Home > Albion Federal Savings and Loan Association > Assets and Liabilities
Albion Federal Savings and Loan Association, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $79,269,000 | 5,252 |
| Cash and due from depository institutions | $3,878,000 | 5,778 |
| Interest-bearing balances | $1,913,000 | 1,793 |
| Securities | $6,966,000 | 7,995 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,215 |
| Net loans & leases | $63,880,000 | 4,284 |
| Loan loss allowance | $296,000 | 7,433 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,857,000 | 4,209 |
| Other real estate owned | $161,000 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,027,000 | 6,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,269,000 | 5,252 |
| Total liabilities | $73,086,000 | 5,168 |
| Total deposits | $61,682,000 | 5,468 |
| Interest-bearing deposits | $57,238,000 | 5,189 |
| Deposits held in domestic offices | $61,682,000 | 5,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,111,000 | 1,884 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $293,000 | 7,026 |
| Total equity capital | $6,183,000 | 6,141 |
| Total bank equity capital | $6,183,000 | 6,141 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $1,297,000 | 6,617 |
| Undivided profits | $4,885,000 | 4,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $349,000 | 5,925 |
| Earning assets | $74,259,000 | 5,157 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $77,386,600 | 5,201 |
| Average Assets, quarterly | $78,287,500 | 5,254 |
| Volatile liabilities | $15,876,000 | 4,077 |
| Insider loans | $531,000 | 5,222 |
| FHLB advances | $11,000,000 | 452 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,214,000 | 5,883 |
| Tier 1 (core) risk-based capital | $6,197,000 | 6,153 |
| Tier 2 risk-based capital | $296,000 | 7,074 |
| Total risk weighted assets | $40,126,000 | 5,990 |
| Total unused commitments | $4,214,000 | 5,891 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $75,459,000 | 5,418 |
| Cash and due from depository institutions | $1,454,000 | 5,705 |
| Interest-bearing balances | $60,000 | 5,431 |
| Securities | $7,854,000 | 7,759 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,957 |
| Net loans & leases | $58,839,000 | 4,361 |
| Loan loss allowance | $253,000 | 7,910 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,076,000 | 3,803 |
| Other real estate owned | $97,000 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,039,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,459,000 | 5,418 |
| Total liabilities | $69,683,000 | 5,319 |
| Total deposits | $60,161,000 | 5,622 |
| Interest-bearing deposits | $56,051,000 | 5,297 |
| Deposits held in domestic offices | $60,161,000 | 5,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,160,000 | 1,655 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $362,000 | 6,847 |
| Total equity capital | $5,776,000 | 6,534 |
| Total bank equity capital | $5,776,000 | 6,534 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $1,273,000 | 6,631 |
| Undivided profits | $4,502,000 | 4,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $315,000 | 6,387 |
| Earning assets | $70,853,000 | 5,329 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $73,071,200 | 5,322 |
| Average Assets, quarterly | $74,153,000 | 5,413 |
| Volatile liabilities | $13,170,000 | 4,153 |
| Insider loans | $503,000 | 5,268 |
| FHLB advances | $9,000,000 | 441 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,834,000 | 5,428 |
| Tier 1 (core) risk-based capital | $5,757,000 | 6,367 |
| Tier 2 risk-based capital | $253,000 | 7,564 |
| Total risk weighted assets | $38,232,000 | 6,055 |
| Total unused commitments | $4,834,000 | 5,437 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $71,362,000 | 5,650 |
| Cash and due from depository institutions | $2,188,000 | 5,787 |
| Interest-bearing balances | $419,000 | 3,272 |
| Securities | $10,966,000 | 7,128 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,148 |
| Net loans & leases | $52,918,000 | 4,757 |
| Loan loss allowance | $239,000 | 8,295 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,250,000 | 3,465 |
| Other real estate owned | $101,000 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,089,000 | 5,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,362,000 | 5,650 |
| Total liabilities | $65,962,000 | 5,515 |
| Total deposits | $56,509,000 | 5,917 |
| Interest-bearing deposits | $53,389,000 | 5,518 |
| Deposits held in domestic offices | $56,509,000 | 5,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,253,000 | 1,455 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $200,000 | 8,997 |
| Total equity capital | $5,400,000 | 6,829 |
| Total bank equity capital | $5,400,000 | 6,829 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $1,256,000 | 6,775 |
| Undivided profits | $4,143,000 | 5,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $319,000 | 6,573 |
| Earning assets | $66,153,000 | 5,610 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $67,868,800 | 5,666 |
| Average Assets, quarterly | $70,794,500 | 5,636 |
| Volatile liabilities | $12,585,000 | 4,269 |
| Insider loans | $545,000 | 5,185 |
| FHLB advances | $9,000,000 | 442 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,121,000 | 5,679 |
| Tier 1 (core) risk-based capital | $5,352,000 | 6,725 |
| Tier 2 risk-based capital | $239,000 | 7,842 |
| Total risk weighted assets | $35,712,000 | 6,366 |
| Total unused commitments | $4,121,000 | 5,688 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $64,032,000 | 6,256 |
| Cash and due from depository institutions | $1,026,000 | 6,081 |
| Interest-bearing balances | $90,000 | 5,079 |
| Securities | $10,778,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,231 |
| Net loans & leases | $47,727,000 | 5,207 |
| Loan loss allowance | $209,000 | 9,030 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,022,000 | 3,739 |
| Other real estate owned | $285,000 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,094,000 | 5,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,032,000 | 6,256 |
| Total liabilities | $59,030,000 | 6,139 |
| Total deposits | $49,518,000 | 6,641 |
| Interest-bearing deposits | $47,095,000 | 6,211 |
| Deposits held in domestic offices | $49,518,000 | 6,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,384,000 | 1,387 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $128,000 | 10,258 |
| Total equity capital | $5,002,000 | 7,234 |
| Total bank equity capital | $5,002,000 | 7,234 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $1,221,000 | 7,066 |
| Undivided profits | $3,780,000 | 5,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 6,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $285,000 | 7,123 |
| Earning assets | $59,695,000 | 6,174 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $58,511,800 | 6,468 |
| Average Assets, quarterly | $61,642,500 | 6,356 |
| Volatile liabilities | $13,970,000 | 3,822 |
| Insider loans | $420,000 | 5,967 |
| FHLB advances | $9,000,000 | 466 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,983,000 | 7,477 |
| Tier 1 (core) risk-based capital | $4,946,000 | 7,179 |
| Tier 2 risk-based capital | $209,000 | 8,517 |
| Total risk weighted assets | $32,308,000 | 6,821 |
| Total unused commitments | $1,983,000 | 7,491 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $56,264,000 | 6,931 |
| Cash and due from depository institutions | $1,045,000 | 6,946 |
| Interest-bearing balances | $163,000 | 4,512 |
| Securities | $6,865,000 | 9,441 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,641 |
| Net loans & leases | $43,823,000 | 5,446 |
| Loan loss allowance | $244,000 | 8,836 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,191,000 | 3,412 |
| Other real estate owned | $20,000 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $970,000 | 6,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,264,000 | 6,931 |
| Total liabilities | $51,272,000 | 6,868 |
| Total deposits | $47,664,000 | 6,988 |
| Interest-bearing deposits | $45,742,000 | 6,470 |
| Deposits held in domestic offices | $47,664,000 | 6,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,432,000 | 1,935 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $176,000 | 10,044 |
| Total equity capital | $4,992,000 | 7,381 |
| Total bank equity capital | $4,992,000 | 7,381 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,202,000 | 7,211 |
| Undivided profits | $3,789,000 | 5,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $301,000 | 7,103 |
| Earning assets | $52,201,000 | 6,855 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $57,387,600 | 6,646 |
| Average Assets, quarterly | $56,987,000 | 6,813 |
| Volatile liabilities | $7,185,000 | 5,681 |
| Insider loans | $365,000 | 6,510 |
| FHLB advances | $3,000,000 | 603 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,765,000 | 6,599 |
| Tier 1 (core) risk-based capital | $4,916,000 | 7,316 |
| Tier 2 risk-based capital | $244,000 | 8,156 |
| Total risk weighted assets | $29,998,000 | 7,181 |
| Total unused commitments | $2,765,000 | 6,613 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $55,371,000 | 7,017 |
| Cash and due from depository institutions | $676,000 | 7,881 |
| Interest-bearing balances | $7,000 | 6,780 |
| Securities | $5,920,000 | 10,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $46,755,000 | 5,155 |
| Loan loss allowance | $224,000 | 9,468 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $953,000 | 6,260 |
| Other real estate owned | $35,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,032,000 | 6,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,371,000 | 7,017 |
| Total liabilities | $50,584,000 | 6,975 |
| Total deposits | $40,038,000 | 7,821 |
| Interest-bearing deposits | $37,558,000 | 7,379 |
| Deposits held in domestic offices | $40,038,000 | 7,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,441,000 | 1,202 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $105,000 | 11,008 |
| Total equity capital | $4,787,000 | 7,350 |
| Total bank equity capital | $4,787,000 | 7,350 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000 | 11,232 |
| Surplus | $1,063,000 | 7,764 |
| Undivided profits | $3,722,000 | 5,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $287,000 | 6,805 |
| Earning assets | $52,682,000 | 6,835 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $52,463,000 | 7,176 |
| Average Assets, quarterly | $54,676,500 | 7,058 |
| Volatile liabilities | $15,468,000 | 3,109 |
| Insider loans | $404,000 | 6,317 |
| FHLB advances | $9,975,000 | 471 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,233,000 | 8,684 |
| Tier 1 (core) risk-based capital | $4,787,000 | 7,452 |
| Tier 2 risk-based capital | $224,000 | 8,700 |
| Total risk weighted assets | $30,632,000 | 7,147 |
| Total unused commitments | $1,233,000 | 8,696 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $50,303,000 | 7,708 |
| Cash and due from depository institutions | $498,000 | 8,903 |
| Interest-bearing balances | $76,000 | 6,956 |
| Securities | $8,951,000 | 9,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $39,477,000 | 5,793 |
| Loan loss allowance | $123,000 | 11,667 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $584,000 | 8,204 |
| Other real estate owned | $35,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $758,000 | 7,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,303,000 | 7,708 |
| Total liabilities | $45,852,000 | 7,680 |
| Total deposits | $37,608,000 | 8,462 |
| Interest-bearing deposits | $37,608,000 | 7,703 |
| Deposits held in domestic offices | $37,608,000 | 8,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,132,000 | 1,193 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $112,000 | 11,253 |
| Total equity capital | $4,451,000 | 7,854 |
| Total bank equity capital | $4,451,000 | 7,854 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,451,000 | 5,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $189,000 | 8,426 |
| Earning assets | $48,504,000 | 7,433 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $46,225,000 | 7,969 |
| Average Assets, quarterly | $49,402,500 | 7,740 |
| Volatile liabilities | $12,070,000 | 3,572 |
| Insider loans | $295,000 | 7,331 |
| FHLB advances | $7,950,000 | 445 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,137,000 | 6,249 |
| Tier 1 (core) risk-based capital | $4,451,000 | 7,784 |
| Tier 2 risk-based capital | $104,000 | 11,502 |
| Total risk weighted assets | $25,866,000 | 7,983 |
| Total unused commitments | $3,137,000 | 6,269 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $41,290,000 | 8,828 |
| Cash and due from depository institutions | $1,236,000 | 10,332 |
| Interest-bearing balances | $1,125,000 | 3,578 |
| Securities | $8,892,000 | 9,630 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $27,623,000 | 7,434 |
| Loan loss allowance | $142,000 | 11,684 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $411,000 | 9,578 |
| Other real estate owned | $144,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $584,000 | 8,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,290,000 | 8,828 |
| Total liabilities | $38,212,000 | 8,741 |
| Total deposits | $32,975,000 | 9,329 |
| Interest-bearing deposits | $32,029,000 | 8,715 |
| Deposits held in domestic offices | $32,975,000 | 9,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,165,000 | 1,287 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $72,000 | 13,007 |
| Total equity capital | $3,078,000 | 9,602 |
| Total bank equity capital | $3,078,000 | 9,602 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,078,000 | 5,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 6,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $174,000 | 9,354 |
| Earning assets | $40,040,000 | 8,504 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $36,238,000 | 9,348 |
| Average Assets, quarterly | $38,530,000 | 9,126 |
| Volatile liabilities | $7,895,000 | 4,864 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,000,000 | 490 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,103,000 | 5,985 |
| Tier 1 (core) risk-based capital | $3,075,000 | 9,546 |
| Tier 2 risk-based capital | $135,000 | 11,048 |
| Total risk weighted assets | $19,630,000 | 9,397 |
| Total unused commitments | $3,103,000 | 6,012 |
| Derivatives | $0 | 651 |