Home > 21st Century Bank > Income and Expense

21st Century Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,139,0001,261
Total interest expense$14,530,000997
Net interest income$19,609,0001,457
Provision for loan and lease losses$346,0001,556
Total noninterest income$591,0003,272
Gross Fiduciary activities income$0981
Service charges on deposit accounts$182,0002,792
Trading account gains and feesNANA
Additional Noninterest Income$409,0003,149
Total noninterest expense$12,820,0001,729
Salaries and employee benefits$8,074,0001,594
Premises and equipment expense$1,782,0001,344
Additional noninterest expense$409,0003,149
Pre-tax net operating income$7,034,0001,539
Securities gains (losses)$0988
Applicable income taxes$2,040,000980
Income before extraordinary items$4,994,0001,725
Extraordinary gains, net$054
Net income$4,994,0001,746
Minority interest net income$088
Net income of bank and minority interests.$4,994,0001,728
Net charge-offs$98,0001,514
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,994,0001,757
2023-09-30 (YTD Data)Rank
Total interest income$25,088,0001,264
Total interest expense$10,069,000991
Net interest income$15,019,0001,447
Provision for loan and lease losses$196,0001,675
Total noninterest income$452,0003,257
Gross Fiduciary activities income$0950
Service charges on deposit accounts$132,0002,838
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,108
Total noninterest expense$9,795,0001,695
Salaries and employee benefits$6,238,0001,557
Premises and equipment expense$1,339,0001,353
Additional noninterest expense$320,0003,107
Pre-tax net operating income$5,480,0001,545
Securities gains (losses)$0849
Applicable income taxes$1,589,000975
Income before extraordinary items$3,891,0001,747
Extraordinary gains, net$052
Net income$3,891,0001,761
Minority interest net income$081
Net income of bank and minority interests.$3,891,0001,747
Net charge-offs$167,000961
Cash dividends$2,000,0001,161
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,891,0001,767
2023-06-30 (YTD Data)Rank
Total interest income$16,166,0001,266
Total interest expense$5,769,0001,005
Net interest income$10,397,0001,418
Provision for loan and lease losses$115,0001,745
Total noninterest income$309,0003,222
Gross Fiduciary activities income$0931
Service charges on deposit accounts$81,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$228,0003,037
Total noninterest expense$6,632,0001,672
Salaries and employee benefits$4,296,0001,501
Premises and equipment expense$881,0001,350
Additional noninterest expense$228,0003,030
Pre-tax net operating income$3,959,0001,447
Securities gains (losses)$0938
Applicable income taxes$1,148,000928
Income before extraordinary items$2,811,0001,631
Extraordinary gains, net$051
Net income$2,811,0001,650
Minority interest net income$081
Net income of bank and minority interests.$2,811,0001,630
Net charge-offs$167,000739
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,811,0001,648
2023-03-31 (YTD Data)Rank
Total interest income$7,894,0001,270
Total interest expense$2,565,000995
Net interest income$5,329,0001,386
Provision for loan and lease losses$02,612
Total noninterest income$172,0003,117
Gross Fiduciary activities income$0913
Service charges on deposit accounts$45,0002,828
Trading account gains and feesNANA
Additional Noninterest Income$127,0002,912
Total noninterest expense$3,535,0001,598
Salaries and employee benefits$2,368,0001,421
Premises and equipment expense$451,0001,353
Additional noninterest expense$127,0002,912
Pre-tax net operating income$1,966,0001,488
Securities gains (losses)$0950
Applicable income taxes$570,000965
Income before extraordinary items$1,396,0001,684
Extraordinary gains, net$04
Net income$1,396,0001,683
Minority interest net income$048
Net income of bank and minority interests.$1,396,0001,684
Net charge-offs$1,0001,904
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,396,0001,701
2022-12-31 (YTD Data)Rank
Total interest income$27,022,0001,241
Total interest expense$3,433,0001,061
Net interest income$23,589,0001,259
Provision for loan and lease losses$790,000953
Total noninterest income$1,271,0002,535
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$169,0002,942
Trading account gains and feesNANA
Additional Noninterest Income$1,102,0002,233
Total noninterest expense$12,741,0001,698
Salaries and employee benefits$7,808,0001,604
Premises and equipment expense$1,795,0001,333
Additional noninterest expense$1,102,0002,233
Pre-tax net operating income$11,329,0001,169
Securities gains (losses)$0691
Applicable income taxes$3,285,000787
Income before extraordinary items$8,044,0001,305
Extraordinary gains, net$05
Net income$8,044,0001,305
Minority interest net income$063
Net income of bank and minority interests.$8,044,0001,305
Net charge-offs$382,000694
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,044,0001,327
2022-09-30 (YTD Data)Rank
Total interest income$19,326,0001,243
Total interest expense$1,715,0001,164
Net interest income$17,611,0001,241
Provision for loan and lease losses$790,000730
Total noninterest income$1,063,0002,419
Gross Fiduciary activities income$0968
Service charges on deposit accounts$126,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$937,0002,123
Total noninterest expense$9,631,0001,678
Salaries and employee benefits$5,960,0001,588
Premises and equipment expense$1,333,0001,345
Additional noninterest expense$937,0002,123
Pre-tax net operating income$8,253,0001,185
Securities gains (losses)$0740
Applicable income taxes$2,393,000801
Income before extraordinary items$5,860,0001,312
Extraordinary gains, net$04
Net income$5,860,0001,311
Minority interest net income$057
Net income of bank and minority interests.$5,860,0001,312
Net charge-offs$379,000513
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,860,0001,340
2022-06-30 (YTD Data)Rank
Total interest income$12,472,0001,223
Total interest expense$719,0001,483
Net interest income$11,753,0001,201
Provision for loan and lease losses$540,000661
Total noninterest income$914,0002,164
Gross Fiduciary activities income$0925
Service charges on deposit accounts$84,0002,984
Trading account gains and feesNANA
Additional Noninterest Income$830,0001,872
Total noninterest expense$6,545,0001,637
Salaries and employee benefits$4,057,0001,552
Premises and equipment expense$904,0001,327
Additional noninterest expense$1,584,0001,917
Pre-tax net operating income$5,582,0001,115
Securities gains (losses)$0687
Applicable income taxes$1,619,000758
Income before extraordinary items$3,963,0001,243
Extraordinary gains, net$04
Net income$3,963,0001,242
Minority interest net income$060
Net income of bank and minority interests.$3,963,0001,243
Net charge-offs$427,000364
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,963,0001,263
2022-03-31 (YTD Data)Rank
Total interest income$6,123,0001,211
Total interest expense$316,0001,606
Net interest income$5,807,0001,184
Provision for loan and lease losses$450,000361
Total noninterest income$768,0001,617
Gross Fiduciary activities income$0892
Service charges on deposit accounts$41,0002,982
Trading account gains and feesNANA
Additional Noninterest Income$727,0001,341
Total noninterest expense$3,532,0001,519
Salaries and employee benefits$2,273,0001,413
Premises and equipment expense$467,0001,296
Additional noninterest expense$792,0001,887
Pre-tax net operating income$2,593,0001,121
Securities gains (losses)$0623
Applicable income taxes$752,000775
Income before extraordinary items$1,841,0001,271
Extraordinary gains, net$04
Net income$1,841,0001,271
Minority interest net income$050
Net income of bank and minority interests.$1,841,0001,271
Net charge-offs$410,000254
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,841,0001,284
2021-12-31 (YTD Data)Rank
Total interest income$26,812,0001,157
Total interest expense$1,789,0001,444
Net interest income$25,023,0001,135
Provision for loan and lease losses$825,000709
Total noninterest income$-1,659,0004,837
Gross Fiduciary activities income$0994
Service charges on deposit accounts$141,0003,084
Trading account gains and feesNANA
Additional Noninterest Income$-1,800,0004,847
Total noninterest expense$12,398,0001,705
Salaries and employee benefits$7,552,0001,625
Premises and equipment expense$1,801,0001,317
Additional noninterest expense$3,045,0001,954
Pre-tax net operating income$10,141,0001,265
Securities gains (losses)$02,062
Applicable income taxes$2,941,000870
Income before extraordinary items$7,200,0001,474
Extraordinary gains, net$010
Net income$7,200,0001,474
Minority interest net income$074
Net income of bank and minority interests.$7,200,0001,474
Net charge-offs$8,0002,344
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,200,0001,444
2021-09-30 (YTD Data)Rank
Total interest income$20,507,0001,157
Total interest expense$1,458,0001,430
Net interest income$19,049,0001,138
Provision for loan and lease losses$225,0001,362
Total noninterest income$441,0003,545
Gross Fiduciary activities income$0957
Service charges on deposit accounts$101,0003,143
Trading account gains and feesNANA
Additional Noninterest Income$340,0003,389
Total noninterest expense$9,282,0001,708
Salaries and employee benefits$5,821,0001,603
Premises and equipment expense$1,224,0001,440
Additional noninterest expense$2,237,0001,993
Pre-tax net operating income$9,983,0001,073
Securities gains (losses)$02,015
Applicable income taxes$2,895,000766
Income before extraordinary items$7,088,0001,235
Extraordinary gains, net$08
Net income$7,088,0001,235
Minority interest net income$069
Net income of bank and minority interests.$7,088,0001,235
Net charge-offs$8,0002,039
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,088,0001,220
2021-06-30 (YTD Data)Rank
Total interest income$14,115,0001,130
Total interest expense$1,086,0001,373
Net interest income$13,029,0001,100
Provision for loan and lease losses$100,0001,668
Total noninterest income$298,0003,528
Gross Fiduciary activities income$0951
Service charges on deposit accounts$63,0003,176
Trading account gains and feesNANA
Additional Noninterest Income$235,0003,358
Total noninterest expense$6,249,0001,684
Salaries and employee benefits$3,965,0001,572
Premises and equipment expense$807,0001,461
Additional noninterest expense$1,477,0001,991
Pre-tax net operating income$6,978,0001,024
Securities gains (losses)$01,818
Applicable income taxes$2,024,000752
Income before extraordinary items$4,954,0001,193
Extraordinary gains, net$06
Net income$4,954,0001,194
Minority interest net income$067
Net income of bank and minority interests.$4,954,0001,194
Net charge-offs$29,0001,351
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,954,0001,170
2021-03-31 (YTD Data)Rank
Total interest income$7,431,0001,061
Total interest expense$593,0001,323
Net interest income$6,838,0001,047
Provision for loan and lease losses$02,741
Total noninterest income$152,0003,511
Gross Fiduciary activities income$0922
Service charges on deposit accounts$31,0003,185
Trading account gains and feesNANA
Additional Noninterest Income$121,0003,334
Total noninterest expense$3,327,0001,586
Salaries and employee benefits$2,198,0001,437
Premises and equipment expense$387,0001,518
Additional noninterest expense$742,0001,949
Pre-tax net operating income$3,663,000982
Securities gains (losses)$01,392
Applicable income taxes$1,062,000712
Income before extraordinary items$2,601,0001,163
Extraordinary gains, net$03
Net income$2,601,0001,163
Minority interest net income$055
Net income of bank and minority interests.$2,601,0001,163
Net charge-offs$29,0001,017
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,601,0001,133
2020-12-31 (YTD Data)Rank
Total interest income$26,899,0001,167
Total interest expense$3,897,0001,198
Net interest income$23,002,0001,147
Provision for loan and lease losses$1,215,0001,419
Total noninterest income$-975,0004,994
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$131,0003,271
Trading account gains and feesNANA
Additional Noninterest Income$-1,106,0005,001
Total noninterest expense$11,873,0001,723
Salaries and employee benefits$7,303,0001,623
Premises and equipment expense$1,660,0001,403
Additional noninterest expense$2,910,0001,954
Pre-tax net operating income$8,939,0001,160
Securities gains (losses)$02,675
Applicable income taxes$2,599,000776
Income before extraordinary items$6,340,0001,361
Extraordinary gains, net$04
Net income$6,340,0001,362
Minority interest net income$072
Net income of bank and minority interests.$6,340,0001,362
Net charge-offs$8,0003,088
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,340,0001,323
2020-09-30 (YTD Data)Rank
Total interest income$20,724,0001,139
Total interest expense$3,161,0001,180
Net interest income$17,563,0001,123
Provision for loan and lease losses$1,115,0001,271
Total noninterest income$-152,0005,014
Gross Fiduciary activities income$0981
Service charges on deposit accounts$97,0003,296
Trading account gains and feesNANA
Additional Noninterest Income$-249,0005,024
Total noninterest expense$8,897,0001,696
Salaries and employee benefits$5,613,0001,583
Premises and equipment expense$1,177,0001,468
Additional noninterest expense$2,107,0001,997
Pre-tax net operating income$7,399,0001,034
Securities gains (losses)$02,494
Applicable income taxes$2,147,000685
Income before extraordinary items$5,252,0001,221
Extraordinary gains, net$04
Net income$5,252,0001,221
Minority interest net income$065
Net income of bank and minority interests.$5,252,0001,221
Net charge-offs$8,0002,803
Cash dividends$1,000,0001,694
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,252,0001,187
2020-06-30 (YTD Data)Rank
Total interest income$11,576,0001,329
Total interest expense$2,305,0001,172
Net interest income$9,271,0001,366
Provision for loan and lease losses$905,0001,153
Total noninterest income$2,544,0001,156
Gross Fiduciary activities income$0970
Service charges on deposit accounts$66,0003,303
Trading account gains and feesNANA
Additional Noninterest Income$2,478,000926
Total noninterest expense$6,076,0001,664
Salaries and employee benefits$3,955,0001,503
Premises and equipment expense$772,0001,472
Additional noninterest expense$1,349,0002,054
Pre-tax net operating income$4,834,000980
Securities gains (losses)$02,249
Applicable income taxes$1,403,000631
Income before extraordinary items$3,431,0001,184
Extraordinary gains, net$04
Net income$3,431,0001,184
Minority interest net income$065
Net income of bank and minority interests.$3,431,0001,184
Net charge-offs$-5,0004,124
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,431,0001,151
2020-03-31 (YTD Data)Rank
Total interest income$5,831,0001,317
Total interest expense$1,244,0001,193
Net interest income$4,587,0001,347
Provision for loan and lease losses$280,0001,238
Total noninterest income$-93,0005,085
Gross Fiduciary activities income$0941
Service charges on deposit accounts$37,0003,417
Trading account gains and feesNANA
Additional Noninterest Income$-130,0005,090
Total noninterest expense$3,241,0001,574
Salaries and employee benefits$2,122,0001,426
Premises and equipment expense$370,0001,545
Additional noninterest expense$749,0001,927
Pre-tax net operating income$973,0001,865
Securities gains (losses)$01,705
Applicable income taxes$283,0001,119
Income before extraordinary items$690,0002,194
Extraordinary gains, net$04
Net income$690,0002,193
Minority interest net income$056
Net income of bank and minority interests.$690,0002,194
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$690,0002,163
2019-12-31 (YTD Data)Rank
Total interest income$22,158,0001,396
Total interest expense$5,451,0001,158
Net interest income$16,707,0001,448
Provision for loan and lease losses$430,0001,623
Total noninterest income$4,197,0001,261
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$155,0003,467
Trading account gains and feesNANA
Additional Noninterest Income$4,042,000958
Total noninterest expense$11,335,0001,732
Salaries and employee benefits$6,934,0001,646
Premises and equipment expense$1,283,0001,711
Additional noninterest expense$3,118,0001,866
Pre-tax net operating income$9,139,0001,123
Securities gains (losses)$02,379
Applicable income taxes$2,654,000752
Income before extraordinary items$6,485,0001,314
Extraordinary gains, net$011
Net income$6,485,0001,315
Minority interest net income$076
Net income of bank and minority interests.$6,485,0001,316
Net charge-offs$151,0001,918
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,485,0001,288
2019-09-30 (YTD Data)Rank
Total interest income$16,273,0001,430
Total interest expense$4,122,0001,151
Net interest income$12,151,0001,504
Provision for loan and lease losses$330,0001,518
Total noninterest income$3,687,0001,134
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$118,0003,484
Trading account gains and feesNANA
Additional Noninterest Income$3,569,000850
Total noninterest expense$8,266,0001,777
Salaries and employee benefits$5,186,0001,650
Premises and equipment expense$935,0001,763
Additional noninterest expense$2,145,0002,012
Pre-tax net operating income$7,242,0001,104
Securities gains (losses)$02,167
Applicable income taxes$2,103,000747
Income before extraordinary items$5,139,0001,286
Extraordinary gains, net$011
Net income$5,139,0001,288
Minority interest net income$072
Net income of bank and minority interests.$5,139,0001,288
Net charge-offs$151,0001,485
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,139,0001,262
2019-06-30 (YTD Data)Rank
Total interest income$10,588,0001,459
Total interest expense$2,688,0001,151
Net interest income$7,900,0001,547
Provision for loan and lease losses$180,0001,640
Total noninterest income$-620,0005,293
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$78,0003,490
Trading account gains and feesNANA
Additional Noninterest Income$-698,0005,299
Total noninterest expense$5,411,0001,803
Salaries and employee benefits$3,377,0001,695
Premises and equipment expense$595,0001,831
Additional noninterest expense$1,439,0002,019
Pre-tax net operating income$1,689,0002,322
Securities gains (losses)$01,702
Applicable income taxes$492,0001,457
Income before extraordinary items$1,197,0002,676
Extraordinary gains, net$011
Net income$1,197,0002,675
Minority interest net income$069
Net income of bank and minority interests.$1,197,0002,675
Net charge-offs$36,0002,057
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,197,0002,641
2019-03-31 (YTD Data)Rank
Total interest income$5,161,0001,487
Total interest expense$1,292,0001,160
Net interest income$3,869,0001,579
Provision for loan and lease losses$30,0002,400
Total noninterest income$-921,0005,355
Gross Fiduciary activities income$0972
Service charges on deposit accounts$39,0003,505
Trading account gains and feesNANA
Additional Noninterest Income$-960,0005,363
Total noninterest expense$2,822,0001,754
Salaries and employee benefits$1,747,0001,657
Premises and equipment expense$318,0001,769
Additional noninterest expense$757,0001,905
Pre-tax net operating income$96,0004,708
Securities gains (losses)$01,087
Applicable income taxes$29,0002,975
Income before extraordinary items$67,0004,828
Extraordinary gains, net$05
Net income$67,0004,827
Minority interest net income$052
Net income of bank and minority interests.$67,0004,827
Net charge-offs$8,0002,054
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$67,0004,823
2018-12-31 (YTD Data)Rank
Total interest income$17,803,0001,597
Total interest expense$3,308,0001,323
Net interest income$14,495,0001,666
Provision for loan and lease losses$635,0001,233
Total noninterest income$1,269,0002,537
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$186,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$1,083,0002,163
Total noninterest expense$9,783,0001,933
Salaries and employee benefits$5,980,0001,811
Premises and equipment expense$1,190,0001,823
Additional noninterest expense$2,613,0002,145
Pre-tax net operating income$5,346,0001,693
Securities gains (losses)$01,125
Applicable income taxes$1,554,0001,024
Income before extraordinary items$3,792,0001,977
Extraordinary gains, net$06
Net income$3,792,0001,975
Minority interest net income$072
Net income of bank and minority interests.$3,792,0001,976
Net charge-offs$351,0001,210
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,792,0001,969
2018-09-30 (YTD Data)Rank
Total interest income$12,931,0001,637
Total interest expense$2,251,0001,358
Net interest income$10,680,0001,684
Provision for loan and lease losses$435,0001,254
Total noninterest income$986,0002,528
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$143,0003,386
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,143
Total noninterest expense$7,311,0001,941
Salaries and employee benefits$4,466,0001,823
Premises and equipment expense$898,0001,830
Additional noninterest expense$1,947,0002,153
Pre-tax net operating income$3,920,0001,734
Securities gains (losses)$01,118
Applicable income taxes$1,140,0001,070
Income before extraordinary items$2,780,0002,015
Extraordinary gains, net$05
Net income$2,780,0002,012
Minority interest net income$066
Net income of bank and minority interests.$2,780,0002,014
Net charge-offs$351,000900
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,780,0002,004
2018-06-30 (YTD Data)Rank
Total interest income$8,453,0001,645
Total interest expense$1,383,0001,386
Net interest income$7,070,0001,692
Provision for loan and lease losses$350,0001,062
Total noninterest income$558,0002,733
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$100,0003,339
Trading account gains and feesNANA
Additional Noninterest Income$458,0002,346
Total noninterest expense$4,833,0001,968
Salaries and employee benefits$2,986,0001,830
Premises and equipment expense$612,0001,812
Additional noninterest expense$1,235,0002,247
Pre-tax net operating income$2,445,0001,799
Securities gains (losses)$0961
Applicable income taxes$711,0001,111
Income before extraordinary items$1,734,0002,096
Extraordinary gains, net$06
Net income$1,734,0002,094
Minority interest net income$065
Net income of bank and minority interests.$1,734,0002,095
Net charge-offs$236,000850
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,734,0002,086
2018-03-31 (YTD Data)Rank
Total interest income$4,129,0001,665
Total interest expense$634,0001,429
Net interest income$3,495,0001,698
Provision for loan and lease losses$225,000854
Total noninterest income$280,0002,715
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$51,0003,326
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,326
Total noninterest expense$2,477,0001,942
Salaries and employee benefits$1,541,0001,809
Premises and equipment expense$317,0001,785
Additional noninterest expense$619,0002,226
Pre-tax net operating income$1,073,0001,943
Securities gains (losses)$0735
Applicable income taxes$312,0001,190
Income before extraordinary items$761,0002,240
Extraordinary gains, net$07
Net income$761,0002,239
Minority interest net income$052
Net income of bank and minority interests.$761,0002,240
Net charge-offs$234,000522
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$761,0002,229
2017-12-31 (YTD Data)Rank
Total interest income$15,603,0001,694
Total interest expense$1,826,0001,643
Net interest income$13,777,0001,687
Provision for loan and lease losses$415,0001,622
Total noninterest income$121,0005,164
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$208,0003,402
Trading account gains and feesNANA
Additional Noninterest Income$-87,0005,619
Total noninterest expense$9,368,0002,022
Salaries and employee benefits$5,585,0001,919
Premises and equipment expense$1,199,0001,851
Additional noninterest expense$2,584,0002,207
Pre-tax net operating income$4,115,0001,999
Securities gains (losses)$02,243
Applicable income taxes$1,766,0001,388
Income before extraordinary items$2,349,0002,422
Extraordinary gains, net$09
Net income$2,349,0002,422
Minority interest net income$076
Net income of bank and minority interests.$2,349,0002,422
Net charge-offs$136,0002,159
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,349,0002,409
2017-09-30 (YTD Data)Rank
Total interest income$11,528,0001,712
Total interest expense$1,271,0001,737
Net interest income$10,257,0001,702
Provision for loan and lease losses$332,0001,524
Total noninterest income$-152,0005,719
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$157,0003,413
Trading account gains and feesNANA
Additional Noninterest Income$-309,0005,728
Total noninterest expense$6,898,0002,048
Salaries and employee benefits$4,206,0001,917
Premises and equipment expense$901,0001,861
Additional noninterest expense$1,791,0002,336
Pre-tax net operating income$2,875,0002,132
Securities gains (losses)$02,274
Applicable income taxes$1,145,0001,346
Income before extraordinary items$1,730,0002,629
Extraordinary gains, net$09
Net income$1,730,0002,629
Minority interest net income$071
Net income of bank and minority interests.$1,730,0002,629
Net charge-offs$128,0001,732
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,730,0002,612
2017-06-30 (YTD Data)Rank
Total interest income$7,509,0001,743
Total interest expense$768,0001,824
Net interest income$6,741,0001,715
Provision for loan and lease losses$242,0001,407
Total noninterest income$-427,0005,777
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$106,0003,401
Trading account gains and fees$0139
Additional Noninterest Income$-533,0005,786
Total noninterest expense$4,578,0002,059
Salaries and employee benefits$2,856,0001,894
Premises and equipment expense$601,0001,864
Additional noninterest expense$1,121,0002,462
Pre-tax net operating income$1,494,0002,495
Securities gains (losses)$01,906
Applicable income taxes$585,0001,557
Income before extraordinary items$909,0002,963
Extraordinary gains, net$011
Net income$909,0002,963
Minority interest net income$071
Net income of bank and minority interests.$909,0002,963
Net charge-offs$121,0001,386
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$909,0002,945
2017-03-31 (YTD Data)Rank
Total interest income$3,645,0001,777
Total interest expense$361,0001,903
Net interest income$3,284,0001,753
Provision for loan and lease losses$87,0001,610
Total noninterest income$-723,0005,852
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$53,0003,420
Trading account gains and fees$0142
Additional Noninterest Income$-776,0005,859
Total noninterest expense$2,440,0001,970
Salaries and employee benefits$1,583,0001,763
Premises and equipment expense$292,0001,927
Additional noninterest expense$565,0002,429
Pre-tax net operating income$34,0005,396
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$30,0005,405
Extraordinary gains, net$08
Net income$30,0005,405
Minority interest net income$055
Net income of bank and minority interests.$30,0005,405
Net charge-offs$41,0001,447
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$30,0005,399
2016-12-31 (YTD Data)Rank
Total interest income$14,089,0001,798
Total interest expense$1,353,0001,944
Net interest income$12,736,0001,763
Provision for loan and lease losses$332,0001,892
Total noninterest income$1,057,0002,945
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$220,0003,460
Trading account gains and fees$0170
Additional Noninterest Income$837,0002,609
Total noninterest expense$7,815,0002,335
Salaries and employee benefits$4,372,0002,331
Premises and equipment expense$1,240,0001,810
Additional noninterest expense$2,203,0002,570
Pre-tax net operating income$5,646,0001,476
Securities gains (losses)$58,0001,734
Applicable income taxes$2,265,000951
Income before extraordinary items$3,439,0001,877
Extraordinary gains, net$05
Net income$3,439,0001,876
Minority interest net income$082
Net income of bank and minority interests.$3,439,0001,876
Net charge-offs$416,0001,216
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,401,8801,849
2016-09-30 (YTD Data)Rank
Total interest income$10,471,0001,815
Total interest expense$1,015,0001,953
Net interest income$9,456,0001,783
Provision for loan and lease losses$175,0002,207
Total noninterest income$725,0003,097
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$167,0003,457
Trading account gains and fees$0169
Additional Noninterest Income$558,0002,750
Total noninterest expense$5,861,0002,338
Salaries and employee benefits$3,251,0002,341
Premises and equipment expense$934,0001,813
Additional noninterest expense$1,676,0002,550
Pre-tax net operating income$4,145,0001,517
Securities gains (losses)$58,0001,652
Applicable income taxes$1,670,000998
Income before extraordinary items$2,533,0001,929
Extraordinary gains, net$05
Net income$2,533,0001,929
Minority interest net income$071
Net income of bank and minority interests.$2,533,0001,929
Net charge-offs$266,0001,240
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,495,8801,892
2016-06-30 (YTD Data)Rank
Total interest income$6,868,0001,856
Total interest expense$652,0002,000
Net interest income$6,216,0001,811
Provision for loan and lease losses$135,0002,026
Total noninterest income$500,0003,038
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$111,0003,459
Trading account gains and fees$0157
Additional Noninterest Income$389,0002,693
Total noninterest expense$3,918,0002,340
Salaries and employee benefits$2,176,0002,344
Premises and equipment expense$621,0001,806
Additional noninterest expense$1,121,0002,533
Pre-tax net operating income$2,663,0001,554
Securities gains (losses)$58,0001,320
Applicable income taxes$1,081,0001,023
Income before extraordinary items$1,640,0001,957
Extraordinary gains, net$016
Net income$1,640,0001,957
Minority interest net income$071
Net income of bank and minority interests.$1,640,0001,957
Net charge-offs$271,000926
Cash dividends$1,500,000943
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,602,8801,931
2016-03-31 (YTD Data)Rank
Total interest income$3,435,0001,848
Total interest expense$326,0002,008
Net interest income$3,109,0001,806
Provision for loan and lease losses$135,0001,285
Total noninterest income$235,0003,113
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$56,0003,440
Trading account gains and fees$0142
Additional Noninterest Income$179,0002,766
Total noninterest expense$2,026,0002,280
Salaries and employee benefits$1,122,0002,284
Premises and equipment expense$318,0001,785
Additional noninterest expense$586,0002,446
Pre-tax net operating income$1,183,0001,700
Securities gains (losses)$5,0001,720
Applicable income taxes$470,0001,101
Income before extraordinary items$718,0002,164
Extraordinary gains, net$012
Net income$718,0002,164
Minority interest net income$062
Net income of bank and minority interests.$718,0002,164
Net charge-offs$294,000493
Cash dividends$1,500,000531
Sale, conversion, retirement of capital stock, net$0659
Net operating income$714,8002,113
2015-12-31 (YTD Data)Rank
Total interest income$13,476,0001,832
Total interest expense$1,326,0001,955
Net interest income$12,150,0001,806
Provision for loan and lease losses$1,145,000722
Total noninterest income$1,462,0002,519
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$213,0003,618
Trading account gains and fees$0159
Additional Noninterest Income$1,249,0002,095
Total noninterest expense$7,518,0002,428
Salaries and employee benefits$3,721,0002,619
Premises and equipment expense$1,296,0001,764
Additional noninterest expense$2,501,0002,336
Pre-tax net operating income$4,949,0001,581
Securities gains (losses)$26,0002,080
Applicable income taxes$1,972,0001,020
Income before extraordinary items$3,003,0002,062
Extraordinary gains, net$023
Net income$3,003,0002,063
Minority interest net income$081
Net income of bank and minority interests.$3,003,0002,064
Net charge-offs$1,124,000625
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,986,3602,030
2015-09-30 (YTD Data)Rank
Total interest income$10,043,0001,860
Total interest expense$1,003,0001,961
Net interest income$9,040,0001,836
Provision for loan and lease losses$1,128,000532
Total noninterest income$860,0002,872
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$157,0003,668
Trading account gains and fees$0153
Additional Noninterest Income$703,0002,474
Total noninterest expense$5,541,0002,467
Salaries and employee benefits$2,786,0002,627
Premises and equipment expense$992,0001,737
Additional noninterest expense$1,763,0002,456
Pre-tax net operating income$3,231,0001,800
Securities gains (losses)$26,0001,874
Applicable income taxes$1,287,0001,162
Income before extraordinary items$1,970,0002,292
Extraordinary gains, net$021
Net income$1,970,0002,293
Minority interest net income$078
Net income of bank and minority interests.$1,970,0002,293
Net charge-offs$1,018,000492
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,953,3602,271
2015-06-30 (YTD Data)Rank
Total interest income$6,657,0001,866
Total interest expense$672,0001,958
Net interest income$5,985,0001,843
Provision for loan and lease losses$1,057,000408
Total noninterest income$591,0002,840
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$107,0003,618
Trading account gains and fees$0157
Additional Noninterest Income$484,0002,449
Total noninterest expense$3,648,0002,501
Salaries and employee benefits$1,818,0002,679
Premises and equipment expense$652,0001,775
Additional noninterest expense$1,178,0002,471
Pre-tax net operating income$1,871,0001,987
Securities gains (losses)$26,0001,576
Applicable income taxes$747,0001,288
Income before extraordinary items$1,150,0002,506
Extraordinary gains, net$022
Net income$1,150,0002,508
Minority interest net income$075
Net income of bank and minority interests.$1,150,0002,508
Net charge-offs$948,000365
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,133,3602,475
2015-03-31 (YTD Data)Rank
Total interest income$3,311,0001,884
Total interest expense$340,0001,963
Net interest income$2,971,0001,854
Provision for loan and lease losses$1,050,000215
Total noninterest income$295,0002,823
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$53,0003,605
Trading account gains and fees$0152
Additional Noninterest Income$242,0002,396
Total noninterest expense$1,879,0002,449
Salaries and employee benefits$892,0002,743
Premises and equipment expense$341,0001,714
Additional noninterest expense$646,0002,267
Pre-tax net operating income$337,0003,693
Securities gains (losses)$26,0001,118
Applicable income taxes$136,0002,194
Income before extraordinary items$227,0004,087
Extraordinary gains, net$013
Net income$227,0004,090
Minority interest net income$064
Net income of bank and minority interests.$227,0004,090
Net charge-offs$999,000211
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$210,3604,131
2014-12-31 (YTD Data)Rank
Total interest income$13,249,0001,885
Total interest expense$1,391,0002,015
Net interest income$11,858,0001,852
Provision for loan and lease losses$1,489,000623
Total noninterest income$1,614,0002,407
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$213,0003,816
Trading account gains and fees$0180
Additional Noninterest Income$1,401,0001,853
Total noninterest expense$7,539,0002,431
Salaries and employee benefits$3,712,0002,656
Premises and equipment expense$1,500,0001,571
Additional noninterest expense$2,327,0002,557
Pre-tax net operating income$4,444,0001,696
Securities gains (losses)$1,0003,149
Applicable income taxes$1,786,0001,067
Income before extraordinary items$2,659,0002,206
Extraordinary gains, net$017
Net income$2,659,0002,205
Minority interest net income$084
Net income of bank and minority interests.$2,659,0002,205
Net charge-offs$1,498,000654
Cash dividends$1,200,0001,801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,658,3602,155
2014-09-30 (YTD Data)Rank
Total interest income$9,917,0001,896
Total interest expense$1,042,0002,051
Net interest income$8,875,0001,860
Provision for loan and lease losses$1,214,000552
Total noninterest income$1,662,0001,968
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$151,0003,946
Trading account gains and fees$0174
Additional Noninterest Income$1,511,0001,447
Total noninterest expense$5,699,0002,422
Salaries and employee benefits$2,822,0002,621
Premises and equipment expense$1,138,0001,563
Additional noninterest expense$1,739,0002,566
Pre-tax net operating income$3,624,0001,583
Securities gains (losses)$02,980
Applicable income taxes$1,465,0001,018
Income before extraordinary items$2,159,0002,089
Extraordinary gains, net$015
Net income$2,159,0002,088
Minority interest net income$081
Net income of bank and minority interests.$2,159,0002,087
Net charge-offs$1,236,000575
Cash dividends$1,200,0001,354
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,159,0002,048
2014-06-30 (YTD Data)Rank
Total interest income$6,602,0001,892
Total interest expense$690,0002,076
Net interest income$5,912,0001,851
Provision for loan and lease losses$1,198,000396
Total noninterest income$1,360,0001,661
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$98,0003,982
Trading account gains and fees$0172
Additional Noninterest Income$1,262,0001,240
Total noninterest expense$3,850,0002,404
Salaries and employee benefits$1,929,0002,593
Premises and equipment expense$786,0001,518
Additional noninterest expense$1,135,0002,607
Pre-tax net operating income$2,224,0001,664
Securities gains (losses)$02,580
Applicable income taxes$909,0001,042
Income before extraordinary items$1,315,0002,196
Extraordinary gains, net$020
Net income$1,315,0002,199
Minority interest net income$080
Net income of bank and minority interests.$1,315,0002,199
Net charge-offs$1,239,000423
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,315,0002,147
2014-03-31 (YTD Data)Rank
Total interest income$3,273,0001,901
Total interest expense$336,0002,163
Net interest income$2,937,0001,853
Provision for loan and lease losses$1,176,000224
Total noninterest income$1,032,0001,216
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$49,0003,960
Trading account gains and fees$0147
Additional Noninterest Income$983,000858
Total noninterest expense$2,025,0002,314
Salaries and employee benefits$1,030,0002,443
Premises and equipment expense$440,0001,390
Additional noninterest expense$555,0002,662
Pre-tax net operating income$768,0002,163
Securities gains (losses)$01,715
Applicable income taxes$331,0001,250
Income before extraordinary items$437,0002,834
Extraordinary gains, net$016
Net income$437,0002,837
Minority interest net income$066
Net income of bank and minority interests.$437,0002,837
Net charge-offs$1,218,000258
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$437,0002,790
2013-12-31 (YTD Data)Rank
Total interest income$13,782,0001,814
Total interest expense$1,242,0002,505
Net interest income$12,540,0001,716
Provision for loan and lease losses$3,263,000404
Total noninterest income$1,164,0002,951
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$206,0004,046
Trading account gains and fees$0184
Additional Noninterest Income$958,0002,437
Total noninterest expense$7,472,0002,481
Salaries and employee benefits$3,572,0002,749
Premises and equipment expense$1,635,0001,453
Additional noninterest expense$2,265,0002,706
Pre-tax net operating income$2,969,0002,180
Securities gains (losses)$-302,0006,676
Applicable income taxes$1,045,0001,429
Income before extraordinary items$1,622,0003,014
Extraordinary gains, net$029
Net income$1,622,0003,016
Minority interest net income$090
Net income of bank and minority interests.$1,622,0003,017
Net charge-offs$4,453,000372
Cash dividends$2,400,0001,037
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,815,2802,735
2013-09-30 (YTD Data)Rank
Total interest income$10,281,0001,827
Total interest expense$931,0002,572
Net interest income$9,350,0001,724
Provision for loan and lease losses$2,262,000431
Total noninterest income$1,113,0002,662
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$153,0004,100
Trading account gains and fees$0180
Additional Noninterest Income$960,0002,100
Total noninterest expense$5,599,0002,489
Salaries and employee benefits$2,710,0002,727
Premises and equipment expense$1,237,0001,450
Additional noninterest expense$1,652,0002,754
Pre-tax net operating income$2,602,0001,990
Securities gains (losses)$-174,0006,767
Applicable income taxes$961,0001,292
Income before extraordinary items$1,467,0002,700
Extraordinary gains, net$025
Net income$1,467,0002,704
Minority interest net income$084
Net income of bank and minority interests.$1,467,0002,704
Net charge-offs$3,463,000371
Cash dividends$2,400,000755
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,578,3602,479
2013-06-30 (YTD Data)Rank
Total interest income$6,815,0001,835
Total interest expense$640,0002,577
Net interest income$6,175,0001,730
Provision for loan and lease losses$1,112,000629
Total noninterest income$740,0002,676
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$100,0004,106
Trading account gains and fees$0157
Additional Noninterest Income$640,0002,145
Total noninterest expense$3,723,0002,491
Salaries and employee benefits$1,835,0002,711
Premises and equipment expense$833,0001,448
Additional noninterest expense$1,055,0002,852
Pre-tax net operating income$2,080,0001,668
Securities gains (losses)$11,0002,258
Applicable income taxes$846,0001,056
Income before extraordinary items$1,245,0002,237
Extraordinary gains, net$022
Net income$1,245,0002,246
Minority interest net income$082
Net income of bank and minority interests.$1,245,0002,244
Net charge-offs$2,089,000428
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,237,9602,164
2013-03-31 (YTD Data)Rank
Total interest income$3,440,0001,835
Total interest expense$337,0002,533
Net interest income$3,103,0001,735
Provision for loan and lease losses$1,000,000387
Total noninterest income$191,0003,748
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$47,0004,201
Trading account gains and fees$0148
Additional Noninterest Income$144,0003,233
Total noninterest expense$1,943,0002,434
Salaries and employee benefits$942,0002,656
Premises and equipment expense$424,0001,444
Additional noninterest expense$577,0002,641
Pre-tax net operating income$351,0003,510
Securities gains (losses)$11,0001,452
Applicable income taxes$168,0001,886
Income before extraordinary items$194,0004,326
Extraordinary gains, net$010
Net income$194,0004,329
Minority interest net income$076
Net income of bank and minority interests.$194,0004,328
Net charge-offs$563,000708
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$186,9604,292
2012-12-31 (YTD Data)Rank
Total interest income$14,963,0001,769
Total interest expense$1,545,0002,645
Net interest income$13,418,0001,647
Provision for loan and lease losses$3,700,000649
Total noninterest income$-879,0007,017
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$208,0004,185
Trading account gains and fees$0166
Additional Noninterest Income$-1,087,0007,000
Total noninterest expense$7,428,0002,530
Salaries and employee benefits$3,604,0002,718
Premises and equipment expense$1,620,0001,466
Additional noninterest expense$2,204,0002,857
Pre-tax net operating income$1,411,0003,431
Securities gains (losses)$856,000611
Applicable income taxes$911,0001,553
Income before extraordinary items$1,356,0003,309
Extraordinary gains, net$029
Net income$1,356,0003,310
Minority interest net income$093
Net income of bank and minority interests.$1,356,0003,310
Net charge-offs$5,319,000549
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$808,1604,081
2012-09-30 (YTD Data)Rank
Total interest income$11,511,0001,753
Total interest expense$1,193,0002,684
Net interest income$10,318,0001,616
Provision for loan and lease losses$3,424,000560
Total noninterest income$-953,0007,132
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$155,0004,243
Trading account gains and fees$0157
Additional Noninterest Income$-1,108,0007,127
Total noninterest expense$5,625,0002,514
Salaries and employee benefits$2,733,0002,700
Premises and equipment expense$1,209,0001,484
Additional noninterest expense$1,683,0002,830
Pre-tax net operating income$316,0005,253
Securities gains (losses)$401,000894
Applicable income taxes$293,0002,493
Income before extraordinary items$424,0004,897
Extraordinary gains, net$020
Net income$424,0004,897
Minority interest net income$086
Net income of bank and minority interests.$424,0004,897
Net charge-offs$4,142,000537
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$167,3605,699
2012-06-30 (YTD Data)Rank
Total interest income$7,784,0001,739
Total interest expense$824,0002,710
Net interest income$6,960,0001,593
Provision for loan and lease losses$2,749,000494
Total noninterest income$-197,0007,138
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$104,0004,226
Trading account gains and fees$0153
Additional Noninterest Income$-301,0007,118
Total noninterest expense$3,772,0002,504
Salaries and employee benefits$1,837,0002,688
Premises and equipment expense$803,0001,480
Additional noninterest expense$1,132,0002,822
Pre-tax net operating income$242,0005,090
Securities gains (losses)$233,0001,009
Applicable income taxes$203,0002,437
Income before extraordinary items$272,0004,946
Extraordinary gains, net$019
Net income$272,0004,950
Minority interest net income$084
Net income of bank and minority interests.$272,0004,950
Net charge-offs$2,910,000524
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$122,8805,635
2012-03-31 (YTD Data)Rank
Total interest income$4,009,0001,707
Total interest expense$434,0002,684
Net interest income$3,575,0001,566
Provision for loan and lease losses$975,000636
Total noninterest income$-101,0007,206
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$52,0004,216
Trading account gains and fees$0148
Additional Noninterest Income$-153,0007,184
Total noninterest expense$1,942,0002,434
Salaries and employee benefits$950,0002,604
Premises and equipment expense$404,0001,473
Additional noninterest expense$588,0002,704
Pre-tax net operating income$557,0002,664
Securities gains (losses)$72,0001,059
Applicable income taxes$268,0001,407
Income before extraordinary items$361,0003,282
Extraordinary gains, net$019
Net income$361,0003,286
Minority interest net income$078
Net income of bank and minority interests.$361,0003,286
Net charge-offs$644,000930
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$314,9203,388
2011-12-31 (YTD Data)Rank
Total interest income$16,314,0001,729
Total interest expense$2,472,0002,336
Net interest income$13,842,0001,603
Provision for loan and lease losses$4,308,000891
Total noninterest income$-64,0007,060
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$236,0004,078
Trading account gains and fees$0146
Additional Noninterest Income$-300,0007,018
Total noninterest expense$7,538,0002,503
Salaries and employee benefits$3,640,0002,651
Premises and equipment expense$1,403,0001,768
Additional noninterest expense$2,495,0002,593
Pre-tax net operating income$1,932,0002,577
Securities gains (losses)$324,0001,083
Applicable income taxes$907,0001,446
Income before extraordinary items$1,349,0002,984
Extraordinary gains, net$029
Net income$1,349,0002,986
Minority interest net income$096
Net income of bank and minority interests.$1,349,0002,986
Net charge-offs$3,794,0001,017
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,141,6403,191
2011-09-30 (YTD Data)Rank
Total interest income$12,368,0001,737
Total interest expense$1,942,0002,325
Net interest income$10,426,0001,617
Provision for loan and lease losses$3,003,000933
Total noninterest income$-305,0007,268
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$179,0004,076
Trading account gains and fees$0145
Additional Noninterest Income$-484,0007,237
Total noninterest expense$5,684,0002,489
Salaries and employee benefits$2,726,0002,645
Premises and equipment expense$1,093,0001,731
Additional noninterest expense$1,865,0002,607
Pre-tax net operating income$1,434,0002,666
Securities gains (losses)$03,555
Applicable income taxes$580,0001,605
Income before extraordinary items$854,0003,388
Extraordinary gains, net$021
Net income$854,0003,389
Minority interest net income$087
Net income of bank and minority interests.$854,0003,389
Net charge-offs$2,842,000981
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$854,0003,269
2011-06-30 (YTD Data)Rank
Total interest income$8,283,0001,751
Total interest expense$1,358,0002,296
Net interest income$6,925,0001,624
Provision for loan and lease losses$1,798,000995
Total noninterest income$-267,0007,372
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$124,0003,973
Trading account gains and fees$0153
Additional Noninterest Income$-391,0007,352
Total noninterest expense$3,744,0002,538
Salaries and employee benefits$1,815,0002,668
Premises and equipment expense$776,0001,630
Additional noninterest expense$1,153,0002,827
Pre-tax net operating income$1,116,0002,358
Securities gains (losses)$02,914
Applicable income taxes$439,0001,446
Income before extraordinary items$677,0002,974
Extraordinary gains, net$015
Net income$677,0002,975
Minority interest net income$089
Net income of bank and minority interests.$677,0002,976
Net charge-offs$2,370,000807
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$677,0002,899
2011-03-31 (YTD Data)Rank
Total interest income$4,158,0001,752
Total interest expense$701,0002,314
Net interest income$3,457,0001,617
Provision for loan and lease losses$1,273,000727
Total noninterest income$29,0006,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$65,0003,827
Trading account gains and fees$0158
Additional Noninterest Income$-36,0007,267
Total noninterest expense$1,843,0002,587
Salaries and employee benefits$916,0002,649
Premises and equipment expense$390,0001,645
Additional noninterest expense$537,0003,009
Pre-tax net operating income$370,0003,125
Securities gains (losses)$01,772
Applicable income taxes$143,0001,840
Income before extraordinary items$227,0003,752
Extraordinary gains, net$09
Net income$227,0003,753
Minority interest net income$086
Net income of bank and minority interests.$227,0003,752
Net charge-offs$1,435,000667
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$227,0003,697
2010-12-31 (YTD Data)Rank
Total interest income$18,287,0001,657
Total interest expense$3,620,0002,187
Net interest income$14,667,0001,521
Provision for loan and lease losses$5,127,0001,126
Total noninterest income$-478,0007,487
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$315,0003,534
Trading account gains and fees$0175
Additional Noninterest Income$-793,0007,464
Total noninterest expense$7,786,0002,480
Salaries and employee benefits$3,242,0002,921
Premises and equipment expense$2,506,0001,033
Additional noninterest expense$2,038,0003,202
Pre-tax net operating income$1,276,0002,988
Securities gains (losses)$507,000886
Applicable income taxes$302,0002,355
Income before extraordinary items$1,481,0002,538
Extraordinary gains, net$029
Net income$1,481,0002,535
Minority interest net income$0111
Net income of bank and minority interests.$1,481,0002,540
Net charge-offs$5,173,000984
Cash dividends$1,000,0001,460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,060,1902,997
2010-09-30 (YTD Data)Rank
Total interest income$13,930,0001,669
Total interest expense$2,810,0002,202
Net interest income$11,120,0001,527
Provision for loan and lease losses$3,375,0001,175
Total noninterest income$-760,0007,671
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$243,0003,545
Trading account gains and fees$0165
Additional Noninterest Income$-1,003,0007,656
Total noninterest expense$5,830,0002,483
Salaries and employee benefits$2,429,0002,929
Premises and equipment expense$1,860,0001,057
Additional noninterest expense$1,541,0003,146
Pre-tax net operating income$1,155,0002,850
Securities gains (losses)$507,000732
Applicable income taxes$260,0002,290
Income before extraordinary items$1,402,0002,271
Extraordinary gains, net$023
Net income$1,402,0002,271
Minority interest net income$0110
Net income of bank and minority interests.$1,402,0002,273
Net charge-offs$3,527,0001,004
Cash dividends$1,000,0001,046
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$976,1202,802
2010-06-30 (YTD Data)Rank
Total interest income$9,417,0001,675
Total interest expense$1,932,0002,230
Net interest income$7,485,0001,513
Provision for loan and lease losses$2,625,0001,045
Total noninterest income$98,0006,093
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$160,0003,576
Trading account gains and fees$0152
Additional Noninterest Income$-62,0007,475
Total noninterest expense$3,860,0002,505
Salaries and employee benefits$1,602,0002,965
Premises and equipment expense$1,242,0001,072
Additional noninterest expense$1,016,0003,155
Pre-tax net operating income$1,098,0002,198
Securities gains (losses)$03,184
Applicable income taxes$42,0003,401
Income before extraordinary items$1,056,0002,008
Extraordinary gains, net$019
Net income$1,056,0002,008
Minority interest net income$0105
Net income of bank and minority interests.$1,056,0002,008
Net charge-offs$2,506,000949
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,056,0001,923
2010-03-31 (YTD Data)Rank
Total interest income$4,739,0001,705
Total interest expense$1,016,0002,234
Net interest income$3,723,0001,540
Provision for loan and lease losses$1,725,000823
Total noninterest income$227,0003,396
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$77,0003,649
Trading account gains and fees$0175
Additional Noninterest Income$150,0002,840
Total noninterest expense$1,890,0002,582
Salaries and employee benefits$799,0003,025
Premises and equipment expense$647,0001,058
Additional noninterest expense$444,0003,507
Pre-tax net operating income$335,0003,173
Securities gains (losses)$02,284
Applicable income taxes$127,0001,889
Income before extraordinary items$208,0003,803
Extraordinary gains, net$016
Net income$208,0003,800
Minority interest net income$091
Net income of bank and minority interests.$208,0003,802
Net charge-offs$1,135,000952
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$208,0003,683
2009-12-31 (YTD Data)Rank
Total interest income$19,958,0001,711
Total interest expense$7,146,0001,657
Net interest income$12,812,0001,741
Provision for loan and lease losses$2,361,0002,263
Total noninterest income$550,0004,550
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$344,0003,626
Trading account gains and fees$0211
Additional Noninterest Income$206,0004,586
Total noninterest expense$7,754,0002,545
Salaries and employee benefits$3,389,0002,865
Premises and equipment expense$2,235,0001,212
Additional noninterest expense$2,130,0003,157
Pre-tax net operating income$3,247,0001,241
Securities gains (losses)$88,0002,248
Applicable income taxes$1,321,000786
Income before extraordinary items$2,014,0001,668
Extraordinary gains, net$034
Net income$2,014,0001,667
Minority interest net income$0115
Net income of bank and minority interests.$2,014,0001,668
Net charge-offs$4,254,0001,287
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,957,6801,670
2009-09-30 (YTD Data)Rank
Total interest income$15,083,0001,721
Total interest expense$5,595,0001,655
Net interest income$9,488,0001,767
Provision for loan and lease losses$1,826,0002,022
Total noninterest income$221,0005,703
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$247,0003,717
Trading account gains and fees$0212
Additional Noninterest Income$-26,0007,716
Total noninterest expense$5,517,0002,681
Salaries and employee benefits$2,608,0002,824
Premises and equipment expense$1,685,0001,226
Additional noninterest expense$1,224,0003,825
Pre-tax net operating income$2,366,0001,363
Securities gains (losses)$88,0001,930
Applicable income taxes$973,000867
Income before extraordinary items$1,481,0001,807
Extraordinary gains, net$027
Net income$1,481,0001,807
Minority interest net income$0118
Net income of bank and minority interests.$1,481,0001,807
Net charge-offs$3,701,0001,035
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,424,6801,821
2009-06-30 (YTD Data)Rank
Total interest income$10,128,0001,746
Total interest expense$3,858,0001,687
Net interest income$6,270,0001,786
Provision for loan and lease losses$972,0002,100
Total noninterest income$-89,0008,035
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$166,0003,694
Trading account gains and fees$0193
Additional Noninterest Income$-255,0008,040
Total noninterest expense$4,135,0002,421
Salaries and employee benefits$1,802,0002,767
Premises and equipment expense$1,523,000926
Additional noninterest expense$810,0003,837
Pre-tax net operating income$1,074,0001,992
Securities gains (losses)$108,0001,443
Applicable income taxes$470,0001,133
Income before extraordinary items$712,0002,455
Extraordinary gains, net$021
Net income$712,0002,453
Minority interest net income$0112
Net income of bank and minority interests.$712,0002,455
Net charge-offs$1,974,0001,138
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$642,8802,564
2009-03-31 (YTD Data)Rank
Total interest income$5,143,0001,744
Total interest expense$2,008,0001,689
Net interest income$3,135,0001,770
Provision for loan and lease losses$572,0001,658
Total noninterest income$-170,0008,169
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$83,0003,630
Trading account gains and fees$0171
Additional Noninterest Income$-253,0008,168
Total noninterest expense$2,063,0002,354
Salaries and employee benefits$960,0002,638
Premises and equipment expense$739,000968
Additional noninterest expense$364,0003,845
Pre-tax net operating income$330,0003,187
Securities gains (losses)$02,434
Applicable income taxes$-36,0007,367
Income before extraordinary items$366,0002,743
Extraordinary gains, net$015
Net income$366,0002,741
Minority interest net income$0102
Net income of bank and minority interests.$366,0002,744
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$366,0002,604
2008-12-31 (YTD Data)Rank
Total interest income$22,515,0001,718
Total interest expense$10,963,0001,481
Net interest income$11,552,0001,926
Provision for loan and lease losses$2,560,0001,538
Total noninterest income$1,459,0002,679
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$368,0003,622
Trading account gains and fees$0154
Additional Noninterest Income$1,091,0002,008
Total noninterest expense$8,781,0002,178
Salaries and employee benefits$3,823,0002,613
Premises and equipment expense$2,940,000938
Additional noninterest expense$2,018,0002,850
Pre-tax net operating income$1,670,0002,829
Securities gains (losses)$187,000749
Applicable income taxes$-251,0007,275
Income before extraordinary items$2,108,0001,893
Extraordinary gains, net$039
Net income$2,108,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0003,460
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,921,0002,180
2008-09-30 (YTD Data)Rank
Total interest income$17,386,0001,710
Total interest expense$8,397,0001,506
Net interest income$8,989,0001,885
Provision for loan and lease losses$525,0002,660
Total noninterest income$1,329,0002,401
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$270,0003,693
Trading account gains and fees$0148
Additional Noninterest Income$1,059,0001,732
Total noninterest expense$6,353,0002,253
Salaries and employee benefits$2,902,0002,615
Premises and equipment expense$2,221,000931
Additional noninterest expense$1,230,0003,323
Pre-tax net operating income$3,440,0001,424
Securities gains (losses)$187,000657
Applicable income taxes$1,536,000819
Income before extraordinary items$2,091,0001,704
Extraordinary gains, net$031
Net income$2,091,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0002,494
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,971,3201,898
2008-06-30 (YTD Data)Rank
Total interest income$11,668,0001,723
Total interest expense$5,630,0001,556
Net interest income$6,038,0001,861
Provision for loan and lease losses$150,0003,592
Total noninterest income$791,0002,628
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$170,0003,810
Trading account gains and fees$0149
Additional Noninterest Income$621,0001,959
Total noninterest expense$4,201,0002,269
Salaries and employee benefits$1,890,0002,700
Premises and equipment expense$1,448,000948
Additional noninterest expense$863,0003,126
Pre-tax net operating income$2,478,0001,394
Securities gains (losses)$187,000646
Applicable income taxes$1,127,000853
Income before extraordinary items$1,538,0001,759
Extraordinary gains, net$021
Net income$1,538,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,369
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,418,3201,861
2008-03-31 (YTD Data)Rank
Total interest income$6,168,0001,687
Total interest expense$3,009,0001,563
Net interest income$3,159,0001,769
Provision for loan and lease losses$75,0003,123
Total noninterest income$335,0002,906
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$76,0003,987
Trading account gains and fees$0158
Additional Noninterest Income$259,0002,166
Total noninterest expense$1,941,0002,435
Salaries and employee benefits$913,0002,790
Premises and equipment expense$711,000975
Additional noninterest expense$317,0003,957
Pre-tax net operating income$1,478,0001,277
Securities gains (losses)$145,000549
Applicable income taxes$716,000753
Income before extraordinary items$907,0001,642
Extraordinary gains, net$015
Net income$907,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$814,2001,721
2007-12-31 (YTD Data)Rank
Total interest income$26,390,0001,637
Total interest expense$12,500,0001,608
Net interest income$13,890,0001,629
Provision for loan and lease losses$240,0003,573
Total noninterest income$1,619,0002,573
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$311,0004,014
Trading account gains and fees$0178
Additional Noninterest Income$1,308,0001,852
Total noninterest expense$7,935,0002,308
Salaries and employee benefits$3,529,0002,785
Premises and equipment expense$2,539,0001,044
Additional noninterest expense$1,867,0002,834
Pre-tax net operating income$7,334,0001,148
Securities gains (losses)$02,146
Applicable income taxes$3,049,000802
Income before extraordinary items$4,285,0001,491
Extraordinary gains, net$039
Net income$4,285,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,470
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,285,0001,474
2007-09-30 (YTD Data)Rank
Total interest income$19,783,0001,635
Total interest expense$9,354,0001,607
Net interest income$10,429,0001,631
Provision for loan and lease losses$180,0003,151
Total noninterest income$1,324,0002,417
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$230,0004,037
Trading account gains and fees$0184
Additional Noninterest Income$1,094,0001,710
Total noninterest expense$5,483,0002,471
Salaries and employee benefits$2,660,0002,762
Premises and equipment expense$1,901,0001,039
Additional noninterest expense$922,0003,942
Pre-tax net operating income$6,090,0001,124
Securities gains (losses)$01,655
Applicable income taxes$2,511,000796
Income before extraordinary items$3,579,0001,428
Extraordinary gains, net$033
Net income$3,579,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,698
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,579,0001,417
2007-06-30 (YTD Data)Rank
Total interest income$13,051,0001,660
Total interest expense$6,208,0001,621
Net interest income$6,843,0001,678
Provision for loan and lease losses$120,0002,960
Total noninterest income$906,0002,379
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$151,0004,076
Trading account gains and fees$0168
Additional Noninterest Income$755,0001,675
Total noninterest expense$3,659,0002,490
Salaries and employee benefits$1,819,0002,730
Premises and equipment expense$1,241,0001,079
Additional noninterest expense$599,0004,010
Pre-tax net operating income$3,970,0001,188
Securities gains (losses)$01,444
Applicable income taxes$1,638,000855
Income before extraordinary items$2,332,0001,501
Extraordinary gains, net$029
Net income$2,332,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,332,0001,482
2007-03-31 (YTD Data)Rank
Total interest income$6,459,0001,671
Total interest expense$3,071,0001,627
Net interest income$3,388,0001,701
Provision for loan and lease losses$60,0002,747
Total noninterest income$469,0002,297
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$74,0004,056
Trading account gains and fees$0195
Additional Noninterest Income$395,0001,598
Total noninterest expense$1,889,0002,422
Salaries and employee benefits$956,0002,646
Premises and equipment expense$648,0001,022
Additional noninterest expense$285,0004,118
Pre-tax net operating income$1,908,0001,228
Securities gains (losses)$01,187
Applicable income taxes$785,000883
Income before extraordinary items$1,123,0001,537
Extraordinary gains, net$022
Net income$1,123,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,123,0001,527
2006-12-31 (YTD Data)Rank
Total interest income$24,110,0001,674
Total interest expense$9,520,0001,763
Net interest income$14,590,0001,572
Provision for loan and lease losses$420,0002,183
Total noninterest income$2,238,0002,052
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$349,0003,818
Trading account gains and fees$0130
Additional Noninterest Income$1,889,0001,424
Total noninterest expense$7,484,0002,367
Salaries and employee benefits$3,452,0002,764
Premises and equipment expense$2,682,000929
Additional noninterest expense$1,350,0003,589
Pre-tax net operating income$8,924,0001,102
Securities gains (losses)$01,687
Applicable income taxes$3,737,000801
Income before extraordinary items$5,187,0001,412
Extraordinary gains, net$051
Net income$5,187,0001,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0001,809
Cash dividends$700,0003,202
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,187,0001,395
2006-09-30 (YTD Data)Rank
Total interest income$17,636,0001,703
Total interest expense$6,735,0001,803
Net interest income$10,901,0001,597
Provision for loan and lease losses$290,0002,221
Total noninterest income$1,929,0001,850
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$260,0003,859
Trading account gains and fees$0126
Additional Noninterest Income$1,669,0001,270
Total noninterest expense$5,411,0002,442
Salaries and employee benefits$2,370,0002,979
Premises and equipment expense$2,011,000940
Additional noninterest expense$1,030,0003,533
Pre-tax net operating income$7,129,0001,076
Securities gains (losses)$01,388
Applicable income taxes$2,887,000815
Income before extraordinary items$4,242,0001,337
Extraordinary gains, net$045
Net income$4,242,0001,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,231
Cash dividends$700,0002,435
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,242,0001,321
2006-06-30 (YTD Data)Rank
Total interest income$11,357,0001,730
Total interest expense$4,108,0001,862
Net interest income$7,249,0001,599
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,024,0002,179
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$170,0003,875
Trading account gains and fees$0126
Additional Noninterest Income$854,0001,522
Total noninterest expense$3,629,0002,444
Salaries and employee benefits$1,576,0003,002
Premises and equipment expense$1,339,000945
Additional noninterest expense$714,0003,416
Pre-tax net operating income$4,584,0001,112
Securities gains (losses)$01,185
Applicable income taxes$1,864,000840
Income before extraordinary items$2,720,0001,383
Extraordinary gains, net$039
Net income$2,720,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$700,0001,877
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,720,0001,373
2006-03-31 (YTD Data)Rank
Total interest income$5,422,0001,771
Total interest expense$1,852,0001,954
Net interest income$3,570,0001,608
Provision for loan and lease losses$30,0003,822
Total noninterest income$462,0002,307
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$77,0004,007
Trading account gains and fees$0115
Additional Noninterest Income$385,0001,615
Total noninterest expense$1,886,0002,355
Salaries and employee benefits$773,0003,063
Premises and equipment expense$719,000887
Additional noninterest expense$394,0003,177
Pre-tax net operating income$2,116,0001,163
Securities gains (losses)$0955
Applicable income taxes$856,000883
Income before extraordinary items$1,260,0001,445
Extraordinary gains, net$021
Net income$1,260,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,260,0001,424
2005-12-31 (YTD Data)Rank
Total interest income$19,676,0001,708
Total interest expense$6,500,0001,751
Net interest income$13,176,0001,660
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,127,0002,112
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$367,0003,750
Trading account gains and fees$0138
Additional Noninterest Income$1,760,0001,481
Total noninterest expense$7,034,0002,386
Salaries and employee benefits$3,266,0002,753
Premises and equipment expense$2,535,000948
Additional noninterest expense$1,233,0003,790
Pre-tax net operating income$8,149,0001,182
Securities gains (losses)$-196,0008,580
Applicable income taxes$3,253,000910
Income before extraordinary items$4,700,0001,502
Extraordinary gains, net$046
Net income$4,700,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,481
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,825,4401,447
2005-09-30 (YTD Data)Rank
Total interest income$14,149,0001,732
Total interest expense$4,569,0001,757
Net interest income$9,580,0001,701
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,636,0002,073
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$274,0003,764
Trading account gains and fees$0126
Additional Noninterest Income$1,362,0001,453
Total noninterest expense$5,097,0002,435
Salaries and employee benefits$2,417,0002,753
Premises and equipment expense$1,768,0001,010
Additional noninterest expense$912,0003,766
Pre-tax net operating income$6,029,0001,189
Securities gains (losses)$-27,0008,295
Applicable income taxes$2,444,000921
Income before extraordinary items$3,558,0001,494
Extraordinary gains, net$035
Net income$3,558,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,513
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,575,2801,466
2005-06-30 (YTD Data)Rank
Total interest income$9,082,0001,755
Total interest expense$2,806,0001,793
Net interest income$6,276,0001,707
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,171,0001,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$177,0003,771
Trading account gains and fees$0116
Additional Noninterest Income$994,0001,356
Total noninterest expense$3,386,0002,419
Salaries and employee benefits$1,659,0002,671
Premises and equipment expense$1,114,0001,069
Additional noninterest expense$613,0003,735
Pre-tax net operating income$4,001,0001,164
Securities gains (losses)$-27,0008,446
Applicable income taxes$1,615,000898
Income before extraordinary items$2,359,0001,472
Extraordinary gains, net$030
Net income$2,359,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,928
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,376,2801,437
2005-03-31 (YTD Data)Rank
Total interest income$4,381,0001,783
Total interest expense$1,346,0001,774
Net interest income$3,035,0001,759
Provision for loan and lease losses$30,0003,913
Total noninterest income$728,0001,597
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$88,0003,734
Trading account gains and fees$0115
Additional Noninterest Income$640,0001,119
Total noninterest expense$1,799,0002,308
Salaries and employee benefits$862,0002,602
Premises and equipment expense$574,0001,037
Additional noninterest expense$363,0003,266
Pre-tax net operating income$1,934,0001,181
Securities gains (losses)$01,685
Applicable income taxes$783,000923
Income before extraordinary items$1,151,0001,470
Extraordinary gains, net$024
Net income$1,151,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,087
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,151,0001,447
2004-12-31 (YTD Data)Rank
Total interest income$12,512,0002,295
Total interest expense$2,983,0002,644
Net interest income$9,529,0002,138
Provision for loan and lease losses$265,0003,144
Total noninterest income$5,434,0001,012
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$374,0003,795
Trading account gains and fees$0138
Additional Noninterest Income$5,060,000665
Total noninterest expense$6,304,0002,521
Salaries and employee benefits$2,821,0003,002
Premises and equipment expense$2,077,0001,106
Additional noninterest expense$1,406,0003,288
Pre-tax net operating income$8,394,0001,047
Securities gains (losses)$-188,0008,790
Applicable income taxes$3,391,000821
Income before extraordinary items$4,815,0001,337
Extraordinary gains, net$034
Net income$4,815,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,978
Cash dividends$750,0002,828
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,935,3201,282
2004-09-30 (YTD Data)Rank
Total interest income$8,359,0002,526
Total interest expense$1,873,0003,001
Net interest income$6,486,0002,327
Provision for loan and lease losses$243,0002,624
Total noninterest income$4,926,000857
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$283,0003,798
Trading account gains and fees$0134
Additional Noninterest Income$4,643,000576
Total noninterest expense$4,493,0002,616
Salaries and employee benefits$1,999,0003,124
Premises and equipment expense$1,431,0001,203
Additional noninterest expense$1,063,0003,242
Pre-tax net operating income$6,676,000986
Securities gains (losses)$5,0003,038
Applicable income taxes$2,781,000774
Income before extraordinary items$3,900,0001,266
Extraordinary gains, net$026
Net income$3,900,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,896,8001,228
2004-06-30 (YTD Data)Rank
Total interest income$5,351,0002,606
Total interest expense$1,208,0003,065
Net interest income$4,143,0002,411
Provision for loan and lease losses$220,0002,035
Total noninterest income$964,0002,251
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$187,0003,810
Trading account gains and fees$0130
Additional Noninterest Income$777,0001,577
Total noninterest expense$2,693,0002,891
Salaries and employee benefits$1,323,0003,167
Premises and equipment expense$930,0001,236
Additional noninterest expense$440,0004,757
Pre-tax net operating income$2,194,0001,892
Securities gains (losses)$5,0002,738
Applicable income taxes$968,0001,315
Income before extraordinary items$1,231,0002,470
Extraordinary gains, net$021
Net income$1,231,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,227,8002,407
2004-03-31 (YTD Data)Rank
Total interest income$2,694,0002,593
Total interest expense$594,0003,146
Net interest income$2,100,0002,381
Provision for loan and lease losses$103,0002,085
Total noninterest income$387,0002,591
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$91,0003,798
Trading account gains and fees$0121
Additional Noninterest Income$296,0001,903
Total noninterest expense$1,351,0002,890
Salaries and employee benefits$655,0003,204
Premises and equipment expense$457,0001,279
Additional noninterest expense$239,0004,470
Pre-tax net operating income$1,033,0001,943
Securities gains (losses)$1,0002,756
Applicable income taxes$432,0001,462
Income before extraordinary items$602,0002,482
Extraordinary gains, net$016
Net income$602,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$601,3602,411
2003-12-31 (YTD Data)Rank
Total interest income$10,459,0002,702
Total interest expense$2,700,0003,146
Net interest income$7,759,0002,490
Provision for loan and lease losses$257,0003,491
Total noninterest income$1,619,0002,675
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$410,0003,595
Trading account gains and fees$0160
Additional Noninterest Income$1,209,0002,111
Total noninterest expense$5,724,0002,708
Salaries and employee benefits$2,777,0002,973
Premises and equipment expense$2,081,0001,095
Additional noninterest expense$866,0004,776
Pre-tax net operating income$3,397,0002,263
Securities gains (losses)$59,0002,361
Applicable income taxes$1,412,0001,706
Income before extraordinary items$2,044,0002,816
Extraordinary gains, net$054
Net income$2,044,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$539,0003,393
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,006,2402,730
2003-09-30 (YTD Data)Rank
Total interest income$7,783,0002,767
Total interest expense$2,085,0003,182
Net interest income$5,698,0002,555
Provision for loan and lease losses$77,0005,176
Total noninterest income$1,155,0002,862
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$315,0003,554
Trading account gains and fees$0153
Additional Noninterest Income$840,0002,306
Total noninterest expense$4,272,0002,730
Salaries and employee benefits$2,117,0002,933
Premises and equipment expense$1,536,0001,121
Additional noninterest expense$619,0004,899
Pre-tax net operating income$2,504,0002,379
Securities gains (losses)$98,0001,769
Applicable income taxes$1,040,0001,802
Income before extraordinary items$1,562,0002,880
Extraordinary gains, net$040
Net income$1,562,0002,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,535
Cash dividends$539,0002,575
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,499,2802,817
2003-06-30 (YTD Data)Rank
Total interest income$5,166,0002,801
Total interest expense$1,438,0003,179
Net interest income$3,728,0002,606
Provision for loan and lease losses$50,0005,111
Total noninterest income$802,0002,755
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$208,0003,524
Trading account gains and fees$0150
Additional Noninterest Income$594,0002,203
Total noninterest expense$2,855,0002,722
Salaries and employee benefits$1,447,0002,870
Premises and equipment expense$1,011,0001,131
Additional noninterest expense$397,0005,033
Pre-tax net operating income$1,625,0002,437
Securities gains (losses)$98,0001,532
Applicable income taxes$683,0001,852
Income before extraordinary items$1,040,0002,884
Extraordinary gains, net$030
Net income$1,040,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,495
Cash dividends$539,0002,043
Sale, conversion, retirement of capital stock, net$0589
Net operating income$977,2802,872
2003-03-31 (YTD Data)Rank
Total interest income$2,552,0002,844
Total interest expense$745,0003,142
Net interest income$1,807,0002,673
Provision for loan and lease losses$25,0004,925
Total noninterest income$565,0002,092
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$108,0003,351
Trading account gains and fees$0134
Additional Noninterest Income$457,0001,575
Total noninterest expense$1,451,0002,663
Salaries and employee benefits$709,0002,920
Premises and equipment expense$514,0001,126
Additional noninterest expense$228,0004,528
Pre-tax net operating income$896,0002,245
Securities gains (losses)$02,891
Applicable income taxes$343,0001,851
Income before extraordinary items$553,0002,725
Extraordinary gains, net$021
Net income$553,0002,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$553,0002,591
2002-12-31 (YTD Data)Rank
Total interest income$9,370,0003,196
Total interest expense$3,677,0002,960
Net interest income$5,693,0003,278
Provision for loan and lease losses$430,0002,679
Total noninterest income$1,581,0002,534
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$459,0003,188
Trading account gains and fees$0153
Additional Noninterest Income$1,122,0002,021
Total noninterest expense$5,500,0002,685
Salaries and employee benefits$2,638,0002,977
Premises and equipment expense$1,904,0001,165
Additional noninterest expense$958,0004,324
Pre-tax net operating income$1,344,0004,395
Securities gains (losses)$483,000672
Applicable income taxes$748,0002,712
Income before extraordinary items$1,079,0004,380
Extraordinary gains, net$070
Net income$1,079,0004,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,416
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$769,8805,171
2001-12-31 (YTD Data)Rank
Total interest income$7,033,0004,420
Total interest expense$2,906,0004,852
Net interest income$4,127,0004,030
Provision for loan and lease losses$100,0005,578
Total noninterest income$1,002,0003,333
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$292,0004,221
Trading account gains and fees$0177
Additional Noninterest Income$710,0002,554
Total noninterest expense$3,764,0003,613
Salaries and employee benefits$1,837,0003,852
Premises and equipment expense$1,446,0001,489
Additional noninterest expense$481,0006,567
Pre-tax net operating income$1,265,0004,298
Securities gains (losses)$04,612
Applicable income taxes$480,0003,391
Income before extraordinary items$785,0004,919
Extraordinary gains, net$0105
Net income$785,0004,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$400,0003,838
Sale, conversion, retirement of capital stock, net$0922
Net operating income$785,0004,800
2000-12-31 (YTD Data)Rank
Total interest income$6,910,0004,634
Total interest expense$2,425,0005,663
Net interest income$4,485,0003,807
Provision for loan and lease losses$100,0005,274
Total noninterest income$643,0004,231
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0003,682
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,895
Total noninterest expense$3,319,0003,887
Salaries and employee benefits$1,441,0004,505
Premises and equipment expense$1,356,0001,532
Additional noninterest expense$522,0006,264
Pre-tax net operating income$1,709,0003,694
Securities gains (losses)$01,956
Applicable income taxes$708,0002,754
Income before extraordinary items$1,001,0004,391
Extraordinary gains, net$038
Net income$1,001,0004,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,001,0004,389
1999-12-31 (YTD Data)Rank
Total interest income$5,916,0004,994
Total interest expense$2,160,0005,714
Net interest income$3,756,0004,406
Provision for loan and lease losses$100,0005,206
Total noninterest income$551,0004,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0003,704
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,731
Total noninterest expense$2,967,0004,249
Salaries and employee benefits$1,343,0004,744
Premises and equipment expense$1,133,0001,803
Additional noninterest expense$491,0006,579
Pre-tax net operating income$1,240,0004,668
Securities gains (losses)$03,155
Applicable income taxes$442,0003,900
Income before extraordinary items$798,0005,107
Extraordinary gains, net$035
Net income$798,0005,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,038
Cash dividends$400,0003,903
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$798,0005,057
1998-12-31 (YTD Data)Rank
Total interest income$5,732,0005,167
Total interest expense$2,125,0005,967
Net interest income$3,607,0004,471
Provision for loan and lease losses$103,0005,042
Total noninterest income$505,0004,899
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$343,0003,556
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,488
Total noninterest expense$2,589,0004,651
Salaries and employee benefits$1,202,0005,068
Premises and equipment expense$766,0002,546
Additional noninterest expense$621,0005,620
Pre-tax net operating income$1,420,0004,360
Securities gains (losses)$04,449
Applicable income taxes$536,0003,676
Income before extraordinary items$884,0004,895
Extraordinary gains, net$032
Net income$884,0004,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$884,0004,797
1997-12-31 (YTD Data)Rank
Total interest income$5,425,0005,467
Total interest expense$2,001,0006,271
Net interest income$3,424,0004,807
Provision for loan and lease losses$104,0005,080
Total noninterest income$537,0004,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$389,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$148,0005,729
Total noninterest expense$2,321,0005,070
Salaries and employee benefits$1,143,0005,300
Premises and equipment expense$688,0002,786
Additional noninterest expense$490,0006,589
Pre-tax net operating income$1,536,0004,407
Securities gains (losses)$03,944
Applicable income taxes$589,0003,737
Income before extraordinary items$947,0004,886
Extraordinary gains, net$044
Net income$947,0004,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$443,0003,754
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$947,0004,825
1996-12-31 (YTD Data)Rank
Total interest income$4,977,0005,953
Total interest expense$1,850,0006,735
Net interest income$3,127,0005,286
Provision for loan and lease losses$147,0004,139
Total noninterest income$638,0004,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$424,0003,174
Trading account gains and feesNANA
Additional Noninterest Income$214,0004,994
Total noninterest expense$2,139,0005,653
Salaries and employee benefits$1,047,0005,802
Premises and equipment expense$597,0003,230
Additional noninterest expense$495,0007,095
Pre-tax net operating income$1,479,0004,380
Securities gains (losses)$-4,0009,823
Applicable income taxes$589,0003,646
Income before extraordinary items$886,0004,933
Extraordinary gains, net$053
Net income$886,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,513
Cash dividends$605,0003,002
Sale, conversion, retirement of capital stock, net$0953
Net operating income$888,5604,867
1995-12-31 (YTD Data)Rank
Total interest income$4,614,0006,335
Total interest expense$1,731,0007,063
Net interest income$2,883,0005,676
Provision for loan and lease losses$118,0004,263
Total noninterest income$636,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$466,0002,915
Trading account gains and feesNANA
Additional Noninterest Income$170,0005,607
Total noninterest expense$2,072,0005,826
Salaries and employee benefits$1,006,0006,040
Premises and equipment expense$295,0005,704
Additional noninterest expense$771,0005,415
Pre-tax net operating income$1,329,0004,880
Securities gains (losses)$-72,00011,356
Applicable income taxes$448,0004,541
Income before extraordinary items$809,0005,406
Extraordinary gains, net$065
Net income$809,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,779
Cash dividends$250,0004,947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$855,0805,180
1994-12-31 (YTD Data)Rank
Total interest income$3,931,0006,792
Total interest expense$1,562,0006,710
Net interest income$2,369,0006,720
Provision for loan and lease losses$36,0006,762
Total noninterest income$515,0005,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$399,0003,383
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,032
Total noninterest expense$2,176,0005,805
Salaries and employee benefits$903,0006,610
Premises and equipment expense$350,0005,081
Additional noninterest expense$923,0005,068
Pre-tax net operating income$672,0007,576
Securities gains (losses)$03,600
Applicable income taxes$168,0007,964
Income before extraordinary items$504,0007,279
Extraordinary gains, net$0249
Net income$504,0007,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$173,0005,803
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$504,0007,314
1993-12-31 (YTD Data)Rank
Total interest income$4,025,0006,852
Total interest expense$1,929,0006,015
Net interest income$2,096,0007,429
Provision for loan and lease losses$010,371
Total noninterest income$495,0005,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$381,0003,604
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,477
Total noninterest expense$2,016,0006,293
Salaries and employee benefits$872,0006,888
Premises and equipment expense$380,0004,919
Additional noninterest expense$764,0006,148
Pre-tax net operating income$575,0008,127
Securities gains (losses)$-26,00012,971
Applicable income taxes$202,0007,571
Income before extraordinary items$347,0008,967
Extraordinary gains, net$03,149
Net income$347,0009,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00011,292
Cash dividends$170,0005,821
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$363,6408,539
1992-12-31 (YTD Data)Rank
Total interest income$4,359,0007,060
Total interest expense$2,348,0006,290
Net interest income$2,011,0007,724
Provision for loan and lease losses$011,756
Total noninterest income$513,0005,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$375,0003,697
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,940
Total noninterest expense$1,874,0006,724
Salaries and employee benefits$822,0007,121
Premises and equipment expense$395,0004,841
Additional noninterest expense$657,0007,054
Pre-tax net operating income$650,0007,389
Securities gains (losses)$08,369
Applicable income taxes$270,0006,362
Income before extraordinary items$380,0008,416
Extraordinary gains, net$01,422
Net income$380,0008,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00012,396
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$380,0008,058

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.