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American Bank & Trust Company, Inc., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$34,881,000	1,237
Total interest expense	$16,535,000	902
Net interest income	$18,346,000	1,546
Provision for loan and lease losses	$767,000	987
Total noninterest income	$3,551,000	1,466
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$353,000	2,023
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,198,000	1,203
Total noninterest expense	$13,874,000	1,628
Salaries and employee benefits	$7,889,000	1,627
Premises and equipment expense	$1,505,000	1,535
Additional noninterest expense	$3,198,000	1,203
Pre-tax net operating income	$7,256,000	1,501
Securities gains (losses)	$0	988
Applicable income taxes	$1,699,000	1,087
Income before extraordinary items	$5,557,000	1,608
Extraordinary gains, net	$0	54
Net income	$5,557,000	1,628
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,557,000	1,611
Net charge-offs	$45,000	1,849
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,557,000	1,638
2023-09-30 (YTD Data)		Rank
Total interest income	$24,869,000	1,268
Total interest expense	$11,320,000	910
Net interest income	$13,549,000	1,583
Provision for loan and lease losses	$575,000	922
Total noninterest income	$2,842,000	1,411
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$256,000	2,066
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,586,000	1,149
Total noninterest expense	$10,184,000	1,645
Salaries and employee benefits	$5,840,000	1,639
Premises and equipment expense	$1,136,000	1,526
Additional noninterest expense	$2,586,000	1,149
Pre-tax net operating income	$5,632,000	1,511
Securities gains (losses)	$0	849
Applicable income taxes	$1,327,000	1,086
Income before extraordinary items	$4,305,000	1,622
Extraordinary gains, net	$0	52
Net income	$4,305,000	1,635
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,305,000	1,622
Net charge-offs	$42,000	1,549
Cash dividends	$750,000	1,927
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,305,000	1,644
2023-06-30 (YTD Data)		Rank
Total interest income	$15,418,000	1,307
Total interest expense	$6,758,000	911
Net interest income	$8,660,000	1,648
Provision for loan and lease losses	$355,000	938
Total noninterest income	$1,191,000	1,781
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$158,000	2,130
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,033,000	1,506
Total noninterest expense	$6,662,000	1,664
Salaries and employee benefits	$3,864,000	1,641
Premises and equipment expense	$754,000	1,522
Additional noninterest expense	$1,033,000	1,504
Pre-tax net operating income	$2,834,000	1,811
Securities gains (losses)	$0	938
Applicable income taxes	$637,000	1,319
Income before extraordinary items	$2,197,000	1,937
Extraordinary gains, net	$0	51
Net income	$2,197,000	1,961
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,197,000	1,937
Net charge-offs	$-29,000	4,204
Cash dividends	$750,000	1,620
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,197,000	1,941
2023-03-31 (YTD Data)		Rank
Total interest income	$7,422,000	1,325
Total interest expense	$3,124,000	869
Net interest income	$4,298,000	1,670
Provision for loan and lease losses	$205,000	873
Total noninterest income	$560,000	1,831
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$76,000	2,185
Trading account gains and fees	$0	97
Additional Noninterest Income	$484,000	1,550
Total noninterest expense	$3,340,000	1,679
Salaries and employee benefits	$1,939,000	1,667
Premises and equipment expense	$387,000	1,520
Additional noninterest expense	$484,000	1,550
Pre-tax net operating income	$1,313,000	1,949
Securities gains (losses)	$0	950
Applicable income taxes	$289,000	1,420
Income before extraordinary items	$1,024,000	2,063
Extraordinary gains, net	$0	4
Net income	$1,024,000	2,062
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,024,000	2,063
Net charge-offs	$3,000	1,707
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,024,000	2,089
2022-12-31 (YTD Data)		Rank
Total interest income	$23,581,000	1,373
Total interest expense	$4,685,000	829
Net interest income	$18,896,000	1,509
Provision for loan and lease losses	$949,000	850
Total noninterest income	$2,533,000	1,799
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$252,000	2,470
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,281,000	1,502
Total noninterest expense	$12,524,000	1,726
Salaries and employee benefits	$7,096,000	1,732
Premises and equipment expense	$1,554,000	1,500
Additional noninterest expense	$2,281,000	1,502
Pre-tax net operating income	$7,956,000	1,492
Securities gains (losses)	$0	691
Applicable income taxes	$2,122,000	1,039
Income before extraordinary items	$5,834,000	1,654
Extraordinary gains, net	$0	5
Net income	$5,834,000	1,651
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,834,000	1,653
Net charge-offs	$1,000	2,539
Cash dividends	$750,000	2,384
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,834,000	1,685
2022-09-30 (YTD Data)		Rank
Total interest income	$16,637,000	1,395
Total interest expense	$2,397,000	861
Net interest income	$14,240,000	1,474
Provision for loan and lease losses	$688,000	795
Total noninterest income	$1,879,000	1,826
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$165,000	2,655
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,714,000	1,521
Total noninterest expense	$9,156,000	1,753
Salaries and employee benefits	$5,171,000	1,759
Premises and equipment expense	$1,137,000	1,529
Additional noninterest expense	$1,714,000	1,521
Pre-tax net operating income	$6,275,000	1,439
Securities gains (losses)	$0	740
Applicable income taxes	$1,631,000	1,011
Income before extraordinary items	$4,644,000	1,573
Extraordinary gains, net	$0	4
Net income	$4,644,000	1,572
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,644,000	1,573
Net charge-offs	$-28,000	3,911
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,644,000	1,603
2022-06-30 (YTD Data)		Rank
Total interest income	$10,265,000	1,435
Total interest expense	$1,524,000	754
Net interest income	$8,741,000	1,537
Provision for loan and lease losses	$371,000	826
Total noninterest income	$1,210,000	1,856
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$95,000	2,839
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,115,000	1,564
Total noninterest expense	$5,976,000	1,762
Salaries and employee benefits	$3,323,000	1,802
Premises and equipment expense	$757,000	1,535
Additional noninterest expense	$1,896,000	1,672
Pre-tax net operating income	$3,604,000	1,517
Securities gains (losses)	$0	687
Applicable income taxes	$937,000	1,058
Income before extraordinary items	$2,667,000	1,651
Extraordinary gains, net	$0	4
Net income	$2,667,000	1,650
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,667,000	1,651
Net charge-offs	$-48,000	4,176
Cash dividends	$250,000	2,345
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,667,000	1,688
2022-03-31 (YTD Data)		Rank
Total interest income	$4,738,000	1,502
Total interest expense	$731,000	746
Net interest income	$4,007,000	1,608
Provision for loan and lease losses	$108,000	932
Total noninterest income	$616,000	1,846
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$49,000	2,769
Trading account gains and fees	$0	103
Additional Noninterest Income	$567,000	1,563
Total noninterest expense	$2,891,000	1,799
Salaries and employee benefits	$1,660,000	1,792
Premises and equipment expense	$386,000	1,522
Additional noninterest expense	$845,000	1,802
Pre-tax net operating income	$1,624,000	1,552
Securities gains (losses)	$0	623
Applicable income taxes	$422,000	1,074
Income before extraordinary items	$1,202,000	1,700
Extraordinary gains, net	$0	4
Net income	$1,202,000	1,700
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,202,000	1,700
Net charge-offs	$-21,000	4,175
Cash dividends	$250,000	1,607
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,202,000	1,719
2021-12-31 (YTD Data)		Rank
Total interest income	$18,671,000	1,562
Total interest expense	$4,213,000	639
Net interest income	$14,458,000	1,767
Provision for loan and lease losses	$229,000	1,645
Total noninterest income	$2,719,000	1,907
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$228,000	2,516
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,491,000	1,685
Total noninterest expense	$11,426,000	1,802
Salaries and employee benefits	$6,494,000	1,818
Premises and equipment expense	$1,579,000	1,455
Additional noninterest expense	$3,353,000	1,826
Pre-tax net operating income	$5,522,000	1,925
Securities gains (losses)	$22,000	1,473
Applicable income taxes	$1,416,000	1,355
Income before extraordinary items	$4,128,000	2,114
Extraordinary gains, net	$0	10
Net income	$4,128,000	2,115
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,128,000	2,115
Net charge-offs	$137,000	1,187
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,110,620	2,091
2021-09-30 (YTD Data)		Rank
Total interest income	$13,867,000	1,607
Total interest expense	$3,330,000	644
Net interest income	$10,537,000	1,843
Provision for loan and lease losses	$229,000	1,351
Total noninterest income	$1,957,000	1,998
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$165,000	2,567
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,792,000	1,788
Total noninterest expense	$8,484,000	1,819
Salaries and employee benefits	$4,743,000	1,860
Premises and equipment expense	$1,222,000	1,444
Additional noninterest expense	$2,519,000	1,818
Pre-tax net operating income	$3,781,000	2,119
Securities gains (losses)	$22,000	1,359
Applicable income taxes	$963,000	1,487
Income before extraordinary items	$2,840,000	2,334
Extraordinary gains, net	$0	8
Net income	$2,840,000	2,333
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,840,000	2,334
Net charge-offs	$149,000	917
Cash dividends	$750,000	1,972
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,822,620	2,317
2021-06-30 (YTD Data)		Rank
Total interest income	$8,952,000	1,641
Total interest expense	$2,290,000	653
Net interest income	$6,662,000	1,905
Provision for loan and lease losses	$119,000	1,601
Total noninterest income	$1,409,000	1,862
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$112,000	2,484
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,297,000	1,648
Total noninterest expense	$5,730,000	1,783
Salaries and employee benefits	$3,125,000	1,870
Premises and equipment expense	$816,000	1,448
Additional noninterest expense	$1,789,000	1,701
Pre-tax net operating income	$2,222,000	2,251
Securities gains (losses)	$0	1,818
Applicable income taxes	$622,000	1,501
Income before extraordinary items	$1,600,000	2,536
Extraordinary gains, net	$0	6
Net income	$1,600,000	2,536
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,600,000	2,536
Net charge-offs	$146,000	759
Cash dividends	$500,000	1,940
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,600,000	2,499
2021-03-31 (YTD Data)		Rank
Total interest income	$4,262,000	1,710
Total interest expense	$1,167,000	679
Net interest income	$3,095,000	1,983
Provision for loan and lease losses	$54,000	1,704
Total noninterest income	$734,000	1,823
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$71,000	2,200
Trading account gains and fees	$0	127
Additional Noninterest Income	$663,000	1,633
Total noninterest expense	$2,959,000	1,740
Salaries and employee benefits	$1,564,000	1,850
Premises and equipment expense	$421,000	1,433
Additional noninterest expense	$974,000	1,572
Pre-tax net operating income	$816,000	2,642
Securities gains (losses)	$0	1,392
Applicable income taxes	$229,000	1,715
Income before extraordinary items	$587,000	2,933
Extraordinary gains, net	$0	3
Net income	$587,000	2,932
Minority interest net income	$0	55
Net income of bank and minority interests.	$587,000	2,933
Net charge-offs	$-9,000	4,024
Cash dividends	$150,000	1,941
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$587,000	2,899
2020-12-31 (YTD Data)		Rank
Total interest income	$20,039,000	1,496
Total interest expense	$5,511,000	860
Net interest income	$14,528,000	1,694
Provision for loan and lease losses	$250,000	2,838
Total noninterest income	$2,357,000	1,939
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$338,000	2,101
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,019,000	1,777
Total noninterest expense	$10,577,000	1,878
Salaries and employee benefits	$5,958,000	1,909
Premises and equipment expense	$1,233,000	1,773
Additional noninterest expense	$3,386,000	1,747
Pre-tax net operating income	$6,058,000	1,555
Securities gains (losses)	$28,000	1,967
Applicable income taxes	$1,278,000	1,263
Income before extraordinary items	$4,808,000	1,678
Extraordinary gains, net	$0	4
Net income	$4,808,000	1,678
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,808,000	1,678
Net charge-offs	$255,000	1,390
Cash dividends	$875,000	2,352
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,785,880	1,643
2020-09-30 (YTD Data)		Rank
Total interest income	$15,436,000	1,463
Total interest expense	$4,253,000	900
Net interest income	$11,183,000	1,651
Provision for loan and lease losses	$250,000	2,568
Total noninterest income	$1,684,000	1,955
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$243,000	2,133
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,441,000	1,781
Total noninterest expense	$7,685,000	1,901
Salaries and employee benefits	$4,396,000	1,904
Premises and equipment expense	$708,000	2,100
Additional noninterest expense	$2,581,000	1,707
Pre-tax net operating income	$4,932,000	1,413
Securities gains (losses)	$28,000	1,787
Applicable income taxes	$1,042,000	1,151
Income before extraordinary items	$3,918,000	1,535
Extraordinary gains, net	$0	4
Net income	$3,918,000	1,535
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,918,000	1,536
Net charge-offs	$155,000	1,399
Cash dividends	$525,000	2,267
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,895,880	1,502
2020-06-30 (YTD Data)		Rank
Total interest income	$10,744,000	1,427
Total interest expense	$2,912,000	946
Net interest income	$7,832,000	1,577
Provision for loan and lease losses	$220,000	2,318
Total noninterest income	$1,034,000	1,985
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$163,000	2,156
Trading account gains and fees	$0	123
Additional Noninterest Income	$871,000	1,806
Total noninterest expense	$5,023,000	1,925
Salaries and employee benefits	$2,881,000	1,935
Premises and equipment expense	$451,000	2,154
Additional noninterest expense	$1,691,000	1,724
Pre-tax net operating income	$3,623,000	1,253
Securities gains (losses)	$28,000	1,553
Applicable income taxes	$767,000	1,018
Income before extraordinary items	$2,884,000	1,346
Extraordinary gains, net	$0	4
Net income	$2,884,000	1,346
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,884,000	1,346
Net charge-offs	$70,000	1,538
Cash dividends	$525,000	1,907
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,861,880	1,317
2020-03-31 (YTD Data)		Rank
Total interest income	$5,068,000	1,497
Total interest expense	$1,486,000	1,024
Net interest income	$3,582,000	1,670
Provision for loan and lease losses	$111,000	1,879
Total noninterest income	$429,000	2,105
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$101,000	2,119
Trading account gains and fees	$0	106
Additional Noninterest Income	$328,000	1,913
Total noninterest expense	$2,472,000	1,961
Salaries and employee benefits	$1,421,000	1,966
Premises and equipment expense	$195,000	2,381
Additional noninterest expense	$856,000	1,727
Pre-tax net operating income	$1,428,000	1,371
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$306,000	1,062
Income before extraordinary items	$1,150,000	1,484
Extraordinary gains, net	$0	4
Net income	$1,150,000	1,482
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,150,000	1,484
Net charge-offs	$-10,000	4,460
Cash dividends	$350,000	1,532
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,127,880	1,480
2019-12-31 (YTD Data)		Rank
Total interest income	$20,073,000	1,522
Total interest expense	$5,899,000	1,073
Net interest income	$14,174,000	1,683
Provision for loan and lease losses	$713,000	1,182
Total noninterest income	$2,122,000	1,912
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$486,000	1,967
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,636,000	1,727
Total noninterest expense	$9,661,000	1,976
Salaries and employee benefits	$5,706,000	1,917
Premises and equipment expense	$798,000	2,344
Additional noninterest expense	$3,157,000	1,834
Pre-tax net operating income	$5,922,000	1,551
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$1,262,000	1,241
Income before extraordinary items	$4,662,000	1,686
Extraordinary gains, net	$0	11
Net income	$4,662,000	1,688
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,662,000	1,689
Net charge-offs	$346,000	1,271
Cash dividends	$700,000	2,692
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,660,420	1,656
2019-09-30 (YTD Data)		Rank
Total interest income	$14,905,000	1,544
Total interest expense	$4,384,000	1,093
Net interest income	$10,521,000	1,719
Provision for loan and lease losses	$573,000	1,047
Total noninterest income	$1,580,000	1,914
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$353,000	2,006
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,227,000	1,721
Total noninterest expense	$7,216,000	1,982
Salaries and employee benefits	$4,199,000	1,952
Premises and equipment expense	$583,000	2,405
Additional noninterest expense	$2,434,000	1,794
Pre-tax net operating income	$4,312,000	1,622
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$924,000	1,297
Income before extraordinary items	$3,390,000	1,760
Extraordinary gains, net	$0	11
Net income	$3,390,000	1,761
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,390,000	1,761
Net charge-offs	$327,000	987
Cash dividends	$525,000	2,437
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,388,420	1,730
2019-06-30 (YTD Data)		Rank
Total interest income	$9,712,000	1,576
Total interest expense	$2,873,000	1,085
Net interest income	$6,839,000	1,763
Provision for loan and lease losses	$426,000	959
Total noninterest income	$1,004,000	1,954
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$223,000	2,053
Trading account gains and fees	$0	131
Additional Noninterest Income	$781,000	1,736
Total noninterest expense	$4,802,000	1,999
Salaries and employee benefits	$2,811,000	1,951
Premises and equipment expense	$381,000	2,435
Additional noninterest expense	$1,610,000	1,820
Pre-tax net operating income	$2,615,000	1,724
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$568,000	1,337
Income before extraordinary items	$2,049,000	1,870
Extraordinary gains, net	$0	11
Net income	$2,049,000	1,869
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,049,000	1,870
Net charge-offs	$215,000	952
Cash dividends	$350,000	2,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,047,420	1,847
2019-03-31 (YTD Data)		Rank
Total interest income	$4,739,000	1,595
Total interest expense	$1,404,000	1,083
Net interest income	$3,335,000	1,814
Provision for loan and lease losses	$178,000	1,034
Total noninterest income	$482,000	1,956
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$108,000	2,094
Trading account gains and fees	$0	126
Additional Noninterest Income	$374,000	1,726
Total noninterest expense	$2,410,000	1,996
Salaries and employee benefits	$1,399,000	1,968
Premises and equipment expense	$186,000	2,494
Additional noninterest expense	$825,000	1,774
Pre-tax net operating income	$1,229,000	1,774
Securities gains (losses)	$0	1,087
Applicable income taxes	$276,000	1,318
Income before extraordinary items	$953,000	1,943
Extraordinary gains, net	$0	5
Net income	$953,000	1,941
Minority interest net income	$0	52
Net income of bank and minority interests.	$953,000	1,942
Net charge-offs	$101,000	884
Cash dividends	$175,000	2,118
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$953,000	1,927
2018-12-31 (YTD Data)		Rank
Total interest income	$16,439,000	1,714
Total interest expense	$3,857,000	1,174
Net interest income	$12,582,000	1,867
Provision for loan and lease losses	$296,000	2,008
Total noninterest income	$1,725,000	2,157
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$436,000	2,189
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,289,000	1,963
Total noninterest expense	$8,990,000	2,065
Salaries and employee benefits	$5,302,000	2,002
Premises and equipment expense	$813,000	2,340
Additional noninterest expense	$2,875,000	1,993
Pre-tax net operating income	$5,021,000	1,778
Securities gains (losses)	$0	1,125
Applicable income taxes	$990,000	1,398
Income before extraordinary items	$4,031,000	1,900
Extraordinary gains, net	$0	6
Net income	$4,031,000	1,898
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,031,000	1,899
Net charge-offs	$20,000	3,111
Cash dividends	$722,000	2,594
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,031,000	1,891
2018-09-30 (YTD Data)		Rank
Total interest income	$11,844,000	1,764
Total interest expense	$2,521,000	1,243
Net interest income	$9,323,000	1,887
Provision for loan and lease losses	$282,000	1,629
Total noninterest income	$1,281,000	2,196
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$320,000	2,232
Trading account gains and fees	$0	138
Additional Noninterest Income	$961,000	1,981
Total noninterest expense	$6,738,000	2,064
Salaries and employee benefits	$3,964,000	2,003
Premises and equipment expense	$602,000	2,379
Additional noninterest expense	$2,172,000	1,979
Pre-tax net operating income	$3,584,000	1,857
Securities gains (losses)	$0	1,118
Applicable income taxes	$688,000	1,516
Income before extraordinary items	$2,896,000	1,956
Extraordinary gains, net	$0	5
Net income	$2,896,000	1,953
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,896,000	1,955
Net charge-offs	$14,000	2,857
Cash dividends	$547,000	2,290
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,896,000	1,948
2018-06-30 (YTD Data)		Rank
Total interest income	$7,528,000	1,825
Total interest expense	$1,457,000	1,322
Net interest income	$6,071,000	1,922
Provision for loan and lease losses	$269,000	1,293
Total noninterest income	$823,000	2,240
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$193,000	2,343
Trading account gains and fees	$0	130
Additional Noninterest Income	$630,000	1,998
Total noninterest expense	$4,514,000	2,070
Salaries and employee benefits	$2,680,000	1,983
Premises and equipment expense	$395,000	2,428
Additional noninterest expense	$1,439,000	1,992
Pre-tax net operating income	$2,111,000	2,019
Securities gains (losses)	$0	961
Applicable income taxes	$379,000	1,655
Income before extraordinary items	$1,732,000	2,097
Extraordinary gains, net	$0	6
Net income	$1,732,000	2,095
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,732,000	2,096
Net charge-offs	$-2,000	4,025
Cash dividends	$372,000	2,283
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,732,000	2,087
2018-03-31 (YTD Data)		Rank
Total interest income	$3,585,000	1,891
Total interest expense	$658,000	1,378
Net interest income	$2,927,000	1,990
Provision for loan and lease losses	$195,000	965
Total noninterest income	$397,000	2,260
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$96,000	2,364
Trading account gains and fees	$0	123
Additional Noninterest Income	$301,000	2,020
Total noninterest expense	$2,253,000	2,089
Salaries and employee benefits	$1,349,000	2,005
Premises and equipment expense	$196,000	2,473
Additional noninterest expense	$708,000	2,020
Pre-tax net operating income	$876,000	2,230
Securities gains (losses)	$0	735
Applicable income taxes	$193,000	1,603
Income before extraordinary items	$683,000	2,412
Extraordinary gains, net	$0	7
Net income	$683,000	2,411
Minority interest net income	$0	52
Net income of bank and minority interests.	$683,000	2,412
Net charge-offs	$13,000	1,854
Cash dividends	$197,000	1,939
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$683,000	2,407
2017-12-31 (YTD Data)		Rank
Total interest income	$13,384,000	1,938
Total interest expense	$2,138,000	1,458
Net interest income	$11,246,000	2,022
Provision for loan and lease losses	$757,000	1,090
Total noninterest income	$1,740,000	2,211
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$398,000	2,400
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,342,000	1,942
Total noninterest expense	$8,446,000	2,177
Salaries and employee benefits	$4,979,000	2,091
Premises and equipment expense	$804,000	2,447
Additional noninterest expense	$2,663,000	2,149
Pre-tax net operating income	$3,783,000	2,121
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,313,000	1,650
Income before extraordinary items	$2,470,000	2,347
Extraordinary gains, net	$0	9
Net income	$2,470,000	2,347
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,470,000	2,347
Net charge-offs	$682,000	894
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,470,000	2,319
2017-09-30 (YTD Data)		Rank
Total interest income	$9,856,000	1,973
Total interest expense	$1,540,000	1,481
Net interest income	$8,316,000	2,051
Provision for loan and lease losses	$532,000	1,104
Total noninterest income	$1,345,000	2,194
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$294,000	2,431
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,051,000	1,922
Total noninterest expense	$6,263,000	2,206
Salaries and employee benefits	$3,693,000	2,120
Premises and equipment expense	$603,000	2,469
Additional noninterest expense	$1,967,000	2,158
Pre-tax net operating income	$2,866,000	2,139
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,003,000	1,463
Income before extraordinary items	$1,863,000	2,524
Extraordinary gains, net	$0	9
Net income	$1,863,000	2,524
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,863,000	2,524
Net charge-offs	$527,000	774
Cash dividends	$375,000	2,687
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,863,000	2,512
2017-06-30 (YTD Data)		Rank
Total interest income	$6,447,000	1,986
Total interest expense	$996,000	1,484
Net interest income	$5,451,000	2,065
Provision for loan and lease losses	$287,000	1,271
Total noninterest income	$825,000	2,312
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$191,000	2,457
Trading account gains and fees	$0	139
Additional Noninterest Income	$634,000	2,055
Total noninterest expense	$4,149,000	2,226
Salaries and employee benefits	$2,439,000	2,148
Premises and equipment expense	$399,000	2,489
Additional noninterest expense	$1,311,000	2,154
Pre-tax net operating income	$1,840,000	2,158
Securities gains (losses)	$0	1,906
Applicable income taxes	$644,000	1,478
Income before extraordinary items	$1,196,000	2,539
Extraordinary gains, net	$0	11
Net income	$1,196,000	2,538
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,196,000	2,539
Net charge-offs	$378,000	705
Cash dividends	$250,000	2,646
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,196,000	2,518
2017-03-31 (YTD Data)		Rank
Total interest income	$3,097,000	2,055
Total interest expense	$480,000	1,511
Net interest income	$2,617,000	2,147
Provision for loan and lease losses	$181,000	994
Total noninterest income	$413,000	2,295
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$94,000	2,488
Trading account gains and fees	$0	142
Additional Noninterest Income	$319,000	2,018
Total noninterest expense	$2,072,000	2,246
Salaries and employee benefits	$1,205,000	2,194
Premises and equipment expense	$195,000	2,549
Additional noninterest expense	$672,000	2,107
Pre-tax net operating income	$777,000	2,345
Securities gains (losses)	$0	1,153
Applicable income taxes	$272,000	1,574
Income before extraordinary items	$505,000	2,734
Extraordinary gains, net	$0	8
Net income	$505,000	2,734
Minority interest net income	$0	55
Net income of bank and minority interests.	$505,000	2,734
Net charge-offs	$68,000	1,139
Cash dividends	$125,000	2,249
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$505,000	2,721
2016-12-31 (YTD Data)		Rank
Total interest income	$12,747,000	1,972
Total interest expense	$2,047,000	1,390
Net interest income	$10,700,000	2,056
Provision for loan and lease losses	$614,000	1,283
Total noninterest income	$1,567,000	2,429
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$392,000	2,505
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,175,000	2,210
Total noninterest expense	$8,341,000	2,213
Salaries and employee benefits	$4,862,000	2,135
Premises and equipment expense	$785,000	2,534
Additional noninterest expense	$2,694,000	2,158
Pre-tax net operating income	$3,312,000	2,225
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,146,000	1,515
Income before extraordinary items	$2,166,000	2,655
Extraordinary gains, net	$0	5
Net income	$2,166,000	2,653
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,166,000	2,654
Net charge-offs	$422,000	1,203
Cash dividends	$500,000	2,958
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,166,000	2,599
2016-09-30 (YTD Data)		Rank
Total interest income	$9,467,000	1,988
Total interest expense	$1,559,000	1,371
Net interest income	$7,908,000	2,078
Provision for loan and lease losses	$560,000	1,070
Total noninterest income	$1,231,000	2,369
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$284,000	2,561
Trading account gains and fees	$0	169
Additional Noninterest Income	$947,000	2,111
Total noninterest expense	$6,330,000	2,196
Salaries and employee benefits	$3,631,000	2,134
Premises and equipment expense	$586,000	2,546
Additional noninterest expense	$2,113,000	2,080
Pre-tax net operating income	$2,249,000	2,432
Securities gains (losses)	$0	3,160
Applicable income taxes	$787,000	1,637
Income before extraordinary items	$1,462,000	2,857
Extraordinary gains, net	$0	5
Net income	$1,462,000	2,857
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,462,000	2,857
Net charge-offs	$357,000	1,017
Cash dividends	$375,000	2,681
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,462,000	2,807
2016-06-30 (YTD Data)		Rank
Total interest income	$6,202,000	2,029
Total interest expense	$1,032,000	1,378
Net interest income	$5,170,000	2,125
Provision for loan and lease losses	$266,000	1,363
Total noninterest income	$801,000	2,379
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$185,000	2,567
Trading account gains and fees	$0	157
Additional Noninterest Income	$616,000	2,105
Total noninterest expense	$4,212,000	2,209
Salaries and employee benefits	$2,421,000	2,149
Premises and equipment expense	$385,000	2,585
Additional noninterest expense	$1,406,000	2,096
Pre-tax net operating income	$1,493,000	2,405
Securities gains (losses)	$0	2,835
Applicable income taxes	$522,000	1,621
Income before extraordinary items	$971,000	2,864
Extraordinary gains, net	$0	16
Net income	$971,000	2,862
Minority interest net income	$0	71
Net income of bank and minority interests.	$971,000	2,863
Net charge-offs	$19,000	2,811
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$971,000	2,785
2016-03-31 (YTD Data)		Rank
Total interest income	$3,034,000	2,062
Total interest expense	$514,000	1,385
Net interest income	$2,520,000	2,162
Provision for loan and lease losses	$2,000	3,590
Total noninterest income	$344,000	2,545
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$90,000	2,592
Trading account gains and fees	$0	142
Additional Noninterest Income	$254,000	2,315
Total noninterest expense	$2,163,000	2,178
Salaries and employee benefits	$1,254,000	2,098
Premises and equipment expense	$188,000	2,659
Additional noninterest expense	$721,000	2,030
Pre-tax net operating income	$699,000	2,486
Securities gains (losses)	$0	2,077
Applicable income taxes	$245,000	1,668
Income before extraordinary items	$454,000	2,907
Extraordinary gains, net	$0	12
Net income	$454,000	2,906
Minority interest net income	$0	62
Net income of bank and minority interests.	$454,000	2,907
Net charge-offs	$2,000	2,815
Cash dividends	$125,000	2,248
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$454,000	2,853
2015-12-31 (YTD Data)		Rank
Total interest income	$12,119,000	2,016
Total interest expense	$2,015,000	1,382
Net interest income	$10,104,000	2,112
Provision for loan and lease losses	$285,000	1,965
Total noninterest income	$1,620,000	2,390
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$392,000	2,548
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,228,000	2,111
Total noninterest expense	$8,110,000	2,273
Salaries and employee benefits	$4,949,000	2,077
Premises and equipment expense	$743,000	2,704
Additional noninterest expense	$2,418,000	2,409
Pre-tax net operating income	$3,329,000	2,149
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,329,000	1,874
Extraordinary gains, net	$0	23
Net income	$3,329,000	1,874
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,329,000	1,876
Net charge-offs	$638,000	953
Cash dividends	$1,621,000	1,558
Sale, conversion, retirement of capital stock, net	$16,000	706
Net operating income	$3,329,000	1,833
2015-09-30 (YTD Data)		Rank
Total interest income	$9,050,000	2,031
Total interest expense	$1,484,000	1,411
Net interest income	$7,566,000	2,124
Provision for loan and lease losses	$141,000	2,322
Total noninterest income	$1,389,000	2,222
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$292,000	2,570
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,097,000	1,901
Total noninterest expense	$6,008,000	2,290
Salaries and employee benefits	$3,635,000	2,114
Premises and equipment expense	$543,000	2,804
Additional noninterest expense	$1,830,000	2,387
Pre-tax net operating income	$2,806,000	2,010
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,806,000	1,725
Extraordinary gains, net	$0	21
Net income	$2,806,000	1,727
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,806,000	1,728
Net charge-offs	$217,000	1,475
Cash dividends	$1,621,000	1,148
Sale, conversion, retirement of capital stock, net	$10,000	687
Net operating income	$2,806,000	1,681
2015-06-30 (YTD Data)		Rank
Total interest income	$5,966,000	2,051
Total interest expense	$954,000	1,466
Net interest income	$5,012,000	2,135
Provision for loan and lease losses	$24,000	3,428
Total noninterest income	$976,000	2,169
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$192,000	2,563
Trading account gains and fees	$0	157
Additional Noninterest Income	$784,000	1,833
Total noninterest expense	$3,915,000	2,349
Salaries and employee benefits	$2,405,000	2,145
Premises and equipment expense	$332,000	2,956
Additional noninterest expense	$1,178,000	2,471
Pre-tax net operating income	$2,049,000	1,864
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,049,000	1,588
Extraordinary gains, net	$0	22
Net income	$2,049,000	1,591
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,049,000	1,591
Net charge-offs	$143,000	1,409
Cash dividends	$1,103,000	1,128
Sale, conversion, retirement of capital stock, net	$7,000	670
Net operating income	$2,049,000	1,545
2015-03-31 (YTD Data)		Rank
Total interest income	$2,965,000	2,058
Total interest expense	$481,000	1,448
Net interest income	$2,484,000	2,138
Provision for loan and lease losses	$24,000	2,747
Total noninterest income	$596,000	1,882
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$98,000	2,511
Trading account gains and fees	$0	152
Additional Noninterest Income	$498,000	1,509
Total noninterest expense	$1,946,000	2,363
Salaries and employee benefits	$1,187,000	2,176
Premises and equipment expense	$163,000	3,029
Additional noninterest expense	$596,000	2,426
Pre-tax net operating income	$1,110,000	1,695
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,110,000	1,453
Extraordinary gains, net	$0	13
Net income	$1,110,000	1,455
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,110,000	1,455
Net charge-offs	$11,000	2,441
Cash dividends	$493,000	1,143
Sale, conversion, retirement of capital stock, net	$3,000	636
Net operating income	$1,110,000	1,410
2014-12-31 (YTD Data)		Rank
Total interest income	$12,361,000	1,988
Total interest expense	$2,046,000	1,444
Net interest income	$10,315,000	2,060
Provision for loan and lease losses	$382,000	1,730
Total noninterest income	$1,445,000	2,572
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$427,000	2,564
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,018,000	2,312
Total noninterest expense	$7,509,000	2,446
Salaries and employee benefits	$4,517,000	2,245
Premises and equipment expense	$636,000	3,103
Additional noninterest expense	$2,356,000	2,526
Pre-tax net operating income	$3,869,000	1,882
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$0	4,531
Income before extraordinary items	$3,880,000	1,628
Extraordinary gains, net	$0	17
Net income	$3,880,000	1,628
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,880,000	1,627
Net charge-offs	$265,000	2,157
Cash dividends	$3,069,000	892
Sale, conversion, retirement of capital stock, net	$13,000	769
Net operating income	$3,869,000	1,603
2014-09-30 (YTD Data)		Rank
Total interest income	$9,296,000	2,000
Total interest expense	$1,526,000	1,471
Net interest income	$7,770,000	2,064
Provision for loan and lease losses	$248,000	1,827
Total noninterest income	$1,021,000	2,675
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$322,000	2,580
Trading account gains and fees	$0	174
Additional Noninterest Income	$699,000	2,435
Total noninterest expense	$5,553,000	2,486
Salaries and employee benefits	$3,304,000	2,301
Premises and equipment expense	$471,000	3,166
Additional noninterest expense	$1,778,000	2,529
Pre-tax net operating income	$2,990,000	1,859
Securities gains (losses)	$11,000	2,296
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,001,000	1,581
Extraordinary gains, net	$0	15
Net income	$3,001,000	1,581
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,001,000	1,581
Net charge-offs	$243,000	1,791
Cash dividends	$2,460,000	800
Sale, conversion, retirement of capital stock, net	$10,000	731
Net operating income	$2,990,000	1,556
2014-06-30 (YTD Data)		Rank
Total interest income	$6,145,000	2,009
Total interest expense	$1,004,000	1,495
Net interest income	$5,141,000	2,065
Provision for loan and lease losses	$84,000	2,547
Total noninterest income	$626,000	2,770
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$211,000	2,585
Trading account gains and fees	$0	172
Additional Noninterest Income	$415,000	2,577
Total noninterest expense	$3,660,000	2,522
Salaries and employee benefits	$2,153,000	2,345
Premises and equipment expense	$316,000	3,174
Additional noninterest expense	$1,191,000	2,505
Pre-tax net operating income	$2,023,000	1,806
Securities gains (losses)	$11,000	1,900
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,034,000	1,519
Extraordinary gains, net	$0	20
Net income	$2,034,000	1,522
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,034,000	1,521
Net charge-offs	$178,000	1,701
Cash dividends	$1,510,000	819
Sale, conversion, retirement of capital stock, net	$7,000	698
Net operating income	$2,023,000	1,491
2014-03-31 (YTD Data)		Rank
Total interest income	$3,052,000	2,014
Total interest expense	$492,000	1,557
Net interest income	$2,560,000	2,072
Provision for loan and lease losses	$35,000	2,513
Total noninterest income	$307,000	2,765
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$103,000	2,617
Trading account gains and fees	$0	147
Additional Noninterest Income	$204,000	2,536
Total noninterest expense	$1,830,000	2,533
Salaries and employee benefits	$1,074,000	2,359
Premises and equipment expense	$154,000	3,286
Additional noninterest expense	$602,000	2,474
Pre-tax net operating income	$1,002,000	1,766
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,002,000	1,494
Extraordinary gains, net	$0	16
Net income	$1,002,000	1,497
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,002,000	1,497
Net charge-offs	$7,000	2,989
Cash dividends	$815,000	720
Sale, conversion, retirement of capital stock, net	$3,000	674
Net operating income	$1,002,000	1,474
2013-12-31 (YTD Data)		Rank
Total interest income	$12,546,000	1,974
Total interest expense	$2,203,000	1,551
Net interest income	$10,343,000	2,034
Provision for loan and lease losses	$1,123,000	1,001
Total noninterest income	$1,623,000	2,459
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$429,000	2,679
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,194,000	2,146
Total noninterest expense	$6,818,000	2,692
Salaries and employee benefits	$3,884,000	2,547
Premises and equipment expense	$613,000	3,259
Additional noninterest expense	$2,321,000	2,636
Pre-tax net operating income	$4,025,000	1,719
Securities gains (losses)	$3,000	2,899
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,028,000	1,491
Extraordinary gains, net	$0	29
Net income	$4,028,000	1,493
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,028,000	1,495
Net charge-offs	$1,627,000	891
Cash dividends	$2,632,000	959
Sale, conversion, retirement of capital stock, net	$34,000	729
Net operating income	$4,025,000	1,462
2013-09-30 (YTD Data)		Rank
Total interest income	$9,323,000	1,993
Total interest expense	$1,658,000	1,589
Net interest income	$7,665,000	2,055
Provision for loan and lease losses	$990,000	890
Total noninterest income	$1,130,000	2,629
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$318,000	2,714
Trading account gains and fees	$0	180
Additional Noninterest Income	$812,000	2,329
Total noninterest expense	$5,194,000	2,657
Salaries and employee benefits	$2,907,000	2,549
Premises and equipment expense	$487,000	3,157
Additional noninterest expense	$1,800,000	2,541
Pre-tax net operating income	$2,611,000	1,983
Securities gains (losses)	$3,000	2,773
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,614,000	1,713
Extraordinary gains, net	$0	25
Net income	$2,614,000	1,714
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,614,000	1,717
Net charge-offs	$1,492,000	741
Cash dividends	$1,782,000	966
Sale, conversion, retirement of capital stock, net	$25,000	684
Net operating income	$2,611,000	1,663
2013-06-30 (YTD Data)		Rank
Total interest income	$6,175,000	2,003
Total interest expense	$1,107,000	1,612
Net interest income	$5,068,000	2,066
Provision for loan and lease losses	$424,000	1,324
Total noninterest income	$750,000	2,649
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$207,000	2,723
Trading account gains and fees	$0	157
Additional Noninterest Income	$543,000	2,372
Total noninterest expense	$3,424,000	2,689
Salaries and employee benefits	$1,912,000	2,600
Premises and equipment expense	$330,000	3,140
Additional noninterest expense	$1,182,000	2,574
Pre-tax net operating income	$1,970,000	1,741
Securities gains (losses)	$3,000	2,553
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,973,000	1,537
Extraordinary gains, net	$0	22
Net income	$1,973,000	1,540
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,973,000	1,542
Net charge-offs	$413,000	1,415
Cash dividends	$1,154,000	963
Sale, conversion, retirement of capital stock, net	$16,000	656
Net operating income	$1,970,000	1,472
2013-03-31 (YTD Data)		Rank
Total interest income	$3,100,000	2,018
Total interest expense	$556,000	1,667
Net interest income	$2,544,000	2,059
Provision for loan and lease losses	$4,000	4,247
Total noninterest income	$341,000	2,814
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$104,000	2,709
Trading account gains and fees	$0	148
Additional Noninterest Income	$237,000	2,534
Total noninterest expense	$1,702,000	2,726
Salaries and employee benefits	$931,000	2,686
Premises and equipment expense	$163,000	3,192
Additional noninterest expense	$608,000	2,512
Pre-tax net operating income	$1,179,000	1,492
Securities gains (losses)	$3,000	1,729
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,182,000	1,264
Extraordinary gains, net	$0	10
Net income	$1,182,000	1,266
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,182,000	1,266
Net charge-offs	$153,000	1,567
Cash dividends	$600,000	809
Sale, conversion, retirement of capital stock, net	$6,000	645
Net operating income	$1,179,000	1,212
2012-12-31 (YTD Data)		Rank
Total interest income	$12,381,000	2,107
Total interest expense	$2,584,000	1,700
Net interest income	$9,797,000	2,198
Provision for loan and lease losses	$576,000	2,520
Total noninterest income	$1,706,000	2,426
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$429,000	2,783
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,277,000	2,042
Total noninterest expense	$6,599,000	2,812
Salaries and employee benefits	$3,806,000	2,570
Premises and equipment expense	$609,000	3,352
Additional noninterest expense	$2,184,000	2,883
Pre-tax net operating income	$4,328,000	1,561
Securities gains (losses)	$93,000	2,325
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,421,000	1,334
Extraordinary gains, net	$0	29
Net income	$4,421,000	1,335
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,421,000	1,335
Net charge-offs	$49,000	4,941
Cash dividends	$3,812,000	722
Sale, conversion, retirement of capital stock, net	$36,000	758
Net operating income	$4,328,000	1,294
2012-09-30 (YTD Data)		Rank
Total interest income	$9,295,000	2,143
Total interest expense	$2,002,000	1,721
Net interest income	$7,293,000	2,246
Provision for loan and lease losses	$520,000	2,225
Total noninterest income	$1,366,000	2,322
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$318,000	2,844
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,048,000	1,935
Total noninterest expense	$4,971,000	2,808
Salaries and employee benefits	$2,791,000	2,642
Premises and equipment expense	$460,000	3,379
Additional noninterest expense	$1,720,000	2,781
Pre-tax net operating income	$3,168,000	1,622
Securities gains (losses)	$94,000	2,025
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,262,000	1,384
Extraordinary gains, net	$0	20
Net income	$3,262,000	1,385
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,262,000	1,385
Net charge-offs	$14,000	5,204
Cash dividends	$2,560,000	630
Sale, conversion, retirement of capital stock, net	$27,000	716
Net operating income	$3,168,000	1,335
2012-06-30 (YTD Data)		Rank
Total interest income	$6,185,000	2,157
Total interest expense	$1,400,000	1,707
Net interest income	$4,785,000	2,277
Provision for loan and lease losses	$340,000	2,267
Total noninterest income	$789,000	2,503
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$211,000	2,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$578,000	2,146
Total noninterest expense	$3,243,000	2,855
Salaries and employee benefits	$1,848,000	2,670
Premises and equipment expense	$308,000	3,373
Additional noninterest expense	$1,087,000	2,917
Pre-tax net operating income	$1,991,000	1,687
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,991,000	1,488
Extraordinary gains, net	$0	19
Net income	$1,991,000	1,487
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,991,000	1,488
Net charge-offs	$-3,000	6,365
Cash dividends	$1,971,000	552
Sale, conversion, retirement of capital stock, net	$18,000	692
Net operating income	$1,991,000	1,397
2012-03-31 (YTD Data)		Rank
Total interest income	$3,100,000	2,183
Total interest expense	$750,000	1,673
Net interest income	$2,350,000	2,331
Provision for loan and lease losses	$175,000	2,152
Total noninterest income	$407,000	2,448
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$103,000	2,869
Trading account gains and fees	$0	148
Additional Noninterest Income	$304,000	2,085
Total noninterest expense	$1,628,000	2,851
Salaries and employee benefits	$936,000	2,648
Premises and equipment expense	$156,000	3,367
Additional noninterest expense	$536,000	2,925
Pre-tax net operating income	$954,000	1,754
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$954,000	1,532
Extraordinary gains, net	$0	19
Net income	$954,000	1,533
Minority interest net income	$0	78
Net income of bank and minority interests.	$954,000	1,533
Net charge-offs	$-5,000	6,379
Cash dividends	$1,123,000	426
Sale, conversion, retirement of capital stock, net	$9,000	634
Net operating income	$954,000	1,437
2011-12-31 (YTD Data)		Rank
Total interest income	$12,540,000	2,234
Total interest expense	$3,604,000	1,662
Net interest income	$8,936,000	2,457
Provision for loan and lease losses	$414,000	3,697
Total noninterest income	$1,388,000	2,571
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$443,000	2,828
Trading account gains and fees	$0	146
Additional Noninterest Income	$945,000	2,216
Total noninterest expense	$6,532,000	2,834
Salaries and employee benefits	$3,596,000	2,684
Premises and equipment expense	$513,000	3,966
Additional noninterest expense	$2,423,000	2,645
Pre-tax net operating income	$3,378,000	1,650
Securities gains (losses)	$163,000	1,628
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,541,000	1,385
Extraordinary gains, net	$0	29
Net income	$3,541,000	1,385
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,541,000	1,385
Net charge-offs	$469,000	3,262
Cash dividends	$1,818,000	1,040
Sale, conversion, retirement of capital stock, net	$41,000	841
Net operating income	$3,378,000	1,383
2011-09-30 (YTD Data)		Rank
Total interest income	$9,367,000	2,261
Total interest expense	$2,806,000	1,673
Net interest income	$6,561,000	2,520
Provision for loan and lease losses	$327,000	3,487
Total noninterest income	$994,000	2,633
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$328,000	2,853
Trading account gains and fees	$0	145
Additional Noninterest Income	$666,000	2,284
Total noninterest expense	$4,943,000	2,807
Salaries and employee benefits	$2,681,000	2,697
Premises and equipment expense	$377,000	4,067
Additional noninterest expense	$1,885,000	2,592
Pre-tax net operating income	$2,285,000	1,885
Securities gains (losses)	$161,000	1,368
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,446,000	1,555
Extraordinary gains, net	$0	21
Net income	$2,446,000	1,555
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,446,000	1,555
Net charge-offs	$435,000	2,825
Cash dividends	$1,193,000	1,016
Sale, conversion, retirement of capital stock, net	$31,000	787
Net operating income	$2,285,000	1,571
2011-06-30 (YTD Data)		Rank
Total interest income	$6,183,000	2,303
Total interest expense	$1,963,000	1,662
Net interest income	$4,220,000	2,617
Provision for loan and lease losses	$151,000	3,868
Total noninterest income	$617,000	2,752
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$214,000	2,876
Trading account gains and fees	$0	153
Additional Noninterest Income	$403,000	2,428
Total noninterest expense	$3,244,000	2,887
Salaries and employee benefits	$1,763,000	2,743
Premises and equipment expense	$251,000	4,099
Additional noninterest expense	$1,230,000	2,687
Pre-tax net operating income	$1,442,000	1,947
Securities gains (losses)	$17,000	2,165
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,459,000	1,661
Extraordinary gains, net	$0	15
Net income	$1,459,000	1,661
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,459,000	1,661
Net charge-offs	$396,000	2,374
Cash dividends	$567,000	1,302
Sale, conversion, retirement of capital stock, net	$21,000	725
Net operating income	$1,442,000	1,612
2011-03-31 (YTD Data)		Rank
Total interest income	$3,086,000	2,323
Total interest expense	$1,030,000	1,648
Net interest income	$2,056,000	2,661
Provision for loan and lease losses	$74,000	3,808
Total noninterest income	$278,000	2,951
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$101,000	2,954
Trading account gains and fees	$0	158
Additional Noninterest Income	$177,000	2,640
Total noninterest expense	$1,644,000	2,857
Salaries and employee benefits	$880,000	2,761
Premises and equipment expense	$123,000	4,213
Additional noninterest expense	$641,000	2,587
Pre-tax net operating income	$616,000	2,173
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$616,000	1,880
Extraordinary gains, net	$0	9
Net income	$616,000	1,879
Minority interest net income	$0	86
Net income of bank and minority interests.	$616,000	1,880
Net charge-offs	$135,000	2,459
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$10,000	697
Net operating income	$616,000	1,828
2010-12-31 (YTD Data)		Rank
Total interest income	$12,950,000	2,319
Total interest expense	$4,219,000	1,897
Net interest income	$8,731,000	2,520
Provision for loan and lease losses	$694,000	3,607
Total noninterest income	$1,489,000	2,529
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$626,000	2,213
Trading account gains and fees	$0	175
Additional Noninterest Income	$863,000	2,394
Total noninterest expense	$6,476,000	2,913
Salaries and employee benefits	$3,404,000	2,797
Premises and equipment expense	$511,000	4,118
Additional noninterest expense	$2,561,000	2,632
Pre-tax net operating income	$3,050,000	1,604
Securities gains (losses)	$181,000	1,680
Applicable income taxes	$0	4,655
Income before extraordinary items	$3,231,000	1,319
Extraordinary gains, net	$0	29
Net income	$3,231,000	1,320
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,231,000	1,321
Net charge-offs	$923,000	2,797
Cash dividends	$906,000	1,604
Sale, conversion, retirement of capital stock, net	$41,000	987
Net operating income	$3,050,000	1,335
2010-09-30 (YTD Data)		Rank
Total interest income	$9,717,000	2,378
Total interest expense	$3,154,000	1,983
Net interest income	$6,563,000	2,540
Provision for loan and lease losses	$600,000	3,239
Total noninterest income	$1,053,000	2,630
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$466,000	2,277
Trading account gains and fees	$0	165
Additional Noninterest Income	$587,000	2,515
Total noninterest expense	$4,665,000	3,017
Salaries and employee benefits	$2,440,000	2,912
Premises and equipment expense	$389,000	4,160
Additional noninterest expense	$1,836,000	2,682
Pre-tax net operating income	$2,351,000	1,671
Securities gains (losses)	$156,000	1,571
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,507,000	1,325
Extraordinary gains, net	$0	23
Net income	$2,507,000	1,329
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,507,000	1,329
Net charge-offs	$674,000	2,688
Cash dividends	$523,000	1,707
Sale, conversion, retirement of capital stock, net	$21,000	986
Net operating income	$2,351,000	1,358
2010-06-30 (YTD Data)		Rank
Total interest income	$6,441,000	2,419
Total interest expense	$2,083,000	2,075
Net interest income	$4,358,000	2,546
Provision for loan and lease losses	$501,000	2,839
Total noninterest income	$690,000	2,608
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$315,000	2,261
Trading account gains and fees	$0	152
Additional Noninterest Income	$375,000	2,505
Total noninterest expense	$2,973,000	3,142
Salaries and employee benefits	$1,632,000	2,921
Premises and equipment expense	$265,000	4,130
Additional noninterest expense	$1,076,000	3,004
Pre-tax net operating income	$1,574,000	1,656
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,574,000	1,402
Extraordinary gains, net	$0	19
Net income	$1,574,000	1,402
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,574,000	1,403
Net charge-offs	$579,000	2,276
Cash dividends	$523,000	1,277
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,574,000	1,348
2010-03-31 (YTD Data)		Rank
Total interest income	$3,199,000	2,490
Total interest expense	$1,014,000	2,237
Net interest income	$2,185,000	2,567
Provision for loan and lease losses	$360,000	2,187
Total noninterest income	$337,000	2,645
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$149,000	2,354
Trading account gains and fees	$0	175
Additional Noninterest Income	$188,000	2,489
Total noninterest expense	$1,504,000	3,140
Salaries and employee benefits	$823,000	2,941
Premises and equipment expense	$139,000	4,082
Additional noninterest expense	$542,000	2,959
Pre-tax net operating income	$658,000	1,941
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$658,000	1,663
Extraordinary gains, net	$0	16
Net income	$658,000	1,664
Minority interest net income	$0	91
Net income of bank and minority interests.	$658,000	1,665
Net charge-offs	$360,000	1,861
Cash dividends	$261,000	1,176
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$658,000	1,594
2009-12-31 (YTD Data)		Rank
Total interest income	$12,171,000	2,711
Total interest expense	$4,801,000	2,345
Net interest income	$7,370,000	2,930
Provision for loan and lease losses	$1,114,000	3,327
Total noninterest income	$1,428,000	2,646
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$684,000	2,300
Trading account gains and fees	$0	211
Additional Noninterest Income	$744,000	2,564
Total noninterest expense	$5,723,000	3,294
Salaries and employee benefits	$3,078,000	3,095
Premises and equipment expense	$568,000	4,035
Additional noninterest expense	$2,077,000	3,208
Pre-tax net operating income	$1,961,000	1,940
Securities gains (losses)	$33,000	2,835
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,994,000	1,684
Extraordinary gains, net	$-17,000	7,980
Net income	$1,977,000	1,707
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,977,000	1,708
Net charge-offs	$206,000	4,963
Cash dividends	$1,033,000	1,593
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,961,000	1,664
2009-09-30 (YTD Data)		Rank
Total interest income	$9,049,000	2,773
Total interest expense	$3,721,000	2,369
Net interest income	$5,328,000	3,024
Provision for loan and lease losses	$465,000	3,916
Total noninterest income	$989,000	2,836
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$499,000	2,358
Trading account gains and fees	$0	212
Additional Noninterest Income	$490,000	2,846
Total noninterest expense	$4,310,000	3,290
Salaries and employee benefits	$2,270,000	3,178
Premises and equipment expense	$413,000	4,163
Additional noninterest expense	$1,627,000	3,081
Pre-tax net operating income	$1,542,000	2,011
Securities gains (losses)	$33,000	2,514
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,575,000	1,701
Extraordinary gains, net	$0	27
Net income	$1,575,000	1,700
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,575,000	1,701
Net charge-offs	$131,000	4,789
Cash dividends	$184,000	3,159
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,542,000	1,690
2009-06-30 (YTD Data)		Rank
Total interest income	$5,995,000	2,830
Total interest expense	$2,525,000	2,432
Net interest income	$3,470,000	3,066
Provision for loan and lease losses	$187,000	4,428
Total noninterest income	$653,000	2,870
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$325,000	2,375
Trading account gains and fees	$0	193
Additional Noninterest Income	$328,000	2,842
Total noninterest expense	$2,825,000	3,374
Salaries and employee benefits	$1,512,000	3,216
Premises and equipment expense	$270,000	4,248
Additional noninterest expense	$1,043,000	3,190
Pre-tax net operating income	$1,111,000	1,943
Securities gains (losses)	$33,000	2,127
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,144,000	1,629
Extraordinary gains, net	$0	21
Net income	$1,144,000	1,626
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,144,000	1,628
Net charge-offs	$82,000	4,457
Cash dividends	$123,000	3,122
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,111,000	1,636
2009-03-31 (YTD Data)		Rank
Total interest income	$3,005,000	2,856
Total interest expense	$1,277,000	2,488
Net interest income	$1,728,000	3,068
Provision for loan and lease losses	$139,000	3,428
Total noninterest income	$281,000	3,140
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$141,000	2,599
Trading account gains and fees	$0	171
Additional Noninterest Income	$140,000	3,082
Total noninterest expense	$1,380,000	3,365
Salaries and employee benefits	$750,000	3,276
Premises and equipment expense	$138,000	4,229
Additional noninterest expense	$492,000	3,050
Pre-tax net operating income	$490,000	2,418
Securities gains (losses)	$29,000	1,527
Applicable income taxes	$0	4,835
Income before extraordinary items	$519,000	2,060
Extraordinary gains, net	$0	15
Net income	$519,000	2,061
Minority interest net income	$0	102
Net income of bank and minority interests.	$519,000	2,061
Net charge-offs	$6,000	5,032
Cash dividends	$61,000	2,565
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$490,000	2,030
2008-12-31 (YTD Data)		Rank
Total interest income	$12,917,000	2,844
Total interest expense	$5,927,000	2,548
Net interest income	$6,990,000	3,054
Provision for loan and lease losses	$637,000	3,398
Total noninterest income	$1,118,000	3,182
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$505,000	2,992
Trading account gains and fees	$0	154
Additional Noninterest Income	$613,000	2,858
Total noninterest expense	$5,417,000	3,352
Salaries and employee benefits	$3,091,000	3,166
Premises and equipment expense	$588,000	4,002
Additional noninterest expense	$1,738,000	3,225
Pre-tax net operating income	$2,054,000	2,395
Securities gains (losses)	$82,000	1,277
Applicable income taxes	$1,256,000	997
Income before extraordinary items	$880,000	3,532
Extraordinary gains, net	$0	39
Net income	$880,000	3,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	3,205
Cash dividends	$246,000	4,317
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$827,520	3,766
2008-09-30 (YTD Data)		Rank
Total interest income	$9,695,000	2,892
Total interest expense	$4,537,000	2,594
Net interest income	$5,158,000	3,122
Provision for loan and lease losses	$452,000	2,884
Total noninterest income	$784,000	3,384
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$340,000	3,245
Trading account gains and fees	$0	148
Additional Noninterest Income	$444,000	3,003
Total noninterest expense	$4,055,000	3,348
Salaries and employee benefits	$2,366,000	3,137
Premises and equipment expense	$411,000	4,225
Additional noninterest expense	$1,278,000	3,207
Pre-tax net operating income	$1,435,000	2,931
Securities gains (losses)	$31,000	1,730
Applicable income taxes	$471,000	1,974
Income before extraordinary items	$995,000	3,116
Extraordinary gains, net	$0	31
Net income	$995,000	3,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	2,420
Cash dividends	$184,000	3,967
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$973,920	3,308
2008-06-30 (YTD Data)		Rank
Total interest income	$6,394,000	2,964
Total interest expense	$3,044,000	2,679
Net interest income	$3,350,000	3,192
Provision for loan and lease losses	$276,000	2,677
Total noninterest income	$529,000	3,394
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$213,000	3,355
Trading account gains and fees	$0	149
Additional Noninterest Income	$316,000	2,942
Total noninterest expense	$2,710,000	3,355
Salaries and employee benefits	$1,571,000	3,194
Premises and equipment expense	$283,000	4,132
Additional noninterest expense	$856,000	3,150
Pre-tax net operating income	$893,000	3,185
Securities gains (losses)	$9,000	2,500
Applicable income taxes	$287,000	2,271
Income before extraordinary items	$615,000	3,593
Extraordinary gains, net	$0	21
Net income	$615,000	3,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	2,071
Cash dividends	$123,000	3,933
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$608,880	3,558
2008-03-31 (YTD Data)		Rank
Total interest income	$3,243,000	3,001
Total interest expense	$1,558,000	2,783
Net interest income	$1,685,000	3,175
Provision for loan and lease losses	$224,000	1,720
Total noninterest income	$274,000	3,312
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$112,000	3,210
Trading account gains and fees	$0	158
Additional Noninterest Income	$162,000	2,917
Total noninterest expense	$1,332,000	3,408
Salaries and employee benefits	$782,000	3,230
Premises and equipment expense	$139,000	4,224
Additional noninterest expense	$411,000	3,236
Pre-tax net operating income	$403,000	3,539
Securities gains (losses)	$8,000	2,056
Applicable income taxes	$130,000	2,496
Income before extraordinary items	$281,000	3,958
Extraordinary gains, net	$0	15
Net income	$281,000	3,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,256
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$275,560	3,910
2007-12-31 (YTD Data)		Rank
Total interest income	$13,058,000	3,056
Total interest expense	$6,651,000	2,753
Net interest income	$6,407,000	3,341
Provision for loan and lease losses	$385,000	2,756
Total noninterest income	$1,031,000	3,477
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$433,000	3,372
Trading account gains and fees	$0	178
Additional Noninterest Income	$598,000	3,003
Total noninterest expense	$4,880,000	3,506
Salaries and employee benefits	$2,787,000	3,425
Premises and equipment expense	$487,000	4,451
Additional noninterest expense	$1,606,000	3,232
Pre-tax net operating income	$2,173,000	3,150
Securities gains (losses)	$11,000	1,315
Applicable income taxes	$724,000	2,256
Income before extraordinary items	$1,460,000	3,511
Extraordinary gains, net	$0	39
Net income	$1,460,000	3,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	2,539
Cash dividends	$246,000	4,689
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,452,630	3,509
2007-09-30 (YTD Data)		Rank
Total interest income	$9,753,000	3,053
Total interest expense	$4,967,000	2,752
Net interest income	$4,786,000	3,355
Provision for loan and lease losses	$217,000	2,878
Total noninterest income	$799,000	3,397
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$322,000	3,391
Trading account gains and fees	$0	184
Additional Noninterest Income	$477,000	2,925
Total noninterest expense	$3,568,000	3,563
Salaries and employee benefits	$2,045,000	3,465
Premises and equipment expense	$361,000	4,455
Additional noninterest expense	$1,162,000	3,277
Pre-tax net operating income	$1,800,000	3,061
Securities gains (losses)	$-4,000	7,564
Applicable income taxes	$596,000	2,297
Income before extraordinary items	$1,200,000	3,465
Extraordinary gains, net	$0	33
Net income	$1,200,000	3,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,317
Cash dividends	$184,000	4,213
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,202,680	3,449
2007-06-30 (YTD Data)		Rank
Total interest income	$6,498,000	3,064
Total interest expense	$3,256,000	2,794
Net interest income	$3,242,000	3,328
Provision for loan and lease losses	$119,000	3,071
Total noninterest income	$441,000	3,816
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$206,000	3,454
Trading account gains and fees	$0	168
Additional Noninterest Income	$235,000	3,473
Total noninterest expense	$2,331,000	3,660
Salaries and employee benefits	$1,347,000	3,530
Premises and equipment expense	$241,000	4,484
Additional noninterest expense	$743,000	3,383
Pre-tax net operating income	$1,233,000	3,060
Securities gains (losses)	$0	1,444
Applicable income taxes	$412,000	2,337
Income before extraordinary items	$821,000	3,466
Extraordinary gains, net	$0	29
Net income	$821,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,834
Cash dividends	$122,000	4,159
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$821,000	3,442
2007-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	3,125
Total interest expense	$1,591,000	2,839
Net interest income	$1,574,000	3,417
Provision for loan and lease losses	$54,000	3,005
Total noninterest income	$214,000	3,870
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$95,000	3,560
Trading account gains and fees	$0	195
Additional Noninterest Income	$119,000	3,446
Total noninterest expense	$1,156,000	3,671
Salaries and employee benefits	$657,000	3,626
Premises and equipment expense	$133,000	4,204
Additional noninterest expense	$366,000	3,406
Pre-tax net operating income	$578,000	3,202
Securities gains (losses)	$0	1,187
Applicable income taxes	$192,000	2,453
Income before extraordinary items	$386,000	3,580
Extraordinary gains, net	$0	22
Net income	$386,000	3,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$61,000	3,467
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$386,000	3,560
2006-12-31 (YTD Data)		Rank
Total interest income	$11,868,000	3,125
Total interest expense	$5,201,000	2,939
Net interest income	$6,667,000	3,246
Provision for loan and lease losses	$266,000	2,991
Total noninterest income	$597,000	4,743
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$343,000	3,855
Trading account gains and fees	$0	130
Additional Noninterest Income	$254,000	4,621
Total noninterest expense	$4,228,000	3,823
Salaries and employee benefits	$2,443,000	3,672
Premises and equipment expense	$422,000	4,759
Additional noninterest expense	$1,363,000	3,557
Pre-tax net operating income	$2,770,000	2,930
Securities gains (losses)	$0	1,687
Applicable income taxes	$910,000	2,325
Income before extraordinary items	$1,860,000	3,261
Extraordinary gains, net	$0	51
Net income	$1,860,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,535
Cash dividends	$299,000	4,503
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,860,000	3,245
2006-09-30 (YTD Data)		Rank
Total interest income	$8,677,000	3,168
Total interest expense	$3,683,000	2,995
Net interest income	$4,994,000	3,276
Provision for loan and lease losses	$196,000	2,904
Total noninterest income	$436,000	4,827
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$251,000	3,943
Trading account gains and fees	$0	126
Additional Noninterest Income	$185,000	4,694
Total noninterest expense	$3,080,000	3,906
Salaries and employee benefits	$1,779,000	3,755
Premises and equipment expense	$296,000	4,990
Additional noninterest expense	$1,005,000	3,589
Pre-tax net operating income	$2,154,000	2,966
Securities gains (losses)	$0	1,388
Applicable income taxes	$743,000	2,310
Income before extraordinary items	$1,411,000	3,339
Extraordinary gains, net	$0	45
Net income	$1,411,000	3,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,960
Cash dividends	$237,000	3,976
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,411,000	3,325
2006-06-30 (YTD Data)		Rank
Total interest income	$5,615,000	3,210
Total interest expense	$2,321,000	3,019
Net interest income	$3,294,000	3,300
Provision for loan and lease losses	$166,000	2,434
Total noninterest income	$305,000	4,697
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$164,000	3,961
Trading account gains and fees	$0	126
Additional Noninterest Income	$141,000	4,414
Total noninterest expense	$2,030,000	3,970
Salaries and employee benefits	$1,167,000	3,813
Premises and equipment expense	$194,000	5,024
Additional noninterest expense	$669,000	3,616
Pre-tax net operating income	$1,403,000	3,013
Securities gains (losses)	$0	1,185
Applicable income taxes	$489,000	2,349
Income before extraordinary items	$914,000	3,417
Extraordinary gains, net	$0	39
Net income	$914,000	3,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,009
Cash dividends	$123,000	4,181
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$914,000	3,408
2006-03-31 (YTD Data)		Rank
Total interest income	$2,689,000	3,252
Total interest expense	$1,102,000	3,019
Net interest income	$1,587,000	3,380
Provision for loan and lease losses	$86,000	2,261
Total noninterest income	$152,000	4,644
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$75,000	4,076
Trading account gains and fees	$0	115
Additional Noninterest Income	$77,000	4,231
Total noninterest expense	$1,003,000	4,016
Salaries and employee benefits	$575,000	3,885
Premises and equipment expense	$99,000	4,994
Additional noninterest expense	$329,000	3,622
Pre-tax net operating income	$650,000	3,135
Securities gains (losses)	$0	955
Applicable income taxes	$225,000	2,443
Income before extraordinary items	$425,000	3,534
Extraordinary gains, net	$0	21
Net income	$425,000	3,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,727
Cash dividends	$61,000	3,460
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$425,000	3,512
2005-12-31 (YTD Data)		Rank
Total interest income	$9,374,000	3,319
Total interest expense	$3,587,000	2,879
Net interest income	$5,787,000	3,530
Provision for loan and lease losses	$1,157,000	917
Total noninterest income	$564,000	4,954
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$263,000	4,472
Trading account gains and fees	$0	138
Additional Noninterest Income	$301,000	4,327
Total noninterest expense	$3,673,000	4,137
Salaries and employee benefits	$2,115,000	3,963
Premises and equipment expense	$402,000	4,836
Additional noninterest expense	$1,156,000	3,966
Pre-tax net operating income	$1,521,000	4,339
Securities gains (losses)	$0	2,296
Applicable income taxes	$520,000	3,304
Income before extraordinary items	$1,001,000	4,841
Extraordinary gains, net	$0	46
Net income	$1,001,000	4,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$547,000	1,089
Cash dividends	$53,000	5,766
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,001,000	4,811
2005-09-30 (YTD Data)		Rank
Total interest income	$6,719,000	3,379
Total interest expense	$2,588,000	2,851
Net interest income	$4,131,000	3,663
Provision for loan and lease losses	$779,000	964
Total noninterest income	$498,000	4,553
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$195,000	4,515
Trading account gains and fees	$0	126
Additional Noninterest Income	$303,000	3,775
Total noninterest expense	$2,726,000	4,125
Salaries and employee benefits	$1,569,000	3,955
Premises and equipment expense	$298,000	4,864
Additional noninterest expense	$859,000	3,958
Pre-tax net operating income	$1,124,000	4,485
Securities gains (losses)	$0	2,317
Applicable income taxes	$388,000	3,378
Income before extraordinary items	$736,000	4,961
Extraordinary gains, net	$0	35
Net income	$736,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$481,000	861
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$736,000	4,918
2005-06-30 (YTD Data)		Rank
Total interest income	$4,320,000	3,414
Total interest expense	$1,637,000	2,838
Net interest income	$2,683,000	3,715
Provision for loan and lease losses	$279,000	1,638
Total noninterest income	$317,000	4,647
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$134,000	4,409
Trading account gains and fees	$0	116
Additional Noninterest Income	$183,000	3,918
Total noninterest expense	$1,791,000	4,170
Salaries and employee benefits	$1,026,000	3,995
Premises and equipment expense	$193,000	4,940
Additional noninterest expense	$572,000	3,946
Pre-tax net operating income	$930,000	3,904
Securities gains (losses)	$0	2,146
Applicable income taxes	$316,000	3,011
Income before extraordinary items	$614,000	4,357
Extraordinary gains, net	$0	30
Net income	$614,000	4,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,294
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$614,000	4,301
2005-03-31 (YTD Data)		Rank
Total interest income	$2,035,000	3,537
Total interest expense	$747,000	2,966
Net interest income	$1,288,000	3,825
Provision for loan and lease losses	$49,000	3,251
Total noninterest income	$139,000	4,902
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$59,000	4,633
Trading account gains and fees	$0	115
Additional Noninterest Income	$80,000	4,199
Total noninterest expense	$885,000	4,223
Salaries and employee benefits	$513,000	4,017
Premises and equipment expense	$99,000	4,901
Additional noninterest expense	$273,000	4,094
Pre-tax net operating income	$493,000	3,714
Securities gains (losses)	$0	1,685
Applicable income taxes	$168,000	2,893
Income before extraordinary items	$325,000	4,142
Extraordinary gains, net	$0	24
Net income	$325,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,145
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$325,000	4,100
2004-12-31 (YTD Data)		Rank
Total interest income	$6,828,000	3,879
Total interest expense	$2,261,000	3,295
Net interest income	$4,567,000	4,072
Provision for loan and lease losses	$665,000	1,517
Total noninterest income	$550,000	5,035
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$250,000	4,746
Trading account gains and fees	$0	138
Additional Noninterest Income	$300,000	4,267
Total noninterest expense	$2,849,000	4,840
Salaries and employee benefits	$1,640,000	4,653
Premises and equipment expense	$286,000	5,807
Additional noninterest expense	$923,000	4,612
Pre-tax net operating income	$1,603,000	4,080
Securities gains (losses)	$0	3,819
Applicable income taxes	$543,000	3,199
Income before extraordinary items	$1,060,000	4,541
Extraordinary gains, net	$0	34
Net income	$1,060,000	4,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$766,000	936
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,060,000	4,464
2004-09-30 (YTD Data)		Rank
Total interest income	$4,881,000	4,002
Total interest expense	$1,619,000	3,377
Net interest income	$3,262,000	4,210
Provision for loan and lease losses	$547,000	1,346
Total noninterest income	$406,000	5,096
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$187,000	4,797
Trading account gains and fees	$0	134
Additional Noninterest Income	$219,000	4,335
Total noninterest expense	$2,017,000	4,998
Salaries and employee benefits	$1,177,000	4,738
Premises and equipment expense	$186,000	6,200
Additional noninterest expense	$654,000	4,758
Pre-tax net operating income	$1,104,000	4,365
Securities gains (losses)	$0	3,710
Applicable income taxes	$373,000	3,430
Income before extraordinary items	$731,000	4,848
Extraordinary gains, net	$0	26
Net income	$731,000	4,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$361,000	1,262
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$731,000	4,760
2004-06-30 (YTD Data)		Rank
Total interest income	$3,116,000	4,131
Total interest expense	$1,019,000	3,543
Net interest income	$2,097,000	4,334
Provision for loan and lease losses	$347,000	1,391
Total noninterest income	$280,000	4,994
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$133,000	4,638
Trading account gains and fees	$0	130
Additional Noninterest Income	$147,000	4,337
Total noninterest expense	$1,287,000	5,176
Salaries and employee benefits	$754,000	4,906
Premises and equipment expense	$116,000	6,415
Additional noninterest expense	$417,000	4,922
Pre-tax net operating income	$743,000	4,304
Securities gains (losses)	$0	3,413
Applicable income taxes	$250,000	3,395
Income before extraordinary items	$493,000	4,772
Extraordinary gains, net	$0	21
Net income	$493,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$493,000	4,679
2004-03-31 (YTD Data)		Rank
Total interest income	$1,479,000	4,311
Total interest expense	$480,000	3,763
Net interest income	$999,000	4,487
Provision for loan and lease losses	$193,000	1,193
Total noninterest income	$128,000	5,162
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$63,000	4,680
Trading account gains and fees	$0	121
Additional Noninterest Income	$65,000	4,579
Total noninterest expense	$628,000	5,300
Salaries and employee benefits	$365,000	5,033
Premises and equipment expense	$58,000	6,408
Additional noninterest expense	$205,000	4,985
Pre-tax net operating income	$306,000	4,767
Securities gains (losses)	$0	2,934
Applicable income taxes	$104,000	3,719
Income before extraordinary items	$202,000	5,319
Extraordinary gains, net	$0	16
Net income	$202,000	5,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,294
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$202,000	5,198
2003-12-31 (YTD Data)		Rank
Total interest income	$4,791,000	5,040
Total interest expense	$1,702,000	4,518
Net interest income	$3,089,000	5,218
Provision for loan and lease losses	$376,000	2,703
Total noninterest income	$578,000	5,061
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$209,000	5,171
Trading account gains and fees	$0	160
Additional Noninterest Income	$369,000	4,120
Total noninterest expense	$2,226,000	5,636
Salaries and employee benefits	$1,312,000	5,324
Premises and equipment expense	$236,000	6,350
Additional noninterest expense	$678,000	5,602
Pre-tax net operating income	$1,065,000	5,007
Securities gains (losses)	$0	4,500
Applicable income taxes	$361,000	3,974
Income before extraordinary items	$704,000	5,573
Extraordinary gains, net	$0	54
Net income	$704,000	5,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,519
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$704,000	5,405
2003-09-30 (YTD Data)		Rank
Total interest income	$3,509,000	5,179
Total interest expense	$1,272,000	4,640
Net interest income	$2,237,000	5,336
Provision for loan and lease losses	$250,000	2,846
Total noninterest income	$435,000	5,097
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$151,000	5,283
Trading account gains and fees	$0	153
Additional Noninterest Income	$284,000	4,134
Total noninterest expense	$1,675,000	5,591
Salaries and employee benefits	$992,000	5,275
Premises and equipment expense	$174,000	6,404
Additional noninterest expense	$509,000	5,576
Pre-tax net operating income	$747,000	5,329
Securities gains (losses)	$0	4,204
Applicable income taxes	$251,000	4,274
Income before extraordinary items	$496,000	5,882
Extraordinary gains, net	$0	40
Net income	$496,000	5,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,233
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$496,000	5,704
2003-06-30 (YTD Data)		Rank
Total interest income	$2,159,000	5,485
Total interest expense	$818,000	4,859
Net interest income	$1,341,000	5,693
Provision for loan and lease losses	$187,000	2,623
Total noninterest income	$408,000	4,196
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$93,000	5,436
Trading account gains and fees	$0	150
Additional Noninterest Income	$315,000	3,201
Total noninterest expense	$1,066,000	5,765
Salaries and employee benefits	$620,000	5,507
Premises and equipment expense	$116,000	6,372
Additional noninterest expense	$330,000	5,658
Pre-tax net operating income	$496,000	5,327
Securities gains (losses)	$0	3,782
Applicable income taxes	$164,000	4,343
Income before extraordinary items	$332,000	5,863
Extraordinary gains, net	$0	30
Net income	$332,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$332,000	5,644
2003-03-31 (YTD Data)		Rank
Total interest income	$1,072,000	5,541
Total interest expense	$375,000	5,223
Net interest income	$697,000	5,560
Provision for loan and lease losses	$72,000	3,031
Total noninterest income	$109,000	5,690
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$39,000	5,725
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	4,607
Total noninterest expense	$535,000	5,761
Salaries and employee benefits	$299,000	5,637
Premises and equipment expense	$58,000	6,382
Additional noninterest expense	$178,000	5,386
Pre-tax net operating income	$199,000	5,856
Securities gains (losses)	$0	2,891
Applicable income taxes	$66,000	4,673
Income before extraordinary items	$133,000	6,303
Extraordinary gains, net	$0	21
Net income	$133,000	6,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,051
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$133,000	6,131
2002-12-31 (YTD Data)		Rank
Total interest income	$3,222,000	6,620
Total interest expense	$1,204,000	6,411
Net interest income	$2,018,000	6,601
Provision for loan and lease losses	$264,000	3,738
Total noninterest income	$382,000	5,889
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$105,000	6,494
Trading account gains and fees	$0	153
Additional Noninterest Income	$277,000	4,430
Total noninterest expense	$1,545,000	6,759
Salaries and employee benefits	$1,040,000	5,990
Premises and equipment expense	$148,000	7,474
Additional noninterest expense	$357,000	7,428
Pre-tax net operating income	$591,000	6,450
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$591,000	6,004
Extraordinary gains, net	$0	70
Net income	$591,000	6,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,276
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$591,000	5,861
2001-12-31 (YTD Data)		Rank
Total interest income	$1,922,000	8,298
Total interest expense	$864,000	8,297
Net interest income	$1,058,000	8,168
Provision for loan and lease losses	$253,000	3,574
Total noninterest income	$224,000	7,078
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$42,000	7,759
Trading account gains and fees	$0	177
Additional Noninterest Income	$182,000	5,143
Total noninterest expense	$1,389,000	7,036
Salaries and employee benefits	$680,000	7,282
Premises and equipment expense	$178,000	7,095
Additional noninterest expense	$531,000	6,257
Pre-tax net operating income	$-360,000	9,081
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-360,000	9,161
Extraordinary gains, net	$0	105
Net income	$-360,000	9,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$30,000	6,329
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-360,000	9,111
2000-12-31 (YTD Data)		Rank
Total interest income	$473,000	9,710
Total interest expense	$150,000	9,709
Net interest income	$323,000	9,669
Provision for loan and lease losses	$156,000	4,323
Total noninterest income	$36,000	9,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	8,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	8,541
Total noninterest expense	$866,000	8,386
Salaries and employee benefits	$528,000	8,108
Premises and equipment expense	$84,000	8,716
Additional noninterest expense	$254,000	8,308
Pre-tax net operating income	$-663,000	9,624
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-663,000	9,645
Extraordinary gains, net	$0	38
Net income	$-663,000	9,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$6,000,000	163
Net operating income	$-663,000	9,644

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.