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AmericanWest Bank, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0559%5,580
Percentage Net Loans Charged-off: Total real estate loans-0.0156%5,152
Percentage Net Loans Charged-off:Construction & development-0.5798%5,459
Percentage Net Loans Charged-off: Commercial real estate0.0050%1,365
Percentage Net Loans Charged-off: Multi-family residential-0.0034%4,734
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%5,286
Percentage Net Loans Charged-off: Home equity loans-0.0633%4,315
All other 1-4 family - Percent of loans charged-off, net0.0162%2,457
Percentage Net Loans Charged-off: Commercial and industrial-0.3322%5,595
Percentage Net Loans Charged-off: Loans to individuals-0.2927%5,703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2927%5,651
Percentage Net Loans Charged-off: All other loans and lease0.0151%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.8046%1,271
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0436%5,492
Percentage Net Loans Charged-off: Total real estate loans0.0001%2,721
Percentage Net Loans Charged-off:Construction & development-0.4658%5,471
Percentage Net Loans Charged-off: Commercial real estate0.0339%1,000
Percentage Net Loans Charged-off: Multi-family residential-0.0053%4,787
Percentage Net Loans Charged-off: 1-4 family residential-0.0226%5,483
Percentage Net Loans Charged-off: Home equity loans0.0370%652
All other 1-4 family - Percent of loans charged-off, net-0.0567%5,759
Percentage Net Loans Charged-off: Commercial and industrial-0.3264%5,645
Percentage Net Loans Charged-off: Loans to individuals-0.5059%5,879
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5059%5,838
Percentage Net Loans Charged-off: All other loans and lease0.0098%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.2995%1,254
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0474%5,492
Percentage Net Loans Charged-off: Total real estate loans0.0191%1,808
Percentage Net Loans Charged-off:Construction & development-0.1217%5,308
Percentage Net Loans Charged-off: Commercial real estate0.0552%607
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0307%5,570
Percentage Net Loans Charged-off: Home equity loans0.1398%370
All other 1-4 family - Percent of loans charged-off, net-0.1315%6,008
Percentage Net Loans Charged-off: Commercial and industrial-0.4869%5,836
Percentage Net Loans Charged-off: Loans to individuals-0.3718%5,741
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3718%5,694
Percentage Net Loans Charged-off: All other loans and lease0.0039%907
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.6063%1,233
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1056%6,127
Percentage Net Loans Charged-off: Total real estate loans-0.1333%6,169
Percentage Net Loans Charged-off:Construction & development-3.4054%5,885
Percentage Net Loans Charged-off: Commercial real estate-0.0486%5,840
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0049%3,538
Percentage Net Loans Charged-off: Home equity loans0.0384%1,057
All other 1-4 family - Percent of loans charged-off, net-0.0177%5,775
Percentage Net Loans Charged-off: Commercial and industrial0.0480%2,449
Percentage Net Loans Charged-off: Loans to individuals-0.2893%5,969
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2893%5,919
Percentage Net Loans Charged-off: All other loans and lease0.0041%1,503
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6041%1,326
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0925%6,114
Percentage Net Loans Charged-off: Total real estate loans-0.1040%6,133
Percentage Net Loans Charged-off:Construction & development-2.3311%5,885
Percentage Net Loans Charged-off: Commercial real estate-0.0514%5,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0201%2,998
Percentage Net Loans Charged-off: Home equity loans0.0616%915
All other 1-4 family - Percent of loans charged-off, net-0.0088%5,650
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%4,672
Percentage Net Loans Charged-off: Loans to individuals-0.6738%6,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6739%6,185
Percentage Net Loans Charged-off: All other loans and lease-0.0014%5,301
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6460%1,311
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0341%5,735
Percentage Net Loans Charged-off: Total real estate loans-0.0656%6,058
Percentage Net Loans Charged-off:Construction & development-1.1319%5,823
Percentage Net Loans Charged-off: Commercial real estate-0.0726%6,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0916%2,069
Percentage Net Loans Charged-off: Home equity loans0.1550%655
All other 1-4 family - Percent of loans charged-off, net0.0462%2,319
Percentage Net Loans Charged-off: Commercial and industrial0.1810%1,432
Percentage Net Loans Charged-off: Loans to individuals-0.5909%6,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5909%6,159
Percentage Net Loans Charged-off: All other loans and lease0.0107%1,188
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2545%1,274
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0459%5,772
Percentage Net Loans Charged-off: Total real estate loans-0.0463%6,008
Percentage Net Loans Charged-off:Construction & development-1.9827%5,940
Percentage Net Loans Charged-off: Commercial real estate0.0212%961
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0903%1,624
Percentage Net Loans Charged-off: Home equity loans0.4243%351
All other 1-4 family - Percent of loans charged-off, net-0.1762%6,358
Percentage Net Loans Charged-off: Commercial and industrial-0.0546%5,113
Percentage Net Loans Charged-off: Loans to individuals-0.2189%5,742
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2189%5,686
Percentage Net Loans Charged-off: All other loans and lease0.0304%866
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0438%1,234
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0698%6,406
Percentage Net Loans Charged-off: Total real estate loans-0.1074%6,460
Percentage Net Loans Charged-off:Construction & development-3.3457%6,142
Percentage Net Loans Charged-off: Commercial real estate0.0210%2,525
Percentage Net Loans Charged-off: Multi-family residential0.0067%608
Percentage Net Loans Charged-off: 1-4 family residential0.2009%2,220
Percentage Net Loans Charged-off: Home equity loans0.5740%615
All other 1-4 family - Percent of loans charged-off, net-0.0531%6,318
Percentage Net Loans Charged-off: Commercial and industrial0.1546%2,349
Percentage Net Loans Charged-off: Loans to individuals-0.4584%6,383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4584%6,340
Percentage Net Loans Charged-off: All other loans and lease0.0136%1,473
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.1031%1,403
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0433%6,269
Percentage Net Loans Charged-off: Total real estate loans-0.0737%6,415
Percentage Net Loans Charged-off:Construction & development-2.3456%6,152
Percentage Net Loans Charged-off: Commercial real estate0.0198%2,228
Percentage Net Loans Charged-off: Multi-family residential0.0095%499
Percentage Net Loans Charged-off: 1-4 family residential0.1559%2,347
Percentage Net Loans Charged-off: Home equity loans0.4536%680
All other 1-4 family - Percent of loans charged-off, net-0.0429%6,299
Percentage Net Loans Charged-off: Commercial and industrial0.1842%1,990
Percentage Net Loans Charged-off: Loans to individuals-0.5149%6,428
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5149%6,377
Percentage Net Loans Charged-off: All other loans and lease-0.0870%5,834
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4316%1,371
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0040%4,836
Percentage Net Loans Charged-off: Total real estate loans-0.0140%6,005
Percentage Net Loans Charged-off:Construction & development-0.8864%6,039
Percentage Net Loans Charged-off: Commercial real estate0.0276%1,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0889%2,629
Percentage Net Loans Charged-off: Home equity loans0.2200%844
All other 1-4 family - Percent of loans charged-off, net-0.0026%5,889
Percentage Net Loans Charged-off: Commercial and industrial0.2031%1,716
Percentage Net Loans Charged-off: Loans to individuals-0.5767%6,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5767%6,391
Percentage Net Loans Charged-off: All other loans and lease-0.1560%5,910
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4991%30
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%4,144
Percentage Net Loans Charged-off: Total real estate loans0.0064%2,999
Percentage Net Loans Charged-off:Construction & development-0.7746%6,053
Percentage Net Loans Charged-off: Commercial real estate-0.0009%5,996
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2980%1,398
Percentage Net Loans Charged-off: Home equity loans0.4880%489
All other 1-4 family - Percent of loans charged-off, net0.1675%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.1049%1,440
Percentage Net Loans Charged-off: Loans to individuals-0.6288%6,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6288%6,395
Percentage Net Loans Charged-off: All other loans and lease-0.3351%6,030
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%4,518
Percentage Net Loans Charged-off: Total real estate loans-0.0130%6,570
Percentage Net Loans Charged-off:Construction & development0.2155%2,071
Percentage Net Loans Charged-off: Commercial real estate-0.0026%6,351
Percentage Net Loans Charged-off: Multi-family residential-0.6079%5,575
Percentage Net Loans Charged-off: 1-4 family residential0.1158%3,544
Percentage Net Loans Charged-off: Home equity loans0.3506%1,212
All other 1-4 family - Percent of loans charged-off, net-0.0363%6,635
Percentage Net Loans Charged-off: Commercial and industrial0.9614%1,476
Percentage Net Loans Charged-off: Loans to individuals-0.8808%6,791
Percentage Net Loans Charged-off: Credit card loans11.0594%49
Percentage Net Loans Charged-off: Other loans to individual-1.0873%6,784
Percentage Net Loans Charged-off: All other loans and lease0.0135%1,597
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.6829%48
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%4,249
Percentage Net Loans Charged-off: Total real estate loans-0.0484%6,798
Percentage Net Loans Charged-off:Construction & development0.1790%1,934
Percentage Net Loans Charged-off: Commercial real estate-0.0031%6,389
Percentage Net Loans Charged-off: Multi-family residential-0.8800%5,611
Percentage Net Loans Charged-off: 1-4 family residential0.0449%3,834
Percentage Net Loans Charged-off: Home equity loans0.1989%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0553%6,742
Percentage Net Loans Charged-off: Commercial and industrial1.1171%1,217
Percentage Net Loans Charged-off: Loans to individuals-1.2097%6,911
Percentage Net Loans Charged-off: Credit card loans11.7951%49
Percentage Net Loans Charged-off: Other loans to individual-1.5008%6,892
Percentage Net Loans Charged-off: All other loans and lease0.1005%1,119
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.0938%44
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2247%3,230
Percentage Net Loans Charged-off: Total real estate loans0.0212%4,306
Percentage Net Loans Charged-off:Construction & development0.3360%1,619
Percentage Net Loans Charged-off: Commercial real estate-0.0249%6,601
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0669%3,326
Percentage Net Loans Charged-off: Home equity loans0.2567%1,060
All other 1-4 family - Percent of loans charged-off, net-0.0576%6,753
Percentage Net Loans Charged-off: Commercial and industrial1.5137%965
Percentage Net Loans Charged-off: Loans to individuals-2.0034%7,017
Percentage Net Loans Charged-off: Credit card loans13.2714%44
Percentage Net Loans Charged-off: Other loans to individual-2.5006%6,988
Percentage Net Loans Charged-off: All other loans and lease0.1444%922
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.2711%35
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%2,874
Percentage Net Loans Charged-off: Total real estate loans0.0237%3,511
Percentage Net Loans Charged-off:Construction & development0.4992%1,128
Percentage Net Loans Charged-off: Commercial real estate-0.0056%6,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0328%6,656
Percentage Net Loans Charged-off: Home equity loans-0.0321%5,050
All other 1-4 family - Percent of loans charged-off, net-0.0333%6,646
Percentage Net Loans Charged-off: Commercial and industrial1.5042%784
Percentage Net Loans Charged-off: Loans to individuals-4.1212%7,118
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual-4.3271%7,071
Percentage Net Loans Charged-off: All other loans and lease0.2407%634
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0537%1,340
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3507%7,256
Percentage Net Loans Charged-off: Total real estate loans-0.1987%7,195
Percentage Net Loans Charged-off:Construction & development-1.0603%6,632
Percentage Net Loans Charged-off: Commercial real estate-0.0287%6,909
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential-0.5768%7,204
Percentage Net Loans Charged-off: Home equity loans-0.1941%5,343
All other 1-4 family - Percent of loans charged-off, net-0.8926%7,207
Percentage Net Loans Charged-off: Commercial and industrial-1.8544%6,985
Percentage Net Loans Charged-off: Loans to individuals1.2537%1,359
Percentage Net Loans Charged-off: Credit card loans-4.3860%1,455
Percentage Net Loans Charged-off: Other loans to individual1.2789%1,127
Percentage Net Loans Charged-off: All other loans and lease-0.0847%6,168
Percentage Net Loans Charged-off:Coml. RE not secured by RE-8.1420%1,427
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3796%7,323
Percentage Net Loans Charged-off: Total real estate loans-0.1916%7,245
Percentage Net Loans Charged-off:Construction & development-0.9450%6,652
Percentage Net Loans Charged-off: Commercial real estate-0.0224%6,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential-0.6394%7,269
Percentage Net Loans Charged-off: Home equity loans-0.1369%5,341
All other 1-4 family - Percent of loans charged-off, net-1.0950%7,279
Percentage Net Loans Charged-off: Commercial and industrial-2.2767%7,063
Percentage Net Loans Charged-off: Loans to individuals-0.4492%7,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3578%6,949
Percentage Net Loans Charged-off: All other loans and lease-0.1141%6,236
Percentage Net Loans Charged-off:Coml. RE not secured by RE-9.8588%1,405
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3366%7,358
Percentage Net Loans Charged-off: Total real estate loans-0.2234%7,289
Percentage Net Loans Charged-off:Construction & development-0.5936%6,624
Percentage Net Loans Charged-off: Commercial real estate-0.0229%6,927
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-1.0051%7,356
Percentage Net Loans Charged-off: Home equity loans-0.4129%5,423
All other 1-4 family - Percent of loans charged-off, net-1.5357%7,356
Percentage Net Loans Charged-off: Commercial and industrial-1.5869%7,106
Percentage Net Loans Charged-off: Loans to individuals-0.6962%7,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5440%7,087
Percentage Net Loans Charged-off: All other loans and lease-0.1709%6,302
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.8288%1,369
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3433%7,358
Percentage Net Loans Charged-off: Total real estate loans-0.3530%7,350
Percentage Net Loans Charged-off:Construction & development-0.5346%6,650
Percentage Net Loans Charged-off: Commercial real estate-0.0308%6,986
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-1.8097%7,421
Percentage Net Loans Charged-off: Home equity loans-1.0265%5,461
All other 1-4 family - Percent of loans charged-off, net-2.4758%7,414
Percentage Net Loans Charged-off: Commercial and industrial-0.4344%6,876
Percentage Net Loans Charged-off: Loans to individuals-1.0091%7,192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7110%7,134
Percentage Net Loans Charged-off: All other loans and lease-0.0585%6,116
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.7140%1,347
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0494%7,443
Percentage Net Loans Charged-off: Total real estate loans-0.0217%7,363
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential-0.1214%7,429
Percentage Net Loans Charged-off: Home equity loans-0.1772%5,560
All other 1-4 family - Percent of loans charged-off, net-0.0619%7,369
Percentage Net Loans Charged-off: Commercial and industrial-0.3263%7,099
Percentage Net Loans Charged-off: Loans to individuals-0.0097%6,776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0037%6,227
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1014%1,531
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5699%1,267
Percentage Net Loans Charged-off: Total real estate loans1.5759%1,123
Percentage Net Loans Charged-off:Construction & development5.5533%1,015
Percentage Net Loans Charged-off: Commercial real estate0.4119%1,922
Percentage Net Loans Charged-off: Multi-family residential2.1680%437
Percentage Net Loans Charged-off: 1-4 family residential2.1115%547
Percentage Net Loans Charged-off: Home equity loans1.7287%526
All other 1-4 family - Percent of loans charged-off, net2.5441%443
Percentage Net Loans Charged-off: Commercial and industrial2.2439%1,339
Percentage Net Loans Charged-off: Loans to individuals1.5115%1,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5381%969
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.5442%1,542
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5713%1,208
Percentage Net Loans Charged-off: Total real estate loans1.4556%1,160
Percentage Net Loans Charged-off:Construction & development4.6119%1,066
Percentage Net Loans Charged-off: Commercial real estate0.1079%2,257
Percentage Net Loans Charged-off: Multi-family residential3.1524%295
Percentage Net Loans Charged-off: 1-4 family residential2.5729%424
Percentage Net Loans Charged-off: Home equity loans1.5113%528
All other 1-4 family - Percent of loans charged-off, net3.7593%263
Percentage Net Loans Charged-off: Commercial and industrial2.9252%989
Percentage Net Loans Charged-off: Loans to individuals2.0693%989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8771%706
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.6698%1,493
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7803%975
Percentage Net Loans Charged-off: Total real estate loans1.6335%907
Percentage Net Loans Charged-off:Construction & development4.9966%783
Percentage Net Loans Charged-off: Commercial real estate0.0749%1,678
Percentage Net Loans Charged-off: Multi-family residential2.4788%230
Percentage Net Loans Charged-off: 1-4 family residential3.4378%283
Percentage Net Loans Charged-off: Home equity loans1.9089%400
All other 1-4 family - Percent of loans charged-off, net5.1174%174
Percentage Net Loans Charged-off: Commercial and industrial3.6968%657
Percentage Net Loans Charged-off: Loans to individuals3.3086%610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3239%805
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.6574%1,476
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8095%460
Percentage Net Loans Charged-off: Total real estate loans4.2747%330
Percentage Net Loans Charged-off:Construction & development13.7078%390
Percentage Net Loans Charged-off: Commercial real estate0.8510%1,292
Percentage Net Loans Charged-off: Multi-family residential0.6024%654
Percentage Net Loans Charged-off: 1-4 family residential3.4444%318
Percentage Net Loans Charged-off: Home equity loans2.1611%471
All other 1-4 family - Percent of loans charged-off, net4.7528%228
Percentage Net Loans Charged-off: Commercial and industrial2.0186%1,872
Percentage Net Loans Charged-off: Loans to individuals5.6521%332
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9238%1,023
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.9254%77
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0534%344
Percentage Net Loans Charged-off: Total real estate loans4.4189%264
Percentage Net Loans Charged-off:Construction & development12.9505%341
Percentage Net Loans Charged-off: Commercial real estate1.0431%800
Percentage Net Loans Charged-off: Multi-family residential0.7936%452
Percentage Net Loans Charged-off: 1-4 family residential3.6115%259
Percentage Net Loans Charged-off: Home equity loans2.5242%341
All other 1-4 family - Percent of loans charged-off, net4.7081%197
Percentage Net Loans Charged-off: Commercial and industrial3.3833%953
Percentage Net Loans Charged-off: Loans to individuals4.3883%443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6530%1,010
Percentage Net Loans Charged-off:Coml. RE not secured by RE22.4936%53
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7933%263
Percentage Net Loans Charged-off: Total real estate loans5.2246%185
Percentage Net Loans Charged-off:Construction & development16.5119%224
Percentage Net Loans Charged-off: Commercial real estate0.7955%795
Percentage Net Loans Charged-off: Multi-family residential0.7679%342
Percentage Net Loans Charged-off: 1-4 family residential2.4176%402
Percentage Net Loans Charged-off: Home equity loans1.8672%374
All other 1-4 family - Percent of loans charged-off, net2.9769%309
Percentage Net Loans Charged-off: Commercial and industrial3.8409%746
Percentage Net Loans Charged-off: Loans to individuals4.0776%499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1674%709
Percentage Net Loans Charged-off:Coml. RE not secured by RE25.6483%34
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4162%258
Percentage Net Loans Charged-off: Total real estate loans4.9004%183
Percentage Net Loans Charged-off:Construction & development16.2300%179
Percentage Net Loans Charged-off: Commercial real estate0.3218%805
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.9824%768
Percentage Net Loans Charged-off: Home equity loans1.2281%393
All other 1-4 family - Percent of loans charged-off, net0.7326%898
Percentage Net Loans Charged-off: Commercial and industrial3.4086%652
Percentage Net Loans Charged-off: Loans to individuals3.2070%667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0132%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE20.8319%23
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4688%129
Percentage Net Loans Charged-off: Total real estate loans5.4792%64
Percentage Net Loans Charged-off:Construction & development15.0149%98
Percentage Net Loans Charged-off: Commercial real estate0.1462%1,565
Percentage Net Loans Charged-off: Multi-family residential0.2386%429
Percentage Net Loans Charged-off: 1-4 family residential0.3686%1,522
Percentage Net Loans Charged-off: Home equity loans0.5544%665
All other 1-4 family - Percent of loans charged-off, net0.1901%2,103
Percentage Net Loans Charged-off: Commercial and industrial1.4450%1,414
Percentage Net Loans Charged-off: Loans to individuals0.7866%2,806
Percentage Net Loans Charged-off: Credit card loans2.4963%599
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1949%1,348
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.2388%48
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4397%158
Percentage Net Loans Charged-off: Total real estate loans4.3858%57
Percentage Net Loans Charged-off:Construction & development11.6184%93
Percentage Net Loans Charged-off: Commercial real estate0.0800%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0074%373
Percentage Net Loans Charged-off: 1-4 family residential0.2467%1,524
Percentage Net Loans Charged-off: Home equity loans0.2568%744
All other 1-4 family - Percent of loans charged-off, net0.2373%1,451
Percentage Net Loans Charged-off: Commercial and industrial0.4211%2,207
Percentage Net Loans Charged-off: Loans to individuals0.8761%2,145
Percentage Net Loans Charged-off: Credit card loans2.6955%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2397%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4403%50
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5546%213
Percentage Net Loans Charged-off: Total real estate loans3.2068%109
Percentage Net Loans Charged-off:Construction & development8.0474%149
Percentage Net Loans Charged-off: Commercial real estate0.0573%1,056
Percentage Net Loans Charged-off: Multi-family residential0.0110%247
Percentage Net Loans Charged-off: 1-4 family residential0.2278%1,343
Percentage Net Loans Charged-off: Home equity loans0.4170%495
All other 1-4 family - Percent of loans charged-off, net0.0652%2,016
Percentage Net Loans Charged-off: Commercial and industrial0.5597%1,539
Percentage Net Loans Charged-off: Loans to individuals0.7691%2,155
Percentage Net Loans Charged-off: Credit card loans3.6056%364
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2876%924
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5974%36
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4725%190
Percentage Net Loans Charged-off: Total real estate loans3.1886%93
Percentage Net Loans Charged-off:Construction & development7.6306%101
Percentage Net Loans Charged-off: Commercial real estate0.0899%603
Percentage Net Loans Charged-off: Multi-family residential0.0213%132
Percentage Net Loans Charged-off: 1-4 family residential0.0792%1,480
Percentage Net Loans Charged-off: Home equity loans-0.0057%5,915
All other 1-4 family - Percent of loans charged-off, net0.1434%1,116
Percentage Net Loans Charged-off: Commercial and industrial0.2846%1,480
Percentage Net Loans Charged-off: Loans to individuals0.6712%2,069
Percentage Net Loans Charged-off: Credit card loans1.6459%558
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2171%789
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5332%27
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9647%486
Percentage Net Loans Charged-off: Total real estate loans0.4126%693
Percentage Net Loans Charged-off:Construction & development0.6320%589
Percentage Net Loans Charged-off: Commercial real estate0.3148%633
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.5153%513
Percentage Net Loans Charged-off: Home equity loans0.0677%786
All other 1-4 family - Percent of loans charged-off, net0.7758%335
Percentage Net Loans Charged-off: Commercial and industrial3.4279%363
Percentage Net Loans Charged-off: Loans to individuals0.8524%1,925
Percentage Net Loans Charged-off: Credit card loans1.9483%620
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6361%777
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.0701%25
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3979%997
Percentage Net Loans Charged-off: Total real estate loans0.1217%1,312
Percentage Net Loans Charged-off:Construction & development0.0004%1,084
Percentage Net Loans Charged-off: Commercial real estate0.1778%556
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3441%581
Percentage Net Loans Charged-off: Home equity loans-0.0034%5,945
All other 1-4 family - Percent of loans charged-off, net0.5280%366
Percentage Net Loans Charged-off: Commercial and industrial1.6487%626
Percentage Net Loans Charged-off: Loans to individuals0.9646%1,432
Percentage Net Loans Charged-off: Credit card loans2.2492%516
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0491%1,341
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.1563%17
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3395%1,069
Percentage Net Loans Charged-off: Total real estate loans0.1277%1,040
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.2417%354
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0349%1,681
Percentage Net Loans Charged-off: Home equity loans-0.0059%5,945
All other 1-4 family - Percent of loans charged-off, net0.0548%1,386
Percentage Net Loans Charged-off: Commercial and industrial1.3482%657
Percentage Net Loans Charged-off: Loans to individuals0.6034%2,113
Percentage Net Loans Charged-off: Credit card loans0.5307%864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0568%1,178
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.0037%16
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1441%1,770
Percentage Net Loans Charged-off: Total real estate loans0.1402%729
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.1993%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%7,777
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0126%7,805
Percentage Net Loans Charged-off: Commercial and industrial0.2228%1,241
Percentage Net Loans Charged-off: Loans to individuals-0.3879%7,788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0987%817
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3960%21
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5419%661
Percentage Net Loans Charged-off: Total real estate loans0.0292%2,443
Percentage Net Loans Charged-off:Construction & development0.0295%675
Percentage Net Loans Charged-off: Commercial real estate0.0329%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0534%1,944
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0660%1,698
Percentage Net Loans Charged-off: Commercial and industrial2.9702%313
Percentage Net Loans Charged-off: Loans to individuals0.2241%4,326
Percentage Net Loans Charged-off: Credit card loans-500.0000%2,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0752%1,332
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.0506%14
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7251%366
Percentage Net Loans Charged-off: Total real estate loans0.0680%1,371
Percentage Net Loans Charged-off:Construction & development0.0420%468
Percentage Net Loans Charged-off: Commercial real estate0.0639%685
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0752%1,374
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0897%1,205
Percentage Net Loans Charged-off: Commercial and industrial3.8115%191
Percentage Net Loans Charged-off: Loans to individuals0.1646%4,241
Percentage Net Loans Charged-off: Credit card loans-252.6316%2,070
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1086%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.2798%9
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6140%485
Percentage Net Loans Charged-off: Total real estate loans0.0998%984
Percentage Net Loans Charged-off:Construction & development0.0467%343
Percentage Net Loans Charged-off: Commercial real estate-0.0038%7,942
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial3.1248%270
Percentage Net Loans Charged-off: Loans to individuals0.0958%4,275
Percentage Net Loans Charged-off: Credit card loans-221.1690%2,051
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1924%7,317
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.4870%7
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9883%261
Percentage Net Loans Charged-off: Total real estate loans-0.0053%7,717
