American National Bank of Minnesota, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$25,306,0001,594
Total interest expense$9,220,0001,374
Net interest income$16,086,0001,715
Provision for loan and lease losses$489,0001,297
Total noninterest income$866,0002,905
Gross Fiduciary activities income$0981
Service charges on deposit accounts$152,0002,978
Trading account gains and fees$0123
Additional Noninterest Income$714,0002,634
Total noninterest expense$11,899,0001,820
Salaries and employee benefits$7,730,0001,649
Premises and equipment expense$1,004,0002,021
Additional noninterest expense$714,0002,634
Pre-tax net operating income$4,564,0002,028
Securities gains (losses)$0988
Applicable income taxes$448,0001,985
Income before extraordinary items$4,116,0001,959
Extraordinary gains, net$054
Net income$4,116,0001,983
Minority interest net income$088
Net income of bank and minority interests.$4,116,0001,962
Net charge-offs$-36,0004,125
Cash dividends$1,690,0001,685
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,116,0001,994
2023-09-30 (YTD Data)Rank
Total interest income$18,446,0001,594
Total interest expense$6,447,0001,342
Net interest income$11,999,0001,723
Provision for loan and lease losses$287,0001,391
Total noninterest income$633,0002,932
Gross Fiduciary activities income$0950
Service charges on deposit accounts$119,0002,949
Trading account gains and fees$0125
Additional Noninterest Income$514,0002,649
Total noninterest expense$8,843,0001,832
Salaries and employee benefits$5,447,0001,721
Premises and equipment expense$801,0001,959
Additional noninterest expense$514,0002,648
Pre-tax net operating income$3,502,0002,049
Securities gains (losses)$0849
Applicable income taxes$371,0001,968
Income before extraordinary items$3,131,0002,006
Extraordinary gains, net$052
Net income$3,131,0002,025
Minority interest net income$081
Net income of bank and minority interests.$3,131,0002,006
Net charge-offs$-39,0004,168
Cash dividends$1,500,0001,357
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,131,0002,026
2023-06-30 (YTD Data)Rank
Total interest income$11,952,0001,605
Total interest expense$3,993,0001,303
Net interest income$7,959,0001,745
Provision for loan and lease losses$137,0001,625
Total noninterest income$414,0002,913
Gross Fiduciary activities income$0931
Service charges on deposit accounts$75,0003,002
Trading account gains and fees$0112
Additional Noninterest Income$339,0002,632
Total noninterest expense$6,047,0001,794
Salaries and employee benefits$3,728,0001,687
Premises and equipment expense$539,0001,930
Additional noninterest expense$339,0002,627
Pre-tax net operating income$2,189,0002,137
Securities gains (losses)$0938
Applicable income taxes$227,0002,050
Income before extraordinary items$1,962,0002,079
Extraordinary gains, net$051
Net income$1,962,0002,104
Minority interest net income$081
Net income of bank and minority interests.$1,962,0002,079
Net charge-offs$-42,0004,283
Cash dividends$1,910,000924
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,962,0002,093
2023-03-31 (YTD Data)Rank
Total interest income$5,756,0001,640
Total interest expense$1,746,0001,301
Net interest income$4,010,0001,751
Provision for loan and lease losses$57,0001,635
Total noninterest income$220,0002,851
Gross Fiduciary activities income$0913
Service charges on deposit accounts$35,0003,092
Trading account gains and fees$097
Additional Noninterest Income$185,0002,523
Total noninterest expense$3,036,0001,817
Salaries and employee benefits$1,974,0001,648
Premises and equipment expense$259,0002,007
Additional noninterest expense$185,0002,523
Pre-tax net operating income$1,137,0002,149
Securities gains (losses)$0950
Applicable income taxes$116,0002,039
Income before extraordinary items$1,021,0002,067
Extraordinary gains, net$04
Net income$1,021,0002,066
Minority interest net income$048
Net income of bank and minority interests.$1,021,0002,067
Net charge-offs$02,062
Cash dividends$1,180,000729
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,021,0002,094
2022-12-31 (YTD Data)Rank
Total interest income$20,078,0001,569
Total interest expense$3,269,0001,104
Net interest income$16,809,0001,646
Provision for loan and lease losses$677,0001,039
Total noninterest income$882,0002,960
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$171,0002,927
Trading account gains and fees$0116
Additional Noninterest Income$711,0002,695
Total noninterest expense$11,593,0001,823
Salaries and employee benefits$7,412,0001,672
Premises and equipment expense$1,109,0001,902
Additional noninterest expense$711,0002,695
Pre-tax net operating income$5,421,0001,946
Securities gains (losses)$0691
Applicable income taxes$588,0001,923
Income before extraordinary items$4,833,0001,864
Extraordinary gains, net$05
Net income$4,833,0001,862
Minority interest net income$063
Net income of bank and minority interests.$4,833,0001,863
Net charge-offs$17,0001,980
Cash dividends$1,435,0001,801
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,833,0001,893
2022-09-30 (YTD Data)Rank
Total interest income$14,525,0001,564
Total interest expense$1,989,0001,027
Net interest income$12,536,0001,637
Provision for loan and lease losses$472,000996
Total noninterest income$648,0003,009
Gross Fiduciary activities income$0968
Service charges on deposit accounts$134,0002,895
Trading account gains and fees$0111
Additional Noninterest Income$514,0002,778
Total noninterest expense$8,606,0001,831
Salaries and employee benefits$5,534,0001,664
Premises and equipment expense$828,0001,921
Additional noninterest expense$514,0002,778
Pre-tax net operating income$4,106,0001,902
Securities gains (losses)$0740
Applicable income taxes$448,0001,912
Income before extraordinary items$3,658,0001,831
Extraordinary gains, net$04
Net income$3,658,0001,829
Minority interest net income$057
Net income of bank and minority interests.$3,658,0001,830
Net charge-offs$12,0001,769
Cash dividends$1,155,0001,549
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,658,0001,864
2022-06-30 (YTD Data)Rank
Total interest income$9,237,0001,575
Total interest expense$1,116,0001,032
Net interest income$8,121,0001,643
Provision for loan and lease losses$266,0001,008
Total noninterest income$420,0003,027
Gross Fiduciary activities income$0925
Service charges on deposit accounts$75,0003,070
Trading account gains and fees$0108
Additional Noninterest Income$345,0002,802
Total noninterest expense$5,721,0001,831
Salaries and employee benefits$3,717,0001,651
Premises and equipment expense$551,0001,933
Additional noninterest expense$1,453,0002,051
Pre-tax net operating income$2,554,0001,911
Securities gains (losses)$0687
Applicable income taxes$224,0002,034
Income before extraordinary items$2,330,0001,803
Extraordinary gains, net$04
Net income$2,330,0001,803
Minority interest net income$060
Net income of bank and minority interests.$2,330,0001,803
Net charge-offs$7,0001,686
Cash dividends$1,090,0001,273
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,330,0001,845
2022-03-31 (YTD Data)Rank
Total interest income$4,428,0001,588
Total interest expense$542,0001,012
Net interest income$3,886,0001,659
Provision for loan and lease losses$39,0001,484
Total noninterest income$200,0003,050
Gross Fiduciary activities income$0892
Service charges on deposit accounts$34,0003,162
Trading account gains and fees$0103
Additional Noninterest Income$166,0002,782
Total noninterest expense$2,826,0001,831
Salaries and employee benefits$1,859,0001,650
Premises and equipment expense$271,0001,966
Additional noninterest expense$696,0002,104
Pre-tax net operating income$1,221,0001,895
Securities gains (losses)$0623
Applicable income taxes$124,0001,940
Income before extraordinary items$1,097,0001,803
Extraordinary gains, net$04
Net income$1,097,0001,803
Minority interest net income$050
Net income of bank and minority interests.$1,097,0001,803
Net charge-offs$-3,0003,434
Cash dividends$1,040,000744
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,097,0001,820
2021-12-31 (YTD Data)Rank
Total interest income$18,164,0001,599
Total interest expense$2,265,0001,192
Net interest income$15,899,0001,653
Provision for loan and lease losses$372,0001,254
Total noninterest income$532,0003,592
Gross Fiduciary activities income$0994
Service charges on deposit accounts$122,0003,235
Trading account gains and fees$0132
Additional Noninterest Income$410,0003,445
Total noninterest expense$11,263,0001,817
Salaries and employee benefits$7,359,0001,654
Premises and equipment expense$961,0002,089
Additional noninterest expense$2,943,0002,017
Pre-tax net operating income$4,796,0002,104
Securities gains (losses)$02,062
Applicable income taxes$413,0002,230
Income before extraordinary items$4,383,0002,052
Extraordinary gains, net$010
Net income$4,383,0002,053
Minority interest net income$074
Net income of bank and minority interests.$4,383,0002,054
Net charge-offs$-2,0003,330
Cash dividends$1,647,0001,714
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,383,0002,031
2021-09-30 (YTD Data)Rank
Total interest income$13,461,0001,648
Total interest expense$1,729,0001,237
Net interest income$11,732,0001,698
Provision for loan and lease losses$101,0001,924
Total noninterest income$392,0003,652
Gross Fiduciary activities income$0957
Service charges on deposit accounts$87,0003,317
Trading account gains and fees$0132
Additional Noninterest Income$305,0003,502
Total noninterest expense$7,959,0001,906
Salaries and employee benefits$5,092,0001,756
Premises and equipment expense$687,0002,162
Additional noninterest expense$2,180,0002,030
Pre-tax net operating income$4,064,0002,033
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,064,0001,854
Extraordinary gains, net$08
Net income$4,064,0001,853
Minority interest net income$069
Net income of bank and minority interests.$4,064,0001,854
Net charge-offs$-2,0003,208
Cash dividends$1,597,0001,333
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,064,0001,824
2021-06-30 (YTD Data)Rank
Total interest income$8,886,0001,658
Total interest expense$1,174,0001,264
Net interest income$7,712,0001,704
Provision for loan and lease losses$02,862
Total noninterest income$54,0004,623
Gross Fiduciary activities income$0951
Service charges on deposit accounts$57,0003,284
Trading account gains and fees$0133
Additional Noninterest Income$-3,0004,921
Total noninterest expense$5,182,0001,928
Salaries and employee benefits$3,307,0001,786
Premises and equipment expense$438,0002,223
Additional noninterest expense$1,437,0002,035
Pre-tax net operating income$2,584,0002,068
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,584,0001,895
Extraordinary gains, net$06
Net income$2,584,0001,894
Minority interest net income$067
Net income of bank and minority interests.$2,584,0001,895
Net charge-offs$-7,0003,675
Cash dividends$1,597,0001,012
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,584,0001,859
2021-03-31 (YTD Data)Rank
Total interest income$4,203,0001,733
Total interest expense$599,0001,316
Net interest income$3,604,0001,781
Provision for loan and lease losses$02,741
Total noninterest income$-122,0004,963
Gross Fiduciary activities income$0922
Service charges on deposit accounts$28,0003,295
Trading account gains and fees$0127
Additional Noninterest Income$-150,0004,971
Total noninterest expense$2,421,0002,006
Salaries and employee benefits$1,640,0001,784
Premises and equipment expense$200,0002,352
Additional noninterest expense$581,0002,309
Pre-tax net operating income$1,061,0002,291
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,061,0002,138
Extraordinary gains, net$03
Net income$1,061,0002,138
Minority interest net income$055
Net income of bank and minority interests.$1,061,0002,138
Net charge-offs$01,930
Cash dividends$50,0002,277
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,061,0002,097
2020-12-31 (YTD Data)Rank
Total interest income$17,180,0001,707
Total interest expense$3,287,0001,378
Net interest income$13,893,0001,755
Provision for loan and lease losses$165,0003,204
Total noninterest income$754,0003,188
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$183,0002,871
Trading account gains and fees$0133
Additional Noninterest Income$571,0003,019
Total noninterest expense$10,287,0001,920
Salaries and employee benefits$6,376,0001,813
Premises and equipment expense$1,015,0002,018
Additional noninterest expense$2,896,0001,972
Pre-tax net operating income$4,195,0002,010
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,195,0001,853
Extraordinary gains, net$04
Net income$4,195,0001,852
Minority interest net income$072
Net income of bank and minority interests.$4,195,0001,853
Net charge-offs$506,000963
Cash dividends$3,812,000943
Sale, conversion, retirement of capital stock, net$75,000471
Net operating income$4,195,0001,813
2020-09-30 (YTD Data)Rank
Total interest income$12,937,0001,703
Total interest expense$2,622,0001,369
Net interest income$10,315,0001,769
Provision for loan and lease losses$04,239
Total noninterest income$549,0003,207
Gross Fiduciary activities income$0981
Service charges on deposit accounts$152,0002,766
Trading account gains and fees$0125
Additional Noninterest Income$397,0003,063
Total noninterest expense$7,435,0001,947
Salaries and employee benefits$4,595,0001,847
Premises and equipment expense$698,0002,119
Additional noninterest expense$2,142,0001,968
Pre-tax net operating income$3,429,0001,876
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,429,0001,735
Extraordinary gains, net$04
Net income$3,429,0001,735
Minority interest net income$065
Net income of bank and minority interests.$3,429,0001,735
Net charge-offs$-9,0004,226
Cash dividends$248,0002,845
Sale, conversion, retirement of capital stock, net$75,000416
Net operating income$3,429,0001,683
2020-06-30 (YTD Data)Rank
Total interest income$8,713,0001,697
Total interest expense$1,871,0001,387
Net interest income$6,842,0001,785
Provision for loan and lease losses$04,134
Total noninterest income$331,0003,281
Gross Fiduciary activities income$0970
Service charges on deposit accounts$105,0002,762
Trading account gains and fees$0123
Additional Noninterest Income$226,0003,189
Total noninterest expense$4,937,0001,952
Salaries and employee benefits$3,039,0001,851
Premises and equipment expense$442,0002,194
Additional noninterest expense$1,456,0001,928
Pre-tax net operating income$2,236,0001,847
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,236,0001,687
Extraordinary gains, net$04
Net income$2,236,0001,688
Minority interest net income$065
Net income of bank and minority interests.$2,236,0001,688
Net charge-offs$03,033
Cash dividends$183,0002,725
Sale, conversion, retirement of capital stock, net$75,000353
Net operating income$2,236,0001,637
2020-03-31 (YTD Data)Rank
Total interest income$3,929,0001,836
Total interest expense$1,001,0001,419
Net interest income$2,928,0001,955
Provision for loan and lease losses$03,711
Total noninterest income$237,0002,803
Gross Fiduciary activities income$0941
Service charges on deposit accounts$65,0002,729
Trading account gains and fees$0106
Additional Noninterest Income$172,0002,611
Total noninterest expense$2,299,0002,067
Salaries and employee benefits$1,408,0001,977
Premises and equipment expense$229,0002,157
Additional noninterest expense$662,0002,094
Pre-tax net operating income$866,0002,046
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$866,0001,860
Extraordinary gains, net$04
Net income$866,0001,860
Minority interest net income$056
Net income of bank and minority interests.$866,0001,860
Net charge-offs$3,0002,231
Cash dividends$100,0002,278
Sale, conversion, retirement of capital stock, net$0482
Net operating income$866,0001,832
2019-12-31 (YTD Data)Rank
Total interest income$15,927,0001,838
Total interest expense$4,330,0001,394
Net interest income$11,597,0001,973
Provision for loan and lease losses$03,973
Total noninterest income$823,0003,071
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$262,0002,805
Trading account gains and fees$0135
Additional Noninterest Income$561,0002,899
Total noninterest expense$10,303,0001,875
Salaries and employee benefits$6,506,0001,732
Premises and equipment expense$894,0002,194
Additional noninterest expense$2,903,0001,981
Pre-tax net operating income$2,117,0002,946
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$2,117,0002,815
Extraordinary gains, net$011
Net income$2,117,0002,816
Minority interest net income$076
Net income of bank and minority interests.$2,117,0002,817
Net charge-offs$-17,0004,562
Cash dividends$1,425,0001,939
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,117,0002,774
2019-09-30 (YTD Data)Rank
Total interest income$11,813,0001,871
Total interest expense$3,235,0001,399
Net interest income$8,578,0002,028
Provision for loan and lease losses$03,836
Total noninterest income$583,0003,162
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$194,0002,858
Trading account gains and fees$0129
Additional Noninterest Income$389,0002,996
Total noninterest expense$7,639,0001,904
Salaries and employee benefits$4,835,0001,750
Premises and equipment expense$679,0002,187
Additional noninterest expense$2,125,0002,026
Pre-tax net operating income$1,522,0003,082
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$1,522,0002,934
Extraordinary gains, net$011
Net income$1,522,0002,935
Minority interest net income$072
Net income of bank and minority interests.$1,522,0002,935
Net charge-offs$2,0003,298
Cash dividends$500,0002,470
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,522,0002,905
2019-06-30 (YTD Data)Rank
Total interest income$7,751,0001,894
Total interest expense$2,131,0001,392
Net interest income$5,620,0002,062
Provision for loan and lease losses$03,685
Total noninterest income$450,0002,939
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$127,0002,886
Trading account gains and fees$0131
Additional Noninterest Income$323,0002,738
Total noninterest expense$5,073,0001,918
Salaries and employee benefits$3,209,0001,756
Premises and equipment expense$464,0002,158
Additional noninterest expense$1,400,0002,056
Pre-tax net operating income$997,0003,106
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$997,0002,955
Extraordinary gains, net$011
Net income$997,0002,954
Minority interest net income$069
Net income of bank and minority interests.$997,0002,954
Net charge-offs$8,0002,672
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$997,0002,931
2019-03-31 (YTD Data)Rank
Total interest income$3,846,0001,905
Total interest expense$1,017,0001,419
Net interest income$2,829,0002,050
Provision for loan and lease losses$03,406
Total noninterest income$224,0002,912
Gross Fiduciary activities income$0972
Service charges on deposit accounts$57,0003,036
Trading account gains and fees$0126
Additional Noninterest Income$167,0002,633
Total noninterest expense$2,483,0001,954
Salaries and employee benefits$1,590,0001,787
Premises and equipment expense$252,0002,069
Additional noninterest expense$641,0002,181
Pre-tax net operating income$570,0002,886
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$570,0002,709
Extraordinary gains, net$05
Net income$570,0002,708
Minority interest net income$052
Net income of bank and minority interests.$570,0002,708
Net charge-offs$30,0001,503
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$570,0002,689
2018-12-31 (YTD Data)Rank
Total interest income$13,828,0001,982
Total interest expense$2,666,0001,563
Net interest income$11,162,0002,058
Provision for loan and lease losses$04,082
Total noninterest income$742,0003,251
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$257,0002,972
Trading account gains and fees$0126
Additional Noninterest Income$485,0003,102
Total noninterest expense$9,595,0001,961
Salaries and employee benefits$6,073,0001,785
Premises and equipment expense$923,0002,161
Additional noninterest expense$2,599,0002,160
Pre-tax net operating income$2,309,0002,907
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,309,0002,716
Extraordinary gains, net$06
Net income$2,309,0002,714
Minority interest net income$072
Net income of bank and minority interests.$2,309,0002,715
Net charge-offs$61,0002,499
Cash dividends$2,250,0001,349
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,309,0002,702
2018-09-30 (YTD Data)Rank
Total interest income$10,211,0001,992
Total interest expense$1,777,0001,638
Net interest income$8,434,0002,048
Provision for loan and lease losses$03,948
Total noninterest income$556,0003,265
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$195,0002,963
Trading account gains and fees$0138
Additional Noninterest Income$361,0003,146
Total noninterest expense$6,836,0002,043
Salaries and employee benefits$4,314,0001,877
Premises and equipment expense$685,0002,190
Additional noninterest expense$1,837,0002,253
Pre-tax net operating income$2,154,0002,612
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,154,0002,395
Extraordinary gains, net$05
Net income$2,154,0002,394
Minority interest net income$066
Net income of bank and minority interests.$2,154,0002,394
Net charge-offs$33,0002,445
Cash dividends$450,0002,467
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,154,0002,386
2018-06-30 (YTD Data)Rank
Total interest income$6,618,0002,026
Total interest expense$1,077,0001,683
Net interest income$5,541,0002,080
Provision for loan and lease losses$03,782
Total noninterest income$374,0003,266
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$130,0002,967
Trading account gains and fees$0130
Additional Noninterest Income$244,0003,135
Total noninterest expense$4,481,0002,082
Salaries and employee benefits$2,824,0001,914
