Home > American Bank of Commerce > Net charge- offs to loans

American Bank of Commerce, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%2,188
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,466
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.0302%1,442
Percentage Net Loans Charged-off: Loans to individuals0.2616%1,740
Percentage Net Loans Charged-off: Credit card loans1.7407%304
Percentage Net Loans Charged-off: Other loans to individual-0.1385%4,395
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%1,815
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,462
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0533%1,078
Percentage Net Loans Charged-off: Loans to individuals0.2038%1,740
Percentage Net Loans Charged-off: Credit card loans1.8855%231
Percentage Net Loans Charged-off: Other loans to individual-0.2601%4,474
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0209%1,472
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,514
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0753%864
Percentage Net Loans Charged-off: Loans to individuals0.3498%1,230
Percentage Net Loans Charged-off: Credit card loans2.9096%146
Percentage Net Loans Charged-off: Other loans to individual-0.3323%4,515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%3,396
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,592
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0277%3,953
Percentage Net Loans Charged-off: Loans to individuals0.8749%632
Percentage Net Loans Charged-off: Credit card loans4.2239%89
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1069%699
Percentage Net Loans Charged-off: Total real estate loans0.0013%984
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0190%493
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0197%460
Percentage Net Loans Charged-off: Commercial and industrial0.5164%356
Percentage Net Loans Charged-off: Loans to individuals0.2254%1,619
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.2869%1,379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1432%460
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,233
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.7590%212
Percentage Net Loans Charged-off: Loans to individuals0.2132%1,516
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.2723%1,268
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0319%4,060
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,160
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.1942%4,202
Percentage Net Loans Charged-off: Loans to individuals-0.2319%4,302
Percentage Net Loans Charged-off: Credit card loans0.2159%390
Percentage Net Loans Charged-off: Other loans to individual-0.3544%4,358
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0271%4,043
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,376
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.1795%4,237
Percentage Net Loans Charged-off: Loans to individuals-0.1797%4,200
Percentage Net Loans Charged-off: Credit card loans0.4384%292
Percentage Net Loans Charged-off: Other loans to individual-0.3390%4,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%2,178
Percentage Net Loans Charged-off: Total real estate loans0.0018%1,283
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0076%659
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0241%1,311
Percentage Net Loans Charged-off: Loans to individuals0.8087%535
Percentage Net Loans Charged-off: Credit card loans4.5556%67
Percentage Net Loans Charged-off: Other loans to individual-0.1408%4,249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%1,656
Percentage Net Loans Charged-off: Total real estate loans0.0032%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0105%558
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0597%918
Percentage Net Loans Charged-off: Loans to individuals1.5972%237
Percentage Net Loans Charged-off: Credit card loans6.0008%42
Percentage Net Loans Charged-off: Other loans to individual0.4903%692
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0335%1,316
Percentage Net Loans Charged-off: Total real estate loans0.0059%937
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0159%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.1272%642
Percentage Net Loans Charged-off: Loans to individuals1.5331%244
Percentage Net Loans Charged-off: Credit card loans8.9385%23
Percentage Net Loans Charged-off: Other loans to individual-0.3390%4,411
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0098%3,655
Percentage Net Loans Charged-off: Total real estate loans0.0142%583
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0330%263
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0849%4,331
Percentage Net Loans Charged-off: Loans to individuals1.9024%230
Percentage Net Loans Charged-off: Credit card loans10.4131%20
Percentage Net Loans Charged-off: Other loans to individual-0.2265%4,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0273%4,505
Percentage Net Loans Charged-off: Total real estate loans-0.0074%4,083
Percentage Net Loans Charged-off:Construction & development-0.0302%4,268
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial-0.1190%4,473
Percentage Net Loans Charged-off: Loans to individuals-0.9494%4,819
Percentage Net Loans Charged-off: Credit card loans1.1630%377
Percentage Net Loans Charged-off: Other loans to individual-1.4617%4,808
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%4,432
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,971
Percentage Net Loans Charged-off:Construction & development-0.0160%4,236
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial-0.1115%4,485
Percentage Net Loans Charged-off: Loans to individuals-0.5381%4,784
Percentage Net Loans Charged-off: Credit card loans1.3795%328
Percentage Net Loans Charged-off: Other loans to individual-1.0027%4,807
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0432%4,647
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,023
Percentage Net Loans Charged-off:Construction & development-0.0183%4,293
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial-0.2381%4,644
Percentage Net Loans Charged-off: Loans to individuals-1.1670%4,887
Percentage Net Loans Charged-off: Credit card loans1.1972%372
Percentage Net Loans Charged-off: Other loans to individual-1.7396%4,870
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1208%4,854
Percentage Net Loans Charged-off: Total real estate loans-0.0054%3,997
Percentage Net Loans Charged-off:Construction & development-0.0189%4,348
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-0.7207%4,799
Percentage Net Loans Charged-off: Loans to individuals-2.2016%4,950
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual-2.7357%4,919
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1112%1,617
Percentage Net Loans Charged-off: Total real estate loans-0.0053%4,088
Percentage Net Loans Charged-off:Construction & development-0.0179%4,305
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0000%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.6883%695
Percentage Net Loans Charged-off: Loans to individuals1.2884%596
Percentage Net Loans Charged-off: Credit card loans5.3612%88
Percentage Net Loans Charged-off: Other loans to individual0.2009%2,325
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0940%1,533
Percentage Net Loans Charged-off: Total real estate loans-0.0052%4,045
Percentage Net Loans Charged-off:Construction & development-0.0175%4,368
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,603
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.5900%659
Percentage Net Loans Charged-off: Loans to individuals0.8329%931
Percentage Net Loans Charged-off: Credit card loans2.1417%285
Percentage Net Loans Charged-off: Other loans to individual0.4783%1,387
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0459%1,996
Percentage Net Loans Charged-off: Total real estate loans-0.0058%4,125
Percentage Net Loans Charged-off:Construction & development-0.0189%4,427
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.2759%877
Percentage Net Loans Charged-off: Loans to individuals1.1098%668
Percentage Net Loans Charged-off: Credit card loans3.2651%180
Percentage Net Loans Charged-off: Other loans to individual0.5230%1,216
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0346%4,698
Percentage Net Loans Charged-off: Total real estate loans-0.0058%4,221
Percentage Net Loans Charged-off:Construction & development-0.0194%4,521
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.1883%4,777
Percentage Net Loans Charged-off: Loans to individuals0.5724%1,180
Percentage Net Loans Charged-off: Credit card loans1.9427%275
Percentage Net Loans Charged-off: Other loans to individual0.2071%1,755
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0178%4,669
Percentage Net Loans Charged-off: Total real estate loans-0.0114%4,401
Percentage Net Loans Charged-off:Construction & development-0.0565%4,536
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,071
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial-0.2337%4,849
Percentage Net Loans Charged-off: Loans to individuals2.7150%201
Percentage Net Loans Charged-off: Credit card loans9.8307%41
Percentage Net Loans Charged-off: Other loans to individual0.5045%1,454
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0656%5,032
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,410
Percentage Net Loans Charged-off:Construction & development-0.0675%4,607
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,786
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial-0.4939%5,078
Percentage Net Loans Charged-off: Loans to individuals0.7280%1,045
Percentage Net Loans Charged-off: Credit card loans2.8724%207
Percentage Net Loans Charged-off: Other loans to individual0.0356%2,917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1249%5,221
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,528
Percentage Net Loans Charged-off:Construction & development-0.0923%4,705
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.8314%5,202
Percentage Net Loans Charged-off: Loans to individuals-0.4854%5,166
Percentage Net Loans Charged-off: Credit card loans4.2507%114
Percentage Net Loans Charged-off: Other loans to individual-2.0426%5,339
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1112%5,240
Percentage Net Loans Charged-off: Total real estate loans-0.0255%4,828
Percentage Net Loans Charged-off:Construction & development-0.1531%4,861
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial-0.7320%5,223
Percentage Net Loans Charged-off: Loans to individuals0.6661%1,121
Percentage Net Loans Charged-off: Credit card loans4.5344%115
Percentage Net Loans Charged-off: Other loans to individual-0.6725%5,230
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4484%535
Percentage Net Loans Charged-off: Total real estate loans-0.0054%4,432
Percentage Net Loans Charged-off:Construction & development-0.0234%4,555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial2.2453%296
Percentage Net Loans Charged-off: Loans to individuals1.1478%751
Percentage Net Loans Charged-off: Credit card loans1.6080%379
Percentage Net Loans Charged-off: Other loans to individual1.0041%790
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2658%814
Percentage Net Loans Charged-off: Total real estate loans-0.0048%4,333
Percentage Net Loans Charged-off:Construction & development-0.0242%4,591
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,100
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial1.5647%339
Percentage Net Loans Charged-off: Loans to individuals1.4477%523
Percentage Net Loans Charged-off: Credit card loans2.1993%280
Percentage Net Loans Charged-off: Other loans to individual1.2202%561
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%2,911
Percentage Net Loans Charged-off: Total real estate loans-0.0050%4,339
Percentage Net Loans Charged-off:Construction & development-0.0269%4,660
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,811
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial-0.0278%4,335
Percentage Net Loans Charged-off: Loans to individuals1.5316%474
Percentage Net Loans Charged-off: Credit card loans3.3708%170
Percentage Net Loans Charged-off: Other loans to individual0.9909%711
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%2,137
Percentage Net Loans Charged-off: Total real estate loans-0.0028%4,214
Percentage Net Loans Charged-off:Construction & development-0.0147%4,716
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0188%1,073
Percentage Net Loans Charged-off: Loans to individuals1.7245%445
Percentage Net Loans Charged-off: Credit card loans4.6784%118
Percentage Net Loans Charged-off: Other loans to individual0.8857%840
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%3,286
Percentage Net Loans Charged-off: Total real estate loans0.0376%2,004
Percentage Net Loans Charged-off:Construction & development-0.0866%4,885
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,739
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial-0.0632%4,836
Percentage Net Loans Charged-off: Loans to individuals0.6615%1,466
Percentage Net Loans Charged-off: Credit card loans1.6907%359
Percentage Net Loans Charged-off: Other loans to individual0.4389%1,848
Percentage Net Loans Charged-off: All other loans and lease0.2533%893
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0082%3,640
Percentage Net Loans Charged-off: Total real estate loans-0.0208%4,994
Percentage Net Loans Charged-off:Construction & development-0.1053%4,964
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,407
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial0.0726%1,666
Percentage Net Loans Charged-off: Loans to individuals0.5804%1,432
Percentage Net Loans Charged-off: Credit card loans1.7300%335
Percentage Net Loans Charged-off: Other loans to individual0.3486%1,832
Percentage Net Loans Charged-off: All other loans and lease0.2296%781
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0248%2,988
Percentage Net Loans Charged-off: Total real estate loans-0.0059%4,606
Percentage Net Loans Charged-off:Construction & development-0.0088%4,661
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.1053%1,314
Percentage Net Loans Charged-off: Loans to individuals0.3526%1,848
Percentage Net Loans Charged-off: Credit card loans0.2457%589
Percentage Net Loans Charged-off: Other loans to individual0.3729%1,653
Percentage Net Loans Charged-off: All other loans and lease0.3075%606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%2,370
Percentage Net Loans Charged-off: Total real estate loans-0.0020%4,342
Percentage Net Loans Charged-off:Construction & development-0.0122%4,803
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.1130%940
Percentage Net Loans Charged-off: Loans to individuals0.1552%2,115
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.1828%1,891
Percentage Net Loans Charged-off: All other loans and lease0.3623%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1320%2,050
Percentage Net Loans Charged-off: Total real estate loans-0.0116%5,056
Percentage Net Loans Charged-off:Construction & development-0.0118%4,703
Percentage Net Loans Charged-off: Commercial real estate-0.0048%5,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0487%5,615
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0517%5,632
Percentage Net Loans Charged-off: Commercial and industrial1.8323%356
Percentage Net Loans Charged-off: Loans to individuals0.2902%2,300
Percentage Net Loans Charged-off: Credit card loans0.7508%585
Percentage Net Loans Charged-off: Other loans to individual0.2269%2,416
Percentage Net Loans Charged-off: All other loans and lease-4.8582%5,611
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.0864%1,290
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3647%716
Percentage Net Loans Charged-off: Total real estate loans-0.0157%5,154
Percentage Net Loans Charged-off:Construction & development-0.0115%4,774
Percentage Net Loans Charged-off: Commercial real estate-0.0065%5,154
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0703%5,758
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0743%5,767
Percentage Net Loans Charged-off: Commercial and industrial2.1803%244
Percentage Net Loans Charged-off: Loans to individuals0.1658%2,593
Percentage Net Loans Charged-off: Credit card loans1.6750%339
Percentage Net Loans Charged-off: Other loans to individual-0.0267%5,007
Percentage Net Loans Charged-off: All other loans and lease0.1202%893
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.2552%1,275
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4244%605
Percentage Net Loans Charged-off: Total real estate loans-0.0075%4,951
Percentage Net Loans Charged-off:Construction & development-0.0099%4,816
Percentage Net Loans Charged-off: Commercial real estate-0.0100%5,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial2.4863%191
Percentage Net Loans Charged-off: Loans to individuals0.0691%2,812
Percentage Net Loans Charged-off: Credit card loans1.6844%311
Percentage Net Loans Charged-off: Other loans to individual-0.1156%5,278
Percentage Net Loans Charged-off: All other loans and lease0.1214%787
Percentage Net Loans Charged-off:Coml. RE not secured by RE-6.8181%1,261
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5155%486
Percentage Net Loans Charged-off: Total real estate loans-0.0142%5,190
Percentage Net Loans Charged-off:Construction & development-0.0138%4,978
Percentage Net Loans Charged-off: Commercial real estate-0.0203%5,618
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial2.9350%142
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.5906%372
Percentage Net Loans Charged-off:Coml. RE not secured by RE-16.0804%1,237
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%4,586
Percentage Net Loans Charged-off: Total real estate loans-0.0322%5,786
Percentage Net Loans Charged-off:Construction & development-0.0136%5,007
Percentage Net Loans Charged-off: Commercial real estate-0.0978%5,999
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1901%1,685
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1959%1,591
Percentage Net Loans Charged-off: Commercial and industrial0.2093%1,788
Percentage Net Loans Charged-off: Loans to individuals0.2594%2,599
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual0.2789%2,346
Percentage Net Loans Charged-off: All other loans and lease0.0237%1,369
Percentage Net Loans Charged-off:Coml. RE not secured by RE-119.3182%1,353
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0216%5,635
Percentage Net Loans Charged-off: Total real estate loans-0.0429%5,888
Percentage Net Loans Charged-off:Construction & development-0.0131%5,060
Percentage Net Loans Charged-off: Commercial real estate-0.1325%6,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2591%1,230
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2664%1,167
Percentage Net Loans Charged-off: Commercial and industrial0.0555%2,072
Percentage Net Loans Charged-off: Loans to individuals0.2369%2,486
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.2517%2,266
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0257%5,631
Percentage Net Loans Charged-off: Total real estate loans-0.0645%6,052
Percentage Net Loans Charged-off:Construction & development-0.0119%5,123
Percentage Net Loans Charged-off: Commercial real estate-0.2039%6,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3915%858
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.4000%832
Percentage Net Loans Charged-off: Commercial and industrial0.1064%1,597
Percentage Net Loans Charged-off: Loans to individuals0.3217%1,963
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.3366%1,795
Percentage Net Loans Charged-off: All other loans and lease0.1102%876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1600%6,310
Percentage Net Loans Charged-off: Total real estate loans-0.2633%6,455
Percentage Net Loans Charged-off:Construction & development-0.0159%5,251
Percentage Net Loans Charged-off: Commercial real estate-0.4062%6,427
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.1364%6,325
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.1389%6,311
Percentage Net Loans Charged-off: Commercial and industrial0.1883%935
Percentage Net Loans Charged-off: Loans to individuals1.1124%800
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual1.1418%703
Percentage Net Loans Charged-off: All other loans and lease0.2050%586
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%3,297
Percentage Net Loans Charged-off: Total real estate loans0.1002%3,158
Percentage Net Loans Charged-off:Construction & development0.2125%1,312
Percentage Net Loans Charged-off: Commercial real estate-0.0055%5,881
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4898%1,146
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.4920%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.3962%1,734
Percentage Net Loans Charged-off: Loans to individuals0.4706%2,169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4706%2,032
Percentage Net Loans Charged-off: All other loans and lease-0.1465%5,859
Percentage Net Loans Charged-off:Coml. RE not secured by RE48.0132%8
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0760%6,431
Percentage Net Loans Charged-off: Total real estate loans-0.0136%6,022
Percentage Net Loans Charged-off:Construction & development0.1519%1,248
Percentage Net Loans Charged-off: Commercial real estate-0.0044%5,897
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.2810%6,623
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.2822%6,614
Percentage Net Loans Charged-off: Commercial and industrial-0.3249%6,103
Percentage Net Loans Charged-off: Loans to individuals-0.0364%5,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0364%5,543
Percentage Net Loans Charged-off: All other loans and lease-0.1963%5,948
Percentage Net Loans Charged-off:Coml. RE not secured by RE58.2781%7
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0603%3,843
Percentage Net Loans Charged-off: Total real estate loans0.0206%3,560
Percentage Net Loans Charged-off:Construction & development0.2526%1,023
Percentage Net Loans Charged-off: Commercial real estate-0.0011%5,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.1906%6,608
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.1913%6,590
Percentage Net Loans Charged-off: Commercial and industrial0.2826%1,545
Percentage Net Loans Charged-off: Loans to individuals-0.0557%5,546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0557%5,487
Percentage Net Loans Charged-off: All other loans and lease-0.2934%5,990
Percentage Net Loans Charged-off:Coml. RE not secured by RE69.5341%6
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%2,421
Percentage Net Loans Charged-off: Total real estate loans0.0461%2,637
Percentage Net Loans Charged-off:Construction & development0.5192%669
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.3949%6,765
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.3952%6,756
Percentage Net Loans Charged-off: Commercial and industrial0.7310%797
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease-0.6025%6,077
Percentage Net Loans Charged-off:Coml. RE not secured by RE92.7152%3
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%5,678
Percentage Net Loans Charged-off: Total real estate loans-0.0629%6,772
Percentage Net Loans Charged-off:Construction & development0.0395%2,284
Percentage Net Loans Charged-off: Commercial real estate-0.2644%6,801
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.5950%1,538
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.5950%1,467
Percentage Net Loans Charged-off: Commercial and industrial0.3288%2,421
Percentage Net Loans Charged-off: Loans to individuals0.5571%2,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5571%2,063
Percentage Net Loans Charged-off: All other loans and lease-0.1249%6,149
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1187%6,891
Percentage Net Loans Charged-off: Total real estate loans-0.1145%6,915
Percentage Net Loans Charged-off:Construction & development-0.0131%5,931
Percentage Net Loans Charged-off: Commercial real estate-0.3538%6,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.6605%1,360
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.6605%1,318
Percentage Net Loans Charged-off: Commercial and industrial-0.1518%6,208
Percentage Net Loans Charged-off: Loans to individuals0.0702%3,873
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0699%3,696
Percentage Net Loans Charged-off: All other loans and lease-0.0718%6,106
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1539%6,950
Percentage Net Loans Charged-off: Total real estate loans-0.1471%6,962
Percentage Net Loans Charged-off:Construction & development-0.1456%6,151
Percentage Net Loans Charged-off: Commercial real estate-0.4363%6,981
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.9882%913
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.9882%905
Percentage Net Loans Charged-off: Commercial and industrial-0.1900%6,280
Percentage Net Loans Charged-off: Loans to individuals-0.0525%5,864
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0525%5,770
Percentage Net Loans Charged-off: All other loans and lease-0.1192%6,176
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2658%7,037
Percentage Net Loans Charged-off: Total real estate loans-0.2823%7,081
Percentage Net Loans Charged-off:Construction & development-0.0128%5,980
Percentage Net Loans Charged-off: Commercial real estate-1.0070%7,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.1932%347
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net2.1932%370
Percentage Net Loans Charged-off: Commercial and industrial-0.2039%6,282
Percentage Net Loans Charged-off: Loans to individuals-0.1027%5,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1027%5,792
Percentage Net Loans Charged-off: All other loans and lease-0.2839%6,285
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8012%2,158
Percentage Net Loans Charged-off: Total real estate loans0.6583%2,261
Percentage Net Loans Charged-off:Construction & development0.4952%2,438
Percentage Net Loans Charged-off: Commercial real estate0.5065%1,979
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.3534%892
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.3534%914
Percentage Net Loans Charged-off: Commercial and industrial1.2785%1,700
Percentage Net Loans Charged-off: Loans to individuals3.0808%472
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.0122%418
Percentage Net Loans Charged-off: All other loans and lease0.2197%1,104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7448%2,075
Percentage Net Loans Charged-off: Total real estate loans0.6329%2,084
Percentage Net Loans Charged-off:Construction & development0.6445%2,096
Percentage Net Loans Charged-off: Commercial real estate0.4305%1,815
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0061%1,185
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.0061%1,159
Percentage Net Loans Charged-off: Commercial and industrial0.9902%1,775
Percentage Net Loans Charged-off: Loans to individuals4.2461%316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.1231%274
Percentage Net Loans Charged-off: All other loans and lease0.3970%831
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7176%2,078
Percentage Net Loans Charged-off: Total real estate loans0.4925%2,303
Percentage Net Loans Charged-off:Construction & development0.4182%1,966
Percentage Net Loans Charged-off: Commercial real estate0.6415%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3714%2,240
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3714%2,132
Percentage Net Loans Charged-off: Commercial and industrial1.2800%1,390
Percentage Net Loans Charged-off: Loans to individuals4.5938%295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4055%248
Percentage Net Loans Charged-off: All other loans and lease0.8316%535
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%3,882
Percentage Net Loans Charged-off: Total real estate loans-0.0099%6,801
Percentage Net Loans Charged-off:Construction & development-0.2531%6,592
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3661%1,812
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3661%1,706
Percentage Net Loans Charged-off: Commercial and industrial0.2861%1,883
Percentage Net Loans Charged-off: Loans to individuals4.0987%345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8517%271
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7534%2,759
Percentage Net Loans Charged-off: Total real estate loans0.8806%2,108
Percentage Net Loans Charged-off:Construction & development1.3075%2,364
Percentage Net Loans Charged-off: Commercial real estate0.8607%1,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.6952%1,858
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.6952%1,805
Percentage Net Loans Charged-off: Commercial and industrial0.1954%4,062
Percentage Net Loans Charged-off: Loans to individuals1.8342%1,180
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7120%939
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5741%3,027
Percentage Net Loans Charged-off: Total real estate loans0.6640%2,332
Percentage Net Loans Charged-off:Construction & development1.3404%2,113
Percentage Net Loans Charged-off: Commercial real estate0.3621%2,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.8665%1,409
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.8665%1,376
Percentage Net Loans Charged-off: Commercial and industrial0.0198%4,255
Percentage Net Loans Charged-off: Loans to individuals2.6518%753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9522%751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7876%2,275
Percentage Net Loans Charged-off: Total real estate loans0.9210%1,708
Percentage Net Loans Charged-off:Construction & development1.9421%1,647
Percentage Net Loans Charged-off: Commercial real estate0.4304%1,584
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.2556%960
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.2556%964
Percentage Net Loans Charged-off: Commercial and industrial-0.0668%6,727
Percentage Net Loans Charged-off: Loans to individuals2.7896%715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2375%416
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8239%1,882
Percentage Net Loans Charged-off: Total real estate loans1.1243%1,250
Percentage Net Loans Charged-off:Construction & development1.4852%1,341
Percentage Net Loans Charged-off: Commercial real estate0.8120%865
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.2097%504
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net2.2097%510
Percentage Net Loans Charged-off: Commercial and industrial-1.0297%7,417
Percentage Net Loans Charged-off: Loans to individuals4.9885%368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9343%277
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2881%1,930
Percentage Net Loans Charged-off: Total real estate loans0.4802%2,971
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0340%3,203
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential3.5558%299
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net3.5558%336
Percentage Net Loans Charged-off: Commercial and industrial1.0049%2,850
Percentage Net Loans Charged-off: Loans to individuals0.2841%4,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.3806%160
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5033%1,361
Percentage Net Loans Charged-off: Total real estate loans0.5045%2,432
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential3.8936%235
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net3.8936%260
Percentage Net Loans Charged-off: Commercial and industrial1.0601%2,296
Percentage Net Loans Charged-off: Loans to individuals0.3587%4,239
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease22.0976%127
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3082%1,408
Percentage Net Loans Charged-off: Total real estate loans0.6615%1,809
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential5.2511%151
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net5.2511%155
Percentage Net Loans Charged-off: Commercial and industrial0.7451%2,293
Percentage Net Loans Charged-off: Loans to individuals0.1958%4,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.8099%139
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2327%3,245
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.8559%1,529
Percentage Net Loans Charged-off: Loans to individuals0.3822%3,223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5161%509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1077%1,095
Percentage Net Loans Charged-off: Total real estate loans0.1141%3,554
Percentage Net Loans Charged-off:Construction & development0.0122%2,812
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential1.0152%598
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.0152%587
Percentage Net Loans Charged-off: Commercial and industrial0.7266%2,224
Percentage Net Loans Charged-off: Loans to individuals0.2950%4,562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.5152%156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3194%609
Percentage Net Loans Charged-off: Total real estate loans0.0270%3,941
Percentage Net Loans Charged-off:Construction & development0.0161%2,181
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1969%1,732
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1969%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.9773%1,354
Percentage Net Loans Charged-off: Loans to individuals-0.0678%7,480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease17.6470%110
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5872%392
Percentage Net Loans Charged-off: Total real estate loans0.0405%3,069
Percentage Net Loans Charged-off:Construction & development0.0235%1,624
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3148%1,101
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3148%1,012
Percentage Net Loans Charged-off: Commercial and industrial1.4149%827
Percentage Net Loans Charged-off: Loans to individuals0.2553%3,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease19.5175%89
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0444%3,854
Percentage Net Loans Charged-off: Total real estate loans0.0340%2,268
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3588%776
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3588%712
Percentage Net Loans Charged-off: Commercial and industrial0.0089%2,168
Percentage Net Loans Charged-off: Loans to individuals1.1953%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%5,547
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1211%3,119
Percentage Net Loans Charged-off: Loans to individuals0.6291%2,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0551%7,050
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0151%5,309
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.1038%2,600
Percentage Net Loans Charged-off: Loans to individuals0.0908%4,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0764%7,104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%4,890
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.1095%2,148
Percentage Net Loans Charged-off: Loans to individuals-0.4017%7,950
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0187%6,886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%3,553
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0793%1,597
Percentage Net Loans Charged-off: Loans to individuals0.4722%2,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0716%3,849
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0007%1,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,718
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,711
Percentage Net Loans Charged-off: Commercial and industrial0.3207%2,067
Percentage Net Loans Charged-off: Loans to individuals0.4472%3,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0326%6,997
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%3,050
Percentage Net Loans Charged-off: Total real estate loans0.0004%2,889
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0018%1,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%7,690
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,690
Percentage Net Loans Charged-off: Commercial and industrial0.4015%1,456
Percentage Net Loans Charged-off: Loans to individuals0.3556%3,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0863%7,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%2,349
Percentage Net Loans Charged-off: Total real estate loans0.0007%2,422
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0027%801
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%7,751
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0041%7,757
Percentage Net Loans Charged-off: Commercial and industrial0.5377%1,113
Percentage Net Loans Charged-off: Loans to individuals0.4509%2,530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1447%7,272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%1,538
Percentage Net Loans Charged-off: Total real estate loans0.0028%1,592
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0056%478
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.6113%766
Percentage Net Loans Charged-off: Loans to individuals1.1810%1,088
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1790%2,522
Percentage Net Loans Charged-off: Total real estate loans0.0059%3,256
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0391%2,200
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0391%2,101
Percentage Net Loans Charged-off: Commercial and industrial0.5088%1,873
Percentage Net Loans Charged-off: Loans to individuals0.6572%2,870
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4865%830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2147%1,838
Percentage Net Loans Charged-off: Total real estate loans-0.0119%7,904
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0823%8,409
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0825%8,378
Percentage Net Loans Charged-off: Commercial and industrial0.7127%1,254
Percentage Net Loans Charged-off: Loans to individuals0.6520%2,532
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4690%734
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2739%1,400
Percentage Net Loans Charged-off: Total real estate loans0.0109%2,240
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0830%1,217
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0833%1,158
Percentage Net Loans Charged-off: Commercial and industrial0.8346%1,023
Percentage Net Loans Charged-off: Loans to individuals0.2412%3,959
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8661%492
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2860%1,174
Percentage Net Loans Charged-off: Total real estate loans0.0226%1,452
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1876%648
