Home > American State Bank > Income and Expense

American State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,738,000815
Total interest expense$29,320,000598
Net interest income$29,418,0001,060
Provision for loan and lease losses$-7,224,0004,550
Total noninterest income$3,005,0001,629
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,065,000952
Trading account gains and feesNANA
Additional Noninterest Income$1,940,0001,642
Total noninterest expense$36,317,000754
Salaries and employee benefits$19,066,000793
Premises and equipment expense$4,199,000644
Additional noninterest expense$1,940,0001,642
Pre-tax net operating income$3,330,0002,388
Securities gains (losses)$0988
Applicable income taxes$823,0001,559
Income before extraordinary items$2,507,0002,529
Extraordinary gains, net$054
Net income$2,507,0002,554
Minority interest net income$088
Net income of bank and minority interests.$2,507,0002,531
Net charge-offs$349,000904
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,507,0002,554
2023-09-30 (YTD Data)Rank
Total interest income$45,459,000781
Total interest expense$21,852,000559
Net interest income$23,607,0001,000
Provision for loan and lease losses$-6,050,0004,578
Total noninterest income$2,089,0001,695
Gross Fiduciary activities income$0950
Service charges on deposit accounts$730,0001,006
Trading account gains and feesNANA
Additional Noninterest Income$1,359,0001,702
Total noninterest expense$28,689,000721
Salaries and employee benefits$16,356,000701
Premises and equipment expense$3,126,000653
Additional noninterest expense$1,359,0001,702
Pre-tax net operating income$3,057,0002,199
Securities gains (losses)$0849
Applicable income taxes$629,0001,596
Income before extraordinary items$2,428,0002,282
Extraordinary gains, net$052
Net income$2,428,0002,304
Minority interest net income$081
Net income of bank and minority interests.$2,428,0002,284
Net charge-offs$321,000704
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,428,0002,308
2023-06-30 (YTD Data)Rank
Total interest income$31,752,000731
Total interest expense$14,440,000506
Net interest income$17,312,000935
Provision for loan and lease losses$-3,810,0004,608
Total noninterest income$1,199,0001,777
Gross Fiduciary activities income$0931
Service charges on deposit accounts$482,0001,000
Trading account gains and feesNANA
Additional Noninterest Income$717,0001,858
Total noninterest expense$20,896,000651
Salaries and employee benefits$12,850,000599
Premises and equipment expense$1,981,000672
Additional noninterest expense$717,0001,856
Pre-tax net operating income$1,425,0002,645
Securities gains (losses)$0938
Applicable income taxes$295,0001,861
Income before extraordinary items$1,130,0002,718
Extraordinary gains, net$051
Net income$1,130,0002,748
Minority interest net income$081
Net income of bank and minority interests.$1,130,0002,718
Net charge-offs$162,000751
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,130,0002,739
2023-03-31 (YTD Data)Rank
Total interest income$16,287,000713
Total interest expense$6,849,000480
Net interest income$9,438,000867
Provision for loan and lease losses$-923,0004,647
Total noninterest income$855,0001,427
Gross Fiduciary activities income$0913
Service charges on deposit accounts$250,000991
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,352
Total noninterest expense$12,682,000558
Salaries and employee benefits$8,102,000491
Premises and equipment expense$954,000723
Additional noninterest expense$605,0001,352
Pre-tax net operating income$-1,466,0004,651
Securities gains (losses)$0950
Applicable income taxes$-310,0004,626
Income before extraordinary items$-1,156,0004,627
Extraordinary gains, net$04
Net income$-1,156,0004,626
Minority interest net income$048
Net income of bank and minority interests.$-1,156,0004,627
Net charge-offs$167,000469
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-1,156,0004,636
2022-12-31 (YTD Data)Rank
Total interest income$38,514,000919
Total interest expense$6,509,000643
Net interest income$32,005,000969
Provision for loan and lease losses$7,413,000207
Total noninterest income$1,162,0002,629
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$873,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$289,0003,553
Total noninterest expense$35,636,000733
Salaries and employee benefits$21,704,000685
Premises and equipment expense$2,312,0001,070
Additional noninterest expense$289,0003,553
Pre-tax net operating income$-9,882,0004,715
Securities gains (losses)$-8,0003,399
Applicable income taxes$-3,188,0004,696
Income before extraordinary items$-6,702,0004,694
Extraordinary gains, net$05
Net income$-6,702,0004,694
Minority interest net income$063
Net income of bank and minority interests.$-6,702,0004,694
Net charge-offs$383,000693
Cash dividends$4,145,000905
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-6,695,6804,696
2022-09-30 (YTD Data)Rank
Total interest income$24,143,0001,042
Total interest expense$2,323,000884
Net interest income$21,820,0001,046
Provision for loan and lease losses$2,615,000339
Total noninterest income$1,977,0001,783
Gross Fiduciary activities income$0968
Service charges on deposit accounts$657,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$1,320,0001,769
Total noninterest expense$20,484,000927
Salaries and employee benefits$13,195,000838
Premises and equipment expense$1,536,0001,176
Additional noninterest expense$1,320,0001,769
Pre-tax net operating income$698,0003,830
Securities gains (losses)$-8,0003,726
Applicable income taxes$19,0003,403
Income before extraordinary items$671,0003,735
Extraordinary gains, net$04
Net income$671,0003,734
Minority interest net income$057
Net income of bank and minority interests.$671,0003,734
Net charge-offs$131,000833
Cash dividends$3,601,000740
Sale, conversion, retirement of capital stock, net$0519
Net operating income$678,7603,757
2022-06-30 (YTD Data)Rank
Total interest income$13,593,0001,151
Total interest expense$829,0001,323
Net interest income$12,764,0001,136
Provision for loan and lease losses$1,110,000394
Total noninterest income$1,451,0001,677
Gross Fiduciary activities income$0925
Service charges on deposit accounts$440,0001,112
Trading account gains and feesNANA
Additional Noninterest Income$1,011,0001,673
Total noninterest expense$10,908,0001,098
Salaries and employee benefits$6,703,0001,051
Premises and equipment expense$946,0001,274
Additional noninterest expense$3,259,0001,092
Pre-tax net operating income$2,197,0002,087
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,197,0001,876
Extraordinary gains, net$04
Net income$2,197,0001,877
Minority interest net income$060
Net income of bank and minority interests.$2,197,0001,876
Net charge-offs$41,0001,050
Cash dividends$3,601,000534
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,197,0001,917
2022-03-31 (YTD Data)Rank
Total interest income$6,223,0001,201
Total interest expense$338,0001,508
Net interest income$5,885,0001,172
Provision for loan and lease losses$265,000546
Total noninterest income$739,0001,658
Gross Fiduciary activities income$0892
Service charges on deposit accounts$233,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$506,0001,660
Total noninterest expense$4,614,0001,245
Salaries and employee benefits$2,774,0001,209
Premises and equipment expense$461,0001,312
Additional noninterest expense$1,379,0001,229
Pre-tax net operating income$1,745,0001,478
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,745,0001,313
Extraordinary gains, net$04
Net income$1,745,0001,313
Minority interest net income$050
Net income of bank and minority interests.$1,745,0001,313
Net charge-offs$39,000755
Cash dividends$3,100,000345
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,745,0001,328
2021-12-31 (YTD Data)Rank
Total interest income$23,739,0001,287
Total interest expense$1,223,0001,929
Net interest income$22,516,0001,229
Provision for loan and lease losses$879,000682
Total noninterest income$2,959,0001,812
Gross Fiduciary activities income$0994
Service charges on deposit accounts$919,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$2,040,0001,880
Total noninterest expense$16,367,0001,353
Salaries and employee benefits$9,542,0001,345
Premises and equipment expense$1,485,0001,531
Additional noninterest expense$5,340,0001,254
Pre-tax net operating income$8,229,0001,455
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$8,229,0001,316
Extraordinary gains, net$010
Net income$8,229,0001,316
Minority interest net income$074
Net income of bank and minority interests.$8,229,0001,316
Net charge-offs$116,0001,283
Cash dividends$6,005,000683
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,229,0001,298
2021-09-30 (YTD Data)Rank
Total interest income$17,355,0001,342
Total interest expense$929,0002,003
Net interest income$16,426,0001,289
Provision for loan and lease losses$433,000932
Total noninterest income$2,140,0001,900
Gross Fiduciary activities income$0957
Service charges on deposit accounts$678,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,987
Total noninterest expense$12,103,0001,379
Salaries and employee benefits$7,009,0001,370
Premises and equipment expense$1,081,0001,593
Additional noninterest expense$4,013,0001,257
Pre-tax net operating income$6,030,0001,544
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,030,0001,400
Extraordinary gains, net$08
Net income$6,030,0001,399
Minority interest net income$069
Net income of bank and minority interests.$6,030,0001,400
Net charge-offs$107,0001,051
Cash dividends$1,260,0001,536
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,030,0001,379
2021-06-30 (YTD Data)Rank
Total interest income$10,989,0001,383
Total interest expense$660,0001,977
Net interest income$10,329,0001,335
Provision for loan and lease losses$238,0001,081
Total noninterest income$1,450,0001,837
Gross Fiduciary activities income$0951
Service charges on deposit accounts$430,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$1,020,0001,887
Total noninterest expense$7,998,0001,385
Salaries and employee benefits$4,565,0001,394
Premises and equipment expense$721,0001,603
Additional noninterest expense$2,712,0001,224
Pre-tax net operating income$3,543,0001,656
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,543,0001,532
Extraordinary gains, net$06
Net income$3,543,0001,533
Minority interest net income$067
Net income of bank and minority interests.$3,543,0001,532
Net charge-offs$114,000858
Cash dividends$1,260,0001,188
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,543,0001,494
2021-03-31 (YTD Data)Rank
Total interest income$5,317,0001,422
Total interest expense$341,0001,996
Net interest income$4,976,0001,372
Provision for loan and lease losses$195,000838
Total noninterest income$743,0001,810
Gross Fiduciary activities income$0922
Service charges on deposit accounts$213,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$530,0001,861
Total noninterest expense$3,970,0001,375
Salaries and employee benefits$2,274,0001,395
Premises and equipment expense$355,0001,631
Additional noninterest expense$1,341,0001,215
Pre-tax net operating income$1,554,0001,833
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,554,0001,686
Extraordinary gains, net$03
Net income$1,554,0001,686
Minority interest net income$055
Net income of bank and minority interests.$1,554,0001,686
Net charge-offs$82,000679
Cash dividends$907,000810
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,554,0001,641
2020-12-31 (YTD Data)Rank
Total interest income$21,187,0001,425
Total interest expense$2,913,0001,518
Net interest income$18,274,0001,394
Provision for loan and lease losses$1,220,0001,417
Total noninterest income$2,439,0001,907
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$939,000999
Trading account gains and feesNANA
Additional Noninterest Income$1,500,0002,078
Total noninterest expense$15,850,0001,344
Salaries and employee benefits$8,461,0001,441
Premises and equipment expense$1,433,0001,567
Additional noninterest expense$5,956,0001,094
Pre-tax net operating income$3,643,0002,171
Securities gains (losses)$1,380,000289
Applicable income taxes$03,697
Income before extraordinary items$5,023,0001,634
Extraordinary gains, net$04
Net income$5,023,0001,634
Minority interest net income$072
Net income of bank and minority interests.$5,023,0001,634
Net charge-offs$571,000895
Cash dividends$2,423,0001,323
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,643,0001,979
2020-09-30 (YTD Data)Rank
Total interest income$15,666,0001,445
Total interest expense$2,467,0001,448
Net interest income$13,199,0001,430
Provision for loan and lease losses$1,040,0001,328
Total noninterest income$1,786,0001,897
Gross Fiduciary activities income$0981
Service charges on deposit accounts$679,0001,032
Trading account gains and feesNANA
Additional Noninterest Income$1,107,0002,057
Total noninterest expense$11,817,0001,337
Salaries and employee benefits$6,217,0001,445
Premises and equipment expense$1,064,0001,585
Additional noninterest expense$4,536,0001,072
Pre-tax net operating income$2,128,0002,491
Securities gains (losses)$1,380,000234
Applicable income taxes$03,696
Income before extraordinary items$3,508,0001,704
Extraordinary gains, net$04
Net income$3,508,0001,704
Minority interest net income$065
Net income of bank and minority interests.$3,508,0001,704
Net charge-offs$377,000904
Cash dividends$1,396,0001,421
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,128,0002,308
2020-06-30 (YTD Data)Rank
Total interest income$10,466,0001,463
Total interest expense$1,820,0001,420
Net interest income$8,646,0001,456
Provision for loan and lease losses$860,0001,183
Total noninterest income$1,171,0001,872
Gross Fiduciary activities income$0970
Service charges on deposit accounts$471,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$700,0002,032
Total noninterest expense$7,950,0001,318
Salaries and employee benefits$4,098,0001,455
Premises and equipment expense$742,0001,527
Additional noninterest expense$3,110,0001,054
Pre-tax net operating income$1,007,0002,929
Securities gains (losses)$1,381,000168
Applicable income taxes$03,655
Income before extraordinary items$2,388,0001,588
Extraordinary gains, net$04
Net income$2,388,0001,589
Minority interest net income$065
Net income of bank and minority interests.$2,388,0001,589
Net charge-offs$361,000728
Cash dividends$1,093,0001,238
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,007,0002,753
2020-03-31 (YTD Data)Rank
Total interest income$5,297,0001,438
Total interest expense$973,0001,456
Net interest income$4,324,0001,417
Provision for loan and lease losses$180,0001,515
Total noninterest income$600,0001,754
Gross Fiduciary activities income$0941
Service charges on deposit accounts$286,000992
Trading account gains and feesNANA
Additional Noninterest Income$314,0001,959
Total noninterest expense$3,994,0001,326
Salaries and employee benefits$2,045,0001,469
Premises and equipment expense$390,0001,471
Additional noninterest expense$1,559,0001,075
Pre-tax net operating income$750,0002,246
Securities gains (losses)$238,000336
Applicable income taxes$03,513
Income before extraordinary items$988,0001,680
Extraordinary gains, net$04
Net income$988,0001,681
Minority interest net income$056
Net income of bank and minority interests.$988,0001,681
Net charge-offs$350,000463
Cash dividends$149,0002,123
Sale, conversion, retirement of capital stock, net$0482
Net operating income$750,0002,033
2019-12-31 (YTD Data)Rank
Total interest income$21,218,0001,446
Total interest expense$3,509,0001,628
Net interest income$17,709,0001,376
Provision for loan and lease losses$1,250,000760
Total noninterest income$2,206,0001,876
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,260,000928
Trading account gains and feesNANA
Additional Noninterest Income$946,0002,318
Total noninterest expense$16,002,0001,281
Salaries and employee benefits$8,213,0001,425
Premises and equipment expense$1,732,0001,319
Additional noninterest expense$6,057,0001,079
Pre-tax net operating income$2,663,0002,647
Securities gains (losses)$213,000612
Applicable income taxes$03,859
Income before extraordinary items$2,876,0002,355
Extraordinary gains, net$011
Net income$2,876,0002,357
Minority interest net income$076
Net income of bank and minority interests.$2,876,0002,357
Net charge-offs$831,000737
Cash dividends$2,075,0001,541
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,663,0002,446
2019-09-30 (YTD Data)Rank
Total interest income$15,894,0001,462
Total interest expense$2,537,0001,683
Net interest income$13,357,0001,380
Provision for loan and lease losses$1,100,000638
Total noninterest income$1,889,0001,729
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$953,000923
Trading account gains and feesNANA
Additional Noninterest Income$936,0002,001
Total noninterest expense$12,046,0001,281
Salaries and employee benefits$6,099,0001,442
Premises and equipment expense$1,286,0001,339
Additional noninterest expense$4,661,0001,057
Pre-tax net operating income$2,100,0002,637
Securities gains (losses)$213,000509
Applicable income taxes$03,902
Income before extraordinary items$2,313,0002,304
Extraordinary gains, net$011
Net income$2,313,0002,305
Minority interest net income$072
Net income of bank and minority interests.$2,313,0002,305
Net charge-offs$808,000560
Cash dividends$1,342,0001,538
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,100,0002,423
2019-06-30 (YTD Data)Rank
Total interest income$10,661,0001,455
Total interest expense$1,552,0001,748
Net interest income$9,109,0001,359
Provision for loan and lease losses$820,000573
Total noninterest income$1,213,0001,751
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$642,000905
Trading account gains and feesNANA
Additional Noninterest Income$571,0002,061
Total noninterest expense$8,005,0001,301
Salaries and employee benefits$4,000,0001,462
Premises and equipment expense$845,0001,359
Additional noninterest expense$3,160,0001,051
Pre-tax net operating income$1,497,0002,508
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,497,0002,335
Extraordinary gains, net$011
Net income$1,497,0002,335
Minority interest net income$069
Net income of bank and minority interests.$1,497,0002,335
Net charge-offs$581,000517
Cash dividends$1,148,0001,323
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,497,0002,302
2019-03-31 (YTD Data)Rank
Total interest income$5,427,0001,421
Total interest expense$686,0001,878
Net interest income$4,741,0001,322
Provision for loan and lease losses$135,0001,269
Total noninterest income$635,0001,669
Gross Fiduciary activities income$0972
Service charges on deposit accounts$324,000894
Trading account gains and feesNANA
Additional Noninterest Income$311,0001,935
Total noninterest expense$4,021,0001,283
Salaries and employee benefits$1,946,0001,504
Premises and equipment expense$420,0001,393
Additional noninterest expense$1,655,000995
Pre-tax net operating income$1,220,0001,783
Securities gains (losses)$-2,0004,901
Applicable income taxes$03,800
Income before extraordinary items$1,218,0001,601
Extraordinary gains, net$05
Net income$1,218,0001,599
Minority interest net income$052
Net income of bank and minority interests.$1,218,0001,600
Net charge-offs$96,000907
Cash dividends$156,0002,173
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,220,0001,582
2018-12-31 (YTD Data)Rank
Total interest income$12,036,0002,199
Total interest expense$1,892,0002,005
Net interest income$10,144,0002,220
Provision for loan and lease losses$315,0001,920
Total noninterest income$1,308,0002,495
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$571,0001,803
Trading account gains and feesNANA
Additional Noninterest Income$737,0002,595
Total noninterest expense$9,679,0001,951
Salaries and employee benefits$5,283,0002,007
Premises and equipment expense$1,158,0001,855
Additional noninterest expense$3,238,0001,790
Pre-tax net operating income$1,458,0003,569
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,458,0003,401
Extraordinary gains, net$06
Net income$1,458,0003,399
Minority interest net income$072
Net income of bank and minority interests.$1,458,0003,400
Net charge-offs$42,0002,726
Cash dividends$4,333,000820
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,458,0003,405
2018-09-30 (YTD Data)Rank
Total interest income$8,787,0002,238
Total interest expense$1,356,0001,996
Net interest income$7,431,0002,271
Provision for loan and lease losses$210,0001,934
Total noninterest income$961,0002,562
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$416,0001,852
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,643
Total noninterest expense$7,261,0001,955
Salaries and employee benefits$3,972,0001,999
Premises and equipment expense$877,0001,850
Additional noninterest expense$2,412,0001,803
Pre-tax net operating income$921,0003,859
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$921,0003,700
Extraordinary gains, net$05
Net income$921,0003,699
Minority interest net income$066
Net income of bank and minority interests.$921,0003,699
Net charge-offs$50,0002,210
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$921,0003,702
2018-06-30 (YTD Data)Rank
Total interest income$5,896,0002,209
Total interest expense$881,0001,958
Net interest income$5,015,0002,234
Provision for loan and lease losses$175,0001,663
Total noninterest income$652,0002,540
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$290,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,653
Total noninterest expense$4,822,0001,971
Salaries and employee benefits$2,628,0002,025
Premises and equipment expense$583,0001,865
Additional noninterest expense$1,611,0001,808
Pre-tax net operating income$670,0003,754
