Home > American Federal Bank > Income and Expense

American Federal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,046,0001,265
Total interest expense$9,071,0001,389
Net interest income$24,975,0001,208
Provision for loan and lease losses$03,275
Total noninterest income$3,652,0001,442
Gross Fiduciary activities income$0981
Service charges on deposit accounts$250,0002,434
Trading account gains and feesNANA
Additional Noninterest Income$3,402,0001,160
Total noninterest expense$21,773,0001,127
Salaries and employee benefits$14,759,000971
Premises and equipment expense$2,697,000952
Additional noninterest expense$3,402,0001,160
Pre-tax net operating income$6,854,0001,564
Securities gains (losses)$33,000514
Applicable income taxes$5,0003,322
Income before extraordinary items$6,882,0001,363
Extraordinary gains, net$054
Net income$6,882,0001,378
Minority interest net income$088
Net income of bank and minority interests.$6,882,0001,365
Net charge-offs$-679,0004,555
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,849,0001,385
2023-09-30 (YTD Data)Rank
Total interest income$25,519,0001,240
Total interest expense$5,900,0001,422
Net interest income$19,619,0001,164
Provision for loan and lease losses$03,085
Total noninterest income$2,857,0001,405
Gross Fiduciary activities income$0950
Service charges on deposit accounts$189,0002,439
Trading account gains and feesNANA
Additional Noninterest Income$2,668,0001,125
Total noninterest expense$16,565,0001,108
Salaries and employee benefits$11,693,000938
Premises and equipment expense$2,009,000962
Additional noninterest expense$2,668,0001,125
Pre-tax net operating income$5,911,0001,465
Securities gains (losses)$15,000537
Applicable income taxes$3,0003,369
Income before extraordinary items$5,923,0001,263
Extraordinary gains, net$052
Net income$5,923,0001,272
Minority interest net income$081
Net income of bank and minority interests.$5,923,0001,263
Net charge-offs$-3,0003,563
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,908,0001,287
2023-06-30 (YTD Data)Rank
Total interest income$16,189,0001,265
Total interest expense$3,047,0001,545
Net interest income$13,142,0001,173
Provision for loan and lease losses$02,940
Total noninterest income$2,122,0001,257
Gross Fiduciary activities income$0931
Service charges on deposit accounts$124,0002,436
Trading account gains and feesNANA
Additional Noninterest Income$1,998,000970
Total noninterest expense$11,124,0001,096
Salaries and employee benefits$7,816,000933
Premises and equipment expense$1,353,000944
Additional noninterest expense$1,998,000969
Pre-tax net operating income$4,140,0001,391
Securities gains (losses)$15,000516
Applicable income taxes$2,0003,401
Income before extraordinary items$4,153,0001,219
Extraordinary gains, net$051
Net income$4,153,0001,230
Minority interest net income$081
Net income of bank and minority interests.$4,153,0001,219
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,138,0001,230
2023-03-31 (YTD Data)Rank
Total interest income$7,829,0001,278
Total interest expense$1,163,0001,663
Net interest income$6,666,0001,165
Provision for loan and lease losses$02,612
Total noninterest income$1,235,0001,146
Gross Fiduciary activities income$0913
Service charges on deposit accounts$60,0002,486
Trading account gains and feesNANA
Additional Noninterest Income$1,175,000861
Total noninterest expense$5,627,0001,105
Salaries and employee benefits$3,864,000962
Premises and equipment expense$693,000955
Additional noninterest expense$1,175,000861
Pre-tax net operating income$2,274,0001,324
Securities gains (losses)$10,000588
Applicable income taxes$03,388
Income before extraordinary items$2,284,0001,154
Extraordinary gains, net$04
Net income$2,284,0001,153
Minority interest net income$048
Net income of bank and minority interests.$2,284,0001,153
Net charge-offs$-7,0003,948
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,274,0001,174
2022-12-31 (YTD Data)Rank
Total interest income$24,757,0001,318
Total interest expense$2,048,0001,574
Net interest income$22,709,0001,299
Provision for loan and lease losses$-750,0004,576
Total noninterest income$2,627,0001,763
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$239,0002,543
Trading account gains and feesNANA
Additional Noninterest Income$2,388,0001,465
Total noninterest expense$20,094,0001,178
Salaries and employee benefits$14,089,0001,009
Premises and equipment expense$2,624,000969
Additional noninterest expense$2,388,0001,465
Pre-tax net operating income$5,992,0001,827
Securities gains (losses)$-14,0003,506
Applicable income taxes$4,0003,550
Income before extraordinary items$5,974,0001,632
Extraordinary gains, net$05
Net income$5,974,0001,630
Minority interest net income$063
Net income of bank and minority interests.$5,974,0001,631
Net charge-offs$-84,0004,234
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,988,0001,661
2022-09-30 (YTD Data)Rank
Total interest income$18,127,0001,301
Total interest expense$1,160,0001,595
Net interest income$16,967,0001,278
Provision for loan and lease losses$-750,0004,627
Total noninterest income$2,083,0001,729
Gross Fiduciary activities income$0968
Service charges on deposit accounts$178,0002,564
Trading account gains and feesNANA
Additional Noninterest Income$1,905,0001,428
Total noninterest expense$15,570,0001,151
Salaries and employee benefits$11,102,000957
Premises and equipment expense$1,978,000955
Additional noninterest expense$1,905,0001,428
Pre-tax net operating income$4,230,0001,869
Securities gains (losses)$-12,0003,821
Applicable income taxes$3,0003,546
Income before extraordinary items$4,215,0001,664
Extraordinary gains, net$04
Net income$4,215,0001,663
Minority interest net income$057
Net income of bank and minority interests.$4,215,0001,663
Net charge-offs$-86,0004,252
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,227,0001,693
2022-06-30 (YTD Data)Rank
Total interest income$11,290,0001,332
Total interest expense$735,0001,458
Net interest income$10,555,0001,323
Provision for loan and lease losses$-750,0004,645
Total noninterest income$1,339,0001,756
Gross Fiduciary activities income$0925
Service charges on deposit accounts$116,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$1,223,0001,481
Total noninterest expense$10,343,0001,141
Salaries and employee benefits$7,378,000957
Premises and equipment expense$1,320,000950
Additional noninterest expense$1,645,0001,860
Pre-tax net operating income$2,301,0002,029
Securities gains (losses)$-13,0003,992
Applicable income taxes$2,0003,520
Income before extraordinary items$2,286,0001,824
Extraordinary gains, net$04
Net income$2,286,0001,825
Minority interest net income$060
Net income of bank and minority interests.$2,286,0001,824
Net charge-offs$-111,0004,408
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,299,0001,855
2022-03-31 (YTD Data)Rank
Total interest income$5,406,0001,346
Total interest expense$361,0001,423
Net interest income$5,045,0001,338
Provision for loan and lease losses$02,285
Total noninterest income$670,0001,757
Gross Fiduciary activities income$0892
Service charges on deposit accounts$57,0002,586
Trading account gains and feesNANA
Additional Noninterest Income$613,0001,484
Total noninterest expense$4,984,0001,175
Salaries and employee benefits$3,642,000971
Premises and equipment expense$694,000912
Additional noninterest expense$648,0002,188
Pre-tax net operating income$731,0002,505
Securities gains (losses)$-4,0004,101
Applicable income taxes$03,450
Income before extraordinary items$727,0002,307
Extraordinary gains, net$04
Net income$727,0002,306
Minority interest net income$050
Net income of bank and minority interests.$727,0002,307
Net charge-offs$-120,0004,596
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$731,0002,324
2021-12-31 (YTD Data)Rank
Total interest income$26,724,0001,162
Total interest expense$2,116,0001,269
Net interest income$24,608,0001,144
Provision for loan and lease losses$-750,0004,494
Total noninterest income$4,298,0001,444
Gross Fiduciary activities income$0994
Service charges on deposit accounts$243,0002,432
Trading account gains and feesNANA
Additional Noninterest Income$4,055,0001,242
Total noninterest expense$19,495,0001,187
Salaries and employee benefits$15,020,000934
Premises and equipment expense$2,324,0001,051
Additional noninterest expense$2,151,0002,461
Pre-tax net operating income$10,161,0001,264
Securities gains (losses)$27,0001,378
Applicable income taxes$4,0003,642
Income before extraordinary items$10,184,0001,135
Extraordinary gains, net$010
Net income$10,184,0001,135
Minority interest net income$074
Net income of bank and minority interests.$10,184,0001,135
Net charge-offs$-3,0003,394
Cash dividends$8,000,000561
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,157,0001,122
2021-09-30 (YTD Data)Rank
Total interest income$21,571,0001,120
Total interest expense$1,628,0001,313
Net interest income$19,943,0001,096
Provision for loan and lease losses$-750,0004,594
Total noninterest income$3,353,0001,444
Gross Fiduciary activities income$0957
Service charges on deposit accounts$175,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$3,178,0001,237
Total noninterest expense$14,594,0001,196
Salaries and employee benefits$10,779,000978
Premises and equipment expense$1,738,0001,069
Additional noninterest expense$2,077,0002,106
Pre-tax net operating income$9,452,0001,127
Securities gains (losses)$20,0001,394
Applicable income taxes$3,0003,625
Income before extraordinary items$9,469,000996
Extraordinary gains, net$08
Net income$9,469,000996
Minority interest net income$069
Net income of bank and minority interests.$9,469,000996
Net charge-offs$-6,0003,495
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,449,000981
2021-06-30 (YTD Data)Rank
Total interest income$13,660,0001,160
Total interest expense$1,115,0001,338
Net interest income$12,545,0001,141
Provision for loan and lease losses$-750,0004,651
Total noninterest income$2,323,0001,399
Gross Fiduciary activities income$0951
Service charges on deposit accounts$110,0002,507
Trading account gains and feesNANA
Additional Noninterest Income$2,213,0001,207
Total noninterest expense$9,460,0001,205
Salaries and employee benefits$6,954,0001,000
Premises and equipment expense$1,170,0001,056
Additional noninterest expense$1,336,0002,130
Pre-tax net operating income$6,158,0001,124
Securities gains (losses)$13,0001,320
Applicable income taxes$2,0003,608
Income before extraordinary items$6,169,0001,001
Extraordinary gains, net$06
Net income$6,169,0001,001
Minority interest net income$067
Net income of bank and minority interests.$6,169,0001,001
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,156,000979
2021-03-31 (YTD Data)Rank
Total interest income$6,601,0001,204
Total interest expense$583,0001,345
Net interest income$6,018,0001,175
Provision for loan and lease losses$02,741
Total noninterest income$1,143,0001,410
Gross Fiduciary activities income$0922
Service charges on deposit accounts$52,0002,592
Trading account gains and feesNANA
Additional Noninterest Income$1,091,0001,199
Total noninterest expense$4,593,0001,219
Salaries and employee benefits$3,326,0001,043
Premises and equipment expense$595,0001,047
Additional noninterest expense$672,0002,085
Pre-tax net operating income$2,568,0001,285
Securities gains (losses)$12,0001,012
Applicable income taxes$03,613
Income before extraordinary items$2,580,0001,174
Extraordinary gains, net$03
Net income$2,580,0001,174
Minority interest net income$055
Net income of bank and minority interests.$2,580,0001,174
Net charge-offs$-6,0003,842
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,568,0001,145
2020-12-31 (YTD Data)Rank
Total interest income$27,789,0001,138
Total interest expense$3,834,0001,213
Net interest income$23,955,0001,114
Provision for loan and lease losses$1,500,0001,247
Total noninterest income$5,587,0001,180
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$239,0002,521
Trading account gains and feesNANA
Additional Noninterest Income$5,348,000974
Total noninterest expense$17,781,0001,214
Salaries and employee benefits$12,555,0001,038
Premises and equipment expense$2,440,0001,003
Additional noninterest expense$2,786,0002,047
Pre-tax net operating income$10,261,0001,044
Securities gains (losses)$-4,0004,727
Applicable income taxes$4,0003,569
Income before extraordinary items$10,253,000935
Extraordinary gains, net$04
Net income$10,253,000935
Minority interest net income$072
Net income of bank and minority interests.$10,253,000935
Net charge-offs$897,000697
Cash dividends$4,300,000860
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,257,000896
2020-09-30 (YTD Data)Rank
Total interest income$22,769,0001,042
Total interest expense$3,133,0001,186
Net interest income$19,636,0001,019
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$4,251,0001,137
Gross Fiduciary activities income$0981
Service charges on deposit accounts$182,0002,506
Trading account gains and feesNANA
Additional Noninterest Income$4,069,000927
Total noninterest expense$14,575,0001,124
Salaries and employee benefits$10,582,000937
Premises and equipment expense$1,877,000977
Additional noninterest expense$2,116,0001,986
Pre-tax net operating income$7,812,000995
Securities gains (losses)$-9,0004,770
Applicable income taxes$3,0003,588
Income before extraordinary items$7,800,000885
Extraordinary gains, net$04
Net income$7,800,000885
Minority interest net income$065
Net income of bank and minority interests.$7,800,000885
Net charge-offs$736,000601
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,809,000849
2020-06-30 (YTD Data)Rank
Total interest income$15,923,0001,013
Total interest expense$2,284,0001,181
Net interest income$13,639,000990
Provision for loan and lease losses$1,000,0001,077
Total noninterest income$2,707,0001,109
Gross Fiduciary activities income$0970
Service charges on deposit accounts$121,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$2,586,000907
Total noninterest expense$9,542,0001,132
Salaries and employee benefits$6,972,000942
Premises and equipment expense$1,218,000992
Additional noninterest expense$1,352,0002,050
Pre-tax net operating income$5,804,000839
Securities gains (losses)$-9,0004,773
Applicable income taxes$2,0003,555
Income before extraordinary items$5,793,000746
Extraordinary gains, net$04
Net income$5,793,000747
Minority interest net income$065
Net income of bank and minority interests.$5,793,000746
Net charge-offs$-1,0003,744
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,802,000711
2020-03-31 (YTD Data)Rank
Total interest income$7,372,0001,087
Total interest expense$1,401,0001,077
Net interest income$5,971,0001,082
Provision for loan and lease losses$500,000883
Total noninterest income$921,0001,362
Gross Fiduciary activities income$0941
Service charges on deposit accounts$68,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$853,0001,089
Total noninterest expense$4,679,0001,157
Salaries and employee benefits$3,385,000965
Premises and equipment expense$608,0001,010
Additional noninterest expense$686,0002,047
Pre-tax net operating income$1,713,0001,191
Securities gains (losses)$-13,0004,828
Applicable income taxes$03,513
Income before extraordinary items$1,700,0001,072
Extraordinary gains, net$04
Net income$1,700,0001,070
Minority interest net income$056
Net income of bank and minority interests.$1,700,0001,072
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,713,0001,048
2019-12-31 (YTD Data)Rank
Total interest income$30,550,0001,069
Total interest expense$7,056,000919
Net interest income$23,494,0001,100
Provision for loan and lease losses$1,280,000751
Total noninterest income$3,244,0001,491
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$307,0002,577
Trading account gains and feesNANA
Additional Noninterest Income$2,937,0001,218
Total noninterest expense$18,163,0001,162
Salaries and employee benefits$13,444,000950
Premises and equipment expense$2,171,0001,102
Additional noninterest expense$2,548,0002,192
Pre-tax net operating income$7,295,0001,316
Securities gains (losses)$8,0001,962
Applicable income taxes$4,0003,730
Income before extraordinary items$7,299,0001,201
Extraordinary gains, net$011
Net income$7,299,0001,202
Minority interest net income$076
Net income of bank and minority interests.$7,299,0001,203
Net charge-offs$730,000823
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,291,0001,182
2019-09-30 (YTD Data)Rank
Total interest income$22,899,0001,076
Total interest expense$5,365,000918
Net interest income$17,534,0001,112
Provision for loan and lease losses$1,280,000569
Total noninterest income$2,379,0001,510
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$234,0002,576
Trading account gains and feesNANA
Additional Noninterest Income$2,145,0001,232
Total noninterest expense$13,496,0001,176
Salaries and employee benefits$10,037,000955
Premises and equipment expense$1,632,0001,100
Additional noninterest expense$1,827,0002,255
Pre-tax net operating income$5,137,0001,411
Securities gains (losses)$8,0001,718
Applicable income taxes$3,0003,795
Income before extraordinary items$5,142,0001,284
Extraordinary gains, net$011
Net income$5,142,0001,286
Minority interest net income$072
Net income of bank and minority interests.$5,142,0001,286
Net charge-offs$731,000596
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,134,0001,263
2019-06-30 (YTD Data)Rank
Total interest income$14,975,0001,089
Total interest expense$3,552,000909
Net interest income$11,423,0001,126
Provision for loan and lease losses$580,000771
Total noninterest income$1,523,0001,525
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$155,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$1,368,0001,234
Total noninterest expense$8,954,0001,178
Salaries and employee benefits$6,674,000949
Premises and equipment expense$1,073,0001,120
Additional noninterest expense$1,207,0002,280
Pre-tax net operating income$3,412,0001,395
Securities gains (losses)$3,0001,472
Applicable income taxes$2,0003,806
Income before extraordinary items$3,413,0001,258
Extraordinary gains, net$011
Net income$3,413,0001,258
Minority interest net income$069
Net income of bank and minority interests.$3,413,0001,258
Net charge-offs$35,0002,073
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,410,0001,238
2019-03-31 (YTD Data)Rank
Total interest income$7,363,0001,097
Total interest expense$1,716,000908
Net interest income$5,647,0001,135
Provision for loan and lease losses$03,406
Total noninterest income$666,0001,623
Gross Fiduciary activities income$0972
Service charges on deposit accounts$73,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$593,0001,289
Total noninterest expense$4,379,0001,200
Salaries and employee benefits$3,265,000965
Premises and equipment expense$554,0001,091
Additional noninterest expense$560,0002,394
Pre-tax net operating income$1,934,0001,243
Securities gains (losses)$6,000809
Applicable income taxes$03,800
Income before extraordinary items$1,940,0001,116
Extraordinary gains, net$05
Net income$1,940,0001,115
Minority interest net income$052
Net income of bank and minority interests.$1,940,0001,115
Net charge-offs$36,0001,390
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,934,0001,098
2018-12-31 (YTD Data)Rank
Total interest income$26,442,0001,118
Total interest expense$4,678,000982
Net interest income$21,764,0001,152
Provision for loan and lease losses$-1,500,0005,357
Total noninterest income$3,202,0001,469
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$319,0002,659
Trading account gains and feesNANA
Additional Noninterest Income$2,883,0001,176
Total noninterest expense$16,800,0001,219
Salaries and employee benefits$12,960,000947
Premises and equipment expense$1,287,0001,710
Additional noninterest expense$2,553,0002,186
Pre-tax net operating income$9,666,0001,061
Securities gains (losses)$01,125
Applicable income taxes$4,0003,841
Income before extraordinary items$9,662,000938
Extraordinary gains, net$06
Net income$9,662,000937
Minority interest net income$072
Net income of bank and minority interests.$9,662,000937
Net charge-offs$12,0003,283
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,662,000937
2018-09-30 (YTD Data)Rank
Total interest income$19,184,0001,141
Total interest expense$3,169,0001,018
Net interest income$16,015,0001,167
Provision for loan and lease losses$-1,500,0005,433
Total noninterest income$2,440,0001,472
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$239,0002,664
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,178
Total noninterest expense$12,209,0001,251
Salaries and employee benefits$9,555,000965
Premises and equipment expense$823,0001,930
Additional noninterest expense$1,831,0002,260
Pre-tax net operating income$7,746,0001,020
Securities gains (losses)$01,118
Applicable income taxes$3,0003,907
Income before extraordinary items$7,743,000891
Extraordinary gains, net$05
Net income$7,743,000889
Minority interest net income$066
Net income of bank and minority interests.$7,743,000890
Net charge-offs$6,0003,153
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,743,000886
2018-06-30 (YTD Data)Rank
Total interest income$12,231,0001,180
Total interest expense$1,945,0001,029
Net interest income$10,286,0001,203
Provision for loan and lease losses$-1,500,0005,506
Total noninterest income$1,546,0001,530
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$156,0002,700
Trading account gains and feesNANA
Additional Noninterest Income$1,390,0001,220
Total noninterest expense$8,532,0001,208
Salaries and employee benefits$6,358,000962
Premises and equipment expense$921,0001,269
Additional noninterest expense$1,253,0002,225
Pre-tax net operating income$4,800,0001,057
Securities gains (losses)$0961
Applicable income taxes$2,0003,899
Income before extraordinary items$4,798,000946
Extraordinary gains, net$06
Net income$4,798,000944
Minority interest net income$065
Net income of bank and minority interests.$4,798,000945
Net charge-offs$6,0002,773
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,798,000936
2018-03-31 (YTD Data)Rank
Total interest income$5,949,0001,200
Total interest expense$913,0001,034
Net interest income$5,036,0001,229
Provision for loan and lease losses$03,508
Total noninterest income$685,0001,649
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$79,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$606,0001,326
Total noninterest expense$4,197,0001,229
Salaries and employee benefits$3,107,000994
Premises and equipment expense$467,0001,271
Additional noninterest expense$623,0002,214
Pre-tax net operating income$1,524,0001,463
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,524,0001,314
Extraordinary gains, net$07
Net income$1,524,0001,314
Minority interest net income$052
Net income of bank and minority interests.$1,524,0001,314
Net charge-offs$2,0002,440
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,524,0001,307
2017-12-31 (YTD Data)Rank
Total interest income$22,808,0001,207
Total interest expense$3,196,0001,019
Net interest income$19,612,0001,234
Provision for loan and lease losses$40,0003,661
Total noninterest income$3,418,0001,446
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$362,0002,538
Trading account gains and feesNANA
Additional Noninterest Income$3,056,0001,143
Total noninterest expense$16,240,0001,233
Salaries and employee benefits$11,961,0001,000
Premises and equipment expense$1,848,0001,256
Additional noninterest expense$2,431,0002,298
Pre-tax net operating income$6,750,0001,349
Securities gains (losses)$02,243
Applicable income taxes$4,0003,980
Income before extraordinary items$6,746,0001,060
Extraordinary gains, net$09
Net income$6,746,0001,060
Minority interest net income$076
Net income of bank and minority interests.$6,746,0001,060
Net charge-offs$36,0003,140
Cash dividends$6,500,000527
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,746,0001,046
2017-09-30 (YTD Data)Rank
Total interest income$16,819,0001,226
Total interest expense$2,306,0001,038
Net interest income$14,513,0001,255
Provision for loan and lease losses$40,0003,409
Total noninterest income$2,311,0001,570
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$271,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$2,040,0001,267
Total noninterest expense$12,035,0001,260
Salaries and employee benefits$8,897,0001,008
Premises and equipment expense$1,347,0001,308
Additional noninterest expense$1,791,0002,336
Pre-tax net operating income$4,749,0001,427
Securities gains (losses)$02,274
Applicable income taxes$3,0004,027
Income before extraordinary items$4,746,0001,211
Extraordinary gains, net$09
Net income$4,746,0001,211
Minority interest net income$071
Net income of bank and minority interests.$4,746,0001,211
Net charge-offs$33,0002,718
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,746,0001,189
2017-06-30 (YTD Data)Rank
Total interest income$10,891,0001,249
Total interest expense$1,414,0001,101
Net interest income$9,477,0001,275
Provision for loan and lease losses$40,0002,995
Total noninterest income$1,542,0001,567
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$182,0002,542
Trading account gains and feesNANA
Additional Noninterest Income$1,360,0001,264
Total noninterest expense$8,065,0001,257
Salaries and employee benefits$5,946,0001,012
Premises and equipment expense$922,0001,278
Additional noninterest expense$1,197,0002,329
Pre-tax net operating income$2,914,0001,498
Securities gains (losses)$01,906
Applicable income taxes$2,0004,063
Income before extraordinary items$2,912,0001,274
Extraordinary gains, net$011
Net income$2,912,0001,274
Minority interest net income$071
Net income of bank and minority interests.$2,912,0001,274
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,912,0001,254
2017-03-31 (YTD Data)Rank
Total interest income$5,231,0001,278
Total interest expense$646,0001,153
Net interest income$4,585,0001,293
Provision for loan and lease losses$40,0002,253
Total noninterest income$759,0001,577
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$91,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$668,0001,267
Total noninterest expense$4,002,0001,274
Salaries and employee benefits$2,914,0001,044
Premises and equipment expense$489,0001,218
Additional noninterest expense$599,0002,326
Pre-tax net operating income$1,302,0001,607
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,302,0001,362
Extraordinary gains, net$08
Net income$1,302,0001,361
Minority interest net income$055
Net income of bank and minority interests.$1,302,0001,362
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,302,0001,346
2016-12-31 (YTD Data)Rank
Total interest income$22,760,0001,164
Total interest expense$2,680,0001,070
Net interest income$20,080,0001,160
Provision for loan and lease losses$1,696,000588
Total noninterest income$3,413,0001,508
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$393,0002,497
Trading account gains and fees$0170
Additional Noninterest Income$3,020,0001,206
Total noninterest expense$15,584,0001,292
Salaries and employee benefits$11,528,0001,018
Premises and equipment expense$1,761,0001,315
Additional noninterest expense$2,295,0002,472
Pre-tax net operating income$6,213,0001,360
Securities gains (losses)$682,000330
Applicable income taxes$4,0004,104
Income before extraordinary items$6,891,0001,075
Extraordinary gains, net$05
Net income$6,891,0001,074
Minority interest net income$082
Net income of bank and minority interests.$6,891,0001,074
Net charge-offs$04,281
Cash dividends$4,800,000694
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,209,0001,133
2016-09-30 (YTD Data)Rank
Total interest income$17,233,0001,151
Total interest expense$2,023,0001,067
Net interest income$15,210,0001,156
Provision for loan and lease losses$1,387,000538
Total noninterest income$2,588,0001,485
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$295,0002,496
Trading account gains and fees$0169
Additional Noninterest Income$2,293,0001,192
Total noninterest expense$11,727,0001,292
Salaries and employee benefits$8,628,0001,017
Premises and equipment expense$1,340,0001,305
Additional noninterest expense$1,759,0002,433
Pre-tax net operating income$4,684,0001,375
Securities gains (losses)$682,000288
Applicable income taxes$3,0004,173
Income before extraordinary items$5,363,0001,046
Extraordinary gains, net$05
Net income$5,363,0001,046
Minority interest net income$071
Net income of bank and minority interests.$5,363,0001,046
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,681,0001,138
2016-06-30 (YTD Data)Rank
Total interest income$11,351,0001,166
Total interest expense$1,301,0001,104
Net interest income$10,050,0001,167
Provision for loan and lease losses$925,000539
Total noninterest income$1,468,0001,648
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$191,0002,510
Trading account gains and fees$0157
Additional Noninterest Income$1,277,0001,326
Total noninterest expense$7,720,0001,304
Salaries and employee benefits$5,690,0001,029
Premises and equipment expense$888,0001,313
Additional noninterest expense$1,142,0002,496
Pre-tax net operating income$2,873,0001,447
Securities gains (losses)$02,835
Applicable income taxes$2,0004,190
Income before extraordinary items$2,871,0001,245
Extraordinary gains, net$016
Net income$2,871,0001,245
Minority interest net income$071
Net income of bank and minority interests.$2,871,0001,245
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,871,0001,201
2016-03-31 (YTD Data)Rank
Total interest income$5,677,0001,170
Total interest expense$629,0001,138
Net interest income$5,048,0001,163
Provision for loan and lease losses$462,000495
Total noninterest income$766,0001,566
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$94,0002,518
Trading account gains and fees$0142
Additional Noninterest Income$672,0001,250
Total noninterest expense$3,912,0001,289
Salaries and employee benefits$2,854,0001,026
Premises and equipment expense$481,0001,221
Additional noninterest expense$577,0002,475
Pre-tax net operating income$1,440,0001,437
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,440,0001,222
Extraordinary gains, net$012
Net income$1,440,0001,222
Minority interest net income$062
Net income of bank and minority interests.$1,440,0001,223
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,440,0001,190
2015-12-31 (YTD Data)Rank
Total interest income$21,200,0001,206
Total interest expense$2,045,0001,359
Net interest income$19,155,0001,196
Provision for loan and lease losses$1,033,000804
Total noninterest income$4,786,0001,157
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$418,0002,440
Trading account gains and fees$0159
Additional Noninterest Income$4,368,000884
Total noninterest expense$15,344,0001,290
Salaries and employee benefits$11,153,0001,011
Premises and equipment expense$1,772,0001,316
Additional noninterest expense$2,419,0002,407
Pre-tax net operating income$7,564,0001,129
Securities gains (losses)$03,216
Applicable income taxes$4,0004,225
Income before extraordinary items$7,560,000945
Extraordinary gains, net$023
Net income$7,560,000945
Minority interest net income$081
Net income of bank and minority interests.$7,560,000945
Net charge-offs$-57,0005,607
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,560,000924
2015-09-30 (YTD Data)Rank
Total interest income$15,657,0001,227
Total interest expense$1,502,0001,398
Net interest income$14,155,0001,212
Provision for loan and lease losses$833,000698
Total noninterest income$4,179,0001,057
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$318,0002,422
Trading account gains and fees$0153
Additional Noninterest Income$3,861,000809
Total noninterest expense$11,382,0001,303
Salaries and employee benefits$8,246,0001,031
Premises and equipment expense$1,311,0001,349
Additional noninterest expense$1,825,0002,391
Pre-tax net operating income$6,119,0001,071
Securities gains (losses)$03,031
Applicable income taxes$3,0004,331
Income before extraordinary items$6,116,000882
Extraordinary gains, net$021
Net income$6,116,000881
Minority interest net income$078
Net income of bank and minority interests.$6,116,000882
Net charge-offs$-61,0005,677
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,116,000855
2015-06-30 (YTD Data)Rank
Total interest income$10,196,0001,255
Total interest expense$1,017,0001,385
Net interest income$9,179,0001,248
Provision for loan and lease losses$633,000623
Total noninterest income$3,373,000918
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$204,0002,462
Trading account gains and fees$0157
Additional Noninterest Income$3,169,000688
Total noninterest expense$7,483,0001,323
Salaries and employee benefits$5,473,0001,039
Premises and equipment expense$857,0001,376
Additional noninterest expense$1,153,0002,514
Pre-tax net operating income$4,436,000999
Securities gains (losses)$02,636
Applicable income taxes$2,0004,347
Income before extraordinary items$4,434,000824
Extraordinary gains, net$022
Net income$4,434,000823
Minority interest net income$075
Net income of bank and minority interests.$4,434,000824
Net charge-offs$-61,0005,801
Cash dividends$1,500,000890
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,434,000799
2015-03-31 (YTD Data)Rank
Total interest income$4,916,0001,296
Total interest expense$512,0001,374
Net interest income$4,404,0001,288
Provision for loan and lease losses$200,000888
Total noninterest income$740,0001,597
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$96,0002,551
Trading account gains and fees$0152
Additional Noninterest Income$644,0001,261
Total noninterest expense$3,674,0001,342
Salaries and employee benefits$2,672,0001,069
Premises and equipment expense$429,0001,402
Additional noninterest expense$573,0002,512
Pre-tax net operating income$1,270,0001,531
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,270,0001,301
Extraordinary gains, net$013
Net income$1,270,0001,302
Minority interest net income$064
Net income of bank and minority interests.$1,270,0001,303
Net charge-offs$-61,0006,005
Cash dividends$1,500,000470
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,270,0001,263
2014-12-31 (YTD Data)Rank
Total interest income$19,297,0001,314
Total interest expense$2,512,0001,163
Net interest income$16,785,0001,334
Provision for loan and lease losses$400,0001,663
Total noninterest income$3,309,0001,452
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$446,0002,488
Trading account gains and fees$0180
Additional Noninterest Income$2,863,0001,121
Total noninterest expense$15,179,0001,298
Salaries and employee benefits$10,773,0001,003
Premises and equipment expense$1,761,0001,345
Additional noninterest expense$2,645,0002,286
Pre-tax net operating income$4,515,0001,671
Securities gains (losses)$03,259
Applicable income taxes$3,0004,369
Income before extraordinary items$4,512,0001,432
Extraordinary gains, net$017
Net income$4,512,0001,430
Minority interest net income$084
Net income of bank and minority interests.$4,512,0001,431
Net charge-offs$-134,0006,184
Cash dividends$300,0003,365
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,512,0001,404
2014-09-30 (YTD Data)Rank
Total interest income$14,280,0001,344
Total interest expense$1,954,0001,142
Net interest income$12,326,0001,355
Provision for loan and lease losses$280,0001,707
Total noninterest income$2,521,0001,448
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$336,0002,489
Trading account gains and fees$0174
Additional Noninterest Income$2,185,0001,130
Total noninterest expense$11,223,0001,326
Salaries and employee benefits$7,971,0001,019
Premises and equipment expense$1,330,0001,347
Additional noninterest expense$1,922,0002,344
Pre-tax net operating income$3,344,0001,695
Securities gains (losses)$02,980
Applicable income taxes$2,0004,434
Income before extraordinary items$3,342,0001,439
Extraordinary gains, net$015
Net income$3,342,0001,438
Minority interest net income$081
Net income of bank and minority interests.$3,342,0001,439
Net charge-offs$-102,0006,216
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,342,0001,413
2014-06-30 (YTD Data)Rank
Total interest income$9,384,0001,352
Total interest expense$1,330,0001,127
Net interest income$8,054,0001,377
Provision for loan and lease losses$160,0001,834
Total noninterest income$1,661,0001,449
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$217,0002,526
Trading account gains and fees$0172
Additional Noninterest Income$1,444,0001,126
Total noninterest expense$7,502,0001,325
Salaries and employee benefits$5,268,0001,030
Premises and equipment expense$909,0001,324
Additional noninterest expense$1,325,0002,249
Pre-tax net operating income$2,053,0001,783
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$2,052,0001,505
Extraordinary gains, net$020
Net income$2,052,0001,508
Minority interest net income$080
Net income of bank and minority interests.$2,052,0001,507
Net charge-offs$-68,0006,231
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,052,0001,474
2014-03-31 (YTD Data)Rank
Total interest income$4,608,0001,377
Total interest expense$668,0001,127
Net interest income$3,940,0001,402
Provision for loan and lease losses$40,0002,444
Total noninterest income$699,0001,600
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$105,0002,571
Trading account gains and fees$0147
Additional Noninterest Income$594,0001,253
Total noninterest expense$3,836,0001,310
Salaries and employee benefits$2,602,0001,050
Premises and equipment expense$479,0001,289
Additional noninterest expense$755,0001,999
Pre-tax net operating income$763,0002,179
Securities gains (losses)$01,715
Applicable income taxes$-1,0006,366
Income before extraordinary items$764,0001,883
Extraordinary gains, net$016
Net income$764,0001,887
Minority interest net income$066
Net income of bank and minority interests.$764,0001,886
Net charge-offs$-70,0006,404
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$764,0001,845
2013-12-31 (YTD Data)Rank
Total interest income$18,880,0001,343
Total interest expense$3,227,0001,041
Net interest income$15,653,0001,381
Provision for loan and lease losses$150,0003,263
Total noninterest income$3,733,0001,378
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$486,0002,434
Trading account gains and fees$0184
Additional Noninterest Income$3,247,0001,096
Total noninterest expense$14,747,0001,339
Salaries and employee benefits$10,527,0001,026
Premises and equipment expense$1,674,0001,421
Additional noninterest expense$2,546,0002,418
Pre-tax net operating income$4,489,0001,560
Securities gains (losses)$03,182
Applicable income taxes$-64,0006,433
Income before extraordinary items$4,553,0001,335
Extraordinary gains, net$029
Net income$4,553,0001,338
Minority interest net income$090
Net income of bank and minority interests.$4,553,0001,338
Net charge-offs$-177,0006,614
Cash dividends$2,200,0001,117
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,553,0001,307
2013-09-30 (YTD Data)Rank
Total interest income$14,001,0001,366
Total interest expense$2,472,0001,052
Net interest income$11,529,0001,404
Provision for loan and lease losses$150,0002,922
Total noninterest income$2,846,0001,390
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$370,0002,416
Trading account gains and fees$0180
Additional Noninterest Income$2,476,0001,104
Total noninterest expense$11,027,0001,353
Salaries and employee benefits$7,885,0001,029
Premises and equipment expense$1,256,0001,427
Additional noninterest expense$1,886,0002,436
Pre-tax net operating income$3,198,0001,651
Securities gains (losses)$03,040
Applicable income taxes$-66,0006,653
Income before extraordinary items$3,264,0001,389
Extraordinary gains, net$025
Net income$3,264,0001,391
Minority interest net income$084
Net income of bank and minority interests.$3,264,0001,391
Net charge-offs$-169,0006,698
Cash dividends$1,200,0001,264
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,264,0001,361
2013-06-30 (YTD Data)Rank
Total interest income$9,273,0001,368
Total interest expense$1,661,0001,071
Net interest income$7,612,0001,409
Provision for loan and lease losses$150,0002,434
Total noninterest income$1,941,0001,376
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$246,0002,394
Trading account gains and fees$0157
Additional Noninterest Income$1,695,0001,098
Total noninterest expense$7,343,0001,355
Salaries and employee benefits$5,155,0001,052
Premises and equipment expense$869,0001,386
Additional noninterest expense$1,319,0002,325
Pre-tax net operating income$2,060,0001,675
Securities gains (losses)$02,791
Applicable income taxes$-67,0006,723
Income before extraordinary items$2,127,0001,423
Extraordinary gains, net$022
Net income$2,127,0001,427
Minority interest net income$082
Net income of bank and minority interests.$2,127,0001,426
Net charge-offs$-164,0006,774
Cash dividends$1,200,000926
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,127,0001,371
2013-03-31 (YTD Data)Rank
Total interest income$4,631,0001,374
Total interest expense$838,0001,098
Net interest income$3,793,0001,420
Provision for loan and lease losses$150,0001,610
Total noninterest income$925,0001,422
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$120,0002,433
Trading account gains and fees$0148
Additional Noninterest Income$805,0001,148
Total noninterest expense$3,584,0001,393
Salaries and employee benefits$2,495,0001,094
Premises and equipment expense$443,0001,378
Additional noninterest expense$646,0002,382
Pre-tax net operating income$984,0001,738
Securities gains (losses)$01,966
Applicable income taxes$37,0003,209
Income before extraordinary items$947,0001,557
Extraordinary gains, net$010
Net income$947,0001,560
Minority interest net income$076
Net income of bank and minority interests.$947,0001,559
Net charge-offs$-23,0006,491
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$947,0001,500
2012-12-31 (YTD Data)Rank
Total interest income$20,363,0001,312
Total interest expense$3,836,0001,165
Net interest income$16,527,0001,323
Provision for loan and lease losses$340,0003,215
Total noninterest income$3,970,0001,342
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$562,0002,266
Trading account gains and fees$0166
Additional Noninterest Income$3,408,0001,069
Total noninterest expense$14,486,0001,362
Salaries and employee benefits$10,410,0001,012
Premises and equipment expense$1,607,0001,478
Additional noninterest expense$2,469,0002,601
Pre-tax net operating income$5,671,0001,223
Securities gains (losses)$03,810
Applicable income taxes$229,0002,903
Income before extraordinary items$5,442,0001,086
Extraordinary gains, net$029
Net income$5,442,0001,086
Minority interest net income$093
Net income of bank and minority interests.$5,442,0001,086
Net charge-offs$542,0002,552
Cash dividends$3,500,000767
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,442,0001,031
2012-09-30 (YTD Data)Rank
Total interest income$15,287,0001,335
Total interest expense$2,911,0001,220
Net interest income$12,376,0001,338
Provision for loan and lease losses$135,0004,004
Total noninterest income$2,870,0001,370
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$426,0002,273
Trading account gains and fees$0157
Additional Noninterest Income$2,444,0001,090
Total noninterest expense$10,558,0001,402
Salaries and employee benefits$7,569,0001,037
Premises and equipment expense$1,172,0001,529
Additional noninterest expense$1,817,0002,641
Pre-tax net operating income$4,553,0001,183
Securities gains (losses)$03,575
Applicable income taxes$186,0002,899
Income before extraordinary items$4,367,0001,042
Extraordinary gains, net$020
Net income$4,367,0001,042
Minority interest net income$086
Net income of bank and minority interests.$4,367,0001,042
Net charge-offs$96,0004,007
Cash dividends$3,500,000483
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,367,000990
2012-06-30 (YTD Data)Rank
Total interest income$10,178,0001,345
Total interest expense$1,959,0001,246
Net interest income$8,219,0001,350
Provision for loan and lease losses$25,0005,005
Total noninterest income$1,902,0001,369
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$277,0002,299
Trading account gains and fees$0153
Additional Noninterest Income$1,625,0001,076
Total noninterest expense$6,933,0001,416
Salaries and employee benefits$5,004,0001,044
Premises and equipment expense$796,0001,493
Additional noninterest expense$1,133,0002,821
Pre-tax net operating income$3,163,0001,128
Securities gains (losses)$03,178
Applicable income taxes$128,0002,860
Income before extraordinary items$3,035,0001,003
Extraordinary gains, net$019
Net income$3,035,0001,003
Minority interest net income$084
Net income of bank and minority interests.$3,035,0001,003
Net charge-offs$-2,0006,263
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,035,000945
2012-03-31 (YTD Data)Rank
Total interest income$4,756,0001,449
Total interest expense$996,0001,270
Net interest income$3,760,0001,484
Provision for loan and lease losses$05,254
Total noninterest income$975,0001,348
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$139,0002,273
Trading account gains and fees$0148
Additional Noninterest Income$836,0001,039
Total noninterest expense$3,450,0001,419
Salaries and employee benefits$2,489,0001,043
Premises and equipment expense$399,0001,489
Additional noninterest expense$562,0002,812
Pre-tax net operating income$1,285,0001,364
Securities gains (losses)$02,210
Applicable income taxes$52,0003,038
Income before extraordinary items$1,233,0001,187
Extraordinary gains, net$019
Net income$1,233,0001,187
Minority interest net income$078
Net income of bank and minority interests.$1,233,0001,187
Net charge-offs$-1,0005,761
Cash dividends$1,500,000340
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,233,0001,130
2011-12-31 (YTD Data)Rank
Total interest income$19,481,0001,467
Total interest expense$4,456,0001,361
Net interest income$15,025,0001,475
Provision for loan and lease losses$100,0005,330
Total noninterest income$5,070,0001,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$559,0002,359
Trading account gains and fees$0146
Additional Noninterest Income$4,511,000767
Total noninterest expense$14,061,0001,386
Salaries and employee benefits$10,452,000937
Premises and equipment expense$1,801,0001,387
Additional noninterest expense$1,808,0003,393
Pre-tax net operating income$5,934,0001,012
Securities gains (losses)$03,838
Applicable income taxes$222,0002,799
Income before extraordinary items$5,712,000879
Extraordinary gains, net$029
Net income$5,712,000878
Minority interest net income$096
Net income of bank and minority interests.$5,712,000879
Net charge-offs$26,0005,807
Cash dividends$3,000,000657
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,712,000848
2011-09-30 (YTD Data)Rank
Total interest income$14,532,0001,492
Total interest expense$3,266,0001,449
Net interest income$11,266,0001,487
Provision for loan and lease losses$50,0005,512
Total noninterest income$3,565,0001,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0002,410
Trading account gains and fees$0145
Additional Noninterest Income$3,155,000804
Total noninterest expense$10,443,0001,407
Salaries and employee benefits$7,762,000951
Premises and equipment expense$1,341,0001,413
Additional noninterest expense$1,340,0003,424
Pre-tax net operating income$4,338,0001,062
Securities gains (losses)$03,555
Applicable income taxes$163,0002,844
Income before extraordinary items$4,175,000910
Extraordinary gains, net$021
Net income$4,175,000909
Minority interest net income$087
Net income of bank and minority interests.$4,175,000910
Net charge-offs$16,0005,628
Cash dividends$3,000,000450
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,175,000875
2011-06-30 (YTD Data)Rank
Total interest income$9,622,0001,511
Total interest expense$2,172,0001,507
Net interest income$7,450,0001,496
Provision for loan and lease losses$50,0005,106
Total noninterest income$2,437,0001,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0002,451
Trading account gains and fees$0153
Additional Noninterest Income$2,174,000784
Total noninterest expense$6,990,0001,414
Salaries and employee benefits$5,188,000953
Premises and equipment expense$916,0001,380
Additional noninterest expense$886,0003,497
Pre-tax net operating income$2,847,0001,058
Securities gains (losses)$02,914
Applicable income taxes$108,0002,808
Income before extraordinary items$2,739,000901
Extraordinary gains, net$015
Net income$2,739,000900
Minority interest net income$089
Net income of bank and minority interests.$2,739,000901
Net charge-offs$79,0004,069
Cash dividends$3,000,000305
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,739,000875
2011-03-31 (YTD Data)Rank
Total interest income$4,850,0001,515
Total interest expense$1,091,0001,560
Net interest income$3,759,0001,487
Provision for loan and lease losses$50,0004,153
Total noninterest income$1,050,0001,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$122,0002,582
Trading account gains and fees$0158
Additional Noninterest Income$928,000872
Total noninterest expense$3,595,0001,388
Salaries and employee benefits$2,647,000946
Premises and equipment expense$481,0001,349
Additional noninterest expense$467,0003,357
Pre-tax net operating income$1,164,0001,245
Securities gains (losses)$01,772
Applicable income taxes$48,0002,863
Income before extraordinary items$1,116,0001,099
Extraordinary gains, net$09
Net income$1,116,0001,098
Minority interest net income$086
Net income of bank and minority interests.$1,116,0001,099
Net charge-offs$56,0003,252
Cash dividends$1,500,000267
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,116,0001,070
2010-12-31 (YTD Data)Rank
Total interest income$19,904,0001,549
Total interest expense$4,483,0001,805
Net interest income$15,421,0001,452
Provision for loan and lease losses$341,0004,685
Total noninterest income$3,996,0001,273
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,996,000870
Total noninterest expense$13,941,0001,432
Salaries and employee benefits$10,195,000955
Premises and equipment expense$1,769,0001,452
Additional noninterest expense$1,977,0003,287
Pre-tax net operating income$5,135,0001,010
Securities gains (losses)$03,793
Applicable income taxes$186,0002,777
Income before extraordinary items$4,949,000892
Extraordinary gains, net$029
Net income$4,949,000893
Minority interest net income$0111
Net income of bank and minority interests.$4,949,000894
Net charge-offs$-24,0007,519
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,949,000857
2010-09-30 (YTD Data)Rank
Total interest income$14,877,0001,587
Total interest expense$3,353,0001,875
Net interest income$11,524,0001,478
Provision for loan and lease losses$273,0004,445
Total noninterest income$2,919,0001,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,919,000845
Total noninterest expense$10,221,0001,455
Salaries and employee benefits$7,443,000976
Premises and equipment expense$1,314,0001,480
Additional noninterest expense$1,464,0003,297
Pre-tax net operating income$3,949,0001,032
Securities gains (losses)$03,651
Applicable income taxes$143,0002,831
Income before extraordinary items$3,806,000914
Extraordinary gains, net$023
Net income$3,806,000916
Minority interest net income$0110
Net income of bank and minority interests.$3,806,000916
Net charge-offs$-44,0007,622
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,806,000869
2010-06-30 (YTD Data)Rank
Total interest income$9,829,0001,617
Total interest expense$2,220,0001,951
Net interest income$7,609,0001,493
Provision for loan and lease losses$205,0004,179
Total noninterest income$1,714,0001,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,714,000890
Total noninterest expense$6,852,0001,437
Salaries and employee benefits$4,948,000975
Premises and equipment expense$903,0001,457
Additional noninterest expense$1,001,0003,207
Pre-tax net operating income$2,266,0001,162
Securities gains (losses)$03,184
Applicable income taxes$80,0002,967
Income before extraordinary items$2,186,0001,034
Extraordinary gains, net$019
Net income$2,186,0001,035
Minority interest net income$0105
Net income of bank and minority interests.$2,186,0001,035
Net charge-offs$-44,0007,687
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,186,000986
2010-03-31 (YTD Data)Rank
Total interest income$4,816,0001,674
Total interest expense$1,123,0002,041
Net interest income$3,693,0001,554
Provision for loan and lease losses$137,0003,570
Total noninterest income$755,0001,501
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$755,000963
Total noninterest expense$3,483,0001,444
Salaries and employee benefits$2,477,000991
Premises and equipment expense$475,0001,439
Additional noninterest expense$531,0003,009
Pre-tax net operating income$828,0001,572
Securities gains (losses)$02,284
Applicable income taxes$30,0003,171
Income before extraordinary items$798,0001,375
Extraordinary gains, net$016
Net income$798,0001,378
Minority interest net income$091
Net income of bank and minority interests.$798,0001,377
Net charge-offs$7,0005,008
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$798,0001,331
2009-12-31 (YTD Data)Rank
Total interest income$19,130,0001,790
Total interest expense$5,042,0002,244
Net interest income$14,088,0001,593
Provision for loan and lease losses$780,0003,876
Total noninterest income$3,357,0001,489
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,357,000972
Total noninterest expense$13,546,0001,521
Salaries and employee benefits$9,785,0001,007
Premises and equipment expense$1,738,0001,552
Additional noninterest expense$2,023,0003,286
Pre-tax net operating income$3,119,0001,280
Securities gains (losses)$154,0001,770
Applicable income taxes$105,0002,853
Income before extraordinary items$3,168,0001,061
Extraordinary gains, net$034
Net income$3,168,0001,058
Minority interest net income$0115
Net income of bank and minority interests.$3,168,0001,060
Net charge-offs$404,0004,076
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,018,6201,109
2009-09-30 (YTD Data)Rank
Total interest income$14,080,0001,847
Total interest expense$3,860,0002,295
Net interest income$10,220,0001,650
Provision for loan and lease losses$585,0003,567
Total noninterest income$2,557,0001,490
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,557,000974
Total noninterest expense$9,975,0001,544
Salaries and employee benefits$7,239,0001,028
Premises and equipment expense$1,309,0001,569
Additional noninterest expense$1,427,0003,410
Pre-tax net operating income$2,217,0001,471
Securities gains (losses)$154,0001,484
Applicable income taxes$74,0003,091
Income before extraordinary items$2,297,0001,170
Extraordinary gains, net$027
Net income$2,297,0001,170
Minority interest net income$0118
Net income of bank and minority interests.$2,297,0001,170
Net charge-offs$255,0003,939
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,147,6201,226
2009-06-30 (YTD Data)Rank
Total interest income$9,100,0001,942
Total interest expense$2,601,0002,356
Net interest income$6,499,0001,718
Provision for loan and lease losses$390,0003,317
Total noninterest income$1,885,0001,402
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,885,000933
Total noninterest expense$6,630,0001,576
Salaries and employee benefits$4,794,0001,056
Premises and equipment expense$907,0001,537
Additional noninterest expense$929,0003,469
Pre-tax net operating income$1,364,0001,654
Securities gains (losses)$154,0001,191
Applicable income taxes$49,0003,169
Income before extraordinary items$1,469,0001,293
Extraordinary gains, net$021
Net income$1,469,0001,291
Minority interest net income$0112
Net income of bank and minority interests.$1,469,0001,292
Net charge-offs$192,0003,476
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,319,6201,389
2009-03-31 (YTD Data)Rank
Total interest income$4,414,0002,011
Total interest expense$1,333,0002,386
Net interest income$3,081,0001,803
Provision for loan and lease losses$195,0002,897
Total noninterest income$674,0001,738
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$674,0001,147
Total noninterest expense$3,270,0001,533
Salaries and employee benefits$2,403,0001,053
Premises and equipment expense$467,0001,525
Additional noninterest expense$400,0003,578
Pre-tax net operating income$290,0003,387
Securities gains (losses)$154,000784
Applicable income taxes$15,0003,758
Income before extraordinary items$429,0002,420
Extraordinary gains, net$015
Net income$429,0002,420
Minority interest net income$0102
Net income of bank and minority interests.$429,0002,422
Net charge-offs$28,0004,069
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$279,6203,105
2008-12-31 (YTD Data)Rank
Total interest income$18,987,0002,006
Total interest expense$6,310,0002,412
Net interest income$12,677,0001,759
Provision for loan and lease losses$1,575,0002,098
Total noninterest income$3,064,0001,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,064,000948
Total noninterest expense$12,700,0001,542
Salaries and employee benefits$9,060,0001,088
Premises and equipment expense$1,662,0001,658
Additional noninterest expense$1,978,0002,897
Pre-tax net operating income$1,466,0003,068
Securities gains (losses)$332,000508
Applicable income taxes$64,0003,710
Income before extraordinary items$1,734,0002,258
Extraordinary gains, net$039
Net income$1,734,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,602,0001,493
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,415,2802,768
2008-09-30 (YTD Data)Rank
Total interest income$14,166,0002,066
Total interest expense$4,878,0002,427
Net interest income$9,288,0001,815
Provision for loan and lease losses$1,325,0001,549
Total noninterest income$2,281,0001,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,281,0001,002
Total noninterest expense$9,585,0001,525
Salaries and employee benefits$6,934,0001,093
Premises and equipment expense$1,265,0001,647
Additional noninterest expense$1,386,0002,970
Pre-tax net operating income$659,0004,469
Securities gains (losses)$314,000449
Applicable income taxes$33,0004,365
Income before extraordinary items$940,0003,235
Extraordinary gains, net$031
Net income$940,0003,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,569,000979
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$635,4204,161
2008-06-30 (YTD Data)Rank
Total interest income$9,309,0002,116
Total interest expense$3,339,0002,460
Net interest income$5,970,0001,877
Provision for loan and lease losses$1,200,0001,093
Total noninterest income$1,543,0001,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,543,0001,030
Total noninterest expense$6,442,0001,504
Salaries and employee benefits$4,610,0001,114
Premises and equipment expense$872,0001,596
Additional noninterest expense$960,0002,845
Pre-tax net operating income$-129,0007,242
Securities gains (losses)$211,000593
Applicable income taxes$4,0005,280
Income before extraordinary items$78,0006,495
Extraordinary gains, net$021
Net income$78,0006,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,424,000688
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-122,4507,264
2008-03-31 (YTD Data)Rank
Total interest income$4,674,0002,160
Total interest expense$1,807,0002,448
Net interest income$2,867,0001,947
Provision for loan and lease losses$100,0002,696
Total noninterest income$725,0001,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$725,0001,084
Total noninterest expense$3,213,0001,493
Salaries and employee benefits$2,269,0001,135
Premises and equipment expense$441,0001,583
Additional noninterest expense$503,0002,713
Pre-tax net operating income$279,0004,314
Securities gains (losses)$67,000924
Applicable income taxes$12,0004,690
Income before extraordinary items$334,0003,574
Extraordinary gains, net$015
Net income$334,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,993
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$269,0103,958
2007-12-31 (YTD Data)Rank
Total interest income$19,997,0002,089
Total interest expense$8,207,0002,269
Net interest income$11,790,0001,922
Provision for loan and lease losses$345,0002,939
Total noninterest income$2,777,0001,733
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,777,0001,072
Total noninterest expense$12,132,0001,523
Salaries and employee benefits$8,825,0001,136
Premises and equipment expense$1,536,0001,711
Additional noninterest expense$1,771,0002,975
Pre-tax net operating income$2,090,0003,222
Securities gains (losses)$438,000282
Applicable income taxes$348,0003,191
Income before extraordinary items$2,180,0002,648
Extraordinary gains, net$039
Net income$2,180,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,490
Cash dividends$2,500,0001,368
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,803,3203,039
2007-09-30 (YTD Data)Rank
Total interest income$14,978,0002,102
Total interest expense$6,194,0002,260
Net interest income$8,784,0001,956
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,998,0001,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,998,0001,111
Total noninterest expense$8,687,0001,571
Salaries and employee benefits$6,340,0001,175
Premises and equipment expense$1,140,0001,722
Additional noninterest expense$1,207,0003,174
Pre-tax net operating income$1,825,0003,029
Securities gains (losses)$315,000300
Applicable income taxes$260,0003,384
Income before extraordinary items$1,880,0002,505
Extraordinary gains, net$033
Net income$1,880,0002,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,435
Cash dividends$2,500,0001,013
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,602,8002,814
2007-06-30 (YTD Data)Rank
Total interest income$9,695,0002,163
Total interest expense$3,960,0002,345
Net interest income$5,735,0002,029
Provision for loan and lease losses$195,0002,206
Total noninterest income$1,337,0001,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,337,0001,142
Total noninterest expense$5,762,0001,601
Salaries and employee benefits$4,153,0001,223
Premises and equipment expense$768,0001,731
Additional noninterest expense$841,0003,061
Pre-tax net operating income$1,115,0003,283
Securities gains (losses)$193,000306
Applicable income taxes$226,0003,104
Income before extraordinary items$1,082,0002,865
Extraordinary gains, net$029
Net income$1,082,0002,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0001,695
Cash dividends$2,500,000733
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$921,8103,178
2007-03-31 (YTD Data)Rank
Total interest income$4,692,0002,221
Total interest expense$1,910,0002,408
Net interest income$2,782,0002,083
Provision for loan and lease losses$-455,0008,613
Total noninterest income$628,0001,873
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$628,0001,153
Total noninterest expense$2,878,0001,597
Salaries and employee benefits$2,061,0001,245
Premises and equipment expense$387,0001,728
Additional noninterest expense$430,0002,979
Pre-tax net operating income$987,0002,195
Securities gains (losses)$66,000373
Applicable income taxes$218,0002,276
Income before extraordinary items$835,0001,987
Extraordinary gains, net$022
Net income$835,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-544,0008,626
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$782,8602,092
2006-12-31 (YTD Data)Rank
Total interest income$18,184,0002,161
Total interest expense$6,973,0002,288
Net interest income$11,211,0002,072
Provision for loan and lease losses$-1,546,0008,642
Total noninterest income$2,445,0001,912
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,445,0001,155
Total noninterest expense$10,775,0001,650
Salaries and employee benefits$7,601,0001,279
Premises and equipment expense$1,537,0001,657
Additional noninterest expense$1,637,0003,066
Pre-tax net operating income$4,427,0002,078
Securities gains (losses)$354,000299
Applicable income taxes$1,761,0001,467
Income before extraordinary items$3,020,0002,273
Extraordinary gains, net$051
Net income$3,020,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,000859
Cash dividends$1,600,0001,838
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,793,4402,373
2006-09-30 (YTD Data)Rank
Total interest income$13,347,0002,188
Total interest expense$5,053,0002,297
Net interest income$8,294,0002,116
Provision for loan and lease losses$-1,546,0008,708
Total noninterest income$1,826,0001,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,826,0001,176
Total noninterest expense$7,931,0001,691
Salaries and employee benefits$5,621,0001,313
Premises and equipment expense$1,168,0001,647
Additional noninterest expense$1,142,0003,253
Pre-tax net operating income$3,735,0001,952
Securities gains (losses)$256,000296
Applicable income taxes$1,409,0001,462
Income before extraordinary items$2,582,0002,102
Extraordinary gains, net$045
Net income$2,582,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000588
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,415,6002,198
2006-06-30 (YTD Data)Rank
Total interest income$8,665,0002,213
Total interest expense$3,135,0002,339
Net interest income$5,530,0002,112
Provision for loan and lease losses$06,419
Total noninterest income$1,232,0001,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,232,0001,168
Total noninterest expense$5,330,0001,677
Salaries and employee benefits$3,750,0001,321
Premises and equipment expense$797,0001,622
Additional noninterest expense$783,0003,195
Pre-tax net operating income$1,432,0002,970
Securities gains (losses)$154,000297
Applicable income taxes$549,0002,177
Income before extraordinary items$1,037,0003,133
Extraordinary gains, net$039
Net income$1,037,0003,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$936,9003,355
2006-03-31 (YTD Data)Rank
Total interest income$4,245,0002,212
Total interest expense$1,455,0002,383
Net interest income$2,790,0002,082
Provision for loan and lease losses$06,013
Total noninterest income$530,0002,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$530,0001,289
Total noninterest expense$2,599,0001,722
Salaries and employee benefits$1,796,0001,382
Premises and equipment expense$408,0001,598
Additional noninterest expense$395,0003,166
Pre-tax net operating income$721,0002,916
Securities gains (losses)$74,000289
Applicable income taxes$277,0002,117
Income before extraordinary items$518,0003,077
Extraordinary gains, net$021
Net income$518,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,351
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$469,9003,302
2005-12-31 (YTD Data)Rank
Total interest income$14,921,0002,227
Total interest expense$4,770,0002,295
Net interest income$10,151,0002,182
Provision for loan and lease losses$07,120
Total noninterest income$2,214,0002,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,214,0001,260
Total noninterest expense$9,761,0001,743
Salaries and employee benefits$6,658,0001,398
Premises and equipment expense$1,519,0001,603
Additional noninterest expense$1,584,0003,099
Pre-tax net operating income$2,604,0003,089
Securities gains (losses)$518,000271
Applicable income taxes$1,066,0002,181
Income before extraordinary items$2,056,0003,033
Extraordinary gains, net$046
Net income$2,056,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,884
Cash dividends$1,800,0001,584
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,714,1203,446
2005-09-30 (YTD Data)Rank
Total interest income$10,840,0002,239
Total interest expense$3,386,0002,298
Net interest income$7,454,0002,207
Provision for loan and lease losses$06,899
Total noninterest income$1,591,0002,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,591,0001,301
Total noninterest expense$7,182,0001,752
Salaries and employee benefits$4,895,0001,413
Premises and equipment expense$1,135,0001,596
Additional noninterest expense$1,152,0003,136
Pre-tax net operating income$1,863,0003,221
Securities gains (losses)$379,000323
Applicable income taxes$772,0002,254
Income before extraordinary items$1,470,0003,177
Extraordinary gains, net$035
Net income$1,470,0003,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,883
Cash dividends$1,400,0001,413
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,219,8603,586
2005-06-30 (YTD Data)Rank
Total interest income$6,956,0002,265
Total interest expense$2,081,0002,356
Net interest income$4,875,0002,220
Provision for loan and lease losses$06,626
Total noninterest income$1,048,0002,104
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,048,0001,297
Total noninterest expense$4,750,0001,752
Salaries and employee benefits$3,156,0001,466
Premises and equipment expense$771,0001,568
Additional noninterest expense$823,0002,940
Pre-tax net operating income$1,173,0003,304
Securities gains (losses)$227,000379
Applicable income taxes$481,0002,325
Income before extraordinary items$919,0003,303
Extraordinary gains, net$030
Net income$919,0003,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,128
Cash dividends$1,400,000995
Sale, conversion, retirement of capital stock, net$0643
Net operating income$769,1803,684
2005-03-31 (YTD Data)Rank
Total interest income$3,304,0002,338
Total interest expense$956,0002,420
Net interest income$2,348,0002,284
Provision for loan and lease losses$06,226
Total noninterest income$500,0002,134
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$500,0001,329
Total noninterest expense$2,379,0001,758
Salaries and employee benefits$1,548,0001,504
Premises and equipment expense$397,0001,532
Additional noninterest expense$434,0002,794
Pre-tax net operating income$469,0003,847
Securities gains (losses)$60,000498
Applicable income taxes$180,0002,765
Income before extraordinary items$349,0003,970
Extraordinary gains, net$024
Net income$349,0003,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,076
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$309,4004,236
2004-12-31 (YTD Data)Rank
Total interest income$12,420,0002,322
Total interest expense$3,354,0002,389
Net interest income$9,066,0002,254
Provision for loan and lease losses$240,0003,319
Total noninterest income$2,358,0001,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,358,0001,176
Total noninterest expense$8,956,0001,805
Salaries and employee benefits$5,801,0001,531
Premises and equipment expense$1,472,0001,581
Additional noninterest expense$1,683,0002,828
Pre-tax net operating income$2,228,0003,263
Securities gains (losses)$540,000432
Applicable income taxes$924,0002,290
Income before extraordinary items$1,844,0003,128
Extraordinary gains, net$034
Net income$1,844,0003,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,073
Cash dividends$2,401,0001,170
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,482,2003,613
2004-09-30 (YTD Data)Rank
Total interest income$9,144,0002,329
Total interest expense$2,438,0002,405
Net interest income$6,706,0002,251
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,804,0001,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,804,0001,172
Total noninterest expense$6,712,0001,798
Salaries and employee benefits$4,350,0001,523
Premises and equipment expense$1,102,0001,587
Additional noninterest expense$1,260,0002,796
Pre-tax net operating income$1,618,0003,408
Securities gains (losses)$401,000484
Applicable income taxes$683,0002,364
Income before extraordinary items$1,336,0003,268
Extraordinary gains, net$026
Net income$1,336,0003,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,382
Cash dividends$2,150,000911
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,071,3403,767
2004-06-30 (YTD Data)Rank
Total interest income$6,011,0002,348
Total interest expense$1,577,0002,459
Net interest income$4,434,0002,257
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,270,0001,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,270,0001,125
Total noninterest expense$4,523,0001,769
Salaries and employee benefits$2,912,0001,517
Premises and equipment expense$755,0001,539
Additional noninterest expense$856,0002,751
Pre-tax net operating income$1,061,0003,399
Securities gains (losses)$271,000526
Applicable income taxes$454,0002,350
Income before extraordinary items$878,0003,286
Extraordinary gains, net$021
Net income$878,0003,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,667
Cash dividends$1,400,000951
Sale, conversion, retirement of capital stock, net$0638
Net operating income$699,1403,762
2004-03-31 (YTD Data)Rank
Total interest income$3,016,0002,334
Total interest expense$795,0002,463
Net interest income$2,221,0002,257
Provision for loan and lease losses$60,0002,918
Total noninterest income$586,0001,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$586,0001,162
Total noninterest expense$2,267,0001,787
Salaries and employee benefits$1,430,0001,562
Premises and equipment expense$383,0001,537
Additional noninterest expense$454,0002,588
Pre-tax net operating income$480,0003,633
Securities gains (losses)$98,000814
Applicable income taxes$197,0002,609
Income before extraordinary items$381,0003,641
Extraordinary gains, net$016
Net income$381,0003,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,783
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$316,3203,997
2003-12-31 (YTD Data)Rank
Total interest income$13,363,0002,128
Total interest expense$3,722,0002,384
Net interest income$9,641,0002,032
Provision for loan and lease losses$480,0002,232
Total noninterest income$2,329,0002,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,329,0001,304
Total noninterest expense$8,802,0001,802
Salaries and employee benefits$5,682,0001,509
Premises and equipment expense$1,487,0001,533
Additional noninterest expense$1,633,0002,851
Pre-tax net operating income$2,688,0002,737
Securities gains (losses)$1,026,000470
Applicable income taxes$1,327,0001,797
Income before extraordinary items$2,387,0002,476
Extraordinary gains, net$054
Net income$2,387,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,704
Cash dividends$950,0002,415
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,730,3603,059
2003-09-30 (YTD Data)Rank
Total interest income$10,256,0002,115
Total interest expense$2,888,0002,379
Net interest income$7,368,0002,002
Provision for loan and lease losses$360,0002,185
Total noninterest income$1,786,0002,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,786,0001,343
Total noninterest expense$6,569,0001,819
Salaries and employee benefits$4,256,0001,522
Premises and equipment expense$1,105,0001,550
Additional noninterest expense$1,208,0002,871
Pre-tax net operating income$2,225,0002,621
Securities gains (losses)$868,000487
Applicable income taxes$1,101,0001,715
Income before extraordinary items$1,992,0002,346
Extraordinary gains, net$040
Net income$1,992,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,410
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,436,4802,914
2003-06-30 (YTD Data)Rank
Total interest income$6,971,0002,089
Total interest expense$2,017,0002,353
Net interest income$4,954,0001,971
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,216,0002,037
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,216,0001,321
Total noninterest expense$4,400,0001,802
Salaries and employee benefits$2,825,0001,527
Premises and equipment expense$745,0001,534
Additional noninterest expense$830,0002,795
Pre-tax net operating income$1,530,0002,542
Securities gains (losses)$464,000605
Applicable income taxes$713,0001,791
Income before extraordinary items$1,281,0002,427
Extraordinary gains, net$030
Net income$1,281,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$984,0402,856
2003-03-31 (YTD Data)Rank
Total interest income$3,569,0002,058
Total interest expense$1,065,0002,285
Net interest income$2,504,0001,949
Provision for loan and lease losses$120,0002,030
Total noninterest income$598,0002,001
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$598,0001,306
Total noninterest expense$2,229,0001,767
Salaries and employee benefits$1,450,0001,477
Premises and equipment expense$370,0001,554
Additional noninterest expense$409,0002,799
Pre-tax net operating income$753,0002,589
Securities gains (losses)$204,000646
Applicable income taxes$368,0001,747
Income before extraordinary items$589,0002,583
Extraordinary gains, net$021
Net income$589,0002,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$458,4402,980
2002-12-31 (YTD Data)Rank
Total interest income$15,901,0001,942
Total interest expense$5,482,0002,053
Net interest income$10,419,0001,871
Provision for loan and lease losses$480,0002,438
Total noninterest income$2,402,0001,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,402,0001,157
Total noninterest expense$8,909,0001,705
Salaries and employee benefits$5,494,0001,476
Premises and equipment expense$1,576,0001,396
Additional noninterest expense$1,839,0002,503
Pre-tax net operating income$3,432,0002,247
Securities gains (losses)$355,000807
Applicable income taxes$1,464,0001,683
Income before extraordinary items$2,323,0002,491
Extraordinary gains, net$070
Net income$2,323,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,793
Cash dividends$2,700,0001,013
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,095,8002,612
2001-12-31 (YTD Data)Rank
Total interest income$18,476,0001,858
Total interest expense$9,152,0001,775
Net interest income$9,324,0001,908
Provision for loan and lease losses$300,0003,194
Total noninterest income$3,091,0001,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,091,000926
Total noninterest expense$9,372,0001,563
Salaries and employee benefits$5,554,0001,349
Premises and equipment expense$1,980,0001,074
Additional noninterest expense$1,838,0002,425
Pre-tax net operating income$2,743,0002,460
Securities gains (losses)$330,000842
Applicable income taxes$1,169,0001,857
Income before extraordinary items$1,904,0002,652
Extraordinary gains, net$0105
Net income$1,904,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0002,209
Cash dividends$2,800,000984
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,692,8002,844
2000-12-31 (YTD Data)Rank
Total interest income$20,371,0001,697
Total interest expense$11,060,0001,552
Net interest income$9,311,0001,891
Provision for loan and lease losses$300,0002,819
Total noninterest income$3,123,0001,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$3,123,000840
Total noninterest expense$9,844,0001,406
Salaries and employee benefits$5,826,0001,221
Premises and equipment expense$2,165,000927
Additional noninterest expense$1,853,0002,317
Pre-tax net operating income$2,290,0002,990
Securities gains (losses)$208,000407
Applicable income taxes$704,0002,764
Income before extraordinary items$1,794,0002,806
Extraordinary gains, net$038
Net income$1,794,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,434
Cash dividends$350,0004,193
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,644,2403,007
1999-12-31 (YTD Data)Rank
Total interest income$18,432,0001,762
Total interest expense$9,383,0001,605
Net interest income$9,049,0001,957
Provision for loan and lease losses$240,0003,119
Total noninterest income$3,467,0001,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$3,467,000809
Total noninterest expense$9,237,0001,505
Salaries and employee benefits$5,148,0001,343
Premises and equipment expense$2,103,000958
Additional noninterest expense$1,986,0002,203
Pre-tax net operating income$3,039,0002,388
Securities gains (losses)$355,000414
Applicable income taxes$1,257,0001,837
Income before extraordinary items$2,137,0002,440
Extraordinary gains, net$035
Net income$2,137,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,037
Cash dividends$2,530,0001,115
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,909,8002,656
1998-12-31 (YTD Data)Rank
Total interest income$20,132,0001,618
Total interest expense$11,986,0001,292
Net interest income$8,146,0002,092
Provision for loan and lease losses$240,0003,065
Total noninterest income$2,388,0001,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,388,0001,041
Total noninterest expense$8,784,0001,514
Salaries and employee benefits$4,636,0001,413
Premises and equipment expense$1,891,0001,018
Additional noninterest expense$2,257,0001,867
Pre-tax net operating income$1,510,0004,165
Securities gains (losses)$566,000510
Applicable income taxes$584,0003,476
Income before extraordinary items$1,492,0003,279
Extraordinary gains, net$032
Net income$1,492,0003,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,465
Cash dividends$2,500,0001,112
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,084,4804,137
1997-12-31 (YTD Data)Rank
Total interest income$21,380,0001,539
Total interest expense$12,147,0001,308
Net interest income$9,233,0001,883
Provision for loan and lease losses$400,0002,088
Total noninterest income$2,194,0001,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,194,0001,029
Total noninterest expense$8,331,0001,579
Salaries and employee benefits$4,525,0001,445
Premises and equipment expense$1,841,0001,075
Additional noninterest expense$1,965,0002,127
Pre-tax net operating income$2,696,0002,736
Securities gains (losses)$255,000613
Applicable income taxes$1,029,0002,374
Income before extraordinary items$1,922,0002,673
Extraordinary gains, net$044
Net income$1,922,0002,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,00010,745
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,756,2502,842
1996-12-31 (YTD Data)Rank
Total interest income$18,113,0001,870
Total interest expense$10,011,0001,590
Net interest income$8,102,0002,222
Provision for loan and lease losses$09,041
Total noninterest income$1,527,0002,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,527,0001,377
Total noninterest expense$9,420,0001,513
Salaries and employee benefits$4,115,0001,624
Premises and equipment expense$1,881,0001,111
Additional noninterest expense$3,424,0001,548
Pre-tax net operating income$209,0009,737
Securities gains (losses)$485,000430
Applicable income taxes$243,0006,547
Income before extraordinary items$451,0007,227
Extraordinary gains, net$053
Net income$451,0007,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$135,7509,879
1995-12-31 (YTD Data)Rank
Total interest income$14,439,0002,334
Total interest expense$8,308,0001,897
Net interest income$6,131,0002,899
Provision for loan and lease losses$72,0005,348
Total noninterest income$1,123,0002,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,123,0001,664
Total noninterest expense$5,479,0002,483
Salaries and employee benefits$2,828,0002,342
Premises and equipment expense$1,110,0001,818
Additional noninterest expense$1,541,0003,018
Pre-tax net operating income$1,703,0004,025
Securities gains (losses)$367,000438
Applicable income taxes$667,0003,377
Income before extraordinary items$1,403,0003,453
Extraordinary gains, net$065
Net income$1,403,0003,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,551
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,153,4404,069
1994-12-31 (YTD Data)Rank
Total interest income$10,636,0002,855
Total interest expense$5,727,0002,178
Net interest income$4,909,0003,624
Provision for loan and lease losses$60,0005,594
Total noninterest income$845,0003,543
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$845,0002,066
Total noninterest expense$4,177,0003,297
Salaries and employee benefits$2,232,0002,968
Premises and equipment expense$831,0002,442
Additional noninterest expense$1,114,0004,319
Pre-tax net operating income$1,517,0004,371
Securities gains (losses)$260,000421
Applicable income taxes$634,0003,349
Income before extraordinary items$1,143,0004,043
Extraordinary gains, net$0249
Net income$1,143,0004,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$32,000964
Net operating income$976,6004,654
1993-12-31 (YTD Data)Rank
Total interest income$11,330,0002,731
Total interest expense$6,236,0002,080
Net interest income$5,094,0003,508
Provision for loan and lease losses$300,0002,975
Total noninterest income$968,0003,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$968,0002,076
Total noninterest expense$3,838,0003,616
Salaries and employee benefits$2,076,0003,159
Premises and equipment expense$662,0003,030
Additional noninterest expense$1,100,0004,529
Pre-tax net operating income$1,924,0003,433
Securities gains (losses)$387,0001,081
Applicable income taxes$941,0002,413
Income before extraordinary items$1,370,0003,528
Extraordinary gains, net$36,0002,367
Net income$1,406,0003,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,00012,787
Cash dividends$337,0004,088
Sale, conversion, retirement of capital stock, net$102,000881
Net operating income$1,122,3204,038
1992-12-31 (YTD Data)Rank
Total interest income$13,504,0002,618
Total interest expense$8,161,0002,085
Net interest income$5,343,0003,418
Provision for loan and lease losses$411,0003,396
Total noninterest income$776,0004,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$776,0002,350
Total noninterest expense$3,931,0003,558
Salaries and employee benefits$2,020,0003,185
Premises and equipment expense$671,0003,033
Additional noninterest expense$1,240,0004,222
Pre-tax net operating income$1,777,0003,478
Securities gains (losses)$-19,00013,465
Applicable income taxes$681,0003,056
Income before extraordinary items$1,077,0004,210
Extraordinary gains, net$01,422
Net income$1,077,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00013,403
Cash dividends$425,0003,155
Sale, conversion, retirement of capital stock, net$82,000863
Net operating income$1,089,1603,859

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.