Home > American State Bank > Income and Expense

American State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$62,365,000777
Total interest expense$29,821,000591
Net interest income$32,544,000968
Provision for loan and lease losses$750,0001,000
Total noninterest income$8,996,000794
Gross Fiduciary activities income$2,695,000353
Service charges on deposit accounts$578,0001,496
Trading account gains and feesNANA
Additional Noninterest Income$5,723,000804
Total noninterest expense$24,762,0001,021
Salaries and employee benefits$15,129,000952
Premises and equipment expense$3,015,000863
Additional noninterest expense$5,723,000804
Pre-tax net operating income$16,028,000810
Securities gains (losses)$0988
Applicable income taxes$708,0001,671
Income before extraordinary items$15,320,000724
Extraordinary gains, net$054
Net income$15,320,000735
Minority interest net income$088
Net income of bank and minority interests.$15,320,000727
Net charge-offs$-579,0004,545
Cash dividends$10,500,000476
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,320,000732
2023-09-30 (YTD Data)Rank
Total interest income$45,539,000780
Total interest expense$21,216,000581
Net interest income$24,323,000971
Provision for loan and lease losses$500,0001,003
Total noninterest income$6,729,000805
Gross Fiduciary activities income$1,976,000355
Service charges on deposit accounts$445,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$4,308,000821
Total noninterest expense$18,448,0001,025
Salaries and employee benefits$11,255,000968
Premises and equipment expense$2,215,000893
Additional noninterest expense$4,308,000821
Pre-tax net operating income$12,104,000840
Securities gains (losses)$3,000744
Applicable income taxes$547,0001,694
Income before extraordinary items$11,560,000739
Extraordinary gains, net$052
Net income$11,560,000743
Minority interest net income$081
Net income of bank and minority interests.$11,560,000739
Net charge-offs$-545,0004,566
Cash dividends$10,500,000362
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,557,150753
2023-06-30 (YTD Data)Rank
Total interest income$29,104,000786
Total interest expense$13,017,000549
Net interest income$16,087,000984
Provision for loan and lease losses$500,000779
Total noninterest income$4,465,000788
Gross Fiduciary activities income$1,321,000348
Service charges on deposit accounts$288,0001,489
Trading account gains and feesNANA
Additional Noninterest Income$2,856,000773
Total noninterest expense$12,362,0001,013
Salaries and employee benefits$7,564,000958
Premises and equipment expense$1,518,000844
Additional noninterest expense$2,856,000773
Pre-tax net operating income$7,690,000883
Securities gains (losses)$3,000798
Applicable income taxes$346,0001,747
Income before extraordinary items$7,347,000763
Extraordinary gains, net$051
Net income$7,347,000775
Minority interest net income$081
Net income of bank and minority interests.$7,347,000763
Net charge-offs$-414,0004,594
Cash dividends$8,300,000311
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,344,120772
2023-03-31 (YTD Data)Rank
Total interest income$13,705,000818
Total interest expense$5,782,000542
Net interest income$7,923,000999
Provision for loan and lease losses$300,000662
Total noninterest income$1,975,000844
Gross Fiduciary activities income$661,000362
Service charges on deposit accounts$130,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$1,184,000859
Total noninterest expense$6,136,0001,035
Salaries and employee benefits$3,809,000975
Premises and equipment expense$755,000874
Additional noninterest expense$1,184,000859
Pre-tax net operating income$3,462,000970
Securities gains (losses)$3,000808
Applicable income taxes$192,0001,699
Income before extraordinary items$3,273,000878
Extraordinary gains, net$04
Net income$3,273,000877
Minority interest net income$048
Net income of bank and minority interests.$3,273,000877
Net charge-offs$88,000627
Cash dividends$3,100,000365
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,270,180893
2022-12-31 (YTD Data)Rank
Total interest income$43,767,000835
Total interest expense$10,396,000441
Net interest income$33,371,000936
Provision for loan and lease losses$1,800,000557
Total noninterest income$10,074,000754
Gross Fiduciary activities income$2,344,000386
Service charges on deposit accounts$577,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$7,153,000694
Total noninterest expense$22,220,0001,093
Salaries and employee benefits$14,114,0001,007
Premises and equipment expense$2,422,0001,032
Additional noninterest expense$7,153,000694
Pre-tax net operating income$19,425,000770
Securities gains (losses)$0691
Applicable income taxes$898,0001,641
Income before extraordinary items$18,527,000685
Extraordinary gains, net$05
Net income$18,527,000686
Minority interest net income$063
Net income of bank and minority interests.$18,527,000686
Net charge-offs$3,731,000191
Cash dividends$11,450,000429
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,527,000691
2022-09-30 (YTD Data)Rank
Total interest income$30,951,000845
Total interest expense$6,255,000389
Net interest income$24,696,000933
Provision for loan and lease losses$1,350,000510
Total noninterest income$7,532,000775
Gross Fiduciary activities income$1,753,000384
Service charges on deposit accounts$438,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$5,341,000722
Total noninterest expense$16,793,0001,086
Salaries and employee benefits$10,611,0001,009
Premises and equipment expense$1,913,000982
Additional noninterest expense$5,341,000722
Pre-tax net operating income$14,085,000793
Securities gains (losses)$0740
Applicable income taxes$634,0001,672
Income before extraordinary items$13,451,000692
Extraordinary gains, net$04
Net income$13,451,000692
Minority interest net income$057
Net income of bank and minority interests.$13,451,000692
Net charge-offs$2,852,000179
Cash dividends$11,450,000321
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,451,000700
2022-06-30 (YTD Data)Rank
Total interest income$19,386,000856
Total interest expense$3,737,000333
Net interest income$15,649,000954
Provision for loan and lease losses$900,000457
Total noninterest income$5,287,000738
Gross Fiduciary activities income$1,179,000348
Service charges on deposit accounts$285,0001,549
Trading account gains and feesNANA
Additional Noninterest Income$3,823,000698
Total noninterest expense$11,146,0001,075
Salaries and employee benefits$7,102,000997
Premises and equipment expense$1,272,000979
Additional noninterest expense$2,772,0001,234
Pre-tax net operating income$8,890,000788
Securities gains (losses)$0687
Applicable income taxes$400,0001,647
Income before extraordinary items$8,490,000684
Extraordinary gains, net$04
Net income$8,490,000684
Minority interest net income$060
Net income of bank and minority interests.$8,490,000684
Net charge-offs$335,000411
Cash dividends$8,600,000299
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,490,000692
2022-03-31 (YTD Data)Rank
Total interest income$9,212,000867
Total interest expense$1,839,000314
Net interest income$7,373,000977
Provision for loan and lease losses$450,000361
Total noninterest income$2,522,000768
Gross Fiduciary activities income$605,000343
Service charges on deposit accounts$136,0001,588
Trading account gains and feesNANA
Additional Noninterest Income$1,781,000749
Total noninterest expense$5,638,0001,064
Salaries and employee benefits$3,572,000993
Premises and equipment expense$636,000994
Additional noninterest expense$1,430,0001,184
Pre-tax net operating income$3,807,000852
Securities gains (losses)$0623
Applicable income taxes$172,0001,710
Income before extraordinary items$3,635,000756
Extraordinary gains, net$04
Net income$3,635,000756
Minority interest net income$050
Net income of bank and minority interests.$3,635,000756
Net charge-offs$394,000259
Cash dividends$3,250,000338
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,635,000762
2021-12-31 (YTD Data)Rank
Total interest income$40,361,000824
Total interest expense$8,214,000342
Net interest income$32,147,000914
Provision for loan and lease losses$1,600,000366
Total noninterest income$10,992,000782
Gross Fiduciary activities income$2,507,000327
Service charges on deposit accounts$490,0001,629
Trading account gains and feesNANA
Additional Noninterest Income$7,995,000788
Total noninterest expense$21,998,0001,087
Salaries and employee benefits$13,575,0001,022
Premises and equipment expense$2,538,000979
Additional noninterest expense$5,885,0001,152
Pre-tax net operating income$19,541,000752
Securities gains (losses)$02,062
Applicable income taxes$932,0001,651
Income before extraordinary items$18,609,000683
Extraordinary gains, net$010
Net income$18,609,000685
Minority interest net income$074
Net income of bank and minority interests.$18,609,000684
Net charge-offs$530,000616
Cash dividends$11,500,000439
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,609,000670
2021-09-30 (YTD Data)Rank
Total interest income$31,083,000817
Total interest expense$6,296,000348
Net interest income$24,787,000909
Provision for loan and lease losses$1,200,000364
Total noninterest income$8,359,000791
Gross Fiduciary activities income$1,873,000331
Service charges on deposit accounts$356,0001,653
Trading account gains and feesNANA
Additional Noninterest Income$6,130,000799
Total noninterest expense$16,777,0001,082
Salaries and employee benefits$10,311,0001,028
Premises and equipment expense$1,931,000985
Additional noninterest expense$4,535,0001,145
Pre-tax net operating income$15,169,000765
Securities gains (losses)$02,015
Applicable income taxes$683,0001,751
Income before extraordinary items$14,486,000685
Extraordinary gains, net$08
Net income$14,486,000685
Minority interest net income$069
Net income of bank and minority interests.$14,486,000685
Net charge-offs$533,000479
Cash dividends$11,500,000342
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,486,000675
2021-06-30 (YTD Data)Rank
Total interest income$20,522,000817
Total interest expense$4,301,000357
Net interest income$16,221,000914
Provision for loan and lease losses$900,000344
Total noninterest income$5,810,000768
Gross Fiduciary activities income$1,261,000325
Service charges on deposit accounts$228,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$4,321,000763
Total noninterest expense$10,879,0001,098
Salaries and employee benefits$6,944,0001,004
Premises and equipment expense$1,297,000981
Additional noninterest expense$2,638,0001,254
Pre-tax net operating income$10,252,000745
Securities gains (losses)$01,818
Applicable income taxes$461,0001,719
Income before extraordinary items$9,791,000667
Extraordinary gains, net$06
Net income$9,791,000667
Minority interest net income$067
Net income of bank and minority interests.$9,791,000667
Net charge-offs$478,000416
Cash dividends$8,250,000313
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,791,000658
2021-03-31 (YTD Data)Rank
Total interest income$10,121,000818
Total interest expense$2,233,000358
Net interest income$7,888,000920
Provision for loan and lease losses$450,000401
Total noninterest income$3,206,000719
Gross Fiduciary activities income$657,000312
Service charges on deposit accounts$108,0001,697
Trading account gains and feesNANA
Additional Noninterest Income$2,441,000714
Total noninterest expense$5,171,0001,124
Salaries and employee benefits$3,263,0001,059
Premises and equipment expense$677,000957
Additional noninterest expense$1,231,0001,305
Pre-tax net operating income$5,473,000713
Securities gains (losses)$01,392
Applicable income taxes$212,0001,773
Income before extraordinary items$5,261,000637
Extraordinary gains, net$03
Net income$5,261,000637
Minority interest net income$055
Net income of bank and minority interests.$5,261,000637
Net charge-offs$5,0001,528
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,261,000625
2020-12-31 (YTD Data)Rank
Total interest income$44,039,000760
Total interest expense$12,270,000417
Net interest income$31,769,000887
Provision for loan and lease losses$3,800,000687
Total noninterest income$10,302,000781
Gross Fiduciary activities income$1,887,000363
Service charges on deposit accounts$508,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$7,907,000750
Total noninterest expense$20,303,0001,111
Salaries and employee benefits$13,056,0001,016
Premises and equipment expense$2,649,000943
Additional noninterest expense$4,598,0001,372
Pre-tax net operating income$17,968,000646
Securities gains (losses)$-1,0004,658
Applicable income taxes$925,0001,492
Income before extraordinary items$17,042,000591
Extraordinary gains, net$04
Net income$17,042,000590
Minority interest net income$072
Net income of bank and minority interests.$17,042,000591
Net charge-offs$4,418,000241
Cash dividends$11,600,000407
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,042,950575
2020-09-30 (YTD Data)Rank
Total interest income$33,525,000750
Total interest expense$9,544,000438
Net interest income$23,981,000885
Provision for loan and lease losses$3,275,000670
Total noninterest income$7,183,000802
Gross Fiduciary activities income$1,358,000365
Service charges on deposit accounts$387,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$5,438,000766
Total noninterest expense$15,047,0001,104
Salaries and employee benefits$9,625,0001,010
Premises and equipment expense$1,948,000948
Additional noninterest expense$3,474,0001,353
Pre-tax net operating income$12,842,000645
Securities gains (losses)$-1,0004,639
Applicable income taxes$578,0001,626
Income before extraordinary items$12,263,000589
Extraordinary gains, net$04
Net income$12,263,000588
Minority interest net income$065
Net income of bank and minority interests.$12,263,000589
Net charge-offs$1,658,000371
Cash dividends$11,600,000320
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,263,950564
2020-06-30 (YTD Data)Rank
Total interest income$24,775,000695
Total interest expense$6,518,000461
Net interest income$18,257,000780
Provision for loan and lease losses$2,500,000619
Total noninterest income$4,385,000811
Gross Fiduciary activities income$880,000370
Service charges on deposit accounts$270,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$3,235,000769
Total noninterest expense$10,339,0001,065
Salaries and employee benefits$6,781,000965
Premises and equipment expense$1,209,000999
Additional noninterest expense$2,349,0001,317
Pre-tax net operating income$9,803,000521
Securities gains (losses)$-1,0004,646
Applicable income taxes$442,0001,442
Income before extraordinary items$9,360,000471
Extraordinary gains, net$04
Net income$9,360,000469
Minority interest net income$065
Net income of bank and minority interests.$9,360,000471
Net charge-offs$1,295,000339
Cash dividends$4,400,000481
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,360,950459
2020-03-31 (YTD Data)Rank
Total interest income$11,289,000742
Total interest expense$3,339,000502
Net interest income$7,950,000868
Provision for loan and lease losses$600,000790
Total noninterest income$1,658,000924
Gross Fiduciary activities income$400,000386
Service charges on deposit accounts$164,0001,533
Trading account gains and feesNANA
Additional Noninterest Income$1,094,000908
Total noninterest expense$4,804,0001,134
Salaries and employee benefits$2,956,0001,074
Premises and equipment expense$615,0001,001
Additional noninterest expense$1,233,0001,285
Pre-tax net operating income$4,204,000550
Securities gains (losses)$01,705
Applicable income taxes$190,0001,437
Income before extraordinary items$4,014,000500
Extraordinary gains, net$04
Net income$4,014,000500
Minority interest net income$056
Net income of bank and minority interests.$4,014,000500
Net charge-offs$912,000253
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,014,000482
2019-12-31 (YTD Data)Rank
Total interest income$44,922,000762
Total interest expense$14,642,000489
Net interest income$30,280,000897
Provision for loan and lease losses$2,750,000405
Total noninterest income$6,895,000912
Gross Fiduciary activities income$1,736,000373
Service charges on deposit accounts$713,0001,470
Trading account gains and feesNANA
Additional Noninterest Income$4,446,000899
Total noninterest expense$18,352,0001,157
Salaries and employee benefits$11,742,0001,061
Premises and equipment expense$2,401,0001,013
Additional noninterest expense$4,209,0001,446
Pre-tax net operating income$16,073,000719
Securities gains (losses)$02,379
Applicable income taxes$769,0001,631
Income before extraordinary items$15,304,000659
Extraordinary gains, net$011
Net income$15,304,000661
Minority interest net income$076
Net income of bank and minority interests.$15,304,000660
Net charge-offs$1,666,000478
Cash dividends$11,000,000447
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,304,000642
2019-09-30 (YTD Data)Rank
Total interest income$33,637,000767
Total interest expense$11,066,000489
Net interest income$22,571,000903
Provision for loan and lease losses$2,150,000382
Total noninterest income$4,865,000938
Gross Fiduciary activities income$1,286,000376
Service charges on deposit accounts$540,0001,458
Trading account gains and feesNANA
Additional Noninterest Income$3,039,000947
Total noninterest expense$13,436,0001,179
Salaries and employee benefits$8,500,0001,098
Premises and equipment expense$1,700,0001,066
Additional noninterest expense$3,236,0001,423
Pre-tax net operating income$11,850,000731
Securities gains (losses)$02,167
Applicable income taxes$534,0001,739
Income before extraordinary items$11,316,000669
Extraordinary gains, net$011
Net income$11,316,000671
Minority interest net income$072
Net income of bank and minority interests.$11,316,000670
Net charge-offs$583,000689
Cash dividends$8,800,000411
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,316,000658
2019-06-30 (YTD Data)Rank
Total interest income$21,987,000777
Total interest expense$7,281,000489
Net interest income$14,706,000919
Provision for loan and lease losses$1,550,000354
Total noninterest income$3,121,000949
Gross Fiduciary activities income$860,000375
Service charges on deposit accounts$354,0001,463
Trading account gains and feesNANA
Additional Noninterest Income$1,907,000963
Total noninterest expense$9,019,0001,168
Salaries and employee benefits$5,789,0001,063
Premises and equipment expense$1,108,0001,081
Additional noninterest expense$2,122,0001,455
Pre-tax net operating income$7,258,000762
Securities gains (losses)$01,702
Applicable income taxes$327,0001,785
Income before extraordinary items$6,931,000700
Extraordinary gains, net$011
Net income$6,931,000700
Minority interest net income$069
Net income of bank and minority interests.$6,931,000700
Net charge-offs$507,000565
Cash dividends$6,600,000366
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,931,000686
2019-03-31 (YTD Data)Rank
Total interest income$10,952,000780
Total interest expense$3,623,000486
Net interest income$7,329,000920
Provision for loan and lease losses$800,000332
Total noninterest income$1,513,000941
Gross Fiduciary activities income$432,000373
Service charges on deposit accounts$172,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$909,000957
Total noninterest expense$4,022,0001,281
Salaries and employee benefits$2,644,0001,154
Premises and equipment expense$548,0001,103
Additional noninterest expense$830,0001,764
Pre-tax net operating income$4,020,000687
Securities gains (losses)$01,087
Applicable income taxes$181,0001,669
Income before extraordinary items$3,839,000635
Extraordinary gains, net$05
Net income$3,839,000635
Minority interest net income$052
Net income of bank and minority interests.$3,839,000634
Net charge-offs$339,000441
Cash dividends$2,200,000472
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,839,000620
2018-12-31 (YTD Data)Rank
Total interest income$40,729,000774
Total interest expense$10,858,000484
Net interest income$29,871,000882
Provision for loan and lease losses$3,150,000361
Total noninterest income$6,385,000935
Gross Fiduciary activities income$1,686,000377
Service charges on deposit accounts$705,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$3,994,000920
Total noninterest expense$17,924,0001,160
Salaries and employee benefits$10,969,0001,094
Premises and equipment expense$2,169,0001,097
Additional noninterest expense$4,786,0001,289
Pre-tax net operating income$15,182,000747
Securities gains (losses)$-1,0004,008
Applicable income taxes$743,0001,636
Income before extraordinary items$14,438,000665
Extraordinary gains, net$06
Net income$14,438,000663
Minority interest net income$072
Net income of bank and minority interests.$14,438,000664
Net charge-offs$2,757,000297
Cash dividends$9,500,000443
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,438,950666
2018-09-30 (YTD Data)Rank
Total interest income$29,912,000776
Total interest expense$7,759,000475
Net interest income$22,153,000886
Provision for loan and lease losses$1,025,000634
Total noninterest income$4,772,000944
Gross Fiduciary activities income$1,259,000379
Service charges on deposit accounts$520,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$2,993,000928
Total noninterest expense$13,547,0001,154
Salaries and employee benefits$7,929,0001,128
Premises and equipment expense$1,675,0001,073
Additional noninterest expense$3,943,0001,197
Pre-tax net operating income$12,353,000693
Securities gains (losses)$-1,0004,378
Applicable income taxes$502,0001,778
Income before extraordinary items$11,850,000621
Extraordinary gains, net$05
Net income$11,850,000619
Minority interest net income$066
Net income of bank and minority interests.$11,850,000620
Net charge-offs$245,0001,113
Cash dividends$7,300,000407
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,850,960620
2018-06-30 (YTD Data)Rank
Total interest income$19,413,000778
Total interest expense$4,900,000468
Net interest income$14,513,000901
Provision for loan and lease losses$750,000585
Total noninterest income$3,161,000948
Gross Fiduciary activities income$834,000382
Service charges on deposit accounts$343,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$1,984,000941
Total noninterest expense$8,865,0001,174
Salaries and employee benefits$5,384,0001,120
Premises and equipment expense$1,111,0001,074
Additional noninterest expense$2,370,0001,312
Pre-tax net operating income$8,059,000697
Securities gains (losses)$0961
Applicable income taxes$322,0001,805
Income before extraordinary items$7,737,000626
Extraordinary gains, net$06
Net income$7,737,000624
Minority interest net income$065
Net income of bank and minority interests.$7,737,000625
Net charge-offs$222,000872
Cash dividends$5,300,000363
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,737,000623
2018-03-31 (YTD Data)Rank
Total interest income$9,376,000799
Total interest expense$2,263,000471
Net interest income$7,113,000915
Provision for loan and lease losses$375,000579
Total noninterest income$1,526,000955
Gross Fiduciary activities income$410,000387
Service charges on deposit accounts$178,0001,521
Trading account gains and feesNANA
Additional Noninterest Income$938,000973
Total noninterest expense$4,173,0001,235
Salaries and employee benefits$2,525,0001,172
Premises and equipment expense$547,0001,099
Additional noninterest expense$1,101,0001,379
Pre-tax net operating income$4,091,000673
Securities gains (losses)$0735
Applicable income taxes$164,0001,755
Income before extraordinary items$3,927,000608
Extraordinary gains, net$07
Net income$3,927,000608
Minority interest net income$052
Net income of bank and minority interests.$3,927,000608
Net charge-offs$90,000905
Cash dividends$1,300,000588
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,927,000607
2017-12-31 (YTD Data)Rank
Total interest income$35,149,000810
Total interest expense$7,950,000448
Net interest income$27,199,000922
Provision for loan and lease losses$3,500,000313
Total noninterest income$5,923,000988
Gross Fiduciary activities income$1,496,000394
Service charges on deposit accounts$707,0001,555
Trading account gains and feesNANA
Additional Noninterest Income$3,720,0001,001
Total noninterest expense$16,441,0001,223
Salaries and employee benefits$9,965,0001,162
Premises and equipment expense$2,192,0001,073
Additional noninterest expense$4,284,0001,429
Pre-tax net operating income$13,181,000775
Securities gains (losses)$02,243
Applicable income taxes$527,0002,381
Income before extraordinary items$12,654,000603
Extraordinary gains, net$09
Net income$12,654,000603
Minority interest net income$076
Net income of bank and minority interests.$12,654,000603
Net charge-offs$2,541,000327
Cash dividends$6,700,000514
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,654,000598
2017-09-30 (YTD Data)Rank
Total interest income$26,034,000820
Total interest expense$5,814,000446
Net interest income$20,220,000933
Provision for loan and lease losses$2,500,000329
Total noninterest income$4,275,0001,039
Gross Fiduciary activities income$1,088,000397
Service charges on deposit accounts$525,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$2,662,0001,063
Total noninterest expense$12,068,0001,255
Salaries and employee benefits$7,165,0001,211
Premises and equipment expense$1,660,0001,075
Additional noninterest expense$3,243,0001,405
Pre-tax net operating income$9,927,000776
Securities gains (losses)$02,274
Applicable income taxes$397,0002,264
Income before extraordinary items$9,530,000660
Extraordinary gains, net$09
Net income$9,530,000660
Minority interest net income$071
Net income of bank and minority interests.$9,530,000660
Net charge-offs$270,0001,190
Cash dividends$6,200,000419
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,530,000651
2017-06-30 (YTD Data)Rank
Total interest income$17,026,000831
Total interest expense$3,789,000446
Net interest income$13,237,000951
Provision for loan and lease losses$2,200,000260
Total noninterest income$2,778,0001,058
Gross Fiduciary activities income$720,000397
Service charges on deposit accounts$339,0001,601
Trading account gains and feesNANA
Additional Noninterest Income$1,719,0001,087
Total noninterest expense$8,199,0001,243
Salaries and employee benefits$4,901,0001,189
Premises and equipment expense$1,111,0001,069
Additional noninterest expense$2,187,0001,391
Pre-tax net operating income$5,616,000894
Securities gains (losses)$01,906
Applicable income taxes$227,0002,375
Income before extraordinary items$5,389,000750
Extraordinary gains, net$011
Net income$5,389,000749
Minority interest net income$071
Net income of bank and minority interests.$5,389,000750
Net charge-offs$217,0001,002
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,389,000727
2017-03-31 (YTD Data)Rank
Total interest income$8,166,000862
Total interest expense$1,858,000444
Net interest income$6,308,000993
Provision for loan and lease losses$1,600,000199
Total noninterest income$1,381,0001,060
Gross Fiduciary activities income$354,000402
Service charges on deposit accounts$159,0001,674
Trading account gains and feesNANA
Additional Noninterest Income$868,0001,063
Total noninterest expense$3,997,0001,276
Salaries and employee benefits$2,292,0001,266
Premises and equipment expense$563,0001,065
Additional noninterest expense$1,142,0001,334
Pre-tax net operating income$2,092,0001,129
Securities gains (losses)$01,153
Applicable income taxes$84,0002,566
Income before extraordinary items$2,008,000936
Extraordinary gains, net$08
Net income$2,008,000937
Minority interest net income$055
Net income of bank and minority interests.$2,008,000936
Net charge-offs$121,000823
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,008,000922
2016-12-31 (YTD Data)Rank
Total interest income$34,124,000785
Total interest expense$7,174,000423
Net interest income$26,950,000880
Provision for loan and lease losses$2,800,000405
Total noninterest income$5,652,0001,052
Gross Fiduciary activities income$1,320,000418
Service charges on deposit accounts$663,0001,689
Trading account gains and fees$0170
Additional Noninterest Income$3,669,0001,046
Total noninterest expense$15,799,0001,271
Salaries and employee benefits$9,034,0001,245
Premises and equipment expense$2,426,000979
Additional noninterest expense$4,339,0001,419
Pre-tax net operating income$14,003,000683
Securities gains (losses)$-2,0005,543
Applicable income taxes$559,0002,169
Income before extraordinary items$13,442,000578
Extraordinary gains, net$05
Net income$13,442,000577
Minority interest net income$082
Net income of bank and minority interests.$13,442,000577
Net charge-offs$1,801,000416
Cash dividends$8,100,000455
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,443,920564
2016-09-30 (YTD Data)Rank
Total interest income$26,232,000758
Total interest expense$5,289,000423
Net interest income$20,943,000846
Provision for loan and lease losses$1,750,000453
Total noninterest income$4,202,0001,054
Gross Fiduciary activities income$989,000418
Service charges on deposit accounts$491,0001,705
Trading account gains and fees$0169
Additional Noninterest Income$2,722,0001,060
Total noninterest expense$11,928,0001,264
Salaries and employee benefits$6,658,0001,266
Premises and equipment expense$1,902,000954
Additional noninterest expense$3,368,0001,377
Pre-tax net operating income$11,467,000637
Securities gains (losses)$-4,0005,742
Applicable income taxes$579,0001,922
Income before extraordinary items$10,884,000541
Extraordinary gains, net$05
Net income$10,884,000539
Minority interest net income$071
Net income of bank and minority interests.$10,884,000541
Net charge-offs$-524,0005,867
Cash dividends$6,100,000423
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,887,800527
2016-06-30 (YTD Data)Rank
Total interest income$17,609,000758
Total interest expense$3,431,000427
Net interest income$14,178,000826
Provision for loan and lease losses$1,500,000363
Total noninterest income$2,633,0001,085
Gross Fiduciary activities income$657,000418
Service charges on deposit accounts$317,0001,733
Trading account gains and fees$0157
Additional Noninterest Income$1,659,0001,103
Total noninterest expense$7,675,0001,307
Salaries and employee benefits$4,200,0001,325
Premises and equipment expense$1,258,000972
Additional noninterest expense$2,217,0001,397
Pre-tax net operating income$7,636,000625
Securities gains (losses)$-4,0005,836
Applicable income taxes$382,0001,921
Income before extraordinary items$7,250,000534
Extraordinary gains, net$016
Net income$7,250,000530
Minority interest net income$071
Net income of bank and minority interests.$7,250,000533
Net charge-offs$13,0002,989
Cash dividends$4,000,000443
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,253,800521
2016-03-31 (YTD Data)Rank
Total interest income$8,739,000762
Total interest expense$1,656,000436
Net interest income$7,083,000828
Provision for loan and lease losses$750,000346
Total noninterest income$1,258,0001,102
Gross Fiduciary activities income$323,000421
Service charges on deposit accounts$147,0001,824
Trading account gains and fees$0142
Additional Noninterest Income$788,0001,111
Total noninterest expense$3,834,0001,312
Salaries and employee benefits$2,108,0001,325
Premises and equipment expense$629,000977
Additional noninterest expense$1,097,0001,403
Pre-tax net operating income$3,757,000620
Securities gains (losses)$-3,0005,897
Applicable income taxes$188,0001,904
Income before extraordinary items$3,566,000526
Extraordinary gains, net$012
Net income$3,566,000524
Minority interest net income$062
Net income of bank and minority interests.$3,566,000526
Net charge-offs$-24,0005,522
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,568,850513
2015-12-31 (YTD Data)Rank
Total interest income$31,644,000814
Total interest expense$5,887,000461
Net interest income$25,757,000886
Provision for loan and lease losses$1,125,000734
Total noninterest income$5,425,0001,060
Gross Fiduciary activities income$1,209,000433
Service charges on deposit accounts$586,0001,861
Trading account gains and fees$0159
Additional Noninterest Income$3,630,0001,020
Total noninterest expense$14,758,0001,333
Salaries and employee benefits$8,170,0001,325
Premises and equipment expense$2,257,0001,048
Additional noninterest expense$4,331,0001,425
Pre-tax net operating income$15,299,000612
Securities gains (losses)$10,0002,597
Applicable income taxes$616,0002,036
Income before extraordinary items$14,693,000504
Extraordinary gains, net$023
Net income$14,693,000503
Minority interest net income$081
Net income of bank and minority interests.$14,693,000505
Net charge-offs$621,000976
Cash dividends$7,600,000473
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,683,400497
2015-09-30 (YTD Data)Rank
Total interest income$23,251,000834
Total interest expense$4,296,000478
Net interest income$18,955,000905
Provision for loan and lease losses$675,000812
Total noninterest income$4,054,0001,084
Gross Fiduciary activities income$898,000434
Service charges on deposit accounts$429,0001,922
Trading account gains and fees$0153
Additional Noninterest Income$2,727,0001,042
Total noninterest expense$10,380,0001,405
Salaries and employee benefits$5,811,0001,394
Premises and equipment expense$1,560,0001,159
Additional noninterest expense$3,009,0001,521
Pre-tax net operating income$11,954,000604
Securities gains (losses)$10,0002,368
Applicable income taxes$596,0001,848
Income before extraordinary items$11,368,000496
Extraordinary gains, net$021
Net income$11,368,000494
Minority interest net income$078
Net income of bank and minority interests.$11,368,000496
Net charge-offs$-122,0005,849
Cash dividends$5,700,000436
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,358,500488
2015-06-30 (YTD Data)Rank
Total interest income$14,993,000860
Total interest expense$2,797,000492
Net interest income$12,196,000940
Provision for loan and lease losses$450,000841
Total noninterest income$2,784,0001,054
Gross Fiduciary activities income$610,000431
Service charges on deposit accounts$266,0002,000
Trading account gains and fees$0157
Additional Noninterest Income$1,908,0001,004
Total noninterest expense$6,447,0001,521
Salaries and employee benefits$3,642,0001,474
Premises and equipment expense$926,0001,293
Additional noninterest expense$1,879,0001,625
Pre-tax net operating income$8,083,000586
Securities gains (losses)$02,636
Applicable income taxes$405,0001,837
Income before extraordinary items$7,678,000494
Extraordinary gains, net$022
Net income$7,678,000493
Minority interest net income$075
Net income of bank and minority interests.$7,678,000494
Net charge-offs$-124,0005,962
