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Affinity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,729,0001,066
Total interest expense$15,674,000943
Net interest income$27,055,0001,136
Provision for loan and lease losses$-11,0004,203
Total noninterest income$2,598,0001,768
Gross Fiduciary activities income$0981
Service charges on deposit accounts$522,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$2,076,0001,584
Total noninterest expense$20,908,0001,172
Salaries and employee benefits$12,363,0001,120
Premises and equipment expense$2,314,0001,073
Additional noninterest expense$2,076,0001,584
Pre-tax net operating income$8,756,0001,300
Securities gains (losses)$0988
Applicable income taxes$2,049,000975
Income before extraordinary items$6,707,0001,386
Extraordinary gains, net$054
Net income$6,707,0001,402
Minority interest net income$088
Net income of bank and minority interests.$6,707,0001,389
Net charge-offs$424,000821
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,386,000165
Net operating income$6,707,0001,407
2023-09-30 (YTD Data)Rank
Total interest income$31,610,0001,055
Total interest expense$11,252,000918
Net interest income$20,358,0001,134
Provision for loan and lease losses$23,0002,777
Total noninterest income$2,023,0001,727
Gross Fiduciary activities income$0950
Service charges on deposit accounts$385,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$1,638,0001,527
Total noninterest expense$15,611,0001,168
Salaries and employee benefits$9,124,0001,141
Premises and equipment expense$1,776,0001,047
Additional noninterest expense$1,638,0001,527
Pre-tax net operating income$6,747,0001,325
Securities gains (losses)$0849
Applicable income taxes$1,598,000974
Income before extraordinary items$5,149,0001,417
Extraordinary gains, net$052
Net income$5,149,0001,428
Minority interest net income$081
Net income of bank and minority interests.$5,149,0001,417
Net charge-offs$130,0001,072
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,000,000162
Net operating income$5,149,0001,432
2023-06-30 (YTD Data)Rank
Total interest income$20,553,0001,046
Total interest expense$7,086,000875
Net interest income$13,467,0001,150
Provision for loan and lease losses$14,0002,704
Total noninterest income$1,374,0001,642
Gross Fiduciary activities income$0931
Service charges on deposit accounts$249,0001,635
Trading account gains and feesNANA
Additional Noninterest Income$1,125,0001,428
Total noninterest expense$10,294,0001,171
Salaries and employee benefits$6,076,0001,140
Premises and equipment expense$1,188,0001,038
Additional noninterest expense$1,125,0001,427
Pre-tax net operating income$4,533,0001,292
Securities gains (losses)$0938
Applicable income taxes$1,074,000973
Income before extraordinary items$3,459,0001,408
Extraordinary gains, net$051
Net income$3,459,0001,424
Minority interest net income$081
Net income of bank and minority interests.$3,459,0001,408
Net charge-offs$81,0001,005
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$661,000150
Net operating income$3,459,0001,416
2023-03-31 (YTD Data)Rank
Total interest income$9,701,0001,089
Total interest expense$2,873,000917
Net interest income$6,828,0001,145
Provision for loan and lease losses$8,0002,392
Total noninterest income$632,0001,733
Gross Fiduciary activities income$0913
Service charges on deposit accounts$126,0001,634
Trading account gains and feesNANA
Additional Noninterest Income$506,0001,516
Total noninterest expense$5,112,0001,188
Salaries and employee benefits$3,020,0001,169
Premises and equipment expense$600,0001,058
Additional noninterest expense$506,0001,516
Pre-tax net operating income$2,340,0001,292
Securities gains (losses)$0950
Applicable income taxes$550,000985
Income before extraordinary items$1,790,0001,389
Extraordinary gains, net$04
Net income$1,790,0001,388
Minority interest net income$048
Net income of bank and minority interests.$1,790,0001,389
Net charge-offs$94,000612
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$337,000130
Net operating income$1,790,0001,405
2022-12-31 (YTD Data)Rank
Total interest income$31,992,0001,079
Total interest expense$2,556,0001,334
Net interest income$29,436,0001,046
Provision for loan and lease losses$742,000990
Total noninterest income$2,617,0001,766
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$508,0001,664
Trading account gains and feesNANA
Additional Noninterest Income$2,109,0001,572
Total noninterest expense$21,607,0001,113
Salaries and employee benefits$12,230,0001,127
Premises and equipment expense$2,293,0001,080
Additional noninterest expense$2,109,0001,572
Pre-tax net operating income$9,704,0001,298
Securities gains (losses)$0691
Applicable income taxes$2,287,000980
Income before extraordinary items$7,417,0001,385
Extraordinary gains, net$05
Net income$7,417,0001,385
Minority interest net income$063
Net income of bank and minority interests.$7,417,0001,385
Net charge-offs$-15,0003,741
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$1,007,000239
Net operating income$7,417,0001,406
2022-09-30 (YTD Data)Rank
Total interest income$23,042,0001,077
Total interest expense$871,0001,938
Net interest income$22,171,0001,025
Provision for loan and lease losses$674,000809
Total noninterest income$2,084,0001,728
Gross Fiduciary activities income$0968
Service charges on deposit accounts$379,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$1,705,0001,526
Total noninterest expense$16,167,0001,122
Salaries and employee benefits$9,233,0001,118
Premises and equipment expense$1,624,0001,120
Additional noninterest expense$1,705,0001,526
Pre-tax net operating income$7,414,0001,277
Securities gains (losses)$0740
Applicable income taxes$1,760,000967
Income before extraordinary items$5,654,0001,349
Extraordinary gains, net$04
Net income$5,654,0001,348
Minority interest net income$057
Net income of bank and minority interests.$5,654,0001,349
Net charge-offs$-79,0004,224
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$697,000224
Net operating income$5,654,0001,380
2022-06-30 (YTD Data)Rank
Total interest income$14,862,0001,066
Total interest expense$129,0003,705
Net interest income$14,733,000997
Provision for loan and lease losses$482,000712
Total noninterest income$1,403,0001,723
Gross Fiduciary activities income$0925
Service charges on deposit accounts$245,0001,715
Trading account gains and feesNANA
Additional Noninterest Income$1,158,0001,533
Total noninterest expense$10,797,0001,114
Salaries and employee benefits$6,029,0001,129
Premises and equipment expense$1,008,0001,187
Additional noninterest expense$3,760,000979
Pre-tax net operating income$4,857,0001,230
Securities gains (losses)$0687
Applicable income taxes$1,144,000920
Income before extraordinary items$3,713,0001,290
Extraordinary gains, net$04
Net income$3,713,0001,290
Minority interest net income$060
Net income of bank and minority interests.$3,713,0001,290
Net charge-offs$44,0001,016
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$338,000234
Net operating income$3,713,0001,318
2022-03-31 (YTD Data)Rank
Total interest income$7,243,0001,066
Total interest expense$-428,0004,793
Net interest income$7,671,000949
Provision for loan and lease losses$253,000563
Total noninterest income$661,0001,768
Gross Fiduciary activities income$0892
Service charges on deposit accounts$123,0001,689
Trading account gains and feesNANA
Additional Noninterest Income$538,0001,599
Total noninterest expense$5,668,0001,059
Salaries and employee benefits$3,006,0001,138
Premises and equipment expense$522,0001,155
Additional noninterest expense$2,140,000870
Pre-tax net operating income$2,411,0001,185
Securities gains (losses)$0623
Applicable income taxes$564,000909
Income before extraordinary items$1,847,0001,268
Extraordinary gains, net$04
Net income$1,847,0001,268
Minority interest net income$050
Net income of bank and minority interests.$1,847,0001,268
Net charge-offs$18,000995
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$194,000195
Net operating income$1,847,0001,281
2021-12-31 (YTD Data)Rank
Total interest income$26,341,0001,177
Total interest expense$3,343,000819
Net interest income$22,998,0001,214
Provision for loan and lease losses$1,152,000523
Total noninterest income$9,071,000894
Gross Fiduciary activities income$0994
Service charges on deposit accounts$416,0001,818
Trading account gains and feesNANA
Additional Noninterest Income$8,655,000736
Total noninterest expense$20,635,0001,138
Salaries and employee benefits$10,869,0001,218
Premises and equipment expense$2,688,000948
Additional noninterest expense$7,078,0001,024
Pre-tax net operating income$10,282,0001,249
Securities gains (losses)$02,062
Applicable income taxes$2,566,000942
Income before extraordinary items$7,716,0001,380
Extraordinary gains, net$010
Net income$7,716,0001,380
Minority interest net income$074
Net income of bank and minority interests.$7,716,0001,380
Net charge-offs$-1,054,0004,783
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-2,281,0004,818
Net operating income$7,716,0001,360
2021-09-30 (YTD Data)Rank
Total interest income$19,694,0001,199
Total interest expense$2,594,000843
Net interest income$17,100,0001,245
Provision for loan and lease losses$1,041,000426
Total noninterest income$7,734,000836
Gross Fiduciary activities income$0957
Service charges on deposit accounts$295,0001,877
Trading account gains and feesNANA
Additional Noninterest Income$7,439,000698
Total noninterest expense$15,447,0001,149
Salaries and employee benefits$7,956,0001,248
Premises and equipment expense$2,151,000910
Additional noninterest expense$5,340,0001,017
Pre-tax net operating income$8,346,0001,235
Securities gains (losses)$02,015
Applicable income taxes$1,940,000988
Income before extraordinary items$6,406,0001,326
Extraordinary gains, net$08
Net income$6,406,0001,326
Minority interest net income$069
Net income of bank and minority interests.$6,406,0001,326
Net charge-offs$-236,0004,690
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-2,472,0004,894
Net operating income$6,406,0001,309
2021-06-30 (YTD Data)Rank
Total interest income$13,040,0001,207
Total interest expense$1,790,000853
Net interest income$11,250,0001,239
Provision for loan and lease losses$772,000401
Total noninterest income$5,967,000754
Gross Fiduciary activities income$0951
Service charges on deposit accounts$184,0001,913
Trading account gains and feesNANA
Additional Noninterest Income$5,783,000639
Total noninterest expense$10,506,0001,129
Salaries and employee benefits$5,111,0001,282
Premises and equipment expense$1,576,000842
Additional noninterest expense$3,819,000964
Pre-tax net operating income$5,939,0001,156
Securities gains (losses)$01,818
Applicable income taxes$1,359,000952
Income before extraordinary items$4,580,0001,266
Extraordinary gains, net$06
Net income$4,580,0001,266
Minority interest net income$067
Net income of bank and minority interests.$4,580,0001,266
Net charge-offs$-252,0004,793
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-2,652,0004,937
Net operating income$4,580,0001,241
2021-03-31 (YTD Data)Rank
Total interest income$6,455,0001,225
Total interest expense$940,000855
Net interest income$5,515,0001,258
Provision for loan and lease losses$460,000399
Total noninterest income$3,571,000674
Gross Fiduciary activities income$0922
Service charges on deposit accounts$91,0001,913
Trading account gains and feesNANA
Additional Noninterest Income$3,480,000569
Total noninterest expense$5,812,0001,020
Salaries and employee benefits$2,497,0001,291
Premises and equipment expense$990,000690
Additional noninterest expense$2,325,000802
Pre-tax net operating income$2,814,0001,190
Securities gains (losses)$01,392
Applicable income taxes$616,000998
Income before extraordinary items$2,198,0001,297
Extraordinary gains, net$03
Net income$2,198,0001,297
Minority interest net income$055
Net income of bank and minority interests.$2,198,0001,297
Net charge-offs$-41,0004,554
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-2,793,0004,972
Net operating income$2,198,0001,265
2020-12-31 (YTD Data)Rank
Total interest income$26,681,0001,173
Total interest expense$5,528,000859
Net interest income$21,153,0001,225
Provision for loan and lease losses$2,024,0001,038
Total noninterest income$5,977,0001,126
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$445,0001,748
Trading account gains and feesNANA
Additional Noninterest Income$5,532,000954
Total noninterest expense$20,700,0001,094
Salaries and employee benefits$11,221,0001,137
Premises and equipment expense$2,591,000959
Additional noninterest expense$6,888,0001,000
Pre-tax net operating income$4,406,0001,942
Securities gains (losses)$1,0002,609
Applicable income taxes$806,0001,600
Income before extraordinary items$3,601,0002,052
Extraordinary gains, net$04
Net income$3,601,0002,052
Minority interest net income$072
Net income of bank and minority interests.$3,601,0002,052
Net charge-offs$-191,0004,845
Cash dividends$40,600,000178
Sale, conversion, retirement of capital stock, net$459,000279
Net operating income$3,600,1801,997
2020-09-30 (YTD Data)Rank
Total interest income$20,093,0001,170
Total interest expense$4,496,000849
Net interest income$15,597,0001,221
Provision for loan and lease losses$1,413,0001,107
Total noninterest income$4,052,0001,168
Gross Fiduciary activities income$0981
Service charges on deposit accounts$339,0001,728
Trading account gains and feesNANA
Additional Noninterest Income$3,713,000994
Total noninterest expense$15,850,0001,057
Salaries and employee benefits$8,953,0001,065
Premises and equipment expense$1,897,000970
Additional noninterest expense$5,000,0001,012
Pre-tax net operating income$2,386,0002,344
Securities gains (losses)$1,0002,423
Applicable income taxes$316,0002,059
Income before extraordinary items$2,071,0002,404
Extraordinary gains, net$04
Net income$2,071,0002,404
Minority interest net income$065
Net income of bank and minority interests.$2,071,0002,404
Net charge-offs$-150,0004,879
Cash dividends$40,600,000137
Sale, conversion, retirement of capital stock, net$339,000261
Net operating income$2,070,1302,355
2020-06-30 (YTD Data)Rank
Total interest income$13,324,0001,182
Total interest expense$3,089,000903
Net interest income$10,235,0001,242
Provision for loan and lease losses$807,0001,222
Total noninterest income$1,717,0001,497
Gross Fiduciary activities income$0970
Service charges on deposit accounts$234,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$1,483,0001,328
Total noninterest expense$11,273,000995
Salaries and employee benefits$6,669,000978
Premises and equipment expense$2,218,000580
Additional noninterest expense$2,386,0001,298
Pre-tax net operating income$-128,0004,866
Securities gains (losses)$4,0002,045
Applicable income taxes$-273,0004,978
Income before extraordinary items$149,0004,455
Extraordinary gains, net$04
Net income$149,0004,455
Minority interest net income$065
Net income of bank and minority interests.$149,0004,455
Net charge-offs$-28,0004,609
Cash dividends$40,000,000113
Sale, conversion, retirement of capital stock, net$157,000275
Net operating income$145,8404,432
2020-03-31 (YTD Data)Rank
Total interest income$6,459,0001,225
Total interest expense$1,506,0001,013
Net interest income$4,953,0001,273
Provision for loan and lease losses$507,000876
Total noninterest income$749,0001,527
Gross Fiduciary activities income$0941
Service charges on deposit accounts$144,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,348
Total noninterest expense$6,869,000866
Salaries and employee benefits$4,348,000789
Premises and equipment expense$1,127,000580
Additional noninterest expense$1,394,0001,160
Pre-tax net operating income$-1,674,0005,052
Securities gains (losses)$01,705
Applicable income taxes$-607,0005,035
Income before extraordinary items$-1,067,0005,008
Extraordinary gains, net$04
Net income$-1,067,0005,009
Minority interest net income$056
Net income of bank and minority interests.$-1,067,0005,008
Net charge-offs$3,0002,231
Cash dividends$40,000,00081
Sale, conversion, retirement of capital stock, net$30,000366
Net operating income$-1,067,0005,033
2019-12-31 (YTD Data)Rank
Total interest income$14,456,0001,978
Total interest expense$2,456,0002,068
Net interest income$12,000,0001,931
Provision for loan and lease losses$62,0003,237
Total noninterest income$2,177,0001,890
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$583,0001,711
Trading account gains and feesNANA
Additional Noninterest Income$1,594,0001,746
Total noninterest expense$13,288,0001,504
Salaries and employee benefits$8,026,0001,445
Premises and equipment expense$2,969,000863
Additional noninterest expense$2,293,0002,343
Pre-tax net operating income$827,0004,039
Securities gains (losses)$147,000751
Applicable income taxes$134,0002,872
Income before extraordinary items$840,0003,947
Extraordinary gains, net$011
Net income$840,0003,948
Minority interest net income$076
Net income of bank and minority interests.$840,0003,948
Net charge-offs$-51,0004,779
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$565,000273
Net operating income$713,5804,064
2019-09-30 (YTD Data)Rank
Total interest income$10,859,0001,995
Total interest expense$1,769,0002,126
Net interest income$9,090,0001,937
Provision for loan and lease losses$60,0002,989
Total noninterest income$1,669,0001,872
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$460,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0001,729
Total noninterest expense$10,337,0001,459
Salaries and employee benefits$6,117,0001,439
Premises and equipment expense$2,450,000772
Additional noninterest expense$1,770,0002,294
Pre-tax net operating income$362,0004,546
Securities gains (losses)$147,000630
Applicable income taxes$45,0003,288
Income before extraordinary items$464,0004,344
Extraordinary gains, net$011
Net income$464,0004,343
Minority interest net income$072
Net income of bank and minority interests.$464,0004,343
Net charge-offs$-133,0005,021
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$264,000296
Net operating income$330,2304,548
2019-06-30 (YTD Data)Rank
Total interest income$7,150,0002,016
Total interest expense$1,154,0002,136
Net interest income$5,996,0001,954
Provision for loan and lease losses$48,0002,826
Total noninterest income$1,070,0001,899
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$338,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$732,0001,799
Total noninterest expense$6,573,0001,522
Salaries and employee benefits$4,059,0001,443
Premises and equipment expense$1,376,000913
Additional noninterest expense$1,138,0002,373
Pre-tax net operating income$445,0004,114
Securities gains (losses)$01,702
Applicable income taxes$43,0003,152
Income before extraordinary items$402,0004,097
Extraordinary gains, net$011
Net income$402,0004,095
Minority interest net income$069
Net income of bank and minority interests.$402,0004,096
Net charge-offs$-128,0005,093
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$130,000324
Net operating income$402,0004,086
2019-03-31 (YTD Data)Rank
Total interest income$3,506,0002,046
Total interest expense$571,0002,121
Net interest income$2,935,0001,985
Provision for loan and lease losses$9,0003,120
Total noninterest income$481,0001,959
Gross Fiduciary activities income$0972
Service charges on deposit accounts$164,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,915
Total noninterest expense$3,186,0001,573
Salaries and employee benefits$1,981,0001,477
Premises and equipment expense$636,000969
Additional noninterest expense$569,0002,356
Pre-tax net operating income$221,0004,118
Securities gains (losses)$01,087
Applicable income taxes$9,0003,424
Income before extraordinary items$212,0004,039
Extraordinary gains, net$05
Net income$212,0004,037
Minority interest net income$052
Net income of bank and minority interests.$212,0004,038
Net charge-offs$-108,0005,202
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$31,000377
Net operating income$212,0004,035
2018-12-31 (YTD Data)Rank
Total interest income$14,024,0001,959
Total interest expense$1,850,0002,035
Net interest income$12,174,0001,927
Provision for loan and lease losses$567,0001,356
Total noninterest income$2,623,0001,690
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$710,0001,518
Trading account gains and feesNANA
Additional Noninterest Income$1,913,0001,536
Total noninterest expense$12,210,0001,588
Salaries and employee benefits$7,260,0001,548
Premises and equipment expense$2,366,0001,028
Additional noninterest expense$2,584,0002,170
Pre-tax net operating income$2,020,0003,134
Securities gains (losses)$01,125
Applicable income taxes$260,0002,494
Income before extraordinary items$1,760,0003,128
Extraordinary gains, net$06
Net income$1,760,0003,127
Minority interest net income$072
Net income of bank and minority interests.$1,760,0003,127
Net charge-offs$1,154,000516
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$134,000453
Net operating income$1,760,0003,122
2018-09-30 (YTD Data)Rank
Total interest income$10,532,0001,944
Total interest expense$1,308,0002,046
Net interest income$9,224,0001,909
Provision for loan and lease losses$539,0001,075
Total noninterest income$2,175,0001,601
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$526,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,649,0001,430
Total noninterest expense$9,084,0001,598
Salaries and employee benefits$5,345,0001,568
Premises and equipment expense$1,745,0001,034
Additional noninterest expense$1,994,0002,127
Pre-tax net operating income$1,776,0002,929
Securities gains (losses)$01,118
Applicable income taxes$205,0002,529
Income before extraordinary items$1,571,0002,914
Extraordinary gains, net$05
Net income$1,571,0002,913
Minority interest net income$066
Net income of bank and minority interests.$1,571,0002,913
Net charge-offs$1,241,000372
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$101,000430
Net operating income$1,571,0002,903
2018-06-30 (YTD Data)Rank
Total interest income$6,712,0002,004
Total interest expense$812,0002,063
Net interest income$5,900,0001,986
Provision for loan and lease losses$318,0001,127
Total noninterest income$1,578,0001,508
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$345,0001,542
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,327
Total noninterest expense$6,055,0001,602
Salaries and employee benefits$3,724,0001,507
Premises and equipment expense$1,137,0001,055
Additional noninterest expense$1,194,0002,299
Pre-tax net operating income$1,105,0003,013
Securities gains (losses)$0961
Applicable income taxes$53,0003,108
Income before extraordinary items$1,052,0002,872
Extraordinary gains, net$06
Net income$1,052,0002,872
Minority interest net income$065
Net income of bank and minority interests.$1,052,0002,872
Net charge-offs$924,000348
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$67,000412
Net operating income$1,052,0002,864
2018-03-31 (YTD Data)Rank
Total interest income$3,209,0002,072
Total interest expense$381,0002,087
Net interest income$2,828,0002,036
Provision for loan and lease losses$11,0003,103
Total noninterest income$681,0001,659
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$177,0001,527
Trading account gains and feesNANA
Additional Noninterest Income$504,0001,476
Total noninterest expense$3,011,0001,631
Salaries and employee benefits$1,905,0001,496
Premises and equipment expense$567,0001,067
Additional noninterest expense$539,0002,491
Pre-tax net operating income$487,0003,139
Securities gains (losses)$0735
Applicable income taxes$78,0002,366
Income before extraordinary items$409,0003,212
Extraordinary gains, net$07
Net income$409,0003,212
Minority interest net income$052
Net income of bank and minority interests.$409,0003,212
Net charge-offs$460,000325
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$34,000377
Net operating income$409,0003,214
2017-12-31 (YTD Data)Rank
Total interest income$12,415,0002,075
Total interest expense$1,261,0002,173
Net interest income$11,154,0002,038
Provision for loan and lease losses$51,0003,547
Total noninterest income$1,737,0002,213
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$662,0001,632
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0002,205
Total noninterest expense$11,220,0001,703
Salaries and employee benefits$6,903,0001,603
Premises and equipment expense$1,981,0001,180
Additional noninterest expense$2,336,0002,363
Pre-tax net operating income$1,620,0003,420
Securities gains (losses)$02,243
Applicable income taxes$1,549,0001,507
Income before extraordinary items$71,0005,260
Extraordinary gains, net$09
Net income$71,0005,259
Minority interest net income$076
Net income of bank and minority interests.$71,0005,260
Net charge-offs$-203,0005,442
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$13,774,00046
Net operating income$71,0005,257
2017-09-30 (YTD Data)Rank
Total interest income$9,196,0002,098
Total interest expense$893,0002,236
Net interest income$8,303,0002,056
Provision for loan and lease losses$37,0003,457
Total noninterest income$1,306,0002,231
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$486,0001,663
Trading account gains and feesNANA
Additional Noninterest Income$820,0002,220
Total noninterest expense$8,076,0001,795
Salaries and employee benefits$4,957,0001,678
Premises and equipment expense$1,429,0001,233
Additional noninterest expense$1,690,0002,446
Pre-tax net operating income$1,496,0003,181
Securities gains (losses)$02,274
Applicable income taxes$480,0002,111
Income before extraordinary items$1,016,0003,523
Extraordinary gains, net$09
Net income$1,016,0003,523
Minority interest net income$071
Net income of bank and minority interests.$1,016,0003,523
Net charge-offs$-156,0005,442
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$13,697,00036
Net operating income$1,016,0003,496
2017-06-30 (YTD Data)Rank
Total interest income$6,055,0002,101
Total interest expense$558,0002,291
Net interest income$5,497,0002,049
Provision for loan and lease losses$26,0003,294
Total noninterest income$876,0002,221
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$309,0001,722
Trading account gains and feesNANA
Additional Noninterest Income$567,0002,172
Total noninterest expense$5,206,0001,844
Salaries and employee benefits$3,152,0001,746
Premises and equipment expense$890,0001,323
Additional noninterest expense$1,164,0002,383
Pre-tax net operating income$1,141,0002,923
Securities gains (losses)$01,906
Applicable income taxes$385,0001,933
Income before extraordinary items$756,0003,258
Extraordinary gains, net$011
Net income$756,0003,257
Minority interest net income$071
Net income of bank and minority interests.$756,0003,258
Net charge-offs$-169,0005,548
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$13,604,00023
Net operating income$756,0003,240
2017-03-31 (YTD Data)Rank
Total interest income$2,930,0002,155
Total interest expense$248,0002,474
Net interest income$2,682,0002,086
Provision for loan and lease losses$10,0003,145
Total noninterest income$447,0002,182
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$153,0001,722
Trading account gains and feesNANA
Additional Noninterest Income$294,0002,123
Total noninterest expense$2,455,0001,957
Salaries and employee benefits$1,462,0001,891
Premises and equipment expense$438,0001,349
Additional noninterest expense$555,0002,467
Pre-tax net operating income$664,0002,626
Securities gains (losses)$01,153
Applicable income taxes$250,0001,663
Income before extraordinary items$414,0003,079
Extraordinary gains, net$08
Net income$414,0003,078
Minority interest net income$055
Net income of bank and minority interests.$414,0003,079
Net charge-offs$-14,0005,129
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$414,0003,059
2016-12-31 (YTD Data)Rank
Total interest income$10,928,0002,242
Total interest expense$1,233,0002,089
Net interest income$9,695,0002,244
Provision for loan and lease losses$42,0003,749
Total noninterest income$1,594,0002,401
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$631,0001,742
Trading account gains and fees$0170
Additional Noninterest Income$963,0002,439
Total noninterest expense$9,205,0002,055
Salaries and employee benefits$5,501,0001,948
Premises and equipment expense$1,594,0001,434
Additional noninterest expense$2,110,0002,654
Pre-tax net operating income$2,042,0003,020
Securities gains (losses)$03,212
Applicable income taxes$780,0001,868
Income before extraordinary items$1,262,0003,550
Extraordinary gains, net$05
Net income$1,262,0003,548
Minority interest net income$082
Net income of bank and minority interests.$1,262,0003,549
Net charge-offs$1,486,000487
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,262,0003,490
2016-09-30 (YTD Data)Rank
Total interest income$8,147,0002,252
Total interest expense$993,0001,976
Net interest income$7,154,0002,278
Provision for loan and lease losses$35,0003,592
Total noninterest income$1,180,0002,429
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$469,0001,756
Trading account gains and fees$0169
Additional Noninterest Income$711,0002,462
Total noninterest expense$6,866,0002,054
Salaries and employee benefits$4,146,0001,923
Premises and equipment expense$1,184,0001,447
Additional noninterest expense$1,536,0002,719
Pre-tax net operating income$1,433,0003,176
Securities gains (losses)$03,160
Applicable income taxes$550,0001,973
Income before extraordinary items$883,0003,722
Extraordinary gains, net$05
Net income$883,0003,720
Minority interest net income$071
Net income of bank and minority interests.$883,0003,722
Net charge-offs$1,551,000354
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$883,0003,656
2016-06-30 (YTD Data)Rank
Total interest income$5,428,0002,256
Total interest expense$706,0001,893
Net interest income$4,722,0002,304
Provision for loan and lease losses$18,0003,587
Total noninterest income$707,0002,537
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$302,0001,791
Trading account gains and fees$0157
Additional Noninterest Income$405,0002,646
Total noninterest expense$4,635,0002,050
Salaries and employee benefits$2,773,0001,928
Premises and equipment expense$794,0001,434
Additional noninterest expense$1,068,0002,654
Pre-tax net operating income$776,0003,502
Securities gains (losses)$02,835
Applicable income taxes$268,0002,231
Income before extraordinary items$508,0003,931
Extraordinary gains, net$016
Net income$508,0003,929
Minority interest net income$071
Net income of bank and minority interests.$508,0003,930
Net charge-offs$1,449,000275
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$508,0003,852
2016-03-31 (YTD Data)Rank
Total interest income$2,701,0002,262
Total interest expense$370,0001,833
Net interest income$2,331,0002,321
Provision for loan and lease losses$5,0003,471
Total noninterest income$324,0002,632
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$148,0001,811
Trading account gains and fees$0142
Additional Noninterest Income$176,0002,795
Total noninterest expense$2,366,0002,018
Salaries and employee benefits$1,446,0001,856
Premises and equipment expense$402,0001,432
Additional noninterest expense$518,0002,703
Pre-tax net operating income$284,0003,947
Securities gains (losses)$02,077
Applicable income taxes$95,0002,498
Income before extraordinary items$189,0004,314
Extraordinary gains, net$012
Net income$189,0004,311
Minority interest net income$062
Net income of bank and minority interests.$189,0004,313
Net charge-offs$1,534,000161
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$189,0004,268
2015-12-31 (YTD Data)Rank
Total interest income$10,771,0002,226
Total interest expense$1,751,0001,563
Net interest income$9,020,0002,347
Provision for loan and lease losses$38,0003,783
Total noninterest income$1,123,0002,881
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$76,0005,012
Trading account gains and fees$0159
Additional Noninterest Income$1,047,0002,320
Total noninterest expense$7,866,0002,324
Salaries and employee benefits$4,507,0002,247
Premises and equipment expense$1,392,0001,640
Additional noninterest expense$1,967,0002,822
Pre-tax net operating income$2,239,0002,808
Securities gains (losses)$03,216
Applicable income taxes$783,0001,825
Income before extraordinary items$1,456,0003,278
Extraordinary gains, net$023
Net income$1,456,0003,279
Minority interest net income$081
Net income of bank and minority interests.$1,456,0003,280
Net charge-offs$215,0001,918
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,456,0003,225
2015-09-30 (YTD Data)Rank
Total interest income$8,094,0002,232
Total interest expense$1,328,0001,555
Net interest income$6,766,0002,359
Provision for loan and lease losses$21,0003,781
Total noninterest income$775,0003,024
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$59,0005,041
Trading account gains and fees$0153
Additional Noninterest Income$716,0002,455
Total noninterest expense$5,701,0002,407
Salaries and employee benefits$3,170,0002,368
Premises and equipment expense$1,010,0001,712
Additional noninterest expense$1,521,0002,759
Pre-tax net operating income$1,819,0002,733
Securities gains (losses)$03,031
Applicable income taxes$637,0001,798
Income before extraordinary items$1,182,0003,221
Extraordinary gains, net$021
Net income$1,182,0003,220
Minority interest net income$078
Net income of bank and minority interests.$1,182,0003,221
Net charge-offs$132,0001,918
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,182,0003,164
2015-06-30 (YTD Data)Rank
Total interest income$5,432,0002,224
Total interest expense$891,0001,557
Net interest income$4,541,0002,347
Provision for loan and lease losses$4,0003,959
Total noninterest income$409,0003,432
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$40,0005,036
Trading account gains and fees$0157
Additional Noninterest Income$369,0002,782
Total noninterest expense$3,702,0002,462
Salaries and employee benefits$2,045,0002,467
Premises and equipment expense$676,0001,718
Additional noninterest expense$981,0002,846
Pre-tax net operating income$1,244,0002,670
Securities gains (losses)$02,636
Applicable income taxes$445,0001,741
Income before extraordinary items$799,0003,165
Extraordinary gains, net$022
Net income$799,0003,165
Minority interest net income$075
Net income of bank and minority interests.$799,0003,166
Net charge-offs$95,0001,770
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$799,0003,100
2015-03-31 (YTD Data)Rank
Total interest income$2,732,0002,203
Total interest expense$449,0001,548
Net interest income$2,283,0002,336
Provision for loan and lease losses$4,0003,525
Total noninterest income$171,0003,668
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$21,0004,993
Trading account gains and fees$0152
Additional Noninterest Income$150,0003,021
Total noninterest expense$1,800,0002,537
Salaries and employee benefits$981,0002,567
Premises and equipment expense$350,0001,682
Additional noninterest expense$469,0002,926
Pre-tax net operating income$650,0002,555
Securities gains (losses)$02,027
Applicable income taxes$234,0001,659
Income before extraordinary items$416,0003,048
Extraordinary gains, net$013
Net income$416,0003,051
Minority interest net income$064
Net income of bank and minority interests.$416,0003,051
Net charge-offs$7,0002,613
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$416,0002,984
2014-12-31 (YTD Data)Rank
Total interest income$11,423,0002,120
Total interest expense$2,039,0001,449
Net interest income$9,384,0002,265
Provision for loan and lease losses$28,0004,108
Total noninterest income$693,0003,722
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$236,0003,645
Trading account gains and fees$0180
Additional Noninterest Income$457,0003,396
Total noninterest expense$7,005,0002,620
Salaries and employee benefits$3,828,0002,588
Premises and equipment expense$1,364,0001,707
Additional noninterest expense$1,813,0003,098
Pre-tax net operating income$3,044,0002,258
Securities gains (losses)$31,0002,055
Applicable income taxes$-4,923,0006,480
Income before extraordinary items$7,998,000825
Extraordinary gains, net$017
Net income$7,998,000824
Minority interest net income$084
Net income of bank and minority interests.$7,998,000824
Net charge-offs$-238,0006,276
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,967,000813
2014-09-30 (YTD Data)Rank
Total interest income$8,637,0002,131
Total interest expense$1,554,0001,435
Net interest income$7,083,0002,263
Provision for loan and lease losses$04,401
Total noninterest income$458,0004,002
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$217,0003,299
Trading account gains and fees$0174
Additional Noninterest Income$241,0003,961
Total noninterest expense$5,172,0002,645
Salaries and employee benefits$2,799,0002,642
Premises and equipment expense$1,027,0001,719
Additional noninterest expense$1,346,0003,132
Pre-tax net operating income$2,369,0002,228
Securities gains (losses)$31,0001,754
Applicable income taxes$-5,165,0006,571
Income before extraordinary items$7,565,000677
Extraordinary gains, net$015
Net income$7,565,000674
Minority interest net income$081
Net income of bank and minority interests.$7,565,000675
Net charge-offs$29,0003,641
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,534,000665
2014-06-30 (YTD Data)Rank
Total interest income$5,735,0002,127
Total interest expense$1,054,0001,419
Net interest income$4,681,0002,270
Provision for loan and lease losses$04,196
Total noninterest income$322,0003,902
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$63,0004,704
Trading account gains and fees$0172
Additional Noninterest Income$259,0003,239
Total noninterest expense$3,351,0002,718
Salaries and employee benefits$1,812,0002,723
Premises and equipment expense$671,0001,768
Additional noninterest expense$868,0003,210
Pre-tax net operating income$1,652,0002,114
Securities gains (losses)$31,0001,431
Applicable income taxes$715,0001,228
Income before extraordinary items$968,0002,705
Extraordinary gains, net$020
Net income$968,0002,709
Minority interest net income$080
Net income of bank and minority interests.$968,0002,709
Net charge-offs$231,0001,474
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$948,1602,695
2014-03-31 (YTD Data)Rank
Total interest income$2,884,0002,117
Total interest expense$544,0001,393
Net interest income$2,340,0002,255
Provision for loan and lease losses$03,817
Total noninterest income$159,0003,893
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$32,0004,672
Trading account gains and fees$0147
Additional Noninterest Income$127,0003,219
Total noninterest expense$1,665,0002,737
Salaries and employee benefits$868,0002,818
Premises and equipment expense$346,0001,738
Additional noninterest expense$451,0003,142
Pre-tax net operating income$834,0002,032
Securities gains (losses)$31,000807
Applicable income taxes$410,0001,068
Income before extraordinary items$455,0002,756
Extraordinary gains, net$016
Net income$455,0002,759
Minority interest net income$066
Net income of bank and minority interests.$455,0002,759
Net charge-offs$52,0001,843
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$435,1602,799
2013-12-31 (YTD Data)Rank
Total interest income$11,333,0002,151
Total interest expense$2,583,0001,306
Net interest income$8,750,0002,402
Provision for loan and lease losses$1,785,000681
Total noninterest income$840,0003,542
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$123,0004,912
Trading account gains and fees$0184
Additional Noninterest Income$717,0002,833
Total noninterest expense$6,183,0002,913
Salaries and employee benefits$3,317,0002,907
Premises and equipment expense$1,324,0001,766
Additional noninterest expense$1,542,0003,589
Pre-tax net operating income$1,622,0003,259
Securities gains (losses)$03,182
Applicable income taxes$230,0002,848
Income before extraordinary items$1,392,0003,298
Extraordinary gains, net$029
Net income$1,392,0003,300
Minority interest net income$090
Net income of bank and minority interests.$1,392,0003,301
Net charge-offs$2,079,000723
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,392,0003,239
2013-09-30 (YTD Data)Rank
Total interest income$8,483,0002,178
Total interest expense$1,981,0001,319
Net interest income$6,502,0002,435
Provision for loan and lease losses$1,785,000550
Total noninterest income$541,0003,893
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$91,0004,977
Trading account gains and fees$0180
Additional Noninterest Income$450,0003,174
Total noninterest expense$4,529,0002,978
Salaries and employee benefits$2,427,0002,978
Premises and equipment expense$983,0001,793
Additional noninterest expense$1,119,0003,672
Pre-tax net operating income$729,0004,201
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$729,0003,994
Extraordinary gains, net$025
Net income$729,0003,996
Minority interest net income$084
Net income of bank and minority interests.$729,0003,997
Net charge-offs$1,872,000625
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$729,0003,924
2013-06-30 (YTD Data)Rank
Total interest income$5,616,0002,196
Total interest expense$1,344,0001,332
Net interest income$4,272,0002,449
Provision for loan and lease losses$1,785,000408
Total noninterest income$328,0004,056
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$56,0005,113
Trading account gains and fees$0157
Additional Noninterest Income$272,0003,349
Total noninterest expense$2,982,0003,009
Salaries and employee benefits$1,630,0002,977
Premises and equipment expense$642,0001,814
Additional noninterest expense$710,0003,790
Pre-tax net operating income$-167,0006,528
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-167,0006,582
Extraordinary gains, net$022
Net income$-167,0006,584
Minority interest net income$082
Net income of bank and minority interests.$-167,0006,584
Net charge-offs$1,275,000656
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-167,0006,545
2013-03-31 (YTD Data)Rank
Total interest income$2,824,0002,203
Total interest expense$682,0001,363
Net interest income$2,142,0002,452
Provision for loan and lease losses$1,250,000313
Total noninterest income$130,0004,425
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$26,0005,216
Trading account gains and fees$0148
Additional Noninterest Income$104,0003,700
Total noninterest expense$1,675,0002,761
Salaries and employee benefits$817,0003,002
Premises and equipment expense$335,0001,780
Additional noninterest expense$523,0002,872
Pre-tax net operating income$-653,0006,895
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-653,0006,905
Extraordinary gains, net$010
Net income$-653,0006,906
Minority interest net income$076
Net income of bank and minority interests.$-653,0006,906
Net charge-offs$847,000536
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-653,0006,893
2012-12-31 (YTD Data)Rank
Total interest income$11,960,0002,188
Total interest expense$3,123,0001,423
Net interest income$8,837,0002,430
Provision for loan and lease losses$9,634,000281
Total noninterest income$06,818
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$118,0005,184
Trading account gains and fees$0166
Additional Noninterest Income$-118,0006,749
Total noninterest expense$6,474,0002,859
Salaries and employee benefits$3,196,0002,989
Premises and equipment expense$1,266,0001,855
Additional noninterest expense$2,012,0003,081
Pre-tax net operating income$-7,271,0006,996
Securities gains (losses)$03,810
Applicable income taxes$119,0003,389
Income before extraordinary items$-7,390,0007,001
Extraordinary gains, net$029
Net income$-7,390,0007,001
Minority interest net income$093
Net income of bank and minority interests.$-7,390,0007,001
Net charge-offs$7,366,000410
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-7,390,0006,990
2012-09-30 (YTD Data)Rank
Total interest income$9,247,0002,157
Total interest expense$2,404,0001,451
Net interest income$6,843,0002,395
Provision for loan and lease losses$8,272,000262
Total noninterest income$69,0006,454
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$95,0005,127
Trading account gains and fees$0157
Additional Noninterest Income$-26,0006,785
Total noninterest expense$4,890,0002,846
Salaries and employee benefits$2,400,0003,011
Premises and equipment expense$964,0001,847
Additional noninterest expense$1,526,0003,069
Pre-tax net operating income$-6,250,0007,107
Securities gains (losses)$03,575
Applicable income taxes$119,0003,246
Income before extraordinary items$-6,369,0007,118
Extraordinary gains, net$020
Net income$-6,369,0007,118
Minority interest net income$086
Net income of bank and minority interests.$-6,369,0007,118
Net charge-offs$6,340,000384
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-6,369,0007,105
2012-06-30 (YTD Data)Rank
Total interest income$6,238,0002,142
Total interest expense$1,640,0001,476
Net interest income$4,598,0002,369
Provision for loan and lease losses$5,095,000291
Total noninterest income$100,0005,785
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$50,0005,517
Trading account gains and fees$0153
Additional Noninterest Income$50,0005,446
Total noninterest expense$3,281,0002,833
Salaries and employee benefits$1,604,0003,011
Premises and equipment expense$666,0001,778
Additional noninterest expense$1,011,0003,099
Pre-tax net operating income$-3,678,0007,161
Securities gains (losses)$03,178
Applicable income taxes$-187,0007,065
Income before extraordinary items$-3,491,0007,158
Extraordinary gains, net$019
Net income$-3,491,0007,158
Minority interest net income$084
Net income of bank and minority interests.$-3,491,0007,158
Net charge-offs$3,101,000503
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-3,491,0007,155
2012-03-31 (YTD Data)Rank
Total interest income$3,190,0002,123
Total interest expense$841,0001,495
Net interest income$2,349,0002,334
Provision for loan and lease losses$2,145,000330
Total noninterest income$49,0005,866
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$1,660,0002,810
Salaries and employee benefits$780,0003,086
Premises and equipment expense$316,0001,889
Additional noninterest expense$564,0002,806
Pre-tax net operating income$-1,407,0007,194
Securities gains (losses)$02,210
Applicable income taxes$-187,0007,210
Income before extraordinary items$-1,220,0007,190
Extraordinary gains, net$019
Net income$-1,220,0007,190
Minority interest net income$078
Net income of bank and minority interests.$-1,220,0007,190
Net charge-offs$1,072,000643
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,220,0007,182
2011-12-31 (YTD Data)Rank
Total interest income$12,868,0002,168
Total interest expense$3,932,0001,542
Net interest income$8,936,0002,457
Provision for loan and lease losses$5,550,000720
Total noninterest income$53,0006,772
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,056
Trading account gains and fees$0146
Additional Noninterest Income$-342,0007,037
Total noninterest expense$9,818,0001,939
Salaries and employee benefits$2,934,0003,174
Premises and equipment expense$1,274,0001,944
Additional noninterest expense$5,610,0001,236
Pre-tax net operating income$-6,379,0007,120
Securities gains (losses)$03,838
Applicable income taxes$-978,0007,165
Income before extraordinary items$-5,401,0007,084
Extraordinary gains, net$029
Net income$-5,401,0007,082
Minority interest net income$096
Net income of bank and minority interests.$-5,401,0007,083
Net charge-offs$3,695,0001,041
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,401,0007,074
2011-09-30 (YTD Data)Rank
Total interest income$9,685,0002,189
Total interest expense$3,024,0001,566
Net interest income$6,661,0002,482
Provision for loan and lease losses$4,805,000636
Total noninterest income$-136,0007,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0002,472
Trading account gains and fees$0145
Additional Noninterest Income$-531,0007,252
Total noninterest expense$8,099,0001,792
Salaries and employee benefits$2,205,0003,175
Premises and equipment expense$961,0001,947
Additional noninterest expense$4,933,0001,068
Pre-tax net operating income$-6,379,0007,277
Securities gains (losses)$03,555
Applicable income taxes$-1,034,0007,304
Income before extraordinary items$-5,345,0007,261
Extraordinary gains, net$021
Net income$-5,345,0007,259
Minority interest net income$087
Net income of bank and minority interests.$-5,345,0007,260
Net charge-offs$3,013,000951
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,345,0007,257
2011-06-30 (YTD Data)Rank
Total interest income$6,437,0002,216
Total interest expense$2,063,0001,587
Net interest income$4,374,0002,526
Provision for loan and lease losses$1,855,000970
Total noninterest income$-275,0007,374
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0002,595
Trading account gains and fees$0153
Additional Noninterest Income$-521,0007,386
Total noninterest expense$3,082,0003,026
Salaries and employee benefits$1,432,0003,249
Premises and equipment expense$649,0001,944
Additional noninterest expense$1,001,0003,207
Pre-tax net operating income$-838,0006,925
Securities gains (losses)$02,914
Applicable income taxes$-244,0007,242
Income before extraordinary items$-594,0006,880
Extraordinary gains, net$015
Net income$-594,0006,879
Minority interest net income$089
Net income of bank and minority interests.$-594,0006,880
Net charge-offs$1,889,000964
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-594,0006,869
2011-03-31 (YTD Data)Rank
Total interest income$3,208,0002,235
Total interest expense$1,057,0001,599
Net interest income$2,151,0002,552
Provision for loan and lease losses$160,0002,684
Total noninterest income$-112,0007,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0002,615
Trading account gains and fees$0158
Additional Noninterest Income$-232,0007,449
Total noninterest expense$1,483,0003,131
Salaries and employee benefits$683,0003,377
Premises and equipment expense$300,0002,137
Additional noninterest expense$500,0003,183
Pre-tax net operating income$396,0002,991
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$396,0002,691
Extraordinary gains, net$09
Net income$396,0002,690
Minority interest net income$086
Net income of bank and minority interests.$396,0002,691
Net charge-offs$702,0001,087
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$396,0002,632
2010-12-31 (YTD Data)Rank
Total interest income$14,598,0002,061
Total interest expense$5,693,0001,461
Net interest income$8,905,0002,469
Provision for loan and lease losses$4,491,0001,239
Total noninterest income$-408,0007,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-408,0007,374
Total noninterest expense$5,981,0003,119
Salaries and employee benefits$2,814,0003,286
Premises and equipment expense$1,227,0002,061
Additional noninterest expense$1,940,0003,343
Pre-tax net operating income$-1,975,0006,766
Securities gains (losses)$03,793
Applicable income taxes$-756,0007,259
Income before extraordinary items$-1,219,0006,665
Extraordinary gains, net$029
Net income$-1,219,0006,666
Minority interest net income$0111
Net income of bank and minority interests.$-1,219,0006,666
Net charge-offs$3,828,0001,256
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,219,0006,635
2010-09-30 (YTD Data)Rank
Total interest income$11,026,0002,090
Total interest expense$4,525,0001,433
Net interest income$6,501,0002,563
Provision for loan and lease losses$3,791,0001,090
Total noninterest income$-437,0007,628
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-437,0007,558
Total noninterest expense$4,530,0003,097
Salaries and employee benefits$2,074,0003,354
Premises and equipment expense$924,0002,082
Additional noninterest expense$1,532,0003,162
Pre-tax net operating income$-2,257,0007,109
Securities gains (losses)$03,651
Applicable income taxes$-756,0007,449
Income before extraordinary items$-1,501,0007,051
Extraordinary gains, net$023
Net income$-1,501,0007,050
Minority interest net income$0110
Net income of bank and minority interests.$-1,501,0007,051
Net charge-offs$3,114,0001,110
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,501,0007,017
2010-06-30 (YTD Data)Rank
Total interest income$7,503,0002,081
Total interest expense$2,980,0001,510
Net interest income$4,523,0002,447
Provision for loan and lease losses$2,357,0001,130
Total noninterest income$-498,0007,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-498,0007,709
Total noninterest expense$2,935,0003,168
Salaries and employee benefits$1,384,0003,377
Premises and equipment expense$616,0002,102
Additional noninterest expense$935,0003,387
Pre-tax net operating income$-1,267,0007,107
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,267,0007,174
Extraordinary gains, net$019
Net income$-1,267,0007,173
Minority interest net income$0105
Net income of bank and minority interests.$-1,267,0007,174
Net charge-offs$1,972,0001,134
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,267,0007,157
2010-03-31 (YTD Data)Rank
Total interest income$3,756,0002,125
Total interest expense$1,561,0001,514
Net interest income$2,195,0002,554
Provision for loan and lease losses$1,777,000812
Total noninterest income$-580,0007,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$-580,0007,875
Total noninterest expense$1,510,0003,128
Salaries and employee benefits$693,0003,420
Premises and equipment expense$307,0002,163
Additional noninterest expense$510,0003,129
Pre-tax net operating income$-1,672,0007,549
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,672,0007,601
Extraordinary gains, net$016
Net income$-1,672,0007,602
Minority interest net income$091
Net income of bank and minority interests.$-1,672,0007,602
Net charge-offs$1,366,000841
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,672,0007,596
2009-12-31 (YTD Data)Rank
Total interest income$14,618,0002,278
Total interest expense$7,386,0001,597
Net interest income$7,232,0002,982
Provision for loan and lease losses$2,308,0002,291
Total noninterest income$342,0005,400
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$342,0003,778
Total noninterest expense$5,918,0003,215
Salaries and employee benefits$2,834,0003,349
Premises and equipment expense$1,217,0002,188
Additional noninterest expense$1,867,0003,509
Pre-tax net operating income$-652,0006,077
Securities gains (losses)$03,754
Applicable income taxes$85,0002,962
Income before extraordinary items$-737,0006,221
Extraordinary gains, net$034
Net income$-737,0006,219
Minority interest net income$0115
Net income of bank and minority interests.$-737,0006,219
Net charge-offs$2,595,0001,757
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-737,0006,237
2009-09-30 (YTD Data)Rank
Total interest income$11,019,0002,309
Total interest expense$5,678,0001,634
Net interest income$5,341,0003,016
Provision for loan and lease losses$1,858,0002,003
Total noninterest income$416,0004,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$416,0003,112
Total noninterest expense$4,537,0003,161
Salaries and employee benefits$2,130,0003,365
Premises and equipment expense$910,0002,220
Additional noninterest expense$1,497,0003,290
Pre-tax net operating income$-638,0006,436
Securities gains (losses)$03,497
Applicable income taxes$-56,0006,834
Income before extraordinary items$-582,0006,492
Extraordinary gains, net$027
Net income$-582,0006,493
Minority interest net income$0118
Net income of bank and minority interests.$-582,0006,492
Net charge-offs$2,131,0001,450
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-582,0006,482
2009-06-30 (YTD Data)Rank
Total interest income$7,382,0002,334
Total interest expense$3,874,0001,683
Net interest income$3,508,0003,038
Provision for loan and lease losses$945,0002,140
Total noninterest income$255,0004,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$255,0003,264
Total noninterest expense$3,043,0003,183
Salaries and employee benefits$1,426,0003,381
Premises and equipment expense$614,0002,218
Additional noninterest expense$1,003,0003,291
Pre-tax net operating income$-225,0006,321
Securities gains (losses)$03,136
Applicable income taxes$-60,0007,042
Income before extraordinary items$-165,0006,312
Extraordinary gains, net$021
Net income$-165,0006,311
Minority interest net income$0112
Net income of bank and minority interests.$-165,0006,311
Net charge-offs$828,0001,799
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-165,0006,287
2009-03-31 (YTD Data)Rank
Total interest income$3,727,0002,334
Total interest expense$1,983,0001,713
Net interest income$1,744,0003,051
Provision for loan and lease losses$79,0004,253
Total noninterest income$66,0005,940
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$66,0004,358
Total noninterest expense$1,472,0003,193
Salaries and employee benefits$706,0003,435
Premises and equipment expense$317,0002,197
Additional noninterest expense$449,0003,277
Pre-tax net operating income$259,0003,577
Securities gains (losses)$02,434
Applicable income taxes$-60,0007,456
Income before extraordinary items$319,0003,002
Extraordinary gains, net$015
Net income$319,0003,003
Minority interest net income$0102
Net income of bank and minority interests.$319,0003,003
Net charge-offs$326,0001,702
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$319,0002,859
2008-12-31 (YTD Data)Rank
Total interest income$15,362,0002,408
Total interest expense$8,419,0001,873
Net interest income$6,943,0003,076
Provision for loan and lease losses$2,725,0001,488
Total noninterest income$887,0003,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$887,0002,311
Total noninterest expense$5,764,0003,197
Salaries and employee benefits$2,886,0003,362
Premises and equipment expense$1,179,0002,286
Additional noninterest expense$1,699,0003,299
Pre-tax net operating income$-659,0006,848
Securities gains (losses)$03,220
Applicable income taxes$295,0002,426
Income before extraordinary items$-954,0006,963
Extraordinary gains, net$039
Net income$-954,0006,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,882,0001,029
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-954,0007,087
2008-09-30 (YTD Data)Rank
Total interest income$11,578,0002,453
Total interest expense$6,363,0001,936
Net interest income$5,215,0003,088
Provision for loan and lease losses$1,982,0001,200
Total noninterest income$725,0003,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$725,0002,269
Total noninterest expense$4,116,0003,312
Salaries and employee benefits$2,115,0003,458
Premises and equipment expense$883,0002,294
Additional noninterest expense$1,118,0003,564
Pre-tax net operating income$-158,0006,990
Securities gains (losses)$03,106
Applicable income taxes$129,0003,361
Income before extraordinary items$-287,0007,007
Extraordinary gains, net$031
Net income$-287,0007,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,973,000833
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-287,0007,160
2008-06-30 (YTD Data)Rank
Total interest income$7,797,0002,475
Total interest expense$4,343,0001,995
Net interest income$3,454,0003,097
Provision for loan and lease losses$923,0001,280
Total noninterest income$471,0003,643
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$471,0002,338
Total noninterest expense$2,627,0003,430
Salaries and employee benefits$1,364,0003,592
Premises and equipment expense$580,0002,335
Additional noninterest expense$683,0003,783
Pre-tax net operating income$375,0004,900
Securities gains (losses)$03,233
Applicable income taxes$124,0003,220
Income before extraordinary items$251,0005,275
Extraordinary gains, net$021
Net income$251,0005,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$776,000996
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$251,0005,201
2008-03-31 (YTD Data)Rank
Total interest income$3,901,0002,523
Total interest expense$2,228,0002,054
Net interest income$1,673,0003,192
Provision for loan and lease losses$842,000704
Total noninterest income$211,0003,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$211,0002,497
Total noninterest expense$1,332,0003,408
Salaries and employee benefits$689,0003,587
Premises and equipment expense$293,0002,313
Additional noninterest expense$350,0003,671
Pre-tax net operating income$-290,0007,898
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-290,0007,967
Extraordinary gains, net$015
Net income$-290,0007,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,405
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-290,0007,943
2007-12-31 (YTD Data)Rank
Total interest income$16,164,0002,517
Total interest expense$8,966,0002,124
Net interest income$7,198,0003,023
Provision for loan and lease losses$371,0002,813
Total noninterest income$1,037,0003,469
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,037,0002,180
Total noninterest expense$5,448,0003,211
Salaries and employee benefits$2,887,0003,326
Premises and equipment expense$1,151,0002,261
Additional noninterest expense$1,410,0003,601
Pre-tax net operating income$2,416,0002,904
Securities gains (losses)$02,146
Applicable income taxes$1,167,0001,680
Income before extraordinary items$1,249,0003,855
Extraordinary gains, net$039
Net income$1,249,0003,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,885
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,249,0003,843
2007-09-30 (YTD Data)Rank
Total interest income$12,074,0002,529
Total interest expense$6,689,0002,120
Net interest income$5,385,0003,029
Provision for loan and lease losses$304,0002,293
Total noninterest income$747,0003,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$747,0002,214
Total noninterest expense$4,011,0003,238
Salaries and employee benefits$2,095,0003,401
Premises and equipment expense$862,0002,245
Additional noninterest expense$1,054,0003,551
Pre-tax net operating income$1,817,0003,040
Securities gains (losses)$01,655
Applicable income taxes$953,0001,705
Income before extraordinary items$864,0004,194
Extraordinary gains, net$033
Net income$864,0004,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,715
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$864,0004,182
2007-06-30 (YTD Data)Rank
Total interest income$8,083,0002,542
Total interest expense$4,436,0002,142
Net interest income$3,647,0003,011
Provision for loan and lease losses$79,0003,687
Total noninterest income$484,0003,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$484,0002,298
Total noninterest expense$2,445,0003,504
Salaries and employee benefits$1,243,0003,766
Premises and equipment expense$582,0002,217
Additional noninterest expense$620,0003,927
Pre-tax net operating income$1,607,0002,565
Securities gains (losses)$01,444
Applicable income taxes$564,0001,914
Income before extraordinary items$1,043,0002,943
Extraordinary gains, net$029
Net income$1,043,0002,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,240
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,043,0002,929
2007-03-31 (YTD Data)Rank
Total interest income$4,015,0002,552
Total interest expense$2,210,0002,137
Net interest income$1,805,0003,036
Provision for loan and lease losses$18,0004,475
Total noninterest income$235,0003,677
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$235,0002,309
Total noninterest expense$1,238,0003,477
Salaries and employee benefits$619,0003,806
Premises and equipment expense$295,0002,215
Additional noninterest expense$324,0003,739
Pre-tax net operating income$784,0002,593
Securities gains (losses)$01,187
Applicable income taxes$279,0001,947
Income before extraordinary items$505,0003,007
Extraordinary gains, net$022
Net income$505,0003,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$505,0002,988
2006-12-31 (YTD Data)Rank
Total interest income$15,268,0002,518
Total interest expense$8,322,0001,983
Net interest income$6,946,0003,124
Provision for loan and lease losses$805,0001,269
Total noninterest income$1,124,0003,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,124,0002,052
Total noninterest expense$4,540,0003,615
Salaries and employee benefits$2,591,0003,521
Premises and equipment expense$882,0002,759
Additional noninterest expense$1,067,0004,309
Pre-tax net operating income$2,725,0002,959
Securities gains (losses)$01,687
Applicable income taxes$919,0002,316
Income before extraordinary items$1,806,0003,338
Extraordinary gains, net$051
Net income$1,806,0003,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,598
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,806,0003,316
2006-09-30 (YTD Data)Rank
Total interest income$11,331,0002,532
Total interest expense$6,118,0001,954
Net interest income$5,213,0003,150
Provision for loan and lease losses$792,000953
Total noninterest income$862,0003,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$862,0002,021
Total noninterest expense$3,310,0003,683
Salaries and employee benefits$1,880,0003,609
Premises and equipment expense$618,0002,922
Additional noninterest expense$812,0004,215
Pre-tax net operating income$1,973,0003,150
Securities gains (losses)$01,388
Applicable income taxes$1,072,0001,794
Income before extraordinary items$901,0004,416
Extraordinary gains, net$045
Net income$901,0004,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,128
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$901,0004,405
2006-06-30 (YTD Data)Rank
Total interest income$7,403,0002,533
Total interest expense$3,971,0001,920
Net interest income$3,432,0003,184
Provision for loan and lease losses$5,0006,229
Total noninterest income$600,0003,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$600,0001,958
Total noninterest expense$2,086,0003,878
Salaries and employee benefits$1,119,0003,948
Premises and equipment expense$398,0003,013
Additional noninterest expense$569,0004,081
Pre-tax net operating income$1,941,0002,366
Securities gains (losses)$01,185
Applicable income taxes$703,0001,846
Income before extraordinary items$1,238,0002,720
Extraordinary gains, net$039
Net income$1,238,0002,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,238,0002,707
2006-03-31 (YTD Data)Rank
Total interest income$3,596,0002,564
Total interest expense$1,913,0001,907
Net interest income$1,683,0003,230
Provision for loan and lease losses$10,0005,231
Total noninterest income$298,0003,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$298,0001,952
Total noninterest expense$1,040,0003,899
Salaries and employee benefits$553,0003,988
Premises and equipment expense$199,0003,035
Additional noninterest expense$288,0004,029
Pre-tax net operating income$931,0002,409
Securities gains (losses)$0955
Applicable income taxes$342,0001,838
Income before extraordinary items$589,0002,779
Extraordinary gains, net$021
Net income$589,0002,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$589,0002,762
2005-12-31 (YTD Data)Rank
Total interest income$14,008,0002,358
Total interest expense$7,164,0001,586
Net interest income$6,844,0003,094
Provision for loan and lease losses$-4,0008,480
Total noninterest income$1,145,0003,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,145,0002,028
Total noninterest expense$3,854,0003,976
Salaries and employee benefits$2,177,0003,877
Premises and equipment expense$784,0002,951
Additional noninterest expense$893,0004,799
Pre-tax net operating income$4,139,0002,168
Securities gains (losses)$02,296
Applicable income taxes$1,672,0001,568
Income before extraordinary items$2,467,0002,629
Extraordinary gains, net$046
Net income$2,467,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,467,0002,603
2005-09-30 (YTD Data)Rank
Total interest income$10,494,0002,316
Total interest expense$5,283,0001,520
Net interest income$5,211,0003,046
Provision for loan and lease losses$3,0006,812
Total noninterest income$763,0003,517
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$763,0002,190
Total noninterest expense$2,828,0004,012
Salaries and employee benefits$1,567,0003,960
Premises and equipment expense$609,0002,849
Additional noninterest expense$652,0004,850
Pre-tax net operating income$3,143,0002,161
Securities gains (losses)$02,317
Applicable income taxes$1,277,0001,566
Income before extraordinary items$1,866,0002,617
Extraordinary gains, net$035
Net income$1,866,0002,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,866,0002,582
2005-06-30 (YTD Data)Rank
Total interest income$6,963,0002,263
Total interest expense$3,441,0001,460
Net interest income$3,522,0002,981
Provision for loan and lease losses$-1,0008,586
Total noninterest income$429,0003,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$429,0002,424
Total noninterest expense$1,736,0004,265
Salaries and employee benefits$912,0004,369
Premises and equipment expense$369,0003,055
Additional noninterest expense$455,0004,691
Pre-tax net operating income$2,216,0002,020
Securities gains (losses)$02,146
Applicable income taxes$857,0001,538
Income before extraordinary items$1,359,0002,390
Extraordinary gains, net$030
Net income$1,359,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,359,0002,365
2005-03-31 (YTD Data)Rank
Total interest income$3,479,0002,220
Total interest expense$1,664,0001,436
Net interest income$1,815,0002,890
Provision for loan and lease losses$-15,0008,740
Total noninterest income$171,0004,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$171,0002,745
Total noninterest expense$846,0004,371
Salaries and employee benefits$448,0004,458
Premises and equipment expense$191,0002,991
Additional noninterest expense$207,0004,958
Pre-tax net operating income$1,155,0001,936
Securities gains (losses)$01,685
Applicable income taxes$448,0001,470
Income before extraordinary items$707,0002,308
Extraordinary gains, net$024
Net income$707,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$707,0002,270
2004-12-31 (YTD Data)Rank
Total interest income$13,282,0002,162
Total interest expense$6,465,0001,270
Net interest income$6,817,0002,961
Provision for loan and lease losses$25,0006,557
Total noninterest income$1,222,0003,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,222,0001,884
Total noninterest expense$3,629,0004,060
Salaries and employee benefits$2,013,0003,979
Premises and equipment expense$588,0003,585
Additional noninterest expense$1,028,0004,239
Pre-tax net operating income$4,385,0001,892
Securities gains (losses)$03,819
Applicable income taxes$1,809,0001,394
Income before extraordinary items$2,576,0002,370
Extraordinary gains, net$034
Net income$2,576,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,392
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,576,0002,315
2004-09-30 (YTD Data)Rank
Total interest income$9,919,0002,147
Total interest expense$4,834,0001,249
Net interest income$5,085,0002,951
Provision for loan and lease losses$16,0006,508
Total noninterest income$894,0003,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$894,0001,925
Total noninterest expense$2,689,0004,072
Salaries and employee benefits$1,477,0003,999
Premises and equipment expense$447,0003,560
Additional noninterest expense$765,0004,221
Pre-tax net operating income$3,274,0001,923
Securities gains (losses)$03,710
Applicable income taxes$1,363,0001,396
Income before extraordinary items$1,911,0002,416
Extraordinary gains, net$026
Net income$1,911,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,911,0002,363
2004-06-30 (YTD Data)Rank
Total interest income$6,561,0002,138
Total interest expense$3,222,0001,226
Net interest income$3,339,0002,986
Provision for loan and lease losses$10,0006,364
Total noninterest income$576,0003,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$576,0001,988
Total noninterest expense$1,676,0004,312
Salaries and employee benefits$871,0004,430
Premises and equipment expense$291,0003,648
Additional noninterest expense$514,0004,230
Pre-tax net operating income$2,229,0001,873
Securities gains (losses)$03,413
Applicable income taxes$866,0001,440
Income before extraordinary items$1,363,0002,249
Extraordinary gains, net$021
Net income$1,363,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,363,0002,188
2004-03-31 (YTD Data)Rank
Total interest income$3,249,0002,153
Total interest expense$1,608,0001,240
Net interest income$1,641,0003,022
Provision for loan and lease losses$1,0006,438
Total noninterest income$277,0003,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$277,0001,982
Total noninterest expense$824,0004,388
Salaries and employee benefits$428,0004,494
Premises and equipment expense$147,0003,640
Additional noninterest expense$249,0004,333
Pre-tax net operating income$1,093,0001,859
Securities gains (losses)$02,934
Applicable income taxes$416,0001,504
Income before extraordinary items$677,0002,240
Extraordinary gains, net$016
Net income$677,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$677,0002,157
2003-12-31 (YTD Data)Rank
Total interest income$13,160,0002,158
Total interest expense$6,538,0001,360
Net interest income$6,622,0002,900
Provision for loan and lease losses$29,0006,833
Total noninterest income$1,439,0002,928
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,439,0001,876
Total noninterest expense$3,457,0004,160
Salaries and employee benefits$2,012,0003,901
Premises and equipment expense$528,0003,891
Additional noninterest expense$917,0004,560
Pre-tax net operating income$4,575,0001,765
Securities gains (losses)$04,500
Applicable income taxes$1,945,0001,319
Income before extraordinary items$2,630,0002,276
Extraordinary gains, net$054
Net income$2,630,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,630
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,630,0002,177
2003-09-30 (YTD Data)Rank
Total interest income$9,943,0002,180
Total interest expense$4,896,0001,423
Net interest income$5,047,0002,877
Provision for loan and lease losses$23,0006,658
Total noninterest income$1,117,0002,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,117,0001,896
Total noninterest expense$2,572,0004,164
Salaries and employee benefits$1,508,0003,894
Premises and equipment expense$386,0003,962
Additional noninterest expense$678,0004,569
Pre-tax net operating income$3,569,0001,756
Securities gains (losses)$04,204
Applicable income taxes$1,552,0001,310
Income before extraordinary items$2,017,0002,311
Extraordinary gains, net$040
Net income$2,017,0002,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,671
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,017,0002,202
2003-06-30 (YTD Data)Rank
Total interest income$6,696,0002,172
Total interest expense$3,217,0001,497
Net interest income$3,479,0002,780
Provision for loan and lease losses$12,0006,682
Total noninterest income$706,0002,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$706,0001,952
Total noninterest expense$1,571,0004,430
Salaries and employee benefits$868,0004,359
Premises and equipment expense$243,0004,137
Additional noninterest expense$460,0004,518
Pre-tax net operating income$2,602,0001,611
Securities gains (losses)$03,782
Applicable income taxes$1,087,0001,283
Income before extraordinary items$1,515,0002,099
Extraordinary gains, net$030
Net income$1,515,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,733
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,515,0001,976
2003-03-31 (YTD Data)Rank
Total interest income$3,308,0002,223
Total interest expense$1,600,0001,542
Net interest income$1,708,0002,824
Provision for loan and lease losses$20,0005,233
Total noninterest income$352,0002,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$352,0001,890
Total noninterest expense$750,0004,572
Salaries and employee benefits$424,0004,439
Premises and equipment expense$109,0004,452
Additional noninterest expense$217,0004,673
Pre-tax net operating income$1,290,0001,629
Securities gains (losses)$02,891
Applicable income taxes$543,0001,273
Income before extraordinary items$747,0002,098
Extraordinary gains, net$021
Net income$747,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$747,0001,978
2002-12-31 (YTD Data)Rank
Total interest income$13,225,0002,321
Total interest expense$7,047,0001,615
Net interest income$6,178,0003,073
Provision for loan and lease losses$17,0007,610
Total noninterest income$1,380,0002,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,380,0001,762
Total noninterest expense$3,223,0004,223
Salaries and employee benefits$1,808,0004,073
Premises and equipment expense$556,0003,632
Additional noninterest expense$859,0004,686
Pre-tax net operating income$4,318,0001,867
Securities gains (losses)$540,000631
Applicable income taxes$1,961,0001,310
Income before extraordinary items$2,897,0002,072
Extraordinary gains, net$070
Net income$2,897,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,551,4002,238
2001-12-31 (YTD Data)Rank
Total interest income$13,385,0002,562
Total interest expense$8,021,0002,012
Net interest income$5,364,0003,244
Provision for loan and lease losses$-7,0009,438
Total noninterest income$1,331,0002,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,331,0001,676
Total noninterest expense$2,978,0004,349
Salaries and employee benefits$1,665,0004,176
Premises and equipment expense$480,0004,030
Additional noninterest expense$833,0004,662
Pre-tax net operating income$3,724,0001,883
Securities gains (losses)$04,612
Applicable income taxes$1,453,0001,532
Income before extraordinary items$2,271,0002,269
Extraordinary gains, net$0105
Net income$2,271,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,026
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,271,0002,210
2000-12-31 (YTD Data)Rank
Total interest income$12,594,0002,778
Total interest expense$7,347,0002,308
Net interest income$5,247,0003,330
Provision for loan and lease losses$7,0008,084
Total noninterest income$829,0003,575
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$829,0002,109
Total noninterest expense$2,757,0004,520
Salaries and employee benefits$1,515,0004,325
Premises and equipment expense$468,0003,997
Additional noninterest expense$774,0004,841
Pre-tax net operating income$3,312,0002,180
Securities gains (losses)$01,956
Applicable income taxes$1,385,0001,614
Income before extraordinary items$1,927,0002,651
Extraordinary gains, net$038
Net income$1,927,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,122
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,927,0002,649
1999-12-31 (YTD Data)Rank
Total interest income$10,914,0002,958
Total interest expense$5,837,0002,522
Net interest income$5,077,0003,413
Provision for loan and lease losses$-10,0009,986
Total noninterest income$879,0003,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$879,0002,030
Total noninterest expense$2,536,0004,829
Salaries and employee benefits$1,417,0004,543
Premises and equipment expense$391,0004,622
Additional noninterest expense$728,0005,115
Pre-tax net operating income$3,430,0002,146
Securities gains (losses)$03,155
Applicable income taxes$1,409,0001,677
Income before extraordinary items$2,021,0002,574
Extraordinary gains, net$035
Net income$2,021,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0009,412
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,021,0002,535
1998-12-31 (YTD Data)Rank
Total interest income$10,394,0003,108
Total interest expense$5,680,0002,667
Net interest income$4,714,0003,597
Provision for loan and lease losses$1,0008,622
Total noninterest income$950,0003,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$950,0001,930
Total noninterest expense$2,413,0004,892
Salaries and employee benefits$1,283,0004,817
Premises and equipment expense$379,0004,607
Additional noninterest expense$751,0004,887
Pre-tax net operating income$3,250,0002,205
Securities gains (losses)$04,449
Applicable income taxes$1,265,0001,895
Income before extraordinary items$1,985,0002,567
Extraordinary gains, net$032
Net income$1,985,0002,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,985,0002,498
1997-12-31 (YTD Data)Rank
Total interest income$9,614,0003,358
Total interest expense$4,934,0003,022
Net interest income$4,680,0003,702
Provision for loan and lease losses$-69,00010,741
Total noninterest income$680,0004,055
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$680,0002,259
Total noninterest expense$2,275,0005,153
Salaries and employee benefits$1,162,0005,239
Premises and equipment expense$350,0004,898
Additional noninterest expense$763,0004,903
Pre-tax net operating income$3,154,0002,378
Securities gains (losses)$03,944
Applicable income taxes$1,158,0002,153
Income before extraordinary items$1,996,0002,598
Extraordinary gains, net$044
Net income$1,996,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00010,627
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,996,0002,546
1996-12-31 (YTD Data)Rank
Total interest income$9,042,0003,597
Total interest expense$4,458,0003,347
Net interest income$4,584,0003,832
Provision for loan and lease losses$14,0008,292
Total noninterest income$685,0004,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$685,0002,335
Total noninterest expense$2,673,0004,748
Salaries and employee benefits$1,114,0005,542
Premises and equipment expense$174,0007,546
Additional noninterest expense$1,385,0003,342
Pre-tax net operating income$2,582,0002,700
Securities gains (losses)$04,148
Applicable income taxes$1,140,0002,094
Income before extraordinary items$1,442,0003,322
Extraordinary gains, net$053
Net income$1,442,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,442,0003,283
1995-12-31 (YTD Data)Rank
Total interest income$8,698,0003,731
Total interest expense$4,165,0003,564
Net interest income$4,533,0003,877
Provision for loan and lease losses$70,0005,409
Total noninterest income$591,0004,629
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$591,0002,560
Total noninterest expense$2,017,0005,943
Salaries and employee benefits$1,043,0005,838
Premises and equipment expense$177,0007,669
Additional noninterest expense$797,0005,268
Pre-tax net operating income$3,037,0002,406
Securities gains (losses)$03,831
Applicable income taxes$1,164,0002,078
Income before extraordinary items$1,873,0002,653
Extraordinary gains, net$065
Net income$1,873,0002,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,873,0002,622
1994-12-31 (YTD Data)Rank
Total interest income$8,358,0003,589
Total interest expense$3,673,0003,318
Net interest income$4,685,0003,783
Provision for loan and lease losses$126,0003,941
Total noninterest income$544,0004,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$544,0002,789
Total noninterest expense$1,801,0006,684
Salaries and employee benefits$948,0006,366
Premises and equipment expense$123,0009,301
Additional noninterest expense$730,0006,128
Pre-tax net operating income$3,302,0002,156
Securities gains (losses)$03,600
Applicable income taxes$1,377,0001,675
Income before extraordinary items$1,925,0002,520
Extraordinary gains, net$0249
Net income$1,925,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,944
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,925,0002,539
1993-12-31 (YTD Data)Rank
Total interest income$8,442,0003,635
Total interest expense$3,837,0003,283
Net interest income$4,605,0003,841
Provision for loan and lease losses$174,0004,292
Total noninterest income$650,0004,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$650,0002,732
Total noninterest expense$1,703,0007,184
Salaries and employee benefits$889,0006,782
Premises and equipment expense$120,0009,793
Additional noninterest expense$694,0006,607
Pre-tax net operating income$3,378,0002,018
Securities gains (losses)$07,477
Applicable income taxes$1,125,0002,033
Income before extraordinary items$2,253,0002,220
Extraordinary gains, net$-243,00013,078
Net income$2,010,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,253,0002,085
1992-12-31 (YTD Data)Rank
Total interest income$8,605,0004,013
Total interest expense$4,524,0003,625
Net interest income$4,081,0004,363
Provision for loan and lease losses$152,0006,039
Total noninterest income$564,0005,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$564,0002,955
Total noninterest expense$1,501,0007,910
Salaries and employee benefits$766,0007,490
Premises and equipment expense$118,00010,101
Additional noninterest expense$617,0007,358
Pre-tax net operating income$2,992,0002,083
Securities gains (losses)$213,0001,931
Applicable income taxes$1,158,0001,817
Income before extraordinary items$2,047,0002,236
Extraordinary gains, net$01,422
Net income$2,047,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,910,6802,222

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.