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1883%633
Percentage Net Loans Charged-off: Commercial and industrial0.6483%899
Percentage Net Loans Charged-off: Loans to individuals-0.1716%7,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7294%288
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2953%1,955
Percentage Net Loans Charged-off: Total real estate loans0.0252%2,894
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0851%1,743
Percentage Net Loans Charged-off: Home equity loans11.6845%15
All other 1-4 family - Percent of loans charged-off, net-0.0226%8,247
Percentage Net Loans Charged-off: Commercial and industrial0.8789%1,473
Percentage Net Loans Charged-off: Loans to individuals1.0819%1,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0553%7,281
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2953%1,674
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,649
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%8,195
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0189%8,183
Percentage Net Loans Charged-off: Commercial and industrial0.9583%1,174
Percentage Net Loans Charged-off: Loans to individuals0.7629%2,486
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1034%7,401
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1499%2,735
Percentage Net Loans Charged-off: Total real estate loans0.0313%2,054
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0200%8,256
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0202%8,248
Percentage Net Loans Charged-off: Commercial and industrial0.3796%1,807
Percentage Net Loans Charged-off: Loans to individuals0.5659%2,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0340%7,189
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0861%3,068
Percentage Net Loans Charged-off: Total real estate loans-0.0023%7,851
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0214%8,318
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0217%8,317
Percentage Net Loans Charged-off: Commercial and industrial0.1735%1,636
Percentage Net Loans Charged-off: Loans to individuals0.7272%2,346
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0626%7,271
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4677%1,570
Percentage Net Loans Charged-off: Total real estate loans0.1106%1,720
Percentage Net Loans Charged-off:Construction & development0.2609%433
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.4627%491
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4670%511
Percentage Net Loans Charged-off: Commercial and industrial1.2857%1,394
Percentage Net Loans Charged-off: Loans to individuals0.9214%2,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1965%7,684
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5372%1,182
Percentage Net Loans Charged-off: Total real estate loans0.1515%1,155
Percentage Net Loans Charged-off:Construction & development0.3510%303
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.6323%275
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.6376%307
Percentage Net Loans Charged-off: Commercial and industrial1.4376%1,058
Percentage Net Loans Charged-off: Loans to individuals1.0735%2,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2630%7,745
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5358%1,150
Percentage Net Loans Charged-off: Total real estate loans0.1117%1,300
Percentage Net Loans Charged-off:Construction & development0.5182%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.5889%919
Percentage Net Loans Charged-off: Loans to individuals0.6619%2,963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2690%7,754
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5638%981
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.9016%623
Percentage Net Loans Charged-off: Loans to individuals0.7972%2,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3659%7,778
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0768%645
Percentage Net Loans Charged-off: Total real estate loans0.0418%2,726
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0052%1,526
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2546%848
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2567%852
Percentage Net Loans Charged-off: Commercial and industrial3.1234%654
Percentage Net Loans Charged-off: Loans to individuals1.5709%1,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6848%886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5732%1,399
Percentage Net Loans Charged-off: Total real estate loans0.0156%3,271
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.0056%1,792
Percentage Net Loans Charged-off: Loans to individuals2.1625%714
Percentage Net Loans Charged-off: Credit card loans-1.3245%5,486
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8406%759
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7436%821
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial2.5372%88
Percentage Net Loans Charged-off: Loans to individuals0.7409%570
Percentage Net Loans Charged-off: Credit card loans1.8006%548
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4808%1,427
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9906%620
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3830%2,119
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8897%852
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4120%2,095
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6041%1,471
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3763%3,510
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5618%1,144
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA