Home > Amalgamated Bank > Net charge- offs to loans
Amalgamated Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2243% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 15.7440% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2186% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3110% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3110% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2975% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2381% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4438% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4438% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2651% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2163% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3682% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3130% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3130% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4442% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3945% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3945% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 1.0616% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0478% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1378% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1378% | 427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 1.4114% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0656% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9474% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9474% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0999% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0873% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0882% | 4,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 3,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9152% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9152% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2031% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2207% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2233% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9599% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9599% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 3,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4715% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1855% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1880% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0927% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0927% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2903% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1952% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1978% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 3,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9361% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9361% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4274% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1432% | 4,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1451% | 4,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0683% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1001% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1001% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8342% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1174% | 4,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1190% | 4,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1324% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6398% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6398% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4772% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 1.6245% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9479% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0353% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8499% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8499% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2221% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 2.1129% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2433% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8753% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8753% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8332% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8332% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0538% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0547% | 4,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6300% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6300% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 4,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0731% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7749% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3341% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3341% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0742% | 4,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0758% | 4,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3668% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3222% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3222% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4787% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1018% | 4,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1041% | 4,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9193% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1245% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1245% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9761% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 5,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1368% | 5,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1400% | 5,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9060% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0215% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0215% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0485% | 4,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 5,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1713% | 5,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1767% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 5,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 5,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2438% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2518% | 5,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2244% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2244% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0877% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1248% | 5,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3041% | 5,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3147% | 5,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2136% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2136% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0784% | 5,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1150% | 5,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2819% | 5,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2924% | 5,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2322% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1290% | 5,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1654% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9550% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7398% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7398% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1695% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7535% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 5,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6552% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1099% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3430% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6683% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5036% | 5,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7261% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7261% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0512% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2643% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7183% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6323% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9910% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7668% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7668% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2360% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4118% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3690% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6076% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3843% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3843% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1383% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1679% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4677% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7349% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4476% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 4,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9201% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9201% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5977% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7465% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5080% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7152% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7152% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2259% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3048% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8690% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2325% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7600% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 4,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9801% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9801% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2051% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0076% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6047% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1181% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6727% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3356% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3356% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0103% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4382% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5002% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7249% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1600% | 5,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3170% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3170% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0493% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5494% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | -2.9025% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9045% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1549% | 5,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6299% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6299% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1972% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5964% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6714% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7313% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2778% | 5,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0173% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0173% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2266% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4294% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,891 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2917% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4761% | 4,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3927% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6264% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6264% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4304% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2954% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5233% | 4,783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4067% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0730% | 5,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4782% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4782% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5473% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7351% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7736% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2817% | 4,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6374% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7273% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7273% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3451% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3925% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6240% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 5,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6029% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5695% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6078% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2865% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2865% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9117% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8105% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 30.0358% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4637% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0236% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1554% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7289% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9080% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3225% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8286% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8286% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9450% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8315% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 32.0374% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3110% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0991% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1760% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7675% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4420% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7636% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7634% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3172% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1540% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 36.0429% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4708% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0036% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3530% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4293% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6981% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0743% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5361% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7748% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1063% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 44.0596% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0081% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3957% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 20.9049% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5919% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8333% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1444% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1444% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6355% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6710% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 1.7200% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 3,084 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2193% | 5,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9961% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 9.1351% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8846% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5459% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6794% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6794% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5123% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6951% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 2.1787% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 2,707 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2917% | 5,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0432% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 10.5556% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7291% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 5,592 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7689% | 6,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7691% | 6,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5666% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7688% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 3.0577% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 2,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0077% | 582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8888% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0714% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7825% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 5,642 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3930% | 6,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3930% | 6,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5379% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7415% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0708% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 10.8362% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7351% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 5,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8625% | 7,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8625% | 6,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2640% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2768% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 1.9868% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6536% | 1,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3984% | 789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2302% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 8.1198% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3689% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1994% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1245% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1030% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8849% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6532% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.1275% | 2,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2904% | 2,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5479% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0627% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7140% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 3,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6060% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9474% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9340% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7143% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4200% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.1810% | 2,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 2,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9929% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4570% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 3,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6399% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8126% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7955% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9876% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4438% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 1,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0311% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2616% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6648% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1144% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0406% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0759% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8934% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2564% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6221% | 570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2711% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 8.3381% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3059% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7479% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7937% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3917% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8169% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2225% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3386% | 5,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0611% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3804% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 2,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7126% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3597% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9460% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9912% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8815% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1447% | 5,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0985% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 8.6536% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0777% | 3,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7238% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6629% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3658% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5697% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1173% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0640% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5812% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7797% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 5,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3053% | 7,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3945% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8552% | 7,861 |
| Percentage Net Loans Charged-off: Home equity loans | -16.0850% | 5,869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2884% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9030% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8963% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8888% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9984% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4147% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 27.2870% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 3,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8496% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4275% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9166% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6258% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3019% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8489% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 30.4593% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0861% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9154% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0160% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5003% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2932% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 34.4650% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0558% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3235% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5357% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8487% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7559% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 19.3568% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3222% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6770% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4433% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4268% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6736% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6168% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5514% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8206% | 8,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2506% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3871% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6465% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 2,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4724% | 8,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3435% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3746% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5683% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8901% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2237% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9232% | 8,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 7,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0953% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5305% | 8,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 7,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 7,486 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0005% | 8,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 7,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 6,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3565% | 8,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 6,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5784% | 8,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 7,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7720% | 8,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 7,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 7,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9545% | 8,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 7,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 7,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7916% | 8,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 6,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 6,755 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5466% | 8,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5942% | 8,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4841% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0107% | 8,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7348% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.9498% | 8,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3948% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3429% | 8,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 8,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 7,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.8863% | 8,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 6,916 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4131% | 8,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 8,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.3465% | 8,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 7,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 7,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7851% | 8,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 6,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4843% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1864% | 3,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 2,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 3,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3627% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5797% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 8,884 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2192% | 8,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8395% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6235% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 8,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5137% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5702% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1691% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 7,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3668% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0337% | 1,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 7,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1270% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2998% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 7,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0876% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1788% | 11,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6300% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2481% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5982% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3557% | 51 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9884% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7769% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3023% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0383% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6793% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1392% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9256% | 105 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9968% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0075% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1107% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3339% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3680% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2856% | 464 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4053% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2058% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3163% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4717% | 161 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1272% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4366% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4709% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4670% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |