Home > American Bank and Trust Company > Income and Expense
American Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,041,000 | 2,181 |
| Total interest expense | $4,718,000 | 2,082 |
| Net interest income | $11,323,000 | 2,198 |
| Provision for loan and lease losses | $757,000 | 995 |
| Total noninterest income | $1,562,000 | 2,275 |
| Gross Fiduciary activities income | $520,000 | 588 |
| Service charges on deposit accounts | $326,000 | 2,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 2,632 |
| Total noninterest expense | $6,566,000 | 2,651 |
| Salaries and employee benefits | $4,149,000 | 2,461 |
| Premises and equipment expense | $735,000 | 2,427 |
| Additional noninterest expense | $716,000 | 2,632 |
| Pre-tax net operating income | $5,562,000 | 1,812 |
| Securities gains (losses) | $-177,000 | 3,929 |
| Applicable income taxes | $1,233,000 | 1,301 |
| Income before extraordinary items | $4,152,000 | 1,945 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,152,000 | 1,968 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,152,000 | 1,948 |
| Net charge-offs | $380,000 | 865 |
| Cash dividends | $450,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,291,830 | 1,938 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 2,205 |
| Total interest expense | $3,328,000 | 2,046 |
| Net interest income | $8,227,000 | 2,263 |
| Provision for loan and lease losses | $757,000 | 784 |
| Total noninterest income | $1,277,000 | 2,172 |
| Gross Fiduciary activities income | $372,000 | 597 |
| Service charges on deposit accounts | $258,000 | 2,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,420 |
| Total noninterest expense | $4,817,000 | 2,672 |
| Salaries and employee benefits | $3,049,000 | 2,485 |
| Premises and equipment expense | $539,000 | 2,461 |
| Additional noninterest expense | $647,000 | 2,419 |
| Pre-tax net operating income | $3,930,000 | 1,919 |
| Securities gains (losses) | $-177,000 | 4,154 |
| Applicable income taxes | $913,000 | 1,343 |
| Income before extraordinary items | $2,840,000 | 2,115 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,840,000 | 2,135 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,840,000 | 2,117 |
| Net charge-offs | $374,000 | 662 |
| Cash dividends | $337,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,979,830 | 2,089 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 2,163 |
| Total interest expense | $2,187,000 | 1,907 |
| Net interest income | $5,583,000 | 2,255 |
| Provision for loan and lease losses | $556,000 | 736 |
| Total noninterest income | $961,000 | 1,992 |
| Gross Fiduciary activities income | $246,000 | 593 |
| Service charges on deposit accounts | $171,000 | 2,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,110 |
| Total noninterest expense | $3,188,000 | 2,678 |
| Salaries and employee benefits | $2,053,000 | 2,471 |
| Premises and equipment expense | $302,000 | 2,706 |
| Additional noninterest expense | $544,000 | 2,107 |
| Pre-tax net operating income | $2,800,000 | 1,830 |
| Securities gains (losses) | $-177,000 | 4,315 |
| Applicable income taxes | $638,000 | 1,315 |
| Income before extraordinary items | $1,985,000 | 2,070 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,985,000 | 2,095 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,985,000 | 2,070 |
| Net charge-offs | $374,000 | 508 |
| Cash dividends | $225,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,124,830 | 1,995 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 2,163 |
| Total interest expense | $966,000 | 1,868 |
| Net interest income | $2,868,000 | 2,214 |
| Provision for loan and lease losses | $172,000 | 967 |
| Total noninterest income | $357,000 | 2,300 |
| Gross Fiduciary activities income | $121,000 | 617 |
| Service charges on deposit accounts | $89,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 2,776 |
| Total noninterest expense | $1,599,000 | 2,696 |
| Salaries and employee benefits | $1,023,000 | 2,513 |
| Premises and equipment expense | $148,000 | 2,775 |
| Additional noninterest expense | $147,000 | 2,776 |
| Pre-tax net operating income | $1,454,000 | 1,831 |
| Securities gains (losses) | $-61,000 | 4,288 |
| Applicable income taxes | $339,000 | 1,288 |
| Income before extraordinary items | $1,054,000 | 2,034 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,054,000 | 2,033 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,054,000 | 2,034 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $112,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,102,190 | 1,996 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,213,000 | 2,248 |
| Total interest expense | $1,158,000 | 2,228 |
| Net interest income | $11,055,000 | 2,227 |
| Provision for loan and lease losses | $600,000 | 1,102 |
| Total noninterest income | $1,017,000 | 2,785 |
| Gross Fiduciary activities income | $487,000 | 619 |
| Service charges on deposit accounts | $327,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,804 |
| Total noninterest expense | $6,316,000 | 2,669 |
| Salaries and employee benefits | $3,984,000 | 2,502 |
| Premises and equipment expense | $665,000 | 2,573 |
| Additional noninterest expense | $203,000 | 3,804 |
| Pre-tax net operating income | $5,156,000 | 2,010 |
| Securities gains (losses) | $35,000 | 276 |
| Applicable income taxes | $1,282,000 | 1,374 |
| Income before extraordinary items | $3,909,000 | 2,140 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,909,000 | 2,139 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,909,000 | 2,139 |
| Net charge-offs | $641,000 | 522 |
| Cash dividends | $450,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,881,350 | 2,173 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 2,380 |
| Total interest expense | $667,000 | 2,270 |
| Net interest income | $7,398,000 | 2,368 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $750,000 | 2,847 |
| Gross Fiduciary activities income | $355,000 | 619 |
| Service charges on deposit accounts | $251,000 | 2,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,866 |
| Total noninterest expense | $4,750,000 | 2,651 |
| Salaries and employee benefits | $2,978,000 | 2,512 |
| Premises and equipment expense | $485,000 | 2,608 |
| Additional noninterest expense | $144,000 | 3,866 |
| Pre-tax net operating income | $3,398,000 | 2,133 |
| Securities gains (losses) | $35,000 | 282 |
| Applicable income taxes | $912,000 | 1,406 |
| Income before extraordinary items | $2,521,000 | 2,286 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,521,000 | 2,285 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,521,000 | 2,285 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $337,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,493,350 | 2,340 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 2,390 |
| Total interest expense | $363,000 | 2,411 |
| Net interest income | $4,803,000 | 2,373 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $488,000 | 2,854 |
| Gross Fiduciary activities income | $237,000 | 583 |
| Service charges on deposit accounts | $157,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,890 |
| Total noninterest expense | $3,090,000 | 2,689 |
| Salaries and employee benefits | $2,010,000 | 2,491 |
| Premises and equipment expense | $308,000 | 2,686 |
| Additional noninterest expense | $772,000 | 3,059 |
| Pre-tax net operating income | $2,201,000 | 2,084 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $574,000 | 1,385 |
| Income before extraordinary items | $1,627,000 | 2,240 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,627,000 | 2,241 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,627,000 | 2,240 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $225,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,627,000 | 2,278 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,224 |
| Total interest expense | $178,000 | 2,389 |
| Net interest income | $2,623,000 | 2,204 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $237,000 | 2,852 |
| Gross Fiduciary activities income | $118,000 | 589 |
| Service charges on deposit accounts | $73,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 3,865 |
| Total noninterest expense | $1,523,000 | 2,704 |
| Salaries and employee benefits | $1,004,000 | 2,503 |
| Premises and equipment expense | $145,000 | 2,795 |
| Additional noninterest expense | $374,000 | 3,090 |
| Pre-tax net operating income | $1,337,000 | 1,786 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $353,000 | 1,185 |
| Income before extraordinary items | $984,000 | 1,939 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $984,000 | 1,938 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $984,000 | 1,939 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $112,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $984,000 | 1,957 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,893,000 | 2,349 |
| Total interest expense | $763,000 | 2,579 |
| Net interest income | $10,130,000 | 2,313 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,102,000 | 2,863 |
| Gross Fiduciary activities income | $464,000 | 582 |
| Service charges on deposit accounts | $339,000 | 2,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 3,729 |
| Total noninterest expense | $5,857,000 | 2,771 |
| Salaries and employee benefits | $3,832,000 | 2,568 |
| Premises and equipment expense | $607,000 | 2,723 |
| Additional noninterest expense | $1,418,000 | 3,189 |
| Pre-tax net operating income | $5,375,000 | 1,954 |
| Securities gains (losses) | $6,000 | 1,813 |
| Applicable income taxes | $1,317,000 | 1,419 |
| Income before extraordinary items | $4,064,000 | 2,136 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,064,000 | 2,137 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,064,000 | 2,137 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $450,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,059,260 | 2,111 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 2,315 |
| Total interest expense | $572,000 | 2,676 |
| Net interest income | $7,982,000 | 2,272 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $832,000 | 2,903 |
| Gross Fiduciary activities income | $340,000 | 581 |
| Service charges on deposit accounts | $249,000 | 2,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,719 |
| Total noninterest expense | $4,322,000 | 2,809 |
| Salaries and employee benefits | $2,874,000 | 2,576 |
| Premises and equipment expense | $371,000 | 3,073 |
| Additional noninterest expense | $1,077,000 | 3,192 |
| Pre-tax net operating income | $4,492,000 | 1,909 |
| Securities gains (losses) | $6,000 | 1,729 |
| Applicable income taxes | $1,199,000 | 1,327 |
| Income before extraordinary items | $3,299,000 | 2,124 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,299,000 | 2,125 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,299,000 | 2,125 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $337,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,294,260 | 2,097 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 2,293 |
| Total interest expense | $383,000 | 2,741 |
| Net interest income | $5,416,000 | 2,218 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $583,000 | 2,831 |
| Gross Fiduciary activities income | $219,000 | 592 |
| Service charges on deposit accounts | $165,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 3,528 |
| Total noninterest expense | $2,822,000 | 2,839 |
| Salaries and employee benefits | $1,862,000 | 2,619 |
| Premises and equipment expense | $233,000 | 3,151 |
| Additional noninterest expense | $727,000 | 3,159 |
| Pre-tax net operating income | $3,177,000 | 1,801 |
| Securities gains (losses) | $6,000 | 1,541 |
| Applicable income taxes | $848,000 | 1,270 |
| Income before extraordinary items | $2,335,000 | 2,042 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,335,000 | 2,042 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,335,000 | 2,042 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $225,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,330,260 | 2,012 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 2,320 |
| Total interest expense | $197,000 | 2,781 |
| Net interest income | $2,617,000 | 2,252 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $324,000 | 2,709 |
| Gross Fiduciary activities income | $105,000 | 601 |
| Service charges on deposit accounts | $87,000 | 1,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 3,239 |
| Total noninterest expense | $1,361,000 | 2,885 |
| Salaries and employee benefits | $910,000 | 2,645 |
| Premises and equipment expense | $87,000 | 3,613 |
| Additional noninterest expense | $364,000 | 3,100 |
| Pre-tax net operating income | $1,580,000 | 1,820 |
| Securities gains (losses) | $3,000 | 1,244 |
| Applicable income taxes | $421,000 | 1,264 |
| Income before extraordinary items | $1,162,000 | 2,031 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,162,000 | 2,030 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,162,000 | 2,031 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $112,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,159,630 | 1,999 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,944,000 | 2,525 |
| Total interest expense | $1,365,000 | 2,522 |
| Net interest income | $8,579,000 | 2,503 |
| Provision for loan and lease losses | $700,000 | 1,931 |
| Total noninterest income | $862,000 | 3,044 |
| Gross Fiduciary activities income | $384,000 | 604 |
| Service charges on deposit accounts | $328,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 4,149 |
| Total noninterest expense | $5,229,000 | 2,921 |
| Salaries and employee benefits | $3,515,000 | 2,675 |
| Premises and equipment expense | $488,000 | 3,106 |
| Additional noninterest expense | $1,226,000 | 3,381 |
| Pre-tax net operating income | $3,512,000 | 2,223 |
| Securities gains (losses) | $200,000 | 1,038 |
| Applicable income taxes | $909,000 | 1,503 |
| Income before extraordinary items | $2,803,000 | 2,392 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,803,000 | 2,392 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,803,000 | 2,392 |
| Net charge-offs | $593,000 | 872 |
| Cash dividends | $450,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,645,000 | 2,408 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 2,655 |
| Total interest expense | $1,143,000 | 2,456 |
| Net interest income | $5,787,000 | 2,674 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $631,000 | 3,046 |
| Gross Fiduciary activities income | $287,000 | 596 |
| Service charges on deposit accounts | $237,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 4,177 |
| Total noninterest expense | $3,940,000 | 2,895 |
| Salaries and employee benefits | $2,650,000 | 2,658 |
| Premises and equipment expense | $365,000 | 3,116 |
| Additional noninterest expense | $925,000 | 3,341 |
| Pre-tax net operating income | $2,178,000 | 2,461 |
| Securities gains (losses) | $200,000 | 890 |
| Applicable income taxes | $616,000 | 1,576 |
| Income before extraordinary items | $1,762,000 | 2,618 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,762,000 | 2,618 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,762,000 | 2,618 |
| Net charge-offs | $193,000 | 1,281 |
| Cash dividends | $337,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,604,000 | 2,691 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 2,608 |
| Total interest expense | $853,000 | 2,390 |
| Net interest income | $4,000,000 | 2,639 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $418,000 | 3,035 |
| Gross Fiduciary activities income | $190,000 | 605 |
| Service charges on deposit accounts | $159,000 | 2,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,203 |
| Total noninterest expense | $2,622,000 | 2,910 |
| Salaries and employee benefits | $1,759,000 | 2,683 |
| Premises and equipment expense | $235,000 | 3,169 |
| Additional noninterest expense | $628,000 | 3,329 |
| Pre-tax net operating income | $1,496,000 | 2,389 |
| Securities gains (losses) | $199,000 | 701 |
| Applicable income taxes | $438,000 | 1,452 |
| Income before extraordinary items | $1,257,000 | 2,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,257,000 | 2,486 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,257,000 | 2,487 |
| Net charge-offs | $193,000 | 1,028 |
| Cash dividends | $225,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,099,790 | 2,631 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 2,700 |
| Total interest expense | $475,000 | 2,363 |
| Net interest income | $1,820,000 | 2,752 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $241,000 | 2,779 |
| Gross Fiduciary activities income | $105,000 | 596 |
| Service charges on deposit accounts | $91,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 3,931 |
| Total noninterest expense | $1,304,000 | 2,951 |
| Salaries and employee benefits | $869,000 | 2,703 |
| Premises and equipment expense | $105,000 | 3,343 |
| Additional noninterest expense | $330,000 | 3,293 |
| Pre-tax net operating income | $757,000 | 2,232 |
| Securities gains (losses) | $159,000 | 451 |
| Applicable income taxes | $235,000 | 1,262 |
| Income before extraordinary items | $681,000 | 2,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $681,000 | 2,216 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $681,000 | 2,217 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $112,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $555,390 | 2,476 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,806,000 | 2,611 |
| Total interest expense | $1,998,000 | 2,334 |
| Net interest income | $7,808,000 | 2,662 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $956,000 | 2,890 |
| Gross Fiduciary activities income | $389,000 | 607 |
| Service charges on deposit accounts | $352,000 | 2,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,884 |
| Total noninterest expense | $5,145,000 | 2,953 |
| Salaries and employee benefits | $3,626,000 | 2,615 |
| Premises and equipment expense | $356,000 | 3,666 |
| Additional noninterest expense | $1,163,000 | 3,546 |
| Pre-tax net operating income | $3,519,000 | 2,224 |
| Securities gains (losses) | $113,000 | 869 |
| Applicable income taxes | $873,000 | 1,537 |
| Income before extraordinary items | $2,759,000 | 2,416 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,759,000 | 2,417 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,759,000 | 2,418 |
| Net charge-offs | $-6,000 | 4,370 |
| Cash dividends | $450,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,669,730 | 2,441 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,499,000 | 2,623 |
| Total interest expense | $1,492,000 | 2,360 |
| Net interest income | $6,007,000 | 2,654 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $675,000 | 2,977 |
| Gross Fiduciary activities income | $287,000 | 612 |
| Service charges on deposit accounts | $252,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,057 |
| Total noninterest expense | $3,916,000 | 2,948 |
| Salaries and employee benefits | $2,734,000 | 2,626 |
| Premises and equipment expense | $259,000 | 3,749 |
| Additional noninterest expense | $923,000 | 3,472 |
| Pre-tax net operating income | $2,666,000 | 2,269 |
| Securities gains (losses) | $52,000 | 1,055 |
| Applicable income taxes | $696,000 | 1,537 |
| Income before extraordinary items | $2,022,000 | 2,507 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,022,000 | 2,508 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,022,000 | 2,508 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $337,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,980,920 | 2,514 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 2,625 |
| Total interest expense | $941,000 | 2,431 |
| Net interest income | $4,061,000 | 2,633 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $453,000 | 2,929 |
| Gross Fiduciary activities income | $197,000 | 607 |
| Service charges on deposit accounts | $163,000 | 2,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,049 |
| Total noninterest expense | $2,604,000 | 2,974 |
| Salaries and employee benefits | $1,821,000 | 2,644 |
| Premises and equipment expense | $158,000 | 3,900 |
| Additional noninterest expense | $625,000 | 3,468 |
| Pre-tax net operating income | $1,860,000 | 2,185 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $479,000 | 1,479 |
| Income before extraordinary items | $1,382,000 | 2,438 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,382,000 | 2,438 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,382,000 | 2,438 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $225,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,381,210 | 2,416 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 2,664 |
| Total interest expense | $441,000 | 2,482 |
| Net interest income | $2,008,000 | 2,669 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $230,000 | 2,881 |
| Gross Fiduciary activities income | $102,000 | 615 |
| Service charges on deposit accounts | $82,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,046 |
| Total noninterest expense | $1,297,000 | 2,998 |
| Salaries and employee benefits | $895,000 | 2,685 |
| Premises and equipment expense | $76,000 | 3,996 |
| Additional noninterest expense | $326,000 | 3,401 |
| Pre-tax net operating income | $941,000 | 2,133 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $243,000 | 1,428 |
| Income before extraordinary items | $698,000 | 2,373 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $698,000 | 2,371 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $698,000 | 2,372 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $112,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $698,000 | 2,360 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,064,000 | 2,707 |
| Total interest expense | $1,517,000 | 2,317 |
| Net interest income | $7,547,000 | 2,750 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $1,093,000 | 2,740 |
| Gross Fiduciary activities income | $453,000 | 609 |
| Service charges on deposit accounts | $369,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 3,789 |
| Total noninterest expense | $5,072,000 | 3,025 |
| Salaries and employee benefits | $3,460,000 | 2,703 |
| Premises and equipment expense | $363,000 | 3,711 |
| Additional noninterest expense | $1,249,000 | 3,509 |
| Pre-tax net operating income | $3,468,000 | 2,296 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $838,000 | 1,541 |
| Income before extraordinary items | $2,630,000 | 2,519 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,630,000 | 2,518 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,630,000 | 2,518 |
| Net charge-offs | $140,000 | 1,908 |
| Cash dividends | $450,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,630,000 | 2,513 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 2,755 |
| Total interest expense | $1,040,000 | 2,386 |
| Net interest income | $5,552,000 | 2,807 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $914,000 | 2,625 |
| Gross Fiduciary activities income | $341,000 | 605 |
| Service charges on deposit accounts | $274,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 3,384 |
| Total noninterest expense | $3,719,000 | 3,073 |
| Salaries and employee benefits | $2,535,000 | 2,748 |
| Premises and equipment expense | $257,000 | 3,835 |
| Additional noninterest expense | $927,000 | 3,548 |
| Pre-tax net operating income | $2,647,000 | 2,304 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $682,000 | 1,523 |
| Income before extraordinary items | $1,965,000 | 2,547 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,965,000 | 2,546 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,965,000 | 2,546 |
| Net charge-offs | $140,000 | 1,472 |
| Cash dividends | $337,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,965,000 | 2,539 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 2,846 |
| Total interest expense | $636,000 | 2,437 |
| Net interest income | $3,521,000 | 2,904 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $677,000 | 2,488 |
| Gross Fiduciary activities income | $236,000 | 608 |
| Service charges on deposit accounts | $177,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,050 |
| Total noninterest expense | $2,448,000 | 3,123 |
| Salaries and employee benefits | $1,665,000 | 2,805 |
| Premises and equipment expense | $164,000 | 3,942 |
| Additional noninterest expense | $619,000 | 3,548 |
| Pre-tax net operating income | $1,650,000 | 2,379 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $421,000 | 1,566 |
| Income before extraordinary items | $1,229,000 | 2,627 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,229,000 | 2,626 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,229,000 | 2,626 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $225,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,229,000 | 2,619 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 2,904 |
| Total interest expense | $303,000 | 2,451 |
| Net interest income | $1,715,000 | 2,972 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $268,000 | 2,767 |
| Gross Fiduciary activities income | $116,000 | 613 |
| Service charges on deposit accounts | $87,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,899 |
| Total noninterest expense | $1,195,000 | 3,192 |
| Salaries and employee benefits | $803,000 | 2,900 |
| Premises and equipment expense | $83,000 | 3,959 |
| Additional noninterest expense | $309,000 | 3,596 |
| Pre-tax net operating income | $788,000 | 2,408 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $201,000 | 1,570 |
| Income before extraordinary items | $587,000 | 2,645 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $587,000 | 2,645 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $587,000 | 2,645 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $112,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $587,000 | 2,642 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 3,072 |
| Total interest expense | $929,000 | 2,677 |
| Net interest income | $6,265,000 | 3,096 |
| Provision for loan and lease losses | $50,000 | 3,556 |
| Total noninterest income | $898,000 | 3,111 |
| Gross Fiduciary activities income | $414,000 | 625 |
| Service charges on deposit accounts | $332,000 | 2,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,474 |
| Total noninterest expense | $4,882,000 | 3,130 |
| Salaries and employee benefits | $3,175,000 | 2,879 |
| Premises and equipment expense | $422,000 | 3,561 |
| Additional noninterest expense | $1,285,000 | 3,523 |
| Pre-tax net operating income | $2,231,000 | 2,942 |
| Securities gains (losses) | $-185,000 | 5,503 |
| Applicable income taxes | $382,000 | 2,615 |
| Income before extraordinary items | $1,664,000 | 2,974 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,664,000 | 2,973 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,664,000 | 2,974 |
| Net charge-offs | $9,000 | 3,713 |
| Cash dividends | $450,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,813,850 | 2,832 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 3,133 |
| Total interest expense | $642,000 | 2,815 |
| Net interest income | $4,643,000 | 3,146 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $1,473,000 | 2,075 |
| Gross Fiduciary activities income | $289,000 | 633 |
| Service charges on deposit accounts | $248,000 | 2,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 2,055 |
| Total noninterest expense | $4,333,000 | 2,861 |
| Salaries and employee benefits | $2,398,000 | 2,894 |
| Premises and equipment expense | $1,082,000 | 1,571 |
| Additional noninterest expense | $853,000 | 3,788 |
| Pre-tax net operating income | $1,733,000 | 2,932 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $662,000 | 1,831 |
| Income before extraordinary items | $1,071,000 | 3,419 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,071,000 | 3,418 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,071,000 | 3,419 |
| Net charge-offs | $10,000 | 3,258 |
| Cash dividends | $337,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,071,000 | 3,385 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 3,177 |
| Total interest expense | $387,000 | 2,922 |
| Net interest income | $3,044,000 | 3,179 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $1,002,000 | 2,046 |
| Gross Fiduciary activities income | $179,000 | 642 |
| Service charges on deposit accounts | $172,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 2,016 |
| Total noninterest expense | $2,895,000 | 2,883 |
| Salaries and employee benefits | $1,612,000 | 2,892 |
| Premises and equipment expense | $716,000 | 1,585 |
| Additional noninterest expense | $567,000 | 3,819 |
| Pre-tax net operating income | $1,101,000 | 2,968 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $422,000 | 1,848 |
| Income before extraordinary items | $679,000 | 3,459 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $679,000 | 3,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $679,000 | 3,459 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $225,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $679,000 | 3,435 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 3,195 |
| Total interest expense | $180,000 | 3,054 |
| Net interest income | $1,524,000 | 3,183 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $494,000 | 2,066 |
| Gross Fiduciary activities income | $88,000 | 654 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,031 |
| Total noninterest expense | $1,440,000 | 2,913 |
| Salaries and employee benefits | $797,000 | 2,956 |
| Premises and equipment expense | $357,000 | 1,611 |
| Additional noninterest expense | $286,000 | 3,831 |
| Pre-tax net operating income | $528,000 | 2,993 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $198,000 | 1,887 |
| Income before extraordinary items | $330,000 | 3,472 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $330,000 | 3,471 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $330,000 | 3,472 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $112,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $330,000 | 3,449 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 3,144 |
| Total interest expense | $697,000 | 3,059 |
| Net interest income | $6,232,000 | 3,109 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $2,058,000 | 2,079 |
| Gross Fiduciary activities income | $358,000 | 656 |
| Service charges on deposit accounts | $393,000 | 2,497 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,307,000 | 2,067 |
| Total noninterest expense | $5,887,000 | 2,884 |
| Salaries and employee benefits | $3,186,000 | 2,921 |
| Premises and equipment expense | $1,494,000 | 1,525 |
| Additional noninterest expense | $1,207,000 | 3,801 |
| Pre-tax net operating income | $2,303,000 | 2,820 |
| Securities gains (losses) | $341,000 | 596 |
| Applicable income taxes | $1,026,000 | 1,620 |
| Income before extraordinary items | $1,618,000 | 3,136 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,618,000 | 3,135 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,618,000 | 3,135 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $450,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,399,760 | 3,344 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 3,167 |
| Total interest expense | $515,000 | 3,079 |
| Net interest income | $4,646,000 | 3,135 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,573,000 | 2,065 |
| Gross Fiduciary activities income | $268,000 | 648 |
| Service charges on deposit accounts | $298,000 | 2,479 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,007,000 | 2,035 |
| Total noninterest expense | $4,509,000 | 2,847 |
| Salaries and employee benefits | $2,425,000 | 2,900 |
| Premises and equipment expense | $1,142,000 | 1,502 |
| Additional noninterest expense | $942,000 | 3,739 |
| Pre-tax net operating income | $1,710,000 | 2,883 |
| Securities gains (losses) | $335,000 | 562 |
| Applicable income taxes | $796,000 | 1,624 |
| Income before extraordinary items | $1,249,000 | 3,132 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,249,000 | 3,132 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,249,000 | 3,132 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $337,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,034,600 | 3,380 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,208 |
| Total interest expense | $340,000 | 3,105 |
| Net interest income | $3,052,000 | 3,176 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,083,000 | 2,000 |
| Gross Fiduciary activities income | $183,000 | 661 |
| Service charges on deposit accounts | $200,000 | 2,444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $700,000 | 1,948 |
| Total noninterest expense | $3,029,000 | 2,843 |
| Salaries and employee benefits | $1,636,000 | 2,891 |
| Premises and equipment expense | $752,000 | 1,515 |
| Additional noninterest expense | $641,000 | 3,724 |
| Pre-tax net operating income | $1,106,000 | 2,895 |
| Securities gains (losses) | $215,000 | 569 |
| Applicable income taxes | $516,000 | 1,633 |
| Income before extraordinary items | $805,000 | 3,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $805,000 | 3,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $805,000 | 3,175 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $225,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $667,400 | 3,433 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 3,183 |
| Total interest expense | $170,000 | 3,118 |
| Net interest income | $1,554,000 | 3,152 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $522,000 | 2,021 |
| Gross Fiduciary activities income | $95,000 | 647 |
| Service charges on deposit accounts | $99,000 | 2,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $328,000 | 1,987 |
| Total noninterest expense | $1,497,000 | 2,872 |
| Salaries and employee benefits | $777,000 | 3,009 |
| Premises and equipment expense | $384,000 | 1,501 |
| Additional noninterest expense | $336,000 | 3,631 |
| Pre-tax net operating income | $579,000 | 2,784 |
| Securities gains (losses) | $128,000 | 424 |
| Applicable income taxes | $277,000 | 1,550 |
| Income before extraordinary items | $430,000 | 3,001 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $430,000 | 2,999 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $430,000 | 3,000 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $112,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $348,080 | 3,313 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,169 |
| Total interest expense | $726,000 | 2,996 |
| Net interest income | $6,090,000 | 3,161 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $3,739,000 | 1,360 |
| Gross Fiduciary activities income | $317,000 | 680 |
| Service charges on deposit accounts | $418,000 | 2,440 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,004,000 | 1,156 |
| Total noninterest expense | $5,820,000 | 2,921 |
| Salaries and employee benefits | $3,087,000 | 2,976 |
| Premises and equipment expense | $1,535,000 | 1,502 |
| Additional noninterest expense | $1,198,000 | 3,919 |
| Pre-tax net operating income | $3,509,000 | 2,065 |
| Securities gains (losses) | $81,000 | 1,290 |
| Applicable income taxes | $1,424,000 | 1,279 |
| Income before extraordinary items | $2,166,000 | 2,580 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,166,000 | 2,581 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,166,000 | 2,582 |
| Net charge-offs | $894,000 | 753 |
| Cash dividends | $450,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,114,160 | 2,567 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 3,223 |
| Total interest expense | $559,000 | 2,983 |
| Net interest income | $4,494,000 | 3,215 |
| Provision for loan and lease losses | $500,000 | 1,034 |
| Total noninterest income | $3,221,000 | 1,257 |
| Gross Fiduciary activities income | $236,000 | 679 |
| Service charges on deposit accounts | $316,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,669,000 | 1,059 |
| Total noninterest expense | $4,299,000 | 2,979 |
| Salaries and employee benefits | $2,297,000 | 3,018 |
| Premises and equipment expense | $1,124,000 | 1,543 |
| Additional noninterest expense | $878,000 | 3,995 |
| Pre-tax net operating income | $2,916,000 | 1,947 |
| Securities gains (losses) | $37,000 | 1,670 |
| Applicable income taxes | $1,174,000 | 1,229 |
| Income before extraordinary items | $1,779,000 | 2,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,779,000 | 2,463 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,779,000 | 2,463 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $337,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,755,320 | 2,443 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 3,258 |
| Total interest expense | $378,000 | 2,978 |
| Net interest income | $2,965,000 | 3,247 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $2,714,000 | 1,078 |
| Gross Fiduciary activities income | $163,000 | 684 |
| Service charges on deposit accounts | $211,000 | 2,401 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,340,000 | 863 |
| Total noninterest expense | $2,911,000 | 2,951 |
| Salaries and employee benefits | $1,560,000 | 3,002 |
| Premises and equipment expense | $755,000 | 1,549 |
| Additional noninterest expense | $596,000 | 3,974 |
| Pre-tax net operating income | $2,268,000 | 1,712 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $907,000 | 1,096 |
| Income before extraordinary items | $1,370,000 | 2,204 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,370,000 | 2,206 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,370,000 | 2,207 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,364,240 | 2,159 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 3,379 |
| Total interest expense | $200,000 | 2,896 |
| Net interest income | $1,383,000 | 3,405 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $574,000 | 1,934 |
| Gross Fiduciary activities income | $85,000 | 676 |
| Service charges on deposit accounts | $101,000 | 2,456 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $388,000 | 1,816 |
| Total noninterest expense | $1,404,000 | 3,040 |
| Salaries and employee benefits | $748,000 | 3,105 |
| Premises and equipment expense | $357,000 | 1,654 |
| Additional noninterest expense | $299,000 | 3,983 |
| Pre-tax net operating income | $553,000 | 2,842 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $222,000 | 1,715 |
| Income before extraordinary items | $335,000 | 3,446 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $335,000 | 3,449 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $335,000 | 3,449 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $112,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $332,440 | 3,378 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 3,582 |
| Total interest expense | $767,000 | 3,116 |
| Net interest income | $5,104,000 | 3,596 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,471,000 | 2,542 |
| Gross Fiduciary activities income | $335,000 | 687 |
| Service charges on deposit accounts | $416,000 | 2,606 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $720,000 | 2,770 |
| Total noninterest expense | $5,327,000 | 3,176 |
| Salaries and employee benefits | $3,015,000 | 3,064 |
| Premises and equipment expense | $1,157,000 | 1,983 |
| Additional noninterest expense | $1,155,000 | 4,126 |
| Pre-tax net operating income | $1,248,000 | 3,782 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $504,000 | 2,191 |
| Income before extraordinary items | $768,000 | 4,363 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $768,000 | 4,363 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $768,000 | 4,364 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $752,640 | 4,341 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 3,721 |
| Total interest expense | $570,000 | 3,194 |
| Net interest income | $3,626,000 | 3,767 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $989,000 | 2,710 |
| Gross Fiduciary activities income | $251,000 | 679 |
| Service charges on deposit accounts | $306,000 | 2,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $432,000 | 3,115 |
| Total noninterest expense | $3,940,000 | 3,222 |
| Salaries and employee benefits | $2,280,000 | 3,066 |
| Premises and equipment expense | $822,000 | 2,095 |
| Additional noninterest expense | $838,000 | 4,230 |
| Pre-tax net operating income | $675,000 | 4,423 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $271,000 | 2,546 |
| Income before extraordinary items | $420,000 | 4,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $420,000 | 4,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $420,000 | 4,878 |
| Net charge-offs | $16,000 | 3,939 |
| Cash dividends | $337,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $409,760 | 4,849 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 3,783 |
| Total interest expense | $377,000 | 3,247 |
| Net interest income | $2,348,000 | 3,841 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $640,000 | 2,739 |
| Gross Fiduciary activities income | $170,000 | 679 |
| Service charges on deposit accounts | $196,000 | 2,739 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $274,000 | 3,172 |
| Total noninterest expense | $2,559,000 | 3,294 |
| Salaries and employee benefits | $1,551,000 | 3,043 |
| Premises and equipment expense | $510,000 | 2,237 |
| Additional noninterest expense | $498,000 | 4,492 |
| Pre-tax net operating income | $429,000 | 4,423 |
| Securities gains (losses) | $9,000 | 1,986 |
| Applicable income taxes | $175,000 | 2,532 |
| Income before extraordinary items | $263,000 | 4,914 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $263,000 | 4,915 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $263,000 | 4,916 |
| Net charge-offs | $17,000 | 3,484 |
| Cash dividends | $225,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $257,240 | 4,883 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 3,876 |
| Total interest expense | $190,000 | 3,284 |
| Net interest income | $1,134,000 | 3,934 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $304,000 | 2,785 |
| Gross Fiduciary activities income | $82,000 | 692 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $127,000 | 3,219 |
| Total noninterest expense | $1,254,000 | 3,371 |
| Salaries and employee benefits | $807,000 | 2,979 |
| Premises and equipment expense | $247,000 | 2,335 |
| Additional noninterest expense | $200,000 | 5,008 |
| Pre-tax net operating income | $184,000 | 4,609 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $68,000 | 2,707 |
| Income before extraordinary items | $118,000 | 4,968 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 4,971 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $118,000 | 4,970 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $112,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $116,720 | 4,944 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 3,835 |
| Total interest expense | $642,000 | 3,944 |
| Net interest income | $4,864,000 | 3,760 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $907,000 | 3,390 |
| Gross Fiduciary activities income | $322,000 | 692 |
| Service charges on deposit accounts | $390,000 | 2,871 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $195,000 | 4,646 |
| Total noninterest expense | $4,734,000 | 3,538 |
| Salaries and employee benefits | $2,813,000 | 3,240 |
| Premises and equipment expense | $794,000 | 2,721 |
| Additional noninterest expense | $1,127,000 | 4,332 |
| Pre-tax net operating income | $1,037,000 | 4,023 |
| Securities gains (losses) | $-4,000 | 6,160 |
| Applicable income taxes | $333,000 | 2,534 |
| Income before extraordinary items | $700,000 | 4,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 4,467 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $700,000 | 4,467 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $450,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $702,720 | 4,389 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 3,904 |
| Total interest expense | $585,000 | 3,587 |
| Net interest income | $3,475,000 | 3,908 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $698,000 | 3,383 |
| Gross Fiduciary activities income | $234,000 | 694 |
| Service charges on deposit accounts | $290,000 | 2,897 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $174,000 | 4,495 |
| Total noninterest expense | $3,478,000 | 3,600 |
| Salaries and employee benefits | $2,114,000 | 3,266 |
| Premises and equipment expense | $716,000 | 2,367 |
| Additional noninterest expense | $648,000 | 4,917 |
| Pre-tax net operating income | $695,000 | 4,283 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $280,000 | 2,480 |
| Income before extraordinary items | $411,000 | 4,881 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $411,000 | 4,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $411,000 | 4,882 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $337,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $413,560 | 4,781 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 3,951 |
| Total interest expense | $387,000 | 3,665 |
| Net interest income | $2,280,000 | 3,956 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $479,000 | 3,370 |
| Gross Fiduciary activities income | $158,000 | 693 |
| Service charges on deposit accounts | $189,000 | 2,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,380 |
| Total noninterest expense | $2,261,000 | 3,677 |
| Salaries and employee benefits | $1,432,000 | 3,251 |
| Premises and equipment expense | $503,000 | 2,272 |
| Additional noninterest expense | $326,000 | 5,477 |
| Pre-tax net operating income | $498,000 | 4,143 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $200,000 | 2,431 |
| Income before extraordinary items | $293,000 | 4,790 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $293,000 | 4,793 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $293,000 | 4,794 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $225,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $296,200 | 4,654 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,062 |
| Total interest expense | $195,000 | 3,729 |
| Net interest income | $1,100,000 | 4,063 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $232,000 | 3,422 |
| Gross Fiduciary activities income | $82,000 | 698 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,515 |
| Total noninterest expense | $1,202,000 | 3,549 |
| Salaries and employee benefits | $745,000 | 3,187 |
| Premises and equipment expense | $301,000 | 1,962 |
| Additional noninterest expense | $156,000 | 5,622 |
| Pre-tax net operating income | $130,000 | 5,025 |
| Securities gains (losses) | $-6,000 | 6,759 |
| Applicable income taxes | $52,000 | 2,963 |
| Income before extraordinary items | $72,000 | 5,578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $72,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $72,000 | 5,580 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $112,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $75,840 | 5,437 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 3,722 |
| Total interest expense | $780,000 | 4,170 |
| Net interest income | $5,479,000 | 3,587 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $1,013,000 | 3,238 |
| Gross Fiduciary activities income | $286,000 | 717 |
| Service charges on deposit accounts | $371,000 | 3,094 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $356,000 | 3,801 |
| Total noninterest expense | $5,277,000 | 3,333 |
| Salaries and employee benefits | $2,956,000 | 3,157 |
| Premises and equipment expense | $1,104,000 | 2,083 |
| Additional noninterest expense | $1,217,000 | 4,323 |
| Pre-tax net operating income | $1,015,000 | 3,990 |
| Securities gains (losses) | $38,000 | 2,882 |
| Applicable income taxes | $369,000 | 2,474 |
| Income before extraordinary items | $684,000 | 4,512 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $684,000 | 4,509 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $684,000 | 4,511 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $450,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $659,300 | 4,388 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 3,701 |
| Total interest expense | $586,000 | 4,287 |
| Net interest income | $4,284,000 | 3,547 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $790,000 | 3,186 |
| Gross Fiduciary activities income | $204,000 | 723 |
| Service charges on deposit accounts | $273,000 | 3,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,624 |
| Total noninterest expense | $4,225,000 | 3,196 |
| Salaries and employee benefits | $2,233,000 | 3,166 |
| Premises and equipment expense | $846,000 | 2,077 |
| Additional noninterest expense | $1,146,000 | 3,769 |
| Pre-tax net operating income | $649,000 | 4,335 |
| Securities gains (losses) | $30,000 | 2,708 |
| Applicable income taxes | $270,000 | 2,571 |
| Income before extraordinary items | $409,000 | 4,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $409,000 | 4,951 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $409,000 | 4,951 |
| Net charge-offs | $-11,000 | 6,627 |
| Cash dividends | $337,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $389,800 | 4,835 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 3,582 |
| Total interest expense | $389,000 | 4,400 |
| Net interest income | $3,036,000 | 3,412 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $516,000 | 3,188 |
| Gross Fiduciary activities income | $136,000 | 727 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 3,699 |
| Total noninterest expense | $2,825,000 | 3,205 |
| Salaries and employee benefits | $1,513,000 | 3,143 |
| Premises and equipment expense | $545,000 | 2,120 |
| Additional noninterest expense | $767,000 | 3,773 |
| Pre-tax net operating income | $527,000 | 4,032 |
| Securities gains (losses) | $11,000 | 2,698 |
| Applicable income taxes | $214,000 | 2,382 |
| Income before extraordinary items | $324,000 | 4,692 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $324,000 | 4,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $324,000 | 4,695 |
| Net charge-offs | $-11,000 | 6,664 |
| Cash dividends | $224,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $316,960 | 4,545 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 3,227 |
| Total interest expense | $195,000 | 4,509 |
| Net interest income | $1,793,000 | 2,996 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $326,000 | 2,814 |
| Gross Fiduciary activities income | $71,000 | 727 |
| Service charges on deposit accounts | $90,000 | 3,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 2,931 |
| Total noninterest expense | $1,448,000 | 3,143 |
| Salaries and employee benefits | $790,000 | 3,054 |
| Premises and equipment expense | $269,000 | 2,148 |
| Additional noninterest expense | $389,000 | 3,708 |
| Pre-tax net operating income | $471,000 | 2,997 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $190,000 | 1,788 |
| Income before extraordinary items | $285,000 | 3,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $285,000 | 3,739 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $285,000 | 3,740 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $112,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $282,440 | 3,587 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 4,169 |
| Total interest expense | $843,000 | 4,803 |
| Net interest income | $4,962,000 | 3,925 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $938,000 | 3,225 |
| Gross Fiduciary activities income | $273,000 | 677 |
| Service charges on deposit accounts | $435,000 | 2,866 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $230,000 | 4,259 |
| Total noninterest expense | $5,439,000 | 3,315 |
| Salaries and employee benefits | $2,868,000 | 3,227 |
| Premises and equipment expense | $1,095,000 | 2,218 |
| Additional noninterest expense | $1,476,000 | 3,902 |
| Pre-tax net operating income | $461,000 | 4,820 |
| Securities gains (losses) | $315,000 | 1,102 |
| Applicable income taxes | $271,000 | 2,623 |
| Income before extraordinary items | $505,000 | 4,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,652 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $505,000 | 4,651 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $450,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $300,250 | 5,127 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 4,212 |
| Total interest expense | $641,000 | 4,882 |
| Net interest income | $3,721,000 | 3,943 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $694,000 | 3,261 |
| Gross Fiduciary activities income | $202,000 | 672 |
| Service charges on deposit accounts | $323,000 | 2,886 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $169,000 | 4,354 |
| Total noninterest expense | $4,147,000 | 3,273 |
| Salaries and employee benefits | $2,183,000 | 3,192 |
| Premises and equipment expense | $820,000 | 2,242 |
| Additional noninterest expense | $1,144,000 | 3,818 |
| Pre-tax net operating income | $268,000 | 5,234 |
| Securities gains (losses) | $244,000 | 1,061 |
| Applicable income taxes | $191,000 | 2,697 |
| Income before extraordinary items | $321,000 | 4,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,965 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $321,000 | 4,965 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $337,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $164,840 | 5,510 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,237 |
| Total interest expense | $432,000 | 4,970 |
| Net interest income | $2,478,000 | 3,956 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $477,000 | 3,216 |
| Gross Fiduciary activities income | $137,000 | 677 |
| Service charges on deposit accounts | $209,000 | 2,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,173 |
| Total noninterest expense | $2,797,000 | 3,275 |
| Salaries and employee benefits | $1,495,000 | 3,149 |
| Premises and equipment expense | $531,000 | 2,337 |
| Additional noninterest expense | $771,000 | 3,842 |
| Pre-tax net operating income | $158,000 | 5,357 |
| Securities gains (losses) | $219,000 | 687 |
| Applicable income taxes | $140,000 | 2,574 |
| Income before extraordinary items | $237,000 | 4,787 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 4,784 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $237,000 | 4,786 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $224,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $96,840 | 5,640 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,237 |
| Total interest expense | $208,000 | 5,154 |
| Net interest income | $1,255,000 | 3,933 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $257,000 | 3,109 |
| Gross Fiduciary activities income | $65,000 | 686 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 3,764 |
| Total noninterest expense | $1,409,000 | 3,272 |
| Salaries and employee benefits | $757,000 | 3,137 |
| Premises and equipment expense | $258,000 | 2,424 |
| Additional noninterest expense | $394,000 | 3,767 |
| Pre-tax net operating income | $103,000 | 5,104 |
| Securities gains (losses) | $118,000 | 487 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $140,000 | 4,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $140,000 | 4,562 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $140,000 | 4,563 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $112,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $64,480 | 5,446 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 4,077 |
| Total interest expense | $959,000 | 5,314 |
| Net interest income | $5,589,000 | 3,668 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $882,000 | 3,457 |
| Gross Fiduciary activities income | $250,000 | 711 |
| Service charges on deposit accounts | $410,000 | 3,031 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 4,433 |
| Total noninterest expense | $5,634,000 | 3,265 |
| Salaries and employee benefits | $3,076,000 | 3,040 |
| Premises and equipment expense | $1,037,000 | 2,405 |
| Additional noninterest expense | $1,521,000 | 3,969 |
| Pre-tax net operating income | $807,000 | 3,715 |
| Securities gains (losses) | $706,000 | 661 |
| Applicable income taxes | $554,000 | 1,784 |
| Income before extraordinary items | $959,000 | 3,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $959,000 | 3,291 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $959,000 | 3,294 |
| Net charge-offs | $36,000 | 6,111 |
| Cash dividends | $450,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $507,160 | 4,149 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 4,281 |
| Total interest expense | $709,000 | 5,500 |
| Net interest income | $3,979,000 | 3,853 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $670,000 | 3,475 |
| Gross Fiduciary activities income | $189,000 | 696 |
| Service charges on deposit accounts | $302,000 | 3,145 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $179,000 | 4,355 |
| Total noninterest expense | $4,175,000 | 3,305 |
| Salaries and employee benefits | $2,280,000 | 3,097 |
| Premises and equipment expense | $761,000 | 2,493 |
| Additional noninterest expense | $1,134,000 | 3,961 |
| Pre-tax net operating income | $444,000 | 4,380 |
| Securities gains (losses) | $698,000 | 562 |
| Applicable income taxes | $429,000 | 1,813 |
| Income before extraordinary items | $713,000 | 3,476 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $713,000 | 3,474 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $713,000 | 3,476 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $338,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $266,280 | 4,834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 4,221 |
| Total interest expense | $501,000 | 5,471 |
| Net interest income | $2,728,000 | 3,781 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $462,000 | 3,371 |
| Gross Fiduciary activities income | $133,000 | 687 |
| Service charges on deposit accounts | $199,000 | 3,171 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $130,000 | 4,221 |
| Total noninterest expense | $2,845,000 | 3,243 |
| Salaries and employee benefits | $1,572,000 | 3,015 |
| Premises and equipment expense | $489,000 | 2,580 |
| Additional noninterest expense | $784,000 | 3,841 |
| Pre-tax net operating income | $315,000 | 4,338 |
| Securities gains (losses) | $589,000 | 408 |
| Applicable income taxes | $344,000 | 1,598 |
| Income before extraordinary items | $560,000 | 3,198 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $560,000 | 3,193 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $560,000 | 3,196 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $225,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,040 | 4,852 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,592 |
| Total interest expense | $238,000 | 5,717 |
| Net interest income | $1,215,000 | 4,122 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $237,000 | 3,306 |
| Gross Fiduciary activities income | $61,000 | 716 |
| Service charges on deposit accounts | $96,000 | 3,228 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $1,457,000 | 3,223 |
| Salaries and employee benefits | $838,000 | 2,891 |
| Premises and equipment expense | $251,000 | 2,592 |
| Additional noninterest expense | $368,000 | 4,014 |
| Pre-tax net operating income | $-25,000 | 6,404 |
| Securities gains (losses) | $446,000 | 276 |
| Applicable income taxes | $154,000 | 1,713 |
| Income before extraordinary items | $267,000 | 3,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,355 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $267,000 | 3,357 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $112,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-18,440 | 6,405 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 4,372 |
| Total interest expense | $1,288,000 | 5,503 |
| Net interest income | $5,240,000 | 3,829 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $905,000 | 3,529 |
| Gross Fiduciary activities income | $248,000 | 707 |
| Service charges on deposit accounts | $457,000 | 3,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $200,000 | 4,635 |
| Total noninterest expense | $5,511,000 | 3,400 |
| Salaries and employee benefits | $3,098,000 | 3,076 |
| Premises and equipment expense | $1,142,000 | 2,317 |
| Additional noninterest expense | $1,271,000 | 4,565 |
| Pre-tax net operating income | $634,000 | 3,701 |
| Securities gains (losses) | $108,000 | 2,079 |
| Applicable income taxes | $247,000 | 2,202 |
| Income before extraordinary items | $495,000 | 3,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $495,000 | 3,887 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $495,000 | 3,888 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $422,640 | 4,034 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 4,350 |
| Total interest expense | $1,027,000 | 5,496 |
| Net interest income | $4,007,000 | 3,790 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $673,000 | 3,608 |
| Gross Fiduciary activities income | $189,000 | 699 |
| Service charges on deposit accounts | $348,000 | 3,058 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $136,000 | 4,938 |
| Total noninterest expense | $4,098,000 | 3,433 |
| Salaries and employee benefits | $2,326,000 | 3,104 |
| Premises and equipment expense | $867,000 | 2,312 |
| Additional noninterest expense | $905,000 | 4,704 |
| Pre-tax net operating income | $582,000 | 3,650 |
| Securities gains (losses) | $86,000 | 1,944 |
| Applicable income taxes | $228,000 | 2,188 |
| Income before extraordinary items | $440,000 | 3,904 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $440,000 | 3,901 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $440,000 | 3,903 |
| Net charge-offs | $39,000 | 5,857 |
| Cash dividends | $337,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $383,240 | 4,023 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 4,295 |
| Total interest expense | $745,000 | 5,435 |
| Net interest income | $2,717,000 | 3,737 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $471,000 | 3,539 |
| Gross Fiduciary activities income | $133,000 | 695 |
| Service charges on deposit accounts | $235,000 | 3,006 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $2,700,000 | 3,497 |
| Salaries and employee benefits | $1,557,000 | 3,133 |
| Premises and equipment expense | $569,000 | 2,362 |
| Additional noninterest expense | $574,000 | 4,847 |
| Pre-tax net operating income | $488,000 | 3,345 |
| Securities gains (losses) | $101,000 | 1,487 |
| Applicable income taxes | $208,000 | 1,913 |
| Income before extraordinary items | $381,000 | 3,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,560 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $381,000 | 3,561 |
| Net charge-offs | $39,000 | 5,127 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $315,350 | 3,769 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,220 |
| Total interest expense | $412,000 | 5,316 |
| Net interest income | $1,394,000 | 3,653 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $240,000 | 3,468 |
| Gross Fiduciary activities income | $61,000 | 731 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $1,342,000 | 3,446 |
| Salaries and employee benefits | $788,000 | 3,138 |
| Premises and equipment expense | $285,000 | 2,399 |
| Additional noninterest expense | $269,000 | 4,742 |
| Pre-tax net operating income | $292,000 | 3,376 |
| Securities gains (losses) | $50,000 | 1,304 |
| Applicable income taxes | $113,000 | 2,054 |
| Income before extraordinary items | $229,000 | 3,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 3,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $229,000 | 3,635 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $112,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $195,500 | 3,752 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 3,912 |
| Total interest expense | $2,748,000 | 4,503 |
| Net interest income | $5,906,000 | 3,516 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $1,279,000 | 2,923 |
| Gross Fiduciary activities income | $284,000 | 704 |
| Service charges on deposit accounts | $457,000 | 3,199 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $538,000 | 3,064 |
| Total noninterest expense | $5,433,000 | 3,340 |
| Salaries and employee benefits | $3,112,000 | 3,147 |
| Premises and equipment expense | $1,148,000 | 2,336 |
| Additional noninterest expense | $1,173,000 | 4,361 |
| Pre-tax net operating income | $1,702,000 | 2,797 |
| Securities gains (losses) | $557,000 | 343 |
| Applicable income taxes | $915,000 | 1,279 |
| Income before extraordinary items | $1,344,000 | 2,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,344,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $987,520 | 3,462 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 3,938 |
| Total interest expense | $2,111,000 | 4,549 |
| Net interest income | $4,450,000 | 3,535 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $1,026,000 | 2,862 |
| Gross Fiduciary activities income | $220,000 | 695 |
| Service charges on deposit accounts | $336,000 | 3,272 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $470,000 | 2,915 |
| Total noninterest expense | $4,028,000 | 3,365 |
| Salaries and employee benefits | $2,280,000 | 3,241 |
| Premises and equipment expense | $845,000 | 2,379 |
| Additional noninterest expense | $903,000 | 4,204 |
| Pre-tax net operating income | $1,428,000 | 2,944 |
| Securities gains (losses) | $296,000 | 468 |
| Applicable income taxes | $645,000 | 1,613 |
| Income before extraordinary items | $1,079,000 | 2,960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,079,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $337,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $889,560 | 3,477 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 3,942 |
| Total interest expense | $1,477,000 | 4,543 |
| Net interest income | $2,974,000 | 3,515 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $760,000 | 2,696 |
| Gross Fiduciary activities income | $152,000 | 697 |
| Service charges on deposit accounts | $212,000 | 3,363 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $396,000 | 2,608 |
| Total noninterest expense | $2,722,000 | 3,343 |
| Salaries and employee benefits | $1,530,000 | 3,275 |
| Premises and equipment expense | $545,000 | 2,447 |
| Additional noninterest expense | $647,000 | 3,943 |
| Pre-tax net operating income | $992,000 | 2,971 |
| Securities gains (losses) | $281,000 | 479 |
| Applicable income taxes | $474,000 | 1,664 |
| Income before extraordinary items | $799,000 | 3,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $224,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $619,160 | 3,517 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,943 |
| Total interest expense | $841,000 | 4,375 |
| Net interest income | $1,459,000 | 3,554 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $348,000 | 2,837 |
| Gross Fiduciary activities income | $67,000 | 743 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $1,333,000 | 3,406 |
| Salaries and employee benefits | $778,000 | 3,238 |
| Premises and equipment expense | $250,000 | 2,667 |
| Additional noninterest expense | $305,000 | 4,063 |
| Pre-tax net operating income | $474,000 | 3,184 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $354,000 | 3,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $112,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $300,880 | 3,717 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,375,000 | 3,687 |
| Total interest expense | $4,626,000 | 3,653 |
| Net interest income | $5,749,000 | 3,618 |
| Provision for loan and lease losses | $403,000 | 2,684 |
| Total noninterest income | $2,849,000 | 1,704 |
| Gross Fiduciary activities income | $245,000 | 755 |
| Service charges on deposit accounts | $433,000 | 3,372 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,171,000 | 1,303 |
| Total noninterest expense | $5,282,000 | 3,307 |
| Salaries and employee benefits | $3,000,000 | 3,228 |
| Premises and equipment expense | $1,105,000 | 2,351 |
| Additional noninterest expense | $1,177,000 | 4,132 |
| Pre-tax net operating income | $2,913,000 | 2,533 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $1,043,000 | 1,809 |
| Income before extraordinary items | $1,889,000 | 2,947 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,889,000 | 2,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 739 |
| Cash dividends | $450,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,876,840 | 2,955 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,838,000 | 3,666 |
| Total interest expense | $3,544,000 | 3,605 |
| Net interest income | $4,294,000 | 3,646 |
| Provision for loan and lease losses | $253,000 | 2,593 |
| Total noninterest income | $2,609,000 | 1,464 |
| Gross Fiduciary activities income | $180,000 | 753 |
| Service charges on deposit accounts | $326,000 | 3,359 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,103,000 | 1,064 |
| Total noninterest expense | $3,846,000 | 3,352 |
| Salaries and employee benefits | $2,202,000 | 3,265 |
| Premises and equipment expense | $815,000 | 2,372 |
| Additional noninterest expense | $829,000 | 4,269 |
| Pre-tax net operating income | $2,804,000 | 2,232 |
| Securities gains (losses) | $16,000 | 875 |
| Applicable income taxes | $1,076,000 | 1,557 |
| Income before extraordinary items | $1,744,000 | 2,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,744,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 477 |
| Cash dividends | $337,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,733,760 | 2,649 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 3,762 |
| Total interest expense | $2,373,000 | 3,592 |
| Net interest income | $2,674,000 | 3,843 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,395,000 | 1,160 |
| Gross Fiduciary activities income | $109,000 | 791 |
| Service charges on deposit accounts | $226,000 | 3,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,060,000 | 837 |
| Total noninterest expense | $2,594,000 | 3,354 |
| Salaries and employee benefits | $1,489,000 | 3,265 |
| Premises and equipment expense | $532,000 | 2,426 |
| Additional noninterest expense | $573,000 | 4,150 |
| Pre-tax net operating income | $2,475,000 | 1,825 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $958,000 | 1,312 |
| Income before extraordinary items | $1,517,000 | 2,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,517,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $224,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,517,000 | 2,174 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,887 |
| Total interest expense | $1,133,000 | 3,685 |
| Net interest income | $1,266,000 | 3,991 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,161,000 | 709 |
| Gross Fiduciary activities income | $48,000 | 824 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,997,000 | 496 |
| Total noninterest expense | $1,324,000 | 3,302 |
| Salaries and employee benefits | $765,000 | 3,212 |
| Premises and equipment expense | $282,000 | 2,318 |
| Additional noninterest expense | $277,000 | 4,204 |
| Pre-tax net operating income | $2,103,000 | 1,109 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $823,000 | 836 |
| Income before extraordinary items | $1,280,000 | 1,377 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,280,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $112,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,280,000 | 1,367 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 3,914 |
| Total interest expense | $3,987,000 | 3,612 |
| Net interest income | $4,870,000 | 4,082 |
| Provision for loan and lease losses | $393,000 | 2,304 |
| Total noninterest income | $1,372,000 | 2,871 |
| Gross Fiduciary activities income | $197,000 | 804 |
| Service charges on deposit accounts | $426,000 | 3,399 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $749,000 | 2,676 |
| Total noninterest expense | $5,134,000 | 3,276 |
| Salaries and employee benefits | $2,850,000 | 3,276 |
| Premises and equipment expense | $1,131,000 | 2,188 |
| Additional noninterest expense | $1,153,000 | 4,064 |
| Pre-tax net operating income | $715,000 | 5,884 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $272,000 | 3,935 |
| Income before extraordinary items | $443,000 | 6,354 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $443,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $450,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $443,000 | 6,351 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,031 |
| Total interest expense | $2,803,000 | 3,680 |
| Net interest income | $3,512,000 | 4,242 |
| Provision for loan and lease losses | $17,000 | 6,141 |
| Total noninterest income | $1,133,000 | 2,696 |
| Gross Fiduciary activities income | $144,000 | 803 |
| Service charges on deposit accounts | $313,000 | 3,473 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $676,000 | 2,366 |
| Total noninterest expense | $3,886,000 | 3,237 |
| Salaries and employee benefits | $2,129,000 | 3,285 |
| Premises and equipment expense | $844,000 | 2,209 |
| Additional noninterest expense | $913,000 | 3,881 |
| Pre-tax net operating income | $742,000 | 5,383 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $293,000 | 3,615 |
| Income before extraordinary items | $449,000 | 6,001 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $449,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $337,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $449,000 | 5,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 4,022 |
| Total interest expense | $1,724,000 | 3,768 |
| Net interest income | $2,430,000 | 4,122 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $916,000 | 2,370 |
| Gross Fiduciary activities income | $96,000 | 815 |
| Service charges on deposit accounts | $211,000 | 3,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $609,000 | 1,937 |
| Total noninterest expense | $2,618,000 | 3,229 |
| Salaries and employee benefits | $1,447,000 | 3,230 |
| Premises and equipment expense | $558,000 | 2,230 |
| Additional noninterest expense | $613,000 | 3,844 |
| Pre-tax net operating income | $711,000 | 4,596 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $284,000 | 3,120 |
| Income before extraordinary items | $427,000 | 5,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $225,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $427,000 | 5,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 4,115 |
| Total interest expense | $782,000 | 3,876 |
| Net interest income | $1,195,000 | 4,174 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $689,000 | 1,719 |
| Gross Fiduciary activities income | $48,000 | 820 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $542,000 | 1,263 |
| Total noninterest expense | $1,364,000 | 3,129 |
| Salaries and employee benefits | $739,000 | 3,190 |
| Premises and equipment expense | $278,000 | 2,247 |
| Additional noninterest expense | $347,000 | 3,474 |
| Pre-tax net operating income | $518,000 | 3,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $204,000 | 2,576 |
| Income before extraordinary items | $314,000 | 4,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $112,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $314,000 | 4,290 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 3,955 |
| Total interest expense | $2,195,000 | 4,161 |
| Net interest income | $5,285,000 | 3,801 |
| Provision for loan and lease losses | $444,000 | 2,099 |
| Total noninterest income | $1,036,000 | 3,468 |
| Gross Fiduciary activities income | $206,000 | 794 |
| Service charges on deposit accounts | $485,000 | 3,114 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $345,000 | 4,051 |
| Total noninterest expense | $5,056,000 | 3,209 |
| Salaries and employee benefits | $2,878,000 | 3,081 |
| Premises and equipment expense | $1,027,000 | 2,308 |
| Additional noninterest expense | $1,151,000 | 3,987 |
| Pre-tax net operating income | $821,000 | 5,819 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $303,000 | 4,116 |
| Income before extraordinary items | $518,000 | 6,296 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $518,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $449,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $518,000 | 6,268 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 4,012 |
| Total interest expense | $1,520,000 | 4,246 |
| Net interest income | $3,897,000 | 3,841 |
| Provision for loan and lease losses | $444,000 | 1,585 |
| Total noninterest income | $795,000 | 3,416 |
| Gross Fiduciary activities income | $156,000 | 784 |
| Service charges on deposit accounts | $362,000 | 3,127 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $277,000 | 3,941 |
| Total noninterest expense | $3,670,000 | 3,269 |
| Salaries and employee benefits | $2,129,000 | 3,094 |
| Premises and equipment expense | $757,000 | 2,331 |
| Additional noninterest expense | $784,000 | 4,242 |
| Pre-tax net operating income | $578,000 | 6,106 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $207,000 | 4,363 |
| Income before extraordinary items | $371,000 | 6,535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $371,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $337,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $371,000 | 6,493 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 3,871 |
| Total interest expense | $955,000 | 4,264 |
| Net interest income | $2,744,000 | 3,651 |
| Provision for loan and lease losses | $437,000 | 1,107 |
| Total noninterest income | $484,000 | 3,605 |
| Gross Fiduciary activities income | $112,000 | 774 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $2,441,000 | 3,259 |
| Salaries and employee benefits | $1,430,000 | 3,051 |
| Premises and equipment expense | $497,000 | 2,342 |
| Additional noninterest expense | $514,000 | 4,281 |
| Pre-tax net operating income | $350,000 | 6,293 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,519 |
| Income before extraordinary items | $226,000 | 6,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $226,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $224,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $226,000 | 6,652 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 3,517 |
| Total interest expense | $434,000 | 4,434 |
| Net interest income | $1,617,000 | 3,195 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $259,000 | 3,389 |
| Gross Fiduciary activities income | $51,000 | 807 |
| Service charges on deposit accounts | $115,000 | 3,135 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $1,254,000 | 3,195 |
| Salaries and employee benefits | $722,000 | 3,045 |
| Premises and equipment expense | $273,000 | 2,183 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $622,000 | 3,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $241,000 | 2,320 |
| Income before extraordinary items | $381,000 | 3,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $381,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $112,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 4,279 |
| Total interest expense | $1,231,000 | 5,047 |
| Net interest income | $4,748,000 | 3,956 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $969,000 | 3,630 |
| Gross Fiduciary activities income | $190,000 | 802 |
| Service charges on deposit accounts | $587,000 | 2,756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,186 |
| Total noninterest expense | $4,715,000 | 3,295 |
| Salaries and employee benefits | $2,715,000 | 3,127 |
| Premises and equipment expense | $965,000 | 2,369 |
| Additional noninterest expense | $1,035,000 | 4,215 |
| Pre-tax net operating income | $1,002,000 | 5,231 |
| Securities gains (losses) | $65,000 | 1,541 |
| Applicable income taxes | $390,000 | 3,763 |
| Income before extraordinary items | $677,000 | 5,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $677,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $635,400 | 5,752 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 4,212 |
| Total interest expense | $874,000 | 5,172 |
| Net interest income | $3,664,000 | 3,860 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $753,000 | 3,557 |
| Gross Fiduciary activities income | $140,000 | 801 |
| Service charges on deposit accounts | $462,000 | 2,663 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 5,111 |
| Total noninterest expense | $3,584,000 | 3,229 |
| Salaries and employee benefits | $2,054,000 | 3,063 |
| Premises and equipment expense | $715,000 | 2,380 |
| Additional noninterest expense | $815,000 | 4,035 |
| Pre-tax net operating income | $833,000 | 5,078 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $327,000 | 3,640 |
| Income before extraordinary items | $543,000 | 5,612 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $543,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $337,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $519,320 | 5,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 4,083 |
| Total interest expense | $548,000 | 5,391 |
| Net interest income | $2,624,000 | 3,636 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $510,000 | 3,527 |
| Gross Fiduciary activities income | $93,000 | 811 |
| Service charges on deposit accounts | $311,000 | 2,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $2,432,000 | 3,183 |
| Salaries and employee benefits | $1,395,000 | 3,030 |
| Premises and equipment expense | $474,000 | 2,391 |
| Additional noninterest expense | $563,000 | 3,933 |
| Pre-tax net operating income | $702,000 | 4,446 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $277,000 | 3,210 |
| Income before extraordinary items | $449,000 | 5,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $433,640 | 5,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,993 |
| Total interest expense | $270,000 | 5,490 |
| Net interest income | $1,363,000 | 3,518 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $46,000 | 817 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $1,180,000 | 3,270 |
| Salaries and employee benefits | $712,000 | 2,988 |
| Premises and equipment expense | $236,000 | 2,428 |
| Additional noninterest expense | $232,000 | 4,564 |
| Pre-tax net operating income | $441,000 | 3,834 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $285,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $112,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,640 | 4,427 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 4,249 |
| Total interest expense | $1,202,000 | 5,565 |
| Net interest income | $4,930,000 | 3,716 |
| Provision for loan and lease losses | $-10,000 | 8,907 |
| Total noninterest income | $1,030,000 | 3,665 |
| Gross Fiduciary activities income | $182,000 | 831 |
| Service charges on deposit accounts | $664,000 | 2,475 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $184,000 | 5,459 |
| Total noninterest expense | $4,736,000 | 3,188 |
| Salaries and employee benefits | $2,894,000 | 2,854 |
| Premises and equipment expense | $956,000 | 2,354 |
| Additional noninterest expense | $886,000 | 4,688 |
| Pre-tax net operating income | $1,234,000 | 4,620 |
| Securities gains (losses) | $306,000 | 1,035 |
| Applicable income taxes | $553,000 | 3,214 |
| Income before extraordinary items | $987,000 | 4,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $987,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $791,160 | 5,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 4,269 |
| Total interest expense | $942,000 | 5,562 |
| Net interest income | $3,693,000 | 3,749 |
| Provision for loan and lease losses | $-10,000 | 9,032 |
| Total noninterest income | $768,000 | 3,730 |
| Gross Fiduciary activities income | $137,000 | 826 |
| Service charges on deposit accounts | $489,000 | 2,522 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $3,551,000 | 3,192 |
| Salaries and employee benefits | $2,171,000 | 2,864 |
| Premises and equipment expense | $727,000 | 2,329 |
| Additional noninterest expense | $653,000 | 4,716 |
| Pre-tax net operating income | $920,000 | 4,776 |
| Securities gains (losses) | $155,000 | 1,398 |
| Applicable income taxes | $407,000 | 3,380 |
| Income before extraordinary items | $668,000 | 5,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $668,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $337,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $568,800 | 5,351 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 4,212 |
| Total interest expense | $674,000 | 5,465 |
| Net interest income | $2,512,000 | 3,681 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $490,000 | 3,788 |
| Gross Fiduciary activities income | $93,000 | 824 |
| Service charges on deposit accounts | $313,000 | 2,562 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $84,000 | 5,643 |
| Total noninterest expense | $2,381,000 | 3,185 |
| Salaries and employee benefits | $1,476,000 | 2,821 |
| Premises and equipment expense | $480,000 | 2,340 |
| Additional noninterest expense | $425,000 | 4,796 |
| Pre-tax net operating income | $621,000 | 4,736 |
| Securities gains (losses) | $108,000 | 1,449 |
| Applicable income taxes | $275,000 | 3,391 |
| Income before extraordinary items | $454,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $454,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $384,880 | 5,303 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,359 |
| Total interest expense | $357,000 | 5,395 |
| Net interest income | $1,177,000 | 3,886 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $235,000 | 3,773 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $1,219,000 | 3,093 |
| Salaries and employee benefits | $756,000 | 2,747 |
| Premises and equipment expense | $243,000 | 2,301 |
| Additional noninterest expense | $220,000 | 4,630 |
| Pre-tax net operating income | $193,000 | 5,923 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $73,000 | 4,528 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $112,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $122,880 | 6,344 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 3,995 |
| Total interest expense | $1,799,000 | 5,154 |
| Net interest income | $5,321,000 | 3,480 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $932,000 | 3,633 |
| Gross Fiduciary activities income | $174,000 | 872 |
| Service charges on deposit accounts | $605,000 | 2,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $4,764,000 | 3,051 |
| Salaries and employee benefits | $2,894,000 | 2,720 |
| Premises and equipment expense | $970,000 | 2,255 |
| Additional noninterest expense | $900,000 | 4,542 |
| Pre-tax net operating income | $1,489,000 | 4,140 |
| Securities gains (losses) | $604,000 | 589 |
| Applicable income taxes | $750,000 | 2,707 |
| Income before extraordinary items | $1,343,000 | 3,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,343,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $956,440 | 4,591 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,857,000 | 3,355 |
| Total interest expense | $4,295,000 | 3,591 |
| Net interest income | $5,562,000 | 3,147 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,023,000 | 3,285 |
| Gross Fiduciary activities income | $261,000 | 760 |
| Service charges on deposit accounts | $610,000 | 2,403 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $152,000 | 5,527 |
| Total noninterest expense | $4,756,000 | 2,948 |
| Salaries and employee benefits | $2,861,000 | 2,622 |
| Premises and equipment expense | $944,000 | 2,259 |
| Additional noninterest expense | $951,000 | 4,230 |
| Pre-tax net operating income | $1,829,000 | 3,391 |
| Securities gains (losses) | $70,000 | 2,049 |
| Applicable income taxes | $676,000 | 2,739 |
| Income before extraordinary items | $1,223,000 | 3,754 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,223,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $520,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $-1,982,000 | 9,593 |
| Net operating income | $1,178,200 | 3,732 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,950,000 | 2,906 |
| Total interest expense | $6,206,000 | 2,692 |
| Net interest income | $5,744,000 | 3,070 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $1,894,000 | 1,954 |
| Gross Fiduciary activities income | $548,000 | 570 |
| Service charges on deposit accounts | $589,000 | 2,331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $757,000 | 2,227 |
| Total noninterest expense | $4,986,000 | 2,724 |
| Salaries and employee benefits | $2,986,000 | 2,399 |
| Premises and equipment expense | $985,000 | 2,093 |
| Additional noninterest expense | $1,015,000 | 3,953 |
| Pre-tax net operating income | $2,604,000 | 2,676 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $928,000 | 2,265 |
| Income before extraordinary items | $1,656,000 | 2,999 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,656,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,702 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,668,800 | 2,970 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,706,000 | 3,012 |
| Total interest expense | $5,007,000 | 2,918 |
| Net interest income | $5,699,000 | 3,060 |
| Provision for loan and lease losses | $-200,000 | 10,144 |
| Total noninterest income | $1,625,000 | 2,176 |
| Gross Fiduciary activities income | $598,000 | 588 |
| Service charges on deposit accounts | $628,000 | 2,118 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $399,000 | 3,431 |
| Total noninterest expense | $5,001,000 | 2,700 |
| Salaries and employee benefits | $2,764,000 | 2,543 |
| Premises and equipment expense | $916,000 | 2,228 |
| Additional noninterest expense | $1,321,000 | 3,176 |
| Pre-tax net operating income | $2,523,000 | 2,776 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $898,000 | 2,397 |
| Income before extraordinary items | $1,637,000 | 3,032 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,637,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $390,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,629,200 | 3,003 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 2,902 |
| Total interest expense | $4,938,000 | 3,031 |
| Net interest income | $6,172,000 | 2,778 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $1,631,000 | 2,135 |
| Gross Fiduciary activities income | $531,000 | 621 |
| Service charges on deposit accounts | $687,000 | 1,866 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $413,000 | 3,360 |
| Total noninterest expense | $5,023,000 | 2,601 |
| Salaries and employee benefits | $2,732,000 | 2,472 |
| Premises and equipment expense | $844,000 | 2,312 |
| Additional noninterest expense | $1,447,000 | 2,869 |
| Pre-tax net operating income | $2,705,000 | 2,604 |
| Securities gains (losses) | $80,000 | 1,427 |
| Applicable income taxes | $1,034,000 | 2,256 |
| Income before extraordinary items | $1,751,000 | 2,857 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,751,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,741 |
| Cash dividends | $293,000 | 4,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,699,800 | 2,844 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,561,000 | 3,072 |
| Total interest expense | $4,699,000 | 3,160 |
| Net interest income | $5,862,000 | 2,970 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,591,000 | 2,099 |
| Gross Fiduciary activities income | $504,000 | 653 |
| Service charges on deposit accounts | $714,000 | 1,819 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $373,000 | 3,441 |
| Total noninterest expense | $4,728,000 | 2,711 |
| Salaries and employee benefits | $2,505,000 | 2,637 |
| Premises and equipment expense | $857,000 | 2,292 |
| Additional noninterest expense | $1,366,000 | 2,973 |
| Pre-tax net operating income | $2,425,000 | 2,989 |
| Securities gains (losses) | $57,000 | 1,267 |
| Applicable income taxes | $926,000 | 2,597 |
| Income before extraordinary items | $1,556,000 | 3,258 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,556,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $260,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,519,520 | 3,244 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,636,000 | 3,388 |
| Total interest expense | $4,523,000 | 3,302 |
| Net interest income | $5,113,000 | 3,467 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $1,270,000 | 2,584 |
| Gross Fiduciary activities income | $425,000 | 753 |
| Service charges on deposit accounts | $654,000 | 2,062 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $191,000 | 5,306 |
| Total noninterest expense | $5,131,000 | 2,655 |
| Salaries and employee benefits | $2,263,000 | 2,954 |
| Premises and equipment expense | $999,000 | 2,001 |
| Additional noninterest expense | $1,869,000 | 2,610 |
| Pre-tax net operating income | $1,112,000 | 5,374 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $-32,000 | 11,029 |
| Income before extraordinary items | $1,174,000 | 3,941 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,174,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,193 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,144,000 | 3,968 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 3,220 |
| Total interest expense | $4,967,000 | 3,043 |
| Net interest income | $5,262,000 | 3,368 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $1,500,000 | 2,282 |
| Gross Fiduciary activities income | $413,000 | 796 |
| Service charges on deposit accounts | $672,000 | 2,007 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $415,000 | 3,233 |
| Total noninterest expense | $7,031,000 | 1,968 |
| Salaries and employee benefits | $2,399,000 | 2,785 |
| Premises and equipment expense | $1,013,000 | 1,995 |
| Additional noninterest expense | $3,619,000 | 1,450 |
| Pre-tax net operating income | $-629,000 | 11,824 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $-210,000 | 11,793 |
| Income before extraordinary items | $-410,000 | 11,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-410,000 | 11,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,802 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-415,940 | 11,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,281 |
| Total interest expense | $4,288,000 | 2,858 |
| Net interest income | $4,886,000 | 3,639 |
| Provision for loan and lease losses | $2,066,000 | 563 |
| Total noninterest income | $2,622,000 | 1,504 |
| Gross Fiduciary activities income | $836,000 | 568 |
| Service charges on deposit accounts | $728,000 | 1,852 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,058,000 | 1,774 |
| Total noninterest expense | $6,407,000 | 2,197 |
| Salaries and employee benefits | $2,774,000 | 2,417 |
| Premises and equipment expense | $1,149,000 | 1,789 |
| Additional noninterest expense | $2,484,000 | 2,144 |
| Pre-tax net operating income | $-965,000 | 12,450 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $-143,000 | 12,348 |
| Income before extraordinary items | $-817,000 | 12,407 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-817,000 | 12,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,852,000 | 586 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-821,250 | 12,408 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,275,000 | 3,328 |
| Total interest expense | $3,781,000 | 3,331 |
| Net interest income | $5,494,000 | 3,269 |
| Provision for loan and lease losses | $1,100,000 | 1,211 |
| Total noninterest income | $2,200,000 | 1,840 |
| Gross Fiduciary activities income | $464,000 | 792 |
| Service charges on deposit accounts | $839,000 | 1,633 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $897,000 | 2,209 |
| Total noninterest expense | $5,950,000 | 2,413 |
| Salaries and employee benefits | $2,710,000 | 2,457 |
| Premises and equipment expense | $1,206,000 | 1,741 |
| Additional noninterest expense | $2,034,000 | 2,693 |
| Pre-tax net operating income | $644,000 | 7,657 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $384,000 | 8,591 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $384,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 833 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,000 | 8,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,885,000 | 3,522 |
| Total interest expense | $4,655,000 | 3,528 |
| Net interest income | $5,230,000 | 3,482 |
| Provision for loan and lease losses | $777,000 | 2,195 |
| Total noninterest income | $1,456,000 | 2,451 |
| Gross Fiduciary activities income | $383,000 | 859 |
| Service charges on deposit accounts | $888,000 | 1,522 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $6,638,000 | 2,220 |
| Salaries and employee benefits | $2,813,000 | 2,313 |
| Premises and equipment expense | $1,176,000 | 1,797 |
| Additional noninterest expense | $2,649,000 | 2,221 |
| Pre-tax net operating income | $-729,000 | 13,411 |
| Securities gains (losses) | $834,000 | 745 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $74,000 | 12,311 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $74,000 | 12,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 2,012 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-509,800 | 13,282 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.