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0116%8,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial5.6009%128
Percentage Net Loans Charged-off: Loans to individuals-0.1278%7,148
Percentage Net Loans Charged-off: Credit card loans42.1053%16
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2226%7,289
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.4325%3
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6771%551
Percentage Net Loans Charged-off: Total real estate loans0.7079%125
Percentage Net Loans Charged-off:Construction & development0.3106%236
Percentage Net Loans Charged-off: Commercial real estate1.1325%143
Percentage Net Loans Charged-off: Multi-family residential-0.0228%6,338
Percentage Net Loans Charged-off: 1-4 family residential0.1584%1,011
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1656%993
Percentage Net Loans Charged-off: Commercial and industrial0.5815%1,723
Percentage Net Loans Charged-off: Loans to individuals1.2650%1,350
Percentage Net Loans Charged-off: Credit card loans3.2431%523
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4387%865
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7252%15
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6741%490
Percentage Net Loans Charged-off: Total real estate loans0.6692%142
Percentage Net Loans Charged-off:Construction & development0.2876%200
Percentage Net Loans Charged-off: Commercial real estate1.0030%142
Percentage Net Loans Charged-off: Multi-family residential-0.0333%6,318
Percentage Net Loans Charged-off: 1-4 family residential0.2367%609
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.2454%623
Percentage Net Loans Charged-off: Commercial and industrial0.6350%1,351
Percentage Net Loans Charged-off: Loans to individuals1.2767%1,185
Percentage Net Loans Charged-off: Credit card loans3.1346%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6110%655
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7728%12
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9278%351
Percentage Net Loans Charged-off: Total real estate loans0.9729%92
Percentage Net Loans Charged-off:Construction & development0.4367%138
Percentage Net Loans Charged-off: Commercial real estate1.5219%90
Percentage Net Loans Charged-off: Multi-family residential-0.0600%6,268
Percentage Net Loans Charged-off: 1-4 family residential0.3597%393
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.3717%412
Percentage Net Loans Charged-off: Commercial and industrial0.6571%1,206
Percentage Net Loans Charged-off: Loans to individuals1.4270%1,026
Percentage Net Loans Charged-off: Credit card loans3.3565%448
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9210%467
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7867%11
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1447%286
Percentage Net Loans Charged-off: Total real estate loans1.4769%57
Percentage Net Loans Charged-off:Construction & development0.7711%71
Percentage Net Loans Charged-off: Commercial real estate2.7216%42
Percentage Net Loans Charged-off: Multi-family residential-0.1963%6,251
Percentage Net Loans Charged-off: 1-4 family residential0.8428%168
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.8726%170
Percentage Net Loans Charged-off: Commercial and industrial0.1843%1,459
Percentage Net Loans Charged-off: Loans to individuals0.8818%1,706
Percentage Net Loans Charged-off: Credit card loans4.5693%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3636%530
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2179%10
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7724%626
Percentage Net Loans Charged-off: Total real estate loans0.0306%2,762
Percentage Net Loans Charged-off:Construction & development-0.1029%7,951
Percentage Net Loans Charged-off: Commercial real estate0.0433%1,233
Percentage Net Loans Charged-off: Multi-family residential0.0982%144
Percentage Net Loans Charged-off: 1-4 family residential0.3985%472
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.4043%490
Percentage Net Loans Charged-off: Commercial and industrial3.9461%315
Percentage Net Loans Charged-off: Loans to individuals1.7909%916
Percentage Net Loans Charged-off: Credit card loans2.1764%909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2771%1,008
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8802%460
Percentage Net Loans Charged-off: Total real estate loans-0.0095%8,042
Percentage Net Loans Charged-off:Construction & development-0.2367%7,979
Percentage Net Loans Charged-off: Commercial real estate0.0469%948
Percentage Net Loans Charged-off: Multi-family residential0.1337%106
Percentage Net Loans Charged-off: 1-4 family residential0.3290%535
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.3332%536
Percentage Net Loans Charged-off: Commercial and industrial4.8604%205
Percentage Net Loans Charged-off: Loans to individuals1.6196%985
Percentage Net Loans Charged-off: Credit card loans2.1234%861
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1206%1,093
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1590%351
Percentage Net Loans Charged-off: Total real estate loans-0.0645%8,562
Percentage Net Loans Charged-off:Construction & development-0.3864%7,960
Percentage Net Loans Charged-off: Commercial real estate0.0083%919
Percentage Net Loans Charged-off: Multi-family residential0.2052%77
Percentage Net Loans Charged-off: 1-4 family residential0.2869%602
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2900%594
Percentage Net Loans Charged-off: Commercial and industrial6.7480%129
Percentage Net Loans Charged-off: Loans to individuals1.6497%970
Percentage Net Loans Charged-off: Credit card loans2.3958%779
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1833%881
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4343%1,039
Percentage Net Loans Charged-off: Total real estate loans0.1122%953
Percentage Net Loans Charged-off:Construction & development0.1464%196
Percentage Net Loans Charged-off: Commercial real estate0.0028%549
Percentage Net Loans Charged-off: Multi-family residential0.4134%43
Percentage Net Loans Charged-off: 1-4 family residential0.4650%334
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.4692%348
Percentage Net Loans Charged-off: Commercial and industrial1.4452%651
Percentage Net Loans Charged-off: Loans to individuals1.9618%873
Percentage Net Loans Charged-off: Credit card loans2.4022%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4862%517
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5046%1,448
Percentage Net Loans Charged-off: Total real estate loans0.4063%504
Percentage Net Loans Charged-off:Construction & development0.4557%335
Percentage Net Loans Charged-off: Commercial real estate0.3596%602
Percentage Net Loans Charged-off: Multi-family residential-0.0037%6,467
Percentage Net Loans Charged-off: 1-4 family residential0.8795%211
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.8860%218
Percentage Net Loans Charged-off: Commercial and industrial0.9629%1,723
Percentage Net Loans Charged-off: Loans to individuals1.0123%2,320
Percentage Net Loans Charged-off: Credit card loans2.2892%1,075
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1926%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3328%1,949
Percentage Net Loans Charged-off: Total real estate loans0.1175%1,390
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1307%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2989%674
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.3011%681
Percentage Net Loans Charged-off: Commercial and industrial1.1875%1,244
Percentage Net Loans Charged-off: Loans to individuals1.0690%2,015
Percentage Net Loans Charged-off: Credit card loans2.3990%997
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1656%3,106
Percentage Net Loans Charged-off: Total real estate loans0.0130%2,533
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0160%2,109
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0162%2,021
Percentage Net Loans Charged-off: Commercial and industrial0.6014%1,789
Percentage Net Loans Charged-off: Loans to individuals1.2554%1,596
Percentage Net Loans Charged-off: Credit card loans2.5782%874
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1356%2,920
Percentage Net Loans Charged-off: Total real estate loans-0.0660%8,815
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0193%8,539
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0194%8,554
Percentage Net Loans Charged-off: Commercial and industrial0.9131%1,081
Percentage Net Loans Charged-off: Loans to individuals0.5334%3,094
Percentage Net Loans Charged-off: Credit card loans1.1289%1,069
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4386%1,896
Percentage Net Loans Charged-off: Total real estate loans0.3123%714
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0129%3,046
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0130%2,902
Percentage Net Loans Charged-off: Commercial and industrial1.0258%1,848
Percentage Net Loans Charged-off: Loans to individuals1.3049%1,701
Percentage Net Loans Charged-off: Credit card loans2.8570%996
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0303%1,839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2177%3,418
Percentage Net Loans Charged-off: Total real estate loans0.1959%1,017
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1500%1,169
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1501%1,140
Percentage Net Loans Charged-off: Commercial and industrial0.2930%3,290
Percentage Net Loans Charged-off: Loans to individuals0.7131%3,217
Percentage Net Loans Charged-off: Credit card loans2.5559%1,041
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0483%1,711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2360%2,751
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2635%2,572
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0794%5,601
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1704%4,219
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0877%10,737
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1367%4,867
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0526%6,946
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7010%1,956
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7896%2,772
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA