expense	$69,688,000	174
Salaries and employee benefits	$25,517,000	213
Premises and equipment expense	$6,174,000	209
Additional noninterest expense	$37,997,000	143
Pre-tax net operating income	$12,925,000	337
Securities gains (losses)	$0	3,178
Applicable income taxes	$4,315,000	313
Income before extraordinary items	$8,610,000	392
Extraordinary gains, net	$0	19
Net income	$8,610,000	391
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,610,000	391
Net charge-offs	$27,628,000	88
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$8,610,000	374
2012-03-31 (YTD Data)		Rank
Total interest income	$32,332,000	235
Total interest expense	$4,191,000	272
Net interest income	$28,141,000	227
Provision for loan and lease losses	$12,600,000	84
Total noninterest income	$20,904,000	135
Gross Fiduciary activities income	$1,000	1,128
Service charges on deposit accounts	$4,356,000	106
Trading account gains and fees	$0	148
Additional Noninterest Income	$16,547,000	124
Total noninterest expense	$28,146,000	209
Salaries and employee benefits	$11,262,000	238
Premises and equipment expense	$3,326,000	191
Additional noninterest expense	$13,558,000	177
Pre-tax net operating income	$8,299,000	275
Securities gains (losses)	$0	2,210
Applicable income taxes	$2,696,000	261
Income before extraordinary items	$5,603,000	314
Extraordinary gains, net	$0	19
Net income	$5,603,000	314
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,603,000	314
Net charge-offs	$19,067,000	71
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$5,603,000	294
2011-12-31 (YTD Data)		Rank
Total interest income	$141,353,000	222
Total interest expense	$26,128,000	216
Net interest income	$115,225,000	220
Provision for loan and lease losses	$30,341,000	164
Total noninterest income	$38,758,000	233
Gross Fiduciary activities income	$2,000	1,223
Service charges on deposit accounts	$18,084,000	109
Trading account gains and fees	$0	146
Additional Noninterest Income	$20,672,000	264
Total noninterest expense	$89,580,000	248
Salaries and employee benefits	$38,989,000	262
Premises and equipment expense	$11,391,000	232
Additional noninterest expense	$39,200,000	232
Pre-tax net operating income	$34,062,000	246
Securities gains (losses)	$0	3,838
Applicable income taxes	$11,341,000	231
Income before extraordinary items	$22,721,000	278
Extraordinary gains, net	$0	29
Net income	$22,721,000	280
Minority interest net income	$0	96
Net income of bank and minority interests.	$22,721,000	280
Net charge-offs	$29,761,000	182
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$22,721,000	272
2011-09-30 (YTD Data)		Rank
Total interest income	$103,046,000	225
Total interest expense	$21,039,000	213
Net interest income	$82,007,000	232
Provision for loan and lease losses	$22,098,000	165
Total noninterest income	$38,811,000	183
Gross Fiduciary activities income	$2,000	1,160
Service charges on deposit accounts	$13,602,000	106
Trading account gains and fees	$0	145
Additional Noninterest Income	$25,207,000	187
Total noninterest expense	$67,309,000	240
Salaries and employee benefits	$28,823,000	260
Premises and equipment expense	$8,683,000	229
Additional noninterest expense	$29,803,000	221
Pre-tax net operating income	$31,411,000	219
Securities gains (losses)	$238,000	1,082
Applicable income taxes	$10,448,000	208
Income before extraordinary items	$21,201,000	242
Extraordinary gains, net	$0	21
Net income	$21,201,000	243
Minority interest net income	$0	87
Net income of bank and minority interests.	$21,201,000	243
Net charge-offs	$21,435,000	184
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$21,041,540	238
2011-06-30 (YTD Data)		Rank
Total interest income	$68,041,000	232
Total interest expense	$14,428,000	216
Net interest income	$53,613,000	234
Provision for loan and lease losses	$14,554,000	176
Total noninterest income	$9,194,000	403
Gross Fiduciary activities income	$2,000	1,136
Service charges on deposit accounts	$8,934,000	107
Trading account gains and fees	$0	153
Additional Noninterest Income	$258,000	3,117
Total noninterest expense	$42,124,000	265
Salaries and employee benefits	$18,901,000	267
Premises and equipment expense	$5,488,000	246
Additional noninterest expense	$17,735,000	245
Pre-tax net operating income	$6,129,000	535
Securities gains (losses)	$237,000	654
Applicable income taxes	$2,039,000	454
Income before extraordinary items	$4,327,000	605
Extraordinary gains, net	$0	15
Net income	$4,327,000	604
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,327,000	605
Net charge-offs	$14,605,000	200
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$4,165,840	603
2011-03-31 (YTD Data)		Rank
Total interest income	$32,158,000	236
Total interest expense	$7,576,000	215
Net interest income	$24,582,000	251
Provision for loan and lease losses	$7,092,000	181
Total noninterest income	$4,475,000	401
Gross Fiduciary activities income	$1,000	1,126
Service charges on deposit accounts	$4,266,000	107
Trading account gains and fees	$0	158
Additional Noninterest Income	$208,000	2,415
Total noninterest expense	$19,407,000	285
Salaries and employee benefits	$9,692,000	262
Premises and equipment expense	$2,736,000	253
Additional noninterest expense	$6,979,000	290
Pre-tax net operating income	$2,558,000	633
Securities gains (losses)	$224,000	312
Applicable income taxes	$985,000	461
Income before extraordinary items	$1,797,000	722
Extraordinary gains, net	$0	9
Net income	$1,797,000	722
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,797,000	722
Net charge-offs	$6,224,000	228
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,651,400	750
2010-12-31 (YTD Data)		Rank
Total interest income	$119,526,000	260
Total interest expense	$28,907,000	271
Net interest income	$90,619,000	262
Provision for loan and lease losses	$48,839,000	181
Total noninterest income	$30,001,000	289
Gross Fiduciary activities income	$2,000	1,284
Service charges on deposit accounts	$15,053,000	124
Trading account gains and fees	$4,000	170
Additional Noninterest Income	$14,942,000	344
Total noninterest expense	$76,939,000	285
Salaries and employee benefits	$31,336,000	314
Premises and equipment expense	$8,237,000	329
Additional noninterest expense	$37,366,000	250
Pre-tax net operating income	$-5,158,000	7,117
Securities gains (losses)	$0	3,793
Applicable income taxes	$-2,654,000	7,507
Income before extraordinary items	$-2,504,000	6,937
Extraordinary gains, net	$0	29
Net income	$-2,504,000	6,937
Minority interest net income	$0	111
Net income of bank and minority interests.	$-2,504,000	6,938
Net charge-offs	$50,023,000	174
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$80,000,000	19
Net operating income	$-2,504,000	6,917
2010-09-30 (YTD Data)		Rank
Total interest income	$88,348,000	265
Total interest expense	$21,443,000	281
Net interest income	$66,905,000	263
Provision for loan and lease losses	$38,175,000	178
Total noninterest income	$17,749,000	341
Gross Fiduciary activities income	$2,000	1,229
Service charges on deposit accounts	$10,818,000	125
Trading account gains and fees	$0	165
Additional Noninterest Income	$6,929,000	461
Total noninterest expense	$54,517,000	293
Salaries and employee benefits	$23,098,000	316
Premises and equipment expense	$6,262,000	325
Additional noninterest expense	$25,157,000	262
Pre-tax net operating income	$-8,038,000	7,510
Securities gains (losses)	$199,000	1,380
Applicable income taxes	$-2,901,000	7,646
Income before extraordinary items	$-4,938,000	7,416
Extraordinary gains, net	$0	23
Net income	$-4,938,000	7,416
Minority interest net income	$0	110
Net income of bank and minority interests.	$-4,938,000	7,416
Net charge-offs	$39,993,000	166
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$80,000,000	18
Net operating income	$-5,065,360	7,405
2010-06-30 (YTD Data)		Rank
Total interest income	$59,147,000	268
Total interest expense	$14,519,000	284
Net interest income	$44,628,000	264
Provision for loan and lease losses	$28,495,000	168
Total noninterest income	$13,565,000	303
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$7,061,000	128
Trading account gains and fees	$0	152
Additional Noninterest Income	$6,502,000	355
Total noninterest expense	$36,567,000	291
Salaries and employee benefits	$15,661,000	313
Premises and equipment expense	$4,091,000	332
Additional noninterest expense	$16,815,000	264
Pre-tax net operating income	$-6,869,000	7,616
Securities gains (losses)	$199,000	954
Applicable income taxes	$-2,257,000	7,707
Income before extraordinary items	$-4,413,000	7,552
Extraordinary gains, net	$0	19
Net income	$-4,413,000	7,552
Minority interest net income	$0	105
Net income of bank and minority interests.	$-4,413,000	7,552
Net charge-offs	$30,671,000	152
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$80,000,000	11
Net operating income	$-4,544,340	7,553
2010-03-31 (YTD Data)		Rank
Total interest income	$28,055,000	295
Total interest expense	$7,397,000	303
Net interest income	$20,658,000	285
Provision for loan and lease losses	$10,770,000	214
Total noninterest income	$4,432,000	406
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$3,441,000	132
Trading account gains and fees	$0	175
Additional Noninterest Income	$991,000	799
Total noninterest expense	$16,595,000	321
Salaries and employee benefits	$7,749,000	326
Premises and equipment expense	$2,029,000	347
Additional noninterest expense	$6,817,000	297
Pre-tax net operating income	$-2,275,000	7,633
Securities gains (losses)	$200,000	516
Applicable income taxes	$-775,000	7,760
Income before extraordinary items	$-1,300,000	7,537
Extraordinary gains, net	$0	16
Net income	$-1,300,000	7,537
Minority interest net income	$0	91
Net income of bank and minority interests.	$-1,300,000	7,538
Net charge-offs	$12,968,000	173
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-1,428,000	7,555
2009-12-31 (YTD Data)		Rank
Total interest income	$114,595,000	302
Total interest expense	$39,327,000	288
Net interest income	$75,268,000	297
Provision for loan and lease losses	$42,068,000	286
Total noninterest income	$57,581,000	179
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$13,600,000	145
Trading account gains and fees	$0	211
Additional Noninterest Income	$43,979,000	170
Total noninterest expense	$123,842,000	196
Salaries and employee benefits	$31,285,000	313
Premises and equipment expense	$8,911,000	314
Additional noninterest expense	$83,646,000	149
Pre-tax net operating income	$-33,061,000	7,810
Securities gains (losses)	$871,000	555
Applicable income taxes	$7,979,000	190
Income before extraordinary items	$-40,169,000	7,848
Extraordinary gains, net	$0	34
Net income	$-40,169,000	7,848
Minority interest net income	$0	115
Net income of bank and minority interests.	$-40,169,000	7,848
Net charge-offs	$45,961,000	214
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-41,040,000	7,855
2009-09-30 (YTD Data)		Rank
Total interest income	$86,711,000	312
Total interest expense	$31,572,000	294
Net interest income	$55,139,000	317
Provision for loan and lease losses	$25,600,000	338
Total noninterest income	$13,522,000	429
Gross Fiduciary activities income	$2,000	1,265
Service charges on deposit accounts	$9,938,000	146
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,582,000	750
Total noninterest expense	$47,536,000	368
Salaries and employee benefits	$22,886,000	326
Premises and equipment expense	$6,497,000	332
Additional noninterest expense	$18,153,000	381
Pre-tax net operating income	$-4,475,000	7,460
Securities gains (losses)	$794,000	470
Applicable income taxes	$-1,440,000	7,650
Income before extraordinary items	$-2,241,000	7,240
Extraordinary gains, net	$0	27
Net income	$-2,241,000	7,239
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,241,000	7,240
Net charge-offs	$23,305,000	265
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,749,160	7,324
2009-06-30 (YTD Data)		Rank
Total interest income	$58,720,000	315
Total interest expense	$22,823,000	286
Net interest income	$35,897,000	328
Provision for loan and lease losses	$17,302,000	330
Total noninterest income	$9,786,000	397
Gross Fiduciary activities income	$2,000	1,233
Service charges on deposit accounts	$6,428,000	150
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,356,000	599
Total noninterest expense	$33,122,000	349
Salaries and employee benefits	$15,601,000	328
Premises and equipment expense	$4,383,000	330
Additional noninterest expense	$13,138,000	359
Pre-tax net operating income	$-4,741,000	7,732
Securities gains (losses)	$814,000	348
Applicable income taxes	$-1,328,000	7,816
Income before extraordinary items	$-2,599,000	7,580
Extraordinary gains, net	$0	21
Net income	$-2,599,000	7,579
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,599,000	7,579
Net charge-offs	$11,956,000	327
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-3,136,240	7,657
2009-03-31 (YTD Data)		Rank
Total interest income	$29,620,000	317
Total interest expense	$12,728,000	274
Net interest income	$16,892,000	339
Provision for loan and lease losses	$7,912,000	307
Total noninterest income	$5,156,000	357
Gross Fiduciary activities income	$2,000	1,166
Service charges on deposit accounts	$3,035,000	152
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,119,000	483
Total noninterest expense	$15,407,000	360
Salaries and employee benefits	$7,848,000	325
Premises and equipment expense	$2,158,000	339
Additional noninterest expense	$5,401,000	358
Pre-tax net operating income	$-1,271,000	7,707
Securities gains (losses)	$714,000	246
Applicable income taxes	$-340,000	7,824
Income before extraordinary items	$-217,000	7,063
Extraordinary gains, net	$0	15
Net income	$-217,000	7,064
Minority interest net income	$0	102
Net income of bank and minority interests.	$-217,000	7,064
Net charge-offs	$5,147,000	312
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-673,960	7,556
2008-12-31 (YTD Data)		Rank
Total interest income	$129,038,000	318
Total interest expense	$53,939,000	302
Net interest income	$75,099,000	315
Provision for loan and lease losses	$35,030,000	247
Total noninterest income	$18,310,000	373
Gross Fiduciary activities income	$2,000	1,351
Service charges on deposit accounts	$13,916,000	143
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,392,000	727
Total noninterest expense	$62,478,000	350
Salaries and employee benefits	$31,888,000	306
Premises and equipment expense	$8,066,000	349
Additional noninterest expense	$22,524,000	358
Pre-tax net operating income	$-4,099,000	7,727
Securities gains (losses)	$316,000	526
Applicable income taxes	$-1,427,000	7,825
Income before extraordinary items	$-2,356,000	7,476
Extraordinary gains, net	$0	39
Net income	$-2,356,000	7,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,019,000	230
Cash dividends	$5,700,000	504
Sale, conversion, retirement of capital stock, net	$139,000	878
Net operating income	$-2,558,240	7,602
2008-09-30 (YTD Data)		Rank
Total interest income	$98,475,000	327
Total interest expense	$39,908,000	325
Net interest income	$58,567,000	313
Provision for loan and lease losses	$15,140,000	298
Total noninterest income	$14,940,000	380
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$10,636,000	146
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,302,000	618
Total noninterest expense	$46,215,000	343
Salaries and employee benefits	$24,042,000	317
Premises and equipment expense	$5,998,000	363
Additional noninterest expense	$16,175,000	349
Pre-tax net operating income	$12,152,000	422
Securities gains (losses)	$0	3,106
Applicable income taxes	$4,313,000	354
Income before extraordinary items	$7,839,000	463
Extraordinary gains, net	$0	31
Net income	$7,839,000	462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,638,000	246
Cash dividends	$5,000,000	454
Sale, conversion, retirement of capital stock, net	$137,000	687
Net operating income	$7,839,000	488
2008-06-30 (YTD Data)		Rank
Total interest income	$66,357,000	331
Total interest expense	$27,530,000	327
Net interest income	$38,827,000	318
Provision for loan and lease losses	$6,920,000	342
Total noninterest income	$10,325,000	383
Gross Fiduciary activities income	$2,000	1,285
Service charges on deposit accounts	$6,974,000	145
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,349,000	575
Total noninterest expense	$31,549,000	334
Salaries and employee benefits	$17,168,000	302
Premises and equipment expense	$3,867,000	368
Additional noninterest expense	$10,514,000	349
Pre-tax net operating income	$10,683,000	347
Securities gains (losses)	$0	3,233
Applicable income taxes	$3,456,000	351
Income before extraordinary items	$7,227,000	377
Extraordinary gains, net	$0	21
Net income	$7,227,000	376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,901,000	266
Cash dividends	$4,000,000	406
Sale, conversion, retirement of capital stock, net	$137,000	499
Net operating income	$7,227,000	372
2008-03-31 (YTD Data)		Rank
Total interest income	$34,097,000	332
Total interest expense	$14,876,000	324
Net interest income	$19,221,000	322
Provision for loan and lease losses	$3,200,000	290
Total noninterest income	$5,124,000	385
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$3,309,000	149
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,813,000	540
Total noninterest expense	$15,804,000	329
Salaries and employee benefits	$8,485,000	306
Premises and equipment expense	$1,886,000	380
Additional noninterest expense	$5,433,000	333
Pre-tax net operating income	$5,341,000	380
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,745,000	383
Income before extraordinary items	$3,596,000	412
Extraordinary gains, net	$0	15
Net income	$3,596,000	413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,747,000	241
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$3,596,000	398
2007-12-31 (YTD Data)		Rank
Total interest income	$152,267,000	313
Total interest expense	$67,463,000	318
Net interest income	$84,804,000	300
Provision for loan and lease losses	$11,321,000	228
Total noninterest income	$17,018,000	424
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$12,441,000	155
Trading account gains and fees	$0	178
Additional Noninterest Income	$4,577,000	735
Total noninterest expense	$63,231,000	320
Salaries and employee benefits	$34,941,000	286
Premises and equipment expense	$7,157,000	384
Additional noninterest expense	$21,133,000	334
Pre-tax net operating income	$27,270,000	372
Securities gains (losses)	$-304,000	8,312
Applicable income taxes	$8,826,000	359
Income before extraordinary items	$18,140,000	386
Extraordinary gains, net	$0	39
Net income	$18,140,000	383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,543,000	200
Cash dividends	$9,000,000	452
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$18,343,680	376
2007-09-30 (YTD Data)		Rank
Total interest income	$114,013,000	313
Total interest expense	$50,252,000	322
Net interest income	$63,761,000	293
Provision for loan and lease losses	$4,407,000	281
Total noninterest income	$13,275,000	415
Gross Fiduciary activities income	$2,000	1,352
Service charges on deposit accounts	$9,133,000	158
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,140,000	637
Total noninterest expense	$47,394,000	318
Salaries and employee benefits	$26,812,000	275
Premises and equipment expense	$5,422,000	378
Additional noninterest expense	$15,160,000	328
Pre-tax net operating income	$25,235,000	340
Securities gains (losses)	$-61,000	8,209
Applicable income taxes	$8,880,000	317
Income before extraordinary items	$16,294,000	368
Extraordinary gains, net	$0	33
Net income	$16,294,000	366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,835,000	307
Cash dividends	$9,000,000	349
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$16,333,650	364
2007-06-30 (YTD Data)		Rank
Total interest income	$71,535,000	340
Total interest expense	$32,809,000	334
Net interest income	$38,726,000	332
Provision for loan and lease losses	$1,444,000	444
Total noninterest income	$8,816,000	428
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$5,936,000	168
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,878,000	626
Total noninterest expense	$27,637,000	367
Salaries and employee benefits	$14,770,000	346
Premises and equipment expense	$3,571,000	399
Additional noninterest expense	$9,296,000	358
Pre-tax net operating income	$18,461,000	335
Securities gains (losses)	$8,000	912
Applicable income taxes	$6,546,000	318
Income before extraordinary items	$11,923,000	368
Extraordinary gains, net	$0	29
Net income	$11,923,000	367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,276,000	383
Cash dividends	$4,000,000	501
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$11,917,800	364
2007-03-31 (YTD Data)		Rank
Total interest income	$35,497,000	342
Total interest expense	$16,151,000	332
Net interest income	$19,346,000	332
Provision for loan and lease losses	$508,000	516
Total noninterest income	$4,392,000	430
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$2,870,000	165
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,520,000	599
Total noninterest expense	$14,101,000	357
Salaries and employee benefits	$7,456,000	349
Premises and equipment expense	$1,760,000	404
Additional noninterest expense	$4,885,000	338
Pre-tax net operating income	$9,129,000	345
Securities gains (losses)	$0	1,187
Applicable income taxes	$3,325,000	321
Income before extraordinary items	$5,804,000	378
Extraordinary gains, net	$0	22
Net income	$5,804,000	377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	635
Cash dividends	$2,000,000	446
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$5,804,000	371
2006-12-31 (YTD Data)		Rank
Total interest income	$126,037,000	345
Total interest expense	$51,773,000	357
Net interest income	$74,264,000	331
Provision for loan and lease losses	$2,837,000	394
Total noninterest income	$17,328,000	425
Gross Fiduciary activities income	$2,000	1,427
Service charges on deposit accounts	$11,513,000	158
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,813,000	607
Total noninterest expense	$54,562,000	350
Salaries and employee benefits	$26,244,000	378
Premises and equipment expense	$6,644,000	397
Additional noninterest expense	$21,674,000	305
Pre-tax net operating income	$34,193,000	361
Securities gains (losses)	$-308,000	8,450
Applicable income taxes	$11,305,000	357
Income before extraordinary items	$22,580,000	384
Extraordinary gains, net	$0	51
Net income	$22,580,000	383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,292,000	551
Cash dividends	$6,840,000	543
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$22,786,360	377
2006-09-30 (YTD Data)		Rank
Total interest income	$81,065,000	405
Total interest expense	$32,119,000	419
Net interest income	$48,946,000	380
Provision for loan and lease losses	$1,900,000	417
Total noninterest income	$10,839,000	494
Gross Fiduciary activities income	$2,000	1,362
Service charges on deposit accounts	$7,318,000	194
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,519,000	715
Total noninterest expense	$33,305,000	445
Salaries and employee benefits	$16,408,000	454
Premises and equipment expense	$3,470,000	557
Additional noninterest expense	$13,427,000	367
Pre-tax net operating income	$24,580,000	393
Securities gains (losses)	$-143,000	8,485
Applicable income taxes	$8,258,000	392
Income before extraordinary items	$16,179,000	416
Extraordinary gains, net	$0	45
Net income	$16,179,000	415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$701,000	614
Cash dividends	$5,895,000	458
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$16,273,380	406
2006-06-30 (YTD Data)		Rank
Total interest income	$49,073,000	429
Total interest expense	$18,576,000	455
Net interest income	$30,497,000	404
Provision for loan and lease losses	$1,197,000	432
Total noninterest income	$6,541,000	523
Gross Fiduciary activities income	$2,000	1,334
Service charges on deposit accounts	$4,436,000	208
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,103,000	785
Total noninterest expense	$21,218,000	475
Salaries and employee benefits	$9,991,000	498
Premises and equipment expense	$2,042,000	644
Additional noninterest expense	$9,185,000	364
Pre-tax net operating income	$14,623,000	439
Securities gains (losses)	$-135,000	8,585
Applicable income taxes	$4,861,000	427
Income before extraordinary items	$9,627,000	456
Extraordinary gains, net	$0	39
Net income	$9,627,000	455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$391,000	684
Cash dividends	$5,895,000	327
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$9,716,100	442
2006-03-31 (YTD Data)		Rank
Total interest income	$23,604,000	433
Total interest expense	$8,912,000	448
Net interest income	$14,692,000	418
Provision for loan and lease losses	$424,000	584
Total noninterest income	$2,682,000	585
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$2,113,000	208
Trading account gains and fees	$0	115
Additional Noninterest Income	$568,000	1,220
Total noninterest expense	$9,997,000	495
Salaries and employee benefits	$4,870,000	509
Premises and equipment expense	$875,000	742
Additional noninterest expense	$4,252,000	377
Pre-tax net operating income	$6,953,000	443
Securities gains (losses)	$9,000	604
Applicable income taxes	$2,321,000	441
Income before extraordinary items	$4,641,000	465
Extraordinary gains, net	$0	21
Net income	$4,641,000	464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,276
Cash dividends	$5,895,000	183
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$4,634,970	452
2005-12-31 (YTD Data)		Rank
Total interest income	$11,565,000	2,793
Total interest expense	$2,508,000	3,815
Net interest income	$9,057,000	2,426
Provision for loan and lease losses	$381,000	2,361
Total noninterest income	$1,711,000	2,464
Gross Fiduciary activities income	$1,000	1,485
Service charges on deposit accounts	$1,525,000	1,168
Trading account gains and fees	$0	138
Additional Noninterest Income	$185,000	5,323
Total noninterest expense	$5,280,000	3,090
Salaries and employee benefits	$2,296,000	3,725
Premises and equipment expense	$366,000	5,144
Additional noninterest expense	$2,618,000	1,939
Pre-tax net operating income	$5,107,000	1,832
Securities gains (losses)	$-102,000	8,436
Applicable income taxes	$1,752,000	1,517
Income before extraordinary items	$3,253,000	2,101
Extraordinary gains, net	$0	46
Net income	$3,253,000	2,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,016
Cash dividends	$2,900,000	1,065
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,319,300	2,040
2005-09-30 (YTD Data)		Rank
Total interest income	$8,489,000	2,786
Total interest expense	$1,779,000	3,829
Net interest income	$6,710,000	2,435
Provision for loan and lease losses	$251,000	2,541
Total noninterest income	$1,284,000	2,455
Gross Fiduciary activities income	$1,000	1,428
Service charges on deposit accounts	$1,142,000	1,160
Trading account gains and fees	$0	126
Additional Noninterest Income	$141,000	5,297
Total noninterest expense	$3,833,000	3,146
Salaries and employee benefits	$1,684,000	3,766
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$1,887,000	1,976
Pre-tax net operating income	$3,910,000	1,801
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,295,000	1,551
Income before extraordinary items	$2,615,000	1,988
Extraordinary gains, net	$0	35
Net income	$2,615,000	1,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$2,900,000	778
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,615,000	1,950
2005-06-30 (YTD Data)		Rank
Total interest income	$5,459,000	2,815
Total interest expense	$1,082,000	3,918
Net interest income	$4,377,000	2,457
Provision for loan and lease losses	$161,000	2,517
Total noninterest income	$858,000	2,430
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$758,000	1,133
Trading account gains and fees	$0	116
Additional Noninterest Income	$99,000	5,211
Total noninterest expense	$2,496,000	3,198
Salaries and employee benefits	$1,078,000	3,866
Premises and equipment expense	$164,000	5,450
Additional noninterest expense	$1,254,000	1,951
Pre-tax net operating income	$2,578,000	1,791
Securities gains (losses)	$0	2,146
Applicable income taxes	$853,000	1,543
Income before extraordinary items	$1,725,000	1,977
Extraordinary gains, net	$0	30
Net income	$1,725,000	1,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,271
Cash dividends	$2,900,000	533
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,725,000	1,938
2005-03-31 (YTD Data)		Rank
Total interest income	$2,595,000	2,896
Total interest expense	$512,000	3,960
Net interest income	$2,083,000	2,563
Provision for loan and lease losses	$-34,000	8,778
Total noninterest income	$421,000	2,416
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$366,000	1,136
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	5,007
Total noninterest expense	$1,157,000	3,411
Salaries and employee benefits	$461,000	4,352
Premises and equipment expense	$86,000	5,371
Additional noninterest expense	$610,000	2,010
Pre-tax net operating income	$1,381,000	1,652
Securities gains (losses)	$0	1,685
Applicable income taxes	$451,000	1,463
Income before extraordinary items	$930,000	1,821
Extraordinary gains, net	$0	24
Net income	$930,000	1,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,290
Cash dividends	$2,900,000	269
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$930,000	1,779
2004-12-31 (YTD Data)		Rank
Total interest income	$9,639,000	2,928
Total interest expense	$1,946,000	3,730
Net interest income	$7,693,000	2,620
Provision for loan and lease losses	$367,000	2,523
Total noninterest income	$1,750,000	2,415
Gross Fiduciary activities income	$4,000	1,430
Service charges on deposit accounts	$1,570,000	1,132
Trading account gains and fees	$0	138
Additional Noninterest Income	$176,000	5,370
Total noninterest expense	$4,584,000	3,365
Salaries and employee benefits	$1,954,000	4,076
Premises and equipment expense	$340,000	5,312
Additional noninterest expense	$2,290,000	2,119
Pre-tax net operating income	$4,492,000	1,860
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,478,000	1,623
Income before extraordinary items	$3,014,000	2,067
Extraordinary gains, net	$0	34
Net income	$3,014,000	2,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,584
Cash dividends	$3,235,000	916
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,014,000	2,025
2004-09-30 (YTD Data)		Rank
Total interest income	$7,085,000	2,950
Total interest expense	$1,435,000	3,740
Net interest income	$5,650,000	2,651
Provision for loan and lease losses	$388,000	1,827
Total noninterest income	$1,300,000	2,438
Gross Fiduciary activities income	$4,000	1,368
Service charges on deposit accounts	$1,180,000	1,131
Trading account gains and fees	$0	134
Additional Noninterest Income	$116,000	5,640
Total noninterest expense	$3,468,000	3,320
Salaries and employee benefits	$1,395,000	4,188
Premises and equipment expense	$254,000	5,294
Additional noninterest expense	$1,819,000	1,976
Pre-tax net operating income	$3,094,000	2,018
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,012,000	1,757
Income before extraordinary items	$2,082,000	2,239
Extraordinary gains, net	$0	26
Net income	$2,082,000	2,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,548
Cash dividends	$3,235,000	651
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,082,000	2,182
2004-06-30 (YTD Data)		Rank
Total interest income	$4,599,000	3,006
Total interest expense	$931,000	3,818
Net interest income	$3,668,000	2,713
Provision for loan and lease losses	$201,000	2,189
Total noninterest income	$844,000	2,498
Gross Fiduciary activities income	$4,000	1,319
Service charges on deposit accounts	$771,000	1,144
Trading account gains and fees	$0	130
Additional Noninterest Income	$69,000	5,871
Total noninterest expense	$2,294,000	3,367
Salaries and employee benefits	$911,000	4,276
Premises and equipment expense	$166,000	5,391
Additional noninterest expense	$1,217,000	1,966
Pre-tax net operating income	$2,017,000	2,034
Securities gains (losses)	$0	3,413
Applicable income taxes	$659,000	1,788
Income before extraordinary items	$1,358,000	2,258
Extraordinary gains, net	$0	21
Net income	$1,358,000	2,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$3,235,000	460
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,358,000	2,197
2004-03-31 (YTD Data)		Rank
Total interest income	$2,250,000	3,068
Total interest expense	$470,000	3,838
Net interest income	$1,780,000	2,798
Provision for loan and lease losses	$65,000	2,836
Total noninterest income	$402,000	2,525
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$361,000	1,177
Trading account gains and fees	$0	121
Additional Noninterest Income	$41,000	5,508
Total noninterest expense	$1,156,000	3,329
Salaries and employee benefits	$456,000	4,303
Premises and equipment expense	$82,000	5,449
Additional noninterest expense	$618,000	1,923
Pre-tax net operating income	$961,000	2,085
Securities gains (losses)	$0	2,934
Applicable income taxes	$314,000	1,853
Income before extraordinary items	$647,000	2,328
Extraordinary gains, net	$0	16
Net income	$647,000	2,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,346
Cash dividends	$3,235,000	245
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$647,000	2,242
2003-12-31 (YTD Data)		Rank
Total interest income	$9,433,000	2,989
Total interest expense	$2,154,000	3,790
Net interest income	$7,279,000	2,655
Provision for loan and lease losses	$39,000	6,564
Total noninterest income	$1,828,000	2,466
Gross Fiduciary activities income	$5,000	1,443
Service charges on deposit accounts	$1,680,000	1,030
Trading account gains and fees	$0	160
Additional Noninterest Income	$143,000	5,905
Total noninterest expense	$4,583,000	3,305
Salaries and employee benefits	$1,781,000	4,297
Premises and equipment expense	$401,000	4,723
Additional noninterest expense	$2,401,000	2,003
Pre-tax net operating income	$4,485,000	1,792
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,447,000	1,669
Income before extraordinary items	$3,038,000	2,014
Extraordinary gains, net	$0	54
Net income	$3,038,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	4,205
Cash dividends	$3,615,000	848
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,038,000	1,922
2003-09-30 (YTD Data)		Rank
Total interest income	$7,194,000	2,985
Total interest expense	$1,674,000	3,793
Net interest income	$5,520,000	2,643
Provision for loan and lease losses	$97,000	4,715
Total noninterest income	$1,395,000	2,480
Gross Fiduciary activities income	$5,000	1,384
Service charges on deposit accounts	$1,295,000	1,014
Trading account gains and fees	$0	153
Additional Noninterest Income	$95,000	6,182
Total noninterest expense	$3,560,000	3,181
Salaries and employee benefits	$1,365,000	4,220
Premises and equipment expense	$299,000	4,721
Additional noninterest expense	$1,896,000	1,892
Pre-tax net operating income	$3,258,000	1,912
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,069,000	1,758
Income before extraordinary items	$2,189,000	2,149
Extraordinary gains, net	$0	40
Net income	$2,189,000	2,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,563
Cash dividends	$3,615,000	625
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,189,000	2,041
2003-06-30 (YTD Data)		Rank
Total interest income	$4,808,000	3,003
Total interest expense	$1,170,000	3,740
Net interest income	$3,638,000	2,679
Provision for loan and lease losses	$-10,000	9,098
Total noninterest income	$938,000	2,456
Gross Fiduciary activities income	$5,000	1,338
Service charges on deposit accounts	$859,000	998
Trading account gains and fees	$0	150
Additional Noninterest Income	$74,000	5,881
Total noninterest expense	$2,390,000	3,175
Salaries and employee benefits	$904,000	4,244
Premises and equipment expense	$198,000	4,733
Additional noninterest expense	$1,288,000	1,868
Pre-tax net operating income	$2,196,000	1,888
Securities gains (losses)	$0	3,782
Applicable income taxes	$720,000	1,776
Income before extraordinary items	$1,476,000	2,140
Extraordinary gains, net	$0	30
Net income	$1,476,000	2,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-137,000	9,167
Cash dividends	$3,615,000	446
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,476,000	2,018
2003-03-31 (YTD Data)		Rank
Total interest income	$2,396,000	3,020
Total interest expense	$601,000	3,750
Net interest income	$1,795,000	2,691
Provision for loan and lease losses	$42,000	4,061
Total noninterest income	$452,000	2,469
Gross Fiduciary activities income	$5,000	1,228
Service charges on deposit accounts	$406,000	1,027
Trading account gains and fees	$0	134
Additional Noninterest Income	$41,000	5,651
Total noninterest expense	$1,210,000	3,118
Salaries and employee benefits	$466,000	4,113
Premises and equipment expense	$96,000	4,835
Additional noninterest expense	$648,000	1,813
Pre-tax net operating income	$995,000	2,049
Securities gains (losses)	$0	2,891
Applicable income taxes	$324,000	1,944
Income before extraordinary items	$671,000	2,284
Extraordinary gains, net	$0	21
Net income	$671,000	2,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	1,305
Cash dividends	$3,615,000	241
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$671,000	2,161
2002-12-31 (YTD Data)		Rank
Total interest income	$11,177,000	2,725
Total interest expense	$3,125,000	3,430
Net interest income	$8,052,000	2,382
Provision for loan and lease losses	$615,000	2,016
Total noninterest income	$1,908,000	2,214
Gross Fiduciary activities income	$6,000	1,474
Service charges on deposit accounts	$1,761,000	914
Trading account gains and fees	$0	153
Additional Noninterest Income	$141,000	5,735
Total noninterest expense	$5,231,000	2,808
Salaries and employee benefits	$2,068,000	3,641
Premises and equipment expense	$469,000	4,134
Additional noninterest expense	$2,694,000	1,742
Pre-tax net operating income	$4,114,000	1,943
Securities gains (losses)	$446,000	708
Applicable income taxes	$1,494,000	1,663
Income before extraordinary items	$3,066,000	1,951
Extraordinary gains, net	$0	70
Net income	$3,066,000	1,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$548,000	1,559
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,767,180	2,082
2001-12-31 (YTD Data)		Rank
Total interest income	$13,215,000	2,585
Total interest expense	$5,049,000	3,129
Net interest income	$8,166,000	2,203
Provision for loan and lease losses	$2,620,000	566
Total noninterest income	$1,692,000	2,301
Gross Fiduciary activities income	$6,000	1,512
Service charges on deposit accounts	$1,498,000	991
Trading account gains and fees	$0	177
Additional Noninterest Income	$188,000	5,063
Total noninterest expense	$5,100,000	2,780
Salaries and employee benefits	$2,037,000	3,544
Premises and equipment expense	$453,000	4,216
Additional noninterest expense	$2,610,000	1,756
Pre-tax net operating income	$2,138,000	3,025
Securities gains (losses)	$116,000	1,632
Applicable income taxes	$677,000	2,736
Income before extraordinary items	$1,577,000	3,103
Extraordinary gains, net	$0	105
Net income	$1,577,000	3,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,551,000	480
Cash dividends	$2,245,000	1,207
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,495,800	3,128
2000-12-31 (YTD Data)		Rank
Total interest income	$12,775,000	2,726
Total interest expense	$4,601,000	3,556
Net interest income	$8,174,000	2,172
Provision for loan and lease losses	$281,000	2,998
Total noninterest income	$1,459,000	2,395
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,316,000	1,024
Trading account gains and fees	$0	180
Additional Noninterest Income	$143,000	5,596
Total noninterest expense	$5,020,000	2,709
Salaries and employee benefits	$2,063,000	3,377
Premises and equipment expense	$504,000	3,763
Additional noninterest expense	$2,453,000	1,807
Pre-tax net operating income	$4,332,000	1,696
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,373,000	1,628
Income before extraordinary items	$2,959,000	1,766
Extraordinary gains, net	$0	38
Net income	$2,959,000	1,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$294,000	1,840
Cash dividends	$1,850,000	1,436
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,959,000	1,760
1999-12-31 (YTD Data)		Rank
Total interest income	$11,236,000	2,874
Total interest expense	$3,631,000	3,913
Net interest income	$7,605,000	2,322
Provision for loan and lease losses	$250,000	3,042
Total noninterest income	$1,422,000	2,374
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,242,000	1,072
Trading account gains and fees	$0	173
Additional Noninterest Income	$180,000	5,187
Total noninterest expense	$4,444,000	3,021
Salaries and employee benefits	$1,785,000	3,767
Premises and equipment expense	$561,000	3,437
Additional noninterest expense	$2,098,000	2,074
Pre-tax net operating income	$4,333,000	1,730
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$1,356,000	1,728
Income before extraordinary items	$2,965,000	1,794
Extraordinary gains, net	$0	35
Net income	$2,965,000	1,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	2,149
Cash dividends	$2,000,000	1,354
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,973,280	1,759
1998-12-31 (YTD Data)		Rank
Total interest income	$11,401,000	2,829
Total interest expense	$4,019,000	3,669
Net interest income	$7,382,000	2,312
Provision for loan and lease losses	$920,000	1,044
Total noninterest income	$1,382,000	2,415
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,217,000	1,019
Trading account gains and fees	$0	224
Additional Noninterest Income	$165,000	5,440
Total noninterest expense	$4,529,000	2,868
Salaries and employee benefits	$1,768,000	3,725
Premises and equipment expense	$631,000	3,033
Additional noninterest expense	$2,130,000	1,997
Pre-tax net operating income	$3,315,000	2,175
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,086,000	2,157
Income before extraordinary items	$2,229,000	2,312
Extraordinary gains, net	$0	32
Net income	$2,229,000	2,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$409,000	1,480
Cash dividends	$1,000,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,229,000	2,241
1997-12-31 (YTD Data)		Rank
Total interest income	$10,874,000	2,988
Total interest expense	$3,915,000	3,757
Net interest income	$6,959,000	2,494
Provision for loan and lease losses	$825,000	1,151
Total noninterest income	$1,359,000	2,388
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,173,000	1,075
Trading account gains and fees	$0	239
Additional Noninterest Income	$186,000	5,134
Total noninterest expense	$4,495,000	2,823
Salaries and employee benefits	$1,720,000	3,797
Premises and equipment expense	$529,000	3,526
Additional noninterest expense	$2,246,000	1,894
Pre-tax net operating income	$2,998,000	2,498
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$1,021,000	2,394
Income before extraordinary items	$1,980,000	2,611
Extraordinary gains, net	$0	44
Net income	$1,980,000	2,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$662,000	1,068
Cash dividends	$1,672,000	1,498
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,978,020	2,565
1996-12-31 (YTD Data)		Rank
Total interest income	$10,263,000	3,204
Total interest expense	$3,642,000	4,038
Net interest income	$6,621,000	2,672
Provision for loan and lease losses	$660,000	1,386
Total noninterest income	$1,274,000	2,576
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,021,000	1,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	4,500
Total noninterest expense	$3,793,000	3,502
Salaries and employee benefits	$1,606,000	4,050
Premises and equipment expense	$471,000	3,964
Additional noninterest expense	$1,716,000	2,795
Pre-tax net operating income	$3,442,000	2,084
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$1,146,000	2,077
Income before extraordinary items	$2,292,000	2,161
Extraordinary gains, net	$0	53
Net income	$2,292,000	2,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$610,000	1,232
Cash dividends	$1,204,000	1,857
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,294,680	2,109
1995-12-31 (YTD Data)		Rank
Total interest income	$9,150,000	3,570
Total interest expense	$3,304,000	4,363
Net interest income	$5,846,000	3,041
Provision for loan and lease losses	$280,000	2,381
Total noninterest income	$1,156,000	2,798
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$922,000	1,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	4,678
Total noninterest expense	$3,567,000	3,672
Salaries and employee benefits	$1,505,000	4,267
Premises and equipment expense	$474,000	3,924
Additional noninterest expense	$1,588,000	2,950
Pre-tax net operating income	$3,155,000	2,332
Securities gains (losses)	$24,000	1,774
Applicable income taxes	$1,012,000	2,353
Income before extraordinary items	$2,167,000	2,332
Extraordinary gains, net	$0	65
Net income	$2,167,000	2,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	2,481
Cash dividends	$784,000	2,470
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,150,680	2,321
1994-12-31 (YTD Data)		Rank
Total interest income	$6,874,000	4,294
Total interest expense	$2,250,000	5,074
Net interest income	$4,624,000	3,821
Provision for loan and lease losses	$241,000	2,660
Total noninterest income	$1,046,000	3,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$881,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	5,902
Total noninterest expense	$3,166,000	4,211
Salaries and employee benefits	$1,284,000	4,937
Premises and equipment expense	$393,000	4,652
Additional noninterest expense	$1,489,000	3,318
Pre-tax net operating income	$2,263,000	3,093
Securities gains (losses)	$0	3,600
Applicable income taxes	$695,000	3,105
Income before extraordinary items	$1,568,000	3,064
Extraordinary gains, net	$0	249
Net income	$1,568,000	3,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,750
Cash dividends	$550,000	2,971
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,568,000	3,081
1993-12-31 (YTD Data)		Rank
Total interest income	$5,993,000	4,959
Total interest expense	$2,110,000	5,580
Net interest income	$3,883,000	4,526
Provision for loan and lease losses	$237,000	3,562
Total noninterest income	$933,000	3,527
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$792,000	1,730
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	6,763
Total noninterest expense	$3,000,000	4,507
Salaries and employee benefits	$1,194,000	5,267
Premises and equipment expense	$305,000	5,763
Additional noninterest expense	$1,501,000	3,503
Pre-tax net operating income	$1,579,000	4,127
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$462,000	4,480
Income before extraordinary items	$1,121,000	4,257
Extraordinary gains, net	$-12,000	12,346
Net income	$1,109,000	4,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	6,165
Cash dividends	$485,000	3,191
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,118,160	4,050
1992-12-31 (YTD Data)		Rank
Total interest income	$5,845,000	5,612
Total interest expense	$2,385,000	6,212
Net interest income	$3,460,000	5,056
Provision for loan and lease losses	$275,000	4,347
Total noninterest income	$851,000	3,795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$726,000	1,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	7,308
Total noninterest expense	$2,676,000	4,997
Salaries and employee benefits	$1,065,000	5,719
Premises and equipment expense	$253,000	6,727
Additional noninterest expense	$1,358,000	3,901
Pre-tax net operating income	$1,360,000	4,437
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$387,000	4,916
Income before extraordinary items	$976,000	4,599
Extraordinary gains, net	$0	1,422
Net income	$976,000	4,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	4,520
Cash dividends	$1,229,000	1,296
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$973,840	4,286

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.