Home > Access Bank > Income and Expense
Access Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $46,176,000 | 994 |
| Total interest expense | $15,917,000 | 933 |
| Net interest income | $30,259,000 | 1,034 |
| Provision for loan and lease losses | $234,000 | 1,902 |
| Total noninterest income | $5,873,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $403,000 | 1,882 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,470,000 | 832 |
| Total noninterest expense | $23,849,000 | 1,051 |
| Salaries and employee benefits | $15,202,000 | 950 |
| Premises and equipment expense | $2,252,000 | 1,103 |
| Additional noninterest expense | $5,470,000 | 832 |
| Pre-tax net operating income | $12,049,000 | 1,006 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,367,000 | 874 |
| Income before extraordinary items | $9,682,000 | 1,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,682,000 | 1,049 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,682,000 | 1,039 |
| Net charge-offs | $285,000 | 990 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 302 |
| Net operating income | $9,682,000 | 1,056 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $33,963,000 | 990 |
| Total interest expense | $10,893,000 | 937 |
| Net interest income | $23,070,000 | 1,018 |
| Provision for loan and lease losses | $191,000 | 1,693 |
| Total noninterest income | $4,285,000 | 1,096 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $305,000 | 1,875 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $3,980,000 | 864 |
| Total noninterest expense | $17,995,000 | 1,044 |
| Salaries and employee benefits | $11,522,000 | 950 |
| Premises and equipment expense | $1,701,000 | 1,090 |
| Additional noninterest expense | $3,980,000 | 864 |
| Pre-tax net operating income | $9,169,000 | 1,039 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,796,000 | 888 |
| Income before extraordinary items | $7,373,000 | 1,073 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,373,000 | 1,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,373,000 | 1,073 |
| Net charge-offs | $227,000 | 841 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $349,000 | 266 |
| Net operating income | $7,373,000 | 1,088 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $21,952,000 | 983 |
| Total interest expense | $6,412,000 | 937 |
| Net interest income | $15,540,000 | 1,014 |
| Provision for loan and lease losses | $262,000 | 1,144 |
| Total noninterest income | $2,608,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $203,000 | 1,868 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $2,405,000 | 853 |
| Total noninterest expense | $12,030,000 | 1,038 |
| Salaries and employee benefits | $7,741,000 | 941 |
| Premises and equipment expense | $1,144,000 | 1,074 |
| Additional noninterest expense | $2,405,000 | 852 |
| Pre-tax net operating income | $5,856,000 | 1,066 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,128,000 | 941 |
| Income before extraordinary items | $4,728,000 | 1,102 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,728,000 | 1,115 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,728,000 | 1,102 |
| Net charge-offs | $83,000 | 992 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 210 |
| Net operating income | $4,728,000 | 1,112 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,739,000 | 997 |
| Total interest expense | $2,644,000 | 970 |
| Net interest income | $8,095,000 | 983 |
| Provision for loan and lease losses | $131,000 | 1,129 |
| Total noninterest income | $1,056,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $94,000 | 1,971 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $962,000 | 994 |
| Total noninterest expense | $6,079,000 | 1,039 |
| Salaries and employee benefits | $3,923,000 | 948 |
| Premises and equipment expense | $594,000 | 1,067 |
| Additional noninterest expense | $962,000 | 994 |
| Pre-tax net operating income | $2,941,000 | 1,090 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $606,000 | 916 |
| Income before extraordinary items | $2,335,000 | 1,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,335,000 | 1,134 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,335,000 | 1,134 |
| Net charge-offs | $59,000 | 746 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 138 |
| Net operating income | $2,335,000 | 1,153 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $34,991,000 | 1,006 |
| Total interest expense | $2,667,000 | 1,295 |
| Net interest income | $32,324,000 | 955 |
| Provision for loan and lease losses | $710,000 | 1,014 |
| Total noninterest income | $5,783,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $412,000 | 1,920 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,371,000 | 852 |
| Total noninterest expense | $23,437,000 | 1,043 |
| Salaries and employee benefits | $15,179,000 | 943 |
| Premises and equipment expense | $2,097,000 | 1,158 |
| Additional noninterest expense | $5,371,000 | 852 |
| Pre-tax net operating income | $13,960,000 | 1,006 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,734,000 | 878 |
| Income before extraordinary items | $11,226,000 | 1,013 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,226,000 | 1,013 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,226,000 | 1,013 |
| Net charge-offs | $1,351,000 | 346 |
| Cash dividends | $1,532,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $623,000 | 294 |
| Net operating income | $11,226,000 | 1,040 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,983,000 | 1,061 |
| Total interest expense | $537,000 | 1,867 |
| Net interest income | $14,446,000 | 1,019 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,965,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $204,000 | 1,939 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,761,000 | 881 |
| Total noninterest expense | $11,374,000 | 1,056 |
| Salaries and employee benefits | $7,413,000 | 952 |
| Premises and equipment expense | $978,000 | 1,226 |
| Additional noninterest expense | $2,983,000 | 1,156 |
| Pre-tax net operating income | $6,037,000 | 1,056 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,131,000 | 929 |
| Income before extraordinary items | $4,906,000 | 1,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,906,000 | 1,054 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,906,000 | 1,056 |
| Net charge-offs | $17,000 | 1,382 |
| Cash dividends | $383,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 186 |
| Net operating income | $4,906,000 | 1,082 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 1,087 |
| Total interest expense | $246,000 | 1,940 |
| Net interest income | $6,804,000 | 1,048 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,252,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $110,000 | 1,821 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,142,000 | 1,002 |
| Total noninterest expense | $5,472,000 | 1,094 |
| Salaries and employee benefits | $3,584,000 | 989 |
| Premises and equipment expense | $477,000 | 1,270 |
| Additional noninterest expense | $1,411,000 | 1,199 |
| Pre-tax net operating income | $2,584,000 | 1,126 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $452,000 | 1,033 |
| Income before extraordinary items | $2,132,000 | 1,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,132,000 | 1,150 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,132,000 | 1,151 |
| Net charge-offs | $8,000 | 1,246 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $574,000 | 111 |
| Net operating income | $2,132,000 | 1,160 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $29,286,000 | 1,079 |
| Total interest expense | $1,621,000 | 1,561 |
| Net interest income | $27,665,000 | 1,042 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $9,434,000 | 868 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $299,000 | 2,198 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $9,135,000 | 709 |
| Total noninterest expense | $23,239,000 | 1,040 |
| Salaries and employee benefits | $15,899,000 | 890 |
| Premises and equipment expense | $1,446,000 | 1,564 |
| Additional noninterest expense | $5,894,000 | 1,149 |
| Pre-tax net operating income | $13,210,000 | 1,037 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,621,000 | 931 |
| Income before extraordinary items | $10,589,000 | 1,106 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,589,000 | 1,106 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,589,000 | 1,106 |
| Net charge-offs | $16,000 | 2,140 |
| Cash dividends | $3,116,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 300 |
| Net operating income | $10,589,000 | 1,086 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,835,000 | 1,111 |
| Total interest expense | $1,318,000 | 1,554 |
| Net interest income | $20,517,000 | 1,075 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $8,043,000 | 815 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $201,000 | 2,325 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $7,842,000 | 670 |
| Total noninterest expense | $17,962,000 | 1,019 |
| Salaries and employee benefits | $12,477,000 | 871 |
| Premises and equipment expense | $1,413,000 | 1,288 |
| Additional noninterest expense | $4,072,000 | 1,231 |
| Pre-tax net operating income | $10,248,000 | 1,050 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,981,000 | 980 |
| Income before extraordinary items | $8,267,000 | 1,104 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,267,000 | 1,105 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,267,000 | 1,105 |
| Net charge-offs | $12,000 | 1,915 |
| Cash dividends | $2,233,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $515,000 | 245 |
| Net operating income | $8,267,000 | 1,091 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,374,000 | 1,112 |
| Total interest expense | $937,000 | 1,536 |
| Net interest income | $13,437,000 | 1,073 |
| Provision for loan and lease losses | $250,000 | 1,025 |
| Total noninterest income | $5,992,000 | 751 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $133,000 | 2,285 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $5,859,000 | 630 |
| Total noninterest expense | $11,699,000 | 1,029 |
| Salaries and employee benefits | $7,996,000 | 889 |
| Premises and equipment expense | $945,000 | 1,283 |
| Additional noninterest expense | $2,758,000 | 1,209 |
| Pre-tax net operating income | $7,480,000 | 979 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,451,000 | 913 |
| Income before extraordinary items | $6,029,000 | 1,021 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,029,000 | 1,021 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,029,000 | 1,021 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $766,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 178 |
| Net operating income | $6,029,000 | 1,001 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 1,118 |
| Total interest expense | $516,000 | 1,488 |
| Net interest income | $6,587,000 | 1,085 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $2,313,000 | 904 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $64,000 | 2,331 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $2,249,000 | 752 |
| Total noninterest expense | $5,725,000 | 1,036 |
| Salaries and employee benefits | $3,966,000 | 894 |
| Premises and equipment expense | $472,000 | 1,289 |
| Additional noninterest expense | $1,287,000 | 1,265 |
| Pre-tax net operating income | $3,025,000 | 1,132 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $567,000 | 1,058 |
| Income before extraordinary items | $2,458,000 | 1,207 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,458,000 | 1,207 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,458,000 | 1,207 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $383,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $495,000 | 118 |
| Net operating income | $2,458,000 | 1,175 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $28,204,000 | 1,124 |
| Total interest expense | $3,247,000 | 1,390 |
| Net interest income | $24,957,000 | 1,075 |
| Provision for loan and lease losses | $1,845,000 | 1,108 |
| Total noninterest income | $7,877,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $238,000 | 2,525 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $7,639,000 | 770 |
| Total noninterest expense | $21,370,000 | 1,061 |
| Salaries and employee benefits | $14,206,000 | 946 |
| Premises and equipment expense | $1,813,000 | 1,291 |
| Additional noninterest expense | $5,351,000 | 1,205 |
| Pre-tax net operating income | $9,619,000 | 1,094 |
| Securities gains (losses) | $13,000 | 2,243 |
| Applicable income taxes | $1,774,000 | 1,006 |
| Income before extraordinary items | $7,858,000 | 1,156 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,858,000 | 1,156 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,858,000 | 1,156 |
| Net charge-offs | $40,000 | 2,524 |
| Cash dividends | $1,041,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 296 |
| Net operating income | $7,847,340 | 1,128 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $21,821,000 | 1,090 |
| Total interest expense | $2,559,000 | 1,403 |
| Net interest income | $19,262,000 | 1,037 |
| Provision for loan and lease losses | $1,665,000 | 996 |
| Total noninterest income | $5,542,000 | 952 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $168,000 | 2,629 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $5,374,000 | 772 |
| Total noninterest expense | $15,796,000 | 1,058 |
| Salaries and employee benefits | $10,416,000 | 951 |
| Premises and equipment expense | $1,361,000 | 1,288 |
| Additional noninterest expense | $4,019,000 | 1,177 |
| Pre-tax net operating income | $7,343,000 | 1,041 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $1,351,000 | 963 |
| Income before extraordinary items | $6,005,000 | 1,109 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,005,000 | 1,109 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,005,000 | 1,109 |
| Net charge-offs | $46,000 | 2,098 |
| Cash dividends | $658,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $345,000 | 259 |
| Net operating income | $5,994,340 | 1,071 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $14,548,000 | 1,098 |
| Total interest expense | $1,834,000 | 1,411 |
| Net interest income | $12,714,000 | 1,049 |
| Provision for loan and lease losses | $1,385,000 | 896 |
| Total noninterest income | $3,162,000 | 999 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $109,000 | 2,700 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,053,000 | 801 |
| Total noninterest expense | $10,130,000 | 1,091 |
| Salaries and employee benefits | $6,645,000 | 981 |
| Premises and equipment expense | $910,000 | 1,279 |
| Additional noninterest expense | $2,575,000 | 1,217 |
| Pre-tax net operating income | $4,361,000 | 1,088 |
| Securities gains (losses) | $13,000 | 1,801 |
| Applicable income taxes | $812,000 | 978 |
| Income before extraordinary items | $3,562,000 | 1,135 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,562,000 | 1,135 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,562,000 | 1,135 |
| Net charge-offs | $43,000 | 1,812 |
| Cash dividends | $275,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 199 |
| Net operating income | $3,551,470 | 1,112 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 1,141 |
| Total interest expense | $991,000 | 1,432 |
| Net interest income | $5,984,000 | 1,078 |
| Provision for loan and lease losses | $230,000 | 1,348 |
| Total noninterest income | $1,321,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $46,000 | 3,145 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,275,000 | 821 |
| Total noninterest expense | $4,877,000 | 1,123 |
| Salaries and employee benefits | $3,184,000 | 1,019 |
| Premises and equipment expense | $459,000 | 1,276 |
| Additional noninterest expense | $1,234,000 | 1,284 |
| Pre-tax net operating income | $2,198,000 | 965 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $401,000 | 873 |
| Income before extraordinary items | $1,797,000 | 1,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,797,000 | 1,018 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,797,000 | 1,018 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 143 |
| Net operating income | $1,797,000 | 1,007 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,119,000 | 1,182 |
| Total interest expense | $4,416,000 | 1,367 |
| Net interest income | $22,703,000 | 1,124 |
| Provision for loan and lease losses | $862,000 | 1,014 |
| Total noninterest income | $5,343,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $251,000 | 2,871 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $5,092,000 | 823 |
| Total noninterest expense | $18,851,000 | 1,139 |
| Salaries and employee benefits | $11,894,000 | 1,047 |
| Premises and equipment expense | $1,781,000 | 1,287 |
| Additional noninterest expense | $5,176,000 | 1,197 |
| Pre-tax net operating income | $8,333,000 | 1,204 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $1,596,000 | 1,063 |
| Income before extraordinary items | $6,739,000 | 1,279 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,739,000 | 1,280 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,739,000 | 1,281 |
| Net charge-offs | $-469,000 | 5,107 |
| Cash dividends | $398,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 364 |
| Net operating income | $6,737,380 | 1,257 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,038,000 | 1,197 |
| Total interest expense | $3,228,000 | 1,401 |
| Net interest income | $16,810,000 | 1,142 |
| Provision for loan and lease losses | $553,000 | 1,070 |
| Total noninterest income | $3,843,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $201,000 | 2,815 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,642,000 | 839 |
| Total noninterest expense | $13,898,000 | 1,148 |
| Salaries and employee benefits | $8,905,000 | 1,044 |
| Premises and equipment expense | $1,314,000 | 1,320 |
| Additional noninterest expense | $3,679,000 | 1,272 |
| Pre-tax net operating income | $6,202,000 | 1,228 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $1,182,000 | 1,106 |
| Income before extraordinary items | $5,022,000 | 1,306 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,022,000 | 1,308 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,022,000 | 1,308 |
| Net charge-offs | $-381,000 | 5,160 |
| Cash dividends | $398,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 307 |
| Net operating income | $5,020,380 | 1,283 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,164,000 | 1,202 |
| Total interest expense | $2,033,000 | 1,437 |
| Net interest income | $11,131,000 | 1,150 |
| Provision for loan and lease losses | $375,000 | 1,044 |
| Total noninterest income | $2,273,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $134,000 | 2,810 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,139,000 | 890 |
| Total noninterest expense | $9,202,000 | 1,153 |
| Salaries and employee benefits | $5,893,000 | 1,042 |
| Premises and equipment expense | $863,000 | 1,333 |
| Additional noninterest expense | $2,446,000 | 1,292 |
| Pre-tax net operating income | $3,827,000 | 1,279 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $720,000 | 1,149 |
| Income before extraordinary items | $3,107,000 | 1,356 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,107,000 | 1,356 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,107,000 | 1,356 |
| Net charge-offs | $-380,000 | 5,235 |
| Cash dividends | $398,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 257 |
| Net operating income | $3,107,000 | 1,333 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 1,213 |
| Total interest expense | $948,000 | 1,491 |
| Net interest income | $5,513,000 | 1,166 |
| Provision for loan and lease losses | $175,000 | 1,043 |
| Total noninterest income | $945,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $63,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $882,000 | 978 |
| Total noninterest expense | $4,620,000 | 1,153 |
| Salaries and employee benefits | $2,889,000 | 1,069 |
| Premises and equipment expense | $430,000 | 1,359 |
| Additional noninterest expense | $1,301,000 | 1,201 |
| Pre-tax net operating income | $1,663,000 | 1,400 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $269,000 | 1,340 |
| Income before extraordinary items | $1,394,000 | 1,431 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,394,000 | 1,429 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,394,000 | 1,430 |
| Net charge-offs | $-175,000 | 5,263 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 172 |
| Net operating income | $1,394,000 | 1,406 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,939,000 | 1,232 |
| Total interest expense | $2,543,000 | 1,629 |
| Net interest income | $21,396,000 | 1,171 |
| Provision for loan and lease losses | $1,490,000 | 639 |
| Total noninterest income | $3,795,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $334,000 | 2,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,461,000 | 1,033 |
| Total noninterest expense | $16,887,000 | 1,213 |
| Salaries and employee benefits | $10,827,000 | 1,107 |
| Premises and equipment expense | $1,635,000 | 1,377 |
| Additional noninterest expense | $4,425,000 | 1,381 |
| Pre-tax net operating income | $6,814,000 | 1,379 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,342,000 | 1,141 |
| Income before extraordinary items | $5,472,000 | 1,469 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,472,000 | 1,468 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,472,000 | 1,468 |
| Net charge-offs | $400,000 | 1,110 |
| Cash dividends | $1,030,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 405 |
| Net operating income | $5,472,000 | 1,463 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,540,000 | 1,247 |
| Total interest expense | $1,792,000 | 1,623 |
| Net interest income | $15,748,000 | 1,187 |
| Provision for loan and lease losses | $805,000 | 774 |
| Total noninterest income | $2,729,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $254,000 | 2,565 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,475,000 | 1,072 |
| Total noninterest expense | $12,613,000 | 1,222 |
| Salaries and employee benefits | $8,238,000 | 1,088 |
| Premises and equipment expense | $1,191,000 | 1,428 |
| Additional noninterest expense | $3,184,000 | 1,443 |
| Pre-tax net operating income | $5,059,000 | 1,412 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,004,000 | 1,160 |
| Income before extraordinary items | $4,055,000 | 1,492 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,055,000 | 1,490 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,055,000 | 1,491 |
| Net charge-offs | $23,000 | 2,632 |
| Cash dividends | $463,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 356 |
| Net operating income | $4,055,000 | 1,476 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,444,000 | 1,254 |
| Total interest expense | $1,100,000 | 1,651 |
| Net interest income | $10,344,000 | 1,194 |
| Provision for loan and lease losses | $510,000 | 806 |
| Total noninterest income | $1,782,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $171,000 | 2,542 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,611,000 | 1,102 |
| Total noninterest expense | $8,251,000 | 1,242 |
| Salaries and employee benefits | $5,446,000 | 1,105 |
| Premises and equipment expense | $761,000 | 1,505 |
| Additional noninterest expense | $2,044,000 | 1,483 |
| Pre-tax net operating income | $3,365,000 | 1,385 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $672,000 | 1,142 |
| Income before extraordinary items | $2,693,000 | 1,474 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,693,000 | 1,473 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,693,000 | 1,473 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $307,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 306 |
| Net operating income | $2,693,000 | 1,457 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 1,267 |
| Total interest expense | $497,000 | 1,723 |
| Net interest income | $5,088,000 | 1,208 |
| Provision for loan and lease losses | $110,000 | 1,373 |
| Total noninterest income | $696,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $621,000 | 1,305 |
| Total noninterest expense | $4,095,000 | 1,254 |
| Salaries and employee benefits | $2,722,000 | 1,110 |
| Premises and equipment expense | $386,000 | 1,501 |
| Additional noninterest expense | $987,000 | 1,524 |
| Pre-tax net operating income | $1,579,000 | 1,434 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $306,000 | 1,204 |
| Income before extraordinary items | $1,273,000 | 1,509 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,273,000 | 1,509 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,273,000 | 1,509 |
| Net charge-offs | $-23,000 | 5,025 |
| Cash dividends | $153,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 232 |
| Net operating income | $1,273,000 | 1,498 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,057,000 | 1,406 |
| Total interest expense | $1,770,000 | 1,684 |
| Net interest income | $17,287,000 | 1,359 |
| Provision for loan and lease losses | $1,427,000 | 672 |
| Total noninterest income | $2,634,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $314,000 | 2,786 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,320,000 | 1,392 |
| Total noninterest expense | $13,789,000 | 1,457 |
| Salaries and employee benefits | $8,747,000 | 1,292 |
| Premises and equipment expense | $1,452,000 | 1,559 |
| Additional noninterest expense | $3,590,000 | 1,673 |
| Pre-tax net operating income | $4,705,000 | 1,795 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $2,189,000 | 1,210 |
| Income before extraordinary items | $2,512,000 | 2,326 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,512,000 | 2,326 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,512,000 | 2,326 |
| Net charge-offs | $229,000 | 1,718 |
| Cash dividends | $1,156,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,514,560 | 2,296 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,488,000 | 1,487 |
| Total interest expense | $1,301,000 | 1,692 |
| Net interest income | $12,187,000 | 1,438 |
| Provision for loan and lease losses | $842,000 | 809 |
| Total noninterest income | $1,946,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $228,000 | 2,857 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,718,000 | 1,420 |
| Total noninterest expense | $9,681,000 | 1,537 |
| Salaries and employee benefits | $6,275,000 | 1,349 |
| Premises and equipment expense | $1,030,000 | 1,645 |
| Additional noninterest expense | $2,376,000 | 1,852 |
| Pre-tax net operating income | $3,610,000 | 1,791 |
| Securities gains (losses) | $-4,000 | 5,286 |
| Applicable income taxes | $1,179,000 | 1,313 |
| Income before extraordinary items | $2,427,000 | 2,069 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,427,000 | 2,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,427,000 | 2,070 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,429,680 | 2,038 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 1,616 |
| Total interest expense | $818,000 | 1,744 |
| Net interest income | $7,311,000 | 1,579 |
| Provision for loan and lease losses | $592,000 | 764 |
| Total noninterest income | $1,059,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $134,000 | 3,056 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $925,000 | 1,621 |
| Total noninterest expense | $5,630,000 | 1,714 |
| Salaries and employee benefits | $3,701,000 | 1,513 |
| Premises and equipment expense | $617,000 | 1,825 |
| Additional noninterest expense | $1,312,000 | 2,153 |
| Pre-tax net operating income | $2,148,000 | 1,924 |
| Securities gains (losses) | $-4,000 | 5,393 |
| Applicable income taxes | $688,000 | 1,419 |
| Income before extraordinary items | $1,456,000 | 2,206 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,456,000 | 2,207 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,456,000 | 2,207 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,458,720 | 2,171 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 1,911 |
| Total interest expense | $366,000 | 1,882 |
| Net interest income | $3,017,000 | 1,878 |
| Provision for loan and lease losses | $189,000 | 980 |
| Total noninterest income | $374,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $45,000 | 3,646 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $329,000 | 1,979 |
| Total noninterest expense | $2,338,000 | 2,044 |
| Salaries and employee benefits | $1,529,000 | 1,810 |
| Premises and equipment expense | $278,000 | 1,989 |
| Additional noninterest expense | $531,000 | 2,549 |
| Pre-tax net operating income | $864,000 | 2,166 |
| Securities gains (losses) | $-4,000 | 5,562 |
| Applicable income taxes | $268,000 | 1,592 |
| Income before extraordinary items | $592,000 | 2,472 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $592,000 | 2,471 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $592,000 | 2,472 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $594,760 | 2,448 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,087,000 | 2,065 |
| Total interest expense | $1,311,000 | 1,982 |
| Net interest income | $10,776,000 | 2,044 |
| Provision for loan and lease losses | $718,000 | 1,176 |
| Total noninterest income | $1,364,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $139,000 | 4,099 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,225,000 | 2,142 |
| Total noninterest expense | $8,679,000 | 2,148 |
| Salaries and employee benefits | $5,669,000 | 1,886 |
| Premises and equipment expense | $1,040,000 | 2,077 |
| Additional noninterest expense | $1,970,000 | 2,792 |
| Pre-tax net operating income | $2,743,000 | 2,528 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $826,000 | 1,808 |
| Income before extraordinary items | $1,922,000 | 2,863 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,922,000 | 2,861 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,922,000 | 2,862 |
| Net charge-offs | $65,000 | 2,952 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,918,500 | 2,816 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,856,000 | 2,099 |
| Total interest expense | $983,000 | 1,987 |
| Net interest income | $7,873,000 | 2,086 |
| Provision for loan and lease losses | $473,000 | 1,187 |
| Total noninterest income | $912,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $98,000 | 4,225 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $814,000 | 2,299 |
| Total noninterest expense | $6,537,000 | 2,138 |
| Salaries and employee benefits | $4,278,000 | 1,861 |
| Premises and equipment expense | $781,000 | 2,092 |
| Additional noninterest expense | $1,478,000 | 2,782 |
| Pre-tax net operating income | $1,775,000 | 2,813 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $476,000 | 2,095 |
| Income before extraordinary items | $1,304,000 | 3,051 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,304,000 | 3,051 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,304,000 | 3,051 |
| Net charge-offs | $56,000 | 2,501 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,300,350 | 3,003 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 2,134 |
| Total interest expense | $638,000 | 2,034 |
| Net interest income | $5,161,000 | 2,129 |
| Provision for loan and lease losses | $331,000 | 1,162 |
| Total noninterest income | $475,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $62,000 | 4,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $413,000 | 2,618 |
| Total noninterest expense | $4,308,000 | 2,167 |
| Salaries and employee benefits | $2,858,000 | 1,870 |
| Premises and equipment expense | $513,000 | 2,111 |
| Additional noninterest expense | $937,000 | 2,877 |
| Pre-tax net operating income | $997,000 | 3,079 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $239,000 | 2,345 |
| Income before extraordinary items | $766,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $766,000 | 3,263 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $766,000 | 3,263 |
| Net charge-offs | $35,000 | 2,409 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $759,920 | 3,216 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,208 |
| Total interest expense | $294,000 | 2,172 |
| Net interest income | $2,492,000 | 2,183 |
| Provision for loan and lease losses | $151,000 | 1,144 |
| Total noninterest income | $185,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $158,000 | 2,921 |
| Total noninterest expense | $2,153,000 | 2,187 |
| Salaries and employee benefits | $1,440,000 | 1,865 |
| Premises and equipment expense | $258,000 | 2,111 |
| Additional noninterest expense | $455,000 | 2,958 |
| Pre-tax net operating income | $373,000 | 3,518 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $47,000 | 3,025 |
| Income before extraordinary items | $326,000 | 3,484 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $326,000 | 3,480 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $326,000 | 3,482 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $326,000 | 3,422 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,424,000 | 2,290 |
| Total interest expense | $1,196,000 | 2,124 |
| Net interest income | $9,228,000 | 2,302 |
| Provision for loan and lease losses | $237,000 | 2,172 |
| Total noninterest income | $961,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $125,000 | 4,408 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $836,000 | 2,594 |
| Total noninterest expense | $7,438,000 | 2,452 |
| Salaries and employee benefits | $4,824,000 | 2,113 |
| Premises and equipment expense | $817,000 | 2,516 |
| Additional noninterest expense | $1,797,000 | 3,012 |
| Pre-tax net operating income | $2,514,000 | 2,617 |
| Securities gains (losses) | $27,000 | 2,055 |
| Applicable income taxes | $760,000 | 1,853 |
| Income before extraordinary items | $1,781,000 | 2,931 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,781,000 | 2,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,781,000 | 2,933 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $12,005,000 | 44 |
| Net operating income | $1,762,100 | 2,901 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 2,313 |
| Total interest expense | $896,000 | 2,141 |
| Net interest income | $6,904,000 | 2,326 |
| Provision for loan and lease losses | $155,000 | 2,221 |
| Total noninterest income | $741,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $89,000 | 4,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $652,000 | 2,564 |
| Total noninterest expense | $5,447,000 | 2,498 |
| Salaries and employee benefits | $3,537,000 | 2,167 |
| Premises and equipment expense | $598,000 | 2,593 |
| Additional noninterest expense | $1,312,000 | 3,087 |
| Pre-tax net operating income | $2,043,000 | 2,532 |
| Securities gains (losses) | $26,000 | 1,874 |
| Applicable income taxes | $628,000 | 1,809 |
| Income before extraordinary items | $1,441,000 | 2,840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,441,000 | 2,839 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,441,000 | 2,841 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,004,000 | 112 |
| Net operating income | $1,422,800 | 2,813 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 2,310 |
| Total interest expense | $590,000 | 2,182 |
| Net interest income | $4,610,000 | 2,324 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $521,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $463,000 | 2,497 |
| Total noninterest expense | $3,632,000 | 2,514 |
| Salaries and employee benefits | $2,352,000 | 2,187 |
| Premises and equipment expense | $395,000 | 2,625 |
| Additional noninterest expense | $885,000 | 3,086 |
| Pre-tax net operating income | $1,369,000 | 2,503 |
| Securities gains (losses) | $26,000 | 1,576 |
| Applicable income taxes | $426,000 | 1,784 |
| Income before extraordinary items | $969,000 | 2,805 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $969,000 | 2,805 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $969,000 | 2,807 |
| Net charge-offs | $-11,000 | 5,290 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,004,000 | 93 |
| Net operating income | $951,060 | 2,782 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 2,300 |
| Total interest expense | $293,000 | 2,218 |
| Net interest income | $2,312,000 | 2,309 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $239,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $211,000 | 2,564 |
| Total noninterest expense | $1,792,000 | 2,548 |
| Salaries and employee benefits | $1,162,000 | 2,222 |
| Premises and equipment expense | $201,000 | 2,638 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $669,000 | 2,499 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $206,000 | 1,794 |
| Income before extraordinary items | $474,000 | 2,824 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $474,000 | 2,827 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $474,000 | 2,827 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,004,000 | 53 |
| Net operating income | $466,300 | 2,782 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 2,557 |
| Total interest expense | $1,133,000 | 2,361 |
| Net interest income | $8,195,000 | 2,568 |
| Provision for loan and lease losses | $409,000 | 1,648 |
| Total noninterest income | $690,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $129,000 | 4,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $561,000 | 3,113 |
| Total noninterest expense | $6,153,000 | 2,866 |
| Salaries and employee benefits | $3,975,000 | 2,516 |
| Premises and equipment expense | $642,000 | 3,081 |
| Additional noninterest expense | $1,536,000 | 3,498 |
| Pre-tax net operating income | $2,323,000 | 2,726 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $719,000 | 1,867 |
| Income before extraordinary items | $1,606,000 | 3,120 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,606,000 | 3,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,606,000 | 3,121 |
| Net charge-offs | $83,000 | 3,365 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,604,620 | 3,071 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 2,593 |
| Total interest expense | $836,000 | 2,424 |
| Net interest income | $6,105,000 | 2,596 |
| Provision for loan and lease losses | $234,000 | 1,894 |
| Total noninterest income | $493,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $95,000 | 4,714 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $398,000 | 3,231 |
| Total noninterest expense | $4,604,000 | 2,882 |
| Salaries and employee benefits | $2,971,000 | 2,516 |
| Premises and equipment expense | $475,000 | 3,152 |
| Additional noninterest expense | $1,158,000 | 3,497 |
| Pre-tax net operating income | $1,760,000 | 2,738 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $541,000 | 1,914 |
| Income before extraordinary items | $1,220,000 | 3,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,220,000 | 3,111 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,220,000 | 3,112 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,219,310 | 3,071 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 2,613 |
| Total interest expense | $530,000 | 2,537 |
| Net interest income | $4,056,000 | 2,605 |
| Provision for loan and lease losses | $177,000 | 1,759 |
| Total noninterest income | $307,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $64,000 | 4,681 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $243,000 | 3,340 |
| Total noninterest expense | $3,209,000 | 2,811 |
| Salaries and employee benefits | $2,116,000 | 2,373 |
| Premises and equipment expense | $313,000 | 3,198 |
| Additional noninterest expense | $780,000 | 3,479 |
| Pre-tax net operating income | $977,000 | 3,011 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $289,000 | 2,066 |
| Income before extraordinary items | $686,000 | 3,369 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $686,000 | 3,375 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $686,000 | 3,375 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $687,400 | 3,325 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 2,735 |
| Total interest expense | $252,000 | 2,663 |
| Net interest income | $1,920,000 | 2,717 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $139,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $105,000 | 3,494 |
| Total noninterest expense | $1,614,000 | 2,820 |
| Salaries and employee benefits | $1,098,000 | 2,314 |
| Premises and equipment expense | $166,000 | 3,128 |
| Additional noninterest expense | $350,000 | 3,728 |
| Pre-tax net operating income | $345,000 | 3,572 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $93,000 | 2,420 |
| Income before extraordinary items | $252,000 | 3,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 3,843 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $252,000 | 3,843 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $252,000 | 3,799 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 2,909 |
| Total interest expense | $965,000 | 3,022 |
| Net interest income | $7,154,000 | 2,863 |
| Provision for loan and lease losses | $445,000 | 1,984 |
| Total noninterest income | $829,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $145,000 | 4,634 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $684,000 | 2,902 |
| Total noninterest expense | $5,909,000 | 3,032 |
| Salaries and employee benefits | $3,783,000 | 2,601 |
| Premises and equipment expense | $652,000 | 3,107 |
| Additional noninterest expense | $1,474,000 | 3,693 |
| Pre-tax net operating income | $1,629,000 | 3,252 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $418,000 | 2,334 |
| Income before extraordinary items | $1,213,000 | 3,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 3,545 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,213,000 | 3,546 |
| Net charge-offs | $53,000 | 4,308 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,211,520 | 3,503 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 2,977 |
| Total interest expense | $708,000 | 3,152 |
| Net interest income | $5,266,000 | 2,918 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $517,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $105,000 | 4,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $412,000 | 3,305 |
| Total noninterest expense | $4,342,000 | 3,067 |
| Salaries and employee benefits | $2,787,000 | 2,659 |
| Premises and equipment expense | $489,000 | 3,146 |
| Additional noninterest expense | $1,066,000 | 3,783 |
| Pre-tax net operating income | $1,166,000 | 3,405 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $352,000 | 2,271 |
| Income before extraordinary items | $816,000 | 3,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $816,000 | 3,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 3,785 |
| Net charge-offs | $60,000 | 3,716 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $814,600 | 3,718 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 3,068 |
| Total interest expense | $472,000 | 3,208 |
| Net interest income | $3,363,000 | 3,012 |
| Provision for loan and lease losses | $115,000 | 2,823 |
| Total noninterest income | $356,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,272 |
| Total noninterest expense | $2,862,000 | 3,096 |
| Salaries and employee benefits | $1,833,000 | 2,714 |
| Premises and equipment expense | $325,000 | 3,171 |
| Additional noninterest expense | $704,000 | 3,818 |
| Pre-tax net operating income | $742,000 | 3,466 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $228,000 | 2,303 |
| Income before extraordinary items | $516,000 | 3,873 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 3,876 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $516,000 | 3,877 |
| Net charge-offs | $53,000 | 3,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $514,620 | 3,789 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 3,033 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,727,000 | 2,951 |
| Provision for loan and lease losses | $34,000 | 3,135 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,473 |
| Total noninterest expense | $1,391,000 | 3,182 |
| Salaries and employee benefits | $887,000 | 2,800 |
| Premises and equipment expense | $165,000 | 3,175 |
| Additional noninterest expense | $339,000 | 3,933 |
| Pre-tax net operating income | $458,000 | 3,036 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $146,000 | 2,009 |
| Income before extraordinary items | $312,000 | 3,510 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $312,000 | 3,511 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $312,000 | 3,512 |
| Net charge-offs | $41,000 | 2,562 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $312,000 | 3,411 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 3,429 |
| Total interest expense | $947,000 | 3,740 |
| Net interest income | $6,130,000 | 3,319 |
| Provision for loan and lease losses | $615,000 | 2,421 |
| Total noninterest income | $418,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $147,000 | 4,814 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $271,000 | 4,178 |
| Total noninterest expense | $4,751,000 | 3,607 |
| Salaries and employee benefits | $3,149,000 | 3,022 |
| Premises and equipment expense | $359,000 | 4,544 |
| Additional noninterest expense | $1,243,000 | 4,274 |
| Pre-tax net operating income | $1,182,000 | 3,743 |
| Securities gains (losses) | $289,000 | 1,392 |
| Applicable income taxes | $61,000 | 3,799 |
| Income before extraordinary items | $1,410,000 | 3,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,410,000 | 3,242 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,410,000 | 3,242 |
| Net charge-offs | $23,000 | 5,333 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,132,560 | 3,515 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 3,530 |
| Total interest expense | $700,000 | 3,900 |
| Net interest income | $4,504,000 | 3,426 |
| Provision for loan and lease losses | $488,000 | 2,310 |
| Total noninterest income | $321,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $107,000 | 4,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 4,151 |
| Total noninterest expense | $3,435,000 | 3,726 |
| Salaries and employee benefits | $2,266,000 | 3,126 |
| Premises and equipment expense | $265,000 | 4,647 |
| Additional noninterest expense | $904,000 | 4,367 |
| Pre-tax net operating income | $902,000 | 3,824 |
| Securities gains (losses) | $310,000 | 1,088 |
| Applicable income taxes | $-23,000 | 6,802 |
| Income before extraordinary items | $1,235,000 | 3,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,235,000 | 3,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,235,000 | 3,004 |
| Net charge-offs | $23,000 | 4,994 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $925,000 | 3,430 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 3,573 |
| Total interest expense | $464,000 | 4,008 |
| Net interest income | $2,971,000 | 3,459 |
| Provision for loan and lease losses | $288,000 | 2,513 |
| Total noninterest income | $157,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,807 |
| Total noninterest expense | $2,253,000 | 3,786 |
| Salaries and employee benefits | $1,487,000 | 3,173 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $592,000 | 4,421 |
| Pre-tax net operating income | $587,000 | 3,835 |
| Securities gains (losses) | $310,000 | 836 |
| Applicable income taxes | $-137,000 | 7,044 |
| Income before extraordinary items | $1,034,000 | 2,562 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,034,000 | 2,562 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,034,000 | 2,562 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $724,000 | 3,095 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,575 |
| Total interest expense | $238,000 | 4,042 |
| Net interest income | $1,506,000 | 3,448 |
| Provision for loan and lease losses | $101,000 | 2,830 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $1,110,000 | 3,833 |
| Salaries and employee benefits | $741,000 | 3,205 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $282,000 | 4,536 |
| Pre-tax net operating income | $334,000 | 3,640 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $121,000 | 2,248 |
| Income before extraordinary items | $213,000 | 4,268 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $213,000 | 4,271 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $213,000 | 4,272 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $213,000 | 4,120 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 3,936 |
| Total interest expense | $1,132,000 | 4,106 |
| Net interest income | $5,131,000 | 3,841 |
| Provision for loan and lease losses | $611,000 | 3,131 |
| Total noninterest income | $104,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $4,093,000 | 4,056 |
| Salaries and employee benefits | $2,741,000 | 3,328 |
| Premises and equipment expense | $314,000 | 5,132 |
| Additional noninterest expense | $1,038,000 | 4,819 |
| Pre-tax net operating income | $531,000 | 4,666 |
| Securities gains (losses) | $235,000 | 1,328 |
| Applicable income taxes | $129,000 | 3,214 |
| Income before extraordinary items | $637,000 | 4,300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $637,000 | 4,302 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $637,000 | 4,302 |
| Net charge-offs | $316,000 | 3,741 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $441,950 | 4,686 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 4,058 |
| Total interest expense | $870,000 | 4,164 |
| Net interest income | $3,701,000 | 3,958 |
| Provision for loan and lease losses | $391,000 | 3,266 |
| Total noninterest income | $73,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $3,005,000 | 4,115 |
| Salaries and employee benefits | $2,002,000 | 3,396 |
| Premises and equipment expense | $235,000 | 5,185 |
| Additional noninterest expense | $768,000 | 4,870 |
| Pre-tax net operating income | $378,000 | 4,836 |
| Securities gains (losses) | $235,000 | 1,091 |
| Applicable income taxes | $70,000 | 3,451 |
| Income before extraordinary items | $543,000 | 4,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 4,181 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $543,000 | 4,181 |
| Net charge-offs | $258,000 | 3,410 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $333,850 | 4,800 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 4,221 |
| Total interest expense | $589,000 | 4,233 |
| Net interest income | $2,335,000 | 4,126 |
| Provision for loan and lease losses | $276,000 | 3,123 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $1,994,000 | 4,164 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $157,000 | 5,227 |
| Additional noninterest expense | $509,000 | 4,954 |
| Pre-tax net operating income | $107,000 | 5,655 |
| Securities gains (losses) | $213,000 | 700 |
| Applicable income taxes | $34,000 | 3,575 |
| Income before extraordinary items | $286,000 | 4,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 4,513 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $286,000 | 4,515 |
| Net charge-offs | $283,000 | 2,752 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $96,430 | 5,642 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,463 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,058,000 | 4,403 |
| Provision for loan and lease losses | $156,000 | 2,708 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $998,000 | 4,187 |
| Salaries and employee benefits | $670,000 | 3,435 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $247,000 | 5,038 |
| Pre-tax net operating income | $-78,000 | 6,628 |
| Securities gains (losses) | $118,000 | 487 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $184,000 | 2,178 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-58,520 | 6,599 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 4,901 |
| Total interest expense | $1,147,000 | 4,929 |
| Net interest income | $3,703,000 | 4,798 |
| Provision for loan and lease losses | $383,000 | 4,507 |
| Total noninterest income | $54,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 6,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,000 | 7,007 |
| Total noninterest expense | $2,961,000 | 5,053 |
| Salaries and employee benefits | $1,946,000 | 4,316 |
| Premises and equipment expense | $207,000 | 6,155 |
| Additional noninterest expense | $808,000 | 5,608 |
| Pre-tax net operating income | $413,000 | 4,596 |
| Securities gains (losses) | $162,000 | 1,768 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $575,000 | 4,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $575,000 | 4,120 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $575,000 | 4,121 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,634,000 | 305 |
| Net operating income | $413,000 | 4,432 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 5,082 |
| Total interest expense | $850,000 | 5,101 |
| Net interest income | $2,660,000 | 4,966 |
| Provision for loan and lease losses | $320,000 | 4,225 |
| Total noninterest income | $39,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $42,000 | 6,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,000 | 7,194 |
| Total noninterest expense | $2,151,000 | 5,169 |
| Salaries and employee benefits | $1,401,000 | 4,459 |
| Premises and equipment expense | $154,000 | 6,238 |
| Additional noninterest expense | $596,000 | 5,664 |
| Pre-tax net operating income | $228,000 | 5,141 |
| Securities gains (losses) | $162,000 | 1,538 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $390,000 | 4,509 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $390,000 | 4,512 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $390,000 | 4,512 |
| Net charge-offs | $6,000 | 6,398 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 238 |
| Net operating income | $228,000 | 5,014 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 5,232 |
| Total interest expense | $559,000 | 5,227 |
| Net interest income | $1,697,000 | 5,099 |
| Provision for loan and lease losses | $131,000 | 4,795 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $29,000 | 6,223 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-5,000 | 7,321 |
| Total noninterest expense | $1,400,000 | 5,254 |
| Salaries and employee benefits | $915,000 | 4,527 |
| Premises and equipment expense | $103,000 | 6,257 |
| Additional noninterest expense | $382,000 | 5,764 |
| Pre-tax net operating income | $190,000 | 4,984 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $190,000 | 4,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $190,000 | 4,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $190,000 | 4,957 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 168 |
| Net operating income | $190,000 | 4,804 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 5,368 |
| Total interest expense | $270,000 | 5,434 |
| Net interest income | $823,000 | 5,212 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,000 | 7,544 |
| Total noninterest expense | $679,000 | 5,397 |
| Salaries and employee benefits | $456,000 | 4,613 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $172,000 | 6,032 |
| Pre-tax net operating income | $93,000 | 5,130 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $93,000 | 5,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 5,078 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $93,000 | 5,077 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,588,000 | 98 |
| Net operating income | $93,000 | 4,959 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 6,153 |
| Total interest expense | $1,031,000 | 5,966 |
| Net interest income | $2,264,000 | 6,082 |
| Provision for loan and lease losses | $432,000 | 4,764 |
| Total noninterest income | $54,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $51,000 | 6,458 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $2,480,000 | 5,706 |
| Salaries and employee benefits | $1,664,000 | 4,890 |
| Premises and equipment expense | $146,000 | 6,974 |
| Additional noninterest expense | $670,000 | 6,238 |
| Pre-tax net operating income | $-594,000 | 6,048 |
| Securities gains (losses) | $151,000 | 1,788 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-443,000 | 6,041 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-443,000 | 6,039 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-443,000 | 6,040 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-594,000 | 6,134 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 6,410 |
| Total interest expense | $755,000 | 6,152 |
| Net interest income | $1,500,000 | 6,370 |
| Provision for loan and lease losses | $356,000 | 4,351 |
| Total noninterest income | $40,000 | 7,502 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $38,000 | 6,502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,000 | 7,528 |
| Total noninterest expense | $1,880,000 | 5,691 |
| Salaries and employee benefits | $1,252,000 | 4,918 |
| Premises and equipment expense | $107,000 | 7,053 |
| Additional noninterest expense | $521,000 | 6,150 |
| Pre-tax net operating income | $-696,000 | 6,466 |
| Securities gains (losses) | $151,000 | 1,503 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-545,000 | 6,464 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-545,000 | 6,465 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-545,000 | 6,464 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-696,000 | 6,568 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 6,631 |
| Total interest expense | $483,000 | 6,344 |
| Net interest income | $904,000 | 6,615 |
| Provision for loan and lease losses | $169,000 | 4,593 |
| Total noninterest income | $25,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $1,314,000 | 5,610 |
| Salaries and employee benefits | $908,000 | 4,723 |
| Premises and equipment expense | $94,000 | 6,697 |
| Additional noninterest expense | $312,000 | 6,421 |
| Pre-tax net operating income | $-554,000 | 6,683 |
| Securities gains (losses) | $151,000 | 1,202 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-403,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-403,000 | 6,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-403,000 | 6,656 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-554,000 | 6,794 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 6,841 |
| Total interest expense | $234,000 | 6,522 |
| Net interest income | $403,000 | 6,853 |
| Provision for loan and lease losses | $73,000 | 4,444 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $572,000 | 5,924 |
| Salaries and employee benefits | $371,000 | 5,384 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $-229,000 | 6,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-229,000 | 7,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-229,000 | 7,082 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-229,000 | 7,082 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-229,000 | 7,014 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 7,704 |
| Total interest expense | $484,000 | 7,697 |
| Net interest income | $993,000 | 7,599 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 7,014 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $1,911,000 | 6,350 |
| Salaries and employee benefits | $1,285,000 | 5,783 |
| Premises and equipment expense | $127,000 | 7,361 |
| Additional noninterest expense | $499,000 | 6,624 |
| Pre-tax net operating income | $-1,256,000 | 7,127 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $136,000 | 3,151 |
| Income before extraordinary items | $-1,385,000 | 7,171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,385,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,392,000 | 7,276 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,918 |
| Total interest expense | $292,000 | 7,943 |
| Net interest income | $655,000 | 7,818 |
| Provision for loan and lease losses | $223,000 | 4,055 |
| Total noninterest income | $14,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 7,993 |
| Total noninterest expense | $1,433,000 | 6,337 |
| Salaries and employee benefits | $968,000 | 5,791 |
| Premises and equipment expense | $92,000 | 7,447 |
| Additional noninterest expense | $373,000 | 6,622 |
| Pre-tax net operating income | $-987,000 | 7,524 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-334,000 | 7,774 |
| Income before extraordinary items | $-653,000 | 7,307 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-653,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-653,000 | 7,436 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $491,000 | 8,155 |
| Total interest expense | $121,000 | 8,220 |
| Net interest income | $370,000 | 7,996 |
| Provision for loan and lease losses | $161,000 | 3,494 |
| Total noninterest income | $6,000 | 8,201 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $944,000 | 6,411 |
| Salaries and employee benefits | $647,000 | 5,834 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $218,000 | 6,913 |
| Pre-tax net operating income | $-729,000 | 7,756 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-249,000 | 8,032 |
| Income before extraordinary items | $-480,000 | 7,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-480,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-480,000 | 7,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,322 |
| Total interest expense | $29,000 | 8,371 |
| Net interest income | $157,000 | 8,170 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $482,000 | 6,395 |
| Salaries and employee benefits | $352,000 | 5,614 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $95,000 | 7,152 |
| Pre-tax net operating income | $-384,000 | 7,991 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-109,000 | 8,160 |
| Income before extraordinary items | $-275,000 | 7,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-275,000 | 7,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-275,000 | 7,922 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $61,000 | 8,523 |
| Total interest expense | $2,000 | 8,517 |
| Net interest income | $59,000 | 8,518 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $461,000 | 8,363 |
| Salaries and employee benefits | $114,000 | 8,484 |
| Premises and equipment expense | $3,000 | 8,498 |
| Additional noninterest expense | $344,000 | 7,330 |
| Pre-tax net operating income | $-402,000 | 7,759 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-136,000 | 8,063 |
| Income before extraordinary items | $-266,000 | 7,754 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-266,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $14,300,000 | 133 |
| Net operating income | $-266,000 | 7,740 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.