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Alpine Capital Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,590,000	2,428
Total interest expense	$1,351,000	3,450
Net interest income	$12,239,000	2,084
Provision for loan and lease losses	$-230,000	4,404
Total noninterest income	$136,000	4,183
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	3,871
Total noninterest expense	$4,763,000	3,127
Salaries and employee benefits	$2,797,000	3,035
Premises and equipment expense	$712,000	2,474
Additional noninterest expense	$136,000	3,871
Pre-tax net operating income	$7,842,000	1,411
Securities gains (losses)	$0	988
Applicable income taxes	$1,208,000	1,315
Income before extraordinary items	$6,634,000	1,403
Extraordinary gains, net	$0	54
Net income	$6,634,000	1,419
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,634,000	1,406
Net charge-offs	$0	2,884
Cash dividends	$32,900,000	227
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,634,000	1,427
2023-09-30 (YTD Data)		Rank
Total interest income	$10,363,000	2,375
Total interest expense	$975,000	3,377
Net interest income	$9,388,000	2,072
Provision for loan and lease losses	$0	3,085
Total noninterest income	$104,000	4,182
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$0	4,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,873
Total noninterest expense	$3,676,000	3,061
Salaries and employee benefits	$2,076,000	3,029
Premises and equipment expense	$533,000	2,477
Additional noninterest expense	$104,000	3,871
Pre-tax net operating income	$5,816,000	1,481
Securities gains (losses)	$0	849
Applicable income taxes	$874,000	1,373
Income before extraordinary items	$4,942,000	1,465
Extraordinary gains, net	$0	52
Net income	$4,942,000	1,476
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,942,000	1,464
Net charge-offs	$0	2,641
Cash dividends	$3,600,000	780
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,942,000	1,488
2023-06-30 (YTD Data)		Rank
Total interest income	$6,421,000	2,445
Total interest expense	$641,000	3,253
Net interest income	$5,780,000	2,198
Provision for loan and lease losses	$0	2,940
Total noninterest income	$71,000	4,175
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$0	4,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	3,884
Total noninterest expense	$2,436,000	3,075
Salaries and employee benefits	$1,387,000	3,042
Premises and equipment expense	$356,000	2,458
Additional noninterest expense	$71,000	3,865
Pre-tax net operating income	$3,415,000	1,616
Securities gains (losses)	$0	938
Applicable income taxes	$524,000	1,457
Income before extraordinary items	$2,891,000	1,612
Extraordinary gains, net	$0	51
Net income	$2,891,000	1,632
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,891,000	1,612
Net charge-offs	$0	2,431
Cash dividends	$3,600,000	565
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,891,000	1,625
2023-03-31 (YTD Data)		Rank
Total interest income	$3,291,000	2,394
Total interest expense	$318,000	3,106
Net interest income	$2,973,000	2,169
Provision for loan and lease losses	$0	2,612
Total noninterest income	$42,000	4,158
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$0	4,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	3,793
Total noninterest expense	$1,237,000	3,090
Salaries and employee benefits	$703,000	3,063
Premises and equipment expense	$176,000	2,519
Additional noninterest expense	$42,000	3,793
Pre-tax net operating income	$1,778,000	1,594
Securities gains (losses)	$0	950
Applicable income taxes	$261,000	1,500
Income before extraordinary items	$1,517,000	1,590
Extraordinary gains, net	$0	4
Net income	$1,517,000	1,590
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,517,000	1,590
Net charge-offs	$0	2,062
Cash dividends	$3,600,000	333
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,517,000	1,610
2022-12-31 (YTD Data)		Rank
Total interest income	$8,992,000	2,681
Total interest expense	$617,000	3,011
Net interest income	$8,375,000	2,614
Provision for loan and lease losses	$0	3,012
Total noninterest income	$325,000	3,855
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$0	4,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$325,000	3,456
Total noninterest expense	$4,779,000	3,110
Salaries and employee benefits	$2,785,000	3,042
Premises and equipment expense	$705,000	2,483
Additional noninterest expense	$325,000	3,456
Pre-tax net operating income	$3,921,000	2,331
Securities gains (losses)	$0	691
Applicable income taxes	$640,000	1,866
Income before extraordinary items	$3,281,000	2,338
Extraordinary gains, net	$0	5
Net income	$3,281,000	2,338
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,281,000	2,337
Net charge-offs	$0	2,620
Cash dividends	$1,400,000	1,822
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,281,000	2,369
2022-09-30 (YTD Data)		Rank
Total interest income	$6,085,000	2,780
Total interest expense	$350,000	3,107
Net interest income	$5,735,000	2,732
Provision for loan and lease losses	$0	2,835
Total noninterest income	$229,000	3,929
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$0	4,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,539
Total noninterest expense	$3,500,000	3,142
Salaries and employee benefits	$2,070,000	3,057
Premises and equipment expense	$524,000	2,494
Additional noninterest expense	$229,000	3,539
Pre-tax net operating income	$2,464,000	2,547
Securities gains (losses)	$0	740
Applicable income taxes	$456,000	1,896
Income before extraordinary items	$2,008,000	2,575
Extraordinary gains, net	$0	4
Net income	$2,008,000	2,573
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,008,000	2,574
Net charge-offs	$0	2,349
Cash dividends	$1,400,000	1,404
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,008,000	2,610
2022-06-30 (YTD Data)		Rank
Total interest income	$3,542,000	2,943
Total interest expense	$142,000	3,592
Net interest income	$3,400,000	2,876
Provision for loan and lease losses	$0	2,599
Total noninterest income	$184,000	3,794
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$0	4,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,406
Total noninterest expense	$2,299,000	3,154
Salaries and employee benefits	$1,360,000	3,078
Premises and equipment expense	$350,000	2,504
Additional noninterest expense	$589,000	3,444
Pre-tax net operating income	$1,285,000	2,742
Securities gains (losses)	$0	687
Applicable income taxes	$306,000	1,839
Income before extraordinary items	$979,000	2,855
Extraordinary gains, net	$0	4
Net income	$979,000	2,853
Minority interest net income	$0	60
Net income of bank and minority interests.	$979,000	2,855
Net charge-offs	$0	2,156
Cash dividends	$1,400,000	1,108
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$979,000	2,890
2022-03-31 (YTD Data)		Rank
Total interest income	$1,570,000	3,079
Total interest expense	$38,000	4,162
Net interest income	$1,532,000	2,986
Provision for loan and lease losses	$0	2,285
Total noninterest income	$98,000	3,711
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$0	4,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	3,291
Total noninterest expense	$1,150,000	3,153
Salaries and employee benefits	$678,000	3,089
Premises and equipment expense	$175,000	2,511
Additional noninterest expense	$297,000	3,431
Pre-tax net operating income	$480,000	2,957
Securities gains (losses)	$0	623
Applicable income taxes	$85,000	2,171
Income before extraordinary items	$395,000	2,992
Extraordinary gains, net	$0	4
Net income	$395,000	2,991
Minority interest net income	$0	50
Net income of bank and minority interests.	$395,000	2,992
Net charge-offs	$0	1,838
Cash dividends	$1,400,000	616
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$395,000	3,015
2021-12-31 (YTD Data)		Rank
Total interest income	$6,647,000	3,082
Total interest expense	$164,000	4,248
Net interest income	$6,483,000	2,964
Provision for loan and lease losses	$-4,022,000	4,657
Total noninterest income	$471,000	3,708
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$0	4,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	3,310
Total noninterest expense	$3,222,000	3,658
Salaries and employee benefits	$2,822,000	3,025
Premises and equipment expense	$672,000	2,577
Additional noninterest expense	$-272,000	4,847
Pre-tax net operating income	$7,754,000	1,525
Securities gains (losses)	$16,000	1,585
Applicable income taxes	$789,000	1,776
Income before extraordinary items	$6,981,000	1,511
Extraordinary gains, net	$0	10
Net income	$6,981,000	1,510
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,981,000	1,511
Net charge-offs	$0	2,705
Cash dividends	$875,000	2,349
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,966,600	1,473
2021-09-30 (YTD Data)		Rank
Total interest income	$5,022,000	3,124
Total interest expense	$125,000	4,333
Net interest income	$4,897,000	2,997
Provision for loan and lease losses	$-1,202,000	4,639
Total noninterest income	$372,000	3,702
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$0	4,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	3,318
Total noninterest expense	$3,242,000	3,268
Salaries and employee benefits	$2,128,000	3,028
Premises and equipment expense	$500,000	2,609
Additional noninterest expense	$614,000	3,936
Pre-tax net operating income	$3,229,000	2,338
Securities gains (losses)	$7,000	1,699
Applicable income taxes	$97,000	2,953
Income before extraordinary items	$3,139,000	2,185
Extraordinary gains, net	$0	8
Net income	$3,139,000	2,184
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,139,000	2,185
Net charge-offs	$0	2,463
Cash dividends	$875,000	1,853
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,132,210	2,163
2021-06-30 (YTD Data)		Rank
Total interest income	$3,374,000	3,123
Total interest expense	$86,000	4,376
Net interest income	$3,288,000	2,989
Provision for loan and lease losses	$0	2,862
Total noninterest income	$170,000	4,019
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$0	4,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	3,675
Total noninterest expense	$2,327,000	3,142
Salaries and employee benefits	$1,412,000	3,047
Premises and equipment expense	$332,000	2,604
Additional noninterest expense	$583,000	3,489
Pre-tax net operating income	$1,131,000	3,121
Securities gains (losses)	$1,000	1,754
Applicable income taxes	$66,000	2,929
Income before extraordinary items	$1,066,000	3,059
Extraordinary gains, net	$0	6
Net income	$1,066,000	3,057
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,066,000	3,059
Net charge-offs	$0	2,245
Cash dividends	$875,000	1,494
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,065,060	3,036
2021-03-31 (YTD Data)		Rank
Total interest income	$1,721,000	3,091
Total interest expense	$48,000	4,356
Net interest income	$1,673,000	2,940
Provision for loan and lease losses	$0	2,741
Total noninterest income	$82,000	4,026
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$0	4,819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	3,682
Total noninterest expense	$1,161,000	3,138
Salaries and employee benefits	$701,000	3,035
Premises and equipment expense	$163,000	2,648
Additional noninterest expense	$297,000	3,431
Pre-tax net operating income	$594,000	3,047
Securities gains (losses)	$1,000	1,331
Applicable income taxes	$32,000	2,893
Income before extraordinary items	$563,000	2,979
Extraordinary gains, net	$0	3
Net income	$563,000	2,978
Minority interest net income	$0	55
Net income of bank and minority interests.	$563,000	2,979
Net charge-offs	$0	1,930
Cash dividends	$875,000	833
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$562,050	2,953
2020-12-31 (YTD Data)		Rank
Total interest income	$7,014,000	3,072
Total interest expense	$319,000	4,256
Net interest income	$6,695,000	2,878
Provision for loan and lease losses	$-499,000	4,993
Total noninterest income	$352,000	3,913
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$0	4,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$352,000	3,491
Total noninterest expense	$5,053,000	2,980
Salaries and employee benefits	$2,596,000	3,159
Premises and equipment expense	$812,000	2,324
Additional noninterest expense	$1,645,000	2,875
Pre-tax net operating income	$2,493,000	2,674
Securities gains (losses)	$34,000	1,899
Applicable income taxes	$152,000	2,711
Income before extraordinary items	$2,375,000	2,612
Extraordinary gains, net	$0	4
Net income	$2,375,000	2,611
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,375,000	2,612
Net charge-offs	$0	3,443
Cash dividends	$1,680,000	1,684
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,343,040	2,578
2020-09-30 (YTD Data)		Rank
Total interest income	$5,353,000	3,079
Total interest expense	$261,000	4,261
Net interest income	$5,092,000	2,867
Provision for loan and lease losses	$-454,000	5,027
Total noninterest income	$232,000	4,021
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,585
Total noninterest expense	$3,945,000	2,893
Salaries and employee benefits	$1,993,000	3,101
Premises and equipment expense	$649,000	2,220
Additional noninterest expense	$1,303,000	2,766
Pre-tax net operating income	$1,833,000	2,706
Securities gains (losses)	$10,000	2,124
Applicable income taxes	$152,000	2,551
Income before extraordinary items	$1,691,000	2,666
Extraordinary gains, net	$0	4
Net income	$1,691,000	2,665
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,691,000	2,666
Net charge-offs	$0	3,243
Cash dividends	$1,680,000	1,253
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,681,800	2,629
2020-06-30 (YTD Data)		Rank
Total interest income	$3,762,000	3,032
Total interest expense	$207,000	4,177
Net interest income	$3,555,000	2,815
Provision for loan and lease losses	$-453,000	5,061
Total noninterest income	$118,000	4,219
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$0	4,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	3,791
Total noninterest expense	$2,820,000	2,791
Salaries and employee benefits	$1,348,000	3,095
Premises and equipment expense	$447,000	2,173
Additional noninterest expense	$1,025,000	2,473
Pre-tax net operating income	$1,306,000	2,582
Securities gains (losses)	$10,000	1,872
Applicable income taxes	$122,000	2,402
Income before extraordinary items	$1,194,000	2,559
Extraordinary gains, net	$0	4
Net income	$1,194,000	2,558
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,194,000	2,559
Net charge-offs	$0	3,033
Cash dividends	$1,680,000	919
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,184,900	2,531
2020-03-31 (YTD Data)		Rank
Total interest income	$2,015,000	2,919
Total interest expense	$148,000	3,943
Net interest income	$1,867,000	2,713
Provision for loan and lease losses	$-453,000	5,108
Total noninterest income	$60,000	4,227
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$0	4,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	3,681
Total noninterest expense	$1,678,000	2,530
Salaries and employee benefits	$706,000	3,051
Premises and equipment expense	$221,000	2,201
Additional noninterest expense	$751,000	1,921
Pre-tax net operating income	$702,000	2,345
Securities gains (losses)	$10,000	1,316
Applicable income taxes	$90,000	2,031
Income before extraordinary items	$622,000	2,349
Extraordinary gains, net	$0	4
Net income	$622,000	2,348
Minority interest net income	$0	56
Net income of bank and minority interests.	$622,000	2,349
Net charge-offs	$0	2,581
Cash dividends	$1,680,000	578
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$613,300	2,335
2019-12-31 (YTD Data)		Rank
Total interest income	$10,291,000	2,548
Total interest expense	$1,056,000	3,227
Net interest income	$9,235,000	2,385
Provision for loan and lease losses	$592,000	1,363
Total noninterest income	$479,000	3,714
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$0	5,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	3,080
Total noninterest expense	$4,069,000	3,390
Salaries and employee benefits	$2,662,000	3,138
Premises and equipment expense	$802,000	2,335
Additional noninterest expense	$605,000	4,444
Pre-tax net operating income	$5,053,000	1,734
Securities gains (losses)	$-31,000	4,964
Applicable income taxes	$384,000	2,193
Income before extraordinary items	$4,638,000	1,695
Extraordinary gains, net	$0	11
Net income	$4,638,000	1,697
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,638,000	1,698
Net charge-offs	$0	3,726
Cash dividends	$1,680,000	1,759
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,666,520	1,654
2019-09-30 (YTD Data)		Rank
Total interest income	$8,076,000	2,483
Total interest expense	$872,000	3,137
Net interest income	$7,204,000	2,337
Provision for loan and lease losses	$549,000	1,083
Total noninterest income	$403,000	3,621
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$0	5,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	2,948
Total noninterest expense	$3,041,000	3,412
Salaries and employee benefits	$2,060,000	3,097
Premises and equipment expense	$604,000	2,354
Additional noninterest expense	$377,000	4,688
Pre-tax net operating income	$4,017,000	1,725
Securities gains (losses)	$0	2,167
Applicable income taxes	$300,000	2,228
Income before extraordinary items	$3,717,000	1,636
Extraordinary gains, net	$0	11
Net income	$3,717,000	1,637
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,717,000	1,637
Net charge-offs	$0	3,455
Cash dividends	$1,680,000	1,355
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,717,000	1,597
2019-06-30 (YTD Data)		Rank
Total interest income	$5,475,000	2,461
Total interest expense	$599,000	3,066
Net interest income	$4,876,000	2,321
Provision for loan and lease losses	$703,000	644
Total noninterest income	$331,000	3,310
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$0	5,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	2,714
Total noninterest expense	$1,647,000	3,816
Salaries and employee benefits	$1,384,000	3,099
Premises and equipment expense	$369,000	2,481
Additional noninterest expense	$-106,000	5,310
Pre-tax net operating income	$2,857,000	1,610
Securities gains (losses)	$0	1,702
Applicable income taxes	$199,000	2,215
Income before extraordinary items	$2,658,000	1,527
Extraordinary gains, net	$0	11
Net income	$2,658,000	1,527
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,658,000	1,527
Net charge-offs	$0	3,172
Cash dividends	$1,680,000	1,010
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,658,000	1,493
2019-03-31 (YTD Data)		Rank
Total interest income	$2,805,000	2,425
Total interest expense	$297,000	3,052
Net interest income	$2,508,000	2,267
Provision for loan and lease losses	$400,000	556
Total noninterest income	$181,000	3,164
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$0	5,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	2,525
Total noninterest expense	$817,000	3,867
Salaries and employee benefits	$715,000	3,062
Premises and equipment expense	$190,000	2,456
Additional noninterest expense	$-88,000	5,369
Pre-tax net operating income	$1,472,000	1,551
Securities gains (losses)	$0	1,087
Applicable income taxes	$103,000	2,131
Income before extraordinary items	$1,369,000	1,456
Extraordinary gains, net	$0	5
Net income	$1,369,000	1,455
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,369,000	1,455
Net charge-offs	$0	2,740
Cash dividends	$1,680,000	578
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,369,000	1,432
2018-12-31 (YTD Data)		Rank
Total interest income	$10,249,000	2,485
Total interest expense	$914,000	3,066
Net interest income	$9,335,000	2,376
Provision for loan and lease losses	$-467,000	5,292
Total noninterest income	$593,000	3,570
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$0	5,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,859
Total noninterest expense	$5,231,000	2,967
Salaries and employee benefits	$2,723,000	3,131
Premises and equipment expense	$777,000	2,401
Additional noninterest expense	$1,731,000	2,873
Pre-tax net operating income	$5,164,000	1,744
Securities gains (losses)	$0	1,125
Applicable income taxes	$422,000	2,126
Income before extraordinary items	$4,742,000	1,647
Extraordinary gains, net	$0	6
Net income	$4,742,000	1,646
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,742,000	1,646
Net charge-offs	$0	3,782
Cash dividends	$1,190,000	2,042
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,742,000	1,641
2018-09-30 (YTD Data)		Rank
Total interest income	$7,486,000	2,528
Total interest expense	$642,000	3,102
Net interest income	$6,844,000	2,423
Provision for loan and lease losses	$-279,000	5,343
Total noninterest income	$423,000	3,658
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$0	5,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	2,967
Total noninterest expense	$3,799,000	3,036
Salaries and employee benefits	$2,088,000	3,084
Premises and equipment expense	$566,000	2,466
Additional noninterest expense	$1,145,000	3,136
Pre-tax net operating income	$3,747,000	1,798
Securities gains (losses)	$0	1,118
Applicable income taxes	$307,000	2,221
Income before extraordinary items	$3,440,000	1,710
Extraordinary gains, net	$0	5
Net income	$3,440,000	1,709
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,440,000	1,709
Net charge-offs	$0	3,489
Cash dividends	$1,190,000	1,528
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,440,000	1,696
2018-06-30 (YTD Data)		Rank
Total interest income	$4,898,000	2,546
Total interest expense	$422,000	3,047
Net interest income	$4,476,000	2,461
Provision for loan and lease losses	$-193,000	5,410
Total noninterest income	$311,000	3,552
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$0	5,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	2,852
Total noninterest expense	$2,513,000	3,067
Salaries and employee benefits	$1,383,000	3,109
Premises and equipment expense	$366,000	2,529
Additional noninterest expense	$764,000	3,149
Pre-tax net operating income	$2,467,000	1,784
Securities gains (losses)	$0	961
Applicable income taxes	$199,000	2,228
Income before extraordinary items	$2,268,000	1,715
Extraordinary gains, net	$0	6
Net income	$2,268,000	1,714
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,268,000	1,714
Net charge-offs	$0	3,209
Cash dividends	$1,190,000	1,176
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,268,000	1,706
2018-03-31 (YTD Data)		Rank
Total interest income	$2,387,000	2,587
Total interest expense	$206,000	3,037
Net interest income	$2,181,000	2,510
Provision for loan and lease losses	$-16,000	5,424
Total noninterest income	$171,000	3,388
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$0	5,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	2,672
Total noninterest expense	$1,177,000	3,233
Salaries and employee benefits	$710,000	3,107
Premises and equipment expense	$181,000	2,600
Additional noninterest expense	$286,000	3,734
Pre-tax net operating income	$1,191,000	1,787
Securities gains (losses)	$0	735
Applicable income taxes	$86,000	2,286
Income before extraordinary items	$1,105,000	1,699
Extraordinary gains, net	$0	7
Net income	$1,105,000	1,699
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,105,000	1,699
Net charge-offs	$0	2,722
Cash dividends	$1,190,000	640
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,105,000	1,685
2017-12-31 (YTD Data)		Rank
Total interest income	$8,715,000	2,706
Total interest expense	$718,000	3,098
Net interest income	$7,997,000	2,641
Provision for loan and lease losses	$-543,000	5,534
Total noninterest income	$600,000	3,689
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$0	5,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$600,000	2,930
Total noninterest expense	$5,032,000	3,079
Salaries and employee benefits	$2,558,000	3,294
Premises and equipment expense	$801,000	2,450
Additional noninterest expense	$1,673,000	3,000
Pre-tax net operating income	$4,108,000	2,003
Securities gains (losses)	$0	2,243
Applicable income taxes	$308,000	2,739
Income before extraordinary items	$3,800,000	1,677
Extraordinary gains, net	$0	9
Net income	$3,800,000	1,678
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,800,000	1,677
Net charge-offs	$0	4,128
Cash dividends	$910,000	2,314
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,800,000	1,654
2017-09-30 (YTD Data)		Rank
Total interest income	$6,281,000	2,790
Total interest expense	$523,000	3,142
Net interest income	$5,758,000	2,731
Provision for loan and lease losses	$-413,000	5,618
Total noninterest income	$493,000	3,586
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$0	5,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	2,828
Total noninterest expense	$3,749,000	3,109
Salaries and employee benefits	$1,954,000	3,266
Premises and equipment expense	$582,000	2,521
Additional noninterest expense	$1,213,000	3,071
Pre-tax net operating income	$2,915,000	2,112
Securities gains (losses)	$0	2,274
Applicable income taxes	$206,000	2,741
Income before extraordinary items	$2,709,000	1,891
Extraordinary gains, net	$0	9
Net income	$2,709,000	1,891
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,709,000	1,891
Net charge-offs	$0	3,796
Cash dividends	$910,000	1,798
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,709,000	1,863
2017-06-30 (YTD Data)		Rank
Total interest income	$4,060,000	2,836
Total interest expense	$337,000	3,164
Net interest income	$3,723,000	2,783
Provision for loan and lease losses	$-636,000	5,719
Total noninterest income	$328,000	3,590
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$0	5,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	2,834
Total noninterest expense	$2,836,000	2,909
Salaries and employee benefits	$1,304,000	3,286
Premises and equipment expense	$382,000	2,554
Additional noninterest expense	$1,150,000	2,417
Pre-tax net operating income	$1,851,000	2,149
Securities gains (losses)	$0	1,906
Applicable income taxes	$135,000	2,745
Income before extraordinary items	$1,716,000	1,936
Extraordinary gains, net	$0	11
Net income	$1,716,000	1,936
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,716,000	1,936
Net charge-offs	$0	3,512
Cash dividends	$910,000	1,409
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,716,000	1,910
2017-03-31 (YTD Data)		Rank
Total interest income	$1,994,000	2,869
Total interest expense	$161,000	3,235
Net interest income	$1,833,000	2,810
Provision for loan and lease losses	$-393,000	5,805
Total noninterest income	$216,000	3,197
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$0	5,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	2,483
Total noninterest expense	$1,501,000	2,819
Salaries and employee benefits	$661,000	3,291
Premises and equipment expense	$190,000	2,596
Additional noninterest expense	$650,000	2,163
Pre-tax net operating income	$941,000	2,041
Securities gains (losses)	$0	1,153
Applicable income taxes	$71,000	2,680
Income before extraordinary items	$870,000	1,844
Extraordinary gains, net	$0	8
Net income	$870,000	1,844
Minority interest net income	$0	55
Net income of bank and minority interests.	$870,000	1,844
Net charge-offs	$0	2,943
Cash dividends	$910,000	793
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$870,000	1,834
2016-12-31 (YTD Data)		Rank
Total interest income	$8,405,000	2,749
Total interest expense	$632,000	3,229
Net interest income	$7,773,000	2,679
Provision for loan and lease losses	$768,000	1,132
Total noninterest income	$477,000	4,159
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$0	5,773
Trading account gains and fees	$0	170
Additional Noninterest Income	$477,000	3,335
Total noninterest expense	$4,238,000	3,530
Salaries and employee benefits	$2,425,000	3,458
Premises and equipment expense	$795,000	2,512
Additional noninterest expense	$1,018,000	4,124
Pre-tax net operating income	$3,244,000	2,268
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$283,000	2,694
Income before extraordinary items	$2,962,000	2,139
Extraordinary gains, net	$0	5
Net income	$2,962,000	2,137
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,962,000	2,138
Net charge-offs	$0	4,281
Cash dividends	$910,000	2,326
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,961,090	2,078
2016-09-30 (YTD Data)		Rank
Total interest income	$6,481,000	2,701
Total interest expense	$478,000	3,217
Net interest income	$6,003,000	2,628
Provision for loan and lease losses	$532,000	1,103
Total noninterest income	$279,000	4,477
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$0	5,834
Trading account gains and fees	$0	169
Additional Noninterest Income	$279,000	3,674
Total noninterest expense	$3,223,000	3,513
Salaries and employee benefits	$1,882,000	3,386
Premises and equipment expense	$578,000	2,568
Additional noninterest expense	$763,000	4,153
Pre-tax net operating income	$2,527,000	2,228
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$210,000	2,772
Income before extraordinary items	$2,318,000	2,087
Extraordinary gains, net	$0	5
Net income	$2,318,000	2,087
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,318,000	2,087
Net charge-offs	$0	3,952
Cash dividends	$910,000	1,745
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,317,080	2,014
2016-06-30 (YTD Data)		Rank
Total interest income	$4,366,000	2,691
Total interest expense	$322,000	3,202
Net interest income	$4,044,000	2,611
Provision for loan and lease losses	$455,000	919
Total noninterest income	$167,000	4,631
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$0	5,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$167,000	3,850
Total noninterest expense	$2,067,000	3,615
Salaries and employee benefits	$1,265,000	3,397
Premises and equipment expense	$389,000	2,561
Additional noninterest expense	$413,000	4,571
Pre-tax net operating income	$1,689,000	2,201
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$133,000	2,803
Income before extraordinary items	$1,558,000	2,052
Extraordinary gains, net	$0	16
Net income	$1,558,000	2,052
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,558,000	2,052
Net charge-offs	$0	3,689
Cash dividends	$910,000	1,401
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,556,160	1,993
2016-03-31 (YTD Data)		Rank
Total interest income	$2,258,000	2,629
Total interest expense	$164,000	3,190
Net interest income	$2,094,000	2,539
Provision for loan and lease losses	$244,000	829
Total noninterest income	$95,000	4,458
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$0	5,957
Trading account gains and fees	$0	142
Additional Noninterest Income	$95,000	3,625
Total noninterest expense	$1,014,000	3,679
Salaries and employee benefits	$641,000	3,389
Premises and equipment expense	$189,000	2,647
Additional noninterest expense	$184,000	4,819
Pre-tax net operating income	$931,000	2,025
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$56,000	2,904
Income before extraordinary items	$877,000	1,827
Extraordinary gains, net	$0	12
Net income	$877,000	1,828
Minority interest net income	$0	62
Net income of bank and minority interests.	$877,000	1,828
Net charge-offs	$0	3,094
Cash dividends	$910,000	803
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$875,120	1,785
2015-12-31 (YTD Data)		Rank
Total interest income	$8,703,000	2,661
Total interest expense	$594,000	3,406
Net interest income	$8,109,000	2,571
Provision for loan and lease losses	$1,142,000	725
Total noninterest income	$37,000	5,992
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$0	6,036
Trading account gains and fees	$0	159
Additional Noninterest Income	$37,000	5,631
Total noninterest expense	$3,891,000	3,775
Salaries and employee benefits	$2,344,000	3,567
Premises and equipment expense	$798,000	2,570
Additional noninterest expense	$749,000	4,823
Pre-tax net operating income	$3,113,000	2,263
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$239,000	2,828
Income before extraordinary items	$2,876,000	2,116
Extraordinary gains, net	$0	23
Net income	$2,876,000	2,117
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,876,000	2,118
Net charge-offs	$0	4,462
Cash dividends	$1,260,000	1,844
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,874,160	2,078
2015-09-30 (YTD Data)		Rank
Total interest income	$6,509,000	2,690
Total interest expense	$437,000	3,493
Net interest income	$6,072,000	2,587
Provision for loan and lease losses	$709,000	785
Total noninterest income	$293,000	4,541
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$0	6,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$293,000	3,643
Total noninterest expense	$3,136,000	3,637
Salaries and employee benefits	$1,824,000	3,491
Premises and equipment expense	$597,000	2,598
Additional noninterest expense	$715,000	4,411
Pre-tax net operating income	$2,520,000	2,177
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$190,000	2,858
Income before extraordinary items	$2,332,000	2,005
Extraordinary gains, net	$0	21
Net income	$2,332,000	2,007
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,332,000	2,007
Net charge-offs	$0	4,182
Cash dividends	$1,260,000	1,364
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,330,160	1,968
2015-06-30 (YTD Data)		Rank
Total interest income	$4,181,000	2,780
Total interest expense	$286,000	3,556
Net interest income	$3,895,000	2,673
Provision for loan and lease losses	$553,000	699
Total noninterest income	$206,000	4,509
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$0	6,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$206,000	3,592
Total noninterest expense	$1,982,000	3,788
Salaries and employee benefits	$1,200,000	3,538
Premises and equipment expense	$405,000	2,569
Additional noninterest expense	$377,000	4,885
Pre-tax net operating income	$1,566,000	2,267
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$116,000	2,921
Income before extraordinary items	$1,451,000	2,103
Extraordinary gains, net	$0	22
Net income	$1,451,000	2,105
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,451,000	2,105
Net charge-offs	$0	3,893
Cash dividends	$1,260,000	1,024
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,450,070	2,057
2015-03-31 (YTD Data)		Rank
Total interest income	$2,036,000	2,828
Total interest expense	$140,000	3,627
Net interest income	$1,896,000	2,716
Provision for loan and lease losses	$300,000	621
Total noninterest income	$127,000	4,176
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$0	6,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$127,000	3,263
Total noninterest expense	$979,000	3,843
Salaries and employee benefits	$609,000	3,538
Premises and equipment expense	$200,000	2,646
Additional noninterest expense	$170,000	5,089
Pre-tax net operating income	$744,000	2,317
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$49,000	3,007
Income before extraordinary items	$696,000	2,146
Extraordinary gains, net	$0	13
Net income	$696,000	2,147
Minority interest net income	$0	64
Net income of bank and minority interests.	$696,000	2,147
Net charge-offs	$0	3,288
Cash dividends	$1,260,000	539
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$695,070	2,083
2014-12-31 (YTD Data)		Rank
Total interest income	$7,738,000	2,945
Total interest expense	$540,000	3,846
Net interest income	$7,198,000	2,835
Provision for loan and lease losses	$125,000	2,928
Total noninterest income	$1,408,000	2,606
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$0	6,344
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,408,000	1,847
Total noninterest expense	$4,625,000	3,492
Salaries and employee benefits	$2,330,000	3,661
Premises and equipment expense	$787,000	2,697
Additional noninterest expense	$1,508,000	3,543
Pre-tax net operating income	$3,856,000	1,889
Securities gains (losses)	$-15,000	6,095
Applicable income taxes	$372,000	2,466
Income before extraordinary items	$3,469,000	1,780
Extraordinary gains, net	$0	17
Net income	$3,469,000	1,780
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,469,000	1,779
Net charge-offs	$1,160,000	797
Cash dividends	$420,000	3,057
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,482,500	1,744
2014-09-30 (YTD Data)		Rank
Total interest income	$5,677,000	3,016
Total interest expense	$415,000	3,862
Net interest income	$5,262,000	2,909
Provision for loan and lease losses	$-101,000	6,215
Total noninterest income	$175,000	5,333
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$0	6,424
Trading account gains and fees	$0	174
Additional Noninterest Income	$175,000	4,377
Total noninterest expense	$3,609,000	3,424
Salaries and employee benefits	$1,780,000	3,610
Premises and equipment expense	$592,000	2,719
Additional noninterest expense	$1,237,000	3,325
Pre-tax net operating income	$1,929,000	2,571
Securities gains (losses)	$-15,000	6,209
Applicable income taxes	$172,000	2,930
Income before extraordinary items	$1,742,000	2,455
Extraordinary gains, net	$0	15
Net income	$1,742,000	2,456
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,742,000	2,455
Net charge-offs	$0	4,696
Cash dividends	$420,000	2,415
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,755,650	2,397
2014-06-30 (YTD Data)		Rank
Total interest income	$3,648,000	3,103
Total interest expense	$283,000	3,855
Net interest income	$3,365,000	2,998
Provision for loan and lease losses	$-317,000	6,458
Total noninterest income	$121,000	5,298
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$0	6,479
Trading account gains and fees	$0	172
Additional Noninterest Income	$121,000	4,316
Total noninterest expense	$2,632,000	3,227
Salaries and employee benefits	$1,190,000	3,635
Premises and equipment expense	$391,000	2,754
Additional noninterest expense	$1,051,000	2,765
Pre-tax net operating income	$1,171,000	2,697
Securities gains (losses)	$-23,000	6,399
Applicable income taxes	$104,000	2,980
Income before extraordinary items	$1,044,000	2,574
Extraordinary gains, net	$0	20
Net income	$1,044,000	2,577
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,044,000	2,578
Net charge-offs	$0	4,375
Cash dividends	$420,000	1,996
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,064,930	2,489
2014-03-31 (YTD Data)		Rank
Total interest income	$1,769,000	3,194
Total interest expense	$148,000	3,816
Net interest income	$1,621,000	3,089
Provision for loan and lease losses	$-188,000	6,563
Total noninterest income	$74,000	5,048
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$0	6,535
Trading account gains and fees	$0	147
Additional Noninterest Income	$74,000	4,014
Total noninterest expense	$1,333,000	3,225
Salaries and employee benefits	$604,000	3,623
Premises and equipment expense	$192,000	2,830
Additional noninterest expense	$537,000	2,726
Pre-tax net operating income	$550,000	2,726
Securities gains (losses)	$-23,000	6,521
Applicable income taxes	$41,000	3,090
Income before extraordinary items	$486,000	2,622
Extraordinary gains, net	$0	16
Net income	$486,000	2,626
Minority interest net income	$0	66
Net income of bank and minority interests.	$486,000	2,626
Net charge-offs	$0	3,660
Cash dividends	$420,000	1,174
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$507,160	2,491
2013-12-31 (YTD Data)		Rank
Total interest income	$6,653,000	3,397
Total interest expense	$593,000	4,108
Net interest income	$6,060,000	3,255
Provision for loan and lease losses	$255,000	2,654
Total noninterest income	$194,000	5,648
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$0	6,638
Trading account gains and fees	$0	184
Additional Noninterest Income	$194,000	4,652
Total noninterest expense	$4,319,000	3,736
Salaries and employee benefits	$2,264,000	3,790
Premises and equipment expense	$797,000	2,712
Additional noninterest expense	$1,258,000	4,079
Pre-tax net operating income	$1,680,000	3,197
Securities gains (losses)	$-37,000	6,415
Applicable income taxes	$126,000	3,272
Income before extraordinary items	$1,517,000	3,140
Extraordinary gains, net	$0	29
Net income	$1,517,000	3,142
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,517,000	3,143
Net charge-offs	$0	5,475
Cash dividends	$350,000	3,137
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,551,040	3,029
2013-09-30 (YTD Data)		Rank
Total interest income	$4,855,000	3,473
Total interest expense	$442,000	4,195
Net interest income	$4,413,000	3,344
Provision for loan and lease losses	$159,000	2,878
Total noninterest income	$132,000	5,828
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$0	6,711
Trading account gains and fees	$0	180
Additional Noninterest Income	$132,000	4,871
Total noninterest expense	$3,275,000	3,728
Salaries and employee benefits	$1,726,000	3,757
Premises and equipment expense	$599,000	2,732
Additional noninterest expense	$950,000	4,063
Pre-tax net operating income	$1,111,000	3,495
Securities gains (losses)	$-39,000	6,641
Applicable income taxes	$114,000	3,221
Income before extraordinary items	$958,000	3,499
Extraordinary gains, net	$0	25
Net income	$958,000	3,501
Minority interest net income	$0	84
Net income of bank and minority interests.	$958,000	3,503
Net charge-offs	$0	5,212
Cash dividends	$350,000	2,461
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$992,710	3,364
2013-06-30 (YTD Data)		Rank
Total interest income	$3,102,000	3,577
Total interest expense	$294,000	4,269
Net interest income	$2,808,000	3,443
Provision for loan and lease losses	$-100,000	6,679
Total noninterest income	$75,000	5,990
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$0	6,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$75,000	5,078
Total noninterest expense	$2,345,000	3,594
Salaries and employee benefits	$1,141,000	3,798
Premises and equipment expense	$394,000	2,776
Additional noninterest expense	$810,000	3,470
Pre-tax net operating income	$638,000	3,723
Securities gains (losses)	$-40,000	6,785
Applicable income taxes	$75,000	3,208
Income before extraordinary items	$523,000	3,848
Extraordinary gains, net	$0	22
Net income	$523,000	3,851
Minority interest net income	$0	82
Net income of bank and minority interests.	$523,000	3,852
Net charge-offs	$0	4,909
Cash dividends	$350,000	2,046
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$557,800	3,637
2013-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	3,602
Total interest expense	$149,000	4,322
Net interest income	$1,409,000	3,444
Provision for loan and lease losses	$234,000	1,203
Total noninterest income	$43,000	5,883
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$43,000	4,893
Total noninterest expense	$882,000	4,307
Salaries and employee benefits	$565,000	3,855
Premises and equipment expense	$196,000	2,803
Additional noninterest expense	$121,000	6,006
Pre-tax net operating income	$336,000	3,599
Securities gains (losses)	$-26,000	6,886
Applicable income taxes	$35,000	3,248
Income before extraordinary items	$275,000	3,726
Extraordinary gains, net	$0	10
Net income	$275,000	3,726
Minority interest net income	$0	76
Net income of bank and minority interests.	$275,000	3,728
Net charge-offs	$0	4,145
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$298,140	3,484
2012-12-31 (YTD Data)		Rank
Total interest income	$6,280,000	3,716
Total interest expense	$563,000	4,896
Net interest income	$5,717,000	3,483
Provision for loan and lease losses	$500,000	2,712
Total noninterest income	$340,000	5,047
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$0	6,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$340,000	3,875
Total noninterest expense	$4,152,000	3,927
Salaries and employee benefits	$2,197,000	3,904
Premises and equipment expense	$807,000	2,724
Additional noninterest expense	$1,148,000	4,462
Pre-tax net operating income	$1,405,000	3,443
Securities gains (losses)	$-40,000	6,838
Applicable income taxes	$86,000	3,611
Income before extraordinary items	$1,279,000	3,409
Extraordinary gains, net	$0	29
Net income	$1,279,000	3,410
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,279,000	3,411
Net charge-offs	$0	5,985
Cash dividends	$490,000	2,813
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,316,600	3,230
2012-09-30 (YTD Data)		Rank
Total interest income	$4,717,000	3,775
Total interest expense	$415,000	5,057
Net interest income	$4,302,000	3,538
Provision for loan and lease losses	$531,000	2,196
Total noninterest income	$320,000	4,778
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$320,000	3,594
Total noninterest expense	$3,027,000	4,039
Salaries and employee benefits	$1,722,000	3,795
Premises and equipment expense	$619,000	2,710
Additional noninterest expense	$686,000	5,052
Pre-tax net operating income	$1,064,000	3,521
Securities gains (losses)	$-42,000	6,950
Applicable income taxes	$116,000	3,264
Income before extraordinary items	$906,000	3,623
Extraordinary gains, net	$0	20
Net income	$906,000	3,623
Minority interest net income	$0	86
Net income of bank and minority interests.	$906,000	3,625
Net charge-offs	$0	5,771
Cash dividends	$490,000	2,068
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$943,380	3,386
2012-06-30 (YTD Data)		Rank
Total interest income	$3,175,000	3,785
Total interest expense	$279,000	5,145
Net interest income	$2,896,000	3,526
Provision for loan and lease losses	$529,000	1,743
Total noninterest income	$249,000	4,545
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$249,000	3,350
Total noninterest expense	$1,881,000	4,230
Salaries and employee benefits	$1,150,000	3,812
Premises and equipment expense	$412,000	2,713
Additional noninterest expense	$319,000	5,804
Pre-tax net operating income	$735,000	3,445
Securities gains (losses)	$-55,000	7,053
Applicable income taxes	$83,000	3,207
Income before extraordinary items	$597,000	3,665
Extraordinary gains, net	$0	19
Net income	$597,000	3,666
Minority interest net income	$0	84
Net income of bank and minority interests.	$597,000	3,667
Net charge-offs	$0	5,507
Cash dividends	$490,000	1,640
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$645,400	3,311
2012-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	3,872
Total interest expense	$144,000	5,178
Net interest income	$1,414,000	3,607
Provision for loan and lease losses	$319,000	1,437
Total noninterest income	$175,000	3,923
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$175,000	2,851
Total noninterest expense	$913,000	4,331
Salaries and employee benefits	$573,000	3,840
Premises and equipment expense	$208,000	2,721
Additional noninterest expense	$132,000	6,132
Pre-tax net operating income	$357,000	3,516
Securities gains (losses)	$0	2,210
Applicable income taxes	$46,000	3,136
Income before extraordinary items	$311,000	3,577
Extraordinary gains, net	$0	19
Net income	$311,000	3,580
Minority interest net income	$0	78
Net income of bank and minority interests.	$311,000	3,580
Net charge-offs	$0	4,730
Cash dividends	$490,000	917
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$311,000	3,410
2011-12-31 (YTD Data)		Rank
Total interest income	$6,914,000	3,704
Total interest expense	$523,000	5,762
Net interest income	$6,391,000	3,303
Provision for loan and lease losses	$139,000	5,028
Total noninterest income	$457,000	4,538
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$457,000	3,247
Total noninterest expense	$4,558,000	3,768
Salaries and employee benefits	$2,134,000	3,996
Premises and equipment expense	$835,000	2,817
Additional noninterest expense	$1,589,000	3,708
Pre-tax net operating income	$2,151,000	2,372
Securities gains (losses)	$7,000	3,433
Applicable income taxes	$142,000	3,154
Income before extraordinary items	$2,016,000	2,251
Extraordinary gains, net	$0	29
Net income	$2,016,000	2,252
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,016,000	2,252
Net charge-offs	$0	6,441
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,009,490	2,188
2011-09-30 (YTD Data)		Rank
Total interest income	$5,147,000	3,768
Total interest expense	$373,000	5,975
Net interest income	$4,774,000	3,334
Provision for loan and lease losses	$183,000	4,252
Total noninterest income	$454,000	4,082
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$454,000	2,839
Total noninterest expense	$3,370,000	3,818
Salaries and employee benefits	$1,660,000	3,897
Premises and equipment expense	$612,000	2,888
Additional noninterest expense	$1,098,000	3,911
Pre-tax net operating income	$1,675,000	2,378
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$138,000	2,970
Income before extraordinary items	$1,539,000	2,265
Extraordinary gains, net	$0	21
Net income	$1,539,000	2,265
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,539,000	2,266
Net charge-offs	$0	6,185
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,537,160	2,178
2011-06-30 (YTD Data)		Rank
Total interest income	$3,403,000	3,827
Total interest expense	$232,000	6,195
Net interest income	$3,171,000	3,346
Provision for loan and lease losses	$58,000	5,023
Total noninterest income	$335,000	3,905
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$335,000	2,719
Total noninterest expense	$2,342,000	3,745
Salaries and employee benefits	$1,126,000	3,880
Premises and equipment expense	$412,000	2,898
Additional noninterest expense	$804,000	3,735
Pre-tax net operating income	$1,106,000	2,375
Securities gains (losses)	$4,000	2,586
Applicable income taxes	$79,000	3,045
Income before extraordinary items	$1,031,000	2,218
Extraordinary gains, net	$0	15
Net income	$1,031,000	2,217
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,031,000	2,218
Net charge-offs	$0	5,875
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,027,280	2,151
2011-03-31 (YTD Data)		Rank
Total interest income	$1,681,000	3,882
Total interest expense	$106,000	6,428
Net interest income	$1,575,000	3,341
Provision for loan and lease losses	$-312,000	7,536
Total noninterest income	$81,000	5,264
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	3,885
Total noninterest expense	$1,533,000	3,050
Salaries and employee benefits	$569,000	3,878
Premises and equipment expense	$202,000	2,961
Additional noninterest expense	$762,000	2,200
Pre-tax net operating income	$435,000	2,805
Securities gains (losses)	$4,000	1,490
Applicable income taxes	$38,000	3,035
Income before extraordinary items	$401,000	2,654
Extraordinary gains, net	$0	9
Net income	$401,000	2,653
Minority interest net income	$0	86
Net income of bank and minority interests.	$401,000	2,654
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$397,360	2,622
2010-12-31 (YTD Data)		Rank
Total interest income	$7,022,000	3,891
Total interest expense	$467,000	6,614
Net interest income	$6,555,000	3,246
Provision for loan and lease losses	$654,000	3,705
Total noninterest income	$238,000	5,738
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	6,799
Trading account gains and fees	$786,000	82
Additional Noninterest Income	$-548,000	7,412
Total noninterest expense	$4,263,000	4,031
Salaries and employee benefits	$1,941,000	4,324
Premises and equipment expense	$923,000	2,653
Additional noninterest expense	$1,399,000	4,193
Pre-tax net operating income	$1,876,000	2,358
Securities gains (losses)	$56,000	2,585
Applicable income taxes	$46,000	3,673
Income before extraordinary items	$1,886,000	2,128
Extraordinary gains, net	$0	29
Net income	$1,886,000	2,129
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,886,000	2,130
Net charge-offs	$0	6,851
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,831,120	2,094
2010-09-30 (YTD Data)		Rank
Total interest income	$5,266,000	3,974
Total interest expense	$356,000	6,732
Net interest income	$4,910,000	3,290
Provision for loan and lease losses	$479,000	3,614
Total noninterest income	$315,000	4,957
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$0	6,888
Trading account gains and fees	$786,000	79
Additional Noninterest Income	$-471,000	7,572
Total noninterest expense	$3,209,000	4,036
Salaries and employee benefits	$1,506,000	4,258
Premises and equipment expense	$670,000	2,766
Additional noninterest expense	$1,033,000	4,214
Pre-tax net operating income	$1,537,000	2,327
Securities gains (losses)	$56,000	2,341
Applicable income taxes	$135,000	2,877
Income before extraordinary items	$1,458,000	2,196
Extraordinary gains, net	$0	23
Net income	$1,458,000	2,197
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,458,000	2,199
Net charge-offs	$0	6,672
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,406,480	2,162
2010-06-30 (YTD Data)		Rank
Total interest income	$3,471,000	4,045
Total interest expense	$236,000	6,823
Net interest income	$3,235,000	3,325
Provision for loan and lease losses	$318,000	3,519
Total noninterest income	$92,000	6,199
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$0	6,943
Trading account gains and fees	$434,000	82
Additional Noninterest Income	$-342,000	7,664
Total noninterest expense	$2,218,000	3,950
Salaries and employee benefits	$1,007,000	4,278
Premises and equipment expense	$520,000	2,451
Additional noninterest expense	$691,000	4,208
Pre-tax net operating income	$791,000	2,817
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$115,000	2,664
Income before extraordinary items	$682,000	2,820
Extraordinary gains, net	$0	19
Net income	$682,000	2,816
Minority interest net income	$0	105
Net income of bank and minority interests.	$682,000	2,819
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$676,840	2,727
2010-03-31 (YTD Data)		Rank
Total interest income	$1,728,000	4,114
Total interest expense	$113,000	7,007
Net interest income	$1,615,000	3,352
Provision for loan and lease losses	$116,000	3,788
Total noninterest income	$-104,000	7,810
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$0	7,028
Trading account gains and fees	$39,000	113
Additional Noninterest Income	$-143,000	7,771
Total noninterest expense	$1,146,000	3,884
Salaries and employee benefits	$509,000	4,295
Premises and equipment expense	$285,000	2,309
Additional noninterest expense	$352,000	4,138
Pre-tax net operating income	$249,000	3,684
Securities gains (losses)	$6,000	1,850
Applicable income taxes	$72,000	2,447
Income before extraordinary items	$183,000	4,042
Extraordinary gains, net	$0	16
Net income	$183,000	4,041
Minority interest net income	$0	91
Net income of bank and minority interests.	$183,000	4,041
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$178,680	3,986
2009-12-31 (YTD Data)		Rank
Total interest income	$7,969,000	3,831
Total interest expense	$550,000	7,021
Net interest income	$7,419,000	2,912
Provision for loan and lease losses	$595,000	4,284
Total noninterest income	$5,000	7,662
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,000	7,098
Trading account gains and fees	$975,000	94
Additional Noninterest Income	$-971,000	7,868
Total noninterest expense	$3,688,000	4,568
Salaries and employee benefits	$2,016,000	4,338
Premises and equipment expense	$670,000	3,583
Additional noninterest expense	$1,002,000	5,227
Pre-tax net operating income	$3,141,000	1,273
Securities gains (losses)	$-214,000	7,433
Applicable income taxes	$205,000	2,357
Income before extraordinary items	$2,722,000	1,215
Extraordinary gains, net	$0	34
Net income	$2,722,000	1,214
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,722,000	1,214
Net charge-offs	$0	7,246
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,921,020	1,148
2009-09-30 (YTD Data)		Rank
Total interest income	$6,133,000	3,801
Total interest expense	$420,000	7,119
Net interest income	$5,713,000	2,847
Provision for loan and lease losses	$497,000	3,805
Total noninterest income	$246,000	5,549
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,000	7,158
Trading account gains and fees	$0	212
Additional Noninterest Income	$245,000	3,942
Total noninterest expense	$3,055,000	4,303
Salaries and employee benefits	$1,596,000	4,196
Premises and equipment expense	$464,000	3,831
Additional noninterest expense	$995,000	4,407
Pre-tax net operating income	$2,407,000	1,344
Securities gains (losses)	$0	3,497
Applicable income taxes	$237,000	2,148
Income before extraordinary items	$2,170,000	1,234
Extraordinary gains, net	$0	27
Net income	$2,170,000	1,232
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,170,000	1,234
Net charge-offs	$0	6,987
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,170,000	1,214
2009-06-30 (YTD Data)		Rank
Total interest income	$4,186,000	3,782
Total interest expense	$286,000	7,197
Net interest income	$3,900,000	2,789
Provision for loan and lease losses	$227,000	4,161
Total noninterest income	$168,000	5,527
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$0	7,241
Trading account gains and fees	$0	193
Additional Noninterest Income	$168,000	3,920
Total noninterest expense	$2,206,000	4,088
Salaries and employee benefits	$1,080,000	4,199
Premises and equipment expense	$304,000	3,890
Additional noninterest expense	$822,000	3,798
Pre-tax net operating income	$1,635,000	1,399
Securities gains (losses)	$0	3,136
Applicable income taxes	$132,000	2,389
Income before extraordinary items	$1,503,000	1,255
Extraordinary gains, net	$0	21
Net income	$1,503,000	1,253
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,503,000	1,254
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,503,000	1,219
2009-03-31 (YTD Data)		Rank
Total interest income	$2,120,000	3,775
Total interest expense	$147,000	7,256
Net interest income	$1,973,000	2,740
Provision for loan and lease losses	$14,000	6,198
Total noninterest income	$76,000	5,675
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$76,000	4,106
Total noninterest expense	$964,000	4,418
Salaries and employee benefits	$563,000	4,090
Premises and equipment expense	$149,000	3,991
Additional noninterest expense	$252,000	4,929
Pre-tax net operating income	$1,071,000	1,201
Securities gains (losses)	$0	2,434
Applicable income taxes	$51,000	2,864
Income before extraordinary items	$1,020,000	1,057
Extraordinary gains, net	$0	15
Net income	$1,020,000	1,057
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,020,000	1,059
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,020,000	986
2008-12-31 (YTD Data)		Rank
Total interest income	$10,508,000	3,402
Total interest expense	$3,024,000	4,229
Net interest income	$7,484,000	2,871
Provision for loan and lease losses	$736,000	3,161
Total noninterest income	$286,000	5,902
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,000	7,298
Trading account gains and fees	$0	154
Additional Noninterest Income	$285,000	4,195
Total noninterest expense	$3,356,000	4,765
Salaries and employee benefits	$1,984,000	4,482
Premises and equipment expense	$598,000	3,951
Additional noninterest expense	$774,000	5,564
Pre-tax net operating income	$3,678,000	1,481
Securities gains (losses)	$-799,000	7,664
Applicable income taxes	$213,000	2,753
Income before extraordinary items	$2,666,000	1,530
Extraordinary gains, net	$0	39
Net income	$2,666,000	1,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,409,070	1,301
2008-09-30 (YTD Data)		Rank
Total interest income	$8,122,000	3,384
Total interest expense	$2,640,000	3,938
Net interest income	$5,482,000	2,959
Provision for loan and lease losses	$504,000	2,715
Total noninterest income	$217,000	5,957
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,000	7,351
Trading account gains and fees	$0	148
Additional Noninterest Income	$216,000	4,276
Total noninterest expense	$2,435,000	4,842
Salaries and employee benefits	$1,549,000	4,370
Premises and equipment expense	$441,000	4,001
Additional noninterest expense	$445,000	6,207
Pre-tax net operating income	$2,760,000	1,767
Securities gains (losses)	$-798,000	7,865
Applicable income taxes	$191,000	2,960
Income before extraordinary items	$1,771,000	1,989
Extraordinary gains, net	$0	31
Net income	$1,771,000	1,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,489,200	1,542
2008-06-30 (YTD Data)		Rank
Total interest income	$5,547,000	3,367
Total interest expense	$1,975,000	3,780
Net interest income	$3,572,000	3,010
Provision for loan and lease losses	$251,000	2,799
Total noninterest income	$141,000	6,086
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,000	7,382
Trading account gains and fees	$0	149
Additional Noninterest Income	$140,000	4,423
Total noninterest expense	$1,685,000	4,769
Salaries and employee benefits	$1,007,000	4,494
Premises and equipment expense	$285,000	4,115
Additional noninterest expense	$393,000	5,467
Pre-tax net operating income	$1,777,000	1,883
Securities gains (losses)	$0	3,233
Applicable income taxes	$100,000	3,457
Income before extraordinary items	$1,677,000	1,620
Extraordinary gains, net	$0	21
Net income	$1,677,000	1,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,677,000	1,592
2008-03-31 (YTD Data)		Rank
Total interest income	$2,973,000	3,253
Total interest expense	$1,205,000	3,443
Net interest income	$1,768,000	3,034
Provision for loan and lease losses	$199,000	1,839
Total noninterest income	$74,000	6,016
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$0	7,431
Trading account gains and fees	$0	158
Additional Noninterest Income	$74,000	4,349
Total noninterest expense	$702,000	5,358
Salaries and employee benefits	$476,000	4,722
Premises and equipment expense	$144,000	4,108
Additional noninterest expense	$82,000	7,385
Pre-tax net operating income	$941,000	1,893
Securities gains (losses)	$0	2,688
Applicable income taxes	$42,000	3,739
Income before extraordinary items	$899,000	1,654
Extraordinary gains, net	$0	15
Net income	$899,000	1,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$899,000	1,596
2007-12-31 (YTD Data)		Rank
Total interest income	$14,471,000	2,782
Total interest expense	$8,151,000	2,282
Net interest income	$6,320,000	3,378
Provision for loan and lease losses	$563,000	2,155
Total noninterest income	$284,000	6,123
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$0	7,508
Trading account gains and fees	$0	178
Additional Noninterest Income	$284,000	4,342
Total noninterest expense	$3,253,000	4,758
Salaries and employee benefits	$1,741,000	4,859
Premises and equipment expense	$586,000	3,911
Additional noninterest expense	$926,000	4,889
Pre-tax net operating income	$2,788,000	2,598
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$125,000	4,295
Income before extraordinary items	$2,664,000	2,236
Extraordinary gains, net	$0	39
Net income	$2,664,000	2,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,179
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,663,040	2,227
2007-09-30 (YTD Data)		Rank
Total interest income	$11,070,000	2,718
Total interest expense	$6,471,000	2,179
Net interest income	$4,599,000	3,454
Provision for loan and lease losses	$492,000	1,596
Total noninterest income	$202,000	6,283
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,525
Trading account gains and fees	$0	184
Additional Noninterest Income	$202,000	4,469
Total noninterest expense	$2,199,000	5,049
Salaries and employee benefits	$1,307,000	4,828
Premises and equipment expense	$437,000	3,913
Additional noninterest expense	$455,000	6,069
Pre-tax net operating income	$2,110,000	2,734
Securities gains (losses)	$1,000	1,492
Applicable income taxes	$117,000	4,293
Income before extraordinary items	$1,994,000	2,372
Extraordinary gains, net	$0	33
Net income	$1,994,000	2,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,520
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,993,060	2,352
2007-06-30 (YTD Data)		Rank
Total interest income	$7,271,000	2,771
Total interest expense	$4,300,000	2,195
Net interest income	$2,971,000	3,564
Provision for loan and lease losses	$205,000	2,127
Total noninterest income	$107,000	6,739
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$0	7,560
Trading account gains and fees	$0	168
Additional Noninterest Income	$107,000	4,994
Total noninterest expense	$1,409,000	5,216
Salaries and employee benefits	$851,000	4,932
Premises and equipment expense	$289,000	3,941
Additional noninterest expense	$269,000	6,404
Pre-tax net operating income	$1,464,000	2,720
Securities gains (losses)	$0	1,444
Applicable income taxes	$68,000	4,497
Income before extraordinary items	$1,396,000	2,338
Extraordinary gains, net	$0	29
Net income	$1,396,000	2,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,396,000	2,320
2007-03-31 (YTD Data)		Rank
Total interest income	$3,460,000	2,889
Total interest expense	$2,025,000	2,294
Net interest income	$1,435,000	3,666
Provision for loan and lease losses	$0	5,779
Total noninterest income	$45,000	6,978
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$45,000	5,315
Total noninterest expense	$863,000	4,572
Salaries and employee benefits	$407,000	5,107
Premises and equipment expense	$139,000	4,082
Additional noninterest expense	$317,000	3,808
Pre-tax net operating income	$617,000	3,058
Securities gains (losses)	$0	1,187
Applicable income taxes	$36,000	4,461
Income before extraordinary items	$581,000	2,700
Extraordinary gains, net	$0	22
Net income	$581,000	2,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$581,000	2,689
2006-12-31 (YTD Data)		Rank
Total interest income	$12,125,000	3,060
Total interest expense	$6,935,000	2,297
Net interest income	$5,190,000	3,899
Provision for loan and lease losses	$277,000	2,927
Total noninterest income	$210,000	6,846
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$0	7,634
Trading account gains and fees	$0	130
Additional Noninterest Income	$210,000	5,026
Total noninterest expense	$2,974,000	4,926
Salaries and employee benefits	$1,537,000	5,108
Premises and equipment expense	$560,000	3,963
Additional noninterest expense	$877,000	4,945
Pre-tax net operating income	$2,149,000	3,490
Securities gains (losses)	$0	1,687
Applicable income taxes	$43,000	5,544
Income before extraordinary items	$2,106,000	2,987
Extraordinary gains, net	$0	51
Net income	$2,106,000	2,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,106,000	2,983
2006-09-30 (YTD Data)		Rank
Total interest income	$8,848,000	3,114
Total interest expense	$5,023,000	2,310
Net interest income	$3,825,000	3,976
Provision for loan and lease losses	$137,000	3,546
Total noninterest income	$146,000	7,008
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$0	7,682
Trading account gains and fees	$0	126
Additional Noninterest Income	$146,000	5,185
Total noninterest expense	$2,223,000	4,906
Salaries and employee benefits	$1,181,000	5,023
Premises and equipment expense	$409,000	4,049
Additional noninterest expense	$633,000	5,038
Pre-tax net operating income	$1,611,000	3,621
Securities gains (losses)	$0	1,388
Applicable income taxes	$96,000	4,964
Income before extraordinary items	$1,515,000	3,187
Extraordinary gains, net	$0	45
Net income	$1,515,000	3,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,515,000	3,180
2006-06-30 (YTD Data)		Rank
Total interest income	$5,693,000	3,161
Total interest expense	$3,166,000	2,316
Net interest income	$2,527,000	4,016
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$96,000	7,053
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,707
Trading account gains and fees	$0	126
Additional Noninterest Income	$96,000	5,214
Total noninterest expense	$1,195,000	5,623
Salaries and employee benefits	$792,000	5,011
Premises and equipment expense	$269,000	4,089
Additional noninterest expense	$134,000	7,785
Pre-tax net operating income	$1,128,000	3,504
Securities gains (losses)	$0	1,185
Applicable income taxes	$75,000	4,845
Income before extraordinary items	$1,053,000	3,095
Extraordinary gains, net	$0	39
Net income	$1,053,000	3,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,053,000	3,082
2006-03-31 (YTD Data)		Rank
Total interest income	$2,796,000	3,162
Total interest expense	$1,514,000	2,316
Net interest income	$1,282,000	3,976
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$40,000	7,310
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	7,698
Trading account gains and fees	$0	115
Additional Noninterest Income	$40,000	5,532
Total noninterest expense	$500,000	6,184
Salaries and employee benefits	$400,000	5,013
Premises and equipment expense	$132,000	4,139
Additional noninterest expense	$-32,000	8,802
Pre-tax net operating income	$672,000	3,056
Securities gains (losses)	$0	955
Applicable income taxes	$47,000	4,563
Income before extraordinary items	$625,000	2,658
Extraordinary gains, net	$0	21
Net income	$625,000	2,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$625,000	2,638
2005-12-31 (YTD Data)		Rank
Total interest income	$8,969,000	3,427
Total interest expense	$4,076,000	2,618
Net interest income	$4,893,000	4,015
Provision for loan and lease losses	$480,000	1,951
Total noninterest income	$190,000	7,145
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$0	7,759
Trading account gains and fees	$0	138
Additional Noninterest Income	$190,000	5,267
Total noninterest expense	$2,807,000	5,007
Salaries and employee benefits	$1,415,000	5,249
Premises and equipment expense	$552,000	3,894
Additional noninterest expense	$840,000	4,997
Pre-tax net operating income	$1,796,000	3,959
Securities gains (losses)	$-118,000	8,470
Applicable income taxes	$84,000	5,510
Income before extraordinary items	$1,594,000	3,641
Extraordinary gains, net	$0	46
Net income	$1,594,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,706,100	3,456
2005-09-30 (YTD Data)		Rank
Total interest income	$6,368,000	3,524
Total interest expense	$2,824,000	2,664
Net interest income	$3,544,000	4,122
Provision for loan and lease losses	$360,000	1,866
Total noninterest income	$139,000	7,208
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	7,794
Trading account gains and fees	$0	126
Additional Noninterest Income	$139,000	5,331
Total noninterest expense	$1,887,000	5,324
Salaries and employee benefits	$1,029,000	5,329
Premises and equipment expense	$410,000	3,907
Additional noninterest expense	$448,000	6,039
Pre-tax net operating income	$1,436,000	3,874
Securities gains (losses)	$-14,000	8,034
Applicable income taxes	$98,000	5,267
Income before extraordinary items	$1,324,000	3,448
Extraordinary gains, net	$0	35
Net income	$1,324,000	3,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,337,020	3,368
2005-06-30 (YTD Data)		Rank
Total interest income	$4,137,000	3,523
Total interest expense	$1,777,000	2,654
Net interest income	$2,360,000	4,101
Provision for loan and lease losses	$240,000	1,839
Total noninterest income	$88,000	7,260
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$0	7,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$88,000	5,421
Total noninterest expense	$1,244,000	5,352
Salaries and employee benefits	$679,000	5,339
Premises and equipment expense	$267,000	3,948
Additional noninterest expense	$298,000	6,019
Pre-tax net operating income	$964,000	3,808
Securities gains (losses)	$-14,000	8,251
Applicable income taxes	$50,000	5,519
Income before extraordinary items	$900,000	3,360
Extraordinary gains, net	$0	30
Net income	$900,000	3,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$913,300	3,270
2005-03-31 (YTD Data)		Rank
Total interest income	$1,894,000	3,757
Total interest expense	$749,000	2,957
Net interest income	$1,145,000	4,211
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$41,000	7,388
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$0	7,845
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,596
Total noninterest expense	$629,000	5,358
Salaries and employee benefits	$348,000	5,310
Premises and equipment expense	$140,000	3,846
Additional noninterest expense	$141,000	6,213
Pre-tax net operating income	$437,000	4,044
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$20,000	5,658
Income before extraordinary items	$418,000	3,511
Extraordinary gains, net	$0	24
Net income	$418,000	3,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$417,050	3,479
2004-12-31 (YTD Data)		Rank
Total interest income	$5,601,000	4,482
Total interest expense	$1,603,000	4,327
Net interest income	$3,998,000	4,484
Provision for loan and lease losses	$360,000	2,548
Total noninterest income	$221,000	6,985
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$0	7,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$221,000	4,902
Total noninterest expense	$2,339,000	5,517
Salaries and employee benefits	$1,288,000	5,462
Premises and equipment expense	$495,000	4,128
Additional noninterest expense	$556,000	6,233
Pre-tax net operating income	$1,520,000	4,213
Securities gains (losses)	$-252,000	8,826
Applicable income taxes	$3,000	7,000
Income before extraordinary items	$1,265,000	4,065
Extraordinary gains, net	$0	34
Net income	$1,265,000	4,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,517,000	3,552
2004-09-30 (YTD Data)		Rank
Total interest income	$4,056,000	4,575
Total interest expense	$1,090,000	4,563
Net interest income	$2,966,000	4,515
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$157,000	7,095
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$157,000	5,023
Total noninterest expense	$1,747,000	5,488
Salaries and employee benefits	$980,000	5,388
Premises and equipment expense	$371,000	4,105
Additional noninterest expense	$396,000	6,340
Pre-tax net operating income	$1,106,000	4,363
Securities gains (losses)	$-127,000	8,912
Applicable income taxes	$65,000	5,769
Income before extraordinary items	$914,000	4,229
Extraordinary gains, net	$0	26
Net income	$914,000	4,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,032,110	3,859
2004-06-30 (YTD Data)		Rank
Total interest income	$2,662,000	4,620
Total interest expense	$687,000	4,732
Net interest income	$1,975,000	4,512
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$107,000	7,101
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$0	7,979
Trading account gains and fees	$0	130
Additional Noninterest Income	$107,000	5,031
Total noninterest expense	$1,154,000	5,558
Salaries and employee benefits	$656,000	5,411
Premises and equipment expense	$228,000	4,370
Additional noninterest expense	$270,000	6,293
Pre-tax net operating income	$748,000	4,283
Securities gains (losses)	$0	3,413
Applicable income taxes	$40,000	5,827
Income before extraordinary items	$708,000	3,823
Extraordinary gains, net	$0	21
Net income	$708,000	3,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$708,000	3,735
2004-03-31 (YTD Data)		Rank
Total interest income	$1,276,000	4,791
Total interest expense	$340,000	4,796
Net interest income	$936,000	4,688
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$59,000	6,900
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$59,000	4,776
Total noninterest expense	$569,000	5,617
Salaries and employee benefits	$325,000	5,473
Premises and equipment expense	$118,000	4,296
Additional noninterest expense	$126,000	6,532
Pre-tax net operating income	$336,000	4,541
Securities gains (losses)	$0	2,934
Applicable income taxes	$18,000	5,857
Income before extraordinary items	$318,000	4,123
Extraordinary gains, net	$0	16
Net income	$318,000	4,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$318,000	3,978
2003-12-31 (YTD Data)		Rank
Total interest income	$4,607,000	5,165
Total interest expense	$1,254,000	5,418
Net interest income	$3,353,000	4,931
Provision for loan and lease losses	$250,000	3,535
Total noninterest income	$242,000	6,998
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$242,000	4,909
Total noninterest expense	$2,156,000	5,743
Salaries and employee benefits	$1,185,000	5,690
Premises and equipment expense	$435,000	4,462
Additional noninterest expense	$536,000	6,342
Pre-tax net operating income	$1,189,000	4,708
Securities gains (losses)	$-126,000	9,042
Applicable income taxes	$32,000	6,563
Income before extraordinary items	$1,031,000	4,560
Extraordinary gains, net	$0	54
Net income	$1,031,000	4,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,153,220	4,077
2003-09-30 (YTD Data)		Rank
Total interest income	$3,316,000	5,371
Total interest expense	$968,000	5,478
Net interest income	$2,348,000	5,197
Provision for loan and lease losses	$165,000	3,731
Total noninterest income	$191,000	6,968
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,000	4,895
Total noninterest expense	$1,606,000	5,744
Salaries and employee benefits	$889,000	5,640
Premises and equipment expense	$332,000	4,419
Additional noninterest expense	$385,000	6,454
Pre-tax net operating income	$768,000	5,258
Securities gains (losses)	$0	4,204
Applicable income taxes	$27,000	6,632
Income before extraordinary items	$741,000	4,818
Extraordinary gains, net	$0	40
Net income	$741,000	4,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$741,000	4,627
2003-06-30 (YTD Data)		Rank
Total interest income	$2,211,000	5,403
Total interest expense	$681,000	5,433
Net interest income	$1,530,000	5,267
Provision for loan and lease losses	$105,000	3,773
Total noninterest income	$133,000	6,869
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$0	8,133
Trading account gains and fees	$0	150
Additional Noninterest Income	$133,000	4,798
Total noninterest expense	$1,068,000	5,760
Salaries and employee benefits	$606,000	5,584
Premises and equipment expense	$215,000	4,496
Additional noninterest expense	$247,000	6,560
Pre-tax net operating income	$490,000	5,356
Securities gains (losses)	$0	3,782
Applicable income taxes	$17,000	6,701
Income before extraordinary items	$473,000	4,939
Extraordinary gains, net	$0	30
Net income	$473,000	4,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$473,000	4,735
2003-03-31 (YTD Data)		Rank
Total interest income	$1,110,000	5,402
Total interest expense	$337,000	5,560
Net interest income	$773,000	5,222
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$69,000	6,751
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	4,643
Total noninterest expense	$539,000	5,716
Salaries and employee benefits	$307,000	5,548
Premises and equipment expense	$113,000	4,362
Additional noninterest expense	$119,000	6,675
Pre-tax net operating income	$258,000	5,192
Securities gains (losses)	$0	2,891
Applicable income taxes	$9,000	6,623
Income before extraordinary items	$249,000	4,728
Extraordinary gains, net	$0	21
Net income	$249,000	4,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$249,000	4,528
2002-12-31 (YTD Data)		Rank
Total interest income	$4,895,000	5,248
Total interest expense	$1,959,000	4,852
Net interest income	$2,936,000	5,355
Provision for loan and lease losses	$180,000	4,547
Total noninterest income	$223,000	7,087
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$223,000	4,804
Total noninterest expense	$2,091,000	5,727
Salaries and employee benefits	$1,114,000	5,763
Premises and equipment expense	$416,000	4,510
Additional noninterest expense	$561,000	6,156
Pre-tax net operating income	$888,000	5,519
Securities gains (losses)	$0	4,537
Applicable income taxes	$43,000	6,637
Income before extraordinary items	$845,000	5,056
Extraordinary gains, net	$0	70
Net income	$845,000	5,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$845,000	4,926
2001-12-31 (YTD Data)		Rank
Total interest income	$5,965,000	4,982
Total interest expense	$3,288,000	4,401
Net interest income	$2,677,000	5,492
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$162,000	7,717
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$162,000	5,371
Total noninterest expense	$1,836,000	6,057
Salaries and employee benefits	$1,004,000	5,965
Premises and equipment expense	$429,000	4,383
Additional noninterest expense	$403,000	7,120
Pre-tax net operating income	$823,000	5,412
Securities gains (losses)	$0	4,612
Applicable income taxes	$63,000	6,495
Income before extraordinary items	$760,000	5,015
Extraordinary gains, net	$0	105
Net income	$760,000	5,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$4,320,000	211
Net operating income	$760,000	4,899
2000-12-31 (YTD Data)		Rank
Total interest income	$3,942,000	6,535
Total interest expense	$2,247,000	5,912
Net interest income	$1,695,000	7,119
Provision for loan and lease losses	$80,000	5,752
Total noninterest income	$50,000	9,331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	7,811
Total noninterest expense	$1,518,000	6,709
Salaries and employee benefits	$788,000	6,788
Premises and equipment expense	$299,000	5,432
Additional noninterest expense	$431,000	6,916
Pre-tax net operating income	$147,000	8,606
Securities gains (losses)	$0	1,956
Applicable income taxes	$41,000	7,397
Income before extraordinary items	$106,000	8,668
Extraordinary gains, net	$0	38
Net income	$106,000	8,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$10,000,000	63
Net operating income	$106,000	8,654

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.