Cash dividends$3,800,000421
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,678,000479
2015-03-31 (YTD Data)Rank
Total interest income$7,406,000865
Total interest expense$1,398,000490
Net interest income$6,008,000950
Provision for loan and lease losses$225,000816
Total noninterest income$1,318,0001,060
Gross Fiduciary activities income$308,000436
Service charges on deposit accounts$127,0002,060
Trading account gains and fees$0152
Additional Noninterest Income$883,0001,021
Total noninterest expense$3,210,0001,519
Salaries and employee benefits$1,778,0001,512
Premises and equipment expense$530,0001,144
Additional noninterest expense$902,0001,669
Pre-tax net operating income$3,891,000591
Securities gains (losses)$02,027
Applicable income taxes$195,0001,852
Income before extraordinary items$3,696,000504
Extraordinary gains, net$013
Net income$3,696,000504
Minority interest net income$064
Net income of bank and minority interests.$3,696,000504
Net charge-offs$-82,0006,075
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,696,000493
2014-12-31 (YTD Data)Rank
Total interest income$28,927,000869
Total interest expense$5,641,000491
Net interest income$23,286,000953
Provision for loan and lease losses$720,0001,103
Total noninterest income$4,698,0001,144
Gross Fiduciary activities income$1,183,000434
Service charges on deposit accounts$561,0002,072
Trading account gains and fees$0180
Additional Noninterest Income$2,954,0001,106
Total noninterest expense$13,050,0001,458
Salaries and employee benefits$7,294,0001,434
Premises and equipment expense$2,125,0001,123
Additional noninterest expense$3,631,0001,704
Pre-tax net operating income$14,214,000602
Securities gains (losses)$03,259
Applicable income taxes$716,0001,871
Income before extraordinary items$13,498,000506
Extraordinary gains, net$017
Net income$13,498,000504
Minority interest net income$084
Net income of bank and minority interests.$13,498,000505
Net charge-offs$499,0001,462
Cash dividends$7,900,000410
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,498,000493
2014-09-30 (YTD Data)Rank
Total interest income$21,381,000891
Total interest expense$4,198,000498
Net interest income$17,183,000974
Provision for loan and lease losses$320,0001,569
Total noninterest income$3,497,0001,152
Gross Fiduciary activities income$895,000432
Service charges on deposit accounts$422,0002,077
Trading account gains and fees$0174
Additional Noninterest Income$2,180,0001,131
Total noninterest expense$9,620,0001,496
Salaries and employee benefits$5,372,0001,466
Premises and equipment expense$1,522,0001,184
Additional noninterest expense$2,726,0001,702
Pre-tax net operating income$10,740,000599
Securities gains (losses)$02,980
Applicable income taxes$537,0001,918
Income before extraordinary items$10,203,000500
Extraordinary gains, net$015
Net income$10,203,000498
Minority interest net income$081
Net income of bank and minority interests.$10,203,000500
Net charge-offs$3,0004,462
Cash dividends$6,000,000371
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,203,000488
2014-06-30 (YTD Data)Rank
Total interest income$14,372,000868
Total interest expense$2,752,000519
Net interest income$11,620,000949
Provision for loan and lease losses$320,0001,179
Total noninterest income$2,290,0001,154
Gross Fiduciary activities income$582,000436
Service charges on deposit accounts$275,0002,088
Trading account gains and fees$0172
Additional Noninterest Income$1,433,0001,132
Total noninterest expense$6,355,0001,513
Salaries and employee benefits$3,495,0001,493
Premises and equipment expense$1,022,0001,191
Additional noninterest expense$1,838,0001,682
Pre-tax net operating income$7,235,000593
Securities gains (losses)$02,580
Applicable income taxes$362,0001,876
Income before extraordinary items$6,873,000491
Extraordinary gains, net$020
Net income$6,873,000490
Minority interest net income$080
Net income of bank and minority interests.$6,873,000491
Net charge-offs$31,0003,148
Cash dividends$4,100,000364
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,873,000485
2014-03-31 (YTD Data)Rank
Total interest income$7,071,000892
Total interest expense$1,349,000537
Net interest income$5,722,000958
Provision for loan and lease losses$240,000872
Total noninterest income$1,290,0001,026
Gross Fiduciary activities income$309,000431
Service charges on deposit accounts$128,0002,201
Trading account gains and fees$0147
Additional Noninterest Income$853,000956
Total noninterest expense$3,032,0001,592
Salaries and employee benefits$1,687,0001,559
Premises and equipment expense$515,0001,203
Additional noninterest expense$830,0001,828
Pre-tax net operating income$3,740,000553
Securities gains (losses)$01,715
Applicable income taxes$171,0001,875
Income before extraordinary items$3,569,000456
Extraordinary gains, net$016
Net income$3,569,000455
Minority interest net income$066
Net income of bank and minority interests.$3,569,000456
Net charge-offs$28,0002,278
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,569,000441
2013-12-31 (YTD Data)Rank
Total interest income$28,137,000888
Total interest expense$5,355,000607
Net interest income$22,782,000948
Provision for loan and lease losses$980,0001,120
Total noninterest income$4,850,0001,159
Gross Fiduciary activities income$1,047,000451
Service charges on deposit accounts$600,0002,062
Trading account gains and fees$0184
Additional Noninterest Income$3,203,0001,106
Total noninterest expense$11,823,0001,626
Salaries and employee benefits$7,028,0001,478
Premises and equipment expense$1,375,0001,700
Additional noninterest expense$3,420,0001,861
Pre-tax net operating income$14,829,000553
Securities gains (losses)$03,182
Applicable income taxes$659,0001,873
Income before extraordinary items$14,170,000484
Extraordinary gains, net$029
Net income$14,170,000483
Minority interest net income$090
Net income of bank and minority interests.$14,170,000485
Net charge-offs$368,0002,344
Cash dividends$6,900,000444
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,170,000471
2013-09-30 (YTD Data)Rank
Total interest income$20,882,000907
Total interest expense$4,009,000627
Net interest income$16,873,000973
Provision for loan and lease losses$900,000951
Total noninterest income$3,675,0001,172
Gross Fiduciary activities income$760,000458
Service charges on deposit accounts$452,0002,059
Trading account gains and fees$0180
Additional Noninterest Income$2,463,0001,112
Total noninterest expense$8,678,0001,674
Salaries and employee benefits$5,217,0001,496
Premises and equipment expense$1,079,0001,643
Additional noninterest expense$2,382,0001,967
Pre-tax net operating income$10,970,000560
Securities gains (losses)$03,040
Applicable income taxes$549,0001,819
Income before extraordinary items$10,421,000500
Extraordinary gains, net$025
Net income$10,421,000499
Minority interest net income$084
Net income of bank and minority interests.$10,421,000501
Net charge-offs$63,0003,672
Cash dividends$5,100,000397
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,421,000482
2013-06-30 (YTD Data)Rank
Total interest income$13,821,000909
Total interest expense$2,670,000641
Net interest income$11,151,000966
Provision for loan and lease losses$650,000927
Total noninterest income$2,444,0001,178
Gross Fiduciary activities income$518,000454
Service charges on deposit accounts$295,0002,065
Trading account gains and fees$0157
Additional Noninterest Income$1,631,0001,136
Total noninterest expense$5,695,0001,689
Salaries and employee benefits$3,378,0001,539
Premises and equipment expense$701,0001,688
Additional noninterest expense$1,616,0001,932
Pre-tax net operating income$7,250,000559
Securities gains (losses)$02,791
Applicable income taxes$364,0001,838
Income before extraordinary items$6,886,000490
Extraordinary gains, net$022
Net income$6,886,000489
Minority interest net income$082
Net income of bank and minority interests.$6,886,000492
Net charge-offs$73,0003,042
Cash dividends$3,400,000399
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,886,000469
2013-03-31 (YTD Data)Rank
Total interest income$6,832,000925
Total interest expense$1,344,000674
Net interest income$5,488,000982
Provision for loan and lease losses$240,0001,184
Total noninterest income$1,128,0001,238
Gross Fiduciary activities income$241,000470
Service charges on deposit accounts$139,0002,159
Trading account gains and fees$0148
Additional Noninterest Income$748,0001,201
Total noninterest expense$2,826,0001,723
Salaries and employee benefits$1,801,0001,473
Premises and equipment expense$346,0001,734
Additional noninterest expense$679,0002,297
Pre-tax net operating income$3,550,000574
Securities gains (losses)$01,966
Applicable income taxes$193,0001,753
Income before extraordinary items$3,357,000498
Extraordinary gains, net$010
Net income$3,357,000497
Minority interest net income$076
Net income of bank and minority interests.$3,357,000499
Net charge-offs$-11,0006,232
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,357,000476
2012-12-31 (YTD Data)Rank
Total interest income$27,187,000965
Total interest expense$6,169,000701
Net interest income$21,018,0001,046
Provision for loan and lease losses$820,0002,038
Total noninterest income$5,366,0001,097
Gross Fiduciary activities income$898,000474
Service charges on deposit accounts$590,0002,188
Trading account gains and fees$0166
Additional Noninterest Income$3,878,000986
Total noninterest expense$10,623,0001,809
Salaries and employee benefits$6,542,0001,548
Premises and equipment expense$1,140,0002,037
Additional noninterest expense$2,941,0002,212
Pre-tax net operating income$14,941,000526
Securities gains (losses)$03,810
Applicable income taxes$747,0001,772
Income before extraordinary items$14,194,000469
Extraordinary gains, net$029
Net income$14,194,000463
Minority interest net income$093
Net income of bank and minority interests.$14,194,000468
Net charge-offs$329,0003,193
Cash dividends$6,100,000478
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,194,000459
2012-09-30 (YTD Data)Rank
Total interest income$20,617,000970
Total interest expense$4,739,000713
Net interest income$15,878,0001,047
Provision for loan and lease losses$420,0002,518
Total noninterest income$3,868,0001,120
Gross Fiduciary activities income$653,000478
Service charges on deposit accounts$446,0002,192
Trading account gains and fees$0157
Additional Noninterest Income$2,769,000998
Total noninterest expense$8,150,0001,767
Salaries and employee benefits$4,930,0001,529
Premises and equipment expense$854,0002,062
Additional noninterest expense$2,366,0002,066
Pre-tax net operating income$11,176,000532
Securities gains (losses)$03,575
Applicable income taxes$558,0001,821
Income before extraordinary items$10,618,000477
Extraordinary gains, net$020
Net income$10,618,000474
Minority interest net income$086
Net income of bank and minority interests.$10,618,000476
Net charge-offs$52,0004,481
Cash dividends$4,300,000409
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,618,000460
2012-06-30 (YTD Data)Rank
Total interest income$13,745,000980
Total interest expense$3,241,000733
Net interest income$10,504,0001,058
Provision for loan and lease losses$420,0002,011
Total noninterest income$2,396,0001,160
Gross Fiduciary activities income$393,000502
Service charges on deposit accounts$282,0002,262
Trading account gains and fees$0153
Additional Noninterest Income$1,721,0001,031
Total noninterest expense$5,348,0001,800
Salaries and employee benefits$3,292,0001,534
Premises and equipment expense$559,0002,078
Additional noninterest expense$1,497,0002,160
Pre-tax net operating income$7,132,000548
Securities gains (losses)$03,178
Applicable income taxes$357,0001,856
Income before extraordinary items$6,775,000482
Extraordinary gains, net$019
Net income$6,775,000482
Minority interest net income$084
Net income of bank and minority interests.$6,775,000482
Net charge-offs$34,0004,320
Cash dividends$3,100,000367
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,775,000465
2012-03-31 (YTD Data)Rank
Total interest income$6,903,000979
Total interest expense$1,676,000724
Net interest income$5,227,0001,059
Provision for loan and lease losses$05,254
Total noninterest income$1,188,0001,167
Gross Fiduciary activities income$188,000521
Service charges on deposit accounts$129,0002,411
Trading account gains and fees$0148
Additional Noninterest Income$871,0001,008
Total noninterest expense$2,603,0001,839
Salaries and employee benefits$1,715,0001,496
Premises and equipment expense$255,0002,268
Additional noninterest expense$633,0002,517
Pre-tax net operating income$3,812,000518
Securities gains (losses)$02,210
Applicable income taxes$191,0001,782
Income before extraordinary items$3,621,000457
Extraordinary gains, net$019
Net income$3,621,000456
Minority interest net income$078
Net income of bank and minority interests.$3,621,000458
Net charge-offs$-4,0006,305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,621,000437
2011-12-31 (YTD Data)Rank
Total interest income$28,431,000978
Total interest expense$7,510,000789
Net interest income$20,921,0001,059
Provision for loan and lease losses$2,495,0001,342
Total noninterest income$4,136,0001,209
Gross Fiduciary activities income$910,000417
Service charges on deposit accounts$621,0002,184
Trading account gains and fees$0146
Additional Noninterest Income$2,605,0001,128
Total noninterest expense$10,087,0001,900
Salaries and employee benefits$6,090,0001,608
Premises and equipment expense$1,175,0002,100
Additional noninterest expense$2,822,0002,324
Pre-tax net operating income$12,475,000513
Securities gains (losses)$03,838
Applicable income taxes$579,0001,890
Income before extraordinary items$11,896,000463
Extraordinary gains, net$029
Net income$11,896,000464
Minority interest net income$096
Net income of bank and minority interests.$11,896,000464
Net charge-offs$871,0002,526
Cash dividends$6,175,000349
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,896,000451
2011-09-30 (YTD Data)Rank
Total interest income$21,442,000988
Total interest expense$5,718,000815
Net interest income$15,724,0001,065
Provision for loan and lease losses$2,000,0001,237
Total noninterest income$2,880,0001,257
Gross Fiduciary activities income$569,000461
Service charges on deposit accounts$473,0002,170
Trading account gains and fees$0145
Additional Noninterest Income$1,838,0001,185
Total noninterest expense$7,479,0001,920
Salaries and employee benefits$4,575,0001,616
Premises and equipment expense$954,0001,967
Additional noninterest expense$1,950,0002,524
Pre-tax net operating income$9,125,000536
Securities gains (losses)$03,555
Applicable income taxes$459,0001,799
Income before extraordinary items$8,666,000476
Extraordinary gains, net$021
Net income$8,666,000476
Minority interest net income$087
Net income of bank and minority interests.$8,666,000476
Net charge-offs$887,0002,028
Cash dividends$4,175,000344
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,666,000462
2011-06-30 (YTD Data)Rank
Total interest income$14,318,000998
Total interest expense$3,847,000845
Net interest income$10,471,0001,064
Provision for loan and lease losses$1,400,0001,191
Total noninterest income$1,723,0001,357
Gross Fiduciary activities income$381,000468
Service charges on deposit accounts$307,0002,188
Trading account gains and fees$0153
Additional Noninterest Income$1,035,0001,308
Total noninterest expense$5,032,0001,915
Salaries and employee benefits$3,064,0001,618
Premises and equipment expense$636,0001,983
Additional noninterest expense$1,332,0002,495
Pre-tax net operating income$5,762,000555
Securities gains (losses)$02,914
Applicable income taxes$288,0001,841
Income before extraordinary items$5,474,000498
Extraordinary gains, net$015
Net income$5,474,000498
Minority interest net income$089
Net income of bank and minority interests.$5,474,000498
Net charge-offs$864,0001,595
Cash dividends$2,175,000391
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,474,000476
2011-03-31 (YTD Data)Rank
Total interest income$7,204,0001,001
Total interest expense$1,958,000862
Net interest income$5,246,0001,053
Provision for loan and lease losses$600,0001,247
Total noninterest income$819,0001,399
Gross Fiduciary activities income$184,000480
Service charges on deposit accounts$145,0002,245
Trading account gains and fees$0158
Additional Noninterest Income$490,0001,359
Total noninterest expense$2,421,0002,002
Salaries and employee benefits$1,444,0001,709
Premises and equipment expense$326,0001,977
Additional noninterest expense$651,0002,548
Pre-tax net operating income$3,044,000545
Securities gains (losses)$01,772
Applicable income taxes$152,0001,785
Income before extraordinary items$2,892,000465
Extraordinary gains, net$09
Net income$2,892,000463
Minority interest net income$086
Net income of bank and minority interests.$2,892,000465
Net charge-offs$37,0003,587
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,892,000446
2010-12-31 (YTD Data)Rank
Total interest income$27,631,0001,124
Total interest expense$8,466,000985
Net interest income$19,165,0001,172
Provision for loan and lease losses$1,900,0002,139
Total noninterest income$3,988,0001,275
Gross Fiduciary activities income$767,000457
Service charges on deposit accounts$688,0002,068
Trading account gains and fees$0175
Additional Noninterest Income$2,533,0001,189
Total noninterest expense$9,652,0002,014
Salaries and employee benefits$5,528,0001,757
Premises and equipment expense$1,347,0001,902
Additional noninterest expense$2,777,0002,438
Pre-tax net operating income$11,601,000474
Securities gains (losses)$-4,0006,965
Applicable income taxes$523,0001,837
Income before extraordinary items$11,074,000408
Extraordinary gains, net$029
Net income$11,074,000408
Minority interest net income$0111
Net income of bank and minority interests.$11,074,000409
Net charge-offs$1,955,0001,887
Cash dividends$3,975,000421
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,077,800396
2010-09-30 (YTD Data)Rank
Total interest income$20,571,0001,146
Total interest expense$6,446,0001,004
Net interest income$14,125,0001,200
Provision for loan and lease losses$1,300,0002,172
Total noninterest income$2,858,0001,292
Gross Fiduciary activities income$588,000448
Service charges on deposit accounts$520,0002,111
Trading account gains and fees$0165
Additional Noninterest Income$1,750,0001,215
Total noninterest expense$7,232,0002,005
Salaries and employee benefits$4,079,0001,801
Premises and equipment expense$943,0002,041
Additional noninterest expense$2,210,0002,290
Pre-tax net operating income$8,451,000509
Securities gains (losses)$-4,0007,144
Applicable income taxes$422,0001,830
Income before extraordinary items$8,025,000430
Extraordinary gains, net$023
Net income$8,025,000430
Minority interest net income$0110
Net income of bank and minority interests.$8,025,000431
Net charge-offs$264,0003,894
Cash dividends$3,175,000345
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,028,800412
2010-06-30 (YTD Data)Rank
Total interest income$13,804,0001,148
Total interest expense$4,354,0001,032
Net interest income$9,450,0001,203
Provision for loan and lease losses$750,0002,275
Total noninterest income$1,697,0001,387
Gross Fiduciary activities income$395,000456
Service charges on deposit accounts$346,0002,117
Trading account gains and fees$0152
Additional Noninterest Income$956,0001,337
Total noninterest expense$4,891,0001,994
Salaries and employee benefits$2,795,0001,759
Premises and equipment expense$621,0002,089
Additional noninterest expense$1,475,0002,292
Pre-tax net operating income$5,506,000500
Securities gains (losses)$-4,0007,247
Applicable income taxes$275,0001,819
Income before extraordinary items$5,227,000418
Extraordinary gains, net$019
Net income$5,227,000419
Minority interest net income$0105
Net income of bank and minority interests.$5,227,000419
Net charge-offs$34,0005,177
Cash dividends$2,075,000338
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,230,800407
2010-03-31 (YTD Data)Rank
Total interest income$6,928,0001,161
Total interest expense$2,202,0001,065
Net interest income$4,726,0001,212
Provision for loan and lease losses$375,0002,136
Total noninterest income$856,0001,384
Gross Fiduciary activities income$207,000452
Service charges on deposit accounts$161,0002,222
Trading account gains and fees$0175
Additional Noninterest Income$488,0001,324
Total noninterest expense$2,286,0002,132
Salaries and employee benefits$1,280,0001,934
Premises and equipment expense$321,0002,079
Additional noninterest expense$685,0002,425
Pre-tax net operating income$2,921,000461
Securities gains (losses)$-4,0007,428
Applicable income taxes$146,0001,761
Income before extraordinary items$2,771,000386
Extraordinary gains, net$016
Net income$2,771,000387
Minority interest net income$091
Net income of bank and minority interests.$2,771,000388
Net charge-offs$20,0004,422
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,774,800382
2009-12-31 (YTD Data)Rank
Total interest income$26,106,0001,316
Total interest expense$10,648,0001,111
Net interest income$15,458,0001,441
Provision for loan and lease losses$3,660,0001,753
Total noninterest income$4,434,0001,207
Gross Fiduciary activities income$666,000478
Service charges on deposit accounts$765,0002,114
Trading account gains and fees$0211
Additional Noninterest Income$3,003,0001,037
Total noninterest expense$9,138,0002,174
Salaries and employee benefits$5,066,0001,948
Premises and equipment expense$1,188,0002,240
Additional noninterest expense$2,884,0002,429
Pre-tax net operating income$7,094,000612
Securities gains (losses)$03,754
Applicable income taxes$355,0001,880
Income before extraordinary items$6,739,000506
Extraordinary gains, net$034
Net income$6,739,000506
Minority interest net income$0115
Net income of bank and minority interests.$6,739,000508
Net charge-offs$1,533,0002,347
Cash dividends$3,150,000546
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,739,000502
2009-09-30 (YTD Data)Rank
Total interest income$19,510,0001,344
Total interest expense$8,245,0001,134
Net interest income$11,265,0001,493
Provision for loan and lease losses$2,160,0001,815
Total noninterest income$3,465,0001,183
Gross Fiduciary activities income$483,000479
Service charges on deposit accounts$568,0002,131
Trading account gains and fees$0212
Additional Noninterest Income$2,414,0001,006
Total noninterest expense$6,896,0002,166
Salaries and employee benefits$3,819,0001,944
Premises and equipment expense$822,0002,419
Additional noninterest expense$2,255,0002,312
Pre-tax net operating income$5,674,000602
Securities gains (losses)$03,497
Applicable income taxes$284,0001,979
Income before extraordinary items$5,390,000489
Extraordinary gains, net$027
Net income$5,390,000488
Minority interest net income$0118
Net income of bank and minority interests.$5,390,000490
Net charge-offs$899,0002,317
Cash dividends$2,400,000525
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,390,000488
2009-06-30 (YTD Data)Rank
Total interest income$12,923,0001,383
Total interest expense$5,681,0001,163
Net interest income$7,242,0001,549
Provision for loan and lease losses$1,260,0001,795
Total noninterest income$2,865,0001,000
Gross Fiduciary activities income$322,000486
Service charges on deposit accounts$364,0002,180
Trading account gains and fees$0193
Additional Noninterest Income$2,179,000828
Total noninterest expense$4,734,0002,138
Salaries and employee benefits$2,643,0001,918
Premises and equipment expense$523,0002,539
Additional noninterest expense$1,568,0002,246
Pre-tax net operating income$4,113,000538
Securities gains (losses)$03,136
Applicable income taxes$206,0001,921
Income before extraordinary items$3,907,000448
Extraordinary gains, net$021
Net income$3,907,000446
Minority interest net income$0112
Net income of bank and minority interests.$3,907,000448
Net charge-offs$240,0003,217
Cash dividends$1,600,000550
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,907,000430
2009-03-31 (YTD Data)Rank
Total interest income$6,415,0001,410
Total interest expense$2,910,0001,181
Net interest income$3,505,0001,595
Provision for loan and lease losses$800,0001,336
Total noninterest income$1,529,000925
Gross Fiduciary activities income$168,000478
Service charges on deposit accounts$165,0002,274
Trading account gains and fees$0171
Additional Noninterest Income$1,196,000730
Total noninterest expense$2,056,0002,360
Salaries and employee benefits$1,242,0002,056
Premises and equipment expense$257,0002,621
Additional noninterest expense$557,0002,736
Pre-tax net operating income$2,178,000549
Securities gains (losses)$02,434
Applicable income taxes$109,0002,100
Income before extraordinary items$2,069,000472
Extraordinary gains, net$015
Net income$2,069,000472
Minority interest net income$0102
Net income of bank and minority interests.$2,069,000474
Net charge-offs$116,0002,707
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,069,000441
2008-12-31 (YTD Data)Rank
Total interest income$26,707,0001,453
Total interest expense$13,423,0001,200
Net interest income$13,284,0001,668
Provision for loan and lease losses$950,0002,782
Total noninterest income$3,081,0001,536
Gross Fiduciary activities income$715,000488
Service charges on deposit accounts$775,0002,182
Trading account gains and fees$0154
Additional Noninterest Income$1,591,0001,531
Total noninterest expense$8,002,0002,373
Salaries and employee benefits$4,836,0002,100
Premises and equipment expense$1,067,0002,483
Additional noninterest expense$2,099,0002,739
Pre-tax net operating income$7,413,000749
Securities gains (losses)$1,0003,084
Applicable income taxes$260,0002,554
Income before extraordinary items$7,154,000544
Extraordinary gains, net$039
Net income$7,154,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0004,380
Cash dividends$3,225,000845
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,153,040588
2008-09-30 (YTD Data)Rank
Total interest income$20,173,0001,480
Total interest expense$10,336,0001,223
Net interest income$9,837,0001,710
Provision for loan and lease losses$565,0002,556
Total noninterest income$2,364,0001,557
Gross Fiduciary activities income$549,000487
Service charges on deposit accounts$589,0002,184
Trading account gains and fees$0148
Additional Noninterest Income$1,226,0001,579
Total noninterest expense$5,637,0002,507
Salaries and employee benefits$3,480,0002,217
Premises and equipment expense$753,0002,631
Additional noninterest expense$1,404,0002,949
Pre-tax net operating income$5,999,000847
Securities gains (losses)$1,0002,971
Applicable income taxes$300,0002,454
Income before extraordinary items$5,700,000638
Extraordinary gains, net$031
Net income$5,700,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,182
Cash dividends$2,450,000858
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,699,050675
2008-06-30 (YTD Data)Rank
Total interest income$13,534,0001,494
Total interest expense$7,057,0001,242
Net interest income$6,477,0001,729
Provision for loan and lease losses$475,0001,969
Total noninterest income$1,619,0001,557
Gross Fiduciary activities income$342,000516
Service charges on deposit accounts$379,0002,215
Trading account gains and fees$0149
Additional Noninterest Income$898,0001,513
Total noninterest expense$3,778,0002,504
Salaries and employee benefits$2,382,0002,177
Premises and equipment expense$476,0002,754
Additional noninterest expense$920,0002,955
Pre-tax net operating income$3,843,000924
Securities gains (losses)$1,0003,084
Applicable income taxes$192,0002,738
Income before extraordinary items$3,652,000746
Extraordinary gains, net$021
Net income$3,652,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,675,000906
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,651,050729
2008-03-31 (YTD Data)Rank
Total interest income$6,883,0001,498
Total interest expense$3,696,0001,268
Net interest income$3,187,0001,750
Provision for loan and lease losses$300,0001,372
Total noninterest income$839,0001,518
Gross Fiduciary activities income$176,000517
Service charges on deposit accounts$173,0002,336
Trading account gains and fees$0158
Additional Noninterest Income$490,0001,443
Total noninterest expense$1,803,0002,613
Salaries and employee benefits$1,124,0002,335
Premises and equipment expense$239,0002,753
Additional noninterest expense$440,0003,036
Pre-tax net operating income$1,923,000981
Securities gains (losses)$02,688
Applicable income taxes$96,0002,847
Income before extraordinary items$1,827,000821
Extraordinary gains, net$015
Net income$1,827,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,827,000789
2007-12-31 (YTD Data)Rank
Total interest income$28,168,0001,531
Total interest expense$15,884,0001,254
Net interest income$12,284,0001,840
Provision for loan and lease losses$35,0005,986
Total noninterest income$2,614,0001,815
Gross Fiduciary activities income$670,000525
Service charges on deposit accounts$729,0002,293
Trading account gains and fees$0178
Additional Noninterest Income$1,215,0001,957
Total noninterest expense$7,647,0002,385
Salaries and employee benefits$4,542,0002,214
Premises and equipment expense$891,0002,826
Additional noninterest expense$2,214,0002,433
Pre-tax net operating income$7,216,0001,175
Securities gains (losses)$02,146
Applicable income taxes$262,0003,549
Income before extraordinary items$6,954,000938
Extraordinary gains, net$039
Net income$6,954,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,830
Cash dividends$2,880,0001,235
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,954,000923
2007-09-30 (YTD Data)Rank
Total interest income$20,924,0001,551
Total interest expense$11,894,0001,265
Net interest income$9,030,0001,894
Provision for loan and lease losses$35,0005,456
Total noninterest income$1,955,0001,818
Gross Fiduciary activities income$502,000526
Service charges on deposit accounts$540,0002,298
Trading account gains and fees$0184
Additional Noninterest Income$913,0001,951
Total noninterest expense$5,532,0002,444
Salaries and employee benefits$3,261,0002,305
Premises and equipment expense$599,0003,069
Additional noninterest expense$1,672,0002,370
Pre-tax net operating income$5,418,0001,256
Securities gains (losses)$01,655
Applicable income taxes$271,0003,339
Income before extraordinary items$5,147,0001,023
Extraordinary gains, net$033
Net income$5,147,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,070
Cash dividends$2,160,0001,147
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,147,0001,005
2007-06-30 (YTD Data)Rank
Total interest income$13,733,0001,586
Total interest expense$7,771,0001,289
Net interest income$5,962,0001,939
Provision for loan and lease losses$35,0004,774
Total noninterest income$1,258,0001,885
Gross Fiduciary activities income$305,000553
Service charges on deposit accounts$352,0002,349
Trading account gains and fees$0168
Additional Noninterest Income$601,0001,984
Total noninterest expense$3,589,0002,543
Salaries and employee benefits$2,232,0002,286
Premises and equipment expense$397,0003,103
Additional noninterest expense$960,0002,724
Pre-tax net operating income$3,596,0001,314
Securities gains (losses)$01,444
Applicable income taxes$180,0003,397
Income before extraordinary items$3,416,0001,060
Extraordinary gains, net$029
Net income$3,416,0001,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,881
Cash dividends$1,440,0001,163
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,416,0001,043
2007-03-31 (YTD Data)Rank
Total interest income$6,752,0001,611
Total interest expense$3,840,0001,290
Net interest income$2,912,0001,994
Provision for loan and lease losses$35,0003,592
Total noninterest income$576,0002,017
Gross Fiduciary activities income$153,000559
Service charges on deposit accounts$162,0002,452
Trading account gains and fees$0195
Additional Noninterest Income$261,0002,157
Total noninterest expense$1,715,0002,656
Salaries and employee benefits$1,062,0002,421
Premises and equipment expense$196,0003,164
Additional noninterest expense$457,0002,817
Pre-tax net operating income$1,738,0001,348
Securities gains (losses)$01,187
Applicable income taxes$87,0003,460
Income before extraordinary items$1,651,0001,069
Extraordinary gains, net$022
Net income$1,651,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,087
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,651,0001,052
2006-12-31 (YTD Data)Rank
Total interest income$23,438,0001,729
Total interest expense$12,053,0001,393
Net interest income$11,385,0002,045
Provision for loan and lease losses$720,0001,378
Total noninterest income$2,317,0001,995
Gross Fiduciary activities income$540,000574
Service charges on deposit accounts$694,0002,387
Trading account gains and fees$0130
Additional Noninterest Income$1,083,0002,097
Total noninterest expense$7,163,0002,468
Salaries and employee benefits$4,326,0002,260
Premises and equipment expense$817,0002,953
Additional noninterest expense$2,020,0002,548
Pre-tax net operating income$5,819,0001,654
Securities gains (losses)$1,0001,542
Applicable income taxes$292,0003,851
Income before extraordinary items$5,528,0001,319
Extraordinary gains, net$051
Net income$5,528,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,692
Cash dividends$2,050,0001,495
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,527,0501,306
2006-09-30 (YTD Data)Rank
Total interest income$16,973,0001,774
Total interest expense$8,505,0001,439
Net interest income$8,468,0002,071
Provision for loan and lease losses$485,0001,424
Total noninterest income$1,742,0002,001
Gross Fiduciary activities income$399,000571
Service charges on deposit accounts$508,0002,449
Trading account gains and fees$0126
Additional Noninterest Income$835,0002,069
Total noninterest expense$5,024,0002,610
Salaries and employee benefits$3,151,0002,338
Premises and equipment expense$557,0003,187
Additional noninterest expense$1,316,0002,874
Pre-tax net operating income$4,701,0001,589
Securities gains (losses)$1,0001,261
Applicable income taxes$235,0003,932
Income before extraordinary items$4,467,0001,268
Extraordinary gains, net$045
Net income$4,467,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,946
Cash dividends$2,050,0001,124
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,466,0501,253
2006-06-30 (YTD Data)Rank
Total interest income$10,908,0001,808
Total interest expense$5,324,0001,460
Net interest income$5,584,0002,093
Provision for loan and lease losses$360,0001,269
Total noninterest income$1,146,0002,016
Gross Fiduciary activities income$263,000579
Service charges on deposit accounts$318,0002,551
Trading account gains and fees$0126
Additional Noninterest Income$565,0002,042
Total noninterest expense$3,395,0002,594
Salaries and employee benefits$2,124,0002,309
Premises and equipment expense$371,0003,174
Additional noninterest expense$900,0002,813
Pre-tax net operating income$2,975,0001,667
Securities gains (losses)$1,0001,053
Applicable income taxes$149,0004,017
Income before extraordinary items$2,827,0001,330
Extraordinary gains, net$039
Net income$2,827,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,363
Cash dividends$1,550,0001,008
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,826,0501,313
2006-03-31 (YTD Data)Rank
Total interest income$5,311,0001,814
Total interest expense$2,490,0001,474
Net interest income$2,821,0002,058
Provision for loan and lease losses$225,0001,018
Total noninterest income$539,0002,085
Gross Fiduciary activities income$127,000600
Service charges on deposit accounts$144,0002,683
Trading account gains and fees$0115
Additional Noninterest Income$268,0002,103
Total noninterest expense$1,715,0002,576
Salaries and employee benefits$1,016,0002,416
Premises and equipment expense$188,0003,161
Additional noninterest expense$511,0002,498
Pre-tax net operating income$1,420,0001,705
Securities gains (losses)$1,000856
Applicable income taxes$71,0004,026
Income before extraordinary items$1,350,0001,364
Extraordinary gains, net$021
Net income$1,350,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$750,000954
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,349,0501,344
2005-12-31 (YTD Data)Rank
Total interest income$18,501,0001,816
Total interest expense$8,007,0001,419
Net interest income$10,494,0002,114
Provision for loan and lease losses$327,0002,656
Total noninterest income$2,216,0002,055
Gross Fiduciary activities income$490,000592
Service charges on deposit accounts$712,0002,312
Trading account gains and fees$0138
Additional Noninterest Income$1,014,0002,194
Total noninterest expense$6,666,0002,502
Salaries and employee benefits$4,122,0002,224
Premises and equipment expense$788,0002,931
Additional noninterest expense$1,756,0002,818
Pre-tax net operating income$5,717,0001,641
Securities gains (losses)$-1,0006,938
Applicable income taxes$285,0004,198
Income before extraordinary items$5,431,0001,316
Extraordinary gains, net$046
Net income$5,431,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,108
Cash dividends$1,500,0001,815
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,431,9501,299
2005-09-30 (YTD Data)Rank
Total interest income$13,371,0001,837
Total interest expense$5,676,0001,414
Net interest income$7,695,0002,135
Provision for loan and lease losses$177,0003,238
Total noninterest income$1,629,0002,081
Gross Fiduciary activities income$365,000585
Service charges on deposit accounts$548,0002,267
Trading account gains and fees$0126
Additional Noninterest Income$716,0002,290
Total noninterest expense$4,673,0002,622
Salaries and employee benefits$2,877,0002,349
Premises and equipment expense$532,0003,184
Additional noninterest expense$1,264,0002,907
Pre-tax net operating income$4,474,0001,599
Securities gains (losses)$-2,0007,438
Applicable income taxes$228,0004,227
Income before extraordinary items$4,244,0001,280
Extraordinary gains, net$035
Net income$4,244,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,245,9001,255
2005-06-30 (YTD Data)Rank
Total interest income$8,522,0001,872
Total interest expense$3,563,0001,408
Net interest income$4,959,0002,181
Provision for loan and lease losses$115,0003,168
Total noninterest income$1,096,0002,047
Gross Fiduciary activities income$239,000594
Service charges on deposit accounts$364,0002,239
Trading account gains and fees$0116
Additional Noninterest Income$493,0002,206
Total noninterest expense$2,987,0002,704
Salaries and employee benefits$1,834,0002,434
Premises and equipment expense$358,0003,127
Additional noninterest expense$795,0003,030
Pre-tax net operating income$2,953,0001,580
Securities gains (losses)$02,146
Applicable income taxes$147,0004,276
Income before extraordinary items$2,806,0001,257
Extraordinary gains, net$030
Net income$2,806,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,806,0001,232
2005-03-31 (YTD Data)Rank
Total interest income$4,097,0001,896
Total interest expense$1,672,0001,426
Net interest income$2,425,0002,217
Provision for loan and lease losses$65,0002,741
Total noninterest income$516,0002,096
Gross Fiduciary activities income$119,000607
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$224,0002,309
Total noninterest expense$1,448,0002,808
Salaries and employee benefits$903,0002,490
Premises and equipment expense$176,0003,206
Additional noninterest expense$369,0003,228
Pre-tax net operating income$1,428,0001,588
Securities gains (losses)$01,685
Applicable income taxes$71,0004,271
Income before extraordinary items$1,357,0001,277
Extraordinary gains, net$024
Net income$1,357,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,357,0001,251
2004-12-31 (YTD Data)Rank
Total interest income$14,703,0001,934
Total interest expense$5,898,0001,399
Net interest income$8,805,0002,317
Provision for loan and lease losses$115,0004,787
Total noninterest income$2,096,0002,126
Gross Fiduciary activities income$444,000606
Service charges on deposit accounts$664,0002,495
Trading account gains and fees$0138
Additional Noninterest Income$988,0002,170
Total noninterest expense$6,823,0002,345
Salaries and employee benefits$3,822,0002,281
Premises and equipment expense$1,069,0002,138
Additional noninterest expense$1,932,0002,502
Pre-tax net operating income$3,963,0002,078
Securities gains (losses)$331,000595
Applicable income taxes$233,0004,544
Income before extraordinary items$4,061,0001,589
Extraordinary gains, net$034
Net income$4,061,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,553
Cash dividends$2,750,0001,042
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,746,5501,669
2004-09-30 (YTD Data)Rank
Total interest income$10,774,0001,953
Total interest expense$4,287,0001,409
Net interest income$6,487,0002,326
Provision for loan and lease losses$50,0005,368
Total noninterest income$1,546,0002,165
Gross Fiduciary activities income$332,000604
Service charges on deposit accounts$493,0002,527
Trading account gains and fees$0134
Additional Noninterest Income$721,0002,218
Total noninterest expense$4,690,0002,508
Salaries and employee benefits$2,760,0002,346
Premises and equipment expense$670,0002,527
Additional noninterest expense$1,260,0002,796
Pre-tax net operating income$3,293,0001,906
Securities gains (losses)$331,000558
Applicable income taxes$181,0004,592
Income before extraordinary items$3,443,0001,433
Extraordinary gains, net$026
Net income$3,443,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,509
Cash dividends$2,750,000746
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,128,5501,506
2004-06-30 (YTD Data)Rank
Total interest income$7,027,0001,989
Total interest expense$2,815,0001,407
Net interest income$4,212,0002,373
Provision for loan and lease losses$06,885
Total noninterest income$1,036,0002,144
Gross Fiduciary activities income$219,000614
Service charges on deposit accounts$330,0002,518
Trading account gains and fees$0130
Additional Noninterest Income$487,0002,228
Total noninterest expense$3,012,0002,600
Salaries and employee benefits$1,772,0002,421
Premises and equipment expense$438,0002,562
Additional noninterest expense$802,0002,929
Pre-tax net operating income$2,236,0001,870
Securities gains (losses)$254,000550
Applicable income taxes$125,0004,546
Income before extraordinary items$2,365,0001,366
Extraordinary gains, net$021
Net income$2,365,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,509
Cash dividends$2,150,000657
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,123,7001,461
2004-03-31 (YTD Data)Rank
Total interest income$3,546,0001,979
Total interest expense$1,406,0001,422
Net interest income$2,140,0002,330
Provision for loan and lease losses$06,501
Total noninterest income$517,0002,108
Gross Fiduciary activities income$105,000638
Service charges on deposit accounts$164,0002,483
Trading account gains and fees$0121
Additional Noninterest Income$248,0002,142
Total noninterest expense$1,574,0002,530
Salaries and employee benefits$963,0002,267
Premises and equipment expense$219,0002,585
Additional noninterest expense$392,0002,970
Pre-tax net operating income$1,083,0001,878
Securities gains (losses)$254,000422
Applicable income taxes$67,0004,419
Income before extraordinary items$1,270,0001,276
Extraordinary gains, net$016
Net income$1,270,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,827
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,028,7001,469
2003-12-31 (YTD Data)Rank
Total interest income$15,126,0001,872
Total interest expense$5,975,0001,481
Net interest income$9,151,0002,129
Provision for loan and lease losses$93,0005,435
Total noninterest income$2,334,0002,066
Gross Fiduciary activities income$357,000660
Service charges on deposit accounts$700,0002,351
Trading account gains and fees$0160
Additional Noninterest Income$1,277,0002,035
Total noninterest expense$6,236,0002,509
Salaries and employee benefits$3,509,0002,400
Premises and equipment expense$1,066,0002,136
Additional noninterest expense$1,661,0002,811
Pre-tax net operating income$5,156,0001,571
Securities gains (losses)$-87,0009,008
Applicable income taxes$207,0004,874
Income before extraordinary items$4,862,0001,313
Extraordinary gains, net$054
Net income$4,862,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,839
Cash dividends$2,700,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,945,5201,224
2003-09-30 (YTD Data)Rank
Total interest income$11,412,0001,898
Total interest expense$4,530,0001,536
Net interest income$6,882,0002,138
Provision for loan and lease losses$293,0002,562
Total noninterest income$1,816,0002,050
Gross Fiduciary activities income$251,000682
Service charges on deposit accounts$513,0002,415
Trading account gains and fees$0153
Additional Noninterest Income$1,052,0001,980
Total noninterest expense$4,413,0002,646
Salaries and employee benefits$2,641,0002,406
Premises and equipment expense$614,0002,718
Additional noninterest expense$1,158,0002,985
Pre-tax net operating income$3,992,0001,582
Securities gains (losses)$-91,0009,111
Applicable income taxes$195,0004,685
Income before extraordinary items$3,706,0001,342
Extraordinary gains, net$040
Net income$3,706,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,871
Cash dividends$2,700,000792
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,792,4501,227
2003-06-30 (YTD Data)Rank
Total interest income$7,732,0001,891
Total interest expense$3,042,0001,580
Net interest income$4,690,0002,087
Provision for loan and lease losses$275,0001,970
Total noninterest income$1,405,0001,814
Gross Fiduciary activities income$163,000687
Service charges on deposit accounts$337,0002,419
Trading account gains and fees$0150
Additional Noninterest Income$905,0001,634
Total noninterest expense$2,958,0002,634
Salaries and employee benefits$1,722,0002,443
Premises and equipment expense$429,0002,594
Additional noninterest expense$807,0002,851
Pre-tax net operating income$2,862,0001,479
Securities gains (losses)$-1,0008,850
Applicable income taxes$143,0004,584
Income before extraordinary items$2,718,0001,224
Extraordinary gains, net$030
Net income$2,718,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,423
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,718,9501,135
2003-03-31 (YTD Data)Rank
Total interest income$3,871,0001,898
Total interest expense$1,515,0001,632
Net interest income$2,356,0002,079
Provision for loan and lease losses$125,0001,986
Total noninterest income$622,0001,946
Gross Fiduciary activities income$71,000735
Service charges on deposit accounts$157,0002,491
Trading account gains and fees$0134
Additional Noninterest Income$394,0001,760
Total noninterest expense$1,539,0002,515
Salaries and employee benefits$905,0002,320
Premises and equipment expense$232,0002,397
Additional noninterest expense$402,0002,849
Pre-tax net operating income$1,314,0001,599
Securities gains (losses)$02,891
Applicable income taxes$66,0004,673
Income before extraordinary items$1,248,0001,320
Extraordinary gains, net$021
Net income$1,248,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,357
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,248,0001,233
2002-12-31 (YTD Data)Rank
Total interest income$15,943,0001,930
Total interest expense$7,200,0001,577
Net interest income$8,743,0002,212
Provision for loan and lease losses$100,0005,681
Total noninterest income$2,122,0002,034
Gross Fiduciary activities income$285,000727
Service charges on deposit accounts$716,0002,214
Trading account gains and fees$0153
Additional Noninterest Income$1,121,0002,023
Total noninterest expense$5,857,0002,516
Salaries and employee benefits$3,366,0002,378
Premises and equipment expense$921,0002,353
Additional noninterest expense$1,570,0002,854
Pre-tax net operating income$4,908,0001,658
Securities gains (losses)$211,0001,122
Applicable income taxes$204,0005,080
Income before extraordinary items$4,915,0001,284
Extraordinary gains, net$070
Net income$4,915,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0009,174
Cash dividends$2,450,0001,123
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,712,4401,281
2001-12-31 (YTD Data)Rank
Total interest income$18,416,0001,865
Total interest expense$10,476,0001,553
Net interest income$7,940,0002,259
Provision for loan and lease losses$255,0003,548
Total noninterest income$1,419,0002,624
Gross Fiduciary activities income$276,000746
Service charges on deposit accounts$569,0002,546
Trading account gains and fees$0177
Additional Noninterest Income$574,0002,905
Total noninterest expense$5,477,0002,585
Salaries and employee benefits$2,963,0002,537
Premises and equipment expense$909,0002,344
Additional noninterest expense$1,605,0002,708
Pre-tax net operating income$3,627,0001,920
Securities gains (losses)$32,0002,761
Applicable income taxes$187,0005,141
Income before extraordinary items$3,472,0001,540
Extraordinary gains, net$0105
Net income$3,472,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,0001,436
Cash dividends$3,715,000770
Sale, conversion, retirement of capital stock, net$200,000581
Net operating income$3,441,6001,485
2000-12-31 (YTD Data)Rank
Total interest income$18,841,0001,856
Total interest expense$10,776,0001,587
Net interest income$8,065,0002,202
Provision for loan and lease losses$-425,0009,872
Total noninterest income$1,314,0002,587
Gross Fiduciary activities income$53,0001,040
Service charges on deposit accounts$532,0002,546
Trading account gains and fees$0180
Additional Noninterest Income$729,0002,292
Total noninterest expense$5,044,0002,694
Salaries and employee benefits$2,757,0002,577
Premises and equipment expense$653,0003,057
Additional noninterest expense$1,634,0002,610
Pre-tax net operating income$4,760,0001,556
Securities gains (losses)$-1,0007,406
Applicable income taxes$238,0005,071
Income before extraordinary items$4,521,0001,170
Extraordinary gains, net$038
Net income$4,521,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,268
Cash dividends$2,325,0001,188
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,521,9501,167
1999-12-31 (YTD Data)Rank
Total interest income$17,512,0001,852
Total interest expense$9,506,0001,578
Net interest income$8,006,0002,192
Provision for loan and lease losses$1,467,000711
Total noninterest income$1,122,0002,836
Gross Fiduciary activities income$65,0001,059
Service charges on deposit accounts$528,0002,511
Trading account gains and fees$0173
Additional Noninterest Income$529,0002,855
Total noninterest expense$4,868,0002,772
Salaries and employee benefits$2,684,0002,632
Premises and equipment expense$692,0002,887
Additional noninterest expense$1,492,0002,879
Pre-tax net operating income$2,793,0002,553
Securities gains (losses)$20,0001,398
Applicable income taxes$95,0006,999
Income before extraordinary items$2,716,0001,958
Extraordinary gains, net$035
Net income$2,718,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,260
Cash dividends$1,726,0001,518
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,696,6001,931
1998-12-31 (YTD Data)Rank
Total interest income$17,192,0001,882
Total interest expense$9,356,0001,647
Net interest income$7,836,0002,180
Provision for loan and lease losses$324,0002,448
Total noninterest income$1,111,0002,860
Gross Fiduciary activities income$39,0001,146
Service charges on deposit accounts$510,0002,517
Trading account gains and fees$0224
Additional Noninterest Income$562,0002,767
Total noninterest expense$4,904,0002,668
Salaries and employee benefits$2,667,0002,529
Premises and equipment expense$679,0002,837
Additional noninterest expense$1,558,0002,674
Pre-tax net operating income$3,719,0001,954
Securities gains (losses)$11,0002,878
Applicable income taxes$758,0002,858
Income before extraordinary items$2,972,0001,775
Extraordinary gains, net$032
Net income$2,972,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,832
Cash dividends$1,975,0001,364
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,963,2001,703
1997-12-31 (YTD Data)Rank
Total interest income$16,046,0002,024
Total interest expense$8,685,0001,790
Net interest income$7,361,0002,374
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,064,0002,903
Gross Fiduciary activities income$49,0001,176
Service charges on deposit accounts$552,0002,383
Trading account gains and fees$0239
Additional Noninterest Income$463,0002,983
Total noninterest expense$4,540,0002,791
Salaries and employee benefits$2,560,0002,589
Premises and equipment expense$638,0002,984
Additional noninterest expense$1,342,0003,017
Pre-tax net operating income$3,645,0002,063
Securities gains (losses)$1,0003,559
Applicable income taxes$1,099,0002,249
Income before extraordinary items$2,547,0002,077
Extraordinary gains, net$044
Net income$2,547,0002,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,853
Cash dividends$700,0002,776
Sale, conversion, retirement of capital stock, net$-1,823,00010,890
Net operating income$2,546,3002,024
1996-12-31 (YTD Data)Rank
Total interest income$13,872,0002,410
Total interest expense$7,513,0002,093
Net interest income$6,359,0002,779
Provision for loan and lease losses$220,0003,199
Total noninterest income$912,0003,360
Gross Fiduciary activities income$60,0001,200
Service charges on deposit accounts$584,0002,325
Trading account gains and fees$0262
Additional Noninterest Income$268,0004,349
Total noninterest expense$3,999,0003,348
Salaries and employee benefits$2,271,0002,941
Premises and equipment expense$535,0003,574
Additional noninterest expense$1,193,0003,805
Pre-tax net operating income$3,052,0002,337
Securities gains (losses)$47,0001,369
Applicable income taxes$892,0002,598
Income before extraordinary items$2,207,0002,237
Extraordinary gains, net$053
Net income$2,207,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,00011,135
Cash dividends$1,406,0001,657
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,173,6302,221
1995-12-31 (YTD Data)Rank
Total interest income$13,009,0002,566
Total interest expense$7,000,0002,233
Net interest income$6,009,0002,967
Provision for loan and lease losses$240,0002,643
Total noninterest income$974,0003,159
Gross Fiduciary activities income$38,0001,331
Service charges on deposit accounts$558,0002,423
Trading account gains and fees$0522
Additional Noninterest Income$378,0003,440
Total noninterest expense$3,641,0003,608
Salaries and employee benefits$2,050,0003,239
Premises and equipment expense$440,0004,188
Additional noninterest expense$1,151,0003,887
Pre-tax net operating income$3,102,0002,363
Securities gains (losses)$9,0002,462
Applicable income taxes$938,0002,516
Income before extraordinary items$2,173,0002,328
Extraordinary gains, net$065
Net income$2,173,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,092
Cash dividends$1,406,0001,578
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,166,7002,305
1994-12-31 (YTD Data)Rank
Total interest income$11,146,0002,729
Total interest expense$5,272,0002,344
Net interest income$5,874,0003,055
Provision for loan and lease losses$320,0002,154
Total noninterest income$650,0004,378
Gross Fiduciary activities income$14,0001,449
Service charges on deposit accounts$453,0003,040
Trading account gains and fees$0475
Additional Noninterest Income$183,0005,560
Total noninterest expense$3,766,0003,605
Salaries and employee benefits$1,834,0003,557
Premises and equipment expense$519,0003,679
Additional noninterest expense$1,413,0003,500
Pre-tax net operating income$2,438,0002,895
Securities gains (losses)$-15,00010,127
Applicable income taxes$656,0003,250
Income before extraordinary items$1,767,0002,738
Extraordinary gains, net$0249
Net income$1,767,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,069
Cash dividends$1,998,0001,124
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,777,9502,745
1993-12-31 (YTD Data)Rank
Total interest income$10,886,0002,851
Total interest expense$5,088,0002,535
Net interest income$5,798,0003,123
Provision for loan and lease losses$180,0004,132
Total noninterest income$761,0004,153
Gross Fiduciary activities income$9,0001,510
Service charges on deposit accounts$423,0003,284
Trading account gains and fees$0532
Additional Noninterest Income$329,0004,242
Total noninterest expense$3,402,0004,022
Salaries and employee benefits$1,838,0003,543
Premises and equipment expense$464,0004,134
Additional noninterest expense$1,100,0004,529
Pre-tax net operating income$2,977,0002,307
Securities gains (losses)$3,0006,505
Applicable income taxes$816,0002,718
Income before extraordinary items$2,164,0002,309
Extraordinary gains, net$225,000928
Net income$2,389,0002,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00012,247
Cash dividends$814,0002,113
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,161,8102,178
1992-12-31 (YTD Data)Rank
Total interest income$10,750,0003,251
Total interest expense$5,477,0003,034
Net interest income$5,273,0003,462
Provision for loan and lease losses$300,0004,111
Total noninterest income$618,0004,863
Gross Fiduciary activities income$14,0001,509
Service charges on deposit accounts$382,0003,634
Trading account gains and fees$0504
Additional Noninterest Income$222,0005,329
Total noninterest expense$3,004,0004,525
Salaries and employee benefits$1,655,0003,879
Premises and equipment expense$423,0004,592
Additional noninterest expense$926,0005,390
Pre-tax net operating income$2,587,0002,387
Securities gains (losses)$40,0004,499
Applicable income taxes$816,0002,560
Income before extraordinary items$1,811,0002,533
Extraordinary gains, net$01,422
Net income$1,811,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0008,127
Cash dividends$666,0002,223
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,783,4002,382

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.