Home > Amegy Bank > Net charge- offs to loans
Amegy Bank, Net charge- offs to loans
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2853% | 6,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.7397% | 5,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0729% | 5,651 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3240% | 4,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,093 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 5,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1780% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3506% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 2,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1090% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1348% | 5,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3758% | 6,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.9133% | 5,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0922% | 5,798 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0867% | 4,999 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 5,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 4,127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 5,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5358% | 5,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4377% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9352% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0179% | 2,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5402% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7618% | 6,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6177% | 6,233 |
| Percentage Net Loans Charged-off:Construction & development | -1.4918% | 5,671 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,288 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.1635% | 5,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 5,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 4,180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 5,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0432% | 6,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7597% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0806% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0289% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0653% | 5,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.2474% | 5,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 5,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 5,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 5,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4551% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2867% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3952% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0318% | 5,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4523% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0826% | 6,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.2998% | 5,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 5,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 5,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 5,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4680% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7970% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0334% | 5,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0442% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 5,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.2053% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 5,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 5,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3427% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1836% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8732% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0709% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 6,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.3726% | 5,714 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 5,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 5,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0965% | 5,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2081% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2994% | 5,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0150% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 6,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.2372% | 5,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1494% | 1,890 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4237% | 5,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 3,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4665% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6247% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4246% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5182% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2545% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 5,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.2901% | 5,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2161% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6206% | 5,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0234% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 3,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1988% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2719% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8811% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1947% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3314% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 5,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.4166% | 5,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3118% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0172% | 5,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 2,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3136% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6705% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4411% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5770% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4662% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.2852% | 5,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7376% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2053% | 5,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1619% | 6,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1747% | 6,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2387% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9591% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7578% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7448% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8158% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 6,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.4890% | 6,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1710% | 2,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2511% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 3,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0998% | 3,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8802% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7281% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9024% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 1,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1541% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.2086% | 1,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2027% | 2,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 3,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3549% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7737% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0854% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0838% | 6,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3013% | 1,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 3,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 3,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5400% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6386% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6974% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0354% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 6,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.3901% | 6,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2480% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 2,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0485% | 5,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2397% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1841% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5981% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0211% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9106% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2827% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 3.1397% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5831% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 3,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 1,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2296% | 3,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6681% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3952% | 3,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2971% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3991% | 2,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0597% | 1,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0847% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4136% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 3.3766% | 1,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5974% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2708% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0412% | 1,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2877% | 2,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8947% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4224% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3721% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2104% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0186% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 4.5696% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9846% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3435% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 5,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3709% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5269% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5468% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5672% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5187% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3825% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1182% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 4.8405% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7158% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4021% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0612% | 5,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7844% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6213% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6308% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5777% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9775% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8419% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 4.9853% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5424% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1386% | 1,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6214% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4088% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6371% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1132% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3950% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2343% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1817% | 1,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9763% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8253% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 4.6924% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8571% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2305% | 777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4879% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1310% | 1,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5141% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1042% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1656% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5142% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1919% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2213% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3639% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 5.2484% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5509% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3532% | 586 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6356% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6715% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9877% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5004% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6316% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1152% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1013% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0894% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 5.4262% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8204% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7622% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9989% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0717% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0297% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7515% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1040% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6242% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3052% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 3.3735% | 1,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 3,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6311% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3657% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4508% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9365% | 2,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6297% | 3,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8434% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2395% | 1,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 30.3167% | 43 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3443% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7744% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 2.5855% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 2,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7309% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3027% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3209% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9259% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7370% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4737% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2442% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 29.8302% | 41 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9110% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3030% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 1.6154% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 2,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.0927% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 2,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5114% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4941% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2372% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.8573% | 43 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4839% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6923% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.5436% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.8680% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1941% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2559% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6054% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2420% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.9257% | 34 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.1745% | 2,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 2,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0244% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 3,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4051% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1975% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0604% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4767% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.1071% | 22 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 2,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3635% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9547% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 25.4484% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5221% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.6604% | 21 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2774% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0832% | 1,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8549% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | 160.0000% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6070% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.9478% | 15 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3728% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0885% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6779% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2769% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5335% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 28.4862% | 6 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0755% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2351% | 2,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6457% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4907% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.0290% | 22 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 7,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0986% | 6,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 8,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 8,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2549% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6874% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4803% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.5208% | 14 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 7,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0787% | 8,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0816% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3255% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6786% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4260% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.1271% | 10 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 8,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 8,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0427% | 6,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6558% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.3416% | 9 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 4,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1739% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 6,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2731% | 4,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1074% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2143% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 4,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1457% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 7,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0426% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0206% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 7,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1779% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 6,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6743% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 6,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2819% | 2,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2628% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7891% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 6,872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1622% | 6,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3555% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3437% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9328% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0042% | 6,899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2455% | 6,289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4163% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3028% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2735% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 6,924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 6,228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5719% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5524% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3616% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 3,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9114% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3008% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0338% | 7,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4820% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8000% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0442% | 7,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7215% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2222% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9778% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 272.0000% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0660% | 7,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 8,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2961% | 8,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.2044% | 6,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1307% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0738% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8642% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0667% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 7,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2094% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2088% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2185% | 3,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6291% | 3,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6369% | 1,663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2323% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0525% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 8,095 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 8,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2180% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3238% | 4,701 |
| Percentage Net Loans Charged-off: Credit card loans | -11.7073% | 2,805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 7,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2340% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 8,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 3,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1988% | 5,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0564% | 7,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1546% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,568 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 8,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1381% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0263% | 7,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1289% | 6,579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5148% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4251% | 4,668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7074% | 1,033 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 1,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 2,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3207% | 3,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4152% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3933% | 1,529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 1,778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2831% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5451% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3894% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 5,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0343% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5657% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2733% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.1829% | 496 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 5,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1503% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0649% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0789% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1638% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2443% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0370% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6891% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0209% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 6,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2542% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0289% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 7,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.1743% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1543% | 970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 11,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1043% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 6,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3319% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4551% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0196% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2366% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |