Home > 1st National Bank of South Florida > Income and Expense
1st National Bank of South Florida, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,999,000 | 2,031 |
| Total interest expense | $1,885,000 | 1,466 |
| Net interest income | $10,114,000 | 2,110 |
| Provision for loan and lease losses | $-157,000 | 5,792 |
| Total noninterest income | $1,921,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $820,000 | 1,446 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,101,000 | 2,252 |
| Total noninterest expense | $10,476,000 | 1,805 |
| Salaries and employee benefits | $5,952,000 | 1,757 |
| Premises and equipment expense | $1,348,000 | 1,693 |
| Additional noninterest expense | $3,176,000 | 1,904 |
| Pre-tax net operating income | $1,716,000 | 3,277 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-46,000 | 5,960 |
| Income before extraordinary items | $1,762,000 | 2,950 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,762,000 | 2,952 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,762,000 | 2,952 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,762,000 | 2,902 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,152,000 | 2,009 |
| Total interest expense | $1,419,000 | 1,473 |
| Net interest income | $7,733,000 | 2,087 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $1,107,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $604,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $503,000 | 2,912 |
| Total noninterest expense | $7,582,000 | 1,876 |
| Salaries and employee benefits | $4,178,000 | 1,874 |
| Premises and equipment expense | $1,018,000 | 1,699 |
| Additional noninterest expense | $2,386,000 | 1,886 |
| Pre-tax net operating income | $1,208,000 | 3,446 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-176,000 | 6,184 |
| Income before extraordinary items | $1,384,000 | 2,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,384,000 | 2,920 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,384,000 | 2,922 |
| Net charge-offs | $50,000 | 2,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,384,000 | 2,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 2,056 |
| Total interest expense | $931,000 | 1,497 |
| Net interest income | $5,019,000 | 2,131 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $739,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $389,000 | 1,508 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $350,000 | 2,841 |
| Total noninterest expense | $4,904,000 | 1,944 |
| Salaries and employee benefits | $2,693,000 | 1,946 |
| Premises and equipment expense | $674,000 | 1,722 |
| Additional noninterest expense | $1,537,000 | 1,962 |
| Pre-tax net operating income | $764,000 | 3,502 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-189,000 | 6,276 |
| Income before extraordinary items | $953,000 | 2,832 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $953,000 | 2,832 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $953,000 | 2,834 |
| Net charge-offs | $55,000 | 2,233 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $953,000 | 2,778 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 2,133 |
| Total interest expense | $458,000 | 1,520 |
| Net interest income | $2,382,000 | 2,241 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $367,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $198,000 | 1,461 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 2,858 |
| Total noninterest expense | $2,293,000 | 2,064 |
| Salaries and employee benefits | $1,207,000 | 2,144 |
| Premises and equipment expense | $336,000 | 1,746 |
| Additional noninterest expense | $750,000 | 1,982 |
| Pre-tax net operating income | $411,000 | 3,336 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-194,000 | 6,388 |
| Income before extraordinary items | $605,000 | 2,376 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $605,000 | 2,379 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $605,000 | 2,378 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $605,000 | 2,305 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 2,261 |
| Total interest expense | $1,744,000 | 1,661 |
| Net interest income | $8,923,000 | 2,376 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $1,467,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $935,000 | 1,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $532,000 | 3,190 |
| Total noninterest expense | $9,093,000 | 2,071 |
| Salaries and employee benefits | $4,674,000 | 2,179 |
| Premises and equipment expense | $1,423,000 | 1,642 |
| Additional noninterest expense | $2,996,000 | 2,037 |
| Pre-tax net operating income | $1,247,000 | 3,784 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-463,000 | 6,379 |
| Income before extraordinary items | $1,710,000 | 3,005 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,710,000 | 3,004 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,710,000 | 3,005 |
| Net charge-offs | $97,000 | 3,204 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,710,000 | 2,953 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 2,291 |
| Total interest expense | $1,293,000 | 1,699 |
| Net interest income | $6,632,000 | 2,410 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $1,278,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $706,000 | 1,381 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $572,000 | 2,713 |
| Total noninterest expense | $6,816,000 | 2,070 |
| Salaries and employee benefits | $3,503,000 | 2,185 |
| Premises and equipment expense | $1,096,000 | 1,611 |
| Additional noninterest expense | $2,217,000 | 2,056 |
| Pre-tax net operating income | $1,044,000 | 3,678 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,044,000 | 3,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,044,000 | 3,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,044,000 | 3,413 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,044,000 | 3,369 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 2,284 |
| Total interest expense | $862,000 | 1,721 |
| Net interest income | $4,414,000 | 2,402 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $841,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $470,000 | 1,366 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $371,000 | 2,758 |
| Total noninterest expense | $4,579,000 | 2,071 |
| Salaries and employee benefits | $2,342,000 | 2,185 |
| Premises and equipment expense | $760,000 | 1,562 |
| Additional noninterest expense | $1,477,000 | 2,045 |
| Pre-tax net operating income | $626,000 | 3,797 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $626,000 | 3,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $626,000 | 3,556 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $626,000 | 3,557 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $626,000 | 3,496 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,306 |
| Total interest expense | $430,000 | 1,741 |
| Net interest income | $2,187,000 | 2,410 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $374,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $242,000 | 1,310 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $132,000 | 3,157 |
| Total noninterest expense | $2,290,000 | 2,075 |
| Salaries and employee benefits | $1,171,000 | 2,202 |
| Premises and equipment expense | $395,000 | 1,539 |
| Additional noninterest expense | $724,000 | 2,080 |
| Pre-tax net operating income | $246,000 | 4,127 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $246,000 | 3,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 3,891 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $246,000 | 3,891 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $246,000 | 3,850 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,486,000 | 2,317 |
| Total interest expense | $1,739,000 | 1,933 |
| Net interest income | $8,747,000 | 2,404 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $1,773,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,010,000 | 1,346 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $763,000 | 2,731 |
| Total noninterest expense | $9,805,000 | 1,932 |
| Salaries and employee benefits | $4,839,000 | 2,107 |
| Premises and equipment expense | $1,622,000 | 1,466 |
| Additional noninterest expense | $3,344,000 | 1,895 |
| Pre-tax net operating income | $670,000 | 4,655 |
| Securities gains (losses) | $118,000 | 1,207 |
| Applicable income taxes | $-712,000 | 6,664 |
| Income before extraordinary items | $1,500,000 | 3,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,500,000 | 3,165 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,500,000 | 3,166 |
| Net charge-offs | $112,000 | 3,632 |
| Cash dividends | $1,780,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,382,000 | 3,249 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,347 |
| Total interest expense | $1,319,000 | 1,958 |
| Net interest income | $6,486,000 | 2,437 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $1,062,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $738,000 | 1,393 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $324,000 | 3,628 |
| Total noninterest expense | $7,076,000 | 2,003 |
| Salaries and employee benefits | $3,319,000 | 2,285 |
| Premises and equipment expense | $1,240,000 | 1,447 |
| Additional noninterest expense | $2,517,000 | 1,876 |
| Pre-tax net operating income | $397,000 | 5,036 |
| Securities gains (losses) | $118,000 | 1,111 |
| Applicable income taxes | $37,000 | 3,858 |
| Income before extraordinary items | $478,000 | 4,654 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $478,000 | 4,657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $478,000 | 4,658 |
| Net charge-offs | $124,000 | 3,060 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $368,260 | 4,949 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 2,323 |
| Total interest expense | $888,000 | 1,967 |
| Net interest income | $4,375,000 | 2,399 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $611,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $485,000 | 1,380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,452 |
| Total noninterest expense | $4,799,000 | 1,972 |
| Salaries and employee benefits | $2,213,000 | 2,293 |
| Premises and equipment expense | $822,000 | 1,464 |
| Additional noninterest expense | $1,764,000 | 1,795 |
| Pre-tax net operating income | $187,000 | 5,389 |
| Securities gains (losses) | $118,000 | 1,006 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $280,000 | 4,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $280,000 | 4,853 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $280,000 | 4,854 |
| Net charge-offs | $105,000 | 2,713 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $171,440 | 5,305 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,348 |
| Total interest expense | $453,000 | 1,982 |
| Net interest income | $2,182,000 | 2,412 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $255,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $2,420,000 | 1,976 |
| Salaries and employee benefits | $1,116,000 | 2,293 |
| Premises and equipment expense | $415,000 | 1,466 |
| Additional noninterest expense | $889,000 | 1,789 |
| Pre-tax net operating income | $17,000 | 6,182 |
| Securities gains (losses) | $118,000 | 629 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $123,000 | 4,986 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $123,000 | 4,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $123,000 | 4,988 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $15,620 | 6,187 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,399,000 | 2,281 |
| Total interest expense | $2,111,000 | 2,049 |
| Net interest income | $9,288,000 | 2,316 |
| Provision for loan and lease losses | $790,000 | 2,095 |
| Total noninterest income | $1,572,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,144,000 | 1,244 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $428,000 | 3,552 |
| Total noninterest expense | $9,868,000 | 1,936 |
| Salaries and employee benefits | $4,242,000 | 2,328 |
| Premises and equipment expense | $1,701,000 | 1,400 |
| Additional noninterest expense | $3,925,000 | 1,697 |
| Pre-tax net operating income | $202,000 | 5,678 |
| Securities gains (losses) | $338,000 | 1,255 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $540,000 | 4,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $540,000 | 4,834 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $540,000 | 4,835 |
| Net charge-offs | $559,000 | 2,506 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $202,000 | 5,608 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 2,298 |
| Total interest expense | $1,637,000 | 2,066 |
| Net interest income | $7,046,000 | 2,326 |
| Provision for loan and lease losses | $640,000 | 1,970 |
| Total noninterest income | $1,185,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $826,000 | 1,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $359,000 | 3,423 |
| Total noninterest expense | $7,356,000 | 1,943 |
| Salaries and employee benefits | $3,177,000 | 2,330 |
| Premises and equipment expense | $1,295,000 | 1,387 |
| Additional noninterest expense | $2,884,000 | 1,729 |
| Pre-tax net operating income | $235,000 | 5,555 |
| Securities gains (losses) | $123,000 | 1,824 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $358,000 | 5,124 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $358,000 | 5,122 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $358,000 | 5,122 |
| Net charge-offs | $574,000 | 2,025 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $235,000 | 5,394 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,866,000 | 2,291 |
| Total interest expense | $1,134,000 | 2,068 |
| Net interest income | $4,732,000 | 2,302 |
| Provision for loan and lease losses | $440,000 | 1,972 |
| Total noninterest income | $729,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $534,000 | 1,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 3,721 |
| Total noninterest expense | $4,917,000 | 1,958 |
| Salaries and employee benefits | $2,154,000 | 2,301 |
| Premises and equipment expense | $861,000 | 1,380 |
| Additional noninterest expense | $1,902,000 | 1,745 |
| Pre-tax net operating income | $104,000 | 5,848 |
| Securities gains (losses) | $69,000 | 1,842 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $173,000 | 5,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 5,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $173,000 | 5,501 |
| Net charge-offs | $425,000 | 1,937 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $104,000 | 5,760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,225 |
| Total interest expense | $582,000 | 2,089 |
| Net interest income | $2,462,000 | 2,225 |
| Provision for loan and lease losses | $340,000 | 1,389 |
| Total noninterest income | $406,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $268,000 | 1,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,187 |
| Total noninterest expense | $2,477,000 | 1,938 |
| Salaries and employee benefits | $1,102,000 | 2,257 |
| Premises and equipment expense | $427,000 | 1,397 |
| Additional noninterest expense | $948,000 | 1,754 |
| Pre-tax net operating income | $51,000 | 5,912 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $51,000 | 5,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,000 | 5,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $51,000 | 5,965 |
| Net charge-offs | $180,000 | 1,939 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $51,000 | 5,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 2,408 |
| Total interest expense | $2,925,000 | 2,005 |
| Net interest income | $8,662,000 | 2,535 |
| Provision for loan and lease losses | $740,000 | 2,852 |
| Total noninterest income | $2,003,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,276,000 | 1,150 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $727,000 | 2,584 |
| Total noninterest expense | $9,821,000 | 1,938 |
| Salaries and employee benefits | $4,143,000 | 2,323 |
| Premises and equipment expense | $1,762,000 | 1,419 |
| Additional noninterest expense | $3,916,000 | 1,735 |
| Pre-tax net operating income | $104,000 | 5,750 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $161,000 | 5,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,675 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $161,000 | 5,675 |
| Net charge-offs | $794,000 | 2,645 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $104,000 | 5,747 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 2,401 |
| Total interest expense | $2,323,000 | 1,976 |
| Net interest income | $6,490,000 | 2,550 |
| Provision for loan and lease losses | $490,000 | 2,906 |
| Total noninterest income | $1,509,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $974,000 | 1,135 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $535,000 | 2,604 |
| Total noninterest expense | $7,461,000 | 1,926 |
| Salaries and employee benefits | $3,109,000 | 2,320 |
| Premises and equipment expense | $1,351,000 | 1,398 |
| Additional noninterest expense | $3,001,000 | 1,694 |
| Pre-tax net operating income | $48,000 | 5,996 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $108,000 | 5,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 5,863 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $108,000 | 5,863 |
| Net charge-offs | $444,000 | 2,798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $48,000 | 5,987 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 2,381 |
| Total interest expense | $1,640,000 | 1,945 |
| Net interest income | $4,313,000 | 2,554 |
| Provision for loan and lease losses | $320,000 | 2,866 |
| Total noninterest income | $970,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $661,000 | 1,115 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 2,835 |
| Total noninterest expense | $4,958,000 | 1,945 |
| Salaries and employee benefits | $2,090,000 | 2,320 |
| Premises and equipment expense | $894,000 | 1,413 |
| Additional noninterest expense | $1,974,000 | 1,739 |
| Pre-tax net operating income | $5,000 | 6,166 |
| Securities gains (losses) | $60,000 | 1,479 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $65,000 | 5,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $65,000 | 5,914 |
| Net charge-offs | $247,000 | 2,892 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $5,000 | 6,200 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 2,383 |
| Total interest expense | $838,000 | 1,969 |
| Net interest income | $2,147,000 | 2,557 |
| Provision for loan and lease losses | $170,000 | 2,631 |
| Total noninterest income | $517,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $369,000 | 970 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 2,922 |
| Total noninterest expense | $2,472,000 | 1,961 |
| Salaries and employee benefits | $1,059,000 | 2,313 |
| Premises and equipment expense | $446,000 | 1,441 |
| Additional noninterest expense | $967,000 | 1,755 |
| Pre-tax net operating income | $22,000 | 6,077 |
| Securities gains (losses) | $60,000 | 703 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $82,000 | 5,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $82,000 | 5,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $82,000 | 5,258 |
| Net charge-offs | $170,000 | 2,243 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $22,000 | 6,063 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,602,000 | 2,580 |
| Total interest expense | $3,855,000 | 2,060 |
| Net interest income | $7,747,000 | 2,807 |
| Provision for loan and lease losses | $1,625,000 | 2,354 |
| Total noninterest income | $2,021,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,736,000 | 878 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $285,000 | 4,026 |
| Total noninterest expense | $10,534,000 | 1,860 |
| Salaries and employee benefits | $4,170,000 | 2,310 |
| Premises and equipment expense | $1,848,000 | 1,390 |
| Additional noninterest expense | $4,516,000 | 1,596 |
| Pre-tax net operating income | $-2,391,000 | 6,843 |
| Securities gains (losses) | $1,323,000 | 386 |
| Applicable income taxes | $24,000 | 3,939 |
| Income before extraordinary items | $-1,092,000 | 6,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,092,000 | 6,624 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,092,000 | 6,624 |
| Net charge-offs | $1,531,000 | 2,160 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,415,000 | 6,898 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 2,689 |
| Total interest expense | $2,931,000 | 2,123 |
| Net interest income | $5,613,000 | 2,935 |
| Provision for loan and lease losses | $1,175,000 | 2,297 |
| Total noninterest income | $1,762,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,279,000 | 918 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $483,000 | 2,810 |
| Total noninterest expense | $7,714,000 | 1,896 |
| Salaries and employee benefits | $3,134,000 | 2,318 |
| Premises and equipment expense | $1,419,000 | 1,378 |
| Additional noninterest expense | $3,161,000 | 1,681 |
| Pre-tax net operating income | $-1,514,000 | 6,965 |
| Securities gains (losses) | $765,000 | 518 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-749,000 | 6,804 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-749,000 | 6,803 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-749,000 | 6,804 |
| Net charge-offs | $1,287,000 | 1,927 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,514,000 | 7,023 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 2,736 |
| Total interest expense | $1,947,000 | 2,215 |
| Net interest income | $3,698,000 | 2,971 |
| Provision for loan and lease losses | $725,000 | 2,325 |
| Total noninterest income | $1,156,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $853,000 | 924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $303,000 | 2,829 |
| Total noninterest expense | $5,128,000 | 1,917 |
| Salaries and employee benefits | $2,108,000 | 2,310 |
| Premises and equipment expense | $931,000 | 1,419 |
| Additional noninterest expense | $2,089,000 | 1,692 |
| Pre-tax net operating income | $-999,000 | 7,013 |
| Securities gains (losses) | $425,000 | 547 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-574,000 | 6,907 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-574,000 | 6,907 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-574,000 | 6,907 |
| Net charge-offs | $1,168,000 | 1,582 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-999,000 | 7,065 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 2,754 |
| Total interest expense | $955,000 | 2,347 |
| Net interest income | $1,912,000 | 2,905 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $537,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $414,000 | 946 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $123,000 | 3,163 |
| Total noninterest expense | $2,566,000 | 1,936 |
| Salaries and employee benefits | $1,090,000 | 2,264 |
| Premises and equipment expense | $461,000 | 1,473 |
| Additional noninterest expense | $1,015,000 | 1,726 |
| Pre-tax net operating income | $-267,000 | 6,930 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-267,000 | 7,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-267,000 | 7,035 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-267,000 | 7,034 |
| Net charge-offs | $480,000 | 1,609 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-267,000 | 6,994 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,861,000 | 2,409 |
| Total interest expense | $5,638,000 | 2,027 |
| Net interest income | $8,223,000 | 2,653 |
| Provision for loan and lease losses | $1,858,000 | 2,588 |
| Total noninterest income | $2,291,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,718,000 | 1,009 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $573,000 | 2,968 |
| Total noninterest expense | $19,306,000 | 1,081 |
| Salaries and employee benefits | $4,649,000 | 2,113 |
| Premises and equipment expense | $1,997,000 | 1,360 |
| Additional noninterest expense | $12,660,000 | 641 |
| Pre-tax net operating income | $-10,650,000 | 7,515 |
| Securities gains (losses) | $-5,695,000 | 7,907 |
| Applicable income taxes | $144,000 | 2,629 |
| Income before extraordinary items | $-16,489,000 | 7,695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,489,000 | 7,694 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,489,000 | 7,694 |
| Net charge-offs | $1,484,000 | 2,382 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,794,000 | 7,584 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,662,000 | 2,390 |
| Total interest expense | $4,519,000 | 2,002 |
| Net interest income | $6,143,000 | 2,675 |
| Provision for loan and lease losses | $858,000 | 3,011 |
| Total noninterest income | $1,756,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,296,000 | 997 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $460,000 | 2,953 |
| Total noninterest expense | $8,372,000 | 1,816 |
| Salaries and employee benefits | $3,561,000 | 2,085 |
| Premises and equipment expense | $1,514,000 | 1,355 |
| Additional noninterest expense | $3,297,000 | 1,646 |
| Pre-tax net operating income | $-1,331,000 | 6,800 |
| Securities gains (losses) | $-1,828,000 | 7,920 |
| Applicable income taxes | $-1,618,000 | 7,671 |
| Income before extraordinary items | $-1,541,000 | 7,011 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,541,000 | 7,010 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,541,000 | 7,011 |
| Net charge-offs | $213,000 | 4,181 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-371,080 | 6,300 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,411,000 | 2,318 |
| Total interest expense | $3,196,000 | 1,984 |
| Net interest income | $4,215,000 | 2,569 |
| Provision for loan and lease losses | $332,000 | 3,559 |
| Total noninterest income | $1,154,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $862,000 | 981 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $292,000 | 3,056 |
| Total noninterest expense | $5,611,000 | 1,828 |
| Salaries and employee benefits | $2,446,000 | 2,056 |
| Premises and equipment expense | $987,000 | 1,417 |
| Additional noninterest expense | $2,178,000 | 1,673 |
| Pre-tax net operating income | $-574,000 | 6,695 |
| Securities gains (losses) | $-2,100,000 | 8,065 |
| Applicable income taxes | $-1,293,000 | 7,810 |
| Income before extraordinary items | $-1,381,000 | 7,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,381,000 | 7,293 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,381,000 | 7,292 |
| Net charge-offs | $82,000 | 4,457 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-37,000 | 5,973 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 2,284 |
| Total interest expense | $1,674,000 | 1,978 |
| Net interest income | $2,158,000 | 2,503 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $577,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $438,000 | 941 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $139,000 | 3,091 |
| Total noninterest expense | $2,690,000 | 1,852 |
| Salaries and employee benefits | $1,285,000 | 2,002 |
| Premises and equipment expense | $473,000 | 1,505 |
| Additional noninterest expense | $932,000 | 1,737 |
| Pre-tax net operating income | $-60,000 | 6,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-173,000 | 7,680 |
| Income before extraordinary items | $113,000 | 4,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 4,777 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $113,000 | 4,776 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $113,000 | 4,608 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,523,000 | 2,163 |
| Total interest expense | $6,808,000 | 2,250 |
| Net interest income | $10,715,000 | 2,066 |
| Provision for loan and lease losses | $310,000 | 4,571 |
| Total noninterest income | $2,673,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,069,000 | 853 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $604,000 | 2,881 |
| Total noninterest expense | $28,711,000 | 695 |
| Salaries and employee benefits | $5,215,000 | 1,934 |
| Premises and equipment expense | $1,995,000 | 1,384 |
| Additional noninterest expense | $21,501,000 | 371 |
| Pre-tax net operating income | $-15,633,000 | 8,065 |
| Securities gains (losses) | $-11,776,000 | 8,185 |
| Applicable income taxes | $-6,480,000 | 8,145 |
| Income before extraordinary items | $-20,929,000 | 8,099 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,929,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 5,015 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-11,979,240 | 8,056 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,401,000 | 2,181 |
| Total interest expense | $5,153,000 | 2,317 |
| Net interest income | $8,248,000 | 2,032 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $2,034,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,560,000 | 849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $474,000 | 2,904 |
| Total noninterest expense | $9,225,000 | 1,577 |
| Salaries and employee benefits | $3,882,000 | 1,985 |
| Premises and equipment expense | $1,490,000 | 1,393 |
| Additional noninterest expense | $3,853,000 | 1,187 |
| Pre-tax net operating income | $907,000 | 3,856 |
| Securities gains (losses) | $-9,279,000 | 8,279 |
| Applicable income taxes | $-3,694,000 | 8,246 |
| Income before extraordinary items | $-4,678,000 | 8,112 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,678,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,995 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,260,560 | 2,794 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 2,137 |
| Total interest expense | $3,602,000 | 2,322 |
| Net interest income | $5,621,000 | 1,986 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $1,366,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,028,000 | 837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $338,000 | 2,851 |
| Total noninterest expense | $6,171,000 | 1,572 |
| Salaries and employee benefits | $2,580,000 | 2,014 |
| Premises and equipment expense | $990,000 | 1,407 |
| Additional noninterest expense | $2,601,000 | 1,145 |
| Pre-tax net operating income | $756,000 | 3,558 |
| Securities gains (losses) | $-2,933,000 | 8,404 |
| Applicable income taxes | $-1,199,000 | 8,285 |
| Income before extraordinary items | $-978,000 | 7,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-978,000 | 7,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,196 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $899,120 | 2,750 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 2,117 |
| Total interest expense | $1,947,000 | 2,291 |
| Net interest income | $2,844,000 | 1,966 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $708,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $513,000 | 835 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $2,999,000 | 1,622 |
| Salaries and employee benefits | $1,316,000 | 2,001 |
| Premises and equipment expense | $483,000 | 1,438 |
| Additional noninterest expense | $1,200,000 | 1,193 |
| Pre-tax net operating income | $523,000 | 2,985 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,271 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,937,000 | 2,097 |
| Total interest expense | $7,435,000 | 2,478 |
| Net interest income | $12,502,000 | 1,812 |
| Provision for loan and lease losses | $22,000 | 6,287 |
| Total noninterest income | $2,540,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,886,000 | 944 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $654,000 | 2,862 |
| Total noninterest expense | $12,094,000 | 1,528 |
| Salaries and employee benefits | $5,227,000 | 1,928 |
| Premises and equipment expense | $1,915,000 | 1,389 |
| Additional noninterest expense | $4,952,000 | 1,142 |
| Pre-tax net operating income | $2,926,000 | 2,521 |
| Securities gains (losses) | $64,000 | 723 |
| Applicable income taxes | $503,000 | 2,730 |
| Income before extraordinary items | $2,487,000 | 2,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,487,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,585 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,433,880 | 2,429 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,004,000 | 2,096 |
| Total interest expense | $5,437,000 | 2,533 |
| Net interest income | $9,567,000 | 1,778 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,878,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,347,000 | 971 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $531,000 | 2,742 |
| Total noninterest expense | $8,950,000 | 1,525 |
| Salaries and employee benefits | $3,879,000 | 1,942 |
| Premises and equipment expense | $1,413,000 | 1,401 |
| Additional noninterest expense | $3,658,000 | 1,131 |
| Pre-tax net operating income | $2,495,000 | 2,437 |
| Securities gains (losses) | $17,000 | 863 |
| Applicable income taxes | $475,000 | 2,595 |
| Income before extraordinary items | $2,037,000 | 2,328 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,037,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,215 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,023,230 | 2,326 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 2,074 |
| Total interest expense | $3,527,000 | 2,601 |
| Net interest income | $6,649,000 | 1,724 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,266,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $881,000 | 1,003 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $385,000 | 2,626 |
| Total noninterest expense | $5,963,000 | 1,538 |
| Salaries and employee benefits | $2,633,000 | 1,939 |
| Premises and equipment expense | $933,000 | 1,422 |
| Additional noninterest expense | $2,397,000 | 1,166 |
| Pre-tax net operating income | $1,952,000 | 2,208 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $447,000 | 2,219 |
| Income before extraordinary items | $1,505,000 | 2,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,505,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,115 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,505,000 | 2,185 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 1,982 |
| Total interest expense | $1,719,000 | 2,655 |
| Net interest income | $3,646,000 | 1,591 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $628,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $428,000 | 1,002 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $200,000 | 2,546 |
| Total noninterest expense | $2,933,000 | 1,564 |
| Salaries and employee benefits | $1,316,000 | 1,952 |
| Premises and equipment expense | $465,000 | 1,438 |
| Additional noninterest expense | $1,152,000 | 1,182 |
| Pre-tax net operating income | $1,341,000 | 1,701 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $362,000 | 1,625 |
| Income before extraordinary items | $979,000 | 1,749 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $979,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $979,000 | 1,735 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,510,000 | 2,482 |
| Total interest expense | $3,556,000 | 3,871 |
| Net interest income | $11,954,000 | 1,945 |
| Provision for loan and lease losses | $101,000 | 4,702 |
| Total noninterest income | $2,099,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,541,000 | 1,148 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $558,000 | 3,148 |
| Total noninterest expense | $10,377,000 | 1,717 |
| Salaries and employee benefits | $4,476,000 | 2,185 |
| Premises and equipment expense | $1,902,000 | 1,357 |
| Additional noninterest expense | $3,999,000 | 1,334 |
| Pre-tax net operating income | $3,575,000 | 2,447 |
| Securities gains (losses) | $271,000 | 335 |
| Applicable income taxes | $1,165,000 | 1,988 |
| Income before extraordinary items | $2,681,000 | 2,473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,681,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,429 |
| Cash dividends | $280,000 | 4,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,491,300 | 2,616 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,144,000 | 2,560 |
| Total interest expense | $2,299,000 | 4,173 |
| Net interest income | $8,845,000 | 1,987 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $1,530,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,117,000 | 1,202 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 3,164 |
| Total noninterest expense | $7,308,000 | 1,827 |
| Salaries and employee benefits | $3,186,000 | 2,310 |
| Premises and equipment expense | $1,430,000 | 1,363 |
| Additional noninterest expense | $2,692,000 | 1,471 |
| Pre-tax net operating income | $3,052,000 | 2,300 |
| Securities gains (losses) | $271,000 | 287 |
| Applicable income taxes | $1,052,000 | 1,818 |
| Income before extraordinary items | $2,271,000 | 2,333 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,271,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,310 |
| Cash dividends | $280,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,086,720 | 2,460 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 2,622 |
| Total interest expense | $1,348,000 | 4,377 |
| Net interest income | $5,784,000 | 2,023 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $954,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $682,000 | 1,301 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,187 |
| Total noninterest expense | $4,641,000 | 1,907 |
| Salaries and employee benefits | $2,095,000 | 2,347 |
| Premises and equipment expense | $943,000 | 1,370 |
| Additional noninterest expense | $1,603,000 | 1,650 |
| Pre-tax net operating income | $2,097,000 | 2,227 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $633,000 | 1,982 |
| Income before extraordinary items | $1,464,000 | 2,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,464,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,323 |
| Cash dividends | $170,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,464,000 | 2,367 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 2,651 |
| Total interest expense | $629,000 | 4,449 |
| Net interest income | $2,802,000 | 2,074 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $396,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $280,000 | 1,528 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,440 |
| Total noninterest expense | $2,261,000 | 1,967 |
| Salaries and employee benefits | $1,037,000 | 2,369 |
| Premises and equipment expense | $462,000 | 1,407 |
| Additional noninterest expense | $762,000 | 1,722 |
| Pre-tax net operating income | $937,000 | 2,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $277,000 | 2,117 |
| Income before extraordinary items | $660,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,195 |
| Cash dividends | $127,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $660,000 | 2,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,532,000 | 2,614 |
| Total interest expense | $2,167,000 | 4,203 |
| Net interest income | $10,365,000 | 2,138 |
| Provision for loan and lease losses | $87,000 | 5,040 |
| Total noninterest income | $1,456,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,111,000 | 1,567 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $345,000 | 4,051 |
| Total noninterest expense | $9,054,000 | 1,871 |
| Salaries and employee benefits | $4,175,000 | 2,197 |
| Premises and equipment expense | $1,806,000 | 1,363 |
| Additional noninterest expense | $3,073,000 | 1,644 |
| Pre-tax net operating income | $2,680,000 | 3,013 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $611,000 | 3,047 |
| Income before extraordinary items | $2,069,000 | 3,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,069,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,522 |
| Cash dividends | $510,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,069,000 | 2,976 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 2,584 |
| Total interest expense | $1,573,000 | 4,164 |
| Net interest income | $7,739,000 | 2,123 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,067,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $834,000 | 1,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,256 |
| Total noninterest expense | $6,736,000 | 1,859 |
| Salaries and employee benefits | $3,053,000 | 2,239 |
| Premises and equipment expense | $1,345,000 | 1,358 |
| Additional noninterest expense | $2,338,000 | 1,600 |
| Pre-tax net operating income | $2,070,000 | 2,978 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $463,000 | 3,080 |
| Income before extraordinary items | $1,607,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,607,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,499 |
| Cash dividends | $208,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,607,000 | 2,929 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 2,526 |
| Total interest expense | $1,013,000 | 4,088 |
| Net interest income | $5,203,000 | 2,088 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $723,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $560,000 | 1,504 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $4,439,000 | 1,864 |
| Salaries and employee benefits | $2,042,000 | 2,220 |
| Premises and equipment expense | $881,000 | 1,373 |
| Additional noninterest expense | $1,516,000 | 1,628 |
| Pre-tax net operating income | $1,487,000 | 2,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $341,000 | 2,870 |
| Income before extraordinary items | $1,146,000 | 2,767 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,146,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,472 |
| Cash dividends | $208,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,146,000 | 2,723 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 2,563 |
| Total interest expense | $491,000 | 4,065 |
| Net interest income | $2,520,000 | 2,145 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $371,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $283,000 | 1,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $2,157,000 | 1,929 |
| Salaries and employee benefits | $1,009,000 | 2,253 |
| Premises and equipment expense | $436,000 | 1,391 |
| Additional noninterest expense | $712,000 | 1,731 |
| Pre-tax net operating income | $734,000 | 2,752 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $569,000 | 2,727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $569,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,547 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $569,000 | 2,678 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,725,000 | 2,452 |
| Total interest expense | $2,031,000 | 3,604 |
| Net interest income | $9,694,000 | 2,097 |
| Provision for loan and lease losses | $-117,000 | 8,805 |
| Total noninterest income | $1,635,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,211,000 | 1,449 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $424,000 | 3,608 |
| Total noninterest expense | $8,748,000 | 1,851 |
| Salaries and employee benefits | $3,843,000 | 2,264 |
| Premises and equipment expense | $1,735,000 | 1,333 |
| Additional noninterest expense | $3,170,000 | 1,552 |
| Pre-tax net operating income | $2,698,000 | 2,814 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $595,000 | 3,046 |
| Income before extraordinary items | $2,150,000 | 2,747 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,150,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,616 |
| Cash dividends | $540,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,113,340 | 2,723 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,636,000 | 2,452 |
| Total interest expense | $1,547,000 | 3,523 |
| Net interest income | $7,089,000 | 2,131 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,108,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $908,000 | 1,463 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $6,342,000 | 1,888 |
| Salaries and employee benefits | $2,816,000 | 2,299 |
| Premises and equipment expense | $1,281,000 | 1,346 |
| Additional noninterest expense | $2,245,000 | 1,605 |
| Pre-tax net operating income | $1,810,000 | 3,132 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $361,000 | 3,475 |
| Income before extraordinary items | $1,478,000 | 2,989 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,478,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,479 |
| Cash dividends | $331,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,454,800 | 2,955 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 2,408 |
| Total interest expense | $1,059,000 | 3,434 |
| Net interest income | $4,771,000 | 2,103 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $739,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $601,000 | 1,460 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $4,138,000 | 1,935 |
| Salaries and employee benefits | $1,852,000 | 2,335 |
| Premises and equipment expense | $836,000 | 1,379 |
| Additional noninterest expense | $1,450,000 | 1,660 |
| Pre-tax net operating income | $1,342,000 | 2,829 |
| Securities gains (losses) | $63,000 | 1,312 |
| Applicable income taxes | $307,000 | 3,042 |
| Income before extraordinary items | $1,098,000 | 2,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $208,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,048,860 | 2,745 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 2,352 |
| Total interest expense | $538,000 | 3,417 |
| Net interest income | $2,464,000 | 2,028 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $363,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $302,000 | 1,414 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $2,044,000 | 1,962 |
| Salaries and employee benefits | $915,000 | 2,367 |
| Premises and equipment expense | $409,000 | 1,434 |
| Additional noninterest expense | $720,000 | 1,646 |
| Pre-tax net operating income | $768,000 | 2,507 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $177,000 | 2,786 |
| Income before extraordinary items | $591,000 | 2,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $591,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $591,000 | 2,445 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,272,000 | 2,526 |
| Total interest expense | $2,532,000 | 3,303 |
| Net interest income | $8,740,000 | 2,213 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $1,886,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,279,000 | 1,353 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $607,000 | 3,226 |
| Total noninterest expense | $8,561,000 | 1,854 |
| Salaries and employee benefits | $3,818,000 | 2,230 |
| Premises and equipment expense | $1,687,000 | 1,346 |
| Additional noninterest expense | $3,056,000 | 1,608 |
| Pre-tax net operating income | $1,940,000 | 3,462 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $301,000 | 4,278 |
| Income before extraordinary items | $1,650,000 | 3,317 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,650,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,726 |
| Cash dividends | $428,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,640,650 | 3,180 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 2,551 |
| Total interest expense | $1,968,000 | 3,327 |
| Net interest income | $6,546,000 | 2,232 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,324,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $959,000 | 1,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 3,704 |
| Total noninterest expense | $6,324,000 | 1,881 |
| Salaries and employee benefits | $2,855,000 | 2,227 |
| Premises and equipment expense | $1,240,000 | 1,387 |
| Additional noninterest expense | $2,229,000 | 1,635 |
| Pre-tax net operating income | $1,501,000 | 3,511 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $243,000 | 4,337 |
| Income before extraordinary items | $1,261,000 | 3,366 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,261,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $208,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,258,480 | 3,211 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 2,537 |
| Total interest expense | $1,363,000 | 3,321 |
| Net interest income | $4,381,000 | 2,222 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $849,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $642,000 | 1,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $207,000 | 3,972 |
| Total noninterest expense | $4,252,000 | 1,859 |
| Salaries and employee benefits | $1,934,000 | 2,190 |
| Premises and equipment expense | $836,000 | 1,373 |
| Additional noninterest expense | $1,482,000 | 1,635 |
| Pre-tax net operating income | $948,000 | 3,641 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $148,000 | 4,513 |
| Income before extraordinary items | $800,000 | 3,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $800,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $208,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $800,000 | 3,313 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,546 |
| Total interest expense | $682,000 | 3,382 |
| Net interest income | $2,191,000 | 2,226 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $397,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $328,000 | 1,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $2,103,000 | 1,866 |
| Salaries and employee benefits | $972,000 | 2,173 |
| Premises and equipment expense | $419,000 | 1,380 |
| Additional noninterest expense | $712,000 | 1,656 |
| Pre-tax net operating income | $470,000 | 3,650 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $395,000 | 3,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $395,000 | 3,322 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,117,000 | 2,544 |
| Total interest expense | $3,042,000 | 3,504 |
| Net interest income | $9,075,000 | 2,141 |
| Provision for loan and lease losses | $-6,000 | 9,175 |
| Total noninterest income | $1,703,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,226,000 | 1,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $477,000 | 3,370 |
| Total noninterest expense | $8,795,000 | 1,721 |
| Salaries and employee benefits | $3,778,000 | 2,114 |
| Premises and equipment expense | $1,804,000 | 1,226 |
| Additional noninterest expense | $3,213,000 | 1,482 |
| Pre-tax net operating income | $1,989,000 | 3,439 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $376,000 | 4,015 |
| Income before extraordinary items | $1,613,000 | 3,310 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,613,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 9,296 |
| Cash dividends | $385,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,613,000 | 3,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,565,000 | 2,711 |
| Total interest expense | $4,379,000 | 3,546 |
| Net interest income | $8,186,000 | 2,197 |
| Provision for loan and lease losses | $-95,000 | 9,525 |
| Total noninterest income | $1,553,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,166,000 | 1,281 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $387,000 | 3,604 |
| Total noninterest expense | $8,515,000 | 1,711 |
| Salaries and employee benefits | $3,573,000 | 2,115 |
| Premises and equipment expense | $1,934,000 | 1,101 |
| Additional noninterest expense | $3,008,000 | 1,546 |
| Pre-tax net operating income | $1,319,000 | 4,180 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $1,226,000 | 3,746 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,226,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,766 |
| Cash dividends | $562,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,208,520 | 3,667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 2,581 |
| Total interest expense | $4,989,000 | 3,322 |
| Net interest income | $8,478,000 | 2,090 |
| Provision for loan and lease losses | $-68,000 | 9,782 |
| Total noninterest income | $1,669,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,189,000 | 1,143 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $480,000 | 3,017 |
| Total noninterest expense | $7,764,000 | 1,800 |
| Salaries and employee benefits | $3,233,000 | 2,213 |
| Premises and equipment expense | $1,936,000 | 1,033 |
| Additional noninterest expense | $2,595,000 | 1,711 |
| Pre-tax net operating income | $2,451,000 | 2,809 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $565,000 | 3,232 |
| Income before extraordinary items | $1,886,000 | 2,701 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,886,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,689 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,886,000 | 2,701 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,845,000 | 2,728 |
| Total interest expense | $4,016,000 | 3,579 |
| Net interest income | $7,829,000 | 2,244 |
| Provision for loan and lease losses | $-192,000 | 10,143 |
| Total noninterest income | $1,525,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,129,000 | 1,177 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $396,000 | 3,447 |
| Total noninterest expense | $6,766,000 | 2,018 |
| Salaries and employee benefits | $2,796,000 | 2,510 |
| Premises and equipment expense | $1,784,000 | 1,124 |
| Additional noninterest expense | $2,186,000 | 1,992 |
| Pre-tax net operating income | $2,780,000 | 2,563 |
| Securities gains (losses) | $-27,000 | 9,628 |
| Applicable income taxes | $826,000 | 2,579 |
| Income before extraordinary items | $1,927,000 | 2,669 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,927,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 10,105 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,945,900 | 2,620 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,846,000 | 2,980 |
| Total interest expense | $3,410,000 | 4,232 |
| Net interest income | $7,436,000 | 2,300 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,058,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,192,000 | 1,047 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $866,000 | 2,055 |
| Total noninterest expense | $6,617,000 | 1,973 |
| Salaries and employee benefits | $2,852,000 | 2,368 |
| Premises and equipment expense | $1,761,000 | 1,092 |
| Additional noninterest expense | $2,004,000 | 2,108 |
| Pre-tax net operating income | $2,877,000 | 2,478 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $918,000 | 2,466 |
| Income before extraordinary items | $1,959,000 | 2,604 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,959,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,959,000 | 2,527 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,351,000 | 3,130 |
| Total interest expense | $3,085,000 | 4,590 |
| Net interest income | $7,266,000 | 2,395 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,516,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,187,000 | 1,058 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $329,000 | 3,726 |
| Total noninterest expense | $6,389,000 | 2,022 |
| Salaries and employee benefits | $2,727,000 | 2,435 |
| Premises and equipment expense | $1,767,000 | 1,131 |
| Additional noninterest expense | $1,895,000 | 2,203 |
| Pre-tax net operating income | $2,393,000 | 3,022 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $814,000 | 2,888 |
| Income before extraordinary items | $1,594,000 | 3,180 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,594,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 10,638 |
| Cash dividends | $1,864,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,584,100 | 3,131 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 3,259 |
| Total interest expense | $2,861,000 | 4,986 |
| Net interest income | $7,211,000 | 2,480 |
| Provision for loan and lease losses | $-175,000 | 11,325 |
| Total noninterest income | $1,625,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,166,000 | 1,131 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $459,000 | 3,100 |
| Total noninterest expense | $6,138,000 | 2,234 |
| Salaries and employee benefits | $2,549,000 | 2,636 |
| Premises and equipment expense | $1,676,000 | 1,237 |
| Additional noninterest expense | $1,913,000 | 2,562 |
| Pre-tax net operating income | $2,873,000 | 2,460 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,030,000 | 2,295 |
| Income before extraordinary items | $1,844,000 | 2,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,844,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-307,000 | 11,384 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,843,360 | 2,594 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 3,384 |
| Total interest expense | $2,711,000 | 5,212 |
| Net interest income | $6,958,000 | 2,578 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,566,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,111,000 | 1,203 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $455,000 | 3,048 |
| Total noninterest expense | $5,947,000 | 2,292 |
| Salaries and employee benefits | $2,341,000 | 2,851 |
| Premises and equipment expense | $1,652,000 | 1,259 |
| Additional noninterest expense | $1,954,000 | 2,447 |
| Pre-tax net operating income | $2,577,000 | 2,764 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $967,000 | 2,461 |
| Income before extraordinary items | $1,606,000 | 3,050 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,606,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $208,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,608,560 | 3,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,075,000 | 3,303 |
| Total interest expense | $2,313,000 | 4,966 |
| Net interest income | $6,762,000 | 2,677 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,504,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,086,000 | 1,223 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $418,000 | 3,313 |
| Total noninterest expense | $5,992,000 | 2,346 |
| Salaries and employee benefits | $2,257,000 | 2,938 |
| Premises and equipment expense | $1,584,000 | 1,319 |
| Additional noninterest expense | $2,151,000 | 2,431 |
| Pre-tax net operating income | $2,274,000 | 3,083 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $853,000 | 2,622 |
| Income before extraordinary items | $1,413,000 | 3,342 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,413,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 12,240 |
| Cash dividends | $156,000 | 5,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,418,120 | 3,358 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,427,000 | 2,977 |
| Total interest expense | $3,003,000 | 4,110 |
| Net interest income | $7,424,000 | 2,415 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,777,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $934,000 | 1,446 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $843,000 | 2,310 |
| Total noninterest expense | $6,410,000 | 2,265 |
| Salaries and employee benefits | $2,376,000 | 2,782 |
| Premises and equipment expense | $1,475,000 | 1,442 |
| Additional noninterest expense | $2,559,000 | 2,181 |
| Pre-tax net operating income | $2,791,000 | 2,466 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $979,000 | 2,307 |
| Income before extraordinary items | $1,851,000 | 2,703 |
| Extraordinary gains, net | $85,000 | 1,727 |
| Net income | $1,936,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 13,044 |
| Cash dividends | $124,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,825,650 | 2,579 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,091,000 | 3,459 |
| Total interest expense | $3,262,000 | 4,825 |
| Net interest income | $6,829,000 | 2,663 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $1,657,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,192,000 | 1,101 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $465,000 | 3,344 |
| Total noninterest expense | $6,825,000 | 2,151 |
| Salaries and employee benefits | $2,831,000 | 2,302 |
| Premises and equipment expense | $1,504,000 | 1,436 |
| Additional noninterest expense | $2,490,000 | 2,327 |
| Pre-tax net operating income | $1,533,000 | 3,970 |
| Securities gains (losses) | $266,000 | 1,645 |
| Applicable income taxes | $660,000 | 3,149 |
| Income before extraordinary items | $1,139,000 | 3,992 |
| Extraordinary gains, net | $370,000 | 260 |
| Net income | $1,509,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 13,739 |
| Cash dividends | $104,000 | 6,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $968,760 | 4,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.