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$670,0003,564
Extraordinary gains, net$06
Net income$670,0003,563
Minority interest net income$065
Net income of bank and minority interests.$670,0003,563
Net charge-offs$95,0001,340
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$670,0003,563
2018-03-31 (YTD Data)Rank
Total interest income$2,868,0002,247
Total interest expense$432,0001,915
Net interest income$2,436,0002,299
Provision for loan and lease losses$105,0001,394
Total noninterest income$340,0002,450
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$162,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,627
Total noninterest expense$2,358,0002,024
Salaries and employee benefits$1,297,0002,074
Premises and equipment expense$293,0001,891
Additional noninterest expense$768,0001,886
Pre-tax net operating income$313,0003,797
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$313,0003,604
Extraordinary gains, net$07
Net income$313,0003,604
Minority interest net income$052
Net income of bank and minority interests.$313,0003,604
Net charge-offs$19,0001,687
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$313,0003,608
2017-12-31 (YTD Data)Rank
Total interest income$10,740,0002,304
Total interest expense$1,340,0002,085
Net interest income$9,400,0002,316
Provision for loan and lease losses$713,0001,138
Total noninterest income$1,301,0002,577
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$629,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,780
Total noninterest expense$8,358,0002,191
Salaries and employee benefits$4,363,0002,323
Premises and equipment expense$1,148,0001,914
Additional noninterest expense$2,847,0002,019
Pre-tax net operating income$1,630,0003,411
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,630,0003,007
Extraordinary gains, net$09
Net income$1,630,0003,005
Minority interest net income$076
Net income of bank and minority interests.$1,630,0003,007
Net charge-offs$970,000710
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,630,0002,981
2017-09-30 (YTD Data)Rank
Total interest income$7,914,0002,334
Total interest expense$967,0002,127
Net interest income$6,947,0002,361
Provision for loan and lease losses$623,0001,003
Total noninterest income$981,0002,587
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$485,0001,664
Trading account gains and feesNANA
Additional Noninterest Income$496,0002,820
Total noninterest expense$5,913,0002,308
Salaries and employee benefits$3,072,0002,436
Premises and equipment expense$887,0001,887
Additional noninterest expense$1,954,0002,173
Pre-tax net operating income$1,392,0003,301
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,392,0002,977
Extraordinary gains, net$09
Net income$1,392,0002,976
Minority interest net income$071
Net income of bank and minority interests.$1,392,0002,977
Net charge-offs$864,000545
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,392,0002,951
2017-06-30 (YTD Data)Rank
Total interest income$5,230,0002,335
Total interest expense$638,0002,115
Net interest income$4,592,0002,371
Provision for loan and lease losses$533,000818
Total noninterest income$668,0002,565
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$316,0001,683
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,750
Total noninterest expense$3,865,0002,341
Salaries and employee benefits$1,980,0002,508
Premises and equipment expense$598,0001,871
Additional noninterest expense$1,287,0002,194
Pre-tax net operating income$862,0003,368
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$862,0003,051
Extraordinary gains, net$011
Net income$862,0003,050
Minority interest net income$071
Net income of bank and minority interests.$862,0003,051
Net charge-offs$866,000393
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$862,0003,033
2017-03-31 (YTD Data)Rank
Total interest income$2,588,0002,357
Total interest expense$318,0002,077
Net interest income$2,270,0002,390
Provision for loan and lease losses$356,000587
Total noninterest income$335,0002,569
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$160,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,739
Total noninterest expense$1,883,0002,404
Salaries and employee benefits$982,0002,549
Premises and equipment expense$298,0001,895
Additional noninterest expense$603,0002,312
Pre-tax net operating income$366,0003,546
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$366,0003,288
Extraordinary gains, net$08
Net income$366,0003,287
Minority interest net income$055
Net income of bank and minority interests.$366,0003,288
Net charge-offs$791,000255
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$366,0003,261
2016-12-31 (YTD Data)Rank
Total interest income$10,370,0002,326
Total interest expense$1,292,0002,006
Net interest income$9,078,0002,370
Provision for loan and lease losses$568,0001,368
Total noninterest income$1,422,0002,557
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$707,0001,598
Trading account gains and fees$0170
Additional Noninterest Income$715,0002,804
Total noninterest expense$7,646,0002,379
Salaries and employee benefits$3,908,0002,542
Premises and equipment expense$1,167,0001,913
Additional noninterest expense$2,571,0002,251
Pre-tax net operating income$2,286,0002,833
Securities gains (losses)$290,000678
Applicable income taxes$04,278
Income before extraordinary items$2,576,0002,353
Extraordinary gains, net$05
Net income$2,576,0002,350
Minority interest net income$082
Net income of bank and minority interests.$2,576,0002,352
Net charge-offs$89,0002,699
Cash dividends$8,738,000435
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,286,0002,508
2016-09-30 (YTD Data)Rank
Total interest income$7,517,0002,398
Total interest expense$957,0002,028
Net interest income$6,560,0002,444
Provision for loan and lease losses$493,0001,162
Total noninterest income$1,088,0002,530
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$541,0001,577
Trading account gains and fees$0169
Additional Noninterest Income$547,0002,782
Total noninterest expense$5,765,0002,371
Salaries and employee benefits$2,966,0002,510
Premises and equipment expense$875,0001,910
Additional noninterest expense$1,924,0002,251
Pre-tax net operating income$1,390,0003,225
Securities gains (losses)$290,000614
Applicable income taxes$04,325
Income before extraordinary items$1,680,0002,619
Extraordinary gains, net$05
Net income$1,680,0002,620
Minority interest net income$071
Net income of bank and minority interests.$1,680,0002,620
Net charge-offs$77,0002,283
Cash dividends$8,738,000331
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,390,0002,880
2016-06-30 (YTD Data)Rank
Total interest income$4,915,0002,438
Total interest expense$612,0002,104
Net interest income$4,303,0002,479
Provision for loan and lease losses$364,0001,089
Total noninterest income$727,0002,499
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$356,0001,576
Trading account gains and fees$0157
Additional Noninterest Income$371,0002,752
Total noninterest expense$3,874,0002,366
Salaries and employee benefits$1,997,0002,508
Premises and equipment expense$588,0001,897
Additional noninterest expense$1,289,0002,255
Pre-tax net operating income$792,0003,476
Securities gains (losses)$99,000967
Applicable income taxes$04,338
Income before extraordinary items$891,0002,982
Extraordinary gains, net$016
Net income$891,0002,980
Minority interest net income$071
Net income of bank and minority interests.$891,0002,981
Net charge-offs$-102,0005,707
Cash dividends$8,738,000238
Sale, conversion, retirement of capital stock, net$0705
Net operating income$792,0003,141
2016-03-31 (YTD Data)Rank
Total interest income$2,424,0002,461
Total interest expense$289,0002,201
Net interest income$2,135,0002,498
Provision for loan and lease losses$289,000734
Total noninterest income$420,0002,300
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$213,0001,358
Trading account gains and fees$0142
Additional Noninterest Income$207,0002,579
Total noninterest expense$1,952,0002,353
Salaries and employee benefits$1,018,0002,485
Premises and equipment expense$294,0001,904
Additional noninterest expense$640,0002,259
Pre-tax net operating income$314,0003,793
Securities gains (losses)$99,000539
Applicable income taxes$04,259
Income before extraordinary items$413,0003,074
Extraordinary gains, net$012
Net income$413,0003,072
Minority interest net income$062
Net income of bank and minority interests.$413,0003,073
Net charge-offs$40,0001,582
Cash dividends$8,738,000153
Sale, conversion, retirement of capital stock, net$0659
Net operating income$314,0003,493
2015-12-31 (YTD Data)Rank
Total interest income$9,623,0002,438
Total interest expense$1,034,0002,362
Net interest income$8,589,0002,432
Provision for loan and lease losses$195,0002,364
Total noninterest income$1,204,0002,781
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,031,0001,192
Trading account gains and fees$0159
Additional Noninterest Income$173,0004,610
Total noninterest expense$9,321,0002,025
Salaries and employee benefits$4,681,0002,174
Premises and equipment expense$1,195,0001,899
Additional noninterest expense$3,445,0001,760
Pre-tax net operating income$277,0005,332
Securities gains (losses)$831,000246
Applicable income taxes$04,402
Income before extraordinary items$1,108,0003,757
Extraordinary gains, net$023
Net income$1,108,0003,757
Minority interest net income$081
Net income of bank and minority interests.$1,108,0003,758
Net charge-offs$168,0002,155
Cash dividends$899,0002,279
Sale, conversion, retirement of capital stock, net$0804
Net operating income$277,0005,242
2015-09-30 (YTD Data)Rank
Total interest income$7,142,0002,487
Total interest expense$762,0002,418
Net interest income$6,380,0002,460
Provision for loan and lease losses$120,0002,499
Total noninterest income$752,0003,076
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$777,0001,193
Trading account gains and fees$0153
Additional Noninterest Income$-25,0006,174
Total noninterest expense$6,823,0002,075
Salaries and employee benefits$3,376,0002,255
Premises and equipment expense$899,0001,911
Additional noninterest expense$2,548,0001,772
Pre-tax net operating income$189,0005,491
Securities gains (losses)$831,000213
Applicable income taxes$04,489
Income before extraordinary items$1,020,0003,461
Extraordinary gains, net$021
Net income$1,020,0003,459
Minority interest net income$078
Net income of bank and minority interests.$1,020,0003,460
Net charge-offs$166,0001,708
Cash dividends$451,0002,424
Sale, conversion, retirement of capital stock, net$0773
Net operating income$189,0005,416
2015-06-30 (YTD Data)Rank
Total interest income$4,698,0002,514
Total interest expense$509,0002,439
Net interest income$4,189,0002,496
Provision for loan and lease losses$60,0002,661
Total noninterest income$194,0004,569
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$500,0001,205
Trading account gains and fees$0157
Additional Noninterest Income$-306,0006,324
Total noninterest expense$4,497,0002,104
Salaries and employee benefits$2,196,0002,312
Premises and equipment expense$599,0001,917
Additional noninterest expense$1,702,0001,784
Pre-tax net operating income$-174,0006,162
Securities gains (losses)$831,000170
Applicable income taxes$04,497
Income before extraordinary items$657,0003,514
Extraordinary gains, net$022
Net income$657,0003,514
Minority interest net income$075
Net income of bank and minority interests.$657,0003,515
Net charge-offs$-48,0005,743
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-174,0006,163
2015-03-31 (YTD Data)Rank
Total interest income$2,398,0002,475
Total interest expense$255,0002,452
Net interest income$2,143,0002,452
Provision for loan and lease losses$30,0002,461
Total noninterest income$461,0002,216
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$233,0001,264
Trading account gains and fees$0152
Additional Noninterest Income$228,0002,461
Total noninterest expense$2,211,0002,138
Salaries and employee benefits$1,077,0002,352
Premises and equipment expense$302,0001,924
Additional noninterest expense$832,0001,803
Pre-tax net operating income$363,0003,554
Securities gains (losses)$243,000301
Applicable income taxes$04,400
Income before extraordinary items$606,0002,373
Extraordinary gains, net$013
Net income$606,0002,376
Minority interest net income$064
Net income of bank and minority interests.$606,0002,375
Net charge-offs$-24,0005,740
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$363,0003,228
2014-12-31 (YTD Data)Rank
Total interest income$9,612,0002,485
Total interest expense$1,099,0002,430
Net interest income$8,513,0002,488
Provision for loan and lease losses$385,0001,713
Total noninterest income$1,769,0002,287
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$932,0001,386
Trading account gains and fees$0180
Additional Noninterest Income$837,0002,582
Total noninterest expense$8,683,0002,169
Salaries and employee benefits$4,203,0002,388
Premises and equipment expense$1,170,0001,960
Additional noninterest expense$3,310,0001,865
Pre-tax net operating income$1,214,0003,833
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,214,0003,602
Extraordinary gains, net$017
Net income$1,214,0003,603
Minority interest net income$084
Net income of bank and minority interests.$1,214,0003,604
Net charge-offs$57,0003,659
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,214,0003,548
2014-09-30 (YTD Data)Rank
Total interest income$7,189,0002,514
Total interest expense$833,0002,433
Net interest income$6,356,0002,508
Provision for loan and lease losses$355,0001,474
Total noninterest income$1,309,0002,307
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$702,0001,393
Trading account gains and fees$0174
Additional Noninterest Income$607,0002,625
Total noninterest expense$6,464,0002,189
Salaries and employee benefits$3,134,0002,388
Premises and equipment expense$873,0001,992
Additional noninterest expense$2,457,0001,876
Pre-tax net operating income$846,0004,038
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$846,0003,814
Extraordinary gains, net$015
Net income$846,0003,815
Minority interest net income$081
Net income of bank and minority interests.$846,0003,817
Net charge-offs$57,0003,160
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$846,0003,757
2014-06-30 (YTD Data)Rank
Total interest income$4,792,0002,509
Total interest expense$557,0002,452
Net interest income$4,235,0002,504
Provision for loan and lease losses$230,0001,526
Total noninterest income$809,0002,391
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$434,0001,462
Trading account gains and fees$0172
Additional Noninterest Income$375,0002,736
Total noninterest expense$4,269,0002,200
Salaries and employee benefits$2,075,0002,416
Premises and equipment expense$581,0002,006
Additional noninterest expense$1,613,0001,895
Pre-tax net operating income$545,0004,030
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$545,0003,801
Extraordinary gains, net$020
Net income$545,0003,806
Minority interest net income$080
Net income of bank and minority interests.$545,0003,807
Net charge-offs$20,0003,410
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$545,0003,749
2014-03-31 (YTD Data)Rank
Total interest income$2,483,0002,419
Total interest expense$270,0002,532
Net interest income$2,213,0002,381
Provision for loan and lease losses$150,0001,189
Total noninterest income$397,0002,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$205,0001,516
Trading account gains and fees$0147
Additional Noninterest Income$192,0002,620
Total noninterest expense$2,079,0002,257
Salaries and employee benefits$1,018,0002,463
Premises and equipment expense$285,0002,084
Additional noninterest expense$776,0001,937
Pre-tax net operating income$381,0003,372
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$381,0003,099
Extraordinary gains, net$016
Net income$381,0003,102
Minority interest net income$066
Net income of bank and minority interests.$381,0003,102
Net charge-offs$3,0003,257
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$381,0003,059
2013-12-31 (YTD Data)Rank
Total interest income$10,282,0002,364
Total interest expense$1,054,0002,835
Net interest income$9,228,0002,264
Provision for loan and lease losses$319,0002,369
Total noninterest income$1,280,0002,818
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$647,0001,944
Trading account gains and fees$0184
Additional Noninterest Income$633,0003,031
Total noninterest expense$9,519,0001,983
Salaries and employee benefits$4,862,0002,097
Premises and equipment expense$1,359,0001,724
Additional noninterest expense$3,298,0001,922
Pre-tax net operating income$670,0004,655
Securities gains (losses)$347,000621
Applicable income taxes$04,631
Income before extraordinary items$1,017,0003,864
Extraordinary gains, net$029
Net income$1,017,0003,867
Minority interest net income$090
Net income of bank and minority interests.$1,017,0003,868
Net charge-offs$215,0002,935
Cash dividends$3,381,000792
Sale, conversion, retirement of capital stock, net$0924
Net operating income$670,0004,446
2013-09-30 (YTD Data)Rank
Total interest income$7,624,0002,403
Total interest expense$784,0002,926
Net interest income$6,840,0002,299
Provision for loan and lease losses$135,0003,044
Total noninterest income$909,0002,944
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$462,0002,020
Trading account gains and fees$0180
Additional Noninterest Income$447,0003,189
Total noninterest expense$6,843,0002,069
Salaries and employee benefits$3,683,0002,073
Premises and equipment expense$924,0001,883
Additional noninterest expense$2,236,0002,085
Pre-tax net operating income$771,0004,119
Securities gains (losses)$347,000567
Applicable income taxes$04,713
Income before extraordinary items$1,118,0003,204
Extraordinary gains, net$025
Net income$1,118,0003,207
Minority interest net income$084
Net income of bank and minority interests.$1,118,0003,208
Net charge-offs$122,0003,071
Cash dividends$3,381,000578
Sale, conversion, retirement of capital stock, net$0868
Net operating income$771,0003,821
2013-06-30 (YTD Data)Rank
Total interest income$4,918,0002,471
Total interest expense$515,0003,002
Net interest income$4,403,0002,379
Provision for loan and lease losses$60,0003,384
Total noninterest income$543,0003,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$266,0002,257
Trading account gains and fees$0157
Additional Noninterest Income$277,0003,321
Total noninterest expense$4,398,0002,138
Salaries and employee benefits$2,426,0002,118
Premises and equipment expense$572,0002,015
Additional noninterest expense$1,400,0002,211
Pre-tax net operating income$488,0004,183
Securities gains (losses)$331,000517
Applicable income taxes$04,679
Income before extraordinary items$819,0003,022
Extraordinary gains, net$022
Net income$819,0003,024
Minority interest net income$082
Net income of bank and minority interests.$819,0003,025
Net charge-offs$11,0004,274
Cash dividends$3,381,000401
Sale, conversion, retirement of capital stock, net$0838
Net operating income$488,0003,886
2013-03-31 (YTD Data)Rank
Total interest income$2,391,0002,558
Total interest expense$234,0003,319
Net interest income$2,157,0002,441
Provision for loan and lease losses$30,0003,174
Total noninterest income$251,0003,264
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$127,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$124,0003,449
Total noninterest expense$2,234,0002,126
Salaries and employee benefits$1,249,0002,072
Premises and equipment expense$274,0002,136
Additional noninterest expense$711,0002,188
Pre-tax net operating income$144,0004,902
Securities gains (losses)$19,0001,284
Applicable income taxes$04,602
Income before extraordinary items$163,0004,609
Extraordinary gains, net$010
Net income$163,0004,610
Minority interest net income$076
Net income of bank and minority interests.$163,0004,611
Net charge-offs$11,0003,407
Cash dividends$3,381,000202
Sale, conversion, retirement of capital stock, net$0789
Net operating income$144,0004,698
2012-12-31 (YTD Data)Rank
Total interest income$9,206,0002,772
Total interest expense$957,0003,720
Net interest income$8,249,0002,606
Provision for loan and lease losses$157,0004,238
Total noninterest income$1,255,0002,880
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$988,0001,424
Trading account gains and fees$0166
Additional Noninterest Income$267,0004,195
Total noninterest expense$7,524,0002,500
Salaries and employee benefits$4,106,0002,388
Premises and equipment expense$713,0002,977
Additional noninterest expense$2,705,0002,401
Pre-tax net operating income$1,823,0002,993
Securities gains (losses)$73,0002,490
Applicable income taxes$04,751
Income before extraordinary items$1,896,0002,673
Extraordinary gains, net$029
Net income$1,896,0002,677
Minority interest net income$093
Net income of bank and minority interests.$1,896,0002,675
Net charge-offs$481,0002,709
Cash dividends$2,437,0001,033
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,823,0002,642
2012-09-30 (YTD Data)Rank
Total interest income$6,758,0002,879
Total interest expense$713,0003,857
Net interest income$6,045,0002,700
Provision for loan and lease losses$127,0004,115
Total noninterest income$999,0002,795
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$659,0001,592
Trading account gains and fees$0157
Additional Noninterest Income$340,0003,504
Total noninterest expense$5,446,0002,597
Salaries and employee benefits$2,861,0002,577
Premises and equipment expense$528,0003,040
Additional noninterest expense$2,057,0002,354
Pre-tax net operating income$1,471,0002,925
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,471,0002,677
Extraordinary gains, net$020
Net income$1,471,0002,679
Minority interest net income$086
Net income of bank and minority interests.$1,471,0002,678
Net charge-offs$482,0002,245
Cash dividends$2,256,000705
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,471,0002,552
2012-06-30 (YTD Data)Rank
Total interest income$4,367,0002,979
Total interest expense$469,0003,977
Net interest income$3,898,0002,774
Provision for loan and lease losses$97,0003,913
Total noninterest income$652,0002,788
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$431,0001,595
Trading account gains and fees$0153
Additional Noninterest Income$221,0003,532
Total noninterest expense$3,232,0002,861
Salaries and employee benefits$1,676,0002,911
Premises and equipment expense$336,0003,154
Additional noninterest expense$1,220,0002,646
Pre-tax net operating income$1,221,0002,492
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,221,0002,240
Extraordinary gains, net$019
Net income$1,221,0002,240
Minority interest net income$084
Net income of bank and minority interests.$1,221,0002,240
Net charge-offs$384,0002,044
Cash dividends$737,0001,244
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,221,0002,116
2012-03-31 (YTD Data)Rank
Total interest income$2,090,0003,102
Total interest expense$233,0004,099
Net interest income$1,857,0002,899
Provision for loan and lease losses$67,0003,375
Total noninterest income$331,0002,784
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$224,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$107,0003,599
Total noninterest expense$1,556,0002,958
Salaries and employee benefits$758,0003,151
Premises and equipment expense$173,0003,110
Additional noninterest expense$625,0002,562
Pre-tax net operating income$565,0002,633
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$565,0002,369
Extraordinary gains, net$019
Net income$565,0002,371
Minority interest net income$078
Net income of bank and minority interests.$565,0002,372
Net charge-offs$387,0001,271
Cash dividends$159,0001,760
Sale, conversion, retirement of capital stock, net$0861
Net operating income$565,0002,254
2011-12-31 (YTD Data)Rank
Total interest income$8,671,0003,111
Total interest expense$1,769,0003,038
Net interest income$6,902,0003,109
Provision for loan and lease losses$160,0004,860
Total noninterest income$4,498,0001,134
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$788,0001,803
Trading account gains and fees$0146
Additional Noninterest Income$3,710,000883
Total noninterest expense$7,279,0002,579
Salaries and employee benefits$3,981,0002,415
Premises and equipment expense$804,0002,910
Additional noninterest expense$2,494,0002,595
Pre-tax net operating income$3,961,0001,444
Securities gains (losses)$3,0003,591
Applicable income taxes$04,719
Income before extraordinary items$3,964,0001,264
Extraordinary gains, net$029
Net income$3,964,0001,264
Minority interest net income$096
Net income of bank and minority interests.$3,964,0001,264
Net charge-offs$88,0005,093
Cash dividends$2,372,000831
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,961,0001,188
2011-09-30 (YTD Data)Rank
Total interest income$6,706,0003,075
Total interest expense$1,482,0002,898
Net interest income$5,224,0003,098
Provision for loan and lease losses$160,0004,413
Total noninterest income$4,171,000957
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$577,0001,844
Trading account gains and fees$0145
Additional Noninterest Income$3,594,000736
Total noninterest expense$5,656,0002,498
Salaries and employee benefits$3,046,0002,370
Premises and equipment expense$686,0002,610
Additional noninterest expense$1,924,0002,550
Pre-tax net operating income$3,579,0001,271
Securities gains (losses)$3,0003,309
Applicable income taxes$04,740
Income before extraordinary items$3,582,0001,071
Extraordinary gains, net$021
Net income$3,582,0001,071
Minority interest net income$087
Net income of bank and minority interests.$3,582,0001,071
Net charge-offs$50,0004,981
Cash dividends$850,0001,303
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,579,0001,021
2011-06-30 (YTD Data)Rank
Total interest income$4,720,0002,956
Total interest expense$1,112,0002,728
Net interest income$3,608,0002,997
Provision for loan and lease losses$120,0004,174
Total noninterest income$595,0002,813
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$384,0001,827
Trading account gains and fees$0153
Additional Noninterest Income$211,0003,410
Total noninterest expense$4,089,0002,355
Salaries and employee benefits$2,262,0002,164
Premises and equipment expense$496,0002,470
Additional noninterest expense$1,331,0002,498
Pre-tax net operating income$-6,0006,217
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-6,0006,320
Extraordinary gains, net$015
Net income$-6,0006,320
Minority interest net income$089
Net income of bank and minority interests.$-6,0006,320
Net charge-offs$26,0004,913
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-6,0006,249
2011-03-31 (YTD Data)Rank
Total interest income$2,264,0003,077
Total interest expense$602,0002,631
Net interest income$1,662,0003,220
Provision for loan and lease losses$60,0003,936
Total noninterest income$388,0002,402
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$189,0001,825
Trading account gains and fees$0158
Additional Noninterest Income$199,0002,477
Total noninterest expense$2,027,0002,394
Salaries and employee benefits$1,079,0002,267
Premises and equipment expense$240,0002,568
Additional noninterest expense$708,0002,346
Pre-tax net operating income$-37,0006,523
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-37,0006,552
Extraordinary gains, net$09
Net income$-37,0006,552
Minority interest net income$086
Net income of bank and minority interests.$-37,0006,552
Net charge-offs$26,0003,862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-37,0006,535
2010-12-31 (YTD Data)Rank
Total interest income$494,0007,554
Total interest expense$96,0007,525
Net interest income$398,0007,538
Provision for loan and lease losses$50,0006,473
Total noninterest income$53,0007,026
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0006,358
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,772
Total noninterest expense$639,0007,429
Salaries and employee benefits$329,0007,428
Premises and equipment expense$89,0007,147
Additional noninterest expense$221,0007,346
Pre-tax net operating income$-238,0006,059
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-238,0006,200
Extraordinary gains, net$029
Net income$-238,0006,201
Minority interest net income$0111
Net income of bank and minority interests.$-238,0006,201
Net charge-offs$28,0006,229
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,632,000113
Net operating income$-238,0006,139
2010-09-30 (YTD Data)Rank
Total interest income$7,798,0002,914
Total interest expense$1,614,0003,508
Net interest income$6,184,0002,680
Provision for loan and lease losses$220,0004,766
Total noninterest income$966,0002,796
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$662,0001,725
Trading account gains and fees$0165
Additional Noninterest Income$304,0003,541
Total noninterest expense$5,181,0002,760
Salaries and employee benefits$2,842,0002,552
Premises and equipment expense$749,0002,522
Additional noninterest expense$1,590,0003,050
Pre-tax net operating income$1,749,0002,108
Securities gains (losses)$03,651
Applicable income taxes$115,0003,011
Income before extraordinary items$1,634,0002,005
Extraordinary gains, net$023
Net income$1,634,0002,006
Minority interest net income$0110
Net income of bank and minority interests.$1,634,0002,007
Net charge-offs$501,0003,080
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,634,0001,901
2010-06-30 (YTD Data)Rank
Total interest income$5,185,0002,959
Total interest expense$1,110,0003,520
Net interest income$4,075,0002,710
Provision for loan and lease losses$130,0004,798
Total noninterest income$659,0002,691
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$449,0001,706
Trading account gains and fees$0152
Additional Noninterest Income$210,0003,428
Total noninterest expense$3,534,0002,708
Salaries and employee benefits$1,825,0002,647
Premises and equipment expense$473,0002,632
Additional noninterest expense$1,236,0002,647
Pre-tax net operating income$1,070,0002,251
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,070,0001,991
Extraordinary gains, net$019
Net income$1,070,0001,991
Minority interest net income$0105
Net income of bank and minority interests.$1,070,0001,991
Net charge-offs$89,0004,367
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,070,0001,902
2010-03-31 (YTD Data)Rank
Total interest income$2,551,0003,056
Total interest expense$584,0003,504
Net interest income$1,967,0002,822
Provision for loan and lease losses$40,0005,088
Total noninterest income$320,0002,744
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$232,0001,655
Trading account gains and fees$0175
Additional Noninterest Income$88,0003,739
Total noninterest expense$1,798,0002,702
Salaries and employee benefits$957,0002,570
Premises and equipment expense$223,0002,849
Additional noninterest expense$618,0002,636
Pre-tax net operating income$449,0002,610
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$449,0002,341
Extraordinary gains, net$016
Net income$449,0002,340
Minority interest net income$091
Net income of bank and minority interests.$449,0002,341
Net charge-offs$71,0003,425
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$449,0002,253
2009-12-31 (YTD Data)Rank
Total interest income$9,668,0003,313
Total interest expense$2,838,0003,562
Net interest income$6,830,0003,109
Provision for loan and lease losses$1,325,0003,066
Total noninterest income$1,426,0002,649
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,056,0001,598
Trading account gains and fees$0211
Additional Noninterest Income$370,0003,666
Total noninterest expense$7,251,0002,707
Salaries and employee benefits$3,857,0002,528
Premises and equipment expense$947,0002,706
Additional noninterest expense$2,447,0002,794
Pre-tax net operating income$-320,0005,826
Securities gains (losses)$1,0003,653
Applicable income taxes$04,388
Income before extraordinary items$-319,0005,942
Extraordinary gains, net$034
Net income$-319,0005,941
Minority interest net income$0115
Net income of bank and minority interests.$-319,0005,941
Net charge-offs$924,0002,958
Cash dividends$250,0003,409
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-320,0005,944
2009-09-30 (YTD Data)Rank
Total interest income$7,220,0003,374
Total interest expense$2,195,0003,612
Net interest income$5,025,0003,178
Provision for loan and lease losses$1,100,0002,639
Total noninterest income$1,060,0002,712
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$800,0001,585
Trading account gains and fees$0212
Additional Noninterest Income$260,0003,836
Total noninterest expense$5,378,0002,745
Salaries and employee benefits$2,837,0002,591
Premises and equipment expense$770,0002,547
Additional noninterest expense$1,771,0002,844
Pre-tax net operating income$-393,0006,234
Securities gains (losses)$1,0003,393
Applicable income taxes$04,592
Income before extraordinary items$-392,0006,325
Extraordinary gains, net$027
Net income$-392,0006,326
Minority interest net income$0118
Net income of bank and minority interests.$-392,0006,325
Net charge-offs$597,0002,813
Cash dividends$250,0002,828
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-393,0006,323
2009-06-30 (YTD Data)Rank
Total interest income$4,780,0003,413
Total interest expense$1,510,0003,651
Net interest income$3,270,0003,224
Provision for loan and lease losses$600,0002,697
Total noninterest income$718,0002,696
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$546,0001,531
Trading account gains and fees$0193
Additional Noninterest Income$172,0003,885
Total noninterest expense$3,503,0002,830
Salaries and employee benefits$1,821,0002,735
Premises and equipment expense$496,0002,660
Additional noninterest expense$1,186,0002,859
Pre-tax net operating income$-115,0006,121
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-115,0006,218
Extraordinary gains, net$021
Net income$-115,0006,217
Minority interest net income$0112
Net income of bank and minority interests.$-115,0006,217
Net charge-offs$562,0002,222
Cash dividends$250,0002,406
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-115,0006,185
2009-03-31 (YTD Data)Rank
Total interest income$2,351,0003,508
Total interest expense$765,0003,725
Net interest income$1,586,0003,285
Provision for loan and lease losses$500,0001,760
Total noninterest income$331,0002,845
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$252,0001,601
Trading account gains and fees$0171
Additional Noninterest Income$79,0004,030
Total noninterest expense$1,726,0002,776
Salaries and employee benefits$942,0002,679
Premises and equipment expense$222,0002,986
Additional noninterest expense$562,0002,714
Pre-tax net operating income$-309,0007,079
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-309,0007,219
Extraordinary gains, net$015
Net income$-309,0007,219
Minority interest net income$0102
Net income of bank and minority interests.$-309,0007,220
Net charge-offs$527,0001,334
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-309,0007,169
2008-12-31 (YTD Data)Rank
Total interest income$7,615,0004,264
Total interest expense$2,682,0004,558
Net interest income$4,933,0003,979
Provision for loan and lease losses$800,0003,046
Total noninterest income$1,000,0003,402
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$684,0002,386
Trading account gains and fees$0154
Additional Noninterest Income$316,0004,019
Total noninterest expense$4,922,0003,612
Salaries and employee benefits$3,064,0003,187
Premises and equipment expense$550,0004,216
Additional noninterest expense$1,308,0004,004
Pre-tax net operating income$211,0005,722
Securities gains (losses)$10,0002,511
Applicable income taxes$04,979
Income before extraordinary items$221,0005,398
Extraordinary gains, net$039
Net income$221,0005,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0003,679
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$211,0005,599
2008-09-30 (YTD Data)Rank
Total interest income$5,701,0004,338
Total interest expense$2,053,0004,619
Net interest income$3,648,0004,045
Provision for loan and lease losses$60,0005,691
Total noninterest income$730,0003,553
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$509,0002,422
Trading account gains and fees$0148
Additional Noninterest Income$221,0004,235
Total noninterest expense$3,433,0003,817
Salaries and employee benefits$2,230,0003,315
Premises and equipment expense$348,0004,680
Additional noninterest expense$855,0004,364
Pre-tax net operating income$885,0003,899
Securities gains (losses)$03,106
Applicable income taxes$20,0004,603
Income before extraordinary items$865,0003,411
Extraordinary gains, net$031
Net income$865,0003,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,708
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$865,0003,548
2008-06-30 (YTD Data)Rank
Total interest income$3,870,0004,343
Total interest expense$1,459,0004,579
Net interest income$2,411,0004,077
Provision for loan and lease losses$20,0005,946
Total noninterest income$451,0003,742
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$307,0002,595
Trading account gains and fees$0149
Additional Noninterest Income$144,0004,380
Total noninterest expense$2,234,0003,909
Salaries and employee benefits$1,460,0003,410
Premises and equipment expense$222,0004,844
Additional noninterest expense$552,0004,439
Pre-tax net operating income$608,0003,991
Securities gains (losses)$03,233
Applicable income taxes$12,0004,921
Income before extraordinary items$596,0003,661
Extraordinary gains, net$021
Net income$596,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,943
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$596,0003,602
2008-03-31 (YTD Data)Rank
Total interest income$1,974,0004,364
Total interest expense$778,0004,586
Net interest income$1,196,0004,115
Provision for loan and lease losses$06,080
Total noninterest income$225,0003,748
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$160,0002,478
Trading account gains and fees$0158
Additional Noninterest Income$65,0004,545
Total noninterest expense$1,086,0003,996
Salaries and employee benefits$696,0003,558
Premises and equipment expense$97,0005,250
Additional noninterest expense$293,0004,192
Pre-tax net operating income$335,0003,911
Securities gains (losses)$02,688
Applicable income taxes$17,0004,476
Income before extraordinary items$318,0003,665
Extraordinary gains, net$015
Net income$318,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$800,000908
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$318,0003,580
2007-12-31 (YTD Data)Rank
Total interest income$7,604,0004,511
Total interest expense$2,847,0004,935
Net interest income$4,757,0004,143
Provision for loan and lease losses$715,0001,826
Total noninterest income$889,0003,784
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$812,0002,111
Trading account gains and fees$0178
Additional Noninterest Income$77,0006,577
Total noninterest expense$4,121,0004,022
Salaries and employee benefits$2,603,0003,611
Premises and equipment expense$403,0005,006
Additional noninterest expense$1,115,0004,289
Pre-tax net operating income$810,0005,153
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$810,0004,780
Extraordinary gains, net$039
Net income$810,0004,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,700
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$810,0004,753
2007-09-30 (YTD Data)Rank
Total interest income$5,624,0004,565
Total interest expense$2,083,0005,005
Net interest income$3,541,0004,184
Provision for loan and lease losses$490,0001,599
Total noninterest income$629,0003,919
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$586,0002,157
Trading account gains and fees$0184
Additional Noninterest Income$43,0006,975
Total noninterest expense$2,746,0004,374
Salaries and employee benefits$1,666,0004,041
Premises and equipment expense$314,0004,875
Additional noninterest expense$766,0004,516
Pre-tax net operating income$934,0004,513
Securities gains (losses)$01,655
Applicable income taxes$49,0004,958
Income before extraordinary items$885,0004,150
Extraordinary gains, net$033
Net income$885,0004,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,179
Cash dividends$900,0002,149
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$885,0004,134
2007-06-30 (YTD Data)Rank
Total interest income$3,718,0004,610
Total interest expense$1,372,0005,046
Net interest income$2,346,0004,239
Provision for loan and lease losses$490,0001,052
Total noninterest income$411,0003,976
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$384,0002,197
Trading account gains and fees$0168
Additional Noninterest Income$27,0007,090
Total noninterest expense$1,869,0004,335
Salaries and employee benefits$1,174,0003,916
Premises and equipment expense$200,0005,043
Additional noninterest expense$495,0004,615
Pre-tax net operating income$398,0005,534
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$398,0005,092
Extraordinary gains, net$029
Net income$398,0005,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,000747
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$398,0005,082
2007-03-31 (YTD Data)Rank
Total interest income$1,847,0004,629
Total interest expense$674,0005,074
Net interest income$1,173,0004,238
Provision for loan and lease losses$05,779
Total noninterest income$197,0004,058
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$186,0002,187
Trading account gains and fees$0195
Additional Noninterest Income$11,0007,311
Total noninterest expense$872,0004,531
Salaries and employee benefits$518,0004,319
Premises and equipment expense$83,0005,593
Additional noninterest expense$271,0004,272
Pre-tax net operating income$498,0003,539
Securities gains (losses)$01,187
Applicable income taxes$76,0003,645
Income before extraordinary items$422,0003,367
Extraordinary gains, net$022
Net income$422,0003,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$422,0003,343
2006-12-31 (YTD Data)Rank
Total interest income$6,523,0004,751
Total interest expense$2,439,0004,885
Net interest income$4,084,0004,606
Provision for loan and lease losses$5,0006,719
Total noninterest income$839,0003,938
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$761,0002,208
Trading account gains and fees$0130
Additional Noninterest Income$78,0006,711
Total noninterest expense$3,778,0004,146
Salaries and employee benefits$2,364,0003,765
Premises and equipment expense$424,0004,743
Additional noninterest expense$990,0004,545
Pre-tax net operating income$1,140,0004,899
Securities gains (losses)$01,687
Applicable income taxes$9,0006,185
Income before extraordinary items$1,131,0004,414
Extraordinary gains, net$051
Net income$1,131,0004,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,266
Cash dividends$1,800,0001,688
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,131,0004,395
2006-09-30 (YTD Data)Rank
Total interest income$4,808,0004,790
Total interest expense$1,803,0004,853
Net interest income$3,005,0004,686
Provision for loan and lease losses$5,0006,530
Total noninterest income$621,0003,981
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$572,0002,214
Trading account gains and fees$0126
Additional Noninterest Income$49,0006,962
Total noninterest expense$2,560,0004,464
Salaries and employee benefits$1,565,0004,125
Premises and equipment expense$321,0004,721
Additional noninterest expense$674,0004,833
Pre-tax net operating income$1,061,0004,599
Securities gains (losses)$01,388
Applicable income taxes$91,0005,012
Income before extraordinary items$970,0004,243
Extraordinary gains, net$045
Net income$970,0004,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0008,524
Cash dividends$1,700,0001,304
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$970,0004,233
2006-06-30 (YTD Data)Rank
Total interest income$3,166,0004,787
Total interest expense$1,199,0004,718
Net interest income$1,967,0004,762
Provision for loan and lease losses$5,0006,229
Total noninterest income$410,0003,996
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$380,0002,194
Trading account gains and fees$0126
Additional Noninterest Income$30,0007,109
Total noninterest expense$1,737,0004,430
Salaries and employee benefits$1,085,0004,023
Premises and equipment expense$222,0004,617
Additional noninterest expense$430,0004,974
Pre-tax net operating income$635,0004,853
Securities gains (losses)$01,185
Applicable income taxes$26,0005,649
Income before extraordinary items$609,0004,406
Extraordinary gains, net$039
Net income$609,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,784
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$609,0004,397
2006-03-31 (YTD Data)Rank
Total interest income$1,564,0004,774
Total interest expense$570,0004,730
Net interest income$994,0004,734
Provision for loan and lease losses$06,013
Total noninterest income$195,0004,050
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$181,0002,215
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,173
Total noninterest expense$832,0004,576
Salaries and employee benefits$492,0004,326
Premises and equipment expense$108,0004,716
Additional noninterest expense$232,0004,689
Pre-tax net operating income$357,0004,542
Securities gains (losses)$0955
Applicable income taxes$20,0005,352
Income before extraordinary items$337,0004,107
Extraordinary gains, net$021
Net income$337,0004,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$800,000899
Sale, conversion, retirement of capital stock, net$0648
Net operating income$337,0004,093
2005-12-31 (YTD Data)Rank
Total interest income$5,826,0004,686
Total interest expense$1,798,0004,744
Net interest income$4,028,0004,604
Provision for loan and lease losses$171,0003,905
Total noninterest income$788,0004,075
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$714,0002,307
Trading account gains and fees$0138
Additional Noninterest Income$74,0006,870
Total noninterest expense$3,615,0004,186
Salaries and employee benefits$2,316,0003,698
Premises and equipment expense$419,0004,718
Additional noninterest expense$880,0004,848
Pre-tax net operating income$1,030,0005,276
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,030,0004,755
Extraordinary gains, net$046
Net income$1,030,0004,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,992
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,030,0004,729
2005-09-30 (YTD Data)Rank
Total interest income$4,296,0004,702
Total interest expense$1,278,0004,768
Net interest income$3,018,0004,616
Provision for loan and lease losses$236,0002,641
Total noninterest income$572,0004,177
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$525,0002,340
Trading account gains and fees$0126
Additional Noninterest Income$47,0007,147
Total noninterest expense$2,457,0004,478
Salaries and employee benefits$1,560,0003,971
Premises and equipment expense$330,0004,539
Additional noninterest expense$567,0005,293
Pre-tax net operating income$897,0005,036
Securities gains (losses)$02,317
Applicable income taxes$14,0006,425
Income before extraordinary items$883,0004,505
Extraordinary gains, net$035
Net income$883,0004,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,647
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$0769
Net operating income$883,0004,463
2005-06-30 (YTD Data)Rank
Total interest income$2,817,0004,693
Total interest expense$800,0004,782
Net interest income$2,017,0004,590
Provision for loan and lease losses$27,0005,411
Total noninterest income$381,0004,168
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$335,0002,398
Trading account gains and fees$0116
Additional Noninterest Income$46,0006,538
Total noninterest expense$1,657,0004,427
Salaries and employee benefits$1,083,0003,851
Premises and equipment expense$215,0004,569
Additional noninterest expense$359,0005,443
Pre-tax net operating income$714,0004,560
Securities gains (losses)$02,146
Applicable income taxes$48,0005,551
Income before extraordinary items$666,0004,133
Extraordinary gains, net$030
Net income$666,0004,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$0643
Net operating income$666,0004,074
2005-03-31 (YTD Data)Rank
Total interest income$1,397,0004,701
Total interest expense$378,0004,836
Net interest income$1,019,0004,561
Provision for loan and lease losses$5,0005,826
Total noninterest income$193,0004,061
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$163,0002,397
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,174
Total noninterest expense$748,0004,759
Salaries and employee benefits$474,0004,261
Premises and equipment expense$96,0005,017
Additional noninterest expense$178,0005,446
Pre-tax net operating income$459,0003,907
Securities gains (losses)$01,685
Applicable income taxes$54,0004,665
Income before extraordinary items$405,0003,588
Extraordinary gains, net$024
Net income$405,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$405,0003,553
2004-12-31 (YTD Data)Rank
Total interest income$5,594,0004,491
Total interest expense$1,438,0004,630
Net interest income$4,156,0004,360
Provision for loan and lease losses$138,0004,402
Total noninterest income$710,0004,355
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$645,0002,547
Trading account gains and fees$0138
Additional Noninterest Income$65,0007,078
Total noninterest expense$3,556,0004,121
Salaries and employee benefits$2,254,0003,625
Premises and equipment expense$471,0004,269
Additional noninterest expense$831,0004,969
Pre-tax net operating income$1,172,0004,853
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$1,171,0004,267
Extraordinary gains, net$034
Net income$1,171,0004,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,699
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,171,0004,204
2004-09-30 (YTD Data)Rank
Total interest income$4,212,0004,452
Total interest expense$1,077,0004,595
Net interest income$3,135,0004,339
Provision for loan and lease losses$93,0004,393
Total noninterest income$517,0004,437
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$473,0002,625
Trading account gains and fees$0134
Additional Noninterest Income$44,0007,229
Total noninterest expense$2,458,0004,359
Salaries and employee benefits$1,509,0003,932
Premises and equipment expense$371,0004,105
Additional noninterest expense$578,0005,164
Pre-tax net operating income$1,101,0004,378
Securities gains (losses)$03,710
Applicable income taxes$74,0005,656
Income before extraordinary items$1,027,0003,935
Extraordinary gains, net$026
Net income$1,027,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,410
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,027,0003,874
2004-06-30 (YTD Data)Rank
Total interest income$2,814,0004,449
Total interest expense$720,0004,598
Net interest income$2,094,0004,339
Provision for loan and lease losses$48,0004,777
Total noninterest income$334,0004,539
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$305,0002,680
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,273
Total noninterest expense$1,669,0004,326
Salaries and employee benefits$1,057,0003,813
Premises and equipment expense$238,0004,228
Additional noninterest expense$374,0005,289
Pre-tax net operating income$711,0004,415
Securities gains (losses)$03,413
Applicable income taxes$35,0005,928
Income before extraordinary items$676,0003,928
Extraordinary gains, net$021
Net income$676,0003,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,489
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$676,0003,846
2004-03-31 (YTD Data)Rank
Total interest income$1,429,0004,420
Total interest expense$370,0004,547
Net interest income$1,059,0004,308
Provision for loan and lease losses$35,0003,916
Total noninterest income$170,0004,459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$156,0002,594
Trading account gains and fees$0121
Additional Noninterest Income$14,0007,349
Total noninterest expense$764,0004,625
Salaries and employee benefits$462,0004,260
Premises and equipment expense$112,0004,455
Additional noninterest expense$190,0005,256
Pre-tax net operating income$430,0003,900
Securities gains (losses)$02,934
Applicable income taxes$41,0005,084
Income before extraordinary items$389,0003,584
Extraordinary gains, net$016
Net income$389,0003,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$389,0003,467
2003-12-31 (YTD Data)Rank
Total interest income$6,110,0004,259
Total interest expense$1,916,0004,157
Net interest income$4,194,0004,216
Provision for loan and lease losses$175,0004,313
Total noninterest income$707,0004,533
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$645,0002,538
Trading account gains and fees$0160
Additional Noninterest Income$62,0007,257
Total noninterest expense$3,633,0003,984
Salaries and employee benefits$2,236,0003,570
Premises and equipment expense$552,0003,764
Additional noninterest expense$845,0004,874
Pre-tax net operating income$1,093,0004,942
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,093,0004,403
Extraordinary gains, net$054
Net income$1,093,0004,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,349
Cash dividends$550,0003,349
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,093,0004,217
2003-09-30 (YTD Data)Rank
Total interest income$4,680,0004,243
Total interest expense$1,530,0004,078
Net interest income$3,150,0004,233
Provision for loan and lease losses$150,0003,902
Total noninterest income$521,0004,639
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$484,0002,551
Trading account gains and fees$0153
Additional Noninterest Income$37,0007,602
Total noninterest expense$2,548,0004,203
Salaries and employee benefits$1,506,0003,897
Premises and equipment expense$447,0003,538
Additional noninterest expense$595,0005,032
Pre-tax net operating income$973,0004,621
Securities gains (losses)$04,204
Applicable income taxes$35,0006,476
Income before extraordinary items$938,0004,157
Extraordinary gains, net$040
Net income$938,0004,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,187
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$938,0003,978
2003-06-30 (YTD Data)Rank
Total interest income$3,184,0004,216
Total interest expense$1,086,0003,986
Net interest income$2,098,0004,249
Provision for loan and lease losses$135,0003,272
Total noninterest income$350,0004,590
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$330,0002,461
Trading account gains and fees$0150
Additional Noninterest Income$20,0007,844
Total noninterest expense$1,746,0004,104
Salaries and employee benefits$1,054,0003,754
Premises and equipment expense$308,0003,405
Additional noninterest expense$384,0005,152
Pre-tax net operating income$567,0004,998
Securities gains (losses)$03,782
Applicable income taxes$1,0007,438
Income before extraordinary items$566,0004,457
Extraordinary gains, net$030
Net income$566,0004,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,426
Cash dividends$450,0002,287
Sale, conversion, retirement of capital stock, net$0589
Net operating income$566,0004,241
2003-03-31 (YTD Data)Rank
Total interest income$1,632,0004,160
Total interest expense$568,0003,940
Net interest income$1,064,0004,210
Provision for loan and lease losses$30,0004,429
Total noninterest income$177,0004,456
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$166,0002,386
Trading account gains and fees$0134
Additional Noninterest Income$11,0007,783
Total noninterest expense$742,0004,606
Salaries and employee benefits$464,0004,130
Premises and equipment expense$97,0004,800
Additional noninterest expense$181,0005,325
Pre-tax net operating income$469,0003,656
Securities gains (losses)$02,891
Applicable income taxes$58,0004,885
Income before extraordinary items$411,0003,391
Extraordinary gains, net$021
Net income$411,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$411,0003,225
2002-12-31 (YTD Data)Rank
Total interest income$6,546,0004,275
Total interest expense$2,260,0004,435
Net interest income$4,286,0004,132
Provision for loan and lease losses$80,0006,062
Total noninterest income$731,0004,211
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$645,0002,427
Trading account gains and fees$0153
Additional Noninterest Income$86,0006,748
Total noninterest expense$3,266,0004,170
Salaries and employee benefits$2,129,0003,554
Premises and equipment expense$408,0004,575
Additional noninterest expense$729,0005,273
Pre-tax net operating income$1,671,0003,824
Securities gains (losses)$04,537
Applicable income taxes$192,0005,173
Income before extraordinary items$1,479,0003,540
Extraordinary gains, net$070
Net income$1,479,0003,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,090
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,479,0003,430
2001-12-31 (YTD Data)Rank
Total interest income$6,753,0004,551
Total interest expense$2,877,0004,882
Net interest income$3,876,0004,221
Provision for loan and lease losses$10,0007,930
Total noninterest income$667,0004,308
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$636,0002,325
Trading account gains and fees$0177
Additional Noninterest Income$31,0008,315
Total noninterest expense$3,033,0004,297
Salaries and employee benefits$1,974,0003,630
Premises and equipment expense$344,0005,086
Additional noninterest expense$715,0005,204
Pre-tax net operating income$1,500,0003,861
Securities gains (losses)$04,612
Applicable income taxes$173,0005,254
Income before extraordinary items$1,327,0003,539
Extraordinary gains, net$0105
Net income$1,327,0003,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,506
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,327,0003,446
2000-12-31 (YTD Data)Rank
Total interest income$6,720,0004,736
Total interest expense$3,107,0004,786
Net interest income$3,613,0004,501
Provision for loan and lease losses$56,0006,380
Total noninterest income$705,0003,978
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$644,0002,148
Trading account gains and fees$0180
Additional Noninterest Income$61,0007,442
Total noninterest expense$2,936,0004,304
Salaries and employee benefits$1,941,0003,554
Premises and equipment expense$339,0005,051
Additional noninterest expense$656,0005,436
Pre-tax net operating income$1,326,0004,437
Securities gains (losses)$01,956
Applicable income taxes$111,0006,375
Income before extraordinary items$1,215,0003,828
Extraordinary gains, net$038
Net income$1,215,0003,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,446
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,215,0003,811
1999-12-31 (YTD Data)Rank
Total interest income$6,633,0004,597
Total interest expense$3,040,0004,549
Net interest income$3,593,0004,565
Provision for loan and lease losses$10,0008,114
Total noninterest income$720,0003,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$651,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$69,0007,453
Total noninterest expense$2,877,0004,355
Salaries and employee benefits$1,835,0003,686
Premises and equipment expense$348,0004,979
Additional noninterest expense$694,0005,270
Pre-tax net operating income$1,426,0004,232
Securities gains (losses)$03,155
Applicable income taxes$131,0006,497
Income before extraordinary items$1,295,0003,654
Extraordinary gains, net$035
Net income$1,295,0003,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,765
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,295,0003,614
1998-12-31 (YTD Data)Rank
Total interest income$6,674,0004,571
Total interest expense$3,155,0004,534
Net interest income$3,519,0004,576
Provision for loan and lease losses$14,0008,020
Total noninterest income$701,0003,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$644,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,910
Total noninterest expense$2,722,0004,482
Salaries and employee benefits$1,727,0003,784
Premises and equipment expense$274,0005,648
Additional noninterest expense$721,0005,051
Pre-tax net operating income$1,484,0004,214
Securities gains (losses)$04,449
Applicable income taxes$137,0007,022
Income before extraordinary items$1,347,0003,560
Extraordinary gains, net$032
Net income$1,347,0003,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,674
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,347,0003,458
1997-12-31 (YTD Data)Rank
Total interest income$6,656,0004,689
Total interest expense$3,003,0004,706
Net interest income$3,653,0004,573
Provision for loan and lease losses$08,829
Total noninterest income$687,0004,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$626,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$61,0007,985
Total noninterest expense$2,468,0004,824
Salaries and employee benefits$1,637,0003,953
Premises and equipment expense$231,0006,330
Additional noninterest expense$600,0005,808
Pre-tax net operating income$1,872,0003,740
Securities gains (losses)$03,944
Applicable income taxes$275,0005,968
Income before extraordinary items$1,597,0003,171
Extraordinary gains, net$044
Net income$1,597,0003,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00010,222
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,597,0003,110
1996-12-31 (YTD Data)Rank
Total interest income$6,480,0004,877
Total interest expense$2,931,0004,872
Net interest income$3,549,0004,773
Provision for loan and lease losses$71,0005,818
Total noninterest income$668,0004,249
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$617,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,849
Total noninterest expense$2,373,0005,222
Salaries and employee benefits$1,531,0004,238
Premises and equipment expense$210,0006,860
Additional noninterest expense$632,0006,148
Pre-tax net operating income$1,773,0003,782
Securities gains (losses)$-2,0009,485
Applicable income taxes$253,0006,414
Income before extraordinary items$1,518,0003,154
Extraordinary gains, net$053
Net income$1,518,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,398
Cash dividends$500,0003,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,519,7203,116
1995-12-31 (YTD Data)Rank
Total interest income$6,661,0004,759
Total interest expense$2,961,0004,817
Net interest income$3,700,0004,639
Provision for loan and lease losses$200,0002,992
Total noninterest income$656,0004,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$614,0002,209
Trading account gains and feesNANA
Additional Noninterest Income$42,0009,621
Total noninterest expense$2,239,0005,477
Salaries and employee benefits$1,463,0004,385
Premises and equipment expense$180,0007,598
Additional noninterest expense$596,0006,564
Pre-tax net operating income$1,917,0003,628
Securities gains (losses)$03,831
Applicable income taxes$264,0006,459
Income before extraordinary items$1,653,0002,971
Extraordinary gains, net$065
Net income$1,653,0002,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,447
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,653,0002,940
1994-12-31 (YTD Data)Rank
Total interest income$6,431,0004,559
Total interest expense$2,518,0004,626
Net interest income$3,913,0004,474
Provision for loan and lease losses$28,0007,286
Total noninterest income$670,0004,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$633,0002,139
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,350
Total noninterest expense$2,420,0005,303
Salaries and employee benefits$1,479,0004,332
Premises and equipment expense$177,0007,923
Additional noninterest expense$764,0005,913
Pre-tax net operating income$2,135,0003,245
Securities gains (losses)$03,600
Applicable income taxes$347,0005,312
Income before extraordinary items$1,788,0002,708
Extraordinary gains, net$0249
Net income$1,788,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,160
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,788,0002,723
1993-12-31 (YTD Data)Rank
Total interest income$6,763,0004,454
Total interest expense$2,671,0004,547
Net interest income$4,092,0004,313
Provision for loan and lease losses$15,0009,365
Total noninterest income$717,0004,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$685,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$2,417,0005,417
Salaries and employee benefits$1,426,0004,468
Premises and equipment expense$176,0008,234
Additional noninterest expense$815,0005,839
Pre-tax net operating income$2,377,0002,833
Securities gains (losses)$07,477
Applicable income taxes$427,0004,768
Income before extraordinary items$1,950,0002,588
Extraordinary gains, net$03,149
Net income$1,950,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00012,096
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,950,0002,438
1992-12-31 (YTD Data)Rank
Total interest income$6,840,0004,917
Total interest expense$3,095,0005,023
Net interest income$3,745,0004,738
Provision for loan and lease losses$80,0007,886
Total noninterest income$683,0004,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$657,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$26,00012,093
Total noninterest expense$2,206,0005,906
Salaries and employee benefits$1,255,0004,963
Premises and equipment expense$170,0008,562
Additional noninterest expense$781,0006,199
Pre-tax net operating income$2,142,0002,905
Securities gains (losses)$1,0007,986
Applicable income taxes$365,0005,150
Income before extraordinary items$1,778,0002,580
Extraordinary gains, net$01,422
Net income$1,778,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$500,0002,760
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,777,1702,393

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.