Premises and equipment expense$452,0002,229
Additional noninterest expense$1,205,0002,287
Pre-tax net operating income$1,434,0002,591
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,434,0002,374
Extraordinary gains, net$06
Net income$1,434,0002,373
Minority interest net income$065
Net income of bank and minority interests.$1,434,0002,373
Net charge-offs$-10,0004,519
Cash dividends$200,0002,795
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,434,0002,370
2018-03-31 (YTD Data)Rank
Total interest income$3,177,0002,083
Total interest expense$475,0001,775
Net interest income$2,702,0002,117
Provision for loan and lease losses$03,508
Total noninterest income$158,0003,497
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$66,0002,967
Trading account gains and fees$0123
Additional Noninterest Income$92,0003,453
Total noninterest expense$2,188,0002,136
Salaries and employee benefits$1,410,0001,938
Premises and equipment expense$242,0002,155
Additional noninterest expense$536,0002,502
Pre-tax net operating income$672,0002,650
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$672,0002,435
Extraordinary gains, net$07
Net income$672,0002,434
Minority interest net income$052
Net income of bank and minority interests.$672,0002,435
Net charge-offs$-22,0005,012
Cash dividends$200,0001,882
Sale, conversion, retirement of capital stock, net$0580
Net operating income$672,0002,426
2017-12-31 (YTD Data)Rank
Total interest income$11,910,0002,146
Total interest expense$1,500,0001,926
Net interest income$10,410,0002,153
Provision for loan and lease losses$04,227
Total noninterest income$920,0003,062
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$277,0002,983
Trading account gains and fees$0151
Additional Noninterest Income$643,0002,840
Total noninterest expense$9,429,0002,011
Salaries and employee benefits$5,951,0001,834
Premises and equipment expense$984,0002,131
Additional noninterest expense$2,494,0002,255
Pre-tax net operating income$1,901,0003,201
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,901,0002,776
Extraordinary gains, net$09
Net income$1,901,0002,775
Minority interest net income$076
Net income of bank and minority interests.$1,901,0002,776
Net charge-offs$61,0002,831
Cash dividends$800,0002,449
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,901,0002,760
2017-09-30 (YTD Data)Rank
Total interest income$8,802,0002,178
Total interest expense$1,072,0001,978
Net interest income$7,730,0002,178
Provision for loan and lease losses$04,088
Total noninterest income$716,0003,033
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$211,0002,979
Trading account gains and fees$0145
Additional Noninterest Income$505,0002,799
Total noninterest expense$6,882,0002,053
Salaries and employee benefits$4,302,0001,882
Premises and equipment expense$744,0002,134
Additional noninterest expense$1,836,0002,289
Pre-tax net operating income$1,564,0003,092
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,564,0002,784
Extraordinary gains, net$09
Net income$1,564,0002,783
Minority interest net income$071
Net income of bank and minority interests.$1,564,0002,784
Net charge-offs$62,0002,292
Cash dividends$400,0002,612
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,564,0002,766
2017-06-30 (YTD Data)Rank
Total interest income$5,706,0002,200
Total interest expense$689,0001,992
Net interest income$5,017,0002,215
Provision for loan and lease losses$03,871
Total noninterest income$447,0003,144
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$145,0002,939
Trading account gains and fees$0139
Additional Noninterest Income$302,0002,927
Total noninterest expense$4,692,0002,016
Salaries and employee benefits$2,913,0001,875
Premises and equipment expense$503,0002,116
Additional noninterest expense$1,276,0002,209
Pre-tax net operating income$772,0003,521
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$772,0003,228
Extraordinary gains, net$011
Net income$772,0003,227
Minority interest net income$071
Net income of bank and minority interests.$772,0003,228
Net charge-offs$71,0001,745
Cash dividends$200,0002,811
Sale, conversion, retirement of capital stock, net$0659
Net operating income$772,0003,213
2017-03-31 (YTD Data)Rank
Total interest income$2,741,0002,265
Total interest expense$326,0002,044
Net interest income$2,415,0002,285
Provision for loan and lease losses$03,537
Total noninterest income$228,0003,106
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$74,0002,900
Trading account gains and fees$0142
Additional Noninterest Income$154,0002,898
Total noninterest expense$2,400,0001,998
Salaries and employee benefits$1,472,0001,881
Premises and equipment expense$283,0001,959
Additional noninterest expense$645,0002,181
Pre-tax net operating income$243,0004,137
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$243,0003,902
Extraordinary gains, net$08
Net income$243,0003,900
Minority interest net income$055
Net income of bank and minority interests.$243,0003,902
Net charge-offs$86,0001,009
Cash dividends$200,0001,932
Sale, conversion, retirement of capital stock, net$0632
Net operating income$243,0003,890
2016-12-31 (YTD Data)Rank
Total interest income$11,418,0002,157
Total interest expense$1,274,0002,031
Net interest income$10,144,0002,162
Provision for loan and lease losses$-300,0005,678
Total noninterest income$648,0003,704
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$294,0002,968
Trading account gains and fees$0170
Additional Noninterest Income$354,0003,744
Total noninterest expense$8,572,0002,169
Salaries and employee benefits$5,243,0002,023
Premises and equipment expense$860,0002,379
Additional noninterest expense$2,469,0002,335
Pre-tax net operating income$2,520,0002,664
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$2,520,0002,395
Extraordinary gains, net$05
Net income$2,520,0002,394
Minority interest net income$082
Net income of bank and minority interests.$2,520,0002,395
Net charge-offs$33,0003,401
Cash dividends$1,400,0001,780
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,520,0002,340
2016-09-30 (YTD Data)Rank
Total interest income$8,552,0002,165
Total interest expense$949,0002,038
Net interest income$7,603,0002,151
Provision for loan and lease losses$04,186
Total noninterest income$465,0003,795
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$218,0003,008
Trading account gains and fees$0169
Additional Noninterest Income$247,0003,849
Total noninterest expense$6,035,0002,280
Salaries and employee benefits$3,516,0002,195
Premises and equipment expense$621,0002,436
Additional noninterest expense$1,898,0002,286
Pre-tax net operating income$2,033,0002,594
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,033,0002,317
Extraordinary gains, net$05
Net income$2,033,0002,316
Minority interest net income$071
Net income of bank and minority interests.$2,033,0002,317
Net charge-offs$-46,0005,339
Cash dividends$1,200,0001,482
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,033,0002,257
2016-06-30 (YTD Data)Rank
Total interest income$5,680,0002,175
Total interest expense$633,0002,048
Net interest income$5,047,0002,160
Provision for loan and lease losses$04,017
Total noninterest income$266,0004,037
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$148,0002,977
Trading account gains and fees$0157
Additional Noninterest Income$118,0004,264
Total noninterest expense$4,090,0002,258
Salaries and employee benefits$2,312,0002,230
Premises and equipment expense$451,0002,319
Additional noninterest expense$1,327,0002,205
Pre-tax net operating income$1,223,0002,734
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,223,0002,464
Extraordinary gains, net$016
Net income$1,223,0002,463
Minority interest net income$071
Net income of bank and minority interests.$1,223,0002,463
Net charge-offs$-52,0005,518
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,223,0002,402
2016-03-31 (YTD Data)Rank
Total interest income$2,793,0002,203
Total interest expense$317,0002,054
Net interest income$2,476,0002,194
Provision for loan and lease losses$03,656
Total noninterest income$169,0003,625
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$68,0003,097
Trading account gains and fees$0142
Additional Noninterest Income$101,0003,538
Total noninterest expense$1,943,0002,358
Salaries and employee benefits$1,148,0002,254
Premises and equipment expense$236,0002,254
Additional noninterest expense$559,0002,537
Pre-tax net operating income$702,0002,479
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$702,0002,204
Extraordinary gains, net$012
Net income$702,0002,204
Minority interest net income$062
Net income of bank and minority interests.$702,0002,204
Net charge-offs$-31,0005,595
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$702,0002,139
2015-12-31 (YTD Data)Rank
Total interest income$11,044,0002,178
Total interest expense$1,235,0002,069
Net interest income$9,809,0002,183
Provision for loan and lease losses$68,0003,378
Total noninterest income$-388,0006,163
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$309,0002,966
Trading account gains and fees$0159
Additional Noninterest Income$-697,0006,176
Total noninterest expense$8,425,0002,192
Salaries and employee benefits$4,705,0002,166
Premises and equipment expense$889,0002,374
Additional noninterest expense$2,831,0002,114
Pre-tax net operating income$928,0004,194
Securities gains (losses)$14,0002,423
Applicable income taxes$04,402
Income before extraordinary items$942,0004,020
Extraordinary gains, net$023
Net income$942,0004,019
Minority interest net income$081
Net income of bank and minority interests.$942,0004,020
Net charge-offs$454,0001,260
Cash dividends$600,0002,723
Sale, conversion, retirement of capital stock, net$0804
Net operating income$928,0003,986
2015-09-30 (YTD Data)Rank
Total interest income$8,282,0002,189
Total interest expense$921,0002,099
Net interest income$7,361,0002,190
Provision for loan and lease losses$68,0003,031
Total noninterest income$585,0003,494
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$236,0002,959
Trading account gains and fees$0153
Additional Noninterest Income$349,0003,399
Total noninterest expense$5,968,0002,306
Salaries and employee benefits$3,324,0002,286
Premises and equipment expense$659,0002,414
Additional noninterest expense$1,985,0002,217
Pre-tax net operating income$1,910,0002,649
Securities gains (losses)$14,0002,190
Applicable income taxes$04,489
Income before extraordinary items$1,924,0002,335
Extraordinary gains, net$021
Net income$1,924,0002,336
Minority interest net income$078
Net income of bank and minority interests.$1,924,0002,336
Net charge-offs$447,000933
Cash dividends$600,0002,126
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,910,0002,306
2015-06-30 (YTD Data)Rank
Total interest income$5,535,0002,185
Total interest expense$613,0002,118
Net interest income$4,922,0002,173
Provision for loan and lease losses$68,0002,591
Total noninterest income$524,0002,998
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$153,0002,982
Trading account gains and fees$0157
Additional Noninterest Income$371,0002,774
Total noninterest expense$3,949,0002,326
Salaries and employee benefits$2,158,0002,344
Premises and equipment expense$427,0002,474
Additional noninterest expense$1,364,0002,160
Pre-tax net operating income$1,429,0002,429
Securities gains (losses)$14,0001,877
Applicable income taxes$04,497
Income before extraordinary items$1,443,0002,116
Extraordinary gains, net$022
Net income$1,443,0002,118
Minority interest net income$075
Net income of bank and minority interests.$1,443,0002,118
Net charge-offs$266,000998
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,429,0002,081
2015-03-31 (YTD Data)Rank
Total interest income$2,725,0002,207
Total interest expense$307,0002,133
Net interest income$2,418,0002,207
Provision for loan and lease losses$68,0001,824
Total noninterest income$236,0003,138
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$70,0003,131
Trading account gains and fees$0152
Additional Noninterest Income$166,0002,883
Total noninterest expense$1,948,0002,361
Salaries and employee benefits$1,083,0002,345
Premises and equipment expense$223,0002,435
Additional noninterest expense$642,0002,273
Pre-tax net operating income$638,0002,581
Securities gains (losses)$14,0001,369
Applicable income taxes$04,400
Income before extraordinary items$652,0002,258
Extraordinary gains, net$013
Net income$652,0002,259
Minority interest net income$064
Net income of bank and minority interests.$652,0002,259
Net charge-offs$336,000496
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$638,0002,227
2014-12-31 (YTD Data)Rank
Total interest income$10,852,0002,216
Total interest expense$1,274,0002,157
Net interest income$9,578,0002,222
Provision for loan and lease losses$480,0001,502
Total noninterest income$-2,741,0006,504
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$285,0003,310
Trading account gains and fees$0180
Additional Noninterest Income$-3,026,0006,510
Total noninterest expense$8,443,0002,222
Salaries and employee benefits$4,416,0002,287
Premises and equipment expense$908,0002,428
Additional noninterest expense$3,119,0001,971
Pre-tax net operating income$-2,086,0006,431
Securities gains (losses)$19,0002,350
Applicable income taxes$04,531
Income before extraordinary items$-2,067,0006,424
Extraordinary gains, net$017
Net income$-2,067,0006,423
Minority interest net income$084
Net income of bank and minority interests.$-2,067,0006,423
Net charge-offs$-35,0005,914
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,086,0006,428
2014-09-30 (YTD Data)Rank
Total interest income$8,062,0002,252
Total interest expense$954,0002,188
Net interest income$7,108,0002,254
Provision for loan and lease losses$04,401
Total noninterest income$-1,710,0006,580
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$208,0003,391
Trading account gains and fees$0174
Additional Noninterest Income$-1,918,0006,582
Total noninterest expense$6,126,0002,298
Salaries and employee benefits$3,237,0002,338
Premises and equipment expense$683,0002,446
Additional noninterest expense$2,206,0002,064
Pre-tax net operating income$-728,0006,434
Securities gains (losses)$19,0002,046
Applicable income taxes$04,583
Income before extraordinary items$-709,0006,435
Extraordinary gains, net$015
Net income$-709,0006,434
Minority interest net income$081
Net income of bank and minority interests.$-709,0006,434
Net charge-offs$-107,0006,221
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-728,0006,438
2014-06-30 (YTD Data)Rank
Total interest income$5,373,0002,244
Total interest expense$637,0002,215
Net interest income$4,736,0002,243
Provision for loan and lease losses$04,196
Total noninterest income$-1,057,0006,647
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$135,0003,430
Trading account gains and fees$0172
Additional Noninterest Income$-1,192,0006,651
Total noninterest expense$4,158,0002,259
Salaries and employee benefits$2,156,0002,341
Premises and equipment expense$464,0002,421
Additional noninterest expense$1,538,0001,987
Pre-tax net operating income$-479,0006,503
Securities gains (losses)$19,0001,669
Applicable income taxes$04,568
Income before extraordinary items$-460,0006,507
Extraordinary gains, net$020
Net income$-460,0006,508
Minority interest net income$080
Net income of bank and minority interests.$-460,0006,508
Net charge-offs$-87,0006,288
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-479,0006,513
2014-03-31 (YTD Data)Rank
Total interest income$2,689,0002,244
Total interest expense$323,0002,221
Net interest income$2,366,0002,233
Provision for loan and lease losses$03,817
Total noninterest income$-20,0006,652
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$65,0003,474
Trading account gains and fees$0147
Additional Noninterest Income$-85,0006,653
Total noninterest expense$2,040,0002,298
Salaries and employee benefits$1,058,0002,385
Premises and equipment expense$240,0002,385
Additional noninterest expense$742,0002,032
Pre-tax net operating income$306,0003,788
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$306,0003,512
Extraordinary gains, net$016
Net income$306,0003,515
Minority interest net income$066
Net income of bank and minority interests.$306,0003,515
Net charge-offs$-56,0006,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$306,0003,467
2013-12-31 (YTD Data)Rank
Total interest income$11,186,0002,186
Total interest expense$1,567,0002,085
Net interest income$9,619,0002,172
Provision for loan and lease losses$292,0002,500
Total noninterest income$428,0004,642
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$291,0003,415
Trading account gains and fees$0184
Additional Noninterest Income$137,0005,041
Total noninterest expense$8,534,0002,208
Salaries and employee benefits$4,366,0002,300
Premises and equipment expense$870,0002,537
Additional noninterest expense$3,298,0001,922
Pre-tax net operating income$1,221,0003,750
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$1,221,0003,528
Extraordinary gains, net$029
Net income$1,221,0003,530
Minority interest net income$090
Net income of bank and minority interests.$1,221,0003,531
Net charge-offs$513,0001,989
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,221,0003,482
2013-09-30 (YTD Data)Rank
Total interest income$8,126,0002,255
Total interest expense$1,224,0002,066
Net interest income$6,902,0002,269
Provision for loan and lease losses$292,0002,114
Total noninterest income$909,0002,944
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$215,0003,457
Trading account gains and fees$0180
Additional Noninterest Income$694,0002,521
Total noninterest expense$6,229,0002,277
Salaries and employee benefits$3,164,0002,377
Premises and equipment expense$650,0002,572
Additional noninterest expense$2,415,0001,942
Pre-tax net operating income$1,290,0003,214
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,290,0002,933
Extraordinary gains, net$025
Net income$1,290,0002,937
Minority interest net income$084
Net income of bank and minority interests.$1,290,0002,937
Net charge-offs$585,0001,439
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,290,0002,859
2013-06-30 (YTD Data)Rank
Total interest income$5,428,0002,254
Total interest expense$849,0002,029
Net interest income$4,579,0002,276
Provision for loan and lease losses$18,0004,296
Total noninterest income$693,0002,782
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$139,0003,484
Trading account gains and fees$0157
Additional Noninterest Income$554,0002,335
Total noninterest expense$4,227,0002,239
Salaries and employee benefits$2,089,0002,409
Premises and equipment expense$427,0002,606
Additional noninterest expense$1,711,0001,844
Pre-tax net operating income$1,027,0002,848
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,027,0002,596
Extraordinary gains, net$022
Net income$1,027,0002,601
Minority interest net income$082
Net income of bank and minority interests.$1,027,0002,601
Net charge-offs$53,0003,311
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,027,0002,490
2013-03-31 (YTD Data)Rank
Total interest income$2,673,0002,313
Total interest expense$449,0001,993
Net interest income$2,224,0002,362
Provision for loan and lease losses$18,0003,652
Total noninterest income$93,0004,953
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$64,0003,631
Trading account gains and fees$0148
Additional Noninterest Income$29,0005,353
Total noninterest expense$1,948,0002,426
Salaries and employee benefits$1,039,0002,444
Premises and equipment expense$207,0002,699
Additional noninterest expense$702,0002,210
Pre-tax net operating income$351,0003,510
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$351,0003,273
Extraordinary gains, net$010
Net income$351,0003,273
Minority interest net income$076
Net income of bank and minority interests.$351,0003,275
Net charge-offs$100,0001,892
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$351,0003,175
2012-12-31 (YTD Data)Rank
Total interest income$11,930,0002,193
Total interest expense$2,334,0001,867
Net interest income$9,596,0002,241
Provision for loan and lease losses$194,0003,979
Total noninterest income$-635,0007,003
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$305,0003,453
Trading account gains and fees$0166
Additional Noninterest Income$-940,0006,995
Total noninterest expense$8,454,0002,235
Salaries and employee benefits$4,078,0002,397
Premises and equipment expense$708,0002,993
Additional noninterest expense$3,668,0001,798
Pre-tax net operating income$313,0005,391
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$313,0005,431
Extraordinary gains, net$029
Net income$313,0005,428
Minority interest net income$093
Net income of bank and minority interests.$313,0005,429
Net charge-offs$357,0003,085
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$313,0005,238
2012-09-30 (YTD Data)Rank
Total interest income$9,045,0002,207
Total interest expense$1,812,0001,881
Net interest income$7,233,0002,264
Provision for loan and lease losses$194,0003,567
Total noninterest income$-460,0007,107
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$226,0003,511
Trading account gains and fees$0157
Additional Noninterest Income$-686,0007,104
Total noninterest expense$6,083,0002,328
Salaries and employee benefits$2,967,0002,486
Premises and equipment expense$540,0002,992
Additional noninterest expense$2,576,0001,919
Pre-tax net operating income$496,0004,724
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$496,0004,660
Extraordinary gains, net$020
Net income$496,0004,659
Minority interest net income$086
Net income of bank and minority interests.$496,0004,659
Net charge-offs$340,0002,679
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$496,0004,477
2012-06-30 (YTD Data)Rank
Total interest income$6,068,0002,198
Total interest expense$1,255,0001,868
Net interest income$4,813,0002,258
Provision for loan and lease losses$194,0003,035
Total noninterest income$-434,0007,183
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$146,0003,571
Trading account gains and fees$0153
Additional Noninterest Income$-580,0007,174
Total noninterest expense$4,097,0002,324
Salaries and employee benefits$1,979,0002,478
Premises and equipment expense$348,0003,065
Additional noninterest expense$1,770,0001,878
Pre-tax net operating income$88,0005,930
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$88,0006,016
Extraordinary gains, net$019
Net income$88,0006,016
Minority interest net income$084
Net income of bank and minority interests.$88,0006,016
Net charge-offs$482,0001,817
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$88,0005,861
2012-03-31 (YTD Data)Rank
Total interest income$3,105,0002,177
Total interest expense$675,0001,816
Net interest income$2,430,0002,253
Provision for loan and lease losses$194,0002,076
Total noninterest income$-507,0007,278
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$67,0003,746
Trading account gains and fees$0148
Additional Noninterest Income$-574,0007,277
Total noninterest expense$1,961,0002,415
Salaries and employee benefits$1,004,0002,458
Premises and equipment expense$188,0002,915
Additional noninterest expense$769,0002,098
Pre-tax net operating income$-232,0006,881
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-232,0006,928
Extraordinary gains, net$019
Net income$-232,0006,929
Minority interest net income$078
Net income of bank and minority interests.$-232,0006,929
Net charge-offs$191,0001,890
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-232,0006,889
2011-12-31 (YTD Data)Rank
Total interest income$13,051,0002,132
Total interest expense$3,215,0001,840
Net interest income$9,836,0002,221
Provision for loan and lease losses$1,733,0001,731
Total noninterest income$-81,0007,071
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$335,0003,380
Trading account gains and fees$0146
Additional Noninterest Income$-416,0007,067
Total noninterest expense$9,243,0002,069
Salaries and employee benefits$3,993,0002,406
Premises and equipment expense$714,0003,153
Additional noninterest expense$4,536,0001,511
Pre-tax net operating income$-1,221,0006,640
Securities gains (losses)$-3,0006,779
Applicable income taxes$04,719
Income before extraordinary items$-1,224,0006,706
Extraordinary gains, net$029
Net income$-1,224,0006,706
Minority interest net income$096
Net income of bank and minority interests.$-1,224,0006,706
Net charge-offs$1,512,0001,856
Cash dividends$231,0003,230
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,221,0006,667
2011-09-30 (YTD Data)Rank
Total interest income$9,882,0002,142
Total interest expense$2,469,0001,872
Net interest income$7,413,0002,226
Provision for loan and lease losses$936,0002,037
Total noninterest income$-508,0007,298
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$255,0003,366
Trading account gains and fees$0145
Additional Noninterest Income$-763,0007,293
Total noninterest expense$6,696,0002,147
Salaries and employee benefits$2,996,0002,403
Premises and equipment expense$541,0003,167
Additional noninterest expense$3,159,0001,614
Pre-tax net operating income$-727,0006,700
Securities gains (losses)$-3,0006,910
Applicable income taxes$04,740
Income before extraordinary items$-730,0006,777
Extraordinary gains, net$021
Net income$-730,0006,777
Minority interest net income$087
Net income of bank and minority interests.$-730,0006,777
Net charge-offs$1,398,0001,565
Cash dividends$85,0003,209
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-727,0006,740
2011-06-30 (YTD Data)Rank
Total interest income$6,657,0002,145
Total interest expense$1,690,0001,896
Net interest income$4,967,0002,211
Provision for loan and lease losses$705,0001,884
Total noninterest income$122,0005,618
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$169,0003,358
Trading account gains and fees$0153
Additional Noninterest Income$-47,0007,129
Total noninterest expense$4,690,0002,063
Salaries and employee benefits$2,021,0002,403
Premises and equipment expense$370,0003,127
Additional noninterest expense$2,299,0001,503
Pre-tax net operating income$-306,0006,660
Securities gains (losses)$-3,0006,961
Applicable income taxes$04,697
Income before extraordinary items$-309,0006,729
Extraordinary gains, net$015
Net income$-309,0006,729
Minority interest net income$089
Net income of bank and minority interests.$-309,0006,730
Net charge-offs$1,345,0001,216
Cash dividends$85,0002,895
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-306,0006,699
2011-03-31 (YTD Data)Rank
Total interest income$3,396,0002,107
Total interest expense$866,0001,911
Net interest income$2,530,0002,151
Provision for loan and lease losses$705,0001,122
Total noninterest income$102,0004,890
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$79,0003,463
Trading account gains and fees$0158
Additional Noninterest Income$23,0005,678
Total noninterest expense$2,336,0002,075
Salaries and employee benefits$1,019,0002,390
Premises and equipment expense$222,0002,744
Additional noninterest expense$1,095,0001,575
Pre-tax net operating income$-409,0007,031
Securities gains (losses)$-3,0007,054
Applicable income taxes$04,545
Income before extraordinary items$-412,0007,082
Extraordinary gains, net$09
Net income$-412,0007,083
Minority interest net income$086
Net income of bank and minority interests.$-412,0007,083
Net charge-offs$1,066,000828
Cash dividends$85,0002,007
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-409,0007,066
2010-12-31 (YTD Data)Rank
Total interest income$15,803,0001,918
Total interest expense$5,118,0001,628
Net interest income$10,685,0002,045
Provision for loan and lease losses$3,908,0001,363
Total noninterest income$-19,0007,317
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$399,0003,083
Trading account gains and fees$0175
Additional Noninterest Income$-418,0007,377
Total noninterest expense$8,202,0002,361
Salaries and employee benefits$4,304,0002,244
Premises and equipment expense$756,0003,102
Additional noninterest expense$3,142,0002,201
Pre-tax net operating income$-1,444,0006,634
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-1,444,0006,732
Extraordinary gains, net$029
Net income$-1,444,0006,732
Minority interest net income$0111
Net income of bank and minority interests.$-1,444,0006,733
Net charge-offs$3,125,0001,436
Cash dividends$340,0002,803
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,444,0006,702
2010-09-30 (YTD Data)Rank
Total interest income$11,881,0001,954
Total interest expense$4,101,0001,585
Net interest income$7,780,0002,130
Provision for loan and lease losses$3,458,0001,153
Total noninterest income$176,0005,870
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$311,0003,083
Trading account gains and fees$0165
Additional Noninterest Income$-135,0007,413
Total noninterest expense$5,998,0002,416
Salaries and employee benefits$3,158,0002,304
Premises and equipment expense$574,0003,134
Additional noninterest expense$2,266,0002,252
Pre-tax net operating income$-1,500,0006,962
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,500,0007,050
Extraordinary gains, net$023
Net income$-1,500,0007,049
Minority interest net income$0110
Net income of bank and minority interests.$-1,500,0007,050
Net charge-offs$1,356,0001,872
Cash dividends$180,0002,791
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,500,0007,016
2010-06-30 (YTD Data)Rank
Total interest income$8,000,0001,956
Total interest expense$2,854,0001,582
Net interest income$5,146,0002,146
Provision for loan and lease losses$861,0002,109
Total noninterest income$93,0006,185
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$217,0002,999
Trading account gains and fees$0152
Additional Noninterest Income$-124,0007,549
Total noninterest expense$4,127,0002,347
Salaries and employee benefits$2,130,0002,279
Premises and equipment expense$414,0002,977
Additional noninterest expense$1,583,0002,155
Pre-tax net operating income$251,0004,640
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$251,0004,580
Extraordinary gains, net$019
Net income$251,0004,580
Minority interest net income$0105
Net income of bank and minority interests.$251,0004,580
Net charge-offs$826,0001,910
Cash dividends$180,0002,392
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$251,0004,430
2010-03-31 (YTD Data)Rank
Total interest income$3,817,0002,092
Total interest expense$1,427,0001,654
Net interest income$2,390,0002,355
Provision for loan and lease losses$525,0001,766
Total noninterest income$-184,0007,837
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$104,0003,074
Trading account gains and fees$0175
Additional Noninterest Income$-288,0007,834
Total noninterest expense$2,058,0002,379
Salaries and employee benefits$1,124,0002,193
Premises and equipment expense$240,0002,667
Additional noninterest expense$694,0002,396
Pre-tax net operating income$-377,0007,068
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-377,0007,158
Extraordinary gains, net$016
Net income$-377,0007,160
Minority interest net income$091
Net income of bank and minority interests.$-377,0007,159
Net charge-offs$403,0001,773
Cash dividends$110,0001,823
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-377,0007,130
2009-12-31 (YTD Data)Rank
Total interest income$17,121,0001,975
Total interest expense$6,957,0001,698
Net interest income$10,164,0002,152
Provision for loan and lease losses$1,575,0002,815
Total noninterest income$418,0005,048
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$605,0002,526
Trading account gains and fees$0211
Additional Noninterest Income$-187,0007,675
Total noninterest expense$8,209,0002,412
Salaries and employee benefits$4,757,0002,068
Premises and equipment expense$737,0003,324
Additional noninterest expense$2,715,0002,559
Pre-tax net operating income$798,0003,343
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$798,0003,157
Extraordinary gains, net$034
Net income$798,0003,157
Minority interest net income$0115
Net income of bank and minority interests.$798,0003,157
Net charge-offs$490,0003,820
Cash dividends$825,0001,873
Sale, conversion, retirement of capital stock, net$421,000574
Net operating income$798,0003,084
2009-09-30 (YTD Data)Rank
Total interest income$12,950,0001,994
Total interest expense$5,287,0001,749
Net interest income$7,663,0002,142
Provision for loan and lease losses$1,400,0002,309
Total noninterest income$225,0005,672
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$450,0002,551
Trading account gains and fees$0212
Additional Noninterest Income$-225,0007,884
Total noninterest expense$5,775,0002,568
Salaries and employee benefits$3,241,0002,300
Premises and equipment expense$600,0003,164
Additional noninterest expense$1,934,0002,639
Pre-tax net operating income$713,0003,296
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$713,0003,082
Extraordinary gains, net$027
Net income$713,0003,080
Minority interest net income$0118
Net income of bank and minority interests.$713,0003,083
Net charge-offs$449,0003,183
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$713,0003,001
2009-06-30 (YTD Data)Rank
Total interest income$8,595,0002,038
Total interest expense$3,550,0001,819
Net interest income$5,045,0002,173
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$426,0003,720
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$294,0002,563
Trading account gains and fees$0193
Additional Noninterest Income$132,0004,332
Total noninterest expense$4,213,0002,372
Salaries and employee benefits$2,179,0002,321
Premises and equipment expense$449,0002,903
Additional noninterest expense$1,585,0002,220
Pre-tax net operating income$58,0005,471
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$58,0005,521
Extraordinary gains, net$021
Net income$58,0005,518
Minority interest net income$0112
Net income of bank and minority interests.$58,0005,518
Net charge-offs$457,0002,444
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$58,0005,444
2009-03-31 (YTD Data)Rank
Total interest income$4,325,0002,054
Total interest expense$1,813,0001,838
Net interest income$2,512,0002,187
Provision for loan and lease losses$300,0002,285
Total noninterest income$228,0003,562
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$135,0002,665
Trading account gains and fees$0171
Additional Noninterest Income$93,0003,770
Total noninterest expense$1,910,0002,530
Salaries and employee benefits$1,133,0002,244
Premises and equipment expense$272,0002,499
Additional noninterest expense$505,0002,986
Pre-tax net operating income$530,0002,266
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$529,0002,026
Extraordinary gains, net$015
Net income$529,0002,027
Minority interest net income$0102
Net income of bank and minority interests.$529,0002,027
Net charge-offs$109,0002,775
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$529,0001,906
2008-12-31 (YTD Data)Rank
Total interest income$19,389,0001,971
Total interest expense$8,932,0001,792
Net interest income$10,457,0002,119
Provision for loan and lease losses$695,0003,265
Total noninterest income$910,0003,622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$548,0002,818
Trading account gains and fees$0154
Additional Noninterest Income$362,0003,759
Total noninterest expense$8,585,0002,225
Salaries and employee benefits$5,086,0001,982
Premises and equipment expense$1,051,0002,515
Additional noninterest expense$2,448,0002,388
Pre-tax net operating income$2,087,0002,363
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,087,0001,911
Extraordinary gains, net$039
Net income$2,087,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,953,0001,311
Cash dividends$3,475,000793
Sale, conversion, retirement of capital stock, net$187,000792
Net operating income$2,087,0002,032
2008-09-30 (YTD Data)Rank
Total interest income$14,883,0001,965
Total interest expense$6,916,0001,819
Net interest income$7,967,0002,101
Provision for loan and lease losses$100,0005,137
Total noninterest income$710,0003,612
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$420,0002,798
Trading account gains and fees$0148
Additional Noninterest Income$290,0003,743
Total noninterest expense$6,136,0002,328
Salaries and employee benefits$3,577,0002,156
Premises and equipment expense$800,0002,492
Additional noninterest expense$1,759,0002,408
Pre-tax net operating income$2,441,0001,970
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,441,0001,495
Extraordinary gains, net$031
Net income$2,441,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,821,000880
Cash dividends$1,475,0001,344
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,441,0001,570
2008-06-30 (YTD Data)Rank
Total interest income$10,104,0001,963
Total interest expense$4,763,0001,834
Net interest income$5,341,0002,075
Provision for loan and lease losses$06,671
Total noninterest income$470,0003,649
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$280,0002,784
Trading account gains and fees$0149
Additional Noninterest Income$190,0003,864
Total noninterest expense$4,049,0002,354
Salaries and employee benefits$2,398,0002,165
Premises and equipment expense$565,0002,380
Additional noninterest expense$1,086,0002,556
Pre-tax net operating income$1,762,0001,897
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,762,0001,555
Extraordinary gains, net$021
Net income$1,762,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,634,000629
Cash dividends$1,075,0001,325
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,762,0001,523
2008-03-31 (YTD Data)Rank
Total interest income$5,393,0001,898
Total interest expense$2,501,0001,870
Net interest income$2,892,0001,927
Provision for loan and lease losses$06,080
Total noninterest income$239,0003,616
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$139,0002,775
Trading account gains and fees$0158
Additional Noninterest Income$100,0003,764
Total noninterest expense$2,002,0002,368
Salaries and employee benefits$1,214,0002,161
Premises and equipment expense$283,0002,383
Additional noninterest expense$505,0002,704
Pre-tax net operating income$1,129,0001,602
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,129,0001,340
Extraordinary gains, net$015
Net income$1,129,0001,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,000637
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,129,0001,298
2007-12-31 (YTD Data)Rank
Total interest income$24,168,0001,764
Total interest expense$11,649,0001,721
Net interest income$12,519,0001,807
Provision for loan and lease losses$200,0003,846
Total noninterest income$1,413,0002,816
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$498,0003,062
Trading account gains and fees$0178
Additional Noninterest Income$915,0002,352
Total noninterest expense$8,716,0002,113
Salaries and employee benefits$5,265,0001,907
Premises and equipment expense$1,057,0002,445
Additional noninterest expense$2,394,0002,254
Pre-tax net operating income$5,016,0001,636
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,016,0001,277
Extraordinary gains, net$039
Net income$5,016,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,441
Cash dividends$3,345,0001,093
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,016,0001,267
2007-09-30 (YTD Data)Rank
Total interest income$18,473,0001,741
Total interest expense$8,950,0001,674
Net interest income$9,523,0001,787
Provision for loan and lease losses$06,528
Total noninterest income$710,0003,653
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$356,0003,145
Trading account gains and fees$0184
Additional Noninterest Income$354,0003,431
Total noninterest expense$6,063,0002,247
Salaries and employee benefits$3,647,0002,074
Premises and equipment expense$817,0002,364
Additional noninterest expense$1,599,0002,473
Pre-tax net operating income$4,170,0001,618
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,170,0001,237
Extraordinary gains, net$033
Net income$4,170,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,397
Cash dividends$2,745,000942
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,170,0001,224
2007-06-30 (YTD Data)Rank
Total interest income$12,391,0001,746
Total interest expense$6,009,0001,667
Net interest income$6,382,0001,796
Provision for loan and lease losses$06,209
Total noninterest income$478,0003,647
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$232,0003,183
Trading account gains and fees$0168
Additional Noninterest Income$246,0003,380
Total noninterest expense$4,076,0002,236
Salaries and employee benefits$2,465,0002,072
Premises and equipment expense$561,0002,312
Additional noninterest expense$1,050,0002,520
Pre-tax net operating income$2,784,0001,656
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,784,0001,285
Extraordinary gains, net$029
Net income$2,784,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$2,020,000861
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,784,0001,269
2007-03-31 (YTD Data)Rank
Total interest income$6,219,0001,742
Total interest expense$3,030,0001,651
Net interest income$3,189,0001,805
Provision for loan and lease losses$05,779
Total noninterest income$205,0003,956
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$104,0003,370
Trading account gains and fees$0195
Additional Noninterest Income$101,0003,756
Total noninterest expense$1,994,0002,295
Salaries and employee benefits$1,236,0002,081
Premises and equipment expense$269,0002,422
Additional noninterest expense$489,0002,667
Pre-tax net operating income$1,400,0001,638
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,400,0001,256
Extraordinary gains, net$022
Net income$1,400,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,158
Cash dividends$1,010,000773
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,400,0001,235
2006-12-31 (YTD Data)Rank
Total interest income$24,421,0001,655
Total interest expense$10,869,0001,558
Net interest income$13,552,0001,691
Provision for loan and lease losses$06,850
Total noninterest income$1,153,0003,208
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$351,0003,808
Trading account gains and fees$0130
Additional Noninterest Income$802,0002,576
Total noninterest expense$8,578,0002,051
Salaries and employee benefits$5,520,0001,774
Premises and equipment expense$1,025,0002,420
Additional noninterest expense$2,033,0002,535
Pre-tax net operating income$6,127,0001,569
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$6,127,0001,204
Extraordinary gains, net$051
Net income$6,127,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$7,640,000491
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,127,0001,188
2006-09-30 (YTD Data)Rank
Total interest income$18,107,0001,652
Total interest expense$7,866,0001,553
Net interest income$10,241,0001,694
Provision for loan and lease losses$06,685
Total noninterest income$961,0003,012
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$245,0003,981
Trading account gains and fees$0126
Additional Noninterest Income$716,0002,294
Total noninterest expense$5,981,0002,205
Salaries and employee benefits$3,699,0001,965
Premises and equipment expense$775,0002,400
Additional noninterest expense$1,507,0002,551
Pre-tax net operating income$5,221,0001,452
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,221,0001,106
Extraordinary gains, net$045
Net income$5,221,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,088
Cash dividends$6,400,000415
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,221,0001,094
2006-06-30 (YTD Data)Rank
Total interest income$11,831,0001,642
Total interest expense$4,958,0001,571
Net interest income$6,873,0001,686
Provision for loan and lease losses$06,419
Total noninterest income$617,0003,062
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$140,0004,283
Trading account gains and fees$0126
Additional Noninterest Income$477,0002,286
Total noninterest expense$3,940,0002,242
Salaries and employee benefits$2,460,0001,972
Premises and equipment expense$514,0002,408
Additional noninterest expense$966,0002,648
Pre-tax net operating income$3,550,0001,425
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,550,0001,075
Extraordinary gains, net$039
Net income$3,550,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,556
Cash dividends$5,400,000349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,550,0001,063
2006-03-31 (YTD Data)Rank
Total interest income$5,741,0001,658
Total interest expense$2,344,0001,565
Net interest income$3,397,0001,699
Provision for loan and lease losses$06,013
Total noninterest income$460,0002,323
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$64,0004,410
Trading account gains and fees$0115
Additional Noninterest Income$396,0001,590
Total noninterest expense$1,964,0002,264
Salaries and employee benefits$1,229,0001,994
Premises and equipment expense$238,0002,577
Additional noninterest expense$497,0002,549
Pre-tax net operating income$1,893,0001,310
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,893,0001,010
Extraordinary gains, net$021
Net income$1,893,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,533
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,893,000990
2005-12-31 (YTD Data)Rank
Total interest income$21,475,0001,565
Total interest expense$7,505,0001,509
Net interest income$13,970,0001,570
Provision for loan and lease losses$176,0003,848
Total noninterest income$1,767,0002,412
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$180,0005,265
Trading account gains and fees$0138
Additional Noninterest Income$1,587,0001,595
Total noninterest expense$8,307,0002,012
Salaries and employee benefits$5,369,0001,741
Premises and equipment expense$962,0002,452
Additional noninterest expense$1,976,0002,527
Pre-tax net operating income$7,254,0001,322
Securities gains (losses)$02,296
Applicable income taxes$2,843,000996
Income before extraordinary items$4,411,0001,592
Extraordinary gains, net$046
Net income$4,411,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,083
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,411,0001,570
2005-09-30 (YTD Data)Rank
Total interest income$15,715,0001,565
Total interest expense$5,277,0001,523
Net interest income$10,438,0001,557
Provision for loan and lease losses$95,0004,242
Total noninterest income$1,616,0002,090
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0005,500
Trading account gains and fees$0126
Additional Noninterest Income$1,494,0001,372
Total noninterest expense$5,557,0002,226
Salaries and employee benefits$3,464,0001,966
Premises and equipment expense$709,0002,481
Additional noninterest expense$1,384,0002,658
Pre-tax net operating income$6,402,0001,120
Securities gains (losses)$02,317
Applicable income taxes$2,519,000898
Income before extraordinary items$3,883,0001,384
Extraordinary gains, net$035
Net income$3,883,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,486
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,883,0001,360
2005-06-30 (YTD Data)Rank
Total interest income$10,190,0001,568
Total interest expense$3,244,0001,548
Net interest income$6,946,0001,541
Provision for loan and lease losses$40,0004,850
Total noninterest income$1,315,0001,789
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$77,0005,561
Trading account gains and fees$0116
Additional Noninterest Income$1,238,0001,151
Total noninterest expense$3,777,0002,169
Salaries and employee benefits$2,322,0001,946
Premises and equipment expense$473,0002,455
Additional noninterest expense$982,0002,472
Pre-tax net operating income$4,444,0001,068
Securities gains (losses)$02,146
Applicable income taxes$1,750,000849
Income before extraordinary items$2,694,0001,310
Extraordinary gains, net$030
Net income$2,694,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,912
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,694,0001,285
2005-03-31 (YTD Data)Rank
Total interest income$4,848,0001,620
Total interest expense$1,451,0001,649
Net interest income$3,397,0001,562
Provision for loan and lease losses$06,226
Total noninterest income$101,0005,663
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$33,0005,810
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,510
Total noninterest expense$1,894,0002,184
Salaries and employee benefits$1,180,0001,938
Premises and equipment expense$222,0002,619
Additional noninterest expense$492,0002,473
Pre-tax net operating income$1,604,0001,421
Securities gains (losses)$01,685
Applicable income taxes$624,0001,106
Income before extraordinary items$980,0001,714
Extraordinary gains, net$024
Net income$980,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,013
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$980,0001,681
2004-12-31 (YTD Data)Rank
Total interest income$17,762,0001,628
Total interest expense$4,940,0001,654
Net interest income$12,822,0001,590
Provision for loan and lease losses$165,0004,077
Total noninterest income$1,285,0002,988
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$95,0006,547
Trading account gains and fees$0138
Additional Noninterest Income$1,190,0001,916
Total noninterest expense$7,818,0002,045
Salaries and employee benefits$4,949,0001,778
Premises and equipment expense$852,0002,638
Additional noninterest expense$2,017,0002,404
Pre-tax net operating income$6,124,0001,406
Securities gains (losses)$03,819
Applicable income taxes$2,391,0001,091
Income before extraordinary items$3,733,0001,718
Extraordinary gains, net$034
Net income$3,733,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,480
Cash dividends$1,600,0001,637
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,733,0001,673
2004-09-30 (YTD Data)Rank
Total interest income$13,030,0001,645
Total interest expense$3,584,0001,686
Net interest income$9,446,0001,598
Provision for loan and lease losses$165,0003,371
Total noninterest income$1,169,0002,615
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$67,0006,680
Trading account gains and fees$0134
Additional Noninterest Income$1,102,0001,657
Total noninterest expense$5,412,0002,192
Salaries and employee benefits$3,273,0001,988
Premises and equipment expense$657,0002,573
Additional noninterest expense$1,482,0002,419
Pre-tax net operating income$5,038,0001,298
Securities gains (losses)$03,710
Applicable income taxes$2,045,000996
Income before extraordinary items$2,993,0001,629
Extraordinary gains, net$026
Net income$2,993,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,349
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,993,0001,575
2004-06-30 (YTD Data)Rank
Total interest income$8,599,0001,638
Total interest expense$2,274,0001,747
Net interest income$6,325,0001,573
Provision for loan and lease losses$125,0003,031
Total noninterest income$199,0005,827
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$44,0006,706
Trading account gains and fees$0130
Additional Noninterest Income$155,0004,248
Total noninterest expense$3,639,0002,179
Salaries and employee benefits$2,170,0002,007
Premises and equipment expense$427,0002,629
Additional noninterest expense$1,042,0002,311
Pre-tax net operating income$2,760,0001,531
Securities gains (losses)$03,413
Applicable income taxes$1,120,0001,167
Income before extraordinary items$1,640,0001,915
Extraordinary gains, net$021
Net income$1,640,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,000839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,640,0001,865
2004-03-31 (YTD Data)Rank
Total interest income$4,039,0001,740
Total interest expense$1,136,0001,773
Net interest income$2,903,0001,718
Provision for loan and lease losses$25,0004,502
Total noninterest income$64,0006,737
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0006,734
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,750,0002,271
Salaries and employee benefits$1,073,0002,048
Premises and equipment expense$193,0002,916
Additional noninterest expense$484,0002,438
Pre-tax net operating income$1,192,0001,733
Securities gains (losses)$02,934
Applicable income taxes$485,0001,326
Income before extraordinary items$707,0002,153
Extraordinary gains, net$016
Net income$707,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,000632
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$707,0002,075
2003-12-31 (YTD Data)Rank
Total interest income$18,965,0001,514
Total interest expense$5,645,0001,590
Net interest income$13,320,0001,460
Provision for loan and lease losses$517,0002,114
Total noninterest income$147,0007,830
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$73,0007,039
Trading account gains and fees$0160
Additional Noninterest Income$74,0006,997
Total noninterest expense$7,660,0002,066
Salaries and employee benefits$4,669,0001,848
Premises and equipment expense$781,0002,822
Additional noninterest expense$2,210,0002,183
Pre-tax net operating income$5,290,0001,546
Securities gains (losses)$04,500
Applicable income taxes$2,111,0001,241
Income before extraordinary items$3,179,0001,943
Extraordinary gains, net$054
Net income$3,179,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,307,000748
Cash dividends$1,750,0001,546
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,179,0001,853
2003-09-30 (YTD Data)Rank
Total interest income$14,558,0001,506
Total interest expense$4,451,0001,564
Net interest income$10,107,0001,456
Provision for loan and lease losses$482,0001,716
Total noninterest income$92,0008,134
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$53,0007,136
Trading account gains and fees$0153
Additional Noninterest Income$39,0007,544
Total noninterest expense$5,407,0002,178
Salaries and employee benefits$3,127,0002,049
Premises and equipment expense$593,0002,808
Additional noninterest expense$1,687,0002,132
Pre-tax net operating income$4,310,0001,480
Securities gains (losses)$04,204
Applicable income taxes$1,748,0001,177
Income before extraordinary items$2,562,0001,879
Extraordinary gains, net$040
Net income$2,562,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000704
Cash dividends$250,0003,717
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,562,0001,776
2003-06-30 (YTD Data)Rank
Total interest income$9,662,0001,531
Total interest expense$3,127,0001,541
Net interest income$6,535,0001,491
Provision for loan and lease losses$397,0001,421
Total noninterest income$-10,0009,253
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$36,0007,105
Trading account gains and fees$0150
Additional Noninterest Income$-46,0009,250
Total noninterest expense$3,676,0002,137
Salaries and employee benefits$2,118,0002,008
Premises and equipment expense$394,0002,806
Additional noninterest expense$1,164,0002,055
Pre-tax net operating income$2,452,0001,706
Securities gains (losses)$03,782
Applicable income taxes$994,0001,384
Income before extraordinary items$1,458,0002,159
Extraordinary gains, net$030
Net income$1,458,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000642
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,458,0002,041
2003-03-31 (YTD Data)Rank
Total interest income$4,760,0001,556
Total interest expense$1,597,0001,546
Net interest income$3,163,0001,541
Provision for loan and lease losses$255,0001,093
Total noninterest income$-67,0009,301
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$18,0007,056
Trading account gains and fees$0134
Additional Noninterest Income$-85,0009,313
Total noninterest expense$1,826,0002,149
Salaries and employee benefits$1,081,0001,964
Premises and equipment expense$190,0002,882
Additional noninterest expense$555,0002,121
Pre-tax net operating income$1,015,0002,010
Securities gains (losses)$02,891
Applicable income taxes$411,0001,584
Income before extraordinary items$604,0002,531
Extraordinary gains, net$021
Net income$604,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,000676
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$604,0002,391
2002-12-31 (YTD Data)Rank
Total interest income$21,857,0001,408
Total interest expense$8,400,0001,345
Net interest income$13,457,0001,454
Provision for loan and lease losses$5,083,000381
Total noninterest income$-618,0009,343
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$37,0007,739
Trading account gains and fees$0153
Additional Noninterest Income$-655,0009,350
Total noninterest expense$9,151,0001,669
Salaries and employee benefits$4,374,0001,837
Premises and equipment expense$832,0002,590
Additional noninterest expense$3,945,0001,222
Pre-tax net operating income$-1,395,0009,190
Securities gains (losses)$04,537
Applicable income taxes$-571,0009,256
Income before extraordinary items$-824,0009,143
Extraordinary gains, net$070
Net income$-824,0009,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,278,000351
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-824,0009,105
2001-12-31 (YTD Data)Rank
Total interest income$28,212,0001,216
Total interest expense$13,771,0001,173
Net interest income$14,441,0001,235
Provision for loan and lease losses$3,220,000490
Total noninterest income$-33,0009,602
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$15,0008,198
Trading account gains and fees$0177
Additional Noninterest Income$-48,0009,601
Total noninterest expense$8,568,0001,694
Salaries and employee benefits$4,119,0001,815
Premises and equipment expense$890,0002,395
Additional noninterest expense$3,559,0001,311
Pre-tax net operating income$2,620,0002,574
Securities gains (losses)$04,612
Applicable income taxes$1,052,0002,000
Income before extraordinary items$1,568,0003,117
Extraordinary gains, net$0105
Net income$1,568,0003,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,947,000584
Cash dividends$420,0003,759
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,568,0003,024
2000-12-31 (YTD Data)Rank
Total interest income$25,137,0001,390
Total interest expense$12,236,0001,408
Net interest income$12,901,0001,361
Provision for loan and lease losses$850,0001,213
Total noninterest income$45,0009,401
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$8,0008,450
Trading account gains and fees$0180
Additional Noninterest Income$37,0008,273
Total noninterest expense$6,954,0001,991
Salaries and employee benefits$3,956,0001,820
Premises and equipment expense$894,0002,315
Additional noninterest expense$2,104,0002,063
Pre-tax net operating income$5,142,0001,438
Securities gains (losses)$01,956
Applicable income taxes$2,068,0001,123
Income before extraordinary items$3,074,0001,706
Extraordinary gains, net$038
Net income$3,074,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,226
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,074,0001,699
1999-12-31 (YTD Data)Rank
Total interest income$19,836,0001,636
Total interest expense$8,964,0001,671
Net interest income$10,872,0001,597
Provision for loan and lease losses$755,0001,242
Total noninterest income$121,0008,508
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0008,790
Trading account gains and fees$0173
Additional Noninterest Income$118,0006,224
Total noninterest expense$6,014,0002,268
Salaries and employee benefits$3,491,0002,007
Premises and equipment expense$1,036,0001,979
Additional noninterest expense$1,487,0002,888
Pre-tax net operating income$4,224,0001,757
Securities gains (losses)$03,155
Applicable income taxes$1,706,0001,425
Income before extraordinary items$2,518,0002,093
Extraordinary gains, net$035
Net income$2,518,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,784
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,518,0002,062
1998-12-31 (YTD Data)Rank
Total interest income$17,781,0001,827
Total interest expense$8,452,0001,808
Net interest income$9,329,0001,832
Provision for loan and lease losses$930,0001,033
Total noninterest income$126,0008,604
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$126,0006,085
Total noninterest expense$4,987,0002,620
Salaries and employee benefits$2,839,0002,377
Premises and equipment expense$1,026,0001,925
Additional noninterest expense$1,122,0003,568
Pre-tax net operating income$3,538,0002,048
Securities gains (losses)$04,449
Applicable income taxes$1,435,0001,698
Income before extraordinary items$2,103,0002,445
Extraordinary gains, net$032
Net income$2,103,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,152
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,103,0002,365
1997-12-31 (YTD Data)Rank
Total interest income$13,620,0002,393
Total interest expense$6,852,0002,204
Net interest income$6,768,0002,571
Provision for loan and lease losses$473,0001,864
Total noninterest income$126,0008,960
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$126,0006,144
Total noninterest expense$3,550,0003,558
Salaries and employee benefits$2,062,0003,213
Premises and equipment expense$554,0003,399
Additional noninterest expense$934,0004,165
Pre-tax net operating income$2,871,0002,579
Securities gains (losses)$03,944
Applicable income taxes$1,169,0002,135
Income before extraordinary items$1,702,0002,989
Extraordinary gains, net$044
Net income$1,702,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,593
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,702,0002,933
1996-12-31 (YTD Data)Rank
Total interest income$10,100,0003,246
Total interest expense$4,745,0003,152
Net interest income$5,355,0003,308
Provision for loan and lease losses$711,0001,309
Total noninterest income$86,00010,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,551
Total noninterest expense$2,641,0004,802
Salaries and employee benefits$1,576,0004,124
Premises and equipment expense$395,0004,577
Additional noninterest expense$670,0005,922
Pre-tax net operating income$2,089,0003,298
Securities gains (losses)$1,0003,760
Applicable income taxes$840,0002,723
Income before extraordinary items$1,250,0003,745
Extraordinary gains, net$053
Net income$1,250,0003,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,159
Cash dividends$120,0006,384
Sale, conversion, retirement of capital stock, net$1,000,000374
Net operating income$1,249,3603,693
1995-12-31 (YTD Data)Rank
Total interest income$7,019,0004,546
Total interest expense$3,267,0004,413
Net interest income$3,752,0004,571
Provision for loan and lease losses$155,0003,565
Total noninterest income$53,00011,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,088
Total noninterest expense$2,067,0005,835
Salaries and employee benefits$1,195,0005,236
Premises and equipment expense$224,0006,765
Additional noninterest expense$648,0006,215
Pre-tax net operating income$1,583,0004,261
Securities gains (losses)$03,831
Applicable income taxes$636,0003,517
Income before extraordinary items$947,0004,798
Extraordinary gains, net$065
Net income$947,0004,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$102,0006,718
Sale, conversion, retirement of capital stock, net$0809
Net operating income$947,0004,793
1994-12-31 (YTD Data)Rank
Total interest income$5,130,0005,557
Total interest expense$1,866,0005,917
Net interest income$3,264,0005,243
Provision for loan and lease losses$86,0004,893
Total noninterest income$37,00012,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,350
Total noninterest expense$1,759,0006,802
Salaries and employee benefits$974,0006,217
Premises and equipment expense$299,0005,731
Additional noninterest expense$486,0007,991
Pre-tax net operating income$1,456,0004,516
Securities gains (losses)$03,600
Applicable income taxes$573,0003,648
Income before extraordinary items$883,0004,985
Extraordinary gains, net$0249
Net income$883,0004,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,738
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$883,0005,038
1993-12-31 (YTD Data)Rank
Total interest income$4,294,0006,527
Total interest expense$1,432,0007,439
Net interest income$2,862,0005,860
Provision for loan and lease losses$65,0006,791
Total noninterest income$32,00012,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$1,547,0007,665
Salaries and employee benefits$881,0006,833
Premises and equipment expense$220,0007,289
Additional noninterest expense$446,0008,764
Pre-tax net operating income$1,282,0004,916
Securities gains (losses)$07,477
Applicable income taxes$526,0003,993
Income before extraordinary items$756,0005,798
Extraordinary gains, net$90,0001,670
Net income$846,0005,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,035
Cash dividends$25,0008,549
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$756,0005,550
1992-12-31 (YTD Data)Rank
Total interest income$3,719,0007,877
Total interest expense$1,546,0008,378
Net interest income$2,173,0007,307
Provision for loan and lease losses$160,0005,897
Total noninterest income$24,00013,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$24,00012,236
Total noninterest expense$1,237,0008,891
Salaries and employee benefits$654,0008,357
Premises and equipment expense$207,0007,676
Additional noninterest expense$376,0009,860
Pre-tax net operating income$800,0006,563
Securities gains (losses)$19,0005,661
Applicable income taxes$355,0005,285
Income before extraordinary items$464,0007,627
Extraordinary gains, net$01,422
Net income$464,0007,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0005,631
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$451,8407,363

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.