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1st Capital Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,801,0001,125
Total interest expense$6,979,0001,648
Net interest income$32,822,000963
Provision for loan and lease losses$4,371,000352
Total noninterest income$1,286,0002,461
Gross Fiduciary activities income$0981
Service charges on deposit accounts$541,0001,559
Trading account gains and feesNANA
Additional Noninterest Income$745,0002,595
Total noninterest expense$24,203,0001,037
Salaries and employee benefits$14,756,000972
Premises and equipment expense$2,251,0001,106
Additional noninterest expense$745,0002,595
Pre-tax net operating income$5,534,0001,819
Securities gains (losses)$-134,0003,855
Applicable income taxes$1,326,0001,256
Income before extraordinary items$4,074,0001,972
Extraordinary gains, net$054
Net income$4,074,0001,996
Minority interest net income$088
Net income of bank and minority interests.$4,074,0001,975
Net charge-offs$4,726,000243
Cash dividends$800,0002,368
Sale, conversion, retirement of capital stock, net$1,195,000175
Net operating income$4,179,8601,967
2023-09-30 (YTD Data)Rank
Total interest income$28,959,0001,126
Total interest expense$4,732,0001,640
Net interest income$24,227,000974
Provision for loan and lease losses$2,906,000371
Total noninterest income$983,0002,435
Gross Fiduciary activities income$0950
Service charges on deposit accounts$400,0001,577
Trading account gains and feesNANA
Additional Noninterest Income$583,0002,535
Total noninterest expense$17,881,0001,052
Salaries and employee benefits$10,724,0001,006
Premises and equipment expense$1,666,0001,110
Additional noninterest expense$583,0002,534
Pre-tax net operating income$4,423,0001,789
Securities gains (losses)$-134,0004,076
Applicable income taxes$1,029,0001,268
Income before extraordinary items$3,260,0001,955
Extraordinary gains, net$052
Net income$3,260,0001,974
Minority interest net income$081
Net income of bank and minority interests.$3,260,0001,955
Net charge-offs$3,462,000222
Cash dividends$300,0002,553
Sale, conversion, retirement of capital stock, net$660,000197
Net operating income$3,365,8601,948
2023-06-30 (YTD Data)Rank
Total interest income$18,714,0001,134
Total interest expense$2,893,0001,594
Net interest income$15,821,000996
Provision for loan and lease losses$1,742,000389
Total noninterest income$669,0002,364
Gross Fiduciary activities income$0931
Service charges on deposit accounts$254,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$415,0002,402
Total noninterest expense$12,110,0001,033
Salaries and employee benefits$7,346,000982
Premises and equipment expense$1,094,0001,119
Additional noninterest expense$415,0002,398
Pre-tax net operating income$2,638,0001,895
Securities gains (losses)$-134,0004,262
Applicable income taxes$574,0001,390
Income before extraordinary items$1,930,0002,105
Extraordinary gains, net$051
Net income$1,930,0002,130
Minority interest net income$081
Net income of bank and minority interests.$1,930,0002,105
Net charge-offs$2,469,000201
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$176,000291
Net operating income$2,035,8602,059
2023-03-31 (YTD Data)Rank
Total interest income$9,043,0001,150
Total interest expense$1,019,0001,810
Net interest income$8,024,000991
Provision for loan and lease losses$690,000429
Total noninterest income$373,0002,262
Gross Fiduciary activities income$0913
Service charges on deposit accounts$124,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,192
Total noninterest expense$5,998,0001,054
Salaries and employee benefits$3,739,000990
Premises and equipment expense$530,0001,186
Additional noninterest expense$249,0002,192
Pre-tax net operating income$1,709,0001,640
Securities gains (losses)$-134,0004,385
Applicable income taxes$382,0001,192
Income before extraordinary items$1,193,0001,872
Extraordinary gains, net$04
Net income$1,193,0001,872
Minority interest net income$048
Net income of bank and minority interests.$1,193,0001,872
Net charge-offs$789,000220
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$228,000169
Net operating income$1,298,8601,782
2022-12-31 (YTD Data)Rank
Total interest income$36,538,000966
Total interest expense$1,962,0001,621
Net interest income$34,576,000905
Provision for loan and lease losses$523,0001,204
Total noninterest income$1,623,0002,251
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$468,0001,761
Trading account gains and feesNANA
Additional Noninterest Income$1,155,0002,186
Total noninterest expense$22,126,0001,096
Salaries and employee benefits$13,459,0001,048
Premises and equipment expense$2,330,0001,062
Additional noninterest expense$1,155,0002,186
Pre-tax net operating income$13,550,0001,031
Securities gains (losses)$-1,150,0004,477
Applicable income taxes$3,289,000786
Income before extraordinary items$9,111,0001,181
Extraordinary gains, net$05
Net income$9,111,0001,180
Minority interest net income$063
Net income of bank and minority interests.$9,111,0001,181
Net charge-offs$1,754,000304
Cash dividends$400,0002,834
Sale, conversion, retirement of capital stock, net$824,000265
Net operating income$10,019,5001,125
2022-09-30 (YTD Data)Rank
Total interest income$27,188,000941
Total interest expense$1,255,0001,500
Net interest income$25,933,000893
Provision for loan and lease losses$02,835
Total noninterest income$1,004,0002,487
Gross Fiduciary activities income$0968
Service charges on deposit accounts$339,0001,809
Trading account gains and feesNANA
Additional Noninterest Income$665,0002,487
Total noninterest expense$16,429,0001,109
Salaries and employee benefits$10,120,0001,043
Premises and equipment expense$1,762,0001,051
Additional noninterest expense$665,0002,487
Pre-tax net operating income$10,508,000999
Securities gains (losses)$51,000233
Applicable income taxes$2,876,000712
Income before extraordinary items$7,683,0001,077
Extraordinary gains, net$04
Net income$7,683,0001,076
Minority interest net income$057
Net income of bank and minority interests.$7,683,0001,077
Net charge-offs$1,018,000295
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$596,000238
Net operating income$7,642,7101,106
2022-06-30 (YTD Data)Rank
Total interest income$17,935,000911
Total interest expense$764,0001,408
Net interest income$17,171,000885
Provision for loan and lease losses$02,599
Total noninterest income$609,0002,602
Gross Fiduciary activities income$0925
Service charges on deposit accounts$213,0001,873
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,646
Total noninterest expense$11,064,0001,083
Salaries and employee benefits$6,880,0001,022
Premises and equipment expense$1,185,0001,038
Additional noninterest expense$2,999,0001,152
Pre-tax net operating income$6,716,000978
Securities gains (losses)$0687
Applicable income taxes$1,829,000696
Income before extraordinary items$4,887,0001,060
Extraordinary gains, net$04
Net income$4,887,0001,058
Minority interest net income$060
Net income of bank and minority interests.$4,887,0001,060
Net charge-offs$511,000333
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$20,000449
Net operating income$4,887,0001,084
2022-03-31 (YTD Data)Rank
Total interest income$8,524,000933
Total interest expense$360,0001,426
Net interest income$8,164,000902
Provision for loan and lease losses$02,285
Total noninterest income$319,0002,513
Gross Fiduciary activities income$0892
Service charges on deposit accounts$98,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,467
Total noninterest expense$5,449,0001,099
Salaries and employee benefits$3,431,0001,039
Premises and equipment expense$573,0001,071
Additional noninterest expense$1,445,0001,175
Pre-tax net operating income$3,034,0001,003
Securities gains (losses)$0623
Applicable income taxes$802,000740
Income before extraordinary items$2,232,0001,104
Extraordinary gains, net$04
Net income$2,232,0001,103
Minority interest net income$050
Net income of bank and minority interests.$2,232,0001,104
Net charge-offs$153,000418
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$222,000180
Net operating income$2,232,0001,118
2021-12-31 (YTD Data)Rank
Total interest income$31,322,0001,014
Total interest expense$1,200,0001,955
Net interest income$30,122,000965
Provision for loan and lease losses$03,064
Total noninterest income$990,0002,987
Gross Fiduciary activities income$0994
Service charges on deposit accounts$283,0002,259
Trading account gains and feesNANA
Additional Noninterest Income$707,0002,957
Total noninterest expense$19,989,0001,165
Salaries and employee benefits$12,288,0001,105
Premises and equipment expense$2,101,0001,162
Additional noninterest expense$5,600,0001,201
Pre-tax net operating income$11,123,0001,187
Securities gains (losses)$-77,0004,618
Applicable income taxes$3,055,000855
Income before extraordinary items$7,991,0001,343
Extraordinary gains, net$010
Net income$7,991,0001,343
Minority interest net income$074
Net income of bank and minority interests.$7,991,0001,343
Net charge-offs$238,000939
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$367,000348
Net operating income$8,051,8301,319
2021-09-30 (YTD Data)Rank
Total interest income$23,119,0001,053
Total interest expense$838,0002,143
Net interest income$22,281,000995
Provision for loan and lease losses$02,963
Total noninterest income$752,0002,998
Gross Fiduciary activities income$0957
Service charges on deposit accounts$204,0002,307
Trading account gains and feesNANA
Additional Noninterest Income$548,0002,977
Total noninterest expense$14,628,0001,194
Salaries and employee benefits$8,995,0001,136
Premises and equipment expense$1,571,0001,181
Additional noninterest expense$4,062,0001,237
Pre-tax net operating income$8,405,0001,226
Securities gains (losses)$-77,0004,781
Applicable income taxes$2,303,000903
Income before extraordinary items$6,025,0001,401
Extraordinary gains, net$08
Net income$6,025,0001,400
Minority interest net income$069
Net income of bank and minority interests.$6,025,0001,401
Net charge-offs$-14,0003,770
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$217,000333
Net operating income$6,085,8301,368
2021-06-30 (YTD Data)Rank
Total interest income$14,908,0001,071
Total interest expense$511,0002,345
Net interest income$14,397,0001,006
Provision for loan and lease losses$02,862
Total noninterest income$397,0003,245
Gross Fiduciary activities income$0951
Service charges on deposit accounts$126,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$271,0003,218
Total noninterest expense$9,793,0001,181
Salaries and employee benefits$6,271,0001,089
Premises and equipment expense$1,032,0001,181
Additional noninterest expense$2,490,0001,317
Pre-tax net operating income$5,001,0001,322
Securities gains (losses)$-16,0004,687
Applicable income taxes$1,398,000930
Income before extraordinary items$3,587,0001,516
Extraordinary gains, net$06
Net income$3,587,0001,517
Minority interest net income$067
Net income of bank and minority interests.$3,587,0001,516
Net charge-offs$-24,0004,124
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$110,000342
Net operating income$3,599,6401,476
2021-03-31 (YTD Data)Rank
Total interest income$7,108,0001,116
Total interest expense$242,0002,494
Net interest income$6,866,0001,041
Provision for loan and lease losses$02,741
Total noninterest income$191,0003,273
Gross Fiduciary activities income$0922
Service charges on deposit accounts$59,0002,411
Trading account gains and feesNANA
Additional Noninterest Income$132,0003,239
Total noninterest expense$4,843,0001,161
Salaries and employee benefits$3,082,0001,097
Premises and equipment expense$530,0001,169
Additional noninterest expense$1,231,0001,305
Pre-tax net operating income$2,214,0001,419
Securities gains (losses)$01,392
Applicable income taxes$626,000981
Income before extraordinary items$1,588,0001,665
Extraordinary gains, net$03
Net income$1,588,0001,665
Minority interest net income$055
Net income of bank and minority interests.$1,588,0001,665
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$84,000272
Net operating income$1,588,0001,618
2020-12-31 (YTD Data)Rank
Total interest income$26,039,0001,193
Total interest expense$1,001,0002,930
Net interest income$25,038,0001,070
Provision for loan and lease losses$2,125,0001,004
Total noninterest income$1,028,0002,834
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$304,0002,218
Trading account gains and feesNANA
Additional Noninterest Income$724,0002,779
Total noninterest expense$17,528,0001,226
Salaries and employee benefits$10,836,0001,169
Premises and equipment expense$2,150,0001,104
Additional noninterest expense$4,542,0001,387
Pre-tax net operating income$6,413,0001,477
Securities gains (losses)$02,675
Applicable income taxes$1,812,000994
Income before extraordinary items$4,601,0001,738
Extraordinary gains, net$04
Net income$4,601,0001,738
Minority interest net income$072
Net income of bank and minority interests.$4,601,0001,738
Net charge-offs$-97,0004,742
Cash dividends$300,0003,173
Sale, conversion, retirement of capital stock, net$689,000235
Net operating income$4,601,0001,700
2020-09-30 (YTD Data)Rank
Total interest income$19,187,0001,210
Total interest expense$775,0002,984
Net interest income$18,412,0001,075
Provision for loan and lease losses$2,125,000857
Total noninterest income$795,0002,779
Gross Fiduciary activities income$0981
Service charges on deposit accounts$231,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$564,0002,721
Total noninterest expense$13,026,0001,221
Salaries and employee benefits$7,921,0001,183
Premises and equipment expense$1,614,0001,099
Additional noninterest expense$3,491,0001,340
Pre-tax net operating income$4,056,0001,653
Securities gains (losses)$02,494
Applicable income taxes$1,145,0001,081
Income before extraordinary items$2,911,0001,937
Extraordinary gains, net$04
Net income$2,911,0001,936
Minority interest net income$065
Net income of bank and minority interests.$2,911,0001,937
Net charge-offs$-85,0004,784
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$449,000226
Net operating income$2,911,0001,885
2020-06-30 (YTD Data)Rank
Total interest income$12,750,0001,229
Total interest expense$563,0002,968
Net interest income$12,187,0001,086
Provision for loan and lease losses$1,475,000867
Total noninterest income$469,0002,868
Gross Fiduciary activities income$0970
Service charges on deposit accounts$158,0002,196
Trading account gains and feesNANA
Additional Noninterest Income$311,0002,872
Total noninterest expense$8,448,0001,245
Salaries and employee benefits$5,217,0001,193
Premises and equipment expense$1,096,0001,080
Additional noninterest expense$2,135,0001,423
Pre-tax net operating income$2,733,0001,572
Securities gains (losses)$02,249
Applicable income taxes$775,0001,007
Income before extraordinary items$1,958,0001,879
Extraordinary gains, net$04
Net income$1,958,0001,879
Minority interest net income$065
Net income of bank and minority interests.$1,958,0001,880
Net charge-offs$-24,0004,568
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$247,000229
Net operating income$1,958,0001,842
2020-03-31 (YTD Data)Rank
Total interest income$6,188,0001,264
Total interest expense$323,0002,908
Net interest income$5,865,0001,098
Provision for loan and lease losses$825,000678
Total noninterest income$288,0002,570
Gross Fiduciary activities income$0941
Service charges on deposit accounts$94,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$194,0002,467
Total noninterest expense$4,495,0001,194
Salaries and employee benefits$2,824,0001,121
Premises and equipment expense$554,0001,089
Additional noninterest expense$1,117,0001,392
Pre-tax net operating income$833,0002,096
Securities gains (losses)$01,705
Applicable income taxes$225,0001,303
Income before extraordinary items$608,0002,385
Extraordinary gains, net$04
Net income$608,0002,384
Minority interest net income$056
Net income of bank and minority interests.$608,0002,385
Net charge-offs$-12,0004,522
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$71,000281
Net operating income$608,0002,353
2019-12-31 (YTD Data)Rank
Total interest income$25,093,0001,261
Total interest expense$1,143,0003,119
Net interest income$23,950,0001,085
Provision for loan and lease losses$03,973
Total noninterest income$1,852,0002,047
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$323,0002,499
Trading account gains and feesNANA
Additional Noninterest Income$1,529,0001,773
Total noninterest expense$16,208,0001,265
Salaries and employee benefits$9,963,0001,206
Premises and equipment expense$1,952,0001,191
Additional noninterest expense$4,293,0001,425
Pre-tax net operating income$9,594,0001,087
Securities gains (losses)$60,0001,164
Applicable income taxes$2,567,000768
Income before extraordinary items$7,087,0001,232
Extraordinary gains, net$011
Net income$7,087,0001,233
Minority interest net income$076
Net income of bank and minority interests.$7,087,0001,234
Net charge-offs$-46,0004,758
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$765,000242
Net operating income$7,039,6001,208
2019-09-30 (YTD Data)Rank
Total interest income$18,973,0001,264
Total interest expense$832,0003,182
Net interest income$18,141,0001,085
Provision for loan and lease losses$03,836
Total noninterest income$1,547,0001,945
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$246,0002,501
Trading account gains and feesNANA
Additional Noninterest Income$1,301,0001,656
Total noninterest expense$12,463,0001,246
Salaries and employee benefits$7,826,0001,163
Premises and equipment expense$1,453,0001,210
Additional noninterest expense$3,184,0001,443
Pre-tax net operating income$7,225,0001,107
Securities gains (losses)$60,000993
Applicable income taxes$1,933,000785
Income before extraordinary items$5,352,0001,240
Extraordinary gains, net$011
Net income$5,352,0001,242
Minority interest net income$072
Net income of bank and minority interests.$5,352,0001,242
Net charge-offs$-34,0004,735
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$606,000209
Net operating income$5,304,6001,225
2019-06-30 (YTD Data)Rank
Total interest income$12,704,0001,247
Total interest expense$554,0003,176
Net interest income$12,150,0001,082
Provision for loan and lease losses$03,685
Total noninterest income$1,002,0001,957
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$158,0002,534
Trading account gains and feesNANA
Additional Noninterest Income$844,0001,661
Total noninterest expense$8,503,0001,237
Salaries and employee benefits$5,374,0001,144
Premises and equipment expense$931,0001,259
Additional noninterest expense$2,198,0001,415
Pre-tax net operating income$4,649,0001,105
Securities gains (losses)$01,702
Applicable income taxes$1,235,000783
Income before extraordinary items$3,414,0001,256
Extraordinary gains, net$011
Net income$3,414,0001,256
Minority interest net income$069
Net income of bank and minority interests.$3,414,0001,256
Net charge-offs$-24,0004,734
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$455,000183
Net operating income$3,414,0001,235
2019-03-31 (YTD Data)Rank
Total interest income$6,452,0001,214
Total interest expense$272,0003,181
Net interest income$6,180,0001,068
Provision for loan and lease losses$03,406
Total noninterest income$474,0001,977
Gross Fiduciary activities income$0972
Service charges on deposit accounts$76,0002,606
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,671
Total noninterest expense$4,241,0001,234
Salaries and employee benefits$2,674,0001,149
Premises and equipment expense$463,0001,286
Additional noninterest expense$1,104,0001,398
Pre-tax net operating income$2,413,0001,057
Securities gains (losses)$01,087
Applicable income taxes$637,000745
Income before extraordinary items$1,776,0001,197
Extraordinary gains, net$05
Net income$1,776,0001,196
Minority interest net income$052
Net income of bank and minority interests.$1,776,0001,196
Net charge-offs$-12,0004,722
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$239,000153
Net operating income$1,776,0001,171
2018-12-31 (YTD Data)Rank
Total interest income$23,557,0001,253
Total interest expense$827,0003,215
Net interest income$22,730,0001,116
Provision for loan and lease losses$120,0002,842
Total noninterest income$1,991,0001,990
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$299,0002,746
Trading account gains and feesNANA
Additional Noninterest Income$1,692,0001,665
Total noninterest expense$15,742,0001,288
Salaries and employee benefits$10,068,0001,169
Premises and equipment expense$1,670,0001,356
Additional noninterest expense$4,004,0001,502
Pre-tax net operating income$8,859,0001,142
Securities gains (losses)$01,125
Applicable income taxes$2,427,000763
Income before extraordinary items$6,432,0001,293
Extraordinary gains, net$06
Net income$6,432,0001,292
Minority interest net income$072
Net income of bank and minority interests.$6,432,0001,292
Net charge-offs$-50,0004,879
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,058,000221
Net operating income$6,432,0001,283
2018-09-30 (YTD Data)Rank
Total interest income$17,168,0001,274
Total interest expense$566,0003,291
Net interest income$16,602,0001,135
Provision for loan and lease losses$20,0003,606
Total noninterest income$1,449,0002,043
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$221,0002,790
Trading account gains and feesNANA
Additional Noninterest Income$1,228,0001,719
Total noninterest expense$11,857,0001,274
Salaries and employee benefits$7,546,0001,169
Premises and equipment expense$1,263,0001,362
Additional noninterest expense$3,048,0001,493
Pre-tax net operating income$6,174,0001,209
Securities gains (losses)$01,118
Applicable income taxes$1,683,000818
Income before extraordinary items$4,491,0001,364
Extraordinary gains, net$05
Net income$4,491,0001,363
Minority interest net income$066
Net income of bank and minority interests.$4,491,0001,363
Net charge-offs$-37,0004,838
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$598,000233
Net operating income$4,491,0001,348
2018-06-30 (YTD Data)Rank
Total interest income$11,038,0001,303
Total interest expense$330,0003,422
Net interest income$10,708,0001,159
Provision for loan and lease losses$20,0003,342
Total noninterest income$978,0002,035
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$143,0002,837
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,696
Total noninterest expense$7,888,0001,281
Salaries and employee benefits$5,064,0001,167
Premises and equipment expense$827,0001,398
Additional noninterest expense$1,997,0001,507
Pre-tax net operating income$3,778,0001,271
Securities gains (losses)$0961
Applicable income taxes$1,029,000864
Income before extraordinary items$2,749,0001,434
Extraordinary gains, net$06
Net income$2,749,0001,433
Minority interest net income$065
Net income of bank and minority interests.$2,749,0001,433
Net charge-offs$-25,0004,811
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$415,000212
Net operating income$2,749,0001,423
2018-03-31 (YTD Data)Rank
Total interest income$5,366,0001,322
Total interest expense$158,0003,436
Net interest income$5,208,0001,186
Provision for loan and lease losses$20,0002,793
Total noninterest income$381,0002,324
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$71,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$310,0001,985
Total noninterest expense$3,881,0001,310
Salaries and employee benefits$2,481,0001,186
Premises and equipment expense$416,0001,406
Additional noninterest expense$984,0001,527
Pre-tax net operating income$1,688,0001,357
Securities gains (losses)$0735
Applicable income taxes$449,000939
Income before extraordinary items$1,239,0001,548
Extraordinary gains, net$07
Net income$1,239,0001,548
Minority interest net income$052
Net income of bank and minority interests.$1,239,0001,548
Net charge-offs$-12,0004,814
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$203,000192
Net operating income$1,239,0001,540
2017-12-31 (YTD Data)Rank
Total interest income$19,762,0001,356
Total interest expense$620,0003,340
Net interest income$19,142,0001,263
Provision for loan and lease losses$175,0002,522
Total noninterest income$1,156,0002,741
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$243,0003,171
Trading account gains and feesNANA
Additional Noninterest Income$913,0002,392
Total noninterest expense$14,018,0001,429
Salaries and employee benefits$8,712,0001,296
Premises and equipment expense$1,542,0001,485
Additional noninterest expense$3,764,0001,599
Pre-tax net operating income$6,105,0001,442
Securities gains (losses)$02,243
Applicable income taxes$3,260,000906
Income before extraordinary items$2,845,0002,142
Extraordinary gains, net$09
Net income$2,845,0002,143
Minority interest net income$076
Net income of bank and minority interests.$2,845,0002,143
Net charge-offs$64,0002,795
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,173,000206
Net operating income$2,845,0002,124
2017-09-30 (YTD Data)Rank
Total interest income$14,494,0001,390
Total interest expense$470,0003,319
Net interest income$14,024,0001,291
Provision for loan and lease losses$110,0002,569
Total noninterest income$845,0002,803
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$175,0003,266
Trading account gains and feesNANA
Additional Noninterest Income$670,0002,448
Total noninterest expense$10,443,0001,437
Salaries and employee benefits$6,518,0001,306
Premises and equipment expense$1,140,0001,515
Additional noninterest expense$2,785,0001,605
Pre-tax net operating income$4,316,0001,527
Securities gains (losses)$02,274
Applicable income taxes$1,651,0001,042
Income before extraordinary items$2,665,0001,920
Extraordinary gains, net$09
Net income$2,665,0001,920
Minority interest net income$071
Net income of bank and minority interests.$2,665,0001,920
Net charge-offs$76,0002,144
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$981,000195
Net operating income$2,665,0001,894
2017-06-30 (YTD Data)Rank
Total interest income$9,428,0001,407
Total interest expense$318,0003,264
Net interest income$9,110,0001,313
Provision for loan and lease losses$25,0003,303
Total noninterest income$499,0002,971
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$110,0003,347
Trading account gains and feesNANA
Additional Noninterest Income$389,0002,616
Total noninterest expense$6,927,0001,450
Salaries and employee benefits$4,393,0001,299
Premises and equipment expense$742,0001,544
Additional noninterest expense$1,792,0001,665
Pre-tax net operating income$2,657,0001,618
Securities gains (losses)$01,906
Applicable income taxes$1,015,0001,093
Income before extraordinary items$1,642,0002,009
Extraordinary gains, net$011
Net income$1,642,0002,009
Minority interest net income$071
Net income of bank and minority interests.$1,642,0002,009
Net charge-offs$51,0001,986
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$804,000157
Net operating income$1,642,0001,981
2017-03-31 (YTD Data)Rank
Total interest income$4,605,0001,426
Total interest expense$154,0003,312
Net interest income$4,451,0001,330
Provision for loan and lease losses$03,537
Total noninterest income$256,0002,927
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$52,0003,444
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,549
Total noninterest expense$3,408,0001,472
Salaries and employee benefits$2,191,0001,316
Premises and equipment expense$353,0001,628
Additional noninterest expense$864,0001,717
Pre-tax net operating income$1,299,0001,611
Securities gains (losses)$01,153
Applicable income taxes$512,0001,055
Income before extraordinary items$787,0002,010
Extraordinary gains, net$08
Net income$787,0002,011
Minority interest net income$055
Net income of bank and minority interests.$787,0002,011
Net charge-offs$59,0001,222
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$266,000167
Net operating income$787,0001,986
2016-12-31 (YTD Data)Rank
Total interest income$17,688,0001,441
Total interest expense$702,0003,047
Net interest income$16,986,0001,346
Provision for loan and lease losses$295,0002,034
Total noninterest income$421,0004,315
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$140,0004,093
Trading account gains and fees$0170
Additional Noninterest Income$281,0004,005
Total noninterest expense$12,062,0001,610
Salaries and employee benefits$7,488,0001,459
Premises and equipment expense$1,395,0001,624
Additional noninterest expense$3,179,0001,879
Pre-tax net operating income$5,050,0001,617
Securities gains (losses)$10,0002,659
Applicable income taxes$1,992,0001,049
Income before extraordinary items$3,068,0002,069
Extraordinary gains, net$05
Net income$3,068,0002,068
Minority interest net income$082
Net income of bank and minority interests.$3,068,0002,068
Net charge-offs$-51,0005,371
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$770,000234
Net operating income$3,061,6002,016
2016-09-30 (YTD Data)Rank
Total interest income$12,960,0001,474
Total interest expense$546,0002,967
Net interest income$12,414,0001,377
Provision for loan and lease losses$295,0001,659
Total noninterest income$238,0004,659
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$99,0004,210
Trading account gains and fees$0169
Additional Noninterest Income$139,0004,485
Total noninterest expense$8,922,0001,625
Salaries and employee benefits$5,578,0001,454
Premises and equipment expense$1,018,0001,671
Additional noninterest expense$2,326,0001,914
Pre-tax net operating income$3,435,0001,766
Securities gains (losses)$10,0002,582
Applicable income taxes$1,407,0001,127
Income before extraordinary items$2,038,0002,309
Extraordinary gains, net$05
Net income$2,038,0002,308
Minority interest net income$071
Net income of bank and minority interests.$2,038,0002,309
Net charge-offs$-39,0005,293
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$625,000195
Net operating income$2,031,6002,260
2016-06-30 (YTD Data)Rank
Total interest income$8,617,0001,484
Total interest expense$385,0002,891
Net interest income$8,232,0001,388
Provision for loan and lease losses$40,0003,094
Total noninterest income$163,0004,656
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$67,0004,184
Trading account gains and fees$0157
Additional Noninterest Income$96,0004,459
Total noninterest expense$6,008,0001,615
Salaries and employee benefits$3,777,0001,441
Premises and equipment expense$674,0001,681
Additional noninterest expense$1,557,0001,914
Pre-tax net operating income$2,347,0001,726
Securities gains (losses)$10,0002,238
Applicable income taxes$964,0001,111
Income before extraordinary items$1,393,0002,249
Extraordinary gains, net$016
Net income$1,393,0002,248
Minority interest net income$071
Net income of bank and minority interests.$1,393,0002,248
Net charge-offs$-26,0005,296
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$489,000173
Net operating income$1,386,6002,189
2016-03-31 (YTD Data)Rank
Total interest income$4,332,0001,468
Total interest expense$180,0003,020
Net interest income$4,152,0001,378
Provision for loan and lease losses$03,656
Total noninterest income$69,0004,826
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$35,0004,105
Trading account gains and fees$0142
Additional Noninterest Income$34,0004,801
Total noninterest expense$3,033,0001,602
Salaries and employee benefits$1,894,0001,446
Premises and equipment expense$345,0001,657
Additional noninterest expense$794,0001,872
Pre-tax net operating income$1,188,0001,691
Securities gains (losses)$02,077
Applicable income taxes$484,0001,086
Income before extraordinary items$704,0002,201
Extraordinary gains, net$012
Net income$704,0002,201
Minority interest net income$062
Net income of bank and minority interests.$704,0002,201
Net charge-offs$-19,0005,448
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$265,000151
Net operating income$704,0002,136
2015-12-31 (YTD Data)Rank
Total interest income$15,710,0001,567
Total interest expense$665,0003,171
Net interest income$15,045,0001,467
Provision for loan and lease losses$565,0001,233
Total noninterest income$610,0003,877
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$123,0004,425
Trading account gains and fees$0159
Additional Noninterest Income$487,0003,325
Total noninterest expense$11,265,0001,687
Salaries and employee benefits$6,890,0001,536
Premises and equipment expense$1,300,0001,754
Additional noninterest expense$3,075,0001,963
Pre-tax net operating income$3,825,0001,936
Securities gains (losses)$03,216
Applicable income taxes$1,444,0001,270
Income before extraordinary items$2,381,0002,416
Extraordinary gains, net$023
Net income$2,381,0002,418
Minority interest net income$081
Net income of bank and minority interests.$2,381,0002,418
Net charge-offs$-31,0005,445
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$967,000228
Net operating income$2,381,0002,375
2015-09-30 (YTD Data)Rank
Total interest income$11,531,0001,625
Total interest expense$503,0003,196
Net interest income$11,028,0001,516
Provision for loan and lease losses$565,000946
Total noninterest income$536,0003,620
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$89,0004,521
Trading account gains and fees$0153
Additional Noninterest Income$447,0003,058
Total noninterest expense$8,319,0001,716
Salaries and employee benefits$5,073,0001,559
Premises and equipment expense$954,0001,809
Additional noninterest expense$2,292,0001,964
Pre-tax net operating income$2,680,0002,091
Securities gains (losses)$03,031
Applicable income taxes$973,0001,397
Income before extraordinary items$1,707,0002,547
Extraordinary gains, net$021
Net income$1,707,0002,548
Minority interest net income$078
Net income of bank and minority interests.$1,707,0002,548
Net charge-offs$-36,0005,514
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$818,000194
Net operating income$1,707,0002,496
2015-06-30 (YTD Data)Rank
Total interest income$7,584,0001,659
Total interest expense$336,0003,215
Net interest income$7,248,0001,538
Provision for loan and lease losses$200,0001,484
Total noninterest income$429,0003,350
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$60,0004,503
Trading account gains and fees$0157
Additional Noninterest Income$369,0002,782
Total noninterest expense$5,482,0001,749
Salaries and employee benefits$3,371,0001,579
Premises and equipment expense$603,0001,908
Additional noninterest expense$1,508,0001,988
Pre-tax net operating income$1,995,0001,901
Securities gains (losses)$02,636
Applicable income taxes$693,0001,332
Income before extraordinary items$1,302,0002,287
Extraordinary gains, net$022
Net income$1,302,0002,289
Minority interest net income$075
Net income of bank and minority interests.$1,302,0002,289
Net charge-offs$-24,0005,531
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$726,000155
Net operating income$1,302,0002,241
2015-03-31 (YTD Data)Rank
Total interest income$3,713,0001,692
Total interest expense$165,0003,283
Net interest income$3,548,0001,559
Provision for loan and lease losses$200,000888
Total noninterest income$317,0002,711
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$286,0002,185
Total noninterest expense$2,658,0001,797
Salaries and employee benefits$1,627,0001,645
Premises and equipment expense$298,0001,949
Additional noninterest expense$733,0002,022
Pre-tax net operating income$1,007,0001,848
Securities gains (losses)$02,027
Applicable income taxes$306,0001,424
Income before extraordinary items$701,0002,135
Extraordinary gains, net$013
Net income$701,0002,136
Minority interest net income$064
Net income of bank and minority interests.$701,0002,136
Net charge-offs$-12,0005,499
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$588,000108
Net operating income$701,0002,068
2014-12-31 (YTD Data)Rank
Total interest income$13,819,0001,814
Total interest expense$621,0003,541
Net interest income$13,198,0001,678
Provision for loan and lease losses$575,0001,331
Total noninterest income$302,0004,989
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$122,0004,702
Trading account gains and fees$0180
Additional Noninterest Income$180,0004,669
Total noninterest expense$9,758,0001,940
Salaries and employee benefits$5,858,0001,760
Premises and equipment expense$1,097,0002,083
Additional noninterest expense$2,803,0002,163
Pre-tax net operating income$3,167,0002,186
Securities gains (losses)$162,000927
Applicable income taxes$1,369,0001,273
Income before extraordinary items$1,960,0002,741
Extraordinary gains, net$017
Net income$1,960,0002,739
Minority interest net income$084
Net income of bank and minority interests.$1,960,0002,741
Net charge-offs$-59,0006,025
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,182,000184
Net operating income$1,856,3202,802
2014-09-30 (YTD Data)Rank
Total interest income$10,051,0001,878
Total interest expense$466,0003,601
Net interest income$9,585,0001,729
Provision for loan and lease losses$525,0001,095
Total noninterest income$217,0005,081
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$92,0004,754
Trading account gains and fees$0174
Additional Noninterest Income$125,0004,803
Total noninterest expense$7,174,0001,978
Salaries and employee benefits$4,322,0001,793
Premises and equipment expense$794,0002,164
Additional noninterest expense$2,058,0002,184
Pre-tax net operating income$2,103,0002,431
Securities gains (losses)$162,000739
Applicable income taxes$932,0001,377
Income before extraordinary items$1,333,0002,960
Extraordinary gains, net$015
Net income$1,333,0002,960
Minority interest net income$081
Net income of bank and minority interests.$1,333,0002,961
Net charge-offs$-47,0006,018
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$943,000151
Net operating income$1,229,3203,051
2014-06-30 (YTD Data)Rank
Total interest income$6,549,0001,908
Total interest expense$308,0003,672
Net interest income$6,241,0001,755
Provision for loan and lease losses$275,0001,371
Total noninterest income$151,0005,038
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$64,0004,681
Trading account gains and fees$0172
Additional Noninterest Income$87,0004,745
Total noninterest expense$4,714,0002,013
Salaries and employee benefits$2,878,0001,791
Premises and equipment expense$518,0002,210
Additional noninterest expense$1,318,0002,262
Pre-tax net operating income$1,403,0002,373
Securities gains (losses)$46,0001,209
Applicable income taxes$586,0001,388
Income before extraordinary items$863,0002,944
Extraordinary gains, net$020
Net income$863,0002,950
Minority interest net income$080
Net income of bank and minority interests.$863,0002,950
Net charge-offs$-35,0006,060
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$618,000138
Net operating income$833,5602,946
2014-03-31 (YTD Data)Rank
Total interest income$3,202,0001,938
Total interest expense$149,0003,798
Net interest income$3,053,0001,788
Provision for loan and lease losses$120,0001,448
Total noninterest income$73,0005,062
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$43,0004,740
Total noninterest expense$2,332,0002,032
Salaries and employee benefits$1,437,0001,804
Premises and equipment expense$254,0002,282
Additional noninterest expense$641,0002,335
Pre-tax net operating income$674,0002,390
Securities gains (losses)$01,715
Applicable income taxes$266,0001,454
Income before extraordinary items$408,0002,954
Extraordinary gains, net$016
Net income$408,0002,957
Minority interest net income$066
Net income of bank and minority interests.$408,0002,957
Net charge-offs$-23,0006,086
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$165,000202
Net operating income$408,0002,921
2013-12-31 (YTD Data)Rank
Total interest income$13,090,0001,903
Total interest expense$597,0004,089
Net interest income$12,493,0001,723
Provision for loan and lease losses$868,0001,245
Total noninterest income$307,0005,107
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$112,0005,081
Trading account gains and fees$0184
Additional Noninterest Income$195,0004,646
Total noninterest expense$9,065,0002,086
Salaries and employee benefits$5,522,0001,850
Premises and equipment expense$1,041,0002,164
Additional noninterest expense$2,502,0002,462
Pre-tax net operating income$2,867,0002,235
Securities gains (losses)$03,182
Applicable income taxes$1,175,0001,325
Income before extraordinary items$1,692,0002,920
Extraordinary gains, net$029
Net income$1,692,0002,922
Minority interest net income$090
Net income of bank and minority interests.$1,692,0002,923
Net charge-offs$491,0002,032
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$2,490,000141
Net operating income$1,692,0002,872
2013-09-30 (YTD Data)Rank
Total interest income$9,779,0001,919
Total interest expense$464,0004,104
Net interest income$9,315,0001,731
Provision for loan and lease losses$868,000996
Total noninterest income$240,0005,128
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$82,0005,164
Trading account gains and fees$0180
Additional Noninterest Income$158,0004,634
Total noninterest expense$6,855,0002,063
Salaries and employee benefits$4,193,0001,831
Premises and equipment expense$765,0002,242
Additional noninterest expense$1,897,0002,423
Pre-tax net operating income$1,832,0002,591
Securities gains (losses)$03,040
Applicable income taxes$754,0001,511
Income before extraordinary items$1,078,0003,282
Extraordinary gains, net$025
Net income$1,078,0003,285
Minority interest net income$084
Net income of bank and minority interests.$1,078,0003,286
Net charge-offs$496,0001,595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,473,000135
Net operating income$1,078,0003,207
2013-06-30 (YTD Data)Rank
Total interest income$6,443,0001,933
Total interest expense$315,0004,130
Net interest income$6,128,0001,746
Provision for loan and lease losses$779,000815
Total noninterest income$140,0005,335
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$51,0005,273
Trading account gains and fees$0157
Additional Noninterest Income$89,0004,882
Total noninterest expense$4,419,0002,129
Salaries and employee benefits$2,676,0001,924
Premises and equipment expense$460,0002,446
Additional noninterest expense$1,283,0002,383
Pre-tax net operating income$1,070,0002,762
Securities gains (losses)$02,791
Applicable income taxes$448,0001,625
Income before extraordinary items$622,0003,547
Extraordinary gains, net$022
Net income$622,0003,549
Minority interest net income$082
Net income of bank and minority interests.$622,0003,550
Net charge-offs$500,0001,254
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$697,000136
Net operating income$622,0003,442
2013-03-31 (YTD Data)Rank
Total interest income$3,167,0001,983
Total interest expense$159,0004,201
Net interest income$3,008,0001,786
Provision for loan and lease losses$460,000728
Total noninterest income$63,0005,477
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$22,0005,472
Trading account gains and fees$0148
Additional Noninterest Income$41,0004,961
Total noninterest expense$2,159,0002,201
Salaries and employee benefits$1,317,0001,973
Premises and equipment expense$230,0002,467
Additional noninterest expense$612,0002,494
Pre-tax net operating income$452,0003,075
Securities gains (losses)$01,966
Applicable income taxes$189,0001,769
Income before extraordinary items$263,0003,799
Extraordinary gains, net$010
Net income$263,0003,798
Minority interest net income$076
Net income of bank and minority interests.$263,0003,801
Net charge-offs$500,000771
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$86,000261
Net operating income$263,0003,693
2012-12-31 (YTD Data)Rank
Total interest income$12,601,0002,079
Total interest expense$824,0004,054
Net interest income$11,777,0001,862
Provision for loan and lease losses$994,0001,781
Total noninterest income$909,0003,422
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$85,0005,653
Trading account gains and fees$0166
Additional Noninterest Income$824,0002,637
Total noninterest expense$8,720,0002,177
Salaries and employee benefits$5,160,0001,953
Premises and equipment expense$918,0002,443
Additional noninterest expense$2,642,0002,445
Pre-tax net operating income$2,972,0002,109
Securities gains (losses)$03,810
Applicable income taxes$1,166,0001,324
Income before extraordinary items$1,806,0002,770
Extraordinary gains, net$029
Net income$1,806,0002,773
Minority interest net income$093
Net income of bank and minority interests.$1,806,0002,772
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$303,000378
Net operating income$1,806,0002,657
2012-09-30 (YTD Data)Rank
Total interest income$9,344,0002,138
Total interest expense$640,0004,090
Net interest income$8,704,0001,913
Provision for loan and lease losses$562,0002,133
Total noninterest income$123,0005,971
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$63,0005,739
Trading account gains and fees$0157
Additional Noninterest Income$60,0005,592
Total noninterest expense$6,436,0002,227
Salaries and employee benefits$3,834,0001,973
Premises and equipment expense$682,0002,487
Additional noninterest expense$1,920,0002,513
Pre-tax net operating income$1,829,0002,514
Securities gains (losses)$03,575
Applicable income taxes$771,0001,477
Income before extraordinary items$1,058,0003,322
Extraordinary gains, net$020
Net income$1,058,0003,324
Minority interest net income$086
Net income of bank and minority interests.$1,058,0003,324
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$249,000321
Net operating income$1,058,0003,177
2012-06-30 (YTD Data)Rank
Total interest income$6,045,0002,214
Total interest expense$433,0004,161
Net interest income$5,612,0001,971
Provision for loan and lease losses$464,0001,889
Total noninterest income$76,0006,070
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$43,0005,727
Trading account gains and fees$0153
Additional Noninterest Income$33,0005,808
Total noninterest expense$4,326,0002,212
Salaries and employee benefits$2,544,0001,979
Premises and equipment expense$469,0002,428
Additional noninterest expense$1,313,0002,471
Pre-tax net operating income$898,0003,074
Securities gains (losses)$03,178
Applicable income taxes$380,0001,781
Income before extraordinary items$518,0003,926
Extraordinary gains, net$019
Net income$518,0003,928
Minority interest net income$084
Net income of bank and minority interests.$518,0003,929
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$180,000283
Net operating income$518,0003,727
2012-03-31 (YTD Data)Rank
Total interest income$2,925,0002,323
Total interest expense$209,0004,351
Net interest income$2,716,0002,035
Provision for loan and lease losses$40,0003,905
Total noninterest income$38,0006,134
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$22,0005,685
Trading account gains and fees$0148
Additional Noninterest Income$16,0005,903
Total noninterest expense$2,176,0002,190
Salaries and employee benefits$1,302,0001,936
Premises and equipment expense$244,0002,336
Additional noninterest expense$630,0002,531
Pre-tax net operating income$538,0002,732
Securities gains (losses)$02,210
Applicable income taxes$228,0001,579
Income before extraordinary items$310,0003,585
Extraordinary gains, net$019
Net income$310,0003,588
Minority interest net income$078
Net income of bank and minority interests.$310,0003,588
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$92,000232
Net operating income$310,0003,416
2011-12-31 (YTD Data)Rank
Total interest income$11,150,0002,507
Total interest expense$980,0004,449
Net interest income$10,170,0002,152
Provision for loan and lease losses$665,0003,021
Total noninterest income$145,0006,082
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$75,0005,893
Trading account gains and fees$0146
Additional Noninterest Income$70,0005,649
Total noninterest expense$7,406,0002,539
Salaries and employee benefits$4,272,0002,268
Premises and equipment expense$804,0002,910
Additional noninterest expense$2,330,0002,741
Pre-tax net operating income$2,244,0002,297
Securities gains (losses)$03,838
Applicable income taxes$-895,0007,152
Income before extraordinary items$3,139,0001,542
Extraordinary gains, net$029
Net income$3,139,0001,543
Minority interest net income$096
Net income of bank and minority interests.$3,139,0001,543
Net charge-offs$68,0005,284
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$141,000591
Net operating income$3,139,0001,477
2011-09-30 (YTD Data)Rank
Total interest income$8,208,0002,572
Total interest expense$777,0004,432
Net interest income$7,431,0002,223
Provision for loan and lease losses$469,0002,960
Total noninterest income$102,0006,258
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$48,0006,117
Trading account gains and fees$0145
Additional Noninterest Income$54,0005,722
Total noninterest expense$5,259,0002,672
Salaries and employee benefits$3,029,0002,385
Premises and equipment expense$606,0002,923
Additional noninterest expense$1,624,0002,932
Pre-tax net operating income$1,805,0002,261
Securities gains (losses)$03,555
Applicable income taxes$-1,077,0007,310
Income before extraordinary items$2,882,0001,344
Extraordinary gains, net$021
Net income$2,882,0001,344
Minority interest net income$087
Net income of bank and minority interests.$2,882,0001,344
Net charge-offs$68,0004,756
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$75,000625
Net operating income$2,882,0001,265
2011-06-30 (YTD Data)Rank
Total interest income$5,382,0002,634
Total interest expense$526,0004,507
Net interest income$4,856,0002,259
Provision for loan and lease losses$367,0002,711
Total noninterest income$71,0006,267
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$30,0006,196
Trading account gains and fees$0153
Additional Noninterest Income$41,0005,658
Total noninterest expense$3,304,0002,829
Salaries and employee benefits$1,922,0002,506
Premises and equipment expense$392,0002,998
Additional noninterest expense$990,0003,236
Pre-tax net operating income$1,256,0002,158
Securities gains (losses)$02,914
Applicable income taxes$-1,313,0007,430
Income before extraordinary items$2,569,000965
Extraordinary gains, net$015
Net income$2,569,000962
Minority interest net income$089
Net income of bank and minority interests.$2,569,000965
Net charge-offs$68,0004,213
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$20,000738
Net operating income$2,569,000928
2011-03-31 (YTD Data)Rank
Total interest income$2,653,0002,686
Total interest expense$253,0004,721
Net interest income$2,400,0002,275
Provision for loan and lease losses$273,0002,099
Total noninterest income$27,0006,580
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$13,0006,312
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,135
Total noninterest expense$1,557,0003,004
Salaries and employee benefits$910,0002,668
Premises and equipment expense$188,0003,145
Additional noninterest expense$459,0003,395
Pre-tax net operating income$597,0002,233
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$597,0001,920
Extraordinary gains, net$09
Net income$597,0001,919
Minority interest net income$086
Net income of bank and minority interests.$597,0001,920
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$8,000722
Net operating income$597,0001,875
2010-12-31 (YTD Data)Rank
Total interest income$9,177,0003,162
Total interest expense$1,250,0004,709
Net interest income$7,927,0002,747
Provision for loan and lease losses$642,0003,740
Total noninterest income$116,0006,554
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$66,0005,976
Trading account gains and fees$0175
Additional Noninterest Income$50,0006,107
Total noninterest expense$6,247,0003,009
Salaries and employee benefits$3,290,0002,870
Premises and equipment expense$779,0003,036
Additional noninterest expense$2,178,0003,015
Pre-tax net operating income$1,154,0003,142
Securities gains (losses)$03,793
Applicable income taxes$148,0002,944
Income before extraordinary items$1,006,0003,217
Extraordinary gains, net$029
Net income$1,006,0003,214
Minority interest net income$0111
Net income of bank and minority interests.$1,006,0003,217
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$192,000631
Net operating income$1,006,0003,084
2010-09-30 (YTD Data)Rank
Total interest income$6,589,0003,355
Total interest expense$1,000,0004,700
Net interest income$5,589,0002,951
Provision for loan and lease losses$466,0003,658
Total noninterest income$85,0006,712
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$44,0006,182
Trading account gains and fees$0165
Additional Noninterest Income$41,0006,178
Total noninterest expense$4,642,0003,036
Salaries and employee benefits$2,456,0002,898
Premises and equipment expense$588,0003,078
Additional noninterest expense$1,598,0003,033
Pre-tax net operating income$566,0004,038
Securities gains (losses)$03,651
Applicable income taxes$2,0004,515
Income before extraordinary items$564,0003,893
Extraordinary gains, net$023
Net income$564,0003,895
Minority interest net income$0110
Net income of bank and minority interests.$564,0003,895
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$185,000519
Net operating income$564,0003,742
2010-06-30 (YTD Data)Rank
Total interest income$4,217,0003,512
Total interest expense$694,0004,706
Net interest income$3,523,0003,093
Provision for loan and lease losses$257,0003,850
Total noninterest income$55,0006,764
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$26,0006,310
Trading account gains and fees$0152
Additional Noninterest Income$29,0006,184
Total noninterest expense$3,100,0003,032
Salaries and employee benefits$1,652,0002,888
Premises and equipment expense$388,0003,132
Additional noninterest expense$1,060,0003,040
Pre-tax net operating income$221,0004,811
Securities gains (losses)$03,184
Applicable income taxes$2,0004,454
Income before extraordinary items$219,0004,765
Extraordinary gains, net$019
Net income$219,0004,765
Minority interest net income$0105
Net income of bank and minority interests.$219,0004,765
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$169,000393
Net operating income$219,0004,624
2010-03-31 (YTD Data)Rank
Total interest income$1,997,0003,715
Total interest expense$350,0004,814
Net interest income$1,647,0003,290
Provision for loan and lease losses$93,0004,058
Total noninterest income$22,0007,028
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$9,0006,608
Trading account gains and fees$0175
Additional Noninterest Income$13,0006,398
Total noninterest expense$1,559,0003,047
Salaries and employee benefits$854,0002,848
Premises and equipment expense$189,0003,270
Additional noninterest expense$516,0003,086
Pre-tax net operating income$17,0006,054
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$16,0006,167
Extraordinary gains, net$016
Net income$16,0006,168
Minority interest net income$091
Net income of bank and minority interests.$16,0006,168
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$122,000287
Net operating income$16,0006,062
2009-12-31 (YTD Data)Rank
Total interest income$7,214,0004,100
Total interest expense$1,717,0004,843
Net interest income$5,497,0003,699
Provision for loan and lease losses$529,0004,456
Total noninterest income$106,0006,939
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$53,0006,420
Trading account gains and fees$0211
Additional Noninterest Income$53,0006,304
Total noninterest expense$5,779,0003,271
Salaries and employee benefits$3,020,0003,156
Premises and equipment expense$731,0003,351
Additional noninterest expense$2,028,0003,277
Pre-tax net operating income$-705,0006,113
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$-706,0006,202
Extraordinary gains, net$034
Net income$-706,0006,201
Minority interest net income$0115
Net income of bank and minority interests.$-706,0006,201
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$498,000548
Net operating income$-706,0006,204
2009-09-30 (YTD Data)Rank
Total interest income$5,200,0004,255
Total interest expense$1,348,0004,868
Net interest income$3,852,0003,884
Provision for loan and lease losses$456,0003,941
Total noninterest income$78,0007,070
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$37,0006,524
Trading account gains and fees$0212
Additional Noninterest Income$41,0006,430
Total noninterest expense$4,230,0003,347
Salaries and employee benefits$2,253,0003,195
Premises and equipment expense$523,0003,507
Additional noninterest expense$1,454,0003,359
Pre-tax net operating income$-756,0006,510
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$-757,0006,601
Extraordinary gains, net$027
Net income$-757,0006,602
Minority interest net income$0118
Net income of bank and minority interests.$-757,0006,602
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$389,000476
Net operating income$-757,0006,603
2009-06-30 (YTD Data)Rank
Total interest income$3,283,0004,449
Total interest expense$974,0004,803
Net interest income$2,309,0004,130
Provision for loan and lease losses$340,0003,522
Total noninterest income$55,0007,075
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$24,0006,581
Trading account gains and fees$0193
Additional Noninterest Income$31,0006,373
Total noninterest expense$2,854,0003,351
Salaries and employee benefits$1,543,0003,162
Premises and equipment expense$238,0004,593
Additional noninterest expense$1,073,0003,116
Pre-tax net operating income$-830,0006,918
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$-831,0007,039
Extraordinary gains, net$021
Net income$-831,0007,038
Minority interest net income$0112
Net income of bank and minority interests.$-831,0007,039
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$265,000433
Net operating income$-831,0007,028
2009-03-31 (YTD Data)Rank
Total interest income$1,526,0004,707
Total interest expense$517,0004,755
Net interest income$1,009,0004,553
Provision for loan and lease losses$165,0003,095
Total noninterest income$31,0006,970
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$13,0006,516
Trading account gains and fees$0171
Additional Noninterest Income$18,0006,276
Total noninterest expense$1,307,0003,512
Salaries and employee benefits$749,0003,278
Premises and equipment expense$160,0003,797
Additional noninterest expense$398,0003,592
Pre-tax net operating income$-432,0007,244
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$-433,0007,380
Extraordinary gains, net$015
Net income$-433,0007,381
Minority interest net income$0102
Net income of bank and minority interests.$-433,0007,381
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$121,000338
Net operating income$-433,0007,345
2008-12-31 (YTD Data)Rank
Total interest income$5,188,0005,354
Total interest expense$1,516,0005,961
Net interest income$3,672,0004,845
Provision for loan and lease losses$962,0002,769
Total noninterest income$66,0007,611
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$50,0006,627
Trading account gains and fees$0154
Additional Noninterest Income$16,0007,535
Total noninterest expense$4,899,0003,627
Salaries and employee benefits$2,628,0003,623
Premises and equipment expense$547,0004,228
Additional noninterest expense$1,724,0003,251
Pre-tax net operating income$-2,123,0007,397
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$-2,124,0007,415
Extraordinary gains, net$039
Net income$-2,124,0007,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,844
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$476,000567
Net operating income$-2,124,0007,508
2008-09-30 (YTD Data)Rank
Total interest income$3,733,0005,546
Total interest expense$1,086,0006,157
Net interest income$2,647,0004,987
Provision for loan and lease losses$718,0002,226
Total noninterest income$49,0007,759
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$11,0007,732
Total noninterest expense$3,558,0003,703
Salaries and employee benefits$1,956,0003,680
Premises and equipment expense$385,0004,406
Additional noninterest expense$1,217,0003,353
Pre-tax net operating income$-1,580,0007,759
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$-1,581,0007,739
Extraordinary gains, net$031
Net income$-1,581,0007,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,241
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$358,000456
Net operating income$-1,581,0007,825
2008-06-30 (YTD Data)Rank
Total interest income$2,322,0005,803
Total interest expense$665,0006,471
Net interest income$1,657,0005,181
Provision for loan and lease losses$648,0001,617
Total noninterest income$32,0007,831
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$26,0006,681
Trading account gains and fees$0149
Additional Noninterest Income$6,0007,890
Total noninterest expense$2,401,0003,702
Salaries and employee benefits$1,331,0003,656
Premises and equipment expense$238,0004,642
Additional noninterest expense$832,0003,247
Pre-tax net operating income$-1,360,0008,048
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$-1,361,0008,120
Extraordinary gains, net$021
Net income$-1,361,0008,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,608
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$238,000382
Net operating income$-1,361,0008,108
2008-03-31 (YTD Data)Rank
Total interest income$1,098,0006,014
Total interest expense$313,0006,763
Net interest income$785,0005,365
Provision for loan and lease losses$368,0001,215
Total noninterest income$18,0007,776
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$14,0006,612
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$1,124,0003,897
Salaries and employee benefits$635,0003,799
Premises and equipment expense$108,0004,941
Additional noninterest expense$381,0003,439
Pre-tax net operating income$-689,0008,190
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$-690,0008,235
Extraordinary gains, net$015
Net income$-690,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$119,000294
Net operating income$-690,0008,223
2007-12-31 (YTD Data)Rank
Total interest income$2,208,0007,406
Total interest expense$388,0008,109
Net interest income$1,820,0006,728
Provision for loan and lease losses$594,0002,076
Total noninterest income$19,0008,245
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$17,0007,194
Trading account gains and fees$0178
Additional Noninterest Income$2,0008,265
Total noninterest expense$4,268,0003,917
Salaries and employee benefits$2,299,0003,953
Premises and equipment expense$337,0005,506
Additional noninterest expense$1,632,0003,180
Pre-tax net operating income$-3,023,0008,373
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$-3,024,0008,400
Extraordinary gains, net$039
Net income$-3,024,0008,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$31,909,00034
Net operating income$-3,024,0008,393
2007-09-30 (YTD Data)Rank
Total interest income$1,318,0007,768
Total interest expense$155,0008,335
Net interest income$1,163,0007,098
Provision for loan and lease losses$406,0001,830
Total noninterest income$9,0008,345
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$8,0007,322
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$3,122,0003,973
Salaries and employee benefits$1,694,0003,997
Premises and equipment expense$272,0005,298
Additional noninterest expense$1,156,0003,290
Pre-tax net operating income$-2,356,0008,462
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$-2,357,0008,480
Extraordinary gains, net$033
Net income$-2,357,0008,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$31,787,00022
Net operating income$-2,357,0008,471
2007-06-30 (YTD Data)Rank
Total interest income$561,0008,249
Total interest expense$30,0008,506
Net interest income$531,0007,777
Provision for loan and lease losses$140,0002,749
Total noninterest income$1,0008,491
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$2,005,0004,117
Salaries and employee benefits$1,062,0004,226
Premises and equipment expense$161,0005,641
Additional noninterest expense$782,0003,258
Pre-tax net operating income$-1,613,0008,534
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,613,0008,552
Extraordinary gains, net$029
Net income$-1,613,0008,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$31,672,00019
Net operating income$-1,613,0008,540

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.