Home > Agility Bank > Income and Expense
Agility Bank, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $3,804,000 | 3,923 |
Total interest expense | $829,000 | 3,834 |
Net interest income | $2,975,000 | 3,904 |
Provision for loan and lease losses | $527,000 | 1,241 |
Total noninterest income | $113,000 | 4,243 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $22,000 | 4,166 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 4,039 |
Total noninterest expense | $5,445,000 | 2,930 |
Salaries and employee benefits | $3,199,000 | 2,862 |
Premises and equipment expense | $629,000 | 2,636 |
Additional noninterest expense | $91,000 | 4,039 |
Pre-tax net operating income | $-2,884,000 | 4,551 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-2,884,000 | 4,529 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,884,000 | 4,528 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,884,000 | 4,529 |
Net charge-offs | $20,000 | 2,212 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $1,000 | 509 |
Net operating income | $-2,884,000 | 4,538 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $2,627,000 | 3,980 |
Total interest expense | $538,000 | 3,861 |
Net interest income | $2,089,000 | 3,982 |
Provision for loan and lease losses | $443,000 | 1,093 |
Total noninterest income | $91,000 | 4,233 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $18,000 | 4,156 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $73,000 | 4,030 |
Total noninterest expense | $3,985,000 | 2,954 |
Salaries and employee benefits | $2,239,000 | 2,930 |
Premises and equipment expense | $457,000 | 2,687 |
Additional noninterest expense | $73,000 | 4,026 |
Pre-tax net operating income | $-2,248,000 | 4,546 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-2,248,000 | 4,568 |
Extraordinary gains, net | $0 | 52 |
Net income | $-2,248,000 | 4,566 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-2,248,000 | 4,568 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $1,000 | 486 |
Net operating income | $-2,248,000 | 4,573 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $1,579,000 | 4,070 |
Total interest expense | $287,000 | 3,927 |
Net interest income | $1,292,000 | 4,070 |
Provision for loan and lease losses | $352,000 | 944 |
Total noninterest income | $50,000 | 4,305 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $12,000 | 4,170 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 4,141 |
Total noninterest expense | $2,601,000 | 2,974 |
Salaries and employee benefits | $1,393,000 | 3,038 |
Premises and equipment expense | $309,000 | 2,667 |
Additional noninterest expense | $38,000 | 4,116 |
Pre-tax net operating income | $-1,611,000 | 4,583 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-1,611,000 | 4,606 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,611,000 | 4,604 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,611,000 | 4,605 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $-1,611,000 | 4,607 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $688,000 | 4,195 |
Total interest expense | $102,000 | 4,029 |
Net interest income | $586,000 | 4,161 |
Provision for loan and lease losses | $101,000 | 1,275 |
Total noninterest income | $17,000 | 4,448 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $5,000 | 4,259 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,309 |
Total noninterest expense | $1,210,000 | 3,124 |
Salaries and employee benefits | $609,000 | 3,248 |
Premises and equipment expense | $160,000 | 2,646 |
Additional noninterest expense | $12,000 | 4,309 |
Pre-tax net operating income | $-708,000 | 4,628 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-708,000 | 4,608 |
Extraordinary gains, net | $0 | 4 |
Net income | $-708,000 | 4,607 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-708,000 | 4,608 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $-708,000 | 4,618 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $897,000 | 4,571 |
Total interest expense | $93,000 | 4,412 |
Net interest income | $804,000 | 4,569 |
Provision for loan and lease losses | $175,000 | 1,884 |
Total noninterest income | $49,000 | 4,565 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $5,000 | 4,490 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 4,404 |
Total noninterest expense | $8,017,000 | 2,295 |
Salaries and employee benefits | $5,000,000 | 2,182 |
Premises and equipment expense | $534,000 | 2,893 |
Additional noninterest expense | $44,000 | 4,404 |
Pre-tax net operating income | $-7,339,000 | 4,713 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-7,339,000 | 4,695 |
Extraordinary gains, net | $0 | 5 |
Net income | $-7,339,000 | 4,695 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-7,339,000 | 4,695 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $45,397,000 | 22 |
Net operating income | $-7,339,000 | 4,697 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $412,000 | 4,662 |
Total interest expense | $61,000 | 4,444 |
Net interest income | $351,000 | 4,664 |
Provision for loan and lease losses | $127,000 | 1,745 |
Total noninterest income | $18,000 | 4,658 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $1,000 | 4,559 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 4,533 |
Total noninterest expense | $6,940,000 | 2,098 |
Salaries and employee benefits | $4,505,000 | 1,935 |
Premises and equipment expense | $399,000 | 2,915 |
Additional noninterest expense | $17,000 | 4,533 |
Pre-tax net operating income | $-6,698,000 | 4,754 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $0 | 3,603 |
Income before extraordinary items | $-6,698,000 | 4,732 |
Extraordinary gains, net | $0 | 4 |
Net income | $-6,698,000 | 4,732 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-6,698,000 | 4,732 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $44,806,000 | 18 |
Net operating income | $-6,698,000 | 4,738 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $67,000 | 4,754 |
Total interest expense | $58,000 | 4,323 |
Net interest income | $9,000 | 4,767 |
Provision for loan and lease losses | $0 | 2,599 |
Total noninterest income | $12,000 | 4,675 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $0 | 4,638 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,562 |
Total noninterest expense | $5,889,000 | 1,779 |
Salaries and employee benefits | $3,989,000 | 1,578 |
Premises and equipment expense | $287,000 | 2,794 |
Additional noninterest expense | $1,613,000 | 1,889 |
Pre-tax net operating income | $-5,868,000 | 4,771 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $0 | 3,564 |
Income before extraordinary items | $-5,868,000 | 4,756 |
Extraordinary gains, net | $0 | 4 |
Net income | $-5,868,000 | 4,756 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $-5,868,000 | 4,756 |
Net charge-offs | $0 | 2,156 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $37,658,000 | 20 |
Net operating income | $-5,868,000 | 4,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.