Home > Alerus Financial > Net charge- offs to loans
Alerus Financial, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.1867% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 4,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 4,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1108% | 4,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1108% | 4,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.2590% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 4,083 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0514% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0514% | 4,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0186% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0048% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 347 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0620% | 4,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0620% | 4,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0324% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.0773% | 4,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1014% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0333% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0333% | 4,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.1129% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0421% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0721% | 4,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 4,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2968% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0235% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1053% | 3,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 4,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2046% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0512% | 3,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0512% | 3,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0310% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 3,303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1453% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1453% | 4,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0426% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 3,392 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0224% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0224% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1506% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 4,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0814% | 3,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0739% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0739% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2254% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0977% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0494% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1379% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4539% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1529% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0233% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1687% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0968% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5900% | 4,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1397% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1397% | 2,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2288% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1206% | 3,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2197% | 4,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1415% | 2,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3472% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0667% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2081% | 4,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1693% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1693% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1323% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4849% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 4,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1040% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4422% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4422% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3570% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2578% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5514% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5514% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5623% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0822% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9756% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8145% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3993% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1707% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4238% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0625% | 4,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0625% | 4,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1559% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 3,668 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4815% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1054% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1054% | 2,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.1983% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7029% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1387% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2696% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.2983% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 4,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0798% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9544% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0445% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0445% | 2,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.6209% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 3,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1534% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1534% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.9021% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4520% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2104% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2104% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | -1.0695% | 5,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3361% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4019% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2916% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2916% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | -1.5619% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3181% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1592% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5559% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2646% | 5,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2732% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2732% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1012% | 5,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.9115% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 5,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0873% | 5,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2304% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 4,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2695% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2695% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 2.4323% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,232 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0641% | 4,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1727% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1665% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5249% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1802% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 3.8575% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 5,287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0895% | 4,683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2359% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2359% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4280% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 1.3809% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0512% | 5,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0507% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2189% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3536% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3536% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0518% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0759% | 4,741 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4912% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1758% | 1,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0514% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5587% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | -2.1357% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1119% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1086% | 4,829 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1820% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7514% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0780% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0780% | 3,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5787% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 5,580 |
| Percentage Net Loans Charged-off:Construction & development | -2.7101% | 5,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1310% | 4,880 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1645% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8692% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0405% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0405% | 3,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3586% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1620% | 5,961 |
| Percentage Net Loans Charged-off:Construction & development | -3.7016% | 5,714 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 5,602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0936% | 4,887 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3277% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1847% | 5,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1847% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0712% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2636% | 6,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3965% | 6,191 |
| Percentage Net Loans Charged-off:Construction & development | -7.5395% | 5,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 5,733 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0310% | 4,891 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4998% | 5,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4998% | 5,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1841% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0600% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 5,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.6020% | 5,630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0410% | 5,789 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1110% | 5,055 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1366% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 5,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2033% | 5,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0620% | 3,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4082% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 5,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.4051% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0494% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1335% | 5,108 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 5,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 5,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0239% | 3,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0239% | 3,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4868% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 6,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0716% | 6,040 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1362% | 5,132 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 6,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0704% | 6,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1508% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3292% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 6,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 5,877 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1934% | 5,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1026% | 6,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1417% | 6,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2807% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6025% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0603% | 6,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 6,194 |
| Percentage Net Loans Charged-off:Construction & development | -1.5615% | 6,047 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 6,017 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1101% | 5,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 1,416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 3,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2288% | 5,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5086% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 5,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1177% | 6,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 6,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.6539% | 5,949 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 6,076 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1379% | 5,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 3,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3565% | 6,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1045% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1045% | 3,235 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0677% | 5,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1504% | 6,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 5,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.4055% | 5,908 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 6,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1182% | 5,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4597% | 6,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0156% | 5,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0156% | 5,367 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1118% | 5,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 6,067 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1310% | 5,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 5,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1257% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1257% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2305% | 5,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1842% | 6,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4029% | 6,962 |
| Percentage Net Loans Charged-off:Construction & development | -12.6634% | 6,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3159% | 6,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4961% | 567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 3,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 1,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 3,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0889% | 3,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3900% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2444% | 7,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5554% | 7,063 |
| Percentage Net Loans Charged-off:Construction & development | -18.7679% | 6,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4110% | 6,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6658% | 463 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 1,521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 2,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1175% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6553% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6553% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4409% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3360% | 7,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7850% | 7,134 |
| Percentage Net Loans Charged-off:Construction & development | -29.0548% | 6,557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4354% | 6,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9841% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0413% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8952% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8952% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6358% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6178% | 7,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1682% | 7,195 |
| Percentage Net Loans Charged-off:Construction & development | -53.2765% | 6,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1878% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0063% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3202% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 5,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0755% | 5,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 5,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 5,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.4095% | 6,549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 6,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1679% | 1,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 3,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2371% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2169% | 3,641 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 5,952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.5769% | 2,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 6,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 3,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1047% | 1,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 3,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 3,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1927% | 3,430 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.5100% | 1,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 2,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 3,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 3,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 3,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 3,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2431% | 2,932 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 5,946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 6,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.1216% | 6,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 6,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1976% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1089% | 6,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2458% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2458% | 2,422 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0118% | 5,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3877% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7609% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 9.2379% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5266% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2836% | 1,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0208% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1222% | 4,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0267% | 1,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4107% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6587% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 4.3273% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8362% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 3,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3134% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1510% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8938% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7779% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 5.7505% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7924% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 3,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4322% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1215% | 4,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0610% | 6,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4557% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7297% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.1563% | 1,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3887% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 6,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0821% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1325% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6992% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5989% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 5.9144% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4285% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 4,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0657% | 2,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 4,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1385% | 1,721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6866% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5548% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 3.9411% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6032% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0747% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3386% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1951% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4395% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2726% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 4.0806% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8397% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4047% | 3,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0323% | 6,728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5493% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 7.4250% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5072% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4554% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0629% | 6,781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.4625% | 2,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 3,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 2,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2721% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0857% | 6,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 2,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2190% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7656% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0766% | 6,960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2344% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1531% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0446% | 6,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1614% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2024% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0227% | 6,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2238% | 4,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0438% | 7,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 4,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 6,924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 2,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 3,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0309% | 6,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 3,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 6,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3579% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0105% | 6,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0505% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2431% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7152% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0628% | 6,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7551% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7687% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4139% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 7,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 7,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 7,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0833% | 6,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 6,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4869% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0276% | 7,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 7,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1253% | 6,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 6,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5397% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0157% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 8,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2345% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4491% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 3,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4182% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 3,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 3,708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0755% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 8,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0943% | 7,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5977% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4785% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0762% | 8,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1162% | 8,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2377% | 8,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1109% | 7,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4651% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1555% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0519% | 7,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1084% | 8,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1602% | 8,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3200% | 8,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1402% | 7,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0069% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2059% | 8,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2624% | 8,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4739% | 8,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2669% | 7,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5257% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 7,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 8,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6377% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8812% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 8,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 8,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 3,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9722% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9761% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1173% | 1,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 8,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 8,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 8,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2679% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0988% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 7,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 8,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 8,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 8,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 8,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 3,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8427% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9465% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 7,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4743% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4251% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7529% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1219% | 7,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 8,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0901% | 8,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3208% | 3,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3490% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4519% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0847% | 1,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6248% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4863% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 4,421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6562% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 1,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0740% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | -1.0689% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1554% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4866% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9946% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7739% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0695% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2602% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4426% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2604% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4377% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4258% | 1,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5551% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0101% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9319% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3710% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1542% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4211% | 1,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5031% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1895% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3712% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5004% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 6,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1664% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1472% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6208% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3951% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1610% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3894% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0657% | 1,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5227% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6264% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1757% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3878% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 6,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9342% | 1,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7869% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4611% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2572% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 10,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3952% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1300% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5147% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0631% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 7,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0824% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0860% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4860% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3820% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |