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Amboy Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0514%4,375
Percentage Net Loans Charged-off: Total real estate loans-0.0460%4,390
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.1151%4,513
Percentage Net Loans Charged-off: Multi-family residential-0.0145%4,524
Percentage Net Loans Charged-off: 1-4 family residential-0.0359%4,312
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0401%4,343
Percentage Net Loans Charged-off: Commercial and industrial-0.3867%4,490
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0529%4,378
Percentage Net Loans Charged-off: Total real estate loans-0.0533%4,434
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.1382%4,543
Percentage Net Loans Charged-off: Multi-family residential-0.0149%4,559
Percentage Net Loans Charged-off: 1-4 family residential-0.0340%4,310
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0380%4,357
Percentage Net Loans Charged-off: Commercial and industrial-0.0256%3,930
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0692%4,452
Percentage Net Loans Charged-off: Total real estate loans-0.0692%4,507
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.1850%4,597
Percentage Net Loans Charged-off: Multi-family residential-0.0154%4,597
Percentage Net Loans Charged-off: 1-4 family residential-0.0397%4,377
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0445%4,359
Percentage Net Loans Charged-off: Commercial and industrial-0.0681%4,190
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,355
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1140%4,528
Percentage Net Loans Charged-off: Total real estate loans-0.1146%4,584
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.3276%4,649
Percentage Net Loans Charged-off: Multi-family residential-0.0152%4,671
Percentage Net Loans Charged-off: 1-4 family residential-0.0452%4,444
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0509%4,464
Percentage Net Loans Charged-off: Commercial and industrial-0.0744%4,213
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2323%339
Percentage Net Loans Charged-off: Total real estate loans0.2676%79
Percentage Net Loans Charged-off:Construction & development-0.4873%4,668
Percentage Net Loans Charged-off: Commercial real estate1.2910%24
Percentage Net Loans Charged-off: Multi-family residential-0.0147%4,665
Percentage Net Loans Charged-off: 1-4 family residential-0.1394%4,577
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.1584%4,595
Percentage Net Loans Charged-off: Commercial and industrial-1.3874%4,667
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1498%4,590
Percentage Net Loans Charged-off: Total real estate loans-0.1514%4,638
Percentage Net Loans Charged-off:Construction & development-0.6869%4,720
Percentage Net Loans Charged-off: Commercial real estate0.0982%157
Percentage Net Loans Charged-off: Multi-family residential-0.0150%4,708
Percentage Net Loans Charged-off: 1-4 family residential-0.1777%4,624
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.2021%4,642
Percentage Net Loans Charged-off: Commercial and industrial-0.0794%4,101
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1971%4,587
Percentage Net Loans Charged-off: Total real estate loans-0.1996%4,605
Percentage Net Loans Charged-off:Construction & development-0.6874%4,328
Percentage Net Loans Charged-off: Commercial real estate-0.0077%4,086
Percentage Net Loans Charged-off: Multi-family residential-0.0153%3,838
Percentage Net Loans Charged-off: 1-4 family residential-0.2486%4,562
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.2828%4,573
Percentage Net Loans Charged-off: Commercial and industrial-0.0912%3,993
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0905%4,429
Percentage Net Loans Charged-off: Total real estate loans-0.0897%4,533
Percentage Net Loans Charged-off:Construction & development0.0247%52
Percentage Net Loans Charged-off: Commercial real estate-0.0077%4,227
Percentage Net Loans Charged-off: Multi-family residential-0.0157%3,850
Percentage Net Loans Charged-off: 1-4 family residential-0.4641%4,632
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.5290%4,644
Percentage Net Loans Charged-off: Commercial and industrial-0.1184%4,133
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0321%4,151
Percentage Net Loans Charged-off: Total real estate loans-0.0334%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0073%4,116
Percentage Net Loans Charged-off: Multi-family residential-0.0165%3,933
Percentage Net Loans Charged-off: 1-4 family residential-0.1333%4,530
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.1518%4,560
Percentage Net Loans Charged-off: Commercial and industrial-0.0101%3,476
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0129%3,785
Percentage Net Loans Charged-off: Total real estate loans-0.0135%3,941
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,196
Percentage Net Loans Charged-off: Multi-family residential-0.0163%3,970
Percentage Net Loans Charged-off: 1-4 family residential-0.0336%4,200
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0382%4,262
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%3,315
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0122%3,745
Percentage Net Loans Charged-off: Total real estate loans-0.0132%4,020
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,278
Percentage Net Loans Charged-off: Multi-family residential-0.0165%3,977
Percentage Net Loans Charged-off: 1-4 family residential-0.0320%4,228
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0364%4,288
Percentage Net Loans Charged-off: Commercial and industrial0.0016%1,096
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0222%4,044
Percentage Net Loans Charged-off: Total real estate loans-0.0133%4,141
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,384
Percentage Net Loans Charged-off: Multi-family residential-0.0170%3,976
Percentage Net Loans Charged-off: 1-4 family residential-0.0319%4,332
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0363%4,378
Percentage Net Loans Charged-off: Commercial and industrial-0.1203%4,413
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%2,843
Percentage Net Loans Charged-off: Total real estate loans0.0083%1,692
Percentage Net Loans Charged-off:Construction & development0.0223%283
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,362
Percentage Net Loans Charged-off: Multi-family residential-0.0167%4,005
Percentage Net Loans Charged-off: 1-4 family residential0.0460%840
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0524%758
Percentage Net Loans Charged-off: Commercial and industrial0.1168%1,399
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0184%4,389
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,133
Percentage Net Loans Charged-off:Construction & development0.0205%224
Percentage Net Loans Charged-off: Commercial real estate-0.0075%4,383
Percentage Net Loans Charged-off: Multi-family residential-0.0168%4,022
Percentage Net Loans Charged-off: 1-4 family residential-0.0261%4,392
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0297%4,445
Percentage Net Loans Charged-off: Commercial and industrial-0.2166%4,622
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0195%4,398
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,071
Percentage Net Loans Charged-off:Construction & development0.0312%141
Percentage Net Loans Charged-off: Commercial real estate-0.0070%4,446
Percentage Net Loans Charged-off: Multi-family residential-0.0168%4,037
Percentage Net Loans Charged-off: 1-4 family residential-0.0271%4,418
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0308%4,472
Percentage Net Loans Charged-off: Commercial and industrial-0.3452%4,713
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0423%4,581
Percentage Net Loans Charged-off: Total real estate loans-0.0155%4,393
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0073%4,500
Percentage Net Loans Charged-off: Multi-family residential-0.0168%4,076
Percentage Net Loans Charged-off: 1-4 family residential-0.0383%4,557
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0436%4,611
Percentage Net Loans Charged-off: Commercial and industrial-1.4179%4,849
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0511%2,387
Percentage Net Loans Charged-off: Total real estate loans0.0970%738
Percentage Net Loans Charged-off:Construction & development0.0222%314
Percentage Net Loans Charged-off: Commercial real estate-0.0494%4,751
Percentage Net Loans Charged-off: Multi-family residential-0.0171%4,124
Percentage Net Loans Charged-off: 1-4 family residential0.4762%115
Percentage Net Loans Charged-off: Home equity loans-0.0042%3,409
All other 1-4 family - Percent of loans charged-off, net0.5443%97
Percentage Net Loans Charged-off: Commercial and industrial-1.9118%4,951
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0661%4,897
Percentage Net Loans Charged-off: Total real estate loans-0.0189%4,514
Percentage Net Loans Charged-off:Construction & development0.0291%232
Percentage Net Loans Charged-off: Commercial real estate-0.0633%4,873
Percentage Net Loans Charged-off: Multi-family residential-0.0172%4,177
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%4,038
Percentage Net Loans Charged-off: Home equity loans-0.0056%3,457
All other 1-4 family - Percent of loans charged-off, net-0.0035%4,046
Percentage Net Loans Charged-off: Commercial and industrial-2.0129%5,028
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0803%4,959
Percentage Net Loans Charged-off: Total real estate loans-0.0245%4,639
Percentage Net Loans Charged-off:Construction & development0.0423%173
Percentage Net Loans Charged-off: Commercial real estate-0.0923%5,010
Percentage Net Loans Charged-off: Multi-family residential-0.0173%4,208
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%4,017
Percentage Net Loans Charged-off: Home equity loans-0.0041%3,473
All other 1-4 family - Percent of loans charged-off, net-0.0035%4,045
Percentage Net Loans Charged-off: Commercial and industrial-2.2751%5,072
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0358%4,713
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,295
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0071%4,700
Percentage Net Loans Charged-off: Multi-family residential-0.0178%4,260
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%4,093
Percentage Net Loans Charged-off: Home equity loans-0.0081%3,581
All other 1-4 family - Percent of loans charged-off, net-0.0023%4,117
Percentage Net Loans Charged-off: Commercial and industrial-1.1839%5,072
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1256%5,194
Percentage Net Loans Charged-off: Total real estate loans-0.1585%5,197
Percentage Net Loans Charged-off:Construction & development0.0248%338
Percentage Net Loans Charged-off: Commercial real estate-0.1697%5,121
Percentage Net Loans Charged-off: Multi-family residential-0.0171%4,266
Percentage Net Loans Charged-off: 1-4 family residential-0.4446%5,265
Percentage Net Loans Charged-off: Home equity loans-1.9164%4,038
All other 1-4 family - Percent of loans charged-off, net-0.2291%5,208
Percentage Net Loans Charged-off: Commercial and industrial0.8933%547
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2166%5,314
Percentage Net Loans Charged-off: Total real estate loans-0.2226%5,292
Percentage Net Loans Charged-off:Construction & development-0.1025%4,670
Percentage Net Loans Charged-off: Commercial real estate-0.2245%5,224
Percentage Net Loans Charged-off: Multi-family residential-0.0170%4,305
Percentage Net Loans Charged-off: 1-4 family residential-0.5250%5,333
Percentage Net Loans Charged-off: Home equity loans-2.5160%4,077
All other 1-4 family - Percent of loans charged-off, net-0.2327%5,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0370%4,304
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2439%5,360
Percentage Net Loans Charged-off: Total real estate loans-0.2549%5,347
Percentage Net Loans Charged-off:Construction & development0.0047%248
Percentage Net Loans Charged-off: Commercial real estate-0.2137%5,277
Percentage Net Loans Charged-off: Multi-family residential-0.0165%4,341
Percentage Net Loans Charged-off: 1-4 family residential-0.7615%5,411
Percentage Net Loans Charged-off: Home equity loans-3.6295%4,107
All other 1-4 family - Percent of loans charged-off, net-0.3416%5,343
Percentage Net Loans Charged-off: Commercial and industrial0.0748%1,246
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0576%5,033
Percentage Net Loans Charged-off: Total real estate loans-0.0633%5,153
Percentage Net Loans Charged-off:Construction & development0.0094%151
Percentage Net Loans Charged-off: Commercial real estate-0.2393%5,376
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0147%977
Percentage Net Loans Charged-off: Home equity loans0.1014%195
All other 1-4 family - Percent of loans charged-off, net0.0021%1,026
Percentage Net Loans Charged-off: Commercial and industrial0.0940%851
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0456%2,870
Percentage Net Loans Charged-off: Total real estate loans0.0471%1,537
Percentage Net Loans Charged-off:Construction & development0.3051%228
Percentage Net Loans Charged-off: Commercial real estate-0.1475%5,341
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0351%1,750
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0403%1,596
Percentage Net Loans Charged-off: Commercial and industrial-0.0085%4,209
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0721%2,097
Percentage Net Loans Charged-off: Total real estate loans0.0748%1,002
Percentage Net Loans Charged-off:Construction & development0.3810%165
Percentage Net Loans Charged-off: Commercial real estate-0.1399%5,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0439%1,464
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0504%1,330
Percentage Net Loans Charged-off: Commercial and industrial-0.0114%4,142
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0993%1,629
Percentage Net Loans Charged-off: Total real estate loans0.1031%737
Percentage Net Loans Charged-off:Construction & development0.4971%121
Percentage Net Loans Charged-off: Commercial real estate-0.1916%5,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0679%1,092
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0779%991
Percentage Net Loans Charged-off: Commercial and industrial-0.0173%4,198
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0169%4,649
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,840
Percentage Net Loans Charged-off:Construction & development-0.1614%5,030
Percentage Net Loans Charged-off: Commercial real estate-0.0179%5,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1344%634
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1542%566
Percentage Net Loans Charged-off: Commercial and industrial-0.0355%4,421
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0319%5,270
Percentage Net Loans Charged-off: Total real estate loans-0.0319%5,179
Percentage Net Loans Charged-off:Construction & development-0.0704%4,834
Percentage Net Loans Charged-off: Commercial real estate-0.0732%5,373
Percentage Net Loans Charged-off: Multi-family residential-0.0007%4,515
Percentage Net Loans Charged-off: 1-4 family residential0.0295%2,203
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0340%2,047
Percentage Net Loans Charged-off: Commercial and industrial-0.0326%4,634
Percentage Net Loans Charged-off: Loans to individuals0.1853%2,834
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1853%2,681
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0403%5,290
Percentage Net Loans Charged-off: Total real estate loans-0.0402%5,264
Percentage Net Loans Charged-off:Construction & development-0.0937%4,936
Percentage Net Loans Charged-off: Commercial real estate-0.0893%5,474
Percentage Net Loans Charged-off: Multi-family residential-0.0009%4,563
Percentage Net Loans Charged-off: 1-4 family residential0.0402%1,800
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0463%1,645
Percentage Net Loans Charged-off: Commercial and industrial-0.0452%4,682
Percentage Net Loans Charged-off: Loans to individuals0.2492%2,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2492%2,153
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0246%5,038
Percentage Net Loans Charged-off: Total real estate loans-0.0240%5,091
Percentage Net Loans Charged-off:Construction & development-0.0087%4,659
Percentage Net Loans Charged-off: Commercial real estate-0.1433%5,648
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,596
Percentage Net Loans Charged-off: 1-4 family residential0.0614%1,441
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0708%1,303
Percentage Net Loans Charged-off: Commercial and industrial-0.0522%4,750
Percentage Net Loans Charged-off: Loans to individuals0.3906%1,753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3906%1,607
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0268%2,404
Percentage Net Loans Charged-off: Total real estate loans0.0295%1,374
Percentage Net Loans Charged-off:Construction & development-0.0147%4,822
Percentage Net Loans Charged-off: Commercial real estate-0.0036%5,021
Percentage Net Loans Charged-off: Multi-family residential-0.0028%4,641
Percentage Net Loans Charged-off: 1-4 family residential0.1289%822
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1489%717
Percentage Net Loans Charged-off: Commercial and industrial-0.1080%5,120
Percentage Net Loans Charged-off: Loans to individuals1.6512%474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6512%423
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0633%2,959
Percentage Net Loans Charged-off: Total real estate loans0.0661%2,039
Percentage Net Loans Charged-off:Construction & development-0.4834%5,355
Percentage Net Loans Charged-off: Commercial real estate0.6886%304
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%5,251
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0110%5,272
Percentage Net Loans Charged-off: Commercial and industrial-0.1263%5,203
Percentage Net Loans Charged-off: Loans to individuals6.0671%55
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.0671%45
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0109%3,792
Percentage Net Loans Charged-off: Total real estate loans0.0119%2,730
Percentage Net Loans Charged-off:Construction & development-0.6665%5,479
Percentage Net Loans Charged-off: Commercial real estate0.6477%280
Percentage Net Loans Charged-off: Multi-family residential0.0012%238
Percentage Net Loans Charged-off: 1-4 family residential-0.0116%5,272
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0136%5,320
Percentage Net Loans Charged-off: Commercial and industrial-0.1375%5,259
Percentage Net Loans Charged-off: Loans to individuals7.8596%42
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.8596%35
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%3,094
Percentage Net Loans Charged-off: Total real estate loans0.0340%2,133
Percentage Net Loans Charged-off:Construction & development-1.0305%5,584
Percentage Net Loans Charged-off: Commercial real estate0.9581%198
Percentage Net Loans Charged-off: Multi-family residential0.0047%183
Percentage Net Loans Charged-off: 1-4 family residential0.0329%2,140
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0383%1,967
Percentage Net Loans Charged-off: Commercial and industrial-0.1714%5,379
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4510%6,224
Percentage Net Loans Charged-off: Total real estate loans-0.4589%6,205
Percentage Net Loans Charged-off:Construction & development-1.9135%5,692
Percentage Net Loans Charged-off: Commercial real estate-0.0090%5,433
Percentage Net Loans Charged-off: Multi-family residential0.0153%117
Percentage Net Loans Charged-off: 1-4 family residential0.0554%1,440
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0645%1,311
Percentage Net Loans Charged-off: Commercial and industrial-0.1544%5,399
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1333%6,184
Percentage Net Loans Charged-off: Total real estate loans-0.1294%6,161
Percentage Net Loans Charged-off:Construction & development-0.4963%5,599
Percentage Net Loans Charged-off: Commercial real estate-0.0355%5,759
Percentage Net Loans Charged-off: Multi-family residential-0.0378%4,993
Percentage Net Loans Charged-off: 1-4 family residential0.0214%3,276
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0250%3,092
Percentage Net Loans Charged-off: Commercial and industrial-0.2588%5,708
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1390%6,220
Percentage Net Loans Charged-off: Total real estate loans-0.1413%6,231
Percentage Net Loans Charged-off:Construction & development-0.3863%5,607
Percentage Net Loans Charged-off: Commercial real estate-0.0434%5,866
Percentage Net Loans Charged-off: Multi-family residential-0.0281%5,029
Percentage Net Loans Charged-off: 1-4 family residential-0.0835%6,124
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0977%6,148
Percentage Net Loans Charged-off: Commercial and industrial-0.0640%5,151
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2134%6,356
Percentage Net Loans Charged-off: Total real estate loans-0.2200%6,379
Percentage Net Loans Charged-off:Construction & development-0.5844%5,728
Percentage Net Loans Charged-off: Commercial real estate-0.0862%6,084
Percentage Net Loans Charged-off: Multi-family residential-0.0184%5,043
Percentage Net Loans Charged-off: 1-4 family residential-0.1296%6,272
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.1519%6,291
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%4,637
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0648%5,927
Percentage Net Loans Charged-off: Total real estate loans-0.0714%6,124
Percentage Net Loans Charged-off:Construction & development-0.0303%5,306
Percentage Net Loans Charged-off: Commercial real estate-0.1673%6,324
Percentage Net Loans Charged-off: Multi-family residential-0.0142%5,070
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%5,889
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0323%5,940
Percentage Net Loans Charged-off: Commercial and industrial0.1199%1,033
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1343%3,458
Percentage Net Loans Charged-off: Total real estate loans0.1530%2,684
Percentage Net Loans Charged-off:Construction & development0.2990%1,240
Percentage Net Loans Charged-off: Commercial real estate0.0949%2,103
Percentage Net Loans Charged-off: Multi-family residential0.0225%585
Percentage Net Loans Charged-off: 1-4 family residential0.1061%2,946
Percentage Net Loans Charged-off: Home equity loans0.0038%1,415
All other 1-4 family - Percent of loans charged-off, net0.1256%2,683
Percentage Net Loans Charged-off: Commercial and industrial-0.3415%6,079
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1989%2,645
Percentage Net Loans Charged-off: Total real estate loans0.2197%2,048
Percentage Net Loans Charged-off:Construction & development0.4118%1,032
Percentage Net Loans Charged-off: Commercial real estate0.1360%1,704
Percentage Net Loans Charged-off: Multi-family residential0.0466%461
Percentage Net Loans Charged-off: 1-4 family residential0.1590%2,320
Percentage Net Loans Charged-off: Home equity loans0.0033%1,258
All other 1-4 family - Percent of loans charged-off, net0.1893%2,085
Percentage Net Loans Charged-off: Commercial and industrial-0.3319%6,112
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,705
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%3,849
Percentage Net Loans Charged-off: Total real estate loans0.0825%2,879
Percentage Net Loans Charged-off:Construction & development0.0042%1,278
Percentage Net Loans Charged-off: Commercial real estate0.0879%1,642
Percentage Net Loans Charged-off: Multi-family residential-0.0114%5,225
Percentage Net Loans Charged-off: 1-4 family residential0.1451%2,276
Percentage Net Loans Charged-off: Home equity loans0.0049%1,075
All other 1-4 family - Percent of loans charged-off, net0.1729%2,022
Percentage Net Loans Charged-off: Commercial and industrial-0.5061%6,268
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%2,795
Percentage Net Loans Charged-off: Total real estate loans0.1311%2,089
Percentage Net Loans Charged-off:Construction & development0.1774%802
Percentage Net Loans Charged-off: Commercial real estate0.0108%1,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1915%1,713
Percentage Net Loans Charged-off: Home equity loans0.0047%764
All other 1-4 family - Percent of loans charged-off, net0.2293%1,497
Percentage Net Loans Charged-off: Commercial and industrial-0.4133%6,254
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5079%2,212
Percentage Net Loans Charged-off: Total real estate loans0.5448%1,825
Percentage Net Loans Charged-off:Construction & development0.6426%1,695
Percentage Net Loans Charged-off: Commercial real estate0.3785%1,794
Percentage Net Loans Charged-off: Multi-family residential0.4729%574
Percentage Net Loans Charged-off: 1-4 family residential0.5837%1,563
Percentage Net Loans Charged-off: Home equity loans-0.0667%5,039
All other 1-4 family - Percent of loans charged-off, net0.7116%1,268
Percentage Net Loans Charged-off: Commercial and industrial-0.1999%6,260
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease0.5033%772
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6765%1,633
Percentage Net Loans Charged-off: Total real estate loans0.7260%1,373
Percentage Net Loans Charged-off:Construction & development0.8257%1,458
Percentage Net Loans Charged-off: Commercial real estate0.4886%1,401
Percentage Net Loans Charged-off: Multi-family residential0.7668%443
Percentage Net Loans Charged-off: 1-4 family residential0.8058%1,112
Percentage Net Loans Charged-off: Home equity loans-0.0885%5,086
All other 1-4 family - Percent of loans charged-off, net0.9807%902
Percentage Net Loans Charged-off: Commercial and industrial-0.2422%6,358
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,003
Percentage Net Loans Charged-off: All other loans and lease0.4454%728
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8004%1,374
Percentage Net Loans Charged-off: Total real estate loans0.8622%1,132
Percentage Net Loans Charged-off:Construction & development0.9670%1,299
Percentage Net Loans Charged-off: Commercial real estate0.5323%1,210
Percentage Net Loans Charged-off: Multi-family residential1.1294%327
Percentage Net Loans Charged-off: 1-4 family residential0.9916%907
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.1850%733
Percentage Net Loans Charged-off: Commercial and industrial-0.3349%6,469
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.6309%578
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1438%3,237
Percentage Net Loans Charged-off: Total real estate loans0.1609%2,670
Percentage Net Loans Charged-off:Construction & development-0.1139%6,168
Percentage Net Loans Charged-off: Commercial real estate-0.0476%6,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5221%1,439
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.6237%1,200
Percentage Net Loans Charged-off: Commercial and industrial-0.1730%6,213
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease1.3201%336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7381%389
Percentage Net Loans Charged-off: Total real estate loans2.4621%459
Percentage Net Loans Charged-off:Construction & development5.9008%833
Percentage Net Loans Charged-off: Commercial real estate0.7558%1,561
Percentage Net Loans Charged-off: Multi-family residential7.7302%138
Percentage Net Loans Charged-off: 1-4 family residential0.2123%3,367
Percentage Net Loans Charged-off: Home equity loans0.0032%1,923
All other 1-4 family - Percent of loans charged-off, net0.2550%3,043
Percentage Net Loans Charged-off: Commercial and industrial7.3788%255
Percentage Net Loans Charged-off: Loans to individuals0.5135%2,745
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5135%2,485
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4613%2,888
Percentage Net Loans Charged-off: Total real estate loans0.5339%2,303
Percentage Net Loans Charged-off:Construction & development1.1126%1,841
Percentage Net Loans Charged-off: Commercial real estate0.2864%2,117
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1597%3,389
Percentage Net Loans Charged-off: Home equity loans0.0043%1,685
All other 1-4 family - Percent of loans charged-off, net0.1918%3,050
Percentage Net Loans Charged-off: Commercial and industrial-0.7511%6,940
Percentage Net Loans Charged-off: Loans to individuals0.6805%2,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6805%1,806
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5996%2,325
Percentage Net Loans Charged-off: Total real estate loans0.6971%1,857
Percentage Net Loans Charged-off:Construction & development1.3954%1,529
Percentage Net Loans Charged-off: Commercial real estate0.3964%1,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2262%2,779
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.2734%2,425
Percentage Net Loans Charged-off: Commercial and industrial-1.0397%7,051
Percentage Net Loans Charged-off: Loans to individuals1.0157%1,466
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0157%1,181
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1449%3,623
Percentage Net Loans Charged-off: Total real estate loans0.3736%2,191
Percentage Net Loans Charged-off:Construction & development0.6374%1,322
Percentage Net Loans Charged-off: Commercial real estate0.2568%1,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1902%2,303
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2302%2,024
Percentage Net Loans Charged-off: Commercial and industrial-3.6722%7,225
Percentage Net Loans Charged-off: Loans to individuals0.9864%1,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9864%1,084
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7548%2,755
Percentage Net Loans Charged-off: Total real estate loans0.7089%2,416
Percentage Net Loans Charged-off:Construction & development1.6710%2,203
Percentage Net Loans Charged-off: Commercial real estate0.0843%3,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0824%4,244
Percentage Net Loans Charged-off: Home equity loans0.1320%1,733
All other 1-4 family - Percent of loans charged-off, net0.0723%4,183
Percentage Net Loans Charged-off: Commercial and industrial0.4065%3,509
Percentage Net Loans Charged-off: Loans to individuals127.5735%5
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9468%2,098
Percentage Net Loans Charged-off: Total real estate loans0.8784%1,923
Percentage Net Loans Charged-off:Construction & development2.0383%1,837
Percentage Net Loans Charged-off: Commercial real estate0.1304%2,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1133%3,659
Percentage Net Loans Charged-off: Home equity loans0.3223%1,300
All other 1-4 family - Percent of loans charged-off, net0.0709%3,820
Percentage Net Loans Charged-off: Commercial and industrial0.6155%2,739
Percentage Net Loans Charged-off: Loans to individuals174.4538%4
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4567%1,307
Percentage Net Loans Charged-off: Total real estate loans1.3717%1,222
Percentage Net Loans Charged-off:Construction & development3.2396%1,322
Percentage Net Loans Charged-off: Commercial real estate0.0796%2,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1386%3,132
Percentage Net Loans Charged-off: Home equity loans0.4867%981
All other 1-4 family - Percent of loans charged-off, net0.0683%3,414
Percentage Net Loans Charged-off: Commercial and industrial0.9405%2,074
Percentage Net Loans Charged-off: Loans to individuals236.7406%4
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6844%2,122
Percentage Net Loans Charged-off: Total real estate loans0.7127%1,706
Percentage Net Loans Charged-off:Construction & development1.6913%1,275
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0247%3,000
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0297%2,809
Percentage Net Loans Charged-off: Commercial and industrial0.1969%2,415
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3433%1,855
Percentage Net Loans Charged-off: Total real estate loans1.2640%1,587
Percentage Net Loans Charged-off:Construction & development2.4198%1,916
Percentage Net Loans Charged-off: Commercial real estate0.2339%2,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4032%2,365
Percentage Net Loans Charged-off: Home equity loans1.6651%579
All other 1-4 family - Percent of loans charged-off, net0.1554%3,362
Percentage Net Loans Charged-off: Commercial and industrial2.0700%1,840
Percentage Net Loans Charged-off: Loans to individuals53.7015%16
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease55.8605%60
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9671%2,039
Percentage Net Loans Charged-off: Total real estate loans0.9502%1,626
Percentage Net Loans Charged-off:Construction & development1.9456%1,755
Percentage Net Loans Charged-off: Commercial real estate0.2259%1,886
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0325%4,102
Percentage Net Loans Charged-off: Home equity loans0.1996%1,353
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial1.2057%2,127
Percentage Net Loans Charged-off: Loans to individuals0.4072%4,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.1213%236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3333%1,388
Percentage Net Loans Charged-off: Total real estate loans1.3601%1,084
Percentage Net Loans Charged-off:Construction & development2.7583%1,245
Percentage Net Loans Charged-off: Commercial real estate0.3420%1,267
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0490%3,386
Percentage Net Loans Charged-off: Home equity loans0.3047%993
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.6974%2,355
Percentage Net Loans Charged-off: Loans to individuals0.6403%3,108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.1429%159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5689%536
Percentage Net Loans Charged-off: Total real estate loans2.7028%414
Percentage Net Loans Charged-off:Construction & development5.4379%534
Percentage Net Loans Charged-off: Commercial real estate0.6854%556
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0982%2,234
Percentage Net Loans Charged-off: Home equity loans0.6290%537
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial-0.0677%7,156
Percentage Net Loans Charged-off: Loans to individuals0.7233%2,489
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4375%406
Percentage Net Loans Charged-off: Total real estate loans2.3540%325
Percentage Net Loans Charged-off:Construction & development4.4827%570
Percentage Net Loans Charged-off: Commercial real estate0.4029%986
Percentage Net Loans Charged-off: Multi-family residential0.2414%426
Percentage Net Loans Charged-off: 1-4 family residential0.1408%2,525
Percentage Net Loans Charged-off: Home equity loans0.6543%598
All other 1-4 family - Percent of loans charged-off, net0.0593%3,129
Percentage Net Loans Charged-off: Commercial and industrial4.0639%487
Percentage Net Loans Charged-off: Loans to individuals1.7331%1,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0380%814
Percentage Net Loans Charged-off: Total real estate loans1.0891%588
Percentage Net Loans Charged-off:Construction & development1.9602%726
Percentage Net Loans Charged-off: Commercial real estate0.5456%521
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%7,712
Percentage Net Loans Charged-off: Home equity loans0.0270%1,066
All other 1-4 family - Percent of loans charged-off, net-0.0089%7,745
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.4550%3,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3982%459
Percentage Net Loans Charged-off: Total real estate loans1.4663%327
Percentage Net Loans Charged-off:Construction & development2.5582%433
Percentage Net Loans Charged-off: Commercial real estate0.8210%314
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0193%2,637
Percentage Net Loans Charged-off: Home equity loans0.0412%846
All other 1-4 family - Percent of loans charged-off, net0.0160%2,460
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%4,950
Percentage Net Loans Charged-off: Total real estate loans0.0029%2,648
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0108%1,859
Percentage Net Loans Charged-off: Home equity loans0.0841%508
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3308%1,657
Percentage Net Loans Charged-off: Total real estate loans0.2870%995
Percentage Net Loans Charged-off:Construction & development0.5233%656
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0384%2,624
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0441%2,372
Percentage Net Loans Charged-off: Commercial and industrial1.3089%938
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4207%943
Percentage Net Loans Charged-off: Total real estate loans0.3643%480
Percentage Net Loans Charged-off:Construction & development0.6863%309
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%7,604
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,596
Percentage Net Loans Charged-off: Commercial and industrial1.6951%607
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6563%538
Percentage Net Loans Charged-off: Total real estate loans0.5736%252
Percentage Net Loans Charged-off:Construction & development1.0774%167
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%7,637
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0048%7,641
Percentage Net Loans Charged-off: Commercial and industrial2.5272%400
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0159%7,152
Percentage Net Loans Charged-off: Total real estate loans-0.0021%7,496
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%7,769
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0097%7,765
Percentage Net Loans Charged-off: Commercial and industrial-0.3298%7,773
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0446%4,543
Percentage Net Loans Charged-off: Total real estate loans0.0434%2,097
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.2087%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0002%2,925
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0002%2,721
Percentage Net Loans Charged-off: Commercial and industrial0.0658%3,187
Percentage Net Loans Charged-off: Loans to individuals0.6879%2,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%3,172
Percentage Net Loans Charged-off: Total real estate loans0.0582%1,496
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.2756%366
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0002%2,434
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0003%2,250
Percentage Net Loans Charged-off: Commercial and industrial0.4982%1,295
Percentage Net Loans Charged-off: Loans to individuals1.0742%1,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1149%2,279
Percentage Net Loans Charged-off: Total real estate loans0.0885%1,052
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.4112%248
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0004%2,016
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0004%1,876
Percentage Net Loans Charged-off: Commercial and industrial0.7603%919
Percentage Net Loans Charged-off: Loans to individuals1.5700%724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0014%6,443
Percentage Net Loans Charged-off: Total real estate loans0.0002%1,637
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0007%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0009%1,239
Percentage Net Loans Charged-off: Commercial and industrial-0.0722%7,198
Percentage Net Loans Charged-off: Loans to individuals3.0341%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0006%7,577
Percentage Net Loans Charged-off: Total real estate loans-0.0252%8,178
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0927%8,303
Percentage Net Loans Charged-off: Multi-family residential-0.0532%6,355
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%8,045
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0153%8,068
Percentage Net Loans Charged-off: Commercial and industrial0.6003%1,685
Percentage Net Loans Charged-off: Loans to individuals0.4999%3,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0330%8,009
Percentage Net Loans Charged-off: Total real estate loans-0.0345%8,230
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.1247%8,362
Percentage Net Loans Charged-off: Multi-family residential-0.0704%6,330
Percentage Net Loans Charged-off: 1-4 family residential-0.0181%8,074
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0224%8,100
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.5043%3,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0481%7,969
Percentage Net Loans Charged-off: Total real estate loans-0.0527%8,311
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.1871%8,410
Percentage Net Loans Charged-off: Multi-family residential-0.1054%6,275
Percentage Net Loans Charged-off: 1-4 family residential-0.0272%8,142
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0338%8,176
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals6.0837%96
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0877%8,113
Percentage Net Loans Charged-off: Total real estate loans-0.0917%8,492
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.3778%8,543
Percentage Net Loans Charged-off: Multi-family residential-0.2114%6,253
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals1.0533%1,440
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0801%4,577
Percentage Net Loans Charged-off: Total real estate loans0.0289%2,810
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0531%8,413
Percentage Net Loans Charged-off: Multi-family residential-0.0069%6,388
Percentage Net Loans Charged-off: 1-4 family residential0.1261%1,357
Percentage Net Loans Charged-off: Home equity loans-0.0039%5,948
All other 1-4 family - Percent of loans charged-off, net0.1580%1,159
Percentage Net Loans Charged-off: Commercial and industrial1.2070%1,154
Percentage Net Loans Charged-off: Loans to individuals0.1297%5,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0201%8,019
Percentage Net Loans Charged-off: Total real estate loans-0.0177%8,219
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0715%8,485
Percentage Net Loans Charged-off: Multi-family residential-0.0069%6,343
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%7,823
Percentage Net Loans Charged-off: Home equity loans-0.0039%5,927
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0741%7,471
Percentage Net Loans Charged-off: Loans to individuals0.1716%5,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0253%7,946
Percentage Net Loans Charged-off: Total real estate loans-0.0264%8,311
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1077%8,582
Percentage Net Loans Charged-off: Multi-family residential-0.0068%6,306
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0029%3,052
Percentage Net Loans Charged-off: Loans to individuals-0.2550%8,267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0319%7,731
Percentage Net Loans Charged-off: Total real estate loans-0.0329%8,429
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.1316%8,654
Percentage Net Loans Charged-off: Multi-family residential-0.0068%6,258
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.5066%8,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0419%8,668
Percentage Net Loans Charged-off: Total real estate loans-0.0401%8,603
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.1281%8,698
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0161%8,422
Percentage Net Loans Charged-off: Home equity loans-0.0437%6,029
All other 1-4 family - Percent of loans charged-off, net-0.0101%8,335
Percentage Net Loans Charged-off: Commercial and industrial-0.1021%7,996
Percentage Net Loans Charged-off: Loans to individuals1.9114%920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0214%8,385
Percentage Net Loans Charged-off: Total real estate loans-0.0170%8,400
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0339%8,613
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0210%8,469
Percentage Net Loans Charged-off: Home equity loans-0.0562%5,990
All other 1-4 family - Percent of loans charged-off, net-0.0135%8,383
Percentage Net Loans Charged-off: Commercial and industrial-0.1345%8,001
Percentage Net Loans Charged-off: Loans to individuals2.0455%747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0322%8,337
Percentage Net Loans Charged-off: Total real estate loans-0.0257%8,530
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0510%8,678
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0312%8,564
Percentage Net Loans Charged-off: Home equity loans-0.0831%5,972
All other 1-4 family - Percent of loans charged-off, net-0.0203%8,482
Percentage Net Loans Charged-off: Commercial and industrial-0.1966%8,073
Percentage Net Loans Charged-off: Loans to individuals3.2063%378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0149%7,713
Percentage Net Loans Charged-off: Total real estate loans-0.0157%8,460
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0399%8,681
Percentage Net Loans Charged-off: Home equity loans-0.1658%5,921
All other 1-4 family - Percent of loans charged-off, net-0.0141%8,492
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0140%7,115
Percentage Net Loans Charged-off: Total real estate loans0.0182%3,373
Percentage Net Loans Charged-off:Construction & development0.0009%869
Percentage Net Loans Charged-off: Commercial real estate0.0257%1,375
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0261%2,748
Percentage Net Loans Charged-off: Home equity loans0.0804%450
All other 1-4 family - Percent of loans charged-off, net0.0163%2,839
Percentage Net Loans Charged-off: Commercial and industrial-0.0513%7,994
Percentage Net Loans Charged-off: Loans to individuals-0.1608%8,837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%6,579
Percentage Net Loans Charged-off: Total real estate loans0.0304%2,812
Percentage Net Loans Charged-off:Construction & development0.1067%570
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0091%3,008
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0104%2,805
Percentage Net Loans Charged-off: Commercial and industrial0.0981%4,190
Percentage Net Loans Charged-off: Loans to individuals0.1731%6,153
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0329%9,177
Percentage Net Loans Charged-off: Total real estate loans0.0143%712
Percentage Net Loans Charged-off:Construction & development0.0175%226
Percentage Net Loans Charged-off: Commercial real estate0.0068%392
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0167%680
Percentage Net Loans Charged-off: Home equity loans0.0437%288
All other 1-4 family - Percent of loans charged-off, net0.0132%662
Percentage Net Loans Charged-off: Commercial and industrial-0.9860%1,489
Percentage Net Loans Charged-off: Loans to individuals1.0585%384
Percentage Net Loans Charged-off: Credit card loans1.1069%737
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0831%5,205
Percentage Net Loans Charged-off: Total real estate loans0.1147%237
Percentage Net Loans Charged-off:Construction & development0.2686%78
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0991%297
Percentage Net Loans Charged-off: Home equity loans0.1702%164
All other 1-4 family - Percent of loans charged-off, net0.0902%318
Percentage Net Loans Charged-off: Commercial and industrial-0.5926%1,445
Percentage Net Loans Charged-off: Loans to individuals0.7210%621
Percentage Net Loans Charged-off: Credit card loans0.0907%975
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2258%3,159
Percentage Net Loans Charged-off: Total real estate loans0.2202%121
Percentage Net Loans Charged-off:Construction & development0.4910%56
Percentage Net Loans Charged-off: Commercial real estate0.3614%104
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0861%328
Percentage Net Loans Charged-off: Home equity loans0.1454%189
All other 1-4 family - Percent of loans charged-off, net0.0777%332
Percentage Net Loans Charged-off: Commercial and industrial0.3115%495
Percentage Net Loans Charged-off: Loans to individuals0.0312%1,292
Percentage Net Loans Charged-off: Credit card loans0.6260%891
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%7,145
Percentage Net Loans Charged-off: Total real estate loans0.0341%617
Percentage Net Loans Charged-off:Construction & development-0.0046%1,220
Percentage Net Loans Charged-off: Commercial real estate0.0722%314
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0402%597
Percentage Net Loans Charged-off: Home equity loans0.0288%358
All other 1-4 family - Percent of loans charged-off, net0.0418%551
Percentage Net Loans Charged-off: Commercial and industrial0.0618%770
Percentage Net Loans Charged-off: Loans to individuals0.3033%1,060
Percentage Net Loans Charged-off: Credit card loans0.4766%938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2498%3,460
Percentage Net Loans Charged-off: Total real estate loans0.2186%247
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate1.1438%65
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0353%624
Percentage Net Loans Charged-off: Home equity loans0.0309%356
All other 1-4 family - Percent of loans charged-off, net0.0360%586
Percentage Net Loans Charged-off: Commercial and industrial1.1348%163
Percentage Net Loans Charged-off: Loans to individuals0.0848%1,300
Percentage Net Loans Charged-off: Credit card loans0.3648%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2224%3,606
Percentage Net Loans Charged-off: Total real estate loans0.1362%422
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.2219%206
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.2647%172
Percentage Net Loans Charged-off: Commercial and industrial3.7447%43
Percentage Net Loans Charged-off: Loans to individuals-0.3682%1,537
Percentage Net Loans Charged-off: Credit card loans0.0938%1,009
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0854%6,052
Percentage Net Loans Charged-off: Total real estate loans0.0920%588
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.1399%322
Percentage Net Loans Charged-off: Home equity loans0.1219%207
All other 1-4 family - Percent of loans charged-off, net0.1437%325
Percentage Net Loans Charged-off: Commercial and industrial-0.3859%1,253
Percentage Net Loans Charged-off: Loans to individuals0.4602%668
Percentage Net Loans Charged-off: Credit card loans1.1835%672
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3956%3,366
Percentage Net Loans Charged-off: Total real estate loans0.3823%390
Percentage Net Loans Charged-off:Construction & development0.1739%397
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.4833%156
Percentage Net Loans Charged-off: Home equity loans0.8370%59
All other 1-4 family - Percent of loans charged-off, net0.3989%191
Percentage Net Loans Charged-off: Commercial and industrial0.9635%389
Percentage Net Loans Charged-off: Loans to individuals0.2910%989
Percentage Net Loans Charged-off: Credit card loans2.5963%360
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6780%3,232
Percentage Net Loans Charged-off: Total real estate loans0.7095%349
Percentage Net Loans Charged-off:Construction & development1.1929%352
Percentage Net Loans Charged-off: Commercial real estate3.3028%120
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.4790%172
Percentage Net Loans Charged-off: Home equity loans0.7273%68
All other 1-4 family - Percent of loans charged-off, net0.4118%218
Percentage Net Loans Charged-off: Commercial and industrial-1.1010%1,448
Percentage Net Loans Charged-off: Loans to individuals0.5104%956
Percentage Net Loans Charged-off: Credit card loans3.2163%384
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1499%336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA