Home > American Horizons Bank > Income and Expense
American Horizons Bank, Income and Expense
2004-12-31 (YTD Data) | Rank | |
Total interest income | $15,474,000 | 1,845 |
Total interest expense | $3,985,000 | 2,044 |
Net interest income | $11,489,000 | 1,754 |
Provision for loan and lease losses | $1,379,000 | 786 |
Total noninterest income | $3,949,000 | 1,287 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $2,939,000 | 588 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,010,000 | 2,131 |
Total noninterest expense | $9,412,000 | 1,719 |
Salaries and employee benefits | $5,375,000 | 1,632 |
Premises and equipment expense | $1,717,000 | 1,347 |
Additional noninterest expense | $2,320,000 | 2,095 |
Pre-tax net operating income | $4,647,000 | 1,806 |
Securities gains (losses) | $1,000 | 3,645 |
Applicable income taxes | $1,580,000 | 1,543 |
Income before extraordinary items | $3,068,000 | 2,037 |
Extraordinary gains, net | $0 | 34 |
Net income | $3,068,000 | 2,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $885,000 | 864 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $3,067,340 | 1,990 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $11,582,000 | 1,839 |
Total interest expense | $3,010,000 | 1,993 |
Net interest income | $8,572,000 | 1,752 |
Provision for loan and lease losses | $1,004,000 | 771 |
Total noninterest income | $3,098,000 | 1,270 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $2,165,000 | 608 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $933,000 | 1,859 |
Total noninterest expense | $6,956,000 | 1,734 |
Salaries and employee benefits | $3,671,000 | 1,784 |
Premises and equipment expense | $1,183,000 | 1,458 |
Additional noninterest expense | $2,102,000 | 1,712 |
Pre-tax net operating income | $3,710,000 | 1,730 |
Securities gains (losses) | $1,000 | 3,538 |
Applicable income taxes | $1,262,000 | 1,482 |
Income before extraordinary items | $2,449,000 | 1,938 |
Extraordinary gains, net | $0 | 26 |
Net income | $2,449,000 | 1,939 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $689,000 | 747 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,448,340 | 1,887 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $7,629,000 | 1,837 |
Total interest expense | $1,971,000 | 1,998 |
Net interest income | $5,658,000 | 1,765 |
Provision for loan and lease losses | $629,000 | 801 |
Total noninterest income | $2,210,000 | 1,189 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $1,395,000 | 626 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $815,000 | 1,532 |
Total noninterest expense | $4,632,000 | 1,730 |
Salaries and employee benefits | $2,431,000 | 1,803 |
Premises and equipment expense | $786,000 | 1,469 |
Additional noninterest expense | $1,415,000 | 1,689 |
Pre-tax net operating income | $2,607,000 | 1,614 |
Securities gains (losses) | $1,000 | 3,212 |
Applicable income taxes | $887,000 | 1,415 |
Income before extraordinary items | $1,721,000 | 1,834 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,721,000 | 1,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $638,000 | 589 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,720,340 | 1,784 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,781,000 | 1,860 |
Total interest expense | $967,000 | 2,067 |
Net interest income | $2,814,000 | 1,765 |
Provision for loan and lease losses | $262,000 | 912 |
Total noninterest income | $749,000 | 1,573 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $669,000 | 640 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $80,000 | 4,184 |
Total noninterest expense | $2,361,000 | 1,720 |
Salaries and employee benefits | $1,233,000 | 1,796 |
Premises and equipment expense | $386,000 | 1,521 |
Additional noninterest expense | $742,000 | 1,608 |
Pre-tax net operating income | $940,000 | 2,122 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $317,000 | 1,842 |
Income before extraordinary items | $623,000 | 2,406 |
Extraordinary gains, net | $0 | 16 |
Net income | $623,000 | 2,407 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $276,000 | 651 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $623,000 | 2,321 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $15,307,000 | 1,854 |
Total interest expense | $4,213,000 | 2,112 |
Net interest income | $11,094,000 | 1,756 |
Provision for loan and lease losses | $990,000 | 1,199 |
Total noninterest income | $2,964,000 | 1,708 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $2,571,000 | 670 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $393,000 | 4,013 |
Total noninterest expense | $9,495,000 | 1,683 |
Salaries and employee benefits | $5,341,000 | 1,620 |
Premises and equipment expense | $1,619,000 | 1,404 |
Additional noninterest expense | $2,535,000 | 1,899 |
Pre-tax net operating income | $3,573,000 | 2,179 |
Securities gains (losses) | $4,000 | 3,987 |
Applicable income taxes | $1,148,000 | 1,991 |
Income before extraordinary items | $2,429,000 | 2,422 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,429,000 | 2,425 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $604,000 | 1,385 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,426,280 | 2,319 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $11,429,000 | 1,895 |
Total interest expense | $3,216,000 | 2,160 |
Net interest income | $8,213,000 | 1,785 |
Provision for loan and lease losses | $745,000 | 1,155 |
Total noninterest income | $2,170,000 | 1,786 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,882,000 | 693 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $288,000 | 4,110 |
Total noninterest expense | $6,821,000 | 1,756 |
Salaries and employee benefits | $3,690,000 | 1,756 |
Premises and equipment expense | $1,234,000 | 1,393 |
Additional noninterest expense | $1,897,000 | 1,889 |
Pre-tax net operating income | $2,817,000 | 2,147 |
Securities gains (losses) | $2,000 | 3,872 |
Applicable income taxes | $1,037,000 | 1,804 |
Income before extraordinary items | $1,782,000 | 2,587 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,782,000 | 2,585 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $383,000 | 1,436 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,780,720 | 2,460 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $7,526,000 | 1,932 |
Total interest expense | $2,174,000 | 2,194 |
Net interest income | $5,352,000 | 1,821 |
Provision for loan and lease losses | $470,000 | 1,215 |
Total noninterest income | $1,400,000 | 1,820 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $1,216,000 | 702 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $184,000 | 4,181 |
Total noninterest expense | $4,477,000 | 1,768 |
Salaries and employee benefits | $2,436,000 | 1,764 |
Premises and equipment expense | $824,000 | 1,397 |
Additional noninterest expense | $1,217,000 | 1,965 |
Pre-tax net operating income | $1,805,000 | 2,234 |
Securities gains (losses) | $88,000 | 1,602 |
Applicable income taxes | $723,000 | 1,768 |
Income before extraordinary items | $1,170,000 | 2,636 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,170,000 | 2,634 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 2,199 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,113,680 | 2,584 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,611,000 | 2,029 |
Total interest expense | $1,107,000 | 2,203 |
Net interest income | $2,504,000 | 1,949 |
Provision for loan and lease losses | $185,000 | 1,457 |
Total noninterest income | $690,000 | 1,797 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $590,000 | 704 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $100,000 | 3,931 |
Total noninterest expense | $2,237,000 | 1,762 |
Salaries and employee benefits | $1,197,000 | 1,786 |
Premises and equipment expense | $417,000 | 1,391 |
Additional noninterest expense | $623,000 | 1,878 |
Pre-tax net operating income | $772,000 | 2,542 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $311,000 | 2,002 |
Income before extraordinary items | $461,000 | 3,126 |
Extraordinary gains, net | $0 | 21 |
Net income | $461,000 | 3,124 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 2,377 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $461,000 | 2,966 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $8,225,000 | 3,567 |
Total interest expense | $3,129,000 | 3,426 |
Net interest income | $5,096,000 | 3,614 |
Provision for loan and lease losses | $284,000 | 3,588 |
Total noninterest income | $1,033,000 | 3,416 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $862,000 | 1,867 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $171,000 | 5,328 |
Total noninterest expense | $5,154,000 | 2,850 |
Salaries and employee benefits | $2,687,000 | 2,929 |
Premises and equipment expense | $1,135,000 | 1,945 |
Additional noninterest expense | $1,332,000 | 3,293 |
Pre-tax net operating income | $691,000 | 6,124 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $231,000 | 4,891 |
Income before extraordinary items | $460,000 | 6,573 |
Extraordinary gains, net | $0 | 70 |
Net income | $460,000 | 6,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 5,032 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $460,000 | 6,444 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $8,646,000 | 3,763 |
Total interest expense | $4,597,000 | 3,391 |
Net interest income | $4,049,000 | 4,087 |
Provision for loan and lease losses | $247,000 | 3,659 |
Total noninterest income | $532,000 | 4,906 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $366,000 | 3,643 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $166,000 | 5,316 |
Total noninterest expense | $3,798,000 | 3,585 |
Salaries and employee benefits | $2,012,000 | 3,573 |
Premises and equipment expense | $423,000 | 4,417 |
Additional noninterest expense | $1,363,000 | 3,132 |
Pre-tax net operating income | $536,000 | 6,419 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $-89,000 | 9,243 |
Income before extraordinary items | $625,000 | 5,503 |
Extraordinary gains, net | $0 | 105 |
Net income | $625,000 | 5,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 6,192 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $35,000 | 776 |
Net operating income | $625,000 | 5,376 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,200,000 | 4,480 |
Total interest expense | $4,119,000 | 3,881 |
Net interest income | $3,081,000 | 5,057 |
Provision for loan and lease losses | $111,000 | 5,081 |
Total noninterest income | $297,000 | 6,332 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $211,000 | 4,954 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $86,000 | 6,759 |
Total noninterest expense | $2,898,000 | 4,347 |
Salaries and employee benefits | $1,516,000 | 4,324 |
Premises and equipment expense | $381,000 | 4,658 |
Additional noninterest expense | $1,001,000 | 3,996 |
Pre-tax net operating income | $369,000 | 7,605 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $369,000 | 7,046 |
Extraordinary gains, net | $0 | 38 |
Net income | $369,000 | 7,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 6,934 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
Net operating income | $369,000 | 7,043 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,220,000 | 6,175 |
Total interest expense | $2,144,000 | 5,744 |
Net interest income | $2,076,000 | 6,506 |
Provision for loan and lease losses | $310,000 | 2,576 |
Total noninterest income | $167,000 | 7,878 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $123,000 | 6,298 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 8,263 |
Total noninterest expense | $2,788,000 | 4,485 |
Salaries and employee benefits | $1,445,000 | 4,465 |
Premises and equipment expense | $264,000 | 5,875 |
Additional noninterest expense | $1,079,000 | 3,766 |
Pre-tax net operating income | $-855,000 | 10,021 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-855,000 | 10,047 |
Extraordinary gains, net | $0 | 35 |
Net income | $-855,000 | 10,047 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,495 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-855,000 | 10,036 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $617,000 | 10,146 |
Total interest expense | $235,000 | 10,149 |
Net interest income | $382,000 | 10,102 |
Provision for loan and lease losses | $216,000 | 3,355 |
Total noninterest income | $13,000 | 10,273 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $7,000 | 8,918 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 10,162 |
Total noninterest expense | $1,349,000 | 7,103 |
Salaries and employee benefits | $763,000 | 6,851 |
Premises and equipment expense | $105,000 | 8,597 |
Additional noninterest expense | $481,000 | 6,570 |
Pre-tax net operating income | $-1,170,000 | 10,368 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-1,170,000 | 10,384 |
Extraordinary gains, net | $0 | 32 |
Net income | $-1,170,000 | 10,380 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $9,897,000 | 105 |
Net operating income | $-1,170,000 | 10,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.