Home > American Bank of Commerce > Income and Expense

American Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,991,000698
Total interest expense$31,594,000563
Net interest income$38,397,000833
Provision for loan and lease losses$1,448,000663
Total noninterest income$4,676,0001,243
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,028,000975
Trading account gains and fees$0123
Additional Noninterest Income$3,648,0001,105
Total noninterest expense$31,939,000847
Salaries and employee benefits$17,873,000841
Premises and equipment expense$2,814,000924
Additional noninterest expense$3,648,0001,105
Pre-tax net operating income$9,686,0001,197
Securities gains (losses)$-76,0003,741
Applicable income taxes$1,743,0001,074
Income before extraordinary items$7,867,0001,227
Extraordinary gains, net$054
Net income$7,847,0001,245
Minority interest net income$20,00071
Net income of bank and minority interests.$7,867,0001,230
Net charge-offs$113,0001,437
Cash dividends$800,0002,368
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,929,3201,245
2023-09-30 (YTD Data)Rank
Total interest income$51,715,000705
Total interest expense$22,827,000533
Net interest income$28,888,000838
Provision for loan and lease losses$997,000655
Total noninterest income$3,577,0001,224
Gross Fiduciary activities income$0950
Service charges on deposit accounts$764,000979
Trading account gains and fees$0125
Additional Noninterest Income$2,813,0001,076
Total noninterest expense$24,599,000821
Salaries and employee benefits$14,025,000820
Premises and equipment expense$2,036,000949
Additional noninterest expense$2,813,0001,076
Pre-tax net operating income$6,869,0001,307
Securities gains (losses)$-76,0003,931
Applicable income taxes$1,289,0001,101
Income before extraordinary items$5,504,0001,336
Extraordinary gains, net$052
Net income$5,487,0001,351
Minority interest net income$17,00069
Net income of bank and minority interests.$5,504,0001,336
Net charge-offs$112,0001,138
Cash dividends$800,0001,867
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,565,5601,343
2023-06-30 (YTD Data)Rank
Total interest income$33,951,000692
Total interest expense$14,424,000507
Net interest income$19,527,000835
Provision for loan and lease losses$695,000636
Total noninterest income$2,547,0001,125
Gross Fiduciary activities income$0931
Service charges on deposit accounts$510,000968
Trading account gains and fees$0112
Additional Noninterest Income$2,037,000956
Total noninterest expense$17,010,000779
Salaries and employee benefits$9,854,000776
Premises and equipment expense$1,329,000958
Additional noninterest expense$2,037,000955
Pre-tax net operating income$4,369,0001,326
Securities gains (losses)$-76,0004,171
Applicable income taxes$822,0001,134
Income before extraordinary items$3,471,0001,402
Extraordinary gains, net$051
Net income$3,461,0001,422
Minority interest net income$10,00070
Net income of bank and minority interests.$3,471,0001,402
Net charge-offs$96,000933
Cash dividends$800,0001,561
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,532,5601,385
2023-03-31 (YTD Data)Rank
Total interest income$16,794,000698
Total interest expense$6,674,000491
Net interest income$10,120,000819
Provision for loan and lease losses$296,000701
Total noninterest income$1,145,0001,211
Gross Fiduciary activities income$0913
Service charges on deposit accounts$254,000981
Trading account gains and fees$097
Additional Noninterest Income$891,0001,055
Total noninterest expense$8,722,000779
Salaries and employee benefits$5,057,000766
Premises and equipment expense$706,000937
Additional noninterest expense$891,0001,055
Pre-tax net operating income$2,247,0001,339
Securities gains (losses)$-38,0004,213
Applicable income taxes$428,0001,130
Income before extraordinary items$1,781,0001,396
Extraordinary gains, net$04
Net income$1,776,0001,401
Minority interest net income$5,00044
Net income of bank and minority interests.$1,781,0001,396
Net charge-offs$-4,0003,763
Cash dividends$400,0001,392
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,811,7801,394
2022-12-31 (YTD Data)Rank
Total interest income$53,663,000692
Total interest expense$7,763,000562
Net interest income$45,900,000724
Provision for loan and lease losses$629,0001,077
Total noninterest income$6,301,0001,026
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,152,000913
Trading account gains and fees$0116
Additional Noninterest Income$5,149,000891
Total noninterest expense$34,232,000765
Salaries and employee benefits$19,833,000749
Premises and equipment expense$2,606,000977
Additional noninterest expense$5,149,000891
Pre-tax net operating income$17,340,000841
Securities gains (losses)$5,000515
Applicable income taxes$3,119,000813
Income before extraordinary items$14,226,000838
Extraordinary gains, net$05
Net income$14,231,000839
Minority interest net income$-5,0004,692
Net income of bank and minority interests.$14,226,000839
Net charge-offs$920,000439
Cash dividends$1,250,0001,923
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,221,900856
2022-09-30 (YTD Data)Rank
Total interest income$37,854,000707
Total interest expense$3,651,000621
Net interest income$34,203,000716
Provision for loan and lease losses$629,000840
Total noninterest income$4,412,0001,095
Gross Fiduciary activities income$0968
Service charges on deposit accounts$866,000923
Trading account gains and fees$0111
Additional Noninterest Income$3,546,000950
Total noninterest expense$25,578,000766
Salaries and employee benefits$15,188,000736
Premises and equipment expense$2,024,000936
Additional noninterest expense$3,546,000950
Pre-tax net operating income$12,408,000864
Securities gains (losses)$5,000540
Applicable income taxes$2,282,000831
Income before extraordinary items$10,131,000887
Extraordinary gains, net$04
Net income$10,131,000887
Minority interest net income$057
Net income of bank and minority interests.$10,131,000887
Net charge-offs$908,000320
Cash dividends$925,0001,735
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,126,900903
2022-06-30 (YTD Data)Rank
Total interest income$23,750,000717
Total interest expense$1,940,000611
Net interest income$21,810,000726
Provision for loan and lease losses$313,000896
Total noninterest income$3,263,0001,010
Gross Fiduciary activities income$0925
Service charges on deposit accounts$566,000930
Trading account gains and fees$0108
Additional Noninterest Income$2,697,000895
Total noninterest expense$17,184,000747
Salaries and employee benefits$10,193,000720
Premises and equipment expense$1,345,000929
Additional noninterest expense$5,646,000698
Pre-tax net operating income$7,576,000882
Securities gains (losses)$0687
Applicable income taxes$1,456,000809
Income before extraordinary items$6,120,000891
Extraordinary gains, net$04
Net income$6,140,000890
Minority interest net income$-20,0004,760
Net income of bank and minority interests.$6,120,000891
Net charge-offs$-132,0004,461
Cash dividends$600,0001,734
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,120,000905
2022-03-31 (YTD Data)Rank
Total interest income$11,372,000720
Total interest expense$885,000628
Net interest income$10,487,000731
Provision for loan and lease losses$02,285
Total noninterest income$1,562,0001,040
Gross Fiduciary activities income$0892
Service charges on deposit accounts$278,000935
Trading account gains and fees$0103
Additional Noninterest Income$1,284,000929
Total noninterest expense$8,604,000751
Salaries and employee benefits$5,308,000701
Premises and equipment expense$683,000927
Additional noninterest expense$2,613,000742
Pre-tax net operating income$3,445,000916
Securities gains (losses)$0623
Applicable income taxes$652,000838
Income before extraordinary items$2,793,000940
Extraordinary gains, net$04
Net income$2,793,000939
Minority interest net income$050
Net income of bank and minority interests.$2,793,000940
Net charge-offs$-55,0004,423
Cash dividends$300,0001,485
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,793,000948
2021-12-31 (YTD Data)Rank
Total interest income$42,909,000775
Total interest expense$4,365,000615
Net interest income$38,544,000793
Provision for loan and lease losses$03,064
Total noninterest income$8,351,000959
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,094,000911
Trading account gains and fees$0132
Additional Noninterest Income$7,257,000829
Total noninterest expense$33,106,000765
Salaries and employee benefits$20,621,000711
Premises and equipment expense$2,610,000966
Additional noninterest expense$9,875,000791
Pre-tax net operating income$13,789,0001,001
Securities gains (losses)$-1,0004,253
Applicable income taxes$2,075,0001,072
Income before extraordinary items$11,713,0001,014
Extraordinary gains, net$010
Net income$11,762,0001,014
Minority interest net income$-49,0004,828
Net income of bank and minority interests.$11,713,0001,015
Net charge-offs$77,0001,452
Cash dividends$1,250,0001,984
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,713,8501,000
2021-09-30 (YTD Data)Rank
Total interest income$32,070,000789
Total interest expense$3,388,000630
Net interest income$28,682,000815
Provision for loan and lease losses$02,963
Total noninterest income$5,929,0001,006
Gross Fiduciary activities income$0957
Service charges on deposit accounts$800,000921
Trading account gains and fees$0132
Additional Noninterest Income$5,129,000883
Total noninterest expense$24,591,000785
Salaries and employee benefits$15,388,000723
Premises and equipment expense$2,007,000959
Additional noninterest expense$7,196,000806
Pre-tax net operating income$10,020,0001,068
Securities gains (losses)$-1,0004,431
Applicable income taxes$1,813,0001,017
Income before extraordinary items$8,206,0001,108
Extraordinary gains, net$08
Net income$8,246,0001,106
Minority interest net income$-40,0004,904
Net income of bank and minority interests.$8,206,0001,109
Net charge-offs$112,0001,035
Cash dividends$950,0001,788
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,206,8201,095
2021-06-30 (YTD Data)Rank
Total interest income$21,419,000783
Total interest expense$2,320,000645
Net interest income$19,099,000798
Provision for loan and lease losses$02,862
Total noninterest income$4,538,000911
Gross Fiduciary activities income$0951
Service charges on deposit accounts$515,000921
Trading account gains and fees$0133
Additional Noninterest Income$4,023,000808
Total noninterest expense$16,121,000795
Salaries and employee benefits$10,117,000731
Premises and equipment expense$1,373,000938
Additional noninterest expense$4,631,000828
Pre-tax net operating income$7,516,000976
Securities gains (losses)$-1,0004,500
Applicable income taxes$1,385,000935
Income before extraordinary items$6,130,0001,007
Extraordinary gains, net$06
Net income$6,166,0001,002
Minority interest net income$-36,0004,942
Net income of bank and minority interests.$6,130,0001,007
Net charge-offs$126,000822
Cash dividends$600,0001,779
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,130,820984
2021-03-31 (YTD Data)Rank
Total interest income$10,570,000789
Total interest expense$1,157,000685
Net interest income$9,413,000799
Provision for loan and lease losses$02,741
Total noninterest income$2,421,000876
Gross Fiduciary activities income$0922
Service charges on deposit accounts$249,000926
Trading account gains and fees$0127
Additional Noninterest Income$2,172,000771
Total noninterest expense$7,815,000802
Salaries and employee benefits$4,855,000754
Premises and equipment expense$725,000913
Additional noninterest expense$2,235,000822
Pre-tax net operating income$4,019,000904
Securities gains (losses)$01,392
Applicable income taxes$718,000899
Income before extraordinary items$3,301,000936
Extraordinary gains, net$03
Net income$3,313,000935
Minority interest net income$-12,0004,967
Net income of bank and minority interests.$3,301,000936
Net charge-offs$-18,0004,295
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,301,000918
2020-12-31 (YTD Data)Rank
Total interest income$37,711,000881
Total interest expense$6,304,000763
Net interest income$31,407,000898
Provision for loan and lease losses$3,040,000791
Total noninterest income$15,973,000581
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,031,000925
Trading account gains and fees$0133
Additional Noninterest Income$14,942,000495
Total noninterest expense$33,246,000744
Salaries and employee benefits$21,198,000676
Premises and equipment expense$3,025,000853
Additional noninterest expense$9,023,000802
Pre-tax net operating income$11,094,000976
Securities gains (losses)$1,312,000300
Applicable income taxes$2,190,000884
Income before extraordinary items$10,216,000940
Extraordinary gains, net$04
Net income$10,216,000940
Minority interest net income$072
Net income of bank and minority interests.$10,216,000940
Net charge-offs$-190,0004,842
Cash dividends$1,184,0002,019
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,140,1601,002
2020-09-30 (YTD Data)Rank
Total interest income$28,771,000876
Total interest expense$5,048,000764
Net interest income$23,723,000890
Provision for loan and lease losses$2,700,000747
Total noninterest income$13,499,000510
Gross Fiduciary activities income$0981
Service charges on deposit accounts$765,000927
Trading account gains and fees$0125
Additional Noninterest Income$12,734,000431
Total noninterest expense$25,186,000736
Salaries and employee benefits$16,134,000646
Premises and equipment expense$2,376,000801
Additional noninterest expense$6,676,000792
Pre-tax net operating income$9,336,000848
Securities gains (losses)$1,283,000247
Applicable income taxes$2,101,000706
Income before extraordinary items$8,518,000819
Extraordinary gains, net$04
Net income$8,518,000819
Minority interest net income$065
Net income of bank and minority interests.$8,518,000819
Net charge-offs$-105,0004,820
Cash dividends$1,084,0001,623
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,491,600886
2020-06-30 (YTD Data)Rank
Total interest income$19,692,000863
Total interest expense$3,525,000789
Net interest income$16,167,000874
Provision for loan and lease losses$1,693,000792
Total noninterest income$10,508,000434
Gross Fiduciary activities income$0970
Service charges on deposit accounts$519,000922
Trading account gains and fees$0123
Additional Noninterest Income$9,989,000358
Total noninterest expense$16,940,000722
Salaries and employee benefits$10,855,000642
Premises and equipment expense$1,641,000773
Additional noninterest expense$4,444,000791
Pre-tax net operating income$8,042,000626
Securities gains (losses)$1,283,000179
Applicable income taxes$1,919,000514
Income before extraordinary items$7,406,000585
Extraordinary gains, net$04
Net income$7,406,000584
Minority interest net income$065
Net income of bank and minority interests.$7,406,000585
Net charge-offs$-143,0004,943
Cash dividends$734,0001,615
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,392,430650
2020-03-31 (YTD Data)Rank
Total interest income$10,045,000843
Total interest expense$1,938,000809
Net interest income$8,107,000854
Provision for loan and lease losses$151,0001,623
Total noninterest income$1,393,0001,035
Gross Fiduciary activities income$0941
Service charges on deposit accounts$304,000930
Trading account gains and fees$0106
Additional Noninterest Income$1,089,000912
Total noninterest expense$7,593,000791
Salaries and employee benefits$4,404,000777
Premises and equipment expense$853,000762
Additional noninterest expense$2,336,000767
Pre-tax net operating income$1,756,0001,170
Securities gains (losses)$01,705
Applicable income taxes$341,000984
Income before extraordinary items$1,415,0001,245
Extraordinary gains, net$04
Net income$1,415,0001,245
Minority interest net income$056
Net income of bank and minority interests.$1,415,0001,245
Net charge-offs$-188,0005,027
Cash dividends$384,0001,487
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,415,0001,224
2019-12-31 (YTD Data)Rank
Total interest income$41,267,000828
Total interest expense$7,701,000863
Net interest income$33,566,000823
Provision for loan and lease losses$908,000964
Total noninterest income$7,120,000893
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,213,000965
Trading account gains and fees$0135
Additional Noninterest Income$5,907,000737
Total noninterest expense$27,832,000824
Salaries and employee benefits$15,205,000850
Premises and equipment expense$3,015,000849
Additional noninterest expense$9,612,000734
Pre-tax net operating income$11,946,000911
Securities gains (losses)$4,0002,137
Applicable income taxes$2,274,000831
Income before extraordinary items$9,676,000960
Extraordinary gains, net$011
Net income$9,676,000961
Minority interest net income$076
Net income of bank and minority interests.$9,676,000961
Net charge-offs$668,000877
Cash dividends$1,110,0002,203
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,672,760947
2019-09-30 (YTD Data)Rank
Total interest income$31,015,000827
Total interest expense$5,549,000899
Net interest income$25,466,000802
Provision for loan and lease losses$903,000738
Total noninterest income$5,519,000866
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$900,000973
Trading account gains and fees$0129
Additional Noninterest Income$4,619,000709
Total noninterest expense$20,606,000832
Salaries and employee benefits$11,298,000854
Premises and equipment expense$2,361,000803
Additional noninterest expense$6,947,000755
Pre-tax net operating income$9,476,000886
Securities gains (losses)$4,0001,882
Applicable income taxes$1,802,000825
Income before extraordinary items$7,678,000937
Extraordinary gains, net$011
Net income$7,678,000938
Minority interest net income$072
Net income of bank and minority interests.$7,678,000938
Net charge-offs$422,000835
Cash dividends$1,110,0001,706
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,674,760916
2019-06-30 (YTD Data)Rank
Total interest income$20,630,000826
Total interest expense$3,393,000942
Net interest income$17,237,000790
Provision for loan and lease losses$605,000715
Total noninterest income$3,276,000922
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$584,000983
Trading account gains and fees$0131
Additional Noninterest Income$2,692,000765
Total noninterest expense$13,438,000845
Salaries and employee benefits$7,464,000857
Premises and equipment expense$1,447,000883
Additional noninterest expense$4,527,000774
Pre-tax net operating income$6,470,000839
Securities gains (losses)$4,0001,415
Applicable income taxes$1,287,000759
Income before extraordinary items$5,187,000896
Extraordinary gains, net$011
Net income$5,187,000896
Minority interest net income$069
Net income of bank and minority interests.$5,187,000896
Net charge-offs$137,0001,220
Cash dividends$415,0002,296
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,183,800884
2019-03-31 (YTD Data)Rank
Total interest income$10,221,000830
Total interest expense$1,680,000929
Net interest income$8,541,000797
Provision for loan and lease losses$303,000673
Total noninterest income$1,162,0001,118
Gross Fiduciary activities income$0972
Service charges on deposit accounts$295,000969
Trading account gains and fees$0126
Additional Noninterest Income$867,000996
Total noninterest expense$6,362,000885
Salaries and employee benefits$3,613,000885
Premises and equipment expense$632,000976
Additional noninterest expense$2,117,000807
Pre-tax net operating income$3,038,000865
Securities gains (losses)$16,000623
Applicable income taxes$576,000807
Income before extraordinary items$2,478,000919
Extraordinary gains, net$05
Net income$2,478,000917
Minority interest net income$052
Net income of bank and minority interests.$2,478,000918
Net charge-offs$-51,0005,076
Cash dividends$150,0002,193
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,465,040905
2018-12-31 (YTD Data)Rank
Total interest income$38,408,000825
Total interest expense$4,838,000954
Net interest income$33,570,000796
Provision for loan and lease losses$1,103,000822
Total noninterest income$3,551,0001,376
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,347,000900
Trading account gains and fees$0126
Additional Noninterest Income$2,204,0001,406
Total noninterest expense$23,598,000927
Salaries and employee benefits$13,323,000923
Premises and equipment expense$2,793,000896
Additional noninterest expense$7,482,000886
Pre-tax net operating income$12,420,000875
Securities gains (losses)$-99,0005,012
Applicable income taxes$2,281,000806
Income before extraordinary items$10,040,000913
Extraordinary gains, net$06
Net income$10,040,000912
Minority interest net income$072
Net income of bank and minority interests.$10,040,000912
Net charge-offs$-103,0005,049
Cash dividends$1,736,0001,589
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,120,190908
2018-09-30 (YTD Data)Rank
Total interest income$28,130,000827
Total interest expense$3,257,000982
Net interest income$24,873,000796
Provision for loan and lease losses$901,000704
Total noninterest income$2,674,0001,385
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,038,000879
Trading account gains and fees$0138
Additional Noninterest Income$1,636,0001,439
Total noninterest expense$17,661,000928
Salaries and employee benefits$10,020,000924
Premises and equipment expense$2,250,000836
Additional noninterest expense$5,391,000918
Pre-tax net operating income$8,985,000915
Securities gains (losses)$-99,0005,236
Applicable income taxes$1,709,000807
Income before extraordinary items$7,177,000960
Extraordinary gains, net$05
Net income$7,177,000958
Minority interest net income$066
Net income of bank and minority interests.$7,177,000959
Net charge-offs$-283,0005,313
Cash dividends$1,108,0001,577
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,257,190947
2018-06-30 (YTD Data)Rank
Total interest income$18,345,000836
Total interest expense$1,983,0001,011
Net interest income$16,362,000800
Provision for loan and lease losses$599,000721
Total noninterest income$1,805,0001,374
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$708,000853
Trading account gains and fees$0130
Additional Noninterest Income$1,097,0001,435
Total noninterest expense$11,673,000932
Salaries and employee benefits$6,669,000925
Premises and equipment expense$1,614,000782
Additional noninterest expense$3,390,000970
Pre-tax net operating income$5,895,000910
Securities gains (losses)$-99,0005,346
Applicable income taxes$1,133,000801
Income before extraordinary items$4,663,000971
Extraordinary gains, net$06
Net income$4,663,000969
Minority interest net income$065
Net income of bank and minority interests.$4,663,000970
Net charge-offs$-357,0005,428
Cash dividends$473,0002,080
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,742,200952
2018-03-31 (YTD Data)Rank
Total interest income$9,007,000839
Total interest expense$840,0001,125
Net interest income$8,167,000799
Provision for loan and lease losses$298,000725
Total noninterest income$865,0001,409
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$353,000856
Trading account gains and fees$0123
Additional Noninterest Income$512,0001,461
Total noninterest expense$5,899,000937
Salaries and employee benefits$3,393,000927
Premises and equipment expense$732,000865
Additional noninterest expense$1,774,000915
Pre-tax net operating income$2,835,000905
Securities gains (losses)$-99,0005,475
Applicable income taxes$524,000834
Income before extraordinary items$2,212,000989
Extraordinary gains, net$07
Net income$2,212,000987
Minority interest net income$052
Net income of bank and minority interests.$2,212,000989
Net charge-offs$-158,0005,455
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,292,190944
2017-12-31 (YTD Data)Rank
Total interest income$33,808,000847
Total interest expense$2,900,0001,115
Net interest income$30,908,000813
Provision for loan and lease losses$2,445,000441
Total noninterest income$3,390,0001,453
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,429,000854
Trading account gains and fees$0151
Additional Noninterest Income$1,961,0001,557
Total noninterest expense$22,758,000942
Salaries and employee benefits$12,277,000978
Premises and equipment expense$3,083,000810
Additional noninterest expense$7,398,000888
Pre-tax net operating income$9,095,0001,065
Securities gains (losses)$-122,0005,443
Applicable income taxes$4,786,000682
Income before extraordinary items$4,187,0001,549
Extraordinary gains, net$09
Net income$4,187,0001,549
Minority interest net income$076
Net income of bank and minority interests.$4,187,0001,549
Net charge-offs$2,474,000336
Cash dividends$1,551,0001,675
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,265,0801,521
2017-09-30 (YTD Data)Rank
Total interest income$24,843,000860
Total interest expense$2,143,0001,113
Net interest income$22,700,000831
Provision for loan and lease losses$914,000751
Total noninterest income$2,512,0001,472
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,052,000879
Trading account gains and fees$0145
Additional Noninterest Income$1,460,0001,579
Total noninterest expense$17,097,000945
Salaries and employee benefits$9,219,000976
Premises and equipment expense$2,422,000776
Additional noninterest expense$5,456,000899
Pre-tax net operating income$7,201,0001,039
Securities gains (losses)$02,274
Applicable income taxes$2,165,000872
Income before extraordinary items$5,036,0001,150
Extraordinary gains, net$09
Net income$5,036,0001,150
Minority interest net income$071
Net income of bank and minority interests.$5,036,0001,150
Net charge-offs$1,100,000471
Cash dividends$999,0001,717
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,036,0001,130
2017-06-30 (YTD Data)Rank
Total interest income$16,131,000875
Total interest expense$1,412,0001,103
Net interest income$14,719,000852
Provision for loan and lease losses$448,000935
Total noninterest income$1,655,0001,488
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$684,000886
Trading account gains and fees$0139
Additional Noninterest Income$971,0001,571
Total noninterest expense$11,317,000952
Salaries and employee benefits$6,104,000989
Premises and equipment expense$1,648,000765
Additional noninterest expense$3,565,000918
Pre-tax net operating income$4,609,0001,054
Securities gains (losses)$01,906
Applicable income taxes$1,412,000872
Income before extraordinary items$3,197,0001,182
Extraordinary gains, net$011
Net income$3,197,0001,182
Minority interest net income$071
Net income of bank and minority interests.$3,197,0001,182
Net charge-offs$46,0002,051
Cash dividends$502,0001,992
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,197,0001,167
2017-03-31 (YTD Data)Rank
Total interest income$7,825,000897
Total interest expense$696,0001,091
Net interest income$7,129,000869
Provision for loan and lease losses$121,0001,310
Total noninterest income$817,0001,487
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$341,000893
Trading account gains and fees$0142
Additional Noninterest Income$476,0001,573
Total noninterest expense$5,600,000969
Salaries and employee benefits$3,089,000987
Premises and equipment expense$818,000782
Additional noninterest expense$1,693,000951
Pre-tax net operating income$2,225,0001,069
Securities gains (losses)$01,153
Applicable income taxes$685,000864
Income before extraordinary items$1,540,0001,197
Extraordinary gains, net$08
Net income$1,540,0001,196
Minority interest net income$055
Net income of bank and minority interests.$1,540,0001,197
Net charge-offs$42,0001,435
Cash dividends$502,0001,198
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,540,0001,177
2016-12-31 (YTD Data)Rank
Total interest income$29,565,000921
Total interest expense$2,642,0001,089
Net interest income$26,923,000885
Provision for loan and lease losses$459,0001,563
Total noninterest income$2,355,0001,919
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,427,000882
Trading account gains and fees$0170
Additional Noninterest Income$928,0002,475
Total noninterest expense$21,194,0001,002
Salaries and employee benefits$11,678,0001,007
Premises and equipment expense$3,077,000811
Additional noninterest expense$6,439,0001,020
Pre-tax net operating income$7,625,0001,153
Securities gains (losses)$30,0002,159
Applicable income taxes$2,199,000969
Income before extraordinary items$5,456,0001,292
Extraordinary gains, net$05
Net income$5,456,0001,291
Minority interest net income$082
Net income of bank and minority interests.$5,456,0001,291
Net charge-offs$188,0001,986
Cash dividends$1,689,0001,592
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,434,7001,265
2016-09-30 (YTD Data)Rank
Total interest income$21,766,000939
Total interest expense$1,952,0001,103
Net interest income$19,814,000902
Provision for loan and lease losses$300,0001,615
Total noninterest income$1,553,0002,086
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,080,000871
Trading account gains and fees$0169
Additional Noninterest Income$473,0002,974
Total noninterest expense$15,769,0001,003
Salaries and employee benefits$8,622,0001,019
Premises and equipment expense$2,373,000793
Additional noninterest expense$4,774,0001,037
Pre-tax net operating income$5,298,0001,252
Securities gains (losses)$30,0002,103
Applicable income taxes$1,546,0001,055
Income before extraordinary items$3,782,0001,398
Extraordinary gains, net$05
Net income$3,782,0001,398
Minority interest net income$071
Net income of bank and minority interests.$3,782,0001,398
Net charge-offs$31,0002,887
Cash dividends$1,203,0001,481
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,760,7001,366
2016-06-30 (YTD Data)Rank
Total interest income$14,195,000958
Total interest expense$1,279,0001,123
Net interest income$12,916,000928
Provision for loan and lease losses$86,0002,476
Total noninterest income$722,0002,512
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$717,000868
Trading account gains and fees$0157
Additional Noninterest Income$5,0005,822
Total noninterest expense$10,518,0001,001
Salaries and employee benefits$5,718,0001,022
Premises and equipment expense$1,604,000781
Additional noninterest expense$3,196,0001,026
Pre-tax net operating income$3,034,0001,391
Securities gains (losses)$02,835
Applicable income taxes$870,0001,194
Income before extraordinary items$2,164,0001,552
Extraordinary gains, net$016
Net income$2,164,0001,552
Minority interest net income$071
Net income of bank and minority interests.$2,164,0001,552
Net charge-offs$62,0001,991
Cash dividends$939,0001,385
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,164,0001,520
2016-03-31 (YTD Data)Rank
Total interest income$6,924,000979
Total interest expense$623,0001,144
Net interest income$6,301,000947
Provision for loan and lease losses$44,0002,331
Total noninterest income$724,0001,637
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$374,000827
Trading account gains and fees$0142
Additional Noninterest Income$350,0001,901
Total noninterest expense$5,207,0001,013
Salaries and employee benefits$2,812,0001,046
Premises and equipment expense$788,000804
Additional noninterest expense$1,607,0001,016
Pre-tax net operating income$1,774,0001,212
Securities gains (losses)$02,077
Applicable income taxes$492,0001,065
Income before extraordinary items$1,282,0001,340
Extraordinary gains, net$012
Net income$1,282,0001,339
Minority interest net income$062
Net income of bank and minority interests.$1,282,0001,341
Net charge-offs$35,0001,660
Cash dividends$554,0001,125
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,282,0001,298
2015-12-31 (YTD Data)Rank
Total interest income$27,773,000941
Total interest expense$2,356,0001,184
Net interest income$25,417,000896
Provision for loan and lease losses$951,000846
Total noninterest income$3,267,0001,513
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,499,000857
Trading account gains and fees$0159
Additional Noninterest Income$1,768,0001,670
Total noninterest expense$19,975,0001,032
Salaries and employee benefits$10,573,0001,068
Premises and equipment expense$3,176,000772
Additional noninterest expense$6,226,0001,054
Pre-tax net operating income$7,758,0001,102
Securities gains (losses)$03,216
Applicable income taxes$2,212,000939
Income before extraordinary items$5,546,0001,258
Extraordinary gains, net$023
Net income$5,546,0001,258
Minority interest net income$081
Net income of bank and minority interests.$5,546,0001,258
Net charge-offs$629,000966
Cash dividends$1,555,0001,606
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,546,0001,225
2015-09-30 (YTD Data)Rank
Total interest income$20,573,000956
Total interest expense$1,745,0001,204
Net interest income$18,828,000911
Provision for loan and lease losses$951,000629
Total noninterest income$2,537,0001,484
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,115,000863
Trading account gains and fees$0153
Additional Noninterest Income$1,422,0001,590
Total noninterest expense$15,111,0001,037
Salaries and employee benefits$7,903,0001,079
Premises and equipment expense$2,431,000771
Additional noninterest expense$4,777,0001,037
Pre-tax net operating income$5,303,0001,204
Securities gains (losses)$03,031
Applicable income taxes$1,604,000981
Income before extraordinary items$3,699,0001,381
Extraordinary gains, net$021
Net income$3,699,0001,382
Minority interest net income$078
Net income of bank and minority interests.$3,699,0001,382
Net charge-offs$1,294,000398
Cash dividends$1,160,0001,457
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,699,0001,352
2015-06-30 (YTD Data)Rank
Total interest income$13,479,000969
Total interest expense$1,157,0001,219
Net interest income$12,322,000923
Provision for loan and lease losses$548,000708
Total noninterest income$1,731,0001,456
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$730,000868
Trading account gains and fees$0157
Additional Noninterest Income$1,001,0001,554
Total noninterest expense$10,173,0001,020
Salaries and employee benefits$5,270,0001,075
Premises and equipment expense$1,612,000780
Additional noninterest expense$3,291,0001,003
Pre-tax net operating income$3,332,0001,267
Securities gains (losses)$02,636
Applicable income taxes$971,0001,052
Income before extraordinary items$2,361,0001,409
Extraordinary gains, net$022
Net income$2,361,0001,409
Minority interest net income$075
Net income of bank and minority interests.$2,361,0001,410
Net charge-offs$997,000352
Cash dividends$803,0001,451
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,361,0001,370
2015-03-31 (YTD Data)Rank
Total interest income$6,642,000979
Total interest expense$583,0001,210
Net interest income$6,059,000937
Provision for loan and lease losses$347,000567
Total noninterest income$931,0001,359
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$383,000811
Trading account gains and fees$0152
Additional Noninterest Income$548,0001,409
Total noninterest expense$5,009,0001,036
Salaries and employee benefits$2,607,0001,090
Premises and equipment expense$809,000787
Additional noninterest expense$1,593,0001,021
Pre-tax net operating income$1,634,0001,247
Securities gains (losses)$02,027
Applicable income taxes$443,0001,102
Income before extraordinary items$1,191,0001,387
Extraordinary gains, net$013
Net income$1,191,0001,389
Minority interest net income$064
Net income of bank and minority interests.$1,191,0001,389
Net charge-offs$596,000295
Cash dividends$445,0001,221
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,191,0001,344
2014-12-31 (YTD Data)Rank
Total interest income$25,874,000989
Total interest expense$2,379,0001,223
Net interest income$23,495,000939
Provision for loan and lease losses$04,603
Total noninterest income$3,130,0001,520
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,393,000953
Trading account gains and fees$0180
Additional Noninterest Income$1,737,0001,622
Total noninterest expense$19,710,0001,036
Salaries and employee benefits$10,243,0001,064
Premises and equipment expense$3,043,000812
Additional noninterest expense$6,424,0001,027
Pre-tax net operating income$6,915,0001,170
Securities gains (losses)$03,259
Applicable income taxes$1,909,0001,016
Income before extraordinary items$5,006,0001,308
Extraordinary gains, net$017
Net income$5,006,0001,307
Minority interest net income$084
Net income of bank and minority interests.$5,006,0001,307
Net charge-offs$62,0003,589
Cash dividends$2,182,0001,199
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,006,0001,275
2014-09-30 (YTD Data)Rank
Total interest income$19,261,0001,001
Total interest expense$1,797,0001,228
Net interest income$17,464,000954
Provision for loan and lease losses$04,401
Total noninterest income$2,370,0001,504
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,020,000983
Trading account gains and fees$0174
Additional Noninterest Income$1,350,0001,577
Total noninterest expense$14,782,0001,036
Salaries and employee benefits$7,680,0001,067
Premises and equipment expense$2,378,000787
Additional noninterest expense$4,724,0001,040
Pre-tax net operating income$5,052,0001,205
Securities gains (losses)$02,980
Applicable income taxes$1,533,000981
Income before extraordinary items$3,519,0001,377
Extraordinary gains, net$015
Net income$3,519,0001,375
Minority interest net income$081
Net income of bank and minority interests.$3,519,0001,377
Net charge-offs$-67,0006,119
Cash dividends$1,832,0001,020
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,519,0001,347
2014-06-30 (YTD Data)Rank
Total interest income$12,699,0001,005
Total interest expense$1,219,0001,218
Net interest income$11,480,000968
Provision for loan and lease losses$04,196
Total noninterest income$1,631,0001,467
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$682,000963
Trading account gains and fees$0172
Additional Noninterest Income$949,0001,501
Total noninterest expense$9,689,0001,048
Salaries and employee benefits$5,055,0001,080
Premises and equipment expense$1,582,000791
Additional noninterest expense$3,052,0001,064
Pre-tax net operating income$3,422,0001,162
Securities gains (losses)$02,580
Applicable income taxes$1,068,000915
Income before extraordinary items$2,354,0001,328
Extraordinary gains, net$020
Net income$2,354,0001,329
Minority interest net income$080
Net income of bank and minority interests.$2,354,0001,329
Net charge-offs$-52,0006,159
Cash dividends$1,479,000853
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,354,0001,303
2014-03-31 (YTD Data)Rank
Total interest income$6,319,0001,005
Total interest expense$622,0001,220
Net interest income$5,697,000966
Provision for loan and lease losses$03,817
Total noninterest income$833,0001,417
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$341,000948
Trading account gains and fees$0147
Additional Noninterest Income$492,0001,425
Total noninterest expense$4,804,0001,068
Salaries and employee benefits$2,501,0001,113
Premises and equipment expense$741,000859
Additional noninterest expense$1,562,0001,032
Pre-tax net operating income$1,726,0001,110
Securities gains (losses)$01,715
Applicable income taxes$548,000872
Income before extraordinary items$1,178,0001,289
Extraordinary gains, net$016
Net income$1,178,0001,290
Minority interest net income$066
Net income of bank and minority interests.$1,178,0001,290
Net charge-offs$-162,0006,564
Cash dividends$1,125,000552
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,178,0001,258
2013-12-31 (YTD Data)Rank
Total interest income$26,119,000963
Total interest expense$2,790,0001,213
Net interest income$23,329,000922
Provision for loan and lease losses$614,0001,609
Total noninterest income$2,793,0001,697
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,341,0001,032
Trading account gains and fees$0184
Additional Noninterest Income$1,452,0001,888
Total noninterest expense$19,267,0001,067
Salaries and employee benefits$9,659,0001,130
Premises and equipment expense$3,295,000738
Additional noninterest expense$6,313,0001,068
Pre-tax net operating income$6,241,0001,182
Securities gains (losses)$03,182
Applicable income taxes$1,944,000927
Income before extraordinary items$4,297,0001,400
Extraordinary gains, net$029
Net income$4,297,0001,403
Minority interest net income$090
Net income of bank and minority interests.$4,297,0001,403
Net charge-offs$601,0001,813
Cash dividends$1,164,0001,745
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,297,0001,379
2013-09-30 (YTD Data)Rank
Total interest income$19,679,000968
Total interest expense$2,121,0001,239
Net interest income$17,558,000922
Provision for loan and lease losses$614,0001,300
Total noninterest income$2,073,0001,744
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,008,0001,027
Trading account gains and fees$0180
Additional Noninterest Income$1,065,0001,959
Total noninterest expense$14,530,0001,055
Salaries and employee benefits$7,223,0001,135
Premises and equipment expense$2,487,000736
Additional noninterest expense$4,820,0001,053
Pre-tax net operating income$4,487,0001,257
Securities gains (losses)$03,040
Applicable income taxes$1,440,000962
Income before extraordinary items$3,047,0001,480
Extraordinary gains, net$025
Net income$3,047,0001,483
Minority interest net income$084
Net income of bank and minority interests.$3,047,0001,482
Net charge-offs$-228,0006,742
Cash dividends$837,0001,630
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,047,0001,449
2013-06-30 (YTD Data)Rank
Total interest income$13,096,000969
Total interest expense$1,442,0001,235
Net interest income$11,654,000915
Provision for loan and lease losses$508,0001,146
Total noninterest income$1,338,0001,801
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$655,0001,031
Trading account gains and fees$0157
Additional Noninterest Income$683,0002,061
Total noninterest expense$9,569,0001,068
Salaries and employee benefits$4,837,0001,124
Premises and equipment expense$1,571,000782
Additional noninterest expense$3,161,0001,064
Pre-tax net operating income$2,915,0001,275
Securities gains (losses)$02,791
Applicable income taxes$957,000976
Income before extraordinary items$1,958,0001,548
Extraordinary gains, net$022
Net income$1,958,0001,551
Minority interest net income$082
Net income of bank and minority interests.$1,958,0001,553
Net charge-offs$120,0002,574
Cash dividends$542,0001,625
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,958,0001,483
2013-03-31 (YTD Data)Rank
Total interest income$6,577,000964
Total interest expense$744,0001,237
Net interest income$5,833,000919
Provision for loan and lease losses$125,0001,855
Total noninterest income$643,0001,861
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$342,000975
Trading account gains and fees$0148
Additional Noninterest Income$301,0002,213
Total noninterest expense$4,862,0001,057
Salaries and employee benefits$2,369,0001,158
Premises and equipment expense$742,000850
Additional noninterest expense$1,751,000963
Pre-tax net operating income$1,489,0001,220
Securities gains (losses)$01,966
Applicable income taxes$514,000890
Income before extraordinary items$975,0001,524
Extraordinary gains, net$010
Net income$975,0001,526
Minority interest net income$076
Net income of bank and minority interests.$975,0001,526
Net charge-offs$161,0001,523
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$975,0001,462
2012-12-31 (YTD Data)Rank
Total interest income$27,622,000949
Total interest expense$3,381,0001,323
Net interest income$24,241,000894
Provision for loan and lease losses$519,0002,678
Total noninterest income$2,503,0001,869
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,475,000977
Trading account gains and fees$0166
Additional Noninterest Income$1,028,0002,335
Total noninterest expense$19,495,0001,022
Salaries and employee benefits$9,344,0001,129
Premises and equipment expense$2,990,000811
Additional noninterest expense$7,161,000976
Pre-tax net operating income$6,730,0001,059
Securities gains (losses)$4,0003,557
Applicable income taxes$2,283,000783
Income before extraordinary items$4,451,0001,325
Extraordinary gains, net$029
Net income$4,451,0001,326
Minority interest net income$093
Net income of bank and minority interests.$4,451,0001,326
Net charge-offs$65,0004,749
Cash dividends$1,288,0001,658
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,448,3601,266
2012-09-30 (YTD Data)Rank
Total interest income$20,901,000961
Total interest expense$2,585,0001,352
Net interest income$18,316,000891
Provision for loan and lease losses$519,0002,228
Total noninterest income$2,176,0001,682
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,108,000974
Trading account gains and fees$0157
Additional Noninterest Income$1,068,0001,912
Total noninterest expense$14,374,0001,041
Salaries and employee benefits$6,892,0001,141
Premises and equipment expense$2,266,000808
Additional noninterest expense$5,216,000999
Pre-tax net operating income$5,599,000972
Securities gains (losses)$4,0003,304
Applicable income taxes$1,983,000714
Income before extraordinary items$3,620,0001,242
Extraordinary gains, net$020
Net income$3,620,0001,243
Minority interest net income$086
Net income of bank and minority interests.$3,620,0001,243
Net charge-offs$-344,0007,130
Cash dividends$885,0001,450
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,617,4001,174
2012-06-30 (YTD Data)Rank
Total interest income$13,766,000978
Total interest expense$1,756,0001,384
Net interest income$12,010,000914
Provision for loan and lease losses$445,0001,963
Total noninterest income$1,521,0001,615
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$746,000956
Trading account gains and fees$0153
Additional Noninterest Income$775,0001,786
Total noninterest expense$9,525,0001,045
Salaries and employee benefits$4,545,0001,154
Premises and equipment expense$1,521,000801
Additional noninterest expense$3,459,0001,010
Pre-tax net operating income$3,561,000996
Securities gains (losses)$4,0002,922
Applicable income taxes$1,288,000724
Income before extraordinary items$2,277,0001,303
Extraordinary gains, net$019
Net income$2,277,0001,302
Minority interest net income$084
Net income of bank and minority interests.$2,277,0001,303
Net charge-offs$-298,0007,195
Cash dividends$525,0001,545
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,274,4401,232
2012-03-31 (YTD Data)Rank
Total interest income$7,036,000967
Total interest expense$912,0001,382
Net interest income$6,124,000891
Provision for loan and lease losses$369,0001,325
Total noninterest income$621,0001,861
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$387,000898
Trading account gains and fees$0148
Additional Noninterest Income$234,0002,427
Total noninterest expense$4,650,0001,071
Salaries and employee benefits$2,226,0001,167
Premises and equipment expense$673,000902
Additional noninterest expense$1,751,000976
Pre-tax net operating income$1,726,0001,018
Securities gains (losses)$4,0001,941
Applicable income taxes$647,000707
Income before extraordinary items$1,083,0001,340
Extraordinary gains, net$019
Net income$1,083,0001,341
Minority interest net income$078
Net income of bank and minority interests.$1,083,0001,341
Net charge-offs$-259,0007,249
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,080,4401,272
2011-12-31 (YTD Data)Rank
Total interest income$29,150,000956
Total interest expense$4,487,0001,356
Net interest income$24,663,000888
Provision for loan and lease losses$2,028,0001,546
Total noninterest income$1,131,0002,915
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,772,000829
Trading account gains and fees$0146
Additional Noninterest Income$-641,0007,129
Total noninterest expense$20,109,000977
Salaries and employee benefits$9,089,0001,082
Premises and equipment expense$2,823,000890
Additional noninterest expense$8,197,000874
Pre-tax net operating income$3,657,0001,540
Securities gains (losses)$03,838
Applicable income taxes$1,181,0001,198
Income before extraordinary items$2,476,0001,890
Extraordinary gains, net$029
Net income$2,476,0001,891
Minority interest net income$096
Net income of bank and minority interests.$2,476,0001,891
Net charge-offs$3,289,0001,123
Cash dividends$130,0003,640
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,476,0001,800
2011-09-30 (YTD Data)Rank
Total interest income$21,978,000965
Total interest expense$3,497,0001,360
Net interest income$18,481,000896
Provision for loan and lease losses$1,943,0001,266
Total noninterest income$1,297,0002,222
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,403,000778
Trading account gains and fees$0145
Additional Noninterest Income$-106,0007,064
Total noninterest expense$15,150,000981
Salaries and employee benefits$6,888,0001,075
Premises and equipment expense$2,055,000923
Additional noninterest expense$6,207,000862
Pre-tax net operating income$2,685,0001,630
Securities gains (losses)$03,555
Applicable income taxes$898,0001,178
Income before extraordinary items$1,787,0002,011
Extraordinary gains, net$021
Net income$1,787,0002,011
Minority interest net income$087
Net income of bank and minority interests.$1,787,0002,011
Net charge-offs$2,314,0001,105
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,787,0001,910
2011-06-30 (YTD Data)Rank
Total interest income$14,733,000970
Total interest expense$2,437,0001,351
Net interest income$12,296,000905
Provision for loan and lease losses$1,488,0001,137
Total noninterest income$1,377,0001,567
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$984,000746
Trading account gains and fees$0153
Additional Noninterest Income$393,0002,461
Total noninterest expense$10,280,000969
Salaries and employee benefits$4,651,0001,075
Premises and equipment expense$1,364,000941
Additional noninterest expense$4,265,000850
Pre-tax net operating income$1,905,0001,520
Securities gains (losses)$02,914
Applicable income taxes$640,0001,089
Income before extraordinary items$1,265,0001,871
Extraordinary gains, net$015
Net income$1,265,0001,871
Minority interest net income$089
Net income of bank and minority interests.$1,265,0001,871
Net charge-offs$1,513,0001,112
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,265,0001,802
2011-03-31 (YTD Data)Rank
Total interest income$7,357,000985
Total interest expense$1,296,0001,314
Net interest income$6,061,000917
Provision for loan and lease losses$740,0001,096
Total noninterest income$750,0001,483
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$490,000736
Trading account gains and fees$0158
Additional Noninterest Income$260,0002,091
Total noninterest expense$5,206,000965
Salaries and employee benefits$2,414,0001,037
Premises and equipment expense$671,000984
Additional noninterest expense$2,121,000842
Pre-tax net operating income$865,0001,652
Securities gains (losses)$01,772
Applicable income taxes$283,0001,170
Income before extraordinary items$582,0001,964
Extraordinary gains, net$09
Net income$582,0001,963
Minority interest net income$086
Net income of bank and minority interests.$582,0001,964
Net charge-offs$115,0002,596
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$582,0001,912
2010-12-31 (YTD Data)Rank
Total interest income$32,898,000931
Total interest expense$7,521,0001,099
Net interest income$25,377,000863
Provision for loan and lease losses$3,826,0001,376
Total noninterest income$4,067,0001,249
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,394,000621
Trading account gains and fees$0175
Additional Noninterest Income$1,673,0001,577
Total noninterest expense$21,472,000932
Salaries and employee benefits$9,744,0001,002
Premises and equipment expense$3,182,000807
Additional noninterest expense$8,546,000864
Pre-tax net operating income$4,146,0001,222
Securities gains (losses)$4,027,000127
Applicable income taxes$2,744,000579
Income before extraordinary items$5,429,000806
Extraordinary gains, net$029
Net income$5,429,000806
Minority interest net income$0111
Net income of bank and minority interests.$5,429,000807
Net charge-offs$3,513,0001,330
Cash dividends$1,934,000846
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,771,1801,450
2010-09-30 (YTD Data)Rank
Total interest income$24,928,000933
Total interest expense$5,881,0001,090
Net interest income$19,047,000864
Provision for loan and lease losses$2,909,0001,289
Total noninterest income$3,076,0001,235
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,835,000618
Trading account gains and fees$0165
Additional Noninterest Income$1,241,0001,560
Total noninterest expense$16,479,000904
Salaries and employee benefits$7,445,000975
Premises and equipment expense$2,503,000767
Additional noninterest expense$6,531,000827
Pre-tax net operating income$2,735,0001,432
Securities gains (losses)$1,902,000232
Applicable income taxes$1,572,000717
Income before extraordinary items$3,065,0001,108
Extraordinary gains, net$023
Net income$3,065,0001,111
Minority interest net income$0110
Net income of bank and minority interests.$3,065,0001,111
Net charge-offs$2,035,0001,491
Cash dividends$1,785,000610
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,809,6801,732
2010-06-30 (YTD Data)Rank
Total interest income$16,616,000941
Total interest expense$3,970,0001,129
Net interest income$12,646,000872
Provision for loan and lease losses$2,126,0001,227
Total noninterest income$2,260,0001,126
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,227,000621
Trading account gains and fees$0152
Additional Noninterest Income$1,033,0001,262
Total noninterest expense$10,919,000914
Salaries and employee benefits$4,951,000974
Premises and equipment expense$1,716,000768
Additional noninterest expense$4,252,000846
Pre-tax net operating income$1,861,0001,401
Securities gains (losses)$1,726,000155
Applicable income taxes$1,181,000624
Income before extraordinary items$2,406,000939
Extraordinary gains, net$019
Net income$2,406,000939
Minority interest net income$0105
Net income of bank and minority interests.$2,406,000940
Net charge-offs$1,880,0001,177
Cash dividends$1,190,000599
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,249,5801,665
2010-03-31 (YTD Data)Rank
Total interest income$8,355,000955
Total interest expense$2,014,0001,176
Net interest income$6,341,000875
Provision for loan and lease losses$1,597,000866
Total noninterest income$998,0001,233
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$621,000617
Trading account gains and fees$0175
Additional Noninterest Income$377,0001,564
Total noninterest expense$5,390,000927
Salaries and employee benefits$2,469,000996
Premises and equipment expense$837,000803
Additional noninterest expense$2,084,000854
Pre-tax net operating income$352,0003,067
Securities gains (losses)$1,562,000101
Applicable income taxes$638,000569
Income before extraordinary items$1,276,000858
Extraordinary gains, net$016
Net income$1,276,000861
Minority interest net income$091
Net income of bank and minority interests.$1,276,000862
Net charge-offs$998,0001,042
Cash dividends$595,000579
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$229,4603,518
2009-12-31 (YTD Data)Rank
Total interest income$36,392,000927
Total interest expense$11,688,0001,011
Net interest income$24,704,000877
Provision for loan and lease losses$7,539,0001,071
Total noninterest income$4,195,0001,255
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,742,000613
Trading account gains and fees$0211
Additional Noninterest Income$1,453,0001,686
Total noninterest expense$20,594,0001,015
Salaries and employee benefits$9,323,0001,053
Premises and equipment expense$3,245,000829
Additional noninterest expense$8,026,000982
Pre-tax net operating income$766,0003,414
Securities gains (losses)$4,871,000124
Applicable income taxes$1,700,000642
Income before extraordinary items$3,937,000875
Extraordinary gains, net$034
Net income$3,937,000874
Minority interest net income$0115
Net income of bank and minority interests.$3,937,000874
Net charge-offs$6,357,000963
Cash dividends$2,381,000763
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$527,3003,732
2009-09-30 (YTD Data)Rank
Total interest income$27,260,000947
Total interest expense$9,360,0001,002
Net interest income$17,900,000911
Provision for loan and lease losses$5,496,000982
Total noninterest income$2,892,0001,358
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,062,000611
Trading account gains and fees$0212
Additional Noninterest Income$830,0002,076
Total noninterest expense$15,491,000995
Salaries and employee benefits$7,009,0001,063
Premises and equipment expense$2,623,000784
Additional noninterest expense$5,859,000960
Pre-tax net operating income$-195,0006,013
Securities gains (losses)$4,665,000113
Applicable income taxes$1,349,000662
Income before extraordinary items$3,121,000871
Extraordinary gains, net$027
Net income$3,121,000872
Minority interest net income$0118
Net income of bank and minority interests.$3,121,000872
Net charge-offs$5,574,000757
Cash dividends$1,786,000722
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-144,5006,017
2009-06-30 (YTD Data)Rank
Total interest income$18,094,000967
Total interest expense$6,693,000987
Net interest income$11,401,000949
Provision for loan and lease losses$3,813,000920
Total noninterest income$1,692,0001,519
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,349,000617
Trading account gains and fees$0193
Additional Noninterest Income$343,0002,775
Total noninterest expense$10,102,0001,039
Salaries and employee benefits$4,723,0001,072
Premises and equipment expense$1,709,000825
Additional noninterest expense$3,670,0001,041
Pre-tax net operating income$-822,0006,914
Securities gains (losses)$4,638,00097
Applicable income taxes$1,212,000517
Income before extraordinary items$2,604,000704
Extraordinary gains, net$021
Net income$2,604,000702
Minority interest net income$0112
Net income of bank and minority interests.$2,604,000705
Net charge-offs$3,240,000807
Cash dividends$1,191,000765
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-549,8406,787
2009-03-31 (YTD Data)Rank
Total interest income$9,256,000962
Total interest expense$3,566,000957
Net interest income$5,690,000942
Provision for loan and lease losses$2,294,000683
Total noninterest income$370,0002,646
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$662,000613
Trading account gains and fees$0171
Additional Noninterest Income$-292,0008,175
Total noninterest expense$4,964,0001,018
Salaries and employee benefits$2,374,0001,071
Premises and equipment expense$900,000785
Additional noninterest expense$1,690,000998
Pre-tax net operating income$-1,198,0007,689
Securities gains (losses)$4,523,00066
Applicable income taxes$1,146,000323
Income before extraordinary items$2,179,000445
Extraordinary gains, net$015
Net income$2,179,000446
Minority interest net income$0102
Net income of bank and minority interests.$2,179,000447
Net charge-offs$289,0001,816
Cash dividends$595,000739
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-806,1807,630
2008-12-31 (YTD Data)Rank
Total interest income$41,532,000907
Total interest expense$16,053,0001,002
Net interest income$25,479,000842
Provision for loan and lease losses$6,033,000881
Total noninterest income$4,198,0001,227
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,522,000688
Trading account gains and fees$0154
Additional Noninterest Income$1,676,0001,480
Total noninterest expense$22,719,000875
Salaries and employee benefits$11,756,000851
Premises and equipment expense$4,058,000681
Additional noninterest expense$6,905,000931
Pre-tax net operating income$925,0003,901
Securities gains (losses)$768,000263
Applicable income taxes$443,0001,971
Income before extraordinary items$1,250,0002,834
Extraordinary gains, net$039
Net income$1,250,0002,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,652,000616
Cash dividends$2,179,0001,250
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$681,6804,126
2008-09-30 (YTD Data)Rank
Total interest income$31,935,000915
Total interest expense$12,325,0001,014
Net interest income$19,610,000836
Provision for loan and lease losses$5,733,000593
Total noninterest income$3,160,0001,256
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,854,000711
Trading account gains and fees$0148
Additional Noninterest Income$1,306,0001,497
Total noninterest expense$17,152,000858
Salaries and employee benefits$9,140,000839
Premises and equipment expense$2,948,000705
Additional noninterest expense$5,064,000902
Pre-tax net operating income$-115,0006,931
Securities gains (losses)$767,000214
Applicable income taxes$212,0002,840
Income before extraordinary items$440,0004,650
Extraordinary gains, net$031
Net income$440,0004,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,094,000439
Cash dividends$1,584,0001,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-73,8906,912
2008-06-30 (YTD Data)Rank
Total interest income$21,877,000901
Total interest expense$8,525,0001,018
Net interest income$13,352,000816
Provision for loan and lease losses$5,307,000414
Total noninterest income$2,068,0001,294
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,161,000749
Trading account gains and fees$0149
Additional Noninterest Income$907,0001,503
Total noninterest expense$11,441,000855
Salaries and employee benefits$6,235,000830
Premises and equipment expense$1,877,000738
Additional noninterest expense$3,329,000894
Pre-tax net operating income$-1,328,0008,036
Securities gains (losses)$748,000224
Applicable income taxes$-167,0007,951
Income before extraordinary items$-413,0007,630
Extraordinary gains, net$021
Net income$-413,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,110,000352
Cash dividends$1,056,0001,336
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-944,0807,962
2008-03-31 (YTD Data)Rank
Total interest income$11,490,000868
Total interest expense$4,386,0001,067
Net interest income$7,104,000769
Provision for loan and lease losses$323,0001,310
Total noninterest income$1,038,0001,298
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$602,000716
Trading account gains and fees$0158
Additional Noninterest Income$436,0001,547
Total noninterest expense$5,946,000805
Salaries and employee benefits$3,326,000771
Premises and equipment expense$970,000721
Additional noninterest expense$1,650,000868
Pre-tax net operating income$1,873,0001,016
Securities gains (losses)$60,000983
Applicable income taxes$668,000817
Income before extraordinary items$1,265,0001,187
Extraordinary gains, net$015
Net income$1,265,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,318
Cash dividends$528,0001,293
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,226,0001,185
2007-12-31 (YTD Data)Rank
Total interest income$47,631,000878
Total interest expense$17,939,0001,100
Net interest income$29,692,000744
Provision for loan and lease losses$633,0001,985
Total noninterest income$3,399,0001,494
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,383,000746
Trading account gains and fees$0178
Additional Noninterest Income$1,016,0002,203
Total noninterest expense$21,499,000862
Salaries and employee benefits$12,394,000794
Premises and equipment expense$3,622,000733
Additional noninterest expense$5,483,0001,033
Pre-tax net operating income$10,959,000774
Securities gains (losses)$02,146
Applicable income taxes$3,804,000668
Income before extraordinary items$7,155,000905
Extraordinary gains, net$039
Net income$7,155,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,328
Cash dividends$2,112,0001,541
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,155,000888
2007-09-30 (YTD Data)Rank
Total interest income$35,536,000886
Total interest expense$13,387,0001,101
Net interest income$22,149,000750
Provision for loan and lease losses$444,0001,740
Total noninterest income$2,423,0001,561
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,702,000767
Trading account gains and fees$0184
Additional Noninterest Income$721,0002,275
Total noninterest expense$15,915,000867
Salaries and employee benefits$9,216,000798
Premises and equipment expense$2,755,000720
Additional noninterest expense$3,944,0001,043
Pre-tax net operating income$8,213,000847
Securities gains (losses)$01,655
Applicable income taxes$2,841,000722
Income before extraordinary items$5,372,000971
Extraordinary gains, net$033
Net income$5,372,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,581
Cash dividends$1,408,0001,582
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,372,000960
2007-06-30 (YTD Data)Rank
Total interest income$23,378,000905
Total interest expense$8,679,0001,137
Net interest income$14,699,000775
Provision for loan and lease losses$297,0001,590
Total noninterest income$1,710,0001,512
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,132,000786
Trading account gains and fees$0168
Additional Noninterest Income$578,0002,039
Total noninterest expense$10,615,000876
Salaries and employee benefits$6,109,000826
Premises and equipment expense$1,851,000741
Additional noninterest expense$2,655,0001,047
Pre-tax net operating income$5,497,000879
Securities gains (losses)$01,444
Applicable income taxes$1,907,000759
Income before extraordinary items$3,590,0001,010
Extraordinary gains, net$029
Net income$3,590,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$1,056,0001,448
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,590,000991
2007-03-31 (YTD Data)Rank
Total interest income$11,465,000923
Total interest expense$4,224,0001,155
Net interest income$7,241,000775
Provision for loan and lease losses$118,0001,828
Total noninterest income$900,0001,419
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$561,000748
Trading account gains and fees$0195
Additional Noninterest Income$339,0001,792
Total noninterest expense$5,324,000869
Salaries and employee benefits$3,070,000826
Premises and equipment expense$939,000726
Additional noninterest expense$1,315,0001,043
Pre-tax net operating income$2,699,000874
Securities gains (losses)$01,187
Applicable income taxes$957,000761
Income before extraordinary items$1,742,0001,014
Extraordinary gains, net$022
Net income$1,742,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,225
Cash dividends$528,0001,329
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,742,000996
2006-12-31 (YTD Data)Rank
Total interest income$42,881,000911
Total interest expense$14,611,0001,146
Net interest income$28,270,000784
Provision for loan and lease losses$971,0001,062
Total noninterest income$3,606,0001,396
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,406,000734
Trading account gains and fees$0130
Additional Noninterest Income$1,200,0001,967
Total noninterest expense$19,938,000889
Salaries and employee benefits$11,369,000853
Premises and equipment expense$3,602,000713
Additional noninterest expense$4,967,0001,073
Pre-tax net operating income$10,967,000906
Securities gains (losses)$01,687
Applicable income taxes$3,750,000800
Income before extraordinary items$7,217,0001,036
Extraordinary gains, net$051
Net income$7,217,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,635
Cash dividends$2,112,0001,454
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,217,0001,021
2006-09-30 (YTD Data)Rank
Total interest income$30,964,000949
Total interest expense$10,252,0001,200
Net interest income$20,712,000816
Provision for loan and lease losses$675,0001,080
Total noninterest income$2,710,0001,413
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,817,000738
Trading account gains and fees$0126
Additional Noninterest Income$893,0001,986
Total noninterest expense$14,879,000903
Salaries and employee benefits$8,449,000867
Premises and equipment expense$2,674,000735
Additional noninterest expense$3,756,0001,080
Pre-tax net operating income$7,868,000980
Securities gains (losses)$01,388
Applicable income taxes$2,698,000862
Income before extraordinary items$5,170,0001,115
Extraordinary gains, net$045
Net income$5,170,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,277
Cash dividends$1,584,0001,380
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,170,0001,103
2006-06-30 (YTD Data)Rank
Total interest income$20,039,000948
Total interest expense$6,474,0001,200
Net interest income$13,565,000834
Provision for loan and lease losses$479,0001,021
Total noninterest income$1,915,0001,353
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,202,000734
Trading account gains and fees$0126
Additional Noninterest Income$713,0001,740
Total noninterest expense$9,817,000913
Salaries and employee benefits$5,517,000894
Premises and equipment expense$1,737,000750
Additional noninterest expense$2,563,0001,056
Pre-tax net operating income$5,184,000986
Securities gains (losses)$01,185
Applicable income taxes$1,844,000847
Income before extraordinary items$3,340,0001,153
Extraordinary gains, net$039
Net income$3,340,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,006
Cash dividends$1,056,0001,363
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,340,0001,138
2006-03-31 (YTD Data)Rank
Total interest income$9,674,000966
Total interest expense$3,042,0001,217
Net interest income$6,632,000854
Provision for loan and lease losses$230,0001,009
Total noninterest income$918,0001,370
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$618,000673
Trading account gains and fees$0115
Additional Noninterest Income$300,0001,939
Total noninterest expense$4,848,000926
Salaries and employee benefits$2,703,000906
Premises and equipment expense$831,000779
Additional noninterest expense$1,314,0001,017
Pre-tax net operating income$2,472,0001,013
Securities gains (losses)$0955
Applicable income taxes$872,000873
Income before extraordinary items$1,600,0001,167
Extraordinary gains, net$021
Net income$1,600,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,000693
Cash dividends$528,0001,265
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,600,0001,146
2005-12-31 (YTD Data)Rank
Total interest income$32,213,0001,021
Total interest expense$8,981,0001,266
Net interest income$23,232,000921
Provision for loan and lease losses$820,0001,238
Total noninterest income$3,878,0001,316
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,593,000670
Trading account gains and fees$0138
Additional Noninterest Income$1,285,0001,863
Total noninterest expense$18,234,000929
Salaries and employee benefits$10,277,000884
Premises and equipment expense$3,011,000803
Additional noninterest expense$4,946,0001,047
Pre-tax net operating income$8,056,0001,189
Securities gains (losses)$02,296
Applicable income taxes$2,674,0001,063
Income before extraordinary items$5,382,0001,327
Extraordinary gains, net$046
Net income$5,382,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000910
Cash dividends$2,112,0001,389
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,382,0001,310
2005-09-30 (YTD Data)Rank
Total interest income$23,185,0001,035
Total interest expense$6,117,0001,306
Net interest income$17,068,000923
Provision for loan and lease losses$567,0001,254
Total noninterest income$2,930,0001,317
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,969,000655
Trading account gains and fees$0126
Additional Noninterest Income$961,0001,873
Total noninterest expense$13,409,000941
Salaries and employee benefits$7,595,000891
Premises and equipment expense$2,247,000797
Additional noninterest expense$3,567,0001,062
Pre-tax net operating income$6,022,0001,190
Securities gains (losses)$02,317
Applicable income taxes$2,005,0001,069
Income before extraordinary items$4,017,0001,345
Extraordinary gains, net$035
Net income$4,017,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,000721
Cash dividends$1,584,0001,274
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,017,0001,321
2005-06-30 (YTD Data)Rank
Total interest income$14,763,0001,053
Total interest expense$3,802,0001,323
Net interest income$10,961,000950
Provision for loan and lease losses$344,0001,363
Total noninterest income$2,063,0001,238
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,319,000632
Trading account gains and fees$0116
Additional Noninterest Income$744,0001,671
Total noninterest expense$8,641,000971
Salaries and employee benefits$4,955,000899
Premises and equipment expense$1,417,000822
Additional noninterest expense$2,269,0001,102
Pre-tax net operating income$4,039,0001,152
Securities gains (losses)$02,146
Applicable income taxes$1,347,0001,040
Income before extraordinary items$2,692,0001,311
Extraordinary gains, net$030
Net income$2,692,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,000599
Cash dividends$1,056,0001,229
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,692,0001,288
2005-03-31 (YTD Data)Rank
Total interest income$7,156,0001,061
Total interest expense$1,819,0001,315
Net interest income$5,337,000970
Provision for loan and lease losses$107,0001,919
Total noninterest income$946,0001,302
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$689,000578
Trading account gains and fees$0115
Additional Noninterest Income$257,0002,112
Total noninterest expense$4,356,000959
Salaries and employee benefits$2,478,000899
Premises and equipment expense$692,000850
Additional noninterest expense$1,186,0001,039
Pre-tax net operating income$1,820,0001,256
Securities gains (losses)$01,685
Applicable income taxes$628,0001,099
Income before extraordinary items$1,192,0001,423
Extraordinary gains, net$024
Net income$1,192,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,000578
Cash dividends$528,0001,157
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,192,0001,398
2004-12-31 (YTD Data)Rank
Total interest income$24,412,0001,161
Total interest expense$6,391,0001,284
Net interest income$18,021,0001,114
Provision for loan and lease losses$651,0001,540
Total noninterest income$4,264,0001,216
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,147,000549
Trading account gains and fees$0138
Additional Noninterest Income$1,117,0002,008
Total noninterest expense$16,070,0001,011
Salaries and employee benefits$8,615,000993
Premises and equipment expense$2,618,000853
Additional noninterest expense$4,837,0001,039
Pre-tax net operating income$5,564,0001,536
Securities gains (losses)$122,0001,116
Applicable income taxes$1,901,0001,325
Income before extraordinary items$3,785,0001,699
Extraordinary gains, net$034
Net income$3,785,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,000803
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,703,2601,684
2004-09-30 (YTD Data)Rank
Total interest income$17,501,0001,192
Total interest expense$4,606,0001,305
Net interest income$12,895,0001,152
Provision for loan and lease losses$453,0001,568
Total noninterest income$3,336,0001,199
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,430,000539
Trading account gains and fees$0134
Additional Noninterest Income$906,0001,908
Total noninterest expense$11,706,0001,031
Salaries and employee benefits$6,288,0001,022
Premises and equipment expense$1,909,000877
Additional noninterest expense$3,509,0001,052
Pre-tax net operating income$4,072,0001,583
Securities gains (losses)$122,0001,055
Applicable income taxes$1,454,0001,311
Income before extraordinary items$2,740,0001,764
Extraordinary gains, net$026
Net income$2,740,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,000735
Cash dividends$1,472,0001,294
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,660,7001,755
2004-06-30 (YTD Data)Rank
Total interest income$11,225,0001,222
Total interest expense$2,992,0001,322
Net interest income$8,233,0001,200
Provision for loan and lease losses$253,0001,809
Total noninterest income$2,133,0001,229
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,615,000538
Trading account gains and fees$0130
Additional Noninterest Income$518,0002,130
Total noninterest expense$7,526,0001,069
Salaries and employee benefits$4,065,0001,055
Premises and equipment expense$1,231,000914
Additional noninterest expense$2,230,0001,099
Pre-tax net operating income$2,587,0001,634
Securities gains (losses)$122,000918
Applicable income taxes$938,0001,352
Income before extraordinary items$1,771,0001,791
Extraordinary gains, net$021
Net income$1,771,0001,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0001,240
Cash dividends$944,0001,360
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,691,7001,808
2004-03-31 (YTD Data)Rank
Total interest income$5,427,0001,280
Total interest expense$1,467,0001,363
Net interest income$3,960,0001,254
Provision for loan and lease losses$60,0002,918
Total noninterest income$1,085,0001,187
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$768,000558
Trading account gains and fees$0121
Additional Noninterest Income$317,0001,816
Total noninterest expense$3,609,0001,121
Salaries and employee benefits$1,969,0001,100
Premises and equipment expense$574,0001,020
Additional noninterest expense$1,066,0001,132
Pre-tax net operating income$1,376,0001,509
Securities gains (losses)$70,0001,007
Applicable income taxes$496,0001,297
Income before extraordinary items$950,0001,666
Extraordinary gains, net$016
Net income$950,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,730
Cash dividends$415,0001,406
Sale, conversion, retirement of capital stock, net$0464
Net operating income$903,8001,653
2003-12-31 (YTD Data)Rank
Total interest income$21,694,0001,297
Total interest expense$5,893,0001,508
Net interest income$15,801,0001,226
Provision for loan and lease losses$1,585,000784
Total noninterest income$4,235,0001,290
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,339,000517
Trading account gains and fees$0160
Additional Noninterest Income$896,0002,553
Total noninterest expense$13,142,0001,230
Salaries and employee benefits$6,879,0001,243
Premises and equipment expense$2,221,0001,029
Additional noninterest expense$4,042,0001,229
Pre-tax net operating income$5,309,0001,539
Securities gains (losses)$785,000564
Applicable income taxes$2,016,0001,285
Income before extraordinary items$4,078,0001,537
Extraordinary gains, net$054
Net income$4,078,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,340,000732
Cash dividends$1,560,0001,677
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,552,0501,672
2003-09-30 (YTD Data)Rank
Total interest income$16,242,0001,330
Total interest expense$4,418,0001,578
Net interest income$11,824,0001,238
Provision for loan and lease losses$1,385,000688
Total noninterest income$3,092,0001,346
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,479,000524
Trading account gains and fees$0153
Additional Noninterest Income$613,0002,804
Total noninterest expense$9,798,0001,249
Salaries and employee benefits$5,197,0001,252
Premises and equipment expense$1,622,0001,067
Additional noninterest expense$2,979,0001,260
Pre-tax net operating income$3,733,0001,684
Securities gains (losses)$785,000514
Applicable income taxes$1,510,0001,349
Income before extraordinary items$3,008,0001,603
Extraordinary gains, net$040
Net income$3,008,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,153,000626
Cash dividends$1,080,0001,652
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,482,0501,834
2003-06-30 (YTD Data)Rank
Total interest income$10,491,0001,392
Total interest expense$2,941,0001,655
Net interest income$7,550,0001,297
Provision for loan and lease losses$1,160,000585
Total noninterest income$1,993,0001,372
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,621,000531
Trading account gains and fees$0150
Additional Noninterest Income$372,0002,903
Total noninterest expense$6,396,0001,280
Salaries and employee benefits$3,455,0001,245
Premises and equipment expense$1,030,0001,113
Additional noninterest expense$1,911,0001,293
Pre-tax net operating income$1,987,0002,049
Securities gains (losses)$698,000469
Applicable income taxes$893,0001,492
Income before extraordinary items$1,792,0001,795
Extraordinary gains, net$030
Net income$1,792,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$759,000623
Cash dividends$720,0001,683
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,324,3402,220
2003-03-31 (YTD Data)Rank
Total interest income$5,307,0001,384
Total interest expense$1,466,0001,705
Net interest income$3,841,0001,272
Provision for loan and lease losses$923,000398
Total noninterest income$992,0001,343
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$802,000525
Trading account gains and fees$0134
Additional Noninterest Income$190,0002,807
Total noninterest expense$3,215,0001,256
Salaries and employee benefits$1,743,0001,225
Premises and equipment expense$499,0001,159
Additional noninterest expense$973,0001,256
Pre-tax net operating income$695,0002,752
Securities gains (losses)$416,000407
Applicable income taxes$368,0001,747
Income before extraordinary items$743,0002,107
Extraordinary gains, net$021
Net income$743,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,000580
Cash dividends$360,0001,565
Sale, conversion, retirement of capital stock, net$0419
Net operating income$464,2802,955
2002-12-31 (YTD Data)Rank
Total interest income$21,605,0001,420
Total interest expense$6,609,0001,729
Net interest income$14,996,0001,288
Provision for loan and lease losses$3,716,000470
Total noninterest income$3,996,0001,254
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,438,000478
Trading account gains and fees$0153
Additional Noninterest Income$558,0003,088
Total noninterest expense$12,361,0001,242
Salaries and employee benefits$6,563,0001,229
Premises and equipment expense$2,032,0001,084
Additional noninterest expense$3,766,0001,281
Pre-tax net operating income$2,915,0002,559
Securities gains (losses)$286,000924
Applicable income taxes$1,056,0002,127
Income before extraordinary items$2,145,0002,658
Extraordinary gains, net$070
Net income$2,145,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,983,000441
Cash dividends$1,417,0001,712
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,953,3802,766
2001-12-31 (YTD Data)Rank
Total interest income$25,633,0001,330
Total interest expense$10,751,0001,514
Net interest income$14,882,0001,187
Provision for loan and lease losses$1,782,000775
Total noninterest income$3,471,0001,318
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,950,000507
Trading account gains and fees$0177
Additional Noninterest Income$521,0003,054
Total noninterest expense$12,129,0001,206
Salaries and employee benefits$6,747,0001,100
Premises and equipment expense$1,921,0001,108
Additional noninterest expense$3,461,0001,351
Pre-tax net operating income$4,442,0001,615
Securities gains (losses)$1,003,000400
Applicable income taxes$1,833,0001,268
Income before extraordinary items$3,612,0001,490
Extraordinary gains, net$0105
Net income$3,612,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,000724
Cash dividends$1,248,0001,912
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,950,0201,712
2000-12-31 (YTD Data)Rank
Total interest income$26,108,0001,348
Total interest expense$11,001,0001,562
Net interest income$15,107,0001,168
Provision for loan and lease losses$2,288,000557
Total noninterest income$2,995,0001,354
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,768,000489
Trading account gains and fees$0180
Additional Noninterest Income$227,0004,505
Total noninterest expense$11,772,0001,184
Salaries and employee benefits$6,488,0001,086
Premises and equipment expense$1,762,0001,137
Additional noninterest expense$3,522,0001,289
Pre-tax net operating income$4,042,0001,806
Securities gains (losses)$-3,0007,730
Applicable income taxes$1,402,0001,596
Income before extraordinary items$2,637,0001,977
Extraordinary gains, net$038
Net income$2,637,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,668,000524
Cash dividends$1,344,0001,797
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,638,9501,984
1999-12-31 (YTD Data)Rank
Total interest income$21,009,0001,559
Total interest expense$8,251,0001,800
Net interest income$12,758,0001,370
Provision for loan and lease losses$998,000990
Total noninterest income$3,008,0001,349
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,712,000497
Trading account gains and fees$0173
Additional Noninterest Income$296,0004,048
Total noninterest expense$10,505,0001,323
Salaries and employee benefits$5,720,0001,208
Premises and equipment expense$1,706,0001,176
Additional noninterest expense$3,079,0001,486
Pre-tax net operating income$4,263,0001,747
Securities gains (losses)$8,0001,870
Applicable income taxes$1,509,0001,597
Income before extraordinary items$2,762,0001,926
Extraordinary gains, net$035
Net income$2,762,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$899,000760
Cash dividends$1,152,0002,042
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,756,8001,901
1998-12-31 (YTD Data)Rank
Total interest income$19,455,0001,673
Total interest expense$8,424,0001,816
Net interest income$11,031,0001,538
Provision for loan and lease losses$1,876,000605
Total noninterest income$3,205,0001,283
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,723,000481
Trading account gains and fees$0224
Additional Noninterest Income$482,0003,050
Total noninterest expense$9,805,0001,341
Salaries and employee benefits$5,273,0001,249
Premises and equipment expense$1,482,0001,306
Additional noninterest expense$3,050,0001,429
Pre-tax net operating income$2,555,0002,728
Securities gains (losses)$04,449
Applicable income taxes$822,0002,680
Income before extraordinary items$1,733,0002,884
Extraordinary gains, net$032
Net income$1,733,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,601,000538
Cash dividends$1,152,0002,011
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,733,0002,798
1997-12-31 (YTD Data)Rank
Total interest income$18,435,0001,793
Total interest expense$7,750,0001,987
Net interest income$10,685,0001,619
Provision for loan and lease losses$974,0001,012
Total noninterest income$3,007,0001,290
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,515,000526
Trading account gains and fees$0239
Additional Noninterest Income$492,0002,856
Total noninterest expense$9,377,0001,403
Salaries and employee benefits$5,155,0001,276
Premises and equipment expense$1,359,0001,439
Additional noninterest expense$2,863,0001,499
Pre-tax net operating income$3,341,0002,263
Securities gains (losses)$1,0003,559
Applicable income taxes$1,069,0002,306
Income before extraordinary items$2,273,0002,311
Extraordinary gains, net$044
Net income$2,273,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,197
Cash dividends$1,152,0001,949
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,272,3202,253
1996-12-31 (YTD Data)Rank
Total interest income$16,860,0002,006
Total interest expense$7,199,0002,167
Net interest income$9,661,0001,843
Provision for loan and lease losses$1,300,000827
Total noninterest income$3,404,0001,241
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,643,000519
Trading account gains and fees$0262
Additional Noninterest Income$761,0002,173
Total noninterest expense$8,632,0001,650
Salaries and employee benefits$4,683,0001,432
Premises and equipment expense$1,290,0001,577
Additional noninterest expense$2,659,0001,918
Pre-tax net operating income$3,133,0002,277
Securities gains (losses)$04,148
Applicable income taxes$986,0002,383
Income before extraordinary items$2,147,0002,289
Extraordinary gains, net$053
Net income$2,147,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,222,000789
Cash dividends$1,152,0001,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,147,0002,241
1995-12-31 (YTD Data)Rank
Total interest income$15,173,0002,219
Total interest expense$6,018,0002,548
Net interest income$9,155,0001,962
Provision for loan and lease losses$999,000952
Total noninterest income$3,335,0001,273
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,817,000520
Trading account gains and fees$0522
Additional Noninterest Income$518,0002,805
Total noninterest expense$7,413,0001,883
Salaries and employee benefits$4,165,0001,596
Premises and equipment expense$893,0002,243
Additional noninterest expense$2,355,0002,104
Pre-tax net operating income$4,078,0001,816
Securities gains (losses)$-6,0009,789
Applicable income taxes$1,303,0001,867
Income before extraordinary items$2,769,0001,819
Extraordinary gains, net$065
Net income$2,769,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,371
Cash dividends$864,0002,293
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,773,0801,794
1994-12-31 (YTD Data)Rank
Total interest income$12,135,0002,499
Total interest expense$4,601,0002,657
Net interest income$7,534,0002,402
Provision for loan and lease losses$750,0001,143
Total noninterest income$3,441,0001,223
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,639,000528
Trading account gains and fees$0475
Additional Noninterest Income$802,0002,129
Total noninterest expense$6,834,0002,087
Salaries and employee benefits$3,660,0001,826
Premises and equipment expense$872,0002,313
Additional noninterest expense$2,302,0002,294
Pre-tax net operating income$3,391,0002,103
Securities gains (losses)$-32,00010,707
Applicable income taxes$1,090,0002,065
Income before extraordinary items$2,269,0002,154
Extraordinary gains, net$0249
Net income$2,269,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,256
Cash dividends$534,0003,044
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,290,7602,148
1993-12-31 (YTD Data)Rank
Total interest income$9,648,0003,208
Total interest expense$3,876,0003,251
Net interest income$5,772,0003,138
Provision for loan and lease losses$408,0002,428
Total noninterest income$3,015,0001,459
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,403,000573
Trading account gains and fees$0532
Additional Noninterest Income$612,0002,854
Total noninterest expense$5,975,0002,403
Salaries and employee benefits$3,163,0002,098
Premises and equipment expense$693,0002,910
Additional noninterest expense$2,119,0002,593
Pre-tax net operating income$2,404,0002,811
Securities gains (losses)$12,0005,266
Applicable income taxes$770,0002,838
Income before extraordinary items$1,646,0002,971
Extraordinary gains, net$03,149
Net income$1,646,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,641
Cash dividends$876,0001,984
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,637,8402,827
1992-12-31 (YTD Data)Rank
Total interest income$9,626,0003,627
Total interest expense$4,032,0004,052
Net interest income$5,594,0003,277
Provision for loan and lease losses$849,0002,075
Total noninterest income$2,820,0001,510
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,306,000593
Trading account gains and fees$0504
Additional Noninterest Income$514,0003,129
Total noninterest expense$5,609,0002,580
Salaries and employee benefits$2,789,0002,325
Premises and equipment expense$626,0003,221
Additional noninterest expense$2,194,0002,604
Pre-tax net operating income$1,956,0003,164
Securities gains (losses)$788,000772
Applicable income taxes$873,0002,386
Income before extraordinary items$1,871,0002,448
Extraordinary gains, net$01,422
Net income$1,871,0002,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,007,0001,552
Cash dividends$656,0002,244
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,335,1603